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Jerry Data & Research
Cheapest Car Insurance in Vermont (Nov 2024)
Cheapest Car Insurance in Vermont (Nov 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Vermont.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How to find the cheapest car insurance quotes in Vermont
- Cheapest car insurance companies in Vermont
- Vermont Car Insurance Coverage Requirements
- Vermont Car Insurance Rating Factors
- How Do Different Factors Impact Your Car Insurance Costs in Vermont?
- How to lower the cost of car insurance in Vermont
- FAQs
- Methodology
- Meet our Experts
Load full table of contents
How to find the cheapest car insurance quotes in Vermont
The truth is that there is no single auto insurance company that can offer the lowest rates for every single driver. Every driver is unique, so their insurance premium will be unique, too.
If you want to find the lowest rates, the key is to
gather quotes
from multiple insurers. This allows you to find the best car insurance for your coverage needs.In Vermont, drivers are using
Jerry Insurance Agency
to compare quotes and sign up for affordable car insurance. Check out these prices from real Vermont drivers.| Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $145 | Victoria, 25 | Subaru Impreza | • 50,000/100,000 Liability • Comp / Collision |
| Nationwide | $72 | Max, 34 | Toyota Highlander Limited | • 50,000/100,000 Liability • Comp / Collision |
| Travelers | $132 | Helena, 30 | Jeep Renegade Trailhawk | • 100,000/300,000 Liability • Comp / Collision |
| Safeco | $137 | May, 35 | Buick Envision Essence | • State Minimum Liability • Comp / Collision |
Gainsco | $62 | Francis, 46 | Hyundai Elantra GT | • State Minimum Liability |
Last Updated Nov 26, 2024Cheapest car insurance companies in Vermont
Looking for car insurance deals in Vermont? Jerry has gone the extra mile and conducted an extensive survey on insurance shopping, including rates, providers, and factors that affect your premium.
Our survey proves that there is no single car insurance company that can be universally considered the absolute cheapest option for every driver in Vermont.
State Farm
, USAA
, and GEICO
tend to offer the most affordable rates to the Vermont drivers who qualify, but it’s not a guarantee that you’ll get this low rate. Other auto insurance companies in Vermont include Progressive
, Allstate
, Concord, and Nationwide
—but their typical rates all exceed the state average.| Insurance company | Date | Cost rating (out of 5) | What our customer said: |
|---|---|---|---|
| AAA | November 20, 2024 | 3 | "AAA Insurance Terms for copay is really worst,
Exclusively in my case someone has hit my car bumper and run from the...(read more)" -Jose |
| National General | November 15, 2024 | 5 | "I've had nothing but positive interactions with this company (paired with Jerry they're the perfect duo). All my busi...(read more)" -Bobby |
| Travelers | November 15, 2024 | 3 | "Need to lower my policy " -Frances |
| Encompass | November 9, 2024 | 5 | "Offered me the cheapest initial rate. Paperless is a plus." -Rosie |
| Safeco | November 8, 2024 | 5 | "Let me tell you it might not be your first choice for insurance but it definitely will be your best choice. I will re...(read more)" -Nellie |
Last Updated Nov 20, 2024
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
The most hassle-free way to
shop for car insurance
is to use an app or website to simplify the quote comparisons
.Jerry’s app is purpose-built to help drivers compare quotes and sign up for a policy. Thanks to dedicated support from
Jerry’s licensed insurance agents
, Vermont drivers can find an affordable policy in no time at all.Minimum liability and full coverage insurance requirements in Vermont
Under
Vermont state law
, all drivers are compelled to carry a minimum level of liability coverage
as well as uninsured motorist coverage
. Full coverage (comprehensive and collision coverage) is optional, but keep in mind that liability-only policies will only protect other people and their property.Cheapest minimum liability coverage car insurance quotes in Vermont
If you’re a Vermont driver, you’re subject to the 25/50/10 state minimum liability requirements for car insurance:
In addition, Vermont drivers must purchase uninsured motorist (UM) coverage in a 50/100/10 configuration:
- $100,000 per accident of uninsured motorist bodily injury
- $10,000 per accident of uninsured motorist property damage
No driver is exempt from this requirement, according to the Vermont code regarding auto insurance requirements.
Take a look at how Jerry has helped Vermont drivers find affordable minimum liability coverage.
Leonard (43 years old)
$88
per month
Gainsco
Francis (46 years old)
$62
per month
Do you need more than minimum coverage in Vermont?
