How much does Fiat car insurance cost? 

How to find the cheapest Fiat car insurance quote? 

The best car insurance companies for Fiat drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Fiat models 

Safety features. Vehicles with advanced safety features and high safety ratings tend to see lower monthly car insurance costs. 
Vehicle value. Expensive cars, like luxury and performance vehicles, usually cost more to insure. 
Vehicle class. Full-size SUVs and sports cars have higher insurance costs than compact SUVs and small economy vehicles.
Engine size. Cars with beefy engines, like performance vehicles, are seen as high risk by insurance companies. For this reason, they tend to see higher insurance costs.
Availability of replacement parts. Vehicles with costly or hard-to-find parts, like luxury or discontinued cars, tend to have higher insurance rates.
Cost of repairs. Expensive vehicles tend to have higher repair costs, which can result in inflated insurance premiums.

Fiat 500X insurance costs 

Pop
: Starting at $31,100, the base model 2023 Fiat 500X Pop features a 177-horsepower engine, standard driver-assist and safety tech, and a remote start feature. A seven-inch touchscreen featuring Apple CarPlay and Android Auto controls a six-speaker sound system.
Sport
: Starting at $34,090, the 2023 Fiat 500X Sport adds larger wheels, a sportier exterior, dual exhaust, upgraded interior materials, automatic climate control, and sport steering with paddle shifters. 

Fiat 500 insurance costs 

Pop
: With an average used price of $13,972, the base model 2019 Fiat 500 Pop features a 135-horsepower engine, 16-inch wheels, a rearview camera, hill-start assist, a seven-inch display, Bluetooth, and rear parking sensors. 
Lounge
: With an average used price of $16,918, the 2019 Fiat 500 Lounge adds chrome exterior trim, a glass roof, an auto-dimming mirror, heated front seats, satellite radio, and automatic climate control.
Abarth
: With an average used price of $16,819, the 2019 Fiat 500 Abarth includes a more powerful engine, a spoiler, sport-tuned suspension, upgraded brakes, performance exhaust, and premium interior materials. 

Fiat 124 Spider insurance cost

Classica
: With an average used price of $24,361, the base model 2020 Fiat 124 Spider Classica includes a 160-horsepower engine, AC, a rearview camera, Bluetooth, keyless entry, and push-button start. 
Lusso: With an average used price of $27,100, the 2020 Fiat 124 Spider Lusso adds heated leather seats, an upgraded infotainment system with a seven-inch display, and an advanced tech package. 
Abarth: With an average used price of $28,006, the 2020 Fiat 124 Spider Abarth features an upgraded 164-horsepower engine, performance-tuned suspension, a limited-slip differential, Brembo brakes, and selectable drive modes. 

Fiat 500L insurance costs 

Pop
: With an average used price of $18,085, the base model 2020 Fiat 500L Pop features a 160-horsepower engine, heated mirrors, a seven-inch touchscreen, and Apple CarPlay and Android Auto. 
Trekking
: With an average used price of $19,095, the 2020 Fiat 500L Trekking adds unique body panels, ambient interior lighting, premium interior materials, heated front seats, and a seven-speaker BeatsAudio system. 
Lounge
: With an average used price of $20,054, the 2020 Fiat 500L Lounge includes painted wheels, chrome trim, an auto-dimming rearview mirror, rear parking sensors, and automatic climate control. 

Are Fiats more expensive to insure?

Cheapest Fiats to insure

Most expensive Fiats to insure

What factors affect Fiat car insurance rates?

Vehicle age. Older vehicles tend to have lower insurance costs than new cars.
Vehicle cost. If you drive an expensive car, you’ll likely pay inflated insurance rates.
Parts cost. Insurance rates are typically high for cars with expensive parts.
Your age. If you’re under 25 or over 75, you’ll pay higher rates.
Your driving record and insurance claims history. Drivers with a history of insurance claims or moving violations will likely face higher insurance rates.
Where you store your car. Insurance companies will classify your car as high risk if you park outside due to the higher likelihood of damage from theft, vandalism, and weather events.

Imports. Fiat cars are imported to the U.S., which results in more costly replacement costs.
Price. Fiat vehicles tend to have lower price tags when compared to higher-end luxury vehicles, resulting in lower insurance rates.
Safety features. Cars with lots of safety features are more likely to face lower insurance costs. 

Fiat insurance cost for young drivers

Fiat insurance cost for senior drivers

Fiat insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At-fault accidents
Reckless driving
Driving on a suspended license 

Cheapest car insurance for Fiat drivers with a speeding ticket

Cheapest car insurance for Fiat drivers with a DUI

Cheapest car insurance for Fiat drivers after an accident

Cheapest car insurance for Fiat drivers with other driving violations on their record

How can I lower the cost of my Fiat car insurance?

Compare rates. The best way to find cheap insurance is to
shop around for insurance coverage
. Jerry makes this process easy by providing you with free quotes from over 50 of the nation’s top insurance providers. 
Bundle your insurance plans. Another common way to reduce your premium is by
bundling your homeowners and auto insurance
with the same insurance company. 
Participate in a telematics program. Telematics programs can track driving habits to reward safe drivers with lower rates. Many insurers offer
insurance discounts
for drivers who participate in these programs. 
Raise your deductible. The deductible is the amount of money you must pay out of pocket before your insurance company will pay for your claim. Raising your deductible is one way to reduce your rate. 
Reduce your coverage. Older and less valuable cars don’t need as much coverage as expensive new models. If you drive an older Fiat, you can cut down on your expenses by
reducing your coverage
. 
Purchase a used car. New cars tend to have higher insurance costs than older used cars. Driving a used Fiat may be a great way to cut down on your insurance bills.