How to find the cheapest car insurance quotes in Kentucky
On average, drivers in Kentucky pay an average of $109 per month for liability-only coverage, and $199 per month for full coverage.
Car insurance is a vital shield against unexpected occurrences on the winding roads of the Bluegrass State. But shopping for car insurance can be a time-consuming—and intimidating–process.
Help is here.
For years, the Jerry Insurance Agency has delivered the most affordable car insurance rates tailored specifically to Kentucky driver’s car insurance needs.
Check out the table below to see real quotes Jerry found for real drivers just like you.
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Car
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Trexis | $406 | Garrett, 32, Cynthiana, KY | Honda Cr-V Ex | State Minimum | Yes |
| Dairyland | $163 | Devin, 43, Melber, KY | Mitsubishi Galant Es High | State Minimum | No |
| The General | $153 | Julia, 65, Taylor Mill, KY | Ford Ranger | State Minimum | No |
| Progressive | $118 | Joseph, 36, Bellevue, KY | Dodge Grand Caravan Se | State Minimum | No |
| National General | $243 | Jimmy, 26, Henderson, KY | Mitsubishi Outlander Ls | State Minimum | No |
Cheapest car insurance companies in Kentucky.
We conducted one of the most extensive nationwide insurance shopping surveys ever, asking policyholders to share their experiences and opinions about their insurance carriers.
Our survey of more than 15,000 policyholders revealed that while State Farm, Progressive, and Kentucky Farm Bureau may have the largest market share in Kentucky, they aren’t necessarily the best car insurance companies for every driver.
In fact, three companies rose above the rest in our survey respondents’ ratings: Clearcover, MAPFRE, and Dairyland. These smaller insurers offer competitive rates and highly-rated customer service that can edge out big-name insurers like GEICO and Allstate for many drivers.
| Insurance Company | Date | Cost rating (out of 5) | What our customer said: |
|---|---|---|---|
| Esurance | October 31, 2024 | 3 | “I just started my services with them. So I Don’t have a lot of opinions yet. I wish my rates were lower. “ -Brett |
| Allstate | October 29, 2024 | 5 | “All other companies wanted to penalize me for an accident. Allstate was almost 1k cheaper in premium cost than all others” -Ian |
| AAA | October 29, 2024 | 5 | “I’ve had no problems or complaints with my AAA service. It’s also the cheapest car insurance I’ve ever had..” -Maurice |
| AAA | October 26, 2024 | 5 | “I have had to pay later twice and Direct Auto has been very lenient in this area, not charging even a dollar in late fees” -Steve |
| Nationwide | October 18, 2024 | 3 | “This company saved me $200 a month on my car insurance! They are so easy to work with. I would highly recommend them.” -Delia |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
If you’re ready to expedite your insurance hunt and streamline your options, then it’s time to sign up for Jerry. Downloading the app, creating a driver profile, and comparing your personalized batch of free car insurance quotes takes less than a minute. Whether you’re on the busy streets of Louisville or cruising the peaceful roads of rural Kentucky, know that your ideal insurance coverage level is only a few clicks away.
Minimum car insurance requirements for liability and full coverage in Kentucky
Kentucky car insurance law mandates drivers to maintain minimum liability insurance along with basic personal injury protection (PIP) coverage. Failure to obtain and maintain insurance on a vehicle can result in registration revocation, a fine of up to $1,000, and up to 90 days in jail.
It’s important to follow state insurance laws to financially protect yourself and others in case of an accident.
Cheapest minimum liability coverage in Kentucky
The average cost of a minimum liability-only policy in Kentucky is approximately $109 per month, or $1,304 per year.
There are two types of basic minimum liability insurance coverage in Kentucky. The first type of required insurance is liability car insurance, which is referred to as 25/50/10 coverage, breaks down as follows:
- $25,000 of bodily injury liability (BI) insurance per person
- $50,000 of total bodily injury coverage per accident
- $25,000 of property damage liability coverage per accident
Alternatively, the second type of minimum liability coverage auto owners may opt for is a single policy limit of $60,000.
