PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Cheapest Honda Accord Car Insurance (Oct 2024)
Cheapest Honda Accord Car Insurance (Oct 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Honda Accord
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Honda Accord car insurance cost?
- Compare the cheapest Honda Accord car insurance quotes
- The best car insurance companies for Honda Accord owners
- Honda Accord insurance cost by model year
- Are Honda Accords expensive to insure?
- Is Honda Accord maintenance expensive?
- Methodology
- Meet our experts
Load full table of contents
How much does Honda Accord car insurance cost?
On average, Honda Accord drivers spend $100 each month on state minimum
car insurance
and $185 per month for full coverage. Compared to other popular cars like the Toyota Camry
, Hyundai Sonata
, and Nissan Altima
, the Honda Accord is -- expensive to insure. However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Honda Accord insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes.
Compare the cheapest Honda Accord car insurance quotes
This may feel complicated, but it doesn’t have to be.
Jerry
is a car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Honda Accord drivers save an average of $1,600 per year on their car insurance. Check out the table below to see real, free quotes that real people have gotten from Jerry.
| Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
October 16, 2024 | Honda Accord EXL | Nationwide | $99 | Cameron, 40 | • 100,000/300,000 Liability • Comp / Collision |
October 12, 2024 | Honda Accord EXL | AAA | $149 | Ralph, 42 Freeland, PA | • 50,000/100,000 Liability • Comp / Collision |
October 3, 2024 | Honda Accord EXL | Travelers | $236 | Nell, 28 | • State Minimum Liability • Comp / Collision |
October 1, 2024 | Honda Accord EX | Bristol West | $135 | Cecilia, 71 Omaha, NE | • State Minimum Liability • Comp / Collision |
September 28, 2024 | Honda Accord Sport Special | Safeco | $144 | Viola, 67 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 16, 2024However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Honda Accord, you’ll need to
get car insurance quotes
from at least three insurance companies. The best car insurance companies for Honda Accord owners
There’s no single best insurance company for all Honda Accord owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
. But that doesn’t mean we can’t find the best insurance company for you.
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Honda Accord?
The average cost of Honda Accord insurance is $185 per month for full coverage and $100 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
Honda Accord | $185 | $100 |
- Minimum coverage insuranceis the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
- Full coverage insuranceprovides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate. Learn more about car insurance for other models
Why are some trims more expensive to insure than others?
Each trim level of the Honda Accord has unique features that can increase or decrease car insurance rates. Generally speaking, the more expensive the car is, the more you’ll pay for insurance.
Simply put: Higher trim levels have larger and more powerful engines that, in the eyes of insurance companies, increase the risk of being involved in an accident. On the other hand, more tech and luxury features like a 12-speaker Bose audio system and head-up display cost more to repair or replace.
A higher Manufacturer’s Suggested Retail Price (MSRP) and additional features also drive up the cost of insurance for higher trim levels—but if you choose these features as options on a lower trim level, they can also increase insurance rates. For example, adding the HPD™ Styling Package to an Accord EX or LX could result in a higher insurance rate than you’d pay for an EX-L
Check out the table below to see the average cost of auto insurance for some popular Honda Accord trims.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Accord Honda Crosstour EX | $94 | $165 |
Accord Honda Crosstour EXL | $104 | $193 |
Accord Honda DX | $96 | $151 |
Accord Honda EX | $96 | $172 |
Accord Honda EXL | $102 | $187 |
Accord Honda Hybrid | $107 | $200 |
Accord Honda Hybrid EX | $112 | $206 |
Accord Honda Hybrid EXL | $93 | $174 |
Accord Honda Hybrid Sport | $133 | $224 |
Accord Honda LX | $101 | $183 |
Accord Honda LX-S | $110 | $203 |
Accord Honda LXP | $91 | $190 |
Accord Honda SE | $98 | $161 |
Accord Honda Sport | $108 | $198 |
Accord Honda Touring | $107 | $189 |
Accord Honda Touring Hybrid | $103 | $187 |
Accord Honda Value | $96 | $192 |
How does horsepower affect insurance costs?
Along with trim, there are also power factors to consider when it comes to the cost of Accord insurance.
For example, the Accord EX and LX are equipped with turbocharged 1.5L four-cylinder engines producing 192 horsepower and 192 lb-ft of torque. If you upgrade to the Sport, EX-L, Sport-L, or Touring, you get a hybrid powertrain with a 2.0-L non-turbocharged four-cylinder engine with 204 hp and 247 lb-ft of torque. With a more powerful engine and the addition of a hybrid powertrain, insurance costs will typically increase due to higher repair and replacement costs.
