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Cheapest Mazda Car Insurance (Sep 2024)
Cheapest Mazda Car Insurance (Sep 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mazda.
Find Insurance Savings
No long forms
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Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How much does Mazda car insurance cost?
- How to find the cheapest Mazda Car Insurance Quotes
- Insurance costs for popular Mazda models
- What factors affect Mazda car insurance rates?
- How can I lower the cost of my Mazda car insurance?
- FAQs
- Methodology
- Meet Our Experts
Load full table of contents
How much does Mazda car insurance cost?
Mazda has been a leading automaker known for producing sporty, efficient, and reliable vehicles for over a century. From the small and sporty MX-5 Miata to the full-size CX-9, Mazda offers the perfect car for every driver.
Mazda drivers pay an average of $1,128 per year for
car insurance
—but every Mazda car insurance policy is as unique as the Mazda itself. As much as we’d love for insurance premiums to be consistent, many factors go into calculating them, such as your age, driving record, model year, trim level, and location—that’s why there isn’t such a thing as an ‘average’
auto insurance quote
. The only true way to understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.How to find the cheapest Mazda Car Insurance Quotes
Jerry has helped hundreds of Honda drivers use to find cheap car insurance. Check out some of our recent quotes below!
| Date | Car | Insurance Company | Premium (monthly) | Customer Details | Insurance coverage |
|---|---|---|---|---|---|
September 6, 2024 | Mazda 3 i | Travelers | $119 | Devin, 47 | • 50,000/100,000 Liability • Comp / Collision |
September 4, 2024 | Mazda CX-5 GT | Safeco | $68 | Edgar, 62 | • 100,000/300,000 Liability |
September 3, 2024 | Mazda 5 | Nationwide | $99 | Leroy, 31 | • State Minimum Liability • Comp / Collision |
September 3, 2024 | Mazda 6 i | Progressive | $377 | Tyler, 34 | • 50,000/100,000 Liability • Comp / Collision |
August 26, 2024 | Mazda 3 Sport | Allstate | $137 | Roxie, 45 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Sep 6, 2024Best car insurance companies for Mazda drivers
When
shopping for auto insurance
, you want to find the right policy and provider for you and your vehicle. Although it would be convenient, no single insurance provider offers the best and cheapest quotes for all Mazda drivers. This is because car insurance rates are highly personalized based on age, driving record, insurance history, zip code, coverage needs, and more.
Jerry conducted the largest car insurance survey nationwide to help drivers find the best Mazda insurance rates—we spoke to more than 16,000 policyholders in 50 states about 87 insurance providers.
Here’s how Mazda drivers rate different insurance providers.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Mazda models
The Mazda model you drive can significantly impact the cost of car insurance. Here’s why:
- Safety features: All new Mazda’s are equipped with i-ACTIVSENSE® for enhanced safety and lower insurance costs, but older models with fewer safety features may have higher insurance rates.
- Vehicle value: The higher the value of your car, the higher the insurance costs will be. A fully-loadedMazda CX-9will have higher insurance rates than a base modelMazda 3.
- Vehicle class: Compact SUVs and small sedans like theMazda CX-3,Mazda CX-30and Mazda 3 are cheaper to insure than electric and hybrid vehicles, sports cars, and large sedans and SUVs.
- Engine size: Revving your turbocharged engines might be exciting, but it doesn’t lead to exciting car insurance rates. High-performance cars are classified as higher-risk on the road and have higher insurance premiums. But the only V6 engine in the Mazda lineup belongs to the brand-new CX-90—a total family SUV.
- Availability of replacement parts: If you drive a hybrid or older Mazda model, parts can be tricky to get—and that usually coincides with higher insurance premiums.
- Cost of repairs: Repair costs on gas-powered Mazda aren’t too steep, but their new mild hybrid and PHEV CX-90 have higher-than-average repair costs.