In addition to liability coverage, all car insurance policies in Kentucky automatically come with $10,000 of basic PIP benefits. In exchange for these benefits, drivers agree to limitations on their right to sue other drivers for bodily injury under $1,000.
DID YOU KNOW?Because Kentucky is a so-called “choice no-fault state,” it’s possible to reject the PIP coverage—and the limitations on your right to sue—in writing using the Kentucky No-Fault Rejection Form.
No matter what choice you make, Jerry can help you find a policy with the minimum requirements for the lowest rate available.
Do you need more than the minimum liability insurance coverage in Kentucky?
Yes. While $25,000 or $50,000 of liability insurance might sound like a lot, consider the costs that could stem from a car accident:
- The average hospital stay following a car accident costs around $60,000
- The average vehicle on the road today is worth $48,0000
If you’re at fault in an accident and only carry Kentucky’s minimum liability coverage, you may be seriously underinsured—and the other driver can sue you for the remainder (even if they haven’t waived their PIP coverage). What’s more, Kentucky’s car accident laws permit drivers to file personal injury lawsuits up to two years after an accident.
Bottom line: Take a closer look at your car insurance policy and reflect on the potential risks. For the best financial protection, consider upping your coverage limits beyond the state minimums.
Cheapest full coverage Kentucky auto insurance quotes
A standard full coverage car insurance policy includes liability, collision, and comprehensive coverage.
Collision coverage insures your vehicle in the event of a collision, regardless of fault. If your car is damaged in an accident, collision coverage helps cover repair or replacement costs up to the vehicle’s actual cash value.
Comprehensive coverage covers damage to your vehicle not caused by a collision. It typically includes theft, vandalism, fire, natural disasters, falling objects, and certain types of animal-related damage.
Compared to a minimum coverage policy, a full coverage option costs around $199 per month, or $2,392 annually. While a full coverage policy tends to come with higher annual premiums, most drivers find that the peace of mind is well worth it. And if your car is financed or leased, your lender will require it.
Jerry can assist you in purchasing a foul coverage plan that also aligns with your financial goals.
|
Insurance Coverage
|
Has Full Coverage
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Car
|
|---|---|---|---|---|---|
| State Minimum | Yes | Trexis | $406 | Garrett, 32, Cynthiana, KY | Honda Cr-V Ex |
| State Minimum | No | Dairyland | $163 | Devin, 43, Melber, KY | Mitsubishi Galant Es High |
| State Minimum | No | The General | $153 | Julia, 65, Taylor Mill, KY | Ford Ranger |
| State Minimum | No | Progressive | $118 | Joseph, 36, Bellevue, KY | Dodge Grand Caravan Se |
| State Minimum | No | National General | $243 | Jimmy, 26, Henderson, KY | Mitsubishi Outlander Ls |
Kentucky car insurance: Additional coverages
Think of your insurance policy as a bluegrass band—each instrument adds its own unique flavor to the melody. Here are some additional coverages that can add extra layers to your insurance jam:
- Rental reimbursement coverage: Your car is off the road for covered repairs, but the show must go on! This coverage will pay for the cost of a rental car to keep your daily gig running smoothly.
- Towing and labor coverage: Sometimes your car misses a beat. For those unexpected breakdowns, towing and labor coverage is your ever-reliable roadie ready to assist.
- Non-owner car insurance: Perfect for regular users of car-sharing services or folks needing temporary coverage, this coverage chimes in to provide liability protection when driving a borrowed or rented vehicle.
- Gap insurance: If your car is declared a total loss, there may be a “gap” between your car’s actual cash value and the remaining amount on your loan. This coverage steps in to reconcile the difference and retain your financial harmony.
- Mechanical breakdown insurance (MBI): Just like Earl Scruggs, cars have their share of breakdowns. This insurance helps cover the costs of unexpected repairs or replacements that aren’t related to an accident—which is why it’s best suited to new and high-value vehicles.