Hybrid vehicles like the Accord Sport, EX-L, Sport-L, or Touring might be better for the environment, but they typically cost more to insure. Insurers know that while hybrid drivers may save on fuel, they tend to put on more miles, leading to a higher risk of accidents. Combine that with higher repair costs for hybrid engines, and there’s a good chance of higher insurance costs.
Hybrid vehicles like the Accord Sport, EX-L, Sport-L, or Touring might be better for the environment, but they typically cost more to insure. Insurers know that while hybrid drivers may save on fuel, they tend to put on more miles, leading to a higher risk of accidents. Combine that with higher repair costs for hybrid engines, and there’s a good chance of higher insurance costs.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Honda Accord insurance cost by model year
The more recently your Honda Accord was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Honda Accords provided by Jerry to better understand how your driver profile might affect your cost.
2023 Honda Accord car insurance quotes
Unfortunately, newer cars can also come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Honda Accord:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2023 Honda Accord EX | Progressive | $147 | Phoebe, 25 | • 50,000/100,000 Liability • Comp / Collision |
2023 Honda Accord Hybrid EXL | Safeco | $77 | Celia, 30 | • State Minimum Liability |
2023 Honda Accord EX | Bristol West | $117 | Melvin, 27 | • 100,000/300,000 Liability |
2023 Honda Accord EX | Gainsco | $172 | Stella, 25 | • State Minimum Liability |
2023 Honda Accord EX | The General | $293 | William, 27 Renton, WA | • State Minimum Liability • Comp / Collision |
Last Updated Oct 15, 2024 2022 Honda Accord car insurance quotes
It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Honda Accord drivers below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2022 Honda Accord Hybrid Sport | Safeco | $227 | Willie, 29 | • 50,000/100,000 Liability • Comp / Collision |
2022 Honda Accord Touring Hybrid | Travelers | $102 | Oscar, 81 | • 100,000/300,000 Liability • Comp / Collision |
2022 Honda Accord Sport | Nationwide | $256 | Alfred, 27 | • 100,000/300,000 Liability • Comp / Collision |
2022 Honda Accord Sport | National General | $372 | Rosie, 27 El Monte, CA | • State Minimum Liability • Comp / Collision |
2022 Honda Accord Sport SE | Gainsco | $345 | Beulah, 33 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 11, 2024 2021 Honda Accord car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Honda Accord:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2021 Honda Accord Hybrid EXL | Progressive | $445 | Rhoda, 24 | • 50,000/100,000 Liability • Comp / Collision |
2021 Honda Accord Sport | Nationwide | $257 | Wesley, 34 | • 100,000/300,000 Liability • Comp / Collision |
2021 Honda Accord Sport SE | Safeco | $233 | Alfred, 28 | • State Minimum Liability • Comp / Collision |
2021 Honda Accord Sport | Bristol West | $225 | Allie, 28 | • State Minimum Liability • Comp / Collision |
2021 Honda Accord Sport SE | Gainsco | $253 | Hannah, 28 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 13, 2024If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Honda Accord with our real quote examples below:
2020 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2020 Honda Accord Hybrid EX | Progressive | $211 | Dora, 47 | • State Minimum Liability • Comp / Collision |
2020 Honda Accord Sport | Nationwide | $211 | Mollie, 26 | • 50,000/100,000 Liability • Comp / Collision |
2020 Honda Accord Sport | AAA | $361 | Nathaniel, 28 | • 100,000/300,000 Liability • Comp / Collision |
2020 Honda Accord Sport | Travelers | $106 | Alice, 33 | • State Minimum Liability • Comp / Collision |
2020 Honda Accord EXL | Mercury | $131 | Wesley, 35 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 10, 2024 2019 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2019 Honda Accord Sport | Allstate | $129 | Mitchell, 31 | • 50,000/100,000 Liability • Comp / Collision |
2019 Honda Accord Touring Hybrid | Nationwide | $132 | Brent, 48 Dallas, TX | • 100,000/300,000 Liability • Comp / Collision |
2019 Honda Accord EXL | Travelers | $127 | Norman, 33 | • State Minimum Liability • Comp / Collision |
2019 Honda Accord Hybrid EX | AAA | $210 | Margaret, 31 | • 25,000/50,000 Liability • Comp / Collision |
2019 Honda Accord LX | Safeco | $197 | Mark, 24 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 15, 2024 2018 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2018 Honda Accord Sport | National General | $282 | Matthew, 34 | • 50,000/100,000 Liability • Comp / Collision |