While you will be legally compliant if you have 25/50/10 liability coverage and 50/100/10 UM coverage, the reality is that this level of coverage may not give you enough protection in a car accident.
If you are sued after an at-fault accident to pay for someone else’s medical expenses and car repairs, the costs could easily exceed these coverage limits. The average cost of a new car alone is just under $50,000, and hospital bills can pile up with prolonged stays.
Our advice is to get as much liability coverage as you can afford. The difference in your monthly coverage rates will be minor, but you and your family will be far more protected.
The bottom line: For better financial protection, consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to purchase full coverage.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Cheapest full coverage car insurance quotes in Vermont
Full coverage is the only way to protect yourself and your vehicle, since liability only protects others. If you can afford it, look into full coverage for ultimate peace of mind—from deer collisions to fender benders.
A full coverage policy includes comprehensive and collision coverage.
Collision coverage
: As the name indicated, this portion pays for damages from collision-related accidents. This could be a simple scratch or major body work.Comprehensive coverage
: This portion covers any non-collision damage, such as hail dents, hitting a deer, vandalism, and car theft.Be aware that
financed vehicles
are typically required to carry full coverage. That’s because lenders want to protect their investment. If you have a financed vehicle, check with your lender before you purchase a policy.Vermont drivers are
purchasing full coverage
policies with Jerry’s help. Here’s a look at their costs, locations, and models.| Insurance Coverage | Insurance Company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 100,000/300,000 Liability • Comp / Collision | Progressive | $103 | Glen, 52 | Toyota Matrix XR |
• State Minimum Liability • Comp / Collision | Safeco | $102 | Ora, 38 Johnson, VT | Subaru Forester 2.5I |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $102 | Nettie, 42 Richford, VT | Nissan Pathfinder S |
• 50,000/100,000 Liability • Comp / Collision | Travelers | $76 | Mathilda, 33 Brighton, VT | Toyota Avalon |
• State Minimum Liability • Comp / Collision | Dairyland | $211 | Nancy, 45 | Toyota Corolla IM |
Last Updated Nov 24, 2024Average rates for minimum liability coverage and full coverage car insurance in Vermont
Studies show that the average cost of minimum liability insurance in Vermont is about $0 per month, or $0 per year. That’s a lot lower than the national average. For full cost coverage, drivers pay closer to $0 per month, or $0 per year.
Keep in mind that average insurance rates can only give you a general idea of your potential insurance expenses. Your individual circumstances all contribute to your unique driver profile:
- The type of vehicle you drive
- Your driving record
- Your claims history
- Demographic factors
Your premium will be tailored to you and may differ from the average rates.
Vermont drivers can expect to spend approximately $0 per month for minimum liability coverage or $0 per month for full coverage. Your premium could be a lot higher, depending on your driving history.
Vermont car insurance: Additional coverages
Need more protection? Vermont drivers can purchase a variety of other coverages in case of emergency:
Do you have a financed vehicle? Gap insurance can help protect you in the event of a total loss. You’re still on the hook for paying back the loan after a total loss. While you will get a payout for the actual cash value, the amount you owe might be more than this payout. Gap insurance covers the gap.
Do you not own your own car?
Non-owner car insurance
in Vermont will follow the driver
, instead of the vehicle. You get liability protection no matter which car you’re borrowing or renting. Just keep in mind that non-owner coverage does not give you any coverage for the car or yourself. How Do Different Factors Impact Your Car Insurance Costs in Vermont?
How Do Different Factors Impact Your Car Insurance Costs in Vermont?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Vermont currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in Alabama:
Cheapest Vermont car Insurance after a driving violation
Because car insurance is about mitigating risk, your
history of driving violations
is a key determinant in how much you pay for coverage. More violations means more risk to the company. High-risk drivers
can expect to pay higher than average rates for insurance in Vermont.Cheapest car insurance for Vermont drivers with a speeding ticket
Speeding is against the law in Vermont, but speeders receive higher penalties for higher speeds: 1-9 MPH, 10-19 MPH, 20-29 MPH, and 30+ MPH over the speed limit. Depending on how fast you’re going, you could be charged with
reckless driving in Vermont
, which carries fines and point penalties. A speeding ticket
has a negative impact on your car insurance rates, until the ticket falls off your record.Here’s how Jerry has helped Vermont drivers with speeding tickets. Check out how much they paid for car insurance and what kind of speeding ticket they received.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
Speeding 16-20 | Progressive | $63 | Lucy, 39 Milton, VT | • State Minimum Liability |
Last Updated Nov 26, 2024Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
So far i love progressive. No issues and easy to use
David-1
Safeco was able to save me $70 monthly to ensure my 2 cars, very satisfied!
