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Cheapest Car Insurance in Vermont (Mar 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Vermont.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in Vermont

The truth is that there is no single auto insurance company that can offer the lowest rates for every single driver. Every driver is unique, so their insurance premium will be unique, too. 
If you want to find the lowest rates, the key is to
gather quotes
from multiple insurers. This allows you to find the best car insurance for your coverage needs.
In Vermont, drivers are using
Jerry Insurance Agency
to compare quotes and sign up for affordable car insurance. Check out these prices from real Vermont drivers.
Insurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Progressive
$99
Hyundai Elantra GT
• State Minimum Liability
• Comp / Collision
Nationwide
$72
Toyota Highlander Limited
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$276
RAM 1500 ST
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$137
Buick Envision Essence
• State Minimum Liability
• Comp / Collision
Allstate
$121
Toyota RAV4 XLE
• 300,000/300,000 Liability
• Comp / Collision
coverageLast Updated Feb 26, 2024

Cheapest car insurance companies in Vermont

Looking for car insurance deals in Vermont? Jerry has gone the extra mile and conducted an extensive survey on insurance shopping, including rates, providers, and factors that affect your premium.
Our survey proves that there is no single car insurance company that can be universally considered the absolute cheapest option for every driver in Vermont.
State Farm
,
USAA
, and
GEICO
tend to offer the most affordable rates to the Vermont drivers who qualify, but it’s not a guarantee that you’ll get this low rate. Other auto insurance companies in Vermont include
Progressive
,
Allstate
, Concord, and
Nationwide
—but their typical rates all exceed the state average.
Insurance companyDateCost rating (out of 5)What our customer said:
Travelers
February 28, 2024
5
"Awesome service "
-Derrick
Aspire Advantage
February 28, 2024
5
"I LOVE ROOT! First, they spent a week or 2 seeing how my driving was through their app before they make you an offer ...(read more)"
-Elmer
Progressive
February 23, 2024
5
"The progressive team made it easy to get my family coverage we needed immediately. The progressive team help settle c...(read more)"
-Harry
Anchor General
February 22, 2024
3
"Recently switched to this insurance company, so I can’t give a honestly review just yet."
-Chester
Progressive
February 18, 2024
3
"Been an okay service"
-Stella
coverageLast Updated Feb 28, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
The most hassle-free way to
shop for car insurance
is to use an app or website to simplify the
quote comparisons
.
Jerry’s app is purpose-built to help drivers compare quotes and sign up for a policy. Thanks to dedicated support from
Jerry’s licensed insurance agents
, Vermont drivers can find an affordable policy in no time at all.

Minimum liability and full coverage insurance requirements in Vermont

Under
Vermont state law
, all drivers are compelled to carry a minimum level of
liability coverage
as well as
uninsured motorist coverage
. Full coverage (comprehensive and collision coverage) is optional, but keep in mind that liability-only policies will only protect other people and their property.

Cheapest minimum liability coverage car insurance quotes in Vermont

If you’re a Vermont driver, you’re subject to the 25/50/10 state minimum liability requirements for car insurance:
In addition, Vermont drivers must purchase uninsured motorist (UM) coverage in a 50/100/10 configuration:
  • $50,000 per person of
    uninsured motorist
    bodily injury 
  • $100,000 per accident of uninsured motorist bodily injury 
  • $10,000 per accident of uninsured motorist property damage 
No driver is exempt from this requirement, according to the Vermont code regarding auto insurance requirements.  
Take a look at how Jerry has helped Vermont drivers find affordable minimum liability coverage.
card cover
Tyler (35 years old)
coverageCoverage
State Minimum
locationBarre, VT
$157
per month
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Irene (42 years old)
coverageCoverage
State Minimum
locationWestminster, VT
$91
per month
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William (34 years old)
$137
per month
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Gainsco
Allie (45 years old)
$62
per month

Do you need more than minimum coverage in Vermont?