Check out the table below to see the average cost of auto insurance for some popular Mazda models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$95 | $178 | |
Mazda CX-5 | $97 | $161 |
Mazda 6 | $102 | $182 |
Mazda CX-9 | $101 | $177 |
Mazda CX-30 | $110 | $176 |
Mazda Tribute | $92 | $135 |
Mazda 5 | $91 | $169 |
Regardless of your Mazda model, you’ll need proper insurance to hit the road.
Minimum coverage insurance
is the minimum amount of insurance legally required in your state and is usually only basic liability insurance
, comprised of bodily injury and property damage liability coverage. Mazda drivers with a newer vehicle may want to purchase a
full-coverage insurance
policy that includes collision
and comprehensive coverage
. This provides financial protection for damage to themselves, their car, and other vehicles and passengers involved in an accident. 
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Mazda 3 insurance cost
The Mazda 3 Hatchback and Sedan are Mazda’s best-selling compact cars. With excellent safety ratings, an affordable MSRP, outstanding reliability, and superior mileage, it’s easy to see why it’s a top pick.
Insurance on the Mazda 3 is slightly higher than you’d expect. On average, insurance costs for a Mazda 3 are about $178 per month for full coverage and $95 per month for state minimum coverage.
The trim level of your Mazda 3 Sedan will also dictate how much you pay for insurance. Higher trim levels have different features that increase the car's value but can also improve safety. The 2024 Mazda 3 Sedan has two primary trim levels—2.5 S and 2.5 Turbo—with several optional packages.
- 2.5 S (starting MSRP: $23,715): Equipped with a 2.5-liter four-cylinder engine (191 hp, 186 lb-ft), 16-inch alloy wheels, an eight-speaker audio system, 8.8-inch center screen, and Apple CarPlay and Android Auto smartphone integration.
- Select (starting MSRP: $25,115): Adds 18-inch wheels, synthetic leather upholstery, dual-zone automatic climate control, keyless ignition and entry, and more safety features.
- Preferred (starting MSRP: $26,715): Adds power-adjustable driver's seat with memory settings, heated front seats, and a sunroof.
- Carbon Edition (starting MSRP: $28,365): Adds 18-inch black-painted wheels, red leather interior, and 12-speaker Bose audio system.
- Premium (starting MSRP: $30,565): Adds head-up display, leather seats, a 12-speaker Bose audio system, and integrated navigation.
- 2.5 Turbo (starting MSRP: $33,615): Includes the contents of the 2.5 S' optional Select, Preferred, and Premium packages and adds a 2.5-liter turbocharged four-cylinder engine (227 hp and 310 lb-ft on regular or 250 hp and 320 lb-ft on 93 octane gas), AWD, 18-inch black-painted wheels, auto-dimming rearview mirror, and a heated steering wheel.
- Premium Plus (starting MSRP: $35,165): Adds more exclusive features like front and rear parking sensors, a trunk-lid spoiler, a navigation system, leather upholstery, a surround-view camera system, and rear automatic braking.
Repair costs tend to be highest for the 2.5S Turbo and Turbo Premium Plus since they have more features, leading to a higher-risk classification and higher insurance costs. Check out the table below to see the average cost of auto insurance for some popular Mazda 3 trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
3 Grand Touring | $85 | $171 |
3 Sport | $105 | $185 |
3 i | $91 | $171 |
3 Touring | $87 | $168 |
3 S | $90 | $161 |
Here are some real Mazda 3 insurance quotes from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Mazda 3 i | Progressive | $134 | Annie, 23 | • 50,000/100,000 Liability |
| Mazda 3 SV | Mercury | $280 | Warren, 29 | • 50,000/100,000 Liability • Comp / Collision |
| Mazda 3 Preferred | State Auto | $109 | Daniel, 31 | • 100,000/300,000 Liability • Comp / Collision |
| Mazda 3 i | National General | $177 | Chester, 30 | • State Minimum Liability |
| Mazda 3 i | Infinity | $103 | Jennie, 29 | • No Coverage Liability |
Last Updated Sep 8, 2024 Mazda CX-30 insurance costs
If you’re looking for a compact crossover SUV with excellent mileage, great safety ratings, and more practicality than a sedan, the CX-30 is a solid contender—it slots between the smaller Mazda 3 and the larger CX-5.