Al
Honestly could not be more great full for the great quote they gave me! This provider saved me from paying over $500mo. THANK YOU!
Natalie
Very cheap and convenient coverage
Keneil
Cheapest auto insurance in Vermont after a DUI
If you have been convicted of a
DUI in Vermont
, you can expect very high premiums for car insurance. You could even be denied coverage by some auto companies. If you’re looking for coverage after a DUI, take a look at how Jerry has helped Vermont drivers find affordable rates after a DUI.
Rebecca (41 years old)
$71
per month
Vermont SR-22 insurance
After a serious traffic violation, the state can compel a risky driver to prove financial responsibility before getting on the road again.
Filing an
SR-22 in Vermont
comes with a small fee. It’s a non-negotiable step in the process of regaining your driving privileges after a serious violation. The company must file this form for you—you cannot file it for yourself. Along with the fee for the form, you can expect your insurance rates to be extremely high.Here are a few reasons that you could be required to file an SR-22 in Vermont:
- You caused a serious at-fault accident.
- You were convicted of a DUI or DWI.
Cheapest Utah auto Insurance after an at-fault accident
An at-fault accident will negatively impact your rates, but you should still shop around to compare quotes.
Take a look at the rates for real Vermont drivers with at-fault accidents on record.
| Accident Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
At Fault With No Injury | Progressive | $80 | Beulah, 32 Brighton, VT | • 50,000/100,000 Liability • Comp / Collision |
Not At Fault | Nationwide | $132 | Andre, 26 Mount Holly, VT | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Progressive | $100 | Leila, 26 Randolph, VT | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 26, 2024FAQs
Is Vermont an at-fault state?
Yes,
Vermont is an at-fault state
. You file against the at-fault party to pay for damages in an accident, versus a no-fault state where all parties must file against their own policies first.The bottom line: All Vermont drivers are required to carry minimum liability coverage and uninsured motorist bodily injury insurance, but experts recommended higher coverage levels for most drivers.
Cheapest auto insurance after other violations in Vermont
Even minor violations, such as turning illegally at an intersection, could have an impact on your car insurance rates, according to the Vermont laws.
Here’s a summary of common traffic violations in Vermont, and how they affect car insurance rates for Jerry drivers.
| Violation | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Driving on Sus. License | Progressive | $244 | Lydia, 25 Newport Center, VT | Toyota Tacoma Double Cab | • 100,000/300,000 Liability • Comp / Collision |
DUI | Progressive | $388 | Cordelia, 33 Underhill, VT | GMC Sierra K1500 | • 100,000/300,000 Liability • Comp / Collision |
Improper Passing | Progressive | $244 | Olive, 25 Newport Center, VT | Toyota Tacoma Double Cab | • 100,000/300,000 Liability • Comp / Collision |
Speeding 16-20 | Nationwide | $92 | Lloyd, 34 | GMC Sierra K1500 | • 100,000/300,000 Liability • Comp / Collision |
Speeding Violation-Minor | Safeco | $107 | Ida, 30 Poultney, VT | Ford Edge Titanium | • 100,000/300,000 Liability • Comp / Collision |
Suspension | Safeco | $137 | Susan, 34 | Buick Envision Essence | • State Minimum Liability • Comp / Collision |
Other Minor | Nationwide | $64 | Jon, 39 Richmond, VT | Toyota Prius | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 25, 2024How to find cheap Vermont car insurance after a car insurance lapse
Whether it’s a day or a year, a
lapse in coverage
is a sign of risky behavior to insurance companies. If you’ve had a lapse, you can expect to pay higher than average costs until you can build up a history of continuous insurance again. Jerry has figured out a way to help people avoid lapses. We send helpful reminders to eligible customers, so you can avoid late payments and canceled policies.
Do you have a lapse on record? Here’s how you could find savings on a car insurance policy in Vermont with help from Jerry.