While you will be legally compliant if you have 25/50/10 liability coverage and 50/100/10 UM coverage, the reality is that this level of coverage may not give you enough protection in a car accident. 
If you are sued after an at-fault accident to pay for someone else’s medical expenses and car repairs, the costs could easily exceed these coverage limits. The average cost of a new car alone is just under $50,000, and hospital bills can pile up with prolonged stays.
Our advice is to get as much liability coverage as you can afford. The difference in your monthly coverage rates will be minor, but you and your family will be far more protected.
The bottom line: For better financial protection, consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to purchase full coverage. 
Lower my car insurance too!

Cheapest full coverage car insurance quotes in Vermont

Full coverage is the only way to protect yourself and your vehicle, since liability only protects others. If you can afford it, look into full coverage for ultimate peace of mind—from deer collisions to fender benders.
A full coverage policy includes comprehensive and collision coverage. 
Collision coverage
: As the name indicated, this portion pays for damages from collision-related accidents. This could be a simple scratch or major body work.
Comprehensive coverage
: This portion covers any non-collision damage, such as hail dents, hitting a deer, vandalism, and car theft.
Be aware that
financed vehicles
are typically required to carry full coverage. That’s because lenders want to protect their investment. If you have a financed vehicle, check with your lender before you purchase a policy.
Vermont drivers are
purchasing full coverage
policies with Jerry’s help. Here’s a look at their costs, locations, and models.
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$88
Dodge Grand Caravan GT
• State Minimum Liability
• Comp / Collision
Safeco
$137
Buick Envision Essence
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$102
Nissan Pathfinder S
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$76
Toyota Avalon
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$110
Audi Q7 Premium Plus
coverageLast Updated Mar 1, 2024

Average rates for minimum liability coverage and full coverage car insurance in Vermont

Studies show that the average cost of minimum liability insurance in Vermont is about $77 per month, or $928 per year. That’s a lot lower than the national average. For full cost coverage, drivers pay closer to $145 per month, or $1,743 per year.
Keep in mind that average insurance rates can only give you a general idea of your potential insurance expenses. Your individual circumstances all contribute to your unique driver profile: 
  • The type of vehicle you drive
  • Your driving record
  • Your claims history
  • Demographic factors 
Your premium will be tailored to you and may differ from the average rates.
Vermont drivers can expect to spend approximately $77 per month for minimum liability coverage or $145 per month for full coverage. Your premium could be a lot higher, depending on your driving history.

Vermont car insurance: Additional coverages

Need more protection? Vermont drivers can purchase a variety of other coverages in case of emergency: 
Do you have a financed vehicle? Gap insurance can help protect you in the event of a total loss. You’re still on the hook for paying back the loan after a total loss. While you will get a payout for the actual cash value, the amount you owe might be more than this payout. Gap insurance covers the gap.
Do you not own your own car?
Non-owner car insurance
in Vermont will
follow the driver
, instead of the vehicle. You get liability protection no matter which car you’re borrowing or renting. Just keep in mind that non-owner coverage does not give you any coverage for the car or yourself. 

Car insurance premium by rating factors

You may know that your driving history affects your premium, but did you know that credit score and zip code matter, too? Each company has its own method for calculating rates, but all companies are likely to factor in these elements:
  • Your driving record and claims history: Even a single speeding ticket could trigger high rates for a few years.
  • Your credit score: People with good credit (aka higher scores) tend to get lower insurance rates.
  • Zip code: Zip code represents risk. Some areas are statistically more likely to experience bad weather, traffic accidents, or auto theft. Think about the risks in downtown Burlington versus the outskirts of Montpelier. 
  • Your make and model: If you drive a luxury model or a sports car, you can expect to pay more for insurance. Repair costs are higher for these models.
  • Usage: If you commute long distances daily, expect to pay more for insurance.

How Do Different Factors Impact Your Car Insurance Costs in Vermont?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Vermont currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in Alabama:

Cheapest Vermont car Insurance after a driving violation

Because car insurance is about mitigating risk, your
history of driving violations
is a key determinant in how much you pay for coverage. More violations means more risk to the company.
High-risk drivers
can expect to pay higher than average rates for insurance in Vermont.