Based on our data, the average cost to insure a Mazda CX-30 is $110 per month for state-minimum coverage and $176 for full coverage. But insurance rates aren’t consistent—they’re individualized to the driver based on age, location, driving and insurance history, car year, trim level, and more. How much you pay also depends on whether you choose minimum or full coverage.
Higher trim levels of the CX-30 may also be more expensive to insure due to more features. Here’s a breakdown of the available trim levels for the 2024 Mazda CX-30:
- 2.5 S (starting MSRP: $24,325): Equipped with a 2.5-liter four-cylinder engine (191 horsepower, 186 lb-ft of torque), 16-inch alloy wheels, an eight-speaker audio system, 8.8-inch center screen, and Apple CarPlay and Android Auto smartphone integration.
- Select (starting MSRP: $26,775): Adds 18-inch wheels, synthetic leather upholstery, dual-zone automatic climate control, keyless ignition and entry, tinted rear windows, and blind spot warning.
- Preferred (starting MSRP: $29,925): Adds power-adjustable driver's seat with memory settings, heated front seats, and a sunroof.
- Carbon Edition (starting MSRP: $30,665): Adds 18-inch black-painted wheels, red leather interior, and gray paint.
- Premium (starting MSRP: $32,875): Adds adaptive headlights, head-up display, leather seats, a 12-speaker Bose audio system, traffic sign reader, and integrated navigation.
- 2.5 Turbo Premium (starting MSRP: $35,175): Includes the contents of the 2.5 S Premium packages and adds a turbocharged 2.5-liter engine (227 hp and 310 lb-ft, 250 hp and 320 lb-ft with 93 octane fuel), 12-speaker Bose sound system, and heated steering wheel.
- Premium Plus (starting MSRP: $36,775): Adds more safety features.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Mazda Mazda_cx-3 | AAA | $52 | Lucile, 35 | • 50,000/100,000 Liability • Comp / Collision |
| Mazda Mazda_cx-3 | Progressive | $56 | Nora, 45 | • 100,000/300,000 Liability |
Last Updated Sep 11, 2024Mazda CX-5 insurance costs
The Mazda CX-5 is the automaker’s compact 5-passenger SUV that earns great rankings thanks to its excellent driving dynamics, moderate price, and stellar safety ratings—and insurance tends to be cheaper than most comparable SUVs. Apart from the CX-30, the CX-5 has some of the most affordable rates for liability and full coverage.
Insurance costs for the Mazda CX-5 average about $161 for full coverage and $97 for state minimum coverage per month, but rates will vary between trim levels and drivers.
Here’s a breakdown of the available trim levels for the 2024 Mazda CX-5.
- 2.5 S (starting MSRP: $28,075): Equipped with 17-inch alloy wheels, LED headlights with automatic high-beam operation, rain-sensing windshield wipers, remote keyless entry and push-start, a 10.25-inch central infotainment display, a four-speaker audio system, and Apple CarPlay and Android Auto smartphone integration.
- Select (starting MSRP: $29,875): Adds dark-tinted rear window privacy glass, hands-free keyless entry, heated front seats, simulated leather upholstery with simulated suede inserts, and a six-speaker audio system.
- Preferred (starting MSRP: $31,565): Adds auto-dimming rearview mirror, sunroof, driver seat memory settings, power-adjustable passenger seat, and leather upholstery.
- Carbon Edition (starting MSRP: $32,475): Adds 19-inch black-painted wheels, exclusive gray exterior paint, gloss black side mirrors and exterior trim, and black or red leather upholstery.
- Premium (starting MSRP: $34,375): Adds 19-inch wheels with black finish, adaptive headlights, Sport and Off-Road driving modes, LED daytime running lights, and a larger driver information display.