LEARN MORE: Types of insurance
Car insurance premium by rating factors
Your car insurance premium isn’t just pulled out of a hat. Insurers employ a multifaceted approach, using several key aspects of your profile to shape your annual rates. Here’s a glimpse behind the curtain:
- Your road resumé: Insurance companies take a keen interest in your driving past, considering incidents such as accidents, traffic violations, and any previous claims you’ve made. Better road behavior translates to better rates.
- Your experience: Age matters, at least in the world of driving. Younger and less-seasoned drivers tend to endure higher insurance rates because they’re statistically more likely to be involved in accidents.
- Your car: Your vehicle’s make, model, and age aren’t just conversation starters—they also factor into your insurance premiums. If your car is newer or considered luxury, brace yourself for steep insurance costs.
How to find cheap Kentucky car insurance if you’re a high-risk driver
A blotch on your driving record doesn’t mean the end of affordable car insurance. Yes, a driving violation can dent your insurance rates, but there’s a strategy to help you find cost-effective coverage in Kentucky.
Cheapest car insurance for Kentucky drivers with a speeding ticket
A single Kentucky speeding ticket can raise the average cost of car insurance by 64%! And that’s not even including the original fine, potential court fees, points on your license, and other serious penalties like a suspended license. And if your need for speed lands you with a Kentucky reckless driving charge, you’re looking at even steeper penalties.
After a speeding ticket, most drivers in Kentucky pay approximately $211 per month for the minimum car insurance—or $2,537 per year.
To combat surging car insurance premiums resulting from a speeding ticket, consider enrolling in a defensive driving course and make a pledge to improve your driving habits. You may be pleasantly surprised by the impact these changes can have on your coverage costs. It also doesn’t hurt to shop for the best pricing with Jerry:
|
Speeding Type
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Speeding 11-15 | National General | $123 | Ola, 34, Mount Vernon, KY | State Minimum | No |
| Speeding Violation-Minor | National General | $151 | Troy, 32, Morehead, KY | State Minimum | Yes |
| Speeding Violation-Minor | National General | $137 | Sara, 34, Lexington, KY | State Minimum | No |
| Speeding Violation-Minor | Trexis | $206 | Manuel, 54, Richmond, KY | State Minimum | Yes |
| Speeding 11-15 | Bristol West | $135 | Lina, 31, Greenville, KY | State Minimum | No |
How to find cheap Kentucky auto insurance after a DUI
The aftermath of a DUI conviction in Kentucky is far from pleasant, including hefty fines, license suspension, potential jail time, and skyrocketing auto insurance premiums.
Drivers with a DUI on their record pay an average of $154 per month for liability-only coverage in Kentucky, and may face hurdles when applying for car insurance.
The first step towards reducing your insurance costs and finding affordable coverage is shopping around. Prepare to see a wide range of quotes among insurers and don’t take the first one to come your way. While it may require some patience and effort, securing affordable coverage after a DUI conviction is certainly feasible—and Jerry can lighten the load.
Kentucky SR-22 insurance
For certain driving offenses such as a DUI, driving without insurance, or racking up multiple traffic violations, many states require filing for SR-22 insurance. Kentucky, however, is one of a few states that don’t specifically require drivers to file an SR-22 insurance certificate. Still, you must prove that you meet the minimum state insurance requirements to drive.
Once you’re legally allowed to drive again, you’re not totally off the hook—you can expect your insurance costs to nearly double. Those in Kentucky who are required to carry an SR-22 certificate may face a premium increase of 57%, with rates for minimum coverage climbing from $109 per month to $196 per month.
After spending some quality time with Jerry shopping the insurance marketplace, however, you will find more affordable options with different insurers. Some even specialize in catering to high-risk drivers!
How to find cheap car insurance in Kentucky after an at-fault accident
Each insurance company has a different way of evaluating risk, making the quest for cheap auto insurance rates somewhat tricky if you have a history of accidents.