Cheapest car insurance for Vermont drivers with a speeding ticket

Speeding is against the law in Vermont, but speeders receive higher penalties for higher speeds: 1-9 MPH, 10-19 MPH, 20-29 MPH, and 30+ MPH over the speed limit. Depending on how fast you’re going, you could be charged with
reckless driving in Vermont
, which carries fines and point penalties. A
speeding ticket
has a negative impact on your car insurance rates, until the ticket falls off your record.
Here’s how Jerry has helped Vermont drivers with speeding tickets. Check out how much they paid for car insurance and what kind of speeding ticket they received.    
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 16-20
Progressive
$63
• State Minimum Liability
coverageLast Updated Mar 1, 2024

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
So far i love progressive. No issues and easy to use
David-1
Safeco
Safeco was able to save me $70 monthly to ensure my 2 cars, very satisfied!
Al
Travelers
Honestly could not be more great full for the great quote they gave me! This provider saved me from paying over $500mo. THANK YOU!
Natalie
Nationwide
Very cheap and convenient coverage
Keneil

Cheapest auto insurance in Vermont after a DUI

If you have been convicted of a
DUI in Vermont
, you can expect very high premiums for car insurance. You could even be denied coverage by some auto companies. 
If you’re looking for coverage after a DUI, take a look at how Jerry has helped Vermont drivers find affordable rates after a DUI. 
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Olivia (33 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationUnderhill, VT
$388
per month

Vermont SR-22 insurance

After a serious traffic violation, the state can compel a risky driver to prove financial responsibility before getting on the road again.
Filing an
SR-22 in Vermont
comes with a small fee. It’s a non-negotiable step in the process of regaining your driving privileges after a serious violation. The company must file this form for you—you cannot file it for yourself. Along with the fee for the form, you can expect your insurance rates to be extremely high.
Here are a few reasons that you could be required to file an SR-22 in Vermont:

Cheapest Utah auto Insurance after an at-fault accident

An at-fault accident will negatively impact your rates, but you should still shop around to compare quotes. 
Take a look at the rates for real Vermont drivers with at-fault accidents on record.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With Injury
Progressive
$102
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Safeco
$107
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Nationwide
$132
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Travelers
$76
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
Progressive
$102
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024

FAQs

Yes,
Vermont is an at-fault state
. You file against the at-fault party to pay for damages in an accident, versus a no-fault state where all parties must file against their own policies first.
The bottom line: All Vermont drivers are required to carry minimum liability coverage and uninsured motorist bodily injury insurance, but experts recommended higher coverage levels for most drivers.

Cheapest auto insurance after other violations in Vermont

Even minor violations, such as turning illegally at an intersection, could have an impact on your car insurance rates, according to the Vermont laws. 
Here’s a summary of common traffic violations in Vermont, and how they affect car insurance rates for Jerry drivers. 
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Driving on Sus. License
Progressive
$244
Toyota Tacoma Double Cab
• 100,000/300,000 Liability
• Comp / Collision
DUI
Progressive
$388
GMC Sierra K1500
• 100,000/300,000 Liability
• Comp / Collision
Improper Passing
Progressive
$244
Toyota Tacoma Double Cab
• 100,000/300,000 Liability
• Comp / Collision
Speeding 16-20
Nationwide
$92
GMC Sierra K1500
• 100,000/300,000 Liability
• Comp / Collision
Speeding Violation-Minor
Safeco
$107
Ford Edge Titanium
• 100,000/300,000 Liability
• Comp / Collision
Suspension
Safeco
$137
Buick Envision Essence
• State Minimum Liability
• Comp / Collision
Other Minor
Nationwide
$64
Toyota Prius
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Mar 1, 2024

How to find cheap Vermont car insurance after a car insurance lapse

Whether it’s a day or a year, a
lapse in coverage
is a sign of risky behavior to insurance companies. If you’ve had a lapse, you can expect to pay higher than average costs until you can build up a history of continuous insurance again. 
Jerry has figured out a way to help people avoid lapses. We send helpful reminders to eligible customers, so you can avoid late payments and canceled policies.  
Do you have a lapse on record? Here’s how you could find savings on a car insurance policy in Vermont with help from Jerry.
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Paul (35 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationSwanton, VT
carDodge Grand Caravan GT
$88
per month
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Lou (29 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationBristol, VT
carChevrolet Malibu 1LT
$106
per month
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Arthur (30 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationPoultney, VT
$107
per month
card cover
Sara (26 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMount Holly, VT
$132
per month
card cover
Gainsco
Tillie (45 years old)
Currently Insured
coverageCoverage
State Minimum
$62
per month
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Trevor (25 years old)
Not Currently Insured
coverageCoverage
15,000 per person
30,000 per accident bodily injury
carRAM Promaster City SLT
$68
per month