- Premium Plus (starting MSRP: $36,875): Adds a windshield wiper de-icer system, power-folding mirrors and power liftgate, head-up display, ventilated front seats, heated rear seats, and a 10-speaker Bose audio system.
- 2.5 Turbo (starting MSRP: $38,225): Includes Premium Plus contents and adds a turbocharged engine, black-painted wheels and exterior trim pieces, and wireless charging pad.
- Signature (starting MSRP: $41,025): Adds upgraded leather upholstery, wood trim, an integrated navigation system, a 360-degree camera system, parking sensors, and rear automatic braking.
Here’s how much you might expect your cost to change based on the trim level of your car:
Check out the table below to see real Mazda CX-5 insurance quotes from Jerry to better understand how your driver profile impacts your cost.
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Mazda CX-9 insurance costs
The Mazda CX-9 is the largest and most practical SUV in the Mazda lineup. While insurance costs aren’t outrageous, the CX-9 is one of the most expensive Mazdas to insure due to a higher price tag.
It costs about $177 to buy full coverage car insurance for a Mazda CX-9 and about $101 for state minimum coverage per month.
You’ll find the Mazda CX-9 available in the following trim levels:
- Touring (starting MSRP: $40,125): Equipped with a turbocharged 2.5-liter four-cylinder engine (227 horsepower and 310 lb-ft of torque or 250 hp and 320 lb-ft with 93 octane gas), six-speed automatic transmission, AWD, 18-inch allow wheels, keyless ignition and entry, leather upholstery, 10.25-inch infotainment system display, six-speaker audio system, wireless charging pad, and Apple CarPlay and Android Auto smartphone integration.
- Touring Plus (starting MSRP: $42,725): Adds dark-finish grille, 20-inch black-painted wheels, roof rails, ventilated front seats, second-row bench seat, and driver’s seat memory settings.
- Carbon Edition (starting MSRP: $46,205): Adds red leather seats and aluminum interior trim, adaptive headlights, windshield wiper de-icer system, power-folding mirrors, hands-free liftgate, second-row window shades, 12-speaker Bose premium audio system, driver attention warning, front and rear parking sensors, and rear automatic braking.
- Grand Touring (starting MSRP: $47,065): Adds second-row bench seat with heating, integrated navigation system, head-up display, traffic sign recognition system, and surround-view camera system.
- Signature (starting MSRP: $49,835): Adds exclusive grille design and finish with LED lighting, premium quilted leather upholstery with piping, real wood interior trim, and second-row captain's chairs with center console.
Here’s how much you might expect your cost to change based on the trim level of your car:
Check out some real quotes for real Mazda CX-9 drivers in the table below to better understand how your driver profile impacts your cost.
Last Updated Sep 9, 2024Mazda MX-5 Miata insurance costs
Mazda’s smallest and sportiest car might be fierce on the road, but its fuel efficiency, safety, price, and reliability make its insurance costs surprisingly affordable—even for the top-tier model.
The 2024 Mazda MX-5 Miata is available in the following trim levels:
- Sport (starting MSRP: $29,215): 16-inch black alloy wheels with high-performance tires. LED headlights and taillights, black manual convertible top, keyless entry and push-button engine start, 7-inch touchscreen infotainment system, Apple CarPlay and Android Auto smartphone integration, six, speaker audio system, cruise control, forward collision mitigation, blind-spot warning with rear cross-traffic warning, and lane departure warning.
- Club (starting MSRP: $32,715): Adds 17-inch black alloy wheels, sport-tuned suspension with Bilstein shock absorbers, shock tower brace, limited-slip differential, black front lip and rear spoiler, heated seats, wireless Apple CarPlay and wired Android Auto, and a nine-speaker Bose audio system.