2018 Honda Accord LX | Bristol West | $126 | Ethel, 29 | • 100,000/300,000 Liability • Comp / Collision |
2018 Honda Accord Sport | State Auto | $82 | Cole, 25 | • State Minimum Liability |
2018 Honda Accord Sport | Mercury | $199 | Jessie, 43 Washington, NJ | • 100,000/300,000 Liability • Comp / Collision |
2018 Honda Accord EXL | Infinity | $103 | Stephen, 26 | • State Minimum Liability |
Last Updated Oct 13, 2024 2017 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2017 Honda Accord EXL | Progressive | $177 | Cameron, 28 | • No Coverage Liability • Comp / Collision |
2017 Honda Accord LX | Travelers | $271 | Christian, 28 Louisville, GA | • 50,000/100,000 Liability • Comp / Collision |
2017 Honda Accord Sport | AAA | $168 | Sue, 43 | • 100,000/300,000 Liability • Comp / Collision |
2017 Honda Accord Sport | Allstate | $181 | Allen, 43 | • State Minimum Liability • Comp / Collision |
2017 Honda Accord Sport Special | Safeco | $144 | Josie, 67 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 15, 2024 2016 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2016 Honda Accord LX | Allstate | $222 | Milton, 33 | • 50,000/100,000 Liability • Comp / Collision |
2016 Honda Accord LX | Travelers | $148 | Jeremy, 30 | • 100,000/300,000 Liability • Comp / Collision |
2016 Honda Accord Sport | Safeco | $110 | Isaac, 34 | • State Minimum Liability • Comp / Collision |
2016 Honda Accord LX | AAA | $247 | Josie, 29 Newark, DE | • State Minimum Liability • Comp / Collision |
2016 Honda Accord LX | National General | $102 | Fred, 24 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 14, 2024 2015 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2015 Honda Accord LX | Plymouth Rock | $207 | Frederick, 32 | • 50,000/100,000 Liability • Comp / Collision |
2015 Honda Accord Sport | National General | $210 | Genevieve, 30 Aldie, VA | • 100,000/300,000 Liability • Comp / Collision |
2015 Honda Accord EX | Infinity | $158 | Estella, 41 | • State Minimum Liability • Comp / Collision |
2015 Honda Accord LX | Bristol West | $146 | Birdie, 18 | • State Minimum Liability • Comp / Collision |
2015 Honda Accord EXL | Clearcover | $63 | Francis, 39 | • 30,000/60,000 Liability • Comp / Collision |
Last Updated Oct 12, 2024 2014 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2014 Honda Accord Sport | AAA | $99 | Gregory, 36 Bradley Beach, NJ | • 50,000/100,000 Liability • Comp / Collision |
2014 Honda Accord EX | Allstate | $115 | Nannie, 33 | • State Minimum Liability |
2014 Honda Accord EX | Nationwide | $99 | Lenora, 44 | • 50,000/100,000 Liability • Comp / Collision |
2014 Honda Accord Sport | Infinity | $159 | Derek, 40 | • State Minimum Liability • Comp / Collision |
2014 Honda Accord LX | Bristol West | $187 | Rhoda, 31 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 16, 2024 2013 Honda Accord car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2013 Honda Accord EXL | Safeco | $386 | Lilly, 36 | • 50,000/100,000 Liability • Comp / Collision |
2013 Honda Accord EXL | Travelers | $236 | Beatrice, 28 | • State Minimum Liability • Comp / Collision |
2013 Honda Accord EXL | State Auto | $75 | Jesse, 29 | • 100,000/300,000 Liability |
2013 Honda Accord EX | Bristol West | $413 | Nelle, 26 | • State Minimum Liability • Comp / Collision |
2013 Honda Accord LX | Plymouth Rock | $169 | Gertrude, 31 | • 15,000/30,000 Liability |
Last Updated Oct 14, 2024See all Honda Accord insurance information by year
Are Honda Accords expensive to insure?
The average Honda Accord insurance rate is $100 per month. Compared to the national average for other models from a similar price range, it is -- expensive to insure a Honda Accord
Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
$111 | $237 | |
$116 | $243 | |
$114 | $344 | |
$114 | $258 | |
$123 | $268 | |
$84 | $175 |
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Is Honda Accord maintenance expensive?
The Accord is one of Honda’s original cars and is designed to provide drivers with a comfortable and safe driving experience, meaning it should require relatively little maintenance in the first five years of ownership. But like any vehicle, routinely scheduled maintenance is key to extending its life and ensuring smooth operation.
According to J.D. Power, the Honda Accord has an above-average reliability score of 80/100 and ranks first in reliability for mid-size cars. The average cost for repairs and maintenance on a Honda Accord is $400—lower than the average of $526 for midsize cars and $652 for all vehicle models.
Honda provides a routine maintenance schedule beginning at 7,500 miles all the way to 120,000 miles that is designed to help you protect your vehicle and ensure optimal working conditions for the entirety of its life.