Cheapest Vermont car insurance for drivers with poor credit

Drivers with bad credit
tend to file more claims, according to insurance studies. That’s why poor credit will trigger a higher car insurance premium. If your score is under 600, expect to pay much higher rates.  
The bright side is that your premiums will go down as your credit score grows. Take a look.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$170
Subaru Impreza Premium
• 100,000/300,000 Liability
• Comp / Collision
660 - 750
Progressive
$145
Subaru XV Crosstrek 2.0 Limited
• 50,000/100,000 Liability
• Comp / Collision
550 - 659
Progressive
$91
Nissan Rogue S
• 50,000/100,000 Liability
• Comp / Collision
< 550
Gainsco
$62
Hyundai Elantra GT
• State Minimum Liability
coverageLast Updated Feb 26, 2024

How to find cheap auto insurance in Vermont for your age

Age is highly correlated with risk when it comes to driving. Very young and very old drivers face higher premiums because of the additional risks due to lack of experience and deteriorating mental and physical abilities.
Specifically, drivers under 25 and over 75 pay more for coverage in Vermont.

Cheapest Vermont car insurance for young drivers

Among young people, teen drivers under the age of 19 pay the higher rates for car insurance in Vermont. Young people have not spend as much time on the road, so they’re at a higher risk for getting into an accident. If you have a young driver in the house and they’re driving a newer vehicle, we recommend considering full coverage car insurance.
Take a look at these
options for young drivers
in Vermont.
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Ronnie (20 years old)
coverageCoverage
State Minimum
locationFairfax, VT
carToyota Corolla
$219
per month
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Delia (22 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationBarre, VT
$165
per month
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Robert (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationWaitsfield, VT
$97
per month
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Edna (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationChester, VT
$140
per month
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Frederick (24 years old)
coverageCoverage
300,000 per person
300,000 per accident bodily injury
Comp / Collision
$121
per month
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Louisa (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carRAM 1500 ST
$276
per month

Cheapest Vermont car insurance for senior drivers

As we age, our eyesight and mental quickness can decline. Plus, our bodies become much more vulnerable to injuries. These are serious concerns for car insurance companies, which is why senior drivers in Vermont tend to pay more for car insurance.
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Nicholas (73 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSubaru Forester 2.5I Limited
$87
per month
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Betty (72 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationHinesburg, VT
$65
per month

Over 4,000,000 customers and counting

We’ve earned an App Store rating of 4.7 stars for all we do to make car ownership easier.
National General
So far so good
Tracy
Safeco
Excellent and very friendly - keep going
Rohit
Progressive
Got me covered fully for half the price of the competition, one happy customer over here!
Jacob-1
Progressive
Happy with my insurance coverage and rate Jerry really helped me find the best rate to fit my needs.
Amanda

Vermont cheapest car insurance by location

Zip code is one of the most important factors in calculating your car insurance rate. Your neighborhood has unique crime statistics, traffic accident rates, weather patterns, and even theft rates. Insurers take this information into account when determining your premium.
Here’s how Jerry Insurance Agency helps people find low rates all across Vermont. 
CityCustomerInsurance CompanyPremium (monthly)CarInsurance coverage
South Burlington, VT
Richard, 31
Progressive
$74
Toyota RAV4 LE
• 100,000/300,000 Liability
• Comp / Collision
Brattleboro, VT
Sarah, 24
Allstate
$121
Toyota RAV4 XLE
• 300,000/300,000 Liability
• Comp / Collision
South Burlington, VT
Larry, 33
Nationwide
$72
Toyota Highlander Limited
• 50,000/100,000 Liability
• Comp / Collision
Colchester, VT
Lucile, 34
Safeco
$137
Buick Envision Essence
• State Minimum Liability
• Comp / Collision
Springfield, VT
Marie, 23
Travelers
$276
RAM 1500 ST
• 100,000/300,000 Liability
• Comp / Collision
Burlington, VT
Patrick, 25
National General
$68
RAM Promaster City SLT
• 15,000/30,000 Liability
South Burlington, VT
Allie, 45
Gainsco
$62
Hyundai Elantra GT
• State Minimum Liability
Bennington, VT
Victor, 45
Dairyland
$69
Toyota Corolla IM
• State Minimum Liability
coverageLast Updated Mar 1, 2024