Enhance your chances of lowering your insurance rates following an at-fault accident by shopping for the best quotes from multiple insurance companies. Don’t settle for the first quote that lands in your inbox. Instead, explore all of your options and choose the one that fits your needs and budget best using the Jerry app, just like these savvy Kentucky drivers:
|
Accident Type
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Not At Fault | Trexis | $406 | Garrett, 32, Cynthiana, KY | State Minimum | Yes |
| At Fault With No Injury | Progressive | $118 | Joseph, 36, Bellevue, KY | State Minimum | No |
| Not At Fault | National General | $243 | Jimmy, 26, Henderson, KY | State Minimum | No |
| At Fault With No Injury | Progressive | $176 | Allie, 57, Winchester, KY | State Minimum | No |
| Not At Fault | Progressive | $303 | Travis, 52, Louisville, KY | State Minimum | No |
FAQ
-
Is Kentucky a no-fault state?
Cheapest auto insurance after other violations in Kentucky
Traffic violations don’t necessarily equate to sky-high car insurance rates. Even if your driving record has seen better days, you can still land affordable car insurance rates.
Take a look at the table below to see some other violations and their average premium costs in Kentucky:
| Violation | Average monthly premium cost |
|---|---|
| Illegal turn | $86 |
| Defective equipment | $113 |
| Driving on suspended license | $150 |
| Careless driving | $203 |
Here are a few examples of low-cost quotes Kentucky drivers were able to secure in spite of a history of traffic violations:
|
Violation
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Liability Limits
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Unsafe Operation of a Motor Vehicle | National General | $359 | Craig, 26, Bowling Green, KY | State Minimum | No |
| Operating Vehicle without Permission | Progressive | $78 | Myrtie, 30, Olive Hill, KY | State Minimum | No |
| Ticket Violation Not Listed | Bristol West | $1,116 | Anthony, 52, Louisville, KY | State Minimum | Yes |
| Unsafe Operation of a Motor Vehicle | Progressive | $254 | Jon, 28, Louisville, KY | State Minimum | No |
| Failure to Obey Signal | Trexis | $97 | Henry, 32, Newport, KY | State Minimum | No |
How to find cheap Kentucky car insurance based on your insurance history
Your insurance history is a key player in the game of car insurance rates in Kentucky. Typically, drivers with a lapse in their coverage will see rates rise to around $241 per month, or $2,895 per year.
At Jerry, we know how important it is to maintain car insurance so that even a small lapse in insurance coverage doesn’t impact your rates in the future.
If there’s been a break in your coverage, Jerry can help you find a new policy and start off on the right foot. Our automated system sends payment and renewal reminders so you’ll never experience a lapse in coverage again.
| Credit score | Average monthly premium cost |
|---|---|
| < 600 | $215 |
| 601-699 | $188 |
| 700+ | $146 |
Even if your credit history is less than stellar, there are car insurance options out there for drivers of all credit levels.
Drivers with impressive credit scores of 750 and above may enjoy car insurance discounts of up to 20%. But those with a credit score below 550 needn’t lose heart—affordable coverage is still within reach. There are insurance providers who will work with you despite your credit woes, and they’re all just a few screen taps away on the Jerry app.
Check out what these Jerry drivers with different credit scores paid for their car insurance:
|
Credit Range
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Car
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| <550 | Trexis | $406 | Garrett, 32, Cynthiana, KY | Honda Cr-V Ex | State Minimum | Yes |
| 550-659 | Dairyland | $163 | Devin, 43, Melber, KY | Mitsubishi Galant Es High | State Minimum | No |
| <550 | Progressive | $118 | Joseph, 36, Bellevue, KY | Dodge Grand Caravan Se | State Minimum | No |
| <550 | National General | $243 | Jimmy, 26, Henderson, KY | Mitsubishi Outlander Ls | State Minimum | No |
How to find cheap auto insurance in Kentucky for your age
As with young drivers everywhere, those in Kentucky often grapple with higher insurance rates due to their minimal on-road experience. By age 25, however, drivers generally have gathered enough experience to lower their accident risk, leading to a drop in their insurance costs. These rates often remain stable until around age 75, when they may start to climb again.
If you find yourself outside the “prime” age bracket, fear not. You can still find the best rate regardless of your age group!
