Best cheap car insurance quotes in Narrows
Virginia laws require all Narrows drivers to carry minimum
liability insurance of 30/60/20, including property damage liability and bodily injury liability coverage.
Drivers must also carry
uninsured motorist coverage to at least the same limits.
Cheap minimum liability insurance quotes in Narrows
Let’s break down the minimum required liability coverage for Narrows drivers:
But that’s not all—just over 10% of Virginia drivers are uninsured. That’s why Virginia also requires
uninsured motorist (UM) coverage for all Narrows drivers.
UM coverage must include the same levels of protection as liability coverage. Underinsured coverage is similar, but it kicks in when the person doesn’t have enough coverage.
Virginia is an at-fault state. If you get into an accident in Narrows with a driver who does not have insurance, you’ll have no recourse for damages with liability-only coverage. But with UM coverage, you’re safe.
Here are the required coverage levels for UM in Narrows:
$60,000 in uninsured motorist bodily injury per accident
$20,000 in uninsured motorist property damage per accident
Under the Virginia state code, no Narrows driver is exempt from these requirements.
You can find affordable minimum liability and uninsured motorist coverage in Narrows with help from Jerry—like the drivers below.
Narrows, VA (Zip Code: 24124)
Do you need more than minimum coverage in Narrows?
You won’t be breaking any laws if you stick with the minimums, but many Narrows drivers prefer higher limits to get more protection in the event of a serious car accident.
Consider the costs after a major crash. From medical expenses to car replacement fees, you could be sued for hundreds of thousands of dollars if you cause a crash. Virginia’s minimum coverage may not cover all these fees—which means you’d be on the hook.
It’s smart to get as much liability coverage as you can afford, and the extra protection may not cost you as much as you think. Check out some sample rates below.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—or get full coverage on your car.
Cheap full coverage car insurance quotes in Narrows
Did you know that liability coverage only protects other people? Full coverage in Narrows is the only way to protect yourself and your car, whether from storm damage or traffic accidents.
A full coverage policy includes
Collision coverage: If your car is damaged in a collision, this coverage will pay for repairs.
Comprehensive coverage: If you suffer non-collision damage—like theft, storm damage, or vandalism—this coverage will kick in.
A lender can require you to carry full coverage on a financed vehicle. That’s because they want to protect their investment while it’s being paid off. Make sure you consult with your lender before selecting an insurance policy in Narrows.
The easiest and fastest way to find the cheapest car insurance in for your preferred coverage option is to compare car insurance rates online.
a top insurance agency, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.