Newer Honda Accords are equipped with Honda Maintenance Minder—an algorithm-based, on-board computer that alerts drivers when maintenance is required. If a Maintenance Minder Code appears, have your Accord serviced to reduce future maintenance and repair costs.
Newer Honda Accords are equipped with Honda Maintenance Minder—an algorithm-based, on-board computer that alerts drivers when maintenance is required. If a Maintenance Minder Code appears, have your Accord serviced to reduce future maintenance and repair costs.
Honda Accord safety ratings
Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.
The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.
See the tables below for a detailed look at safety ratings for the Honda Accord.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: updated test | Good |
Headlights | Good |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Front crash prevention: vehicle-to-pedestrian (night) | Advanced |
Seat belt reminders | Good |
LATCH ease of use | Good |
Honda Accord safety features
The safety features of a model will also impact your insurance costs.
A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features.
The Honda Accord has a variety of safety features. Learn more about them below.
| Safety feature | Description |
|---|---|
Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
Side impact airbags | Side impact airbags for the front and rear seats have been designed to protect the torso during a side impact collision. |
Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
Security system | The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
Overhead airbags | Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover. |
Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
Knee airbags | Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident. |
What other factors affect Honda Accord insurance rates?
- The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
- Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.
Honda Accord insurance cost for young drivers
Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents. 
Christine (22 years old)
$207
per month
Amanda (24 years old)
$391
per month
Elsie (23 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$202
per month
Honda Accord insurance cost for senior drivers
As you enter your mid-70s, car insurance costs begin to climb again.
Car insurance rates for seniors
tend to be higher for several reasons. Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
Elijah (91 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$109
per month
Frank (70 years old)
$143
per month
Clearcover
Violet (80 years old)
$61
per month
Honda Accord insurance cost for drivers with driving violations
Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Honda Accord drivers with a DUI record
If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Honda Accord drivers obtain affordable auto insurance rates after a DUI.
Stella (43 years old)
$48
per month
Jesus (36 years old)
$69
per month
Cheapest car insurance for Honda Accord drivers after an accident
One of the most important factors affecting car insurance rates is your car accident or claim history.
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Honda Accord drivers save on car insurance after car accidents.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
["Not At Fault"] | Honda Accord EX | Progressive | $136 | Harriett, 35 | • State Minimum Liability • Comp / Collision |
[] | Honda Accord Sport Special | Safeco | $144 | Eugene, 67 | • State Minimum Liability • Comp / Collision |
[] | Honda Accord Hybrid Sport-L | AAA | $208 | Jane, 61 | • 25,000/50,000 Liability |
["At Fault With Injury"] | Honda Accord EXL | Travelers | $143 | Harvey, 31 | • 100,000/300,000 Liability • Comp / Collision |
["Not At Fault"] | Honda Accord EX | Gainsco | $151 | Chris, 34 | • No Coverage Liability |
Last Updated Oct 14, 2024Cheapest car insurance for Honda Accord drivers with other driving violations on their record
Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.
We’ve compiled a list of various other driving violations and how we helped Honda Accord drivers with these violations save on their car insurance.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Honda Accord LX | Progressive | $221 | Fred, 25 | • 30,000/60,000 Liability • Comp / Collision |
Defective Equipment | Honda Accord Sport | AAA | $282 | Micheal, 35 | • 15,000/30,000 Liability • Comp / Collision |
Failure to Obey Signal | Honda Accord Sport SE | Safeco | $147 | Louisa, 29 | • State Minimum Liability • Comp / Collision |
Wrong Way/Wrong Lane | Honda Accord EX | Bristol West | $178 | Jared, 20 | • State Minimum Liability |
Cell Phone | Honda Accord LX | Travelers | $492 | Adele, 30 | • 100,000/300,000 Liability • Comp / Collision |
Careless Driving | Honda Accord SE | State Auto | $322 | Augusta, 24 | • State Minimum Liability |
Driving on Sus. License | Honda Accord EXL | Allstate | $122 | Minerva, 27 | • State Minimum Liability • Comp / Collision |
Failure to Yield | Honda Accord EX | Gainsco | $191 | Myrtie, 37 | • State Minimum Liability |
Seat Belt | Honda Accord EX | AAA | $129 | Derrick, 26 Dunellen, NJ | • 15,000/30,000 Liability • Comp / Collision |
Improper Passing | Honda Accord Sport | Safeco | $124 | Juan, 29 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 15, 2024Compare insurance costs for other cars
How can I lower the cost of insurance for my car?
There are a variety of ways to lower insurance costs for your vehicle.
- Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
- Raise your deductible: Yourcar insurance deductibleis the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
- Reduce your coverage: If you have any older cars, you canreduce coverageon them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
- Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
- Bundle your insurance policies:Bundling your homeowners and auto insurancewith the same company can amount to a lower overall bill.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.