The best car insurance companies in Kentucky for young drivers
In Kentucky, a lack of experience or credit history doesn’t necessarily block the road to affordable car insurance. Many insurance companies offer enticing discount programs tailored to young drivers who are just starting their driving journey.
Teen drivers between the ages of 16 and 19 are at a higher risk of car accidents, which is why they typically face steeper insurance premiums. On average, drivers under 18 pay around $404 per month for liability-only car insurance, whereas those between 18 and 21 pay approximately $271 per month. When it comes to full coverage, however, these rates climb even more, with teens paying approximately $838 per month, and young drivers paying around $537 per month.
To help young drivers find cheaper car insurance, consider adding them to your existing policy, and take advantage of student discounts.
Similarly, you can lower your costs by using Jerry. Numerous young drivers and their guardians have leveraged Jerry’s help to find the most affordable car insurance rates. And if you’re feeling extra shaky, considering full coverage at this stage can be a wise choice to cover all your bases.
The best car insurance companies for senior drivers in Kentucky
Age can bring about unique driving challenges due to decreased physical abilities or cognitive decline. As a result, insurance companies sometimes levy higher rates on seniors.
Drivers in Kentucky between 55 and 64, on average, pay $107 per month for minimum coverage—but once motorists turn 65, these rates rise again to $114 per month. For full coverage, it’s a similar story: rates for drivers 65+ are approximately $199 per month, which is 5% more than those 55-64.
Nevertheless, several companies in Kentucky aim to provide superior coverage for this particular demographic. Institutions like AARP are dedicated to offering some of the best car insurance options to seniors. And no matter your plan, many companies are happy to extend discounts for a good driving record no matter your age.
If you’re struggling to find adequate coverage within your budget, you can always turn to Jerry. We’ll match you with policies that suit your driving habits at prices you can afford.
How to find car insurance discounts in Kentucky for your motor vehicle
In Kentucky, your choice of vehicle can have a substantial impact on your car insurance premiums. Your car’s repair and replacement costs, its appeal to thieves, and its safety record all contribute to your insurance costs.
In Kentucky, many drivers favor these five vehicle models, which tend to secure favorable insurance rates:
| Vehicle type | Average monthly coverage cost |
|---|---|
| Ford F-150 | $119 |
| Ram 1500 | $129 |
| Chevrolet Silverado C1500 | $135 |
| Toyota RAV4 | $154 |
| Toyota Highlander | $159 |
To enjoy the cheapest auto insurance coverage in Kentucky, consider vehicles known for their low repair costs, robust security systems, and proven safety records. Insurance companies prize these qualities because they can shrink expensive repair bills, discourage theft, and lower the chances of severe injury claims.
|
Popular Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Chevrolet Silverado C1500 | National General | $83 | Caleb, 57, Covington, KY | State Minimum | No |
| Chevrolet Silverado K1500 Lt | Bristol West | $362 | Lela, 52, Paducah, KY | State Minimum | No |
| Chevrolet Silverado K1500 | Dairyland | $174 | Mason, 34, Rineyville, KY | State Minimum | No |
| Chevrolet Silverado K1500 | Progressive | $242 | Zachary, 61, Hardy, KY | State Minimum | No |
| Ford F-150 | Trexis | $101 | Lily, 52, Upton, KY | State Minimum | No |
LEARN MORE: How to get car insurance before buying a car
Is it cheaper to insure a new car or a used car?
Generally, it’s more expensive to insure newer cars than older ones. The higher replacement cost in the event of an accident and the allure of newer models for thieves contribute to this. Newer models also tend to come with the latest and greatest in technology and features, which can be more costly to repair or replace.
Alternatively, used cars typically have a lower overall value, leading to cheaper insurance premiums as the potential loss to the insurance company is less.
How to find cheap car insurance in Kentucky in your city
Your exact location in the state of Kentucky can influence your car insurance rates significantly. Residents of bustling cities like Louisville or Lexington are more likely to pay high premiums than quieter towns like Bardstown and Somerset.
Differences in insurance costs extend beyond city boundaries. Calculating your exact rate is very complicated—factors like population density, accident rates, crime statistics, and weather patterns in each ZIP code can all impact what you pay to cover your car.