How to lower the cost of car insurance in Vermont

Ready to save money on car insurance? Ask about discounts or adjustments to your coverage. Try some of these tips to cut costs:
  1. Always compare rates before renewing or buying a policy..
  2. Ask about
    car insurance discounts
    , like the good driver or anti-theft device discount.
  3. Increase your deductible, if you can afford it.
  4. Enroll in a state-approved training course.
  5. Ask about bundling home or renter’s coverage with your auto policy.
  6. Remove collision and comprehensive coverage on low-value older cars.
  7. Remove duplicate coverages, like towing and labor if that service is offered by one of your credit providers or your cell carrier.

Why does car insurance cost this much in Vermont

In general, Vermonters pay very low prices for car insurance. Here’s why:
  • Low crime rates
  • Low number of fatal crashes
  • Low number of unlicensed drivers

FAQs

Yes. You must have a car insurance policy before you can
register a car in Vermont
, according to the state’s helpful online documents wizard.
Yes. Vermont requires all drivers to carry minimum amounts of car insurance to drive legally.
Car insurance rates are highly individual. We recommend shopping around to compare quotes and asking about discounts (like the safe driving discount) to get your number as close to the average figure as possible (or lower!).
Vermont’s insurance rates tend to fall well below the national average. However, if your rates are increasing, it could be due to several factors, such as:
  • Traffic tickets and moving violations
  • Traffic accidents
  • Excessive claims
  • Increased coverage or addition of a driver
If none of these situations applies to you, it’s time to reach out to your provider to find out why your rates are going up. It may also be time to start shopping for a new policy.
In Vermont, full coverage car insurance will include both the state’s minimum requirements for liability and uninsured motorist protection and comprehensive and collision coverage. You may also choose to add a variety of additional coverages and add-on perks with most full coverage policies.
No, PIP is an optional coverage for Vermont drivers.
Car insurance requirements for Vermont drivers include 25/50/10 liability coverage along with 50/100/10 of uninsured motorist coverage.
The lowest form of car insurance is a comprehensive-only plan. Often referred to as “parked car” or “
car storage
” insurance, this is a low cost plan that protects your vehicle from damage or theft while it’s not being driven.
If you will be driving your vehicle, the lowest coverage you can legally get by with in Vermont is 25/50/10 liability coverage along with 50/100/10 of uninsured motorist coverage.
Liability coverage and uninsured motorist coverage are the two types of coverage required for all vehicles in Vermont.
The average Vermont driver will pay $32 per month or $385 per year for bare minimum protection. For full coverage, the average driver will spend approximately $67 per month or $812 per annual premium.
Yes! Vermonters enjoy some of the cheapest car insurance rates in the nation, even though drivers in some cities and zip codes report higher than average premiums.
There’s no single company that will be cheapest for every driver. However, State Farm, USAA, and GEICO tend to offer some of the lowest rates in the state. Note that USAA is only available to members of the military and their families.
Yes. If your vehicle is uninsured or underinsured—and law enforcement finds out—your registration will be revoked. Then, your vehicle will be towed. To recover the vehicle, you’ll have to show proof of insurance and pay the impound fees.
Like in other states, car insurance in Vermont follows the car. If you occasionally loan your car to a friend, they’ll be covered under your policy due to permissive use. However, regular borrowers or people living in the same household should get their own policy.
An exception is non-owner insurance, which follows the driver from car to car.
If you’re just passing through Vermont, your policy should still cover you. However, you’ll need to purchase a local policy once you become an official resident of Vermont. 
No, you can either have PIP or MedPay. PIP covers many of the same incidentals that MedPay covers, but it’s not exactly the same. This coverage is most helpful for people without health insurance.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.