- Grand Touring (starting MSRP: $34,215): Adds 17-inch dark silver alloy wheels, automatic headlights with automatic high-beam assist, adaptive headlights, heated mirrors, leather upholstery, navigation, and road sign assistance.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Mazda Mazda_mx-5 | Nationwide | $52 | Lloyd, 41 | • 50,000/100,000 Liability |
| Mazda Mazda_mx-5 | Progressive | $60 | Benjamin, 33 | • 100,000/300,000 Liability |
Last Updated Sep 11, 2024Are Mazda more expensive to insure?
Compared to the average cost of other cars, Mazda insurance costs 7% less.
Cheapest Mazda to insure
If you’re looking for cheap insurance, you’ll find it with a Mazda. The cheapest Mazda model to insure is 2019 Mazda MX-5, with an average monthly premium of $30 for state minimum coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2019 Mazda MX-5 | $76 | $231 |
2010 Mazda MX-5 | $76 | $231 |
2011 Mazda Speed | $76 | $173 |
2020 Mazda 3 | $76 | $170 |
2012 Mazda CX-7 | $76 | $165 |
Most expensive Mazdas to insure
While Mazda insurance costs aren’t too on the wallet compared to other makes, higher trim levels and more features can spike insurance costs. The most expensive Mazda model to insure is the 2014 Mazda 5, with an average monthly premium of $142 for state minimum coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2014 Mazda 5 | $140 | $175 |
2015 Mazda 5 | $139 | $172 |
2012 Mazda 6 | $138 | $231 |
2013 Mazda 6 | $137 | $191 |
2023 Mazda 3 | $132 | $221 |
Keep in mind that insurance costs not only vary based on your Mazda model, but also your age, driving record, location, and more. That’s why we recommend shopping around and comparing insurance quotes to help you find the best coverage for the best rate.
What factors affect Mazda car insurance rates?
- Vehicle cost: The higher the car's value, the higher the insurance cost. Full coverage car insurance is more expensive for luxury, high-performance, and sports cars.
- Vehicle age: Newer models typically have higher insurance rates due to new technology and higher value.
- Vehicle safety features: Newer vehicles with added safety features can reduce insurance costs by enhancing accident prevention.
- Your age: Drivers under 25 pay some of the highest insurance rates due to a lack of driving experience. Senior drivers over 70 may also face increased insurance rates.
- Your driving record and claims history: Insurance companies reward good drivers with a clean driving record with lower insurance rates. If you have a driving history of accidents and violations, insurers see you as high-risk and you will usually pay higher rates.
- Credit history: Some states use your credit score to determine your risk level. Drivers with good credit usually see lower can insurance rates.
- Coverage: Purchasing minimum coverage will always lead to cheaper rates. Increasing your coverage and/or coverage limits will also increase your premium.
- Where you keep your car: Insurance rates will vary based on where you keep your vehicle. Population density, crime rates, road conditions, and other risk factors differ between states and cities and affect car insurance rates.
Here are some factors that impact auto insurance rates for Mazdas:
- Imports: Mazda parts are produced in Japan, and importing costs can be steep, which means replacing parts can be more expensive than domestic models.
- Safety: Virtually every model in the Mazda lineup has earned an IIHS Top Safety Pick+, which helps to reduce insurance costs.
- Reliability: Mazda is known for its dependability, which means a lower likelihood of claims and lower insurance rates.
Mazda insurance cost for young drivers
Teen drivers
aged 16 to 19 pay the highest insurance premiums of any age bracket due to limited driving experience and a higher risk of accidents. For young drivers with new cars, a full-coverage car insurance policy is recommended for greater financial protection against accidents.See the following table and how Jerry helped young Mazda drivers find affordable car insurance.
Eula (23 years old)
$134
per month
Eva (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mazda CX-5 Touring$391
per month
Mazda insurance cost for senior drivers
Young drivers aren’t the only ones who pay high rates for insurance—senior drivers over 70 do, too.
Car insurance rates for seniors
are typically higher because older drivers are more susceptible to serious injuries and mortality and have slower reflexes that increase the risk of accidents. Jerry can help seniors who drive a Mazda find cheap car insurance.