Check out some of the cheapest and most expensive ZIP codes in Kentucky to see how your location can influence your rates:
| ZIP codes | Average monthly coverage cost |
|---|---|
| 41838 | $25 |
| 40007 | $27 |
| 41064 | $28 |
| 41080 | $29 |
| 40806 | $30 |
| 42765 | $292 |
| 41257 | $294 |
| 43247 | $296 |
| 41544 | $314 |
| 41729 | $359 |
| 41660 | $545 |
Fortunately, you don’t need to be a data whiz to estimate your ideal coverage costs. With Jerry’s help, you can confidently enroll in the best plan while keeping your budget intact.
Check out what different drivers across Kansas paid for their car insurance below:
|
City
|
Customer
|
Insurance Company
|
Premium (monthly)
|
Car
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Cynthiana, KY | Garrett | Trexis | $406 | Honda Cr-V Ex | State Minimum | Yes |
| Melber, KY | Devin | Dairyland | $163 | Mitsubishi Galant Es High | State Minimum | No |
| Taylor Mill, KY | Julia | The General | $153 | Ford Ranger | State Minimum | No |
| Bellevue, KY | Joseph | Progressive | $118 | Dodge Grand Caravan Se | State Minimum | No |
| Henderson, KY | Jimmy | National General | $243 | Mitsubishi Outlander Ls | State Minimum | No |
| Louisville, KY | Micheal | National General | $703 | Ford Fusion Se Hybrid | 50/100 | Yes |
| Georgetown, KY | Vera | Progressive | $95 | Nissan Armada Se | State Minimum | No |
| Vanceburg, KY | Birdie | Progressive | $51 | Dodge Dart Sxt Sport | State Minimum | Yes |
| Winchester, KY | Allie | Progressive | $176 | Chevrolet Trailblazer Ext Ls | State Minimum | No |
| Louisville, KY | Todd | National General | $337 | Ford Escape S | State Minimum | No |
| Louisville, KY | Travis | Progressive | $303 | Hyundai Tucson Se | State Minimum | No |
| Bowling Green, KY | Lou | Trexis | $176 | Hyundai Sonata Se | State Minimum | Yes |
How to lower the cost of car insurance in Kentucky
If the search for cheap car insurance has left you sputtering, don’t call it quits just yet. The Jerry app is here to help you push through to the finish line. Check out some of the top tips curated by company experts:
- Shop savvy: Car insurance rates are as varied as Kentucky’s landscape. Let Jerry be your guide, helping you compare quotes from various companies with ease.
- Bundle wisely: If you have multiple insurance needs (like homeowners, renters, or life insurance), combining these with one provider can lead to significant savings.
- Drive well: A clean driving record goes a long way. Good drivers can save on car insurance costs by avoiding accidents and traffic violations.
- Drive smart: Completing a certified defensive driving course can not only make you a safe driver— it can also result in insurance discounts.
- Drive safely: Vehicles equipped with safety features such as anti-lock brakes, airbags, anti-theft devices, and dash cams often qualify for discounts.
- Adjust accordingly: Review your coverage every six to 12 months to ensure it still suits your needs and budget. Simply updating your driver profile could lead to a policy that affords you much better rates, discounts, and other financial perks.
Why is car insurance so expensive in Kentucky?
The cost of car insurance in Kentucky might seem expensive, especially as inflation is on the rise around the world. Aside from the increasing price of goods and services across industries worldwide, several other factors can contribute to steep insurance rates in Kentucky, including:
- High population density
- Significant numbers of uninsured drivers
- Frequent occurrences of natural disasters and extreme weather events
- Car theft rates and crime
FAQ
-
Who offers the best cheap car insurance in Kentucky?
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Do you have to have car insurance in Kentucky?
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Does insurance follow the car or the driver in Kentucky?
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Can you have out-of-state car insurance in Kentucky?
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Is PIP required in Kentucky?
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Can you have both PIP and MedPay in Kentucky?
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car. Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