Martha (29 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Essex Junction, VT$91
per month
Gainsco
Stella (45 years old)
$62
per month
Alexander (41 years old)
$96
per month
Cheapest Vermont car insurance for drivers with poor credit
Drivers with bad credit
tend to file more claims, according to insurance studies. That’s why poor credit will trigger a higher car insurance premium. If your score is under 600, expect to pay much higher rates. The bright side is that your premiums will go down as your credit score grows. Take a look.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $170 | Lilly, 31 Essex Junction, VT | Subaru Impreza Premium | • 100,000/300,000 Liability • Comp / Collision |
660 - 750 | Progressive | $145 | Mathilda, 22 | Subaru XV Crosstrek 2.0 Limited | • 50,000/100,000 Liability • Comp / Collision |
550 - 659 | Progressive | $91 | Russell, 29 Essex Junction, VT | Nissan Rogue S | • 50,000/100,000 Liability • Comp / Collision |
< 550 | Gainsco | $62 | Lydia, 45 | Hyundai Elantra GT | • State Minimum Liability |
Last Updated Nov 26, 2024How to find cheap auto insurance in Vermont for your age
Age is highly correlated with risk when it comes to driving. Very young and very old drivers face higher premiums because of the additional risks due to lack of experience and deteriorating mental and physical abilities.
Specifically, drivers under 25 and over 75 pay more for coverage in Vermont.
Cheapest Vermont car insurance for young drivers
Among young people, teen drivers under the age of 19 pay the higher rates for car insurance in Vermont. Young people have not spend as much time on the road, so they’re at a higher risk for getting into an accident. If you have a young driver in the house and they’re driving a newer vehicle, we recommend considering full coverage car insurance.
Alexander (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$145
per month
Chad (23 years old)
$165
per month
Cheapest Vermont car insurance for senior drivers
As we age, our eyesight and mental quickness can decline. Plus, our bodies become much more vulnerable to injuries. These are serious concerns for car insurance companies, which is why senior drivers in Vermont tend to pay more for car insurance.
Margaret (74 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$87
per month
Herman (65 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Newport Center, VT$85
per month
Over 4,000,000 customers and counting
We’ve earned an App Store rating of 4.7 stars for all we do to make car ownership easier.
So far so good
Tracy
Excellent and very friendly - keep going
Rohit
Got me covered fully for half the price of the competition, one happy customer over here!
Jacob-1
Happy with my insurance coverage and rate Jerry really helped me find the best rate to fit my needs.
Amanda
Cheapest car insurance for popular cars
Your make and model play a key role in determining how much you pay for insurance. A special edition Range Rover naturally costs more to repair than a standard Ford F-150, right?
These are some of the most popular cars in Vermont:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Toyota RAV4 LE | Progressive | $74 | Anne, 31 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 26, 2024Car insurance cost for new vs. old car
It’s typical to pay more to insure a newer car. New models tend to cost more to repair and replace. There can be a difference in price of hundreds of dollars between insuring a car older than 10 years and newer than five years old.
Glen (52 years old)
$103
per month
Lenora (50 years old)
2005 Dodge Grand Caravan SE
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Wells River, VT$69
per month
Vermont cheapest car insurance by location
Zip code is one of the most important factors in calculating your car insurance rate. Your neighborhood has unique crime statistics, traffic accident rates, weather patterns, and even theft rates. Insurers take this information into account when determining your premium.
Here’s how Jerry Insurance Agency helps people find low rates all across Vermont.
| City | Customer | Insurance Company | Premium (monthly) | Car | Insurance coverage |
|---|---|---|---|---|---|
| Winooski, VT | Clara, 52 | Progressive | $103 | Toyota Matrix XR | • 100,000/300,000 Liability • Comp / Collision |
| Brattleboro, VT | Oscar, 25 | Allstate | $121 | Toyota RAV4 XLE | • 300,000/300,000 Liability • Comp / Collision |
| South Burlington, VT | Winnie, 34 | Nationwide | $72 | Toyota Highlander Limited | • 50,000/100,000 Liability • Comp / Collision |
| Colchester, VT | Trevor, 35 | Safeco | $137 | Buick Envision Essence | • State Minimum Liability • Comp / Collision |
| Brattleboro, VT | Lucy, 30 | Travelers | $132 | Jeep Renegade Trailhawk | • 100,000/300,000 Liability • Comp / Collision |
| South Burlington, VT | Francis, 46 | Gainsco | $62 | Hyundai Elantra GT | • State Minimum Liability |
| Bennington, VT | Stephen, 45 | Dairyland | $69 | Toyota Corolla IM | • State Minimum Liability |
Last Updated Nov 24, 2024How to lower the cost of car insurance in Vermont
Ready to save money on car insurance? Ask about discounts or adjustments to your coverage. Try some of these tips to cut costs:
- Always compare rates before renewing or buying a policy..