Ricardo (68 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Irving, TXMazda 6 S$94
per month
Phillip (69 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Mazda 3 Grand Touring$114
per month
Katharine (71 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mazda CX-5 Touring$117
per month
Mazda insurance cost for drivers with driving violations
Your driving record greatly influences how much car insurance will be for your Mazda. If you have a history of at-fault accidents, speeding, tickets, and other violations, you’ll fall into the
high-risk driver
category and see an increase in your insurance rates. Cheapest car insurance for Mazda drivers with speeding ticket
A single speeding ticket for going less than five miles over the speed limit isn’t likely to make a big dent in your Mazda insurance premiums—but repeated tickets or a single ticket for going well over the speed limit could cause a serious increase.
Mazda drivers can recruit the help of insurance expert Jerry to help find affordable car insurance with a speeding ticket on their record.
| Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Mazda 3 i | Travelers | $213 | Irene, 25 | • 100,000/300,000 Liability |
Speeding 6-10 | Mazda 3 i | Nationwide | $163 | Fred, 54 | • State Minimum Liability • Comp / Collision |
Speeding 11-15 | Mazda CX-3 Grand Touring | Allstate | $261 | Lenora, 27 Tempe, AZ | • State Minimum Liability • Comp / Collision |
Speeding 21+ | Mazda Mazda2 | Safeco | $114 | Larry, 29 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Sep 5, 2024Cheapest car insurance for Mazda drivers with a DUI record
Having a
DUI conviction
on your record is a major influencing factor in your Mazda car insurance rates—but even still, rates will vary between providers. That’s why comparing rates from several insurance providers is important to find the most affordable policy after a DUI.Jerry has helped many Mazda drivers find cheap auto insurance rates after a DUI.
Jessie (36 years old)
DUI
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mazda CX-5 Sport$109
per month
Elva (29 years old)
DUI
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Mazda 3 Preferred$151
per month
Francis (27 years old)
DUI
Coverage20,000 per person
40,000 per accident bodily injury
Comp / Collision
Mazda 6 Touring$141
per month
Hilda (37 years old)
DUI
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mazda MX-5 Miata Grand Touring$106
per month
Katherine (48 years old)
$108
per month
Cheapest car insurance for Mazda drivers after an accident
Your accident or claims history has a significant influence on your insurance rates. If you were recently involved in an at-fault accident, you’ll likely see your car insurance rates jump—but Jerry can help you find savings on car insurance.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Mazda CX-3 Sport | Progressive | $207 | Travis, 23 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Mazda CX-5 Sport | Safeco | $165 | Alan, 32 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Mazda CX-9 Touring | Allstate | $172 | Nora, 32 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With Injury | Mazda CX-5 Grand Touring | Bristol West | $176 | Ida, 33 | • State Minimum Liability |
Not At Fault | Mazda CX-30 | Gainsco | $175 | Julia, 35 | • State Minimum Liability • Comp / Collision |
Last Updated Sep 10, 2024Cheapest car insurance for Mazda drivers with other driving violations on their record
On top of speeding tickets and DUI, other violations like reckless driving,
driving with a suspended license
, or driving without valid car insurance can spike your car insurance rates. We’ve compiled a list of various driving violations and how we helped Mazda drivers lower their car insurance rates with these violations.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Mazda 6 Grand Touring | Progressive | $187 | Matthew, 24 | • State Minimum Liability |
Defective Equipment | Mazda 6 i | Safeco | $196 | Leila, 36 Milliken, CO | • State Minimum Liability • Comp / Collision |
Failure To Observe A Safety Zone | Mazda CX-5 Grand Touring | AAA | $113 | Mollie, 32 | • 30,000/60,000 Liability • Comp / Collision |
Wrong Way/Wrong Lane | Mazda CX-3 Grand Touring | Allstate | $261 | Claudia, 27 Tempe, AZ | • State Minimum Liability • Comp / Collision |
Cell Phone | Mazda CX-9 | Bristol West | $239 | Florence, 54 | • 25,000/50,000 Liability |
Careless Driving | Mazda 3 i | Mercury | $112 | Ray, 51 | • State Minimum Liability |
Driving on Sus. License | Mazda 3 Touring | Clearcover | $138 | Roxie, 33 | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Mazda 3 S | Allstate | $159 | Roy, 24 | • 50,000/100,000 Liability |
Seat Belt | Mazda CX-5 Grand Touring | Progressive | $426 | Bess, 49 Hollywood, FL | • 250,000/500,000 Liability • Comp / Collision |
Improper Passing | Mazda 6 Touring | State Auto | $240 | Kevin, 28 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Sep 11, 2024How can I lower the cost of my Mazda car insurance?
