Are Jeeps more expensive to insure?
The cost to insure a Jeep depends on several factors, including the model, model year, vehicle features, driver’s age, driving history, location, coverage needs, and more.
In general, Jeeps aren’t necessarily more expensive to insure than other vehicles, but certain Jeeps have features that may increase insurance rates. For example, newer and more expensive models will have higher insurance costs than older models. If you have higher coverage needs, you’ll also pay more.
Compared to the average cost of other cars, Jeeps cost 4% less to insure.
|Car Make||Average State Minimum Insurance Cost||Average Full Coverage Insurance Cost|
Cheapest Jeeps to insure
If you want to save money on insurance costs, the fully-loaded off-road-ready Wrangler probably isn’t the way to go. Base trim levels of most Jeep models can help cut insurance costs by reducing the car’s value and limiting expensive tech features.
The cheapest Jeep model to insure is 2022 Jeep Wrangler, with an average monthly premium of $36 for state minimum coverage.
Most expensive Jeeps to insure
Off-road-ready Jeeps might not be the epitome of luxury, but some models come with some luxurious insurance costs. A plethora of tech features, expensive price tags, and mediocre safety ratings are some factors that can lead to abnormally high auto insurance rates.
The most expensive Jeep model to insure is the 2021 Jeep Cherokee, with an average monthly premium of $139 for state minimum coverage.
But car insurance rates aren’t only dependent on the model—they’re also heavily affected by personal factors like age, driving record, insurance and claim history, location, and coverage needs. That’s why the best way to save on car insurance is to shop around and compare rates to find the coverage you need at the most affordable price.