- Increase your deductible, if you can afford it.
- Enroll in a state-approved training course.
- Ask about bundling home or renter’s coverage with your auto policy.
- Remove collision and comprehensive coverage on low-value older cars.
- Remove duplicate coverages, like towing and labor if that service is offered by one of your credit providers or your cell carrier.
Why does car insurance cost this much in Vermont
In general, Vermonters pay very low prices for car insurance. Here’s why:
- Low crime rates
- Low number of fatal crashes
- Low number of unlicensed drivers
FAQs
Do you need insurance to register a car in Vermont?
Yes. You must have a car insurance policy before you can
register a car in Vermont
, according to the state’s helpful online documents wizard. Does Vermont require car insurance?
Yes. Vermont requires all drivers to carry minimum amounts of car insurance to drive legally.
How much is car insurance in Vermont?
Car insurance rates are highly individual. We recommend shopping around to compare quotes and asking about discounts (like the safe driving discount) to get your number as close to the average figure as possible (or lower!).
What increases car insurance rates in Vermont?
Vermont’s insurance rates tend to fall well below the national average. However, if your rates are increasing, it could be due to several factors, such as:
- Traffic tickets and moving violations
- Traffic accidents
- Excessive claims
- Increased coverage or addition of a driver
If none of these situations applies to you, it’s time to reach out to your provider to find out why your rates are going up. It may also be time to start shopping for a new policy.
What is full coverage car insurance in Vermont?
In Vermont, full coverage car insurance will include both the state’s minimum requirements for liability and uninsured motorist protection and comprehensive and collision coverage. You may also choose to add a variety of additional coverages and add-on perks with most full coverage policies.
Do you need personal injury protection (PIP) coverage in Vermont?
No, PIP is an optional coverage for Vermont drivers.
What is the minimum car insurance in Vermont?
Car insurance requirements for Vermont drivers include 25/50/10 liability coverage along with 50/100/10 of uninsured motorist coverage.
What is the lowest form of car insurance in Vermont?
The lowest form of car insurance is a comprehensive-only plan. Often referred to as “parked car” or “
car storage
” insurance, this is a low cost plan that protects your vehicle from damage or theft while it’s not being driven.If you will be driving your vehicle, the lowest coverage you can legally get by with in Vermont is 25/50/10 liability coverage along with 50/100/10 of uninsured motorist coverage.
Which 2 types of insurance are required on every vehicle in Vermont?
Liability coverage and uninsured motorist coverage are the two types of coverage required for all vehicles in Vermont.
How much is car insurance per month in Vermont?
The average Vermont driver will pay $32 per month or $385 per year for bare minimum protection. For full coverage, the average driver will spend approximately $67 per month or $812 per annual premium.
Is insurance cheaper in Vermont?
Yes! Vermonters enjoy some of the cheapest car insurance rates in the nation, even though drivers in some cities and zip codes report higher than average premiums.
Who has the best cheap car insurance in Vermont?
There’s no single company that will be cheapest for every driver. However, State Farm, USAA, and GEICO tend to offer some of the lowest rates in the state. Note that USAA is only available to members of the military and their families.
Can your car get towed for no insurance in Vermont?
Yes. If your vehicle is uninsured or underinsured—and law enforcement finds out—your registration will be revoked. Then, your vehicle will be towed. To recover the vehicle, you’ll have to show proof of insurance and pay the impound fees.
Does insurance follow the car or the driver in Vermont?
Like in other states, car insurance in Vermont follows the car. If you occasionally loan your car to a friend, they’ll be covered under your policy due to permissive use. However, regular borrowers or people living in the same household should get their own policy.
An exception is non-owner insurance, which follows the driver from car to car.
Can you have out of state car insurance in Vermont?
If you’re just passing through Vermont, your policy should still cover you. However, you’ll need to purchase a local policy once you become an official resident of Vermont.
Can you have both PIP and MedPay in Vermont?
No, you can either have PIP or MedPay. PIP covers many of the same incidentals that MedPay covers, but it’s not exactly the same. This coverage is most helpful for people without health insurance.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.