Whether you have a violation on your driving record or you drive a pricey Mazda, there are easy ways to lower your car insurance rates. Here are some of our best tips:
- Shop aroundand compare quotes: Not every insurer weighs the same factors equally, so getting quotes from several providers can help you find the coverage you need at the best price. Jerry makes shopping for car insurance simple by gathering quotes from over 50 top providers—no phone calls, emails, or sales pitches.
- Compare insurance costs before buying a car: Car insurance rates aren’t consistent between vehicles and some Mazda’s cost more to insure than others. If you’re looking for cheap insurance, stick to base trim levels and smaller cars—or buy used!
- Increase your deductible: Your deductible is the amount you must pay before your collision or comprehensive insurance coverage kicks in on a claim. Increasing your deductible will reduce your monthly insurance payments.
- Reduce auto insurance coverage: If you have an older vehicle,reducing coveragecan help to lower your monthly payments.
- Bundle your car and homeowners insurance: Most insurers offer bundling discounts, whether home and auto or another type of insurance.
- Maintain a good credit score: Not all insurers look at credit scores to determine premiums, but increasing your credit score can get you a better rate.
- Ask about eligiblecar insurance discounts: Most insurers offer discounts to help drivers save—good student discounts, safe driver discounts, and low mileage discounts are some of the most popular.
FAQs
Is Mazda CX 5 expensive to insure?
The Mazda CX-5 is one of the cheaper models to insure, with an average cost of 97 per month or 1164 per year for state minimum coverage. But insurance rates depend on various factors—age, location, driving record, insurance history, trim level, and more—so your rate could be hundreds of dollars above or below the average.
What are the cheapest Mazdas to insure?
Factors like vehicle model and trim level influence insurance rates, so premiums will vary based on your vehicle type. In general, cheaper cars with fewer features and smaller engines are cheaper to insure than expensive vehicles with powerful engines.
In the Mazda lineup, MAZDA 5 and MAZDA Tribute tend to be the cheapest cars to insure.
What types of insurance coverage do I need for my Mazda?
The required insurance coverage for your Mazda depends on where you live. Almost all states require drivers to carry liability insurance—bodily injury and property damage liability—that meets the
minimum car insurance requirements in your state
, but some states also mandate personal injury protection (PIP) or MedPay. If you lease or finance your Mazda, your lender will require collision and comprehensive coverage until your loan is paid off.
Are Mazdas expensive?
That depends on what model you’re looking for! Generally speaking, Mazda is not a luxury make so its MSRP is lower than luxury cars. That said, higher trim levels of some models can be expensive. For example, the 2024 CX-90 3.3 Turbo S Premium Plus, Mazda’s first PHEV, has an MSRP of $61,325.
Why is Mazda 3 insurance so high?
While the Mazda 3 might be the automotive manufacturer's smallest and only sedan, some insurance providers see the 3 as a sportscar, which drives up the cost of insurance coverage. The engine on your Mazda 3 also matters since more powerful engines lead to higher insurance premiums.
Where you live can also influence rates. For example, Mazda 3 insurance in
California
will be more costly than insurance in Idaho
.Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.