How much does Mazda car insurance cost? 

How to find the cheapest Mazda Car Insurance Quotes

Best car insurance companies for Mazda drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Mazda models 

Safety features: All new Mazda’s are equipped with i-ACTIVSENSE® for enhanced safety and lower insurance costs, but older models with fewer safety features may have higher insurance rates. 
Vehicle value: The higher the value of your car, the higher the insurance costs will be. A fully-loaded
Mazda CX-9
will have higher insurance rates than a base model
Mazda 3
.
Vehicle class: Compact SUVs and small sedans like the
Mazda CX-3
,
Mazda CX-30
and Mazda 3 are cheaper to insure than electric and hybrid vehicles, sports cars, and large sedans and SUVs. 
Engine size: Revving your turbocharged engines might be exciting, but it doesn’t lead to exciting car insurance rates. High-performance cars are classified as higher-risk on the road and have higher insurance premiums. But the only V6 engine in the Mazda lineup belongs to the brand-new CX-90—a total family SUV.
Availability of replacement parts: If you drive a hybrid or older Mazda model, parts can be tricky to get—and that usually coincides with higher insurance premiums.
Cost of repairs: Repair costs on gas-powered Mazda aren’t too steep, but their new mild hybrid and PHEV CX-90 have higher-than-average repair costs.

Mazda 3 insurance cost 

2.5 S (starting MSRP: $23,715): Equipped with a 2.5-liter four-cylinder engine (191 hp, 186 lb-ft), 16-inch alloy wheels, an eight-speaker audio system, 8.8-inch center screen, and Apple CarPlay and Android Auto smartphone integration.
Select (starting MSRP: $25,115): Adds 18-inch wheels, synthetic leather upholstery, dual-zone automatic climate control, keyless ignition and entry, and more safety features.
Preferred (starting MSRP: $26,715): Adds power-adjustable driver's seat with memory settings, heated front seats, and a sunroof.
Carbon Edition (starting MSRP: $28,365): Adds 18-inch black-painted wheels, red leather interior, and 12-speaker Bose audio system.
Premium (starting MSRP: $30,565): Adds head-up display, leather seats, a 12-speaker Bose audio system, and integrated navigation. 
2.5 Turbo (starting MSRP: $33,615): Includes the contents of the 2.5 S' optional Select, Preferred, and Premium packages and adds a 2.5-liter turbocharged four-cylinder engine (227 hp and 310 lb-ft on regular or 250 hp and 320 lb-ft on 93 octane gas), AWD, 18-inch black-painted wheels, auto-dimming rearview mirror, and a heated steering wheel.
Premium Plus (starting MSRP: $35,165): Adds more exclusive features like front and rear parking sensors, a trunk-lid spoiler, a navigation system, leather upholstery, a surround-view camera system, and rear automatic braking.

Mazda CX-30 insurance costs 

2.5 S (starting MSRP: $24,325): Equipped with a 2.5-liter four-cylinder engine (191 horsepower, 186 lb-ft of torque), 16-inch alloy wheels, an eight-speaker audio system, 8.8-inch center screen, and Apple CarPlay and Android Auto smartphone integration.
Select (starting MSRP: $26,775): Adds 18-inch wheels, synthetic leather upholstery, dual-zone automatic climate control, keyless ignition and entry, tinted rear windows, and blind spot warning.
Preferred (starting MSRP: $29,925): Adds power-adjustable driver's seat with memory settings, heated front seats, and a sunroof.
Carbon Edition (starting MSRP: $30,665): Adds 18-inch black-painted wheels, red leather interior, and gray paint.
Premium (starting MSRP: $32,875): Adds adaptive headlights, head-up display, leather seats, a 12-speaker Bose audio system, traffic sign reader, and integrated navigation. 
2.5 Turbo Premium (starting MSRP: $35,175): Includes the contents of the 2.5 S Premium packages and adds a turbocharged 2.5-liter engine (227 hp and 310 lb-ft, 250 hp and 320 lb-ft with 93 octane fuel), 12-speaker Bose sound system, and heated steering wheel.
Premium Plus (starting MSRP: $36,775): Adds more safety features.

Mazda CX-5 insurance costs

2.5 S (starting MSRP: $28,075): Equipped with 17-inch alloy wheels, LED headlights with automatic high-beam operation, rain-sensing windshield wipers, remote keyless entry and push-start, a 10.25-inch central infotainment display, a four-speaker audio system, and Apple CarPlay and Android Auto smartphone integration.
Select (starting MSRP: $29,875): Adds dark-tinted rear window privacy glass, hands-free keyless entry, heated front seats, simulated leather upholstery with simulated suede inserts, and a six-speaker audio system.
Preferred (starting MSRP: $31,565): Adds auto-dimming rearview mirror, sunroof, driver seat memory settings, power-adjustable passenger seat, and leather upholstery.
Carbon Edition (starting MSRP: $32,475): Adds 19-inch black-painted wheels, exclusive gray exterior paint, gloss black side mirrors and exterior trim, and black or red leather upholstery.
Premium (starting MSRP: $34,375): Adds 19-inch wheels with black finish, adaptive headlights, Sport and Off-Road driving modes, LED daytime running lights, and a larger driver information display.
Premium Plus (starting MSRP: $36,875): Adds a windshield wiper de-icer system, power-folding mirrors and power liftgate, head-up display, ventilated front seats, heated rear seats, and a 10-speaker Bose audio system.
2.5 Turbo (starting MSRP: $38,225): Includes Premium Plus contents and adds a turbocharged engine, black-painted wheels and exterior trim pieces, and wireless charging pad.
Signature (starting MSRP: $41,025): Adds upgraded leather upholstery, wood trim, an integrated navigation system, a 360-degree camera system, parking sensors, and rear automatic braking.

Mazda CX-9 insurance costs 

Touring (starting MSRP: $40,125): Equipped with a turbocharged 2.5-liter four-cylinder engine (227 horsepower and 310 lb-ft of torque or 250 hp and 320 lb-ft with 93 octane gas), six-speed automatic transmission, AWD, 18-inch allow wheels, keyless ignition and entry, leather upholstery, 10.25-inch infotainment system display, six-speaker audio system, wireless charging pad, and Apple CarPlay and Android Auto smartphone integration.
Touring Plus (starting MSRP: $42,725): Adds dark-finish grille, 20-inch black-painted wheels, roof rails, ventilated front seats, second-row bench seat, and driver’s seat memory settings. 
Carbon Edition (starting MSRP: $46,205): Adds red leather seats and aluminum interior trim, adaptive headlights, windshield wiper de-icer system, power-folding mirrors, hands-free liftgate, second-row window shades, 12-speaker Bose premium audio system, driver attention warning, front and rear parking sensors, and rear automatic braking.
Grand Touring (starting MSRP: $47,065): Adds second-row bench seat with heating, integrated navigation system, head-up display, traffic sign recognition system, and surround-view camera system.
Signature (starting MSRP: $49,835): Adds exclusive grille design and finish with LED lighting, premium quilted leather upholstery with piping, real wood interior trim, and second-row captain's chairs with center console.

Mazda MX-5 Miata insurance costs 

Sport (starting MSRP: $29,215): 16-inch black alloy wheels with high-performance tires. LED headlights and taillights, black manual convertible top, keyless entry and push-button engine start, 7-inch touchscreen infotainment system, Apple CarPlay and Android Auto smartphone integration, six, speaker audio system, cruise control, forward collision mitigation, blind-spot warning with rear cross-traffic warning, and lane departure warning.
Club (starting MSRP: $32,715): Adds 17-inch black alloy wheels, sport-tuned suspension with Bilstein shock absorbers, shock tower brace, limited-slip differential, black front lip and rear spoiler, heated seats, wireless Apple CarPlay and wired Android Auto, and a nine-speaker Bose audio system. 
Grand Touring (starting MSRP: $34,215): Adds 17-inch dark silver alloy wheels, automatic headlights with automatic high-beam assist, adaptive headlights, heated mirrors, leather upholstery, navigation, and road sign assistance. 

Are Mazda more expensive to insure?

Cheapest Mazda to insure

Most expensive Mazdas to insure

What factors affect Mazda car insurance rates?

Vehicle cost: The higher the car's value, the higher the insurance cost. Full coverage car insurance is more expensive for luxury, high-performance, and sports cars. 
Vehicle age: Newer models typically have higher insurance rates due to new technology and higher value.
Vehicle safety features: Newer vehicles with added safety features can reduce insurance costs by enhancing accident prevention.
Your age: Drivers under 25 pay some of the highest insurance rates due to a lack of driving experience. Senior drivers over 70 may also face increased insurance rates. 
Your driving record and claims history: Insurance companies reward good drivers with a clean driving record with lower insurance rates. If you have a driving history of accidents and violations, insurers see you as high-risk and you will usually pay higher rates. 
Credit history: Some states use your credit score to determine your risk level. Drivers with good credit usually see lower can insurance rates.
Coverage: Purchasing minimum coverage will always lead to cheaper rates. Increasing your coverage and/or coverage limits will also increase your premium.
Where you keep your car: Insurance rates will vary based on where you keep your vehicle. Population density, crime rates, road conditions, and other risk factors differ between states and cities and affect car insurance rates.  

Imports: Mazda parts are produced in Japan, and importing costs can be steep, which means replacing parts can be more expensive than domestic models.
Safety: Virtually every model in the Mazda lineup has earned an IIHS Top Safety Pick+, which helps to reduce insurance costs.
Reliability:  Mazda is known for its dependability, which means a lower likelihood of claims and lower insurance rates.

Mazda insurance cost for young drivers

Mazda insurance cost for senior drivers

Mazda insurance cost for drivers with driving violations 

Cheapest car insurance for Mazda drivers with speeding ticket

Cheapest car insurance for Mazda drivers with a DUI record

Cheapest car insurance for Mazda drivers after an accident

Cheapest car insurance for Mazda drivers with other driving violations on their record

How can I lower the cost of my Mazda car insurance?

Shop around
and compare quotes: Not every insurer weighs the same factors equally, so getting quotes from several providers can help you find the coverage you need at the best price. Jerry makes shopping for car insurance simple by gathering quotes from over 50 top providers—no phone calls, emails, or sales pitches.
Compare insurance costs before buying a car: Car insurance rates aren’t consistent between vehicles and some Mazda’s cost more to insure than others. If you’re looking for cheap insurance, stick to base trim levels and smaller cars—or buy used!
Increase your deductible: Your deductible is the amount you must pay before your collision or comprehensive insurance coverage kicks in on a claim. Increasing your deductible will reduce your monthly insurance payments. 
Reduce auto insurance coverage: If you have an older vehicle,
reducing coverage
can help to lower your monthly payments.
Bundle your car and homeowners insurance
: Most insurers offer bundling discounts, whether home and auto or another type of insurance. 
Maintain a good credit score: Not all insurers look at credit scores to determine premiums, but increasing your credit score can get you a better rate.
Ask about eligible
car insurance discounts
: Most insurers offer discounts to help drivers save—good student discounts, safe driver discounts, and low mileage discounts are some of the most popular.

Methodology