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Jerry Data & Research
Cheapest Toyota Car Insurance (Dec 2023)
Cheapest Toyota Car Insurance (Dec 2023)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Toyota.
Find Insurance Savings (100% Free!)
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How much does Toyota car insurance cost?
- How to find the cheapest Toyota car insurance quotes
- Insurance costs for popular Toyota models
- What factors affect Toyota car insurance rates?
- How can I lower the cost of my Toyota car insurance?
- FAQs
- Methodology
- Meet Our Experts
Load full table of contents
Since entering the U.S. market in 1957, Toyota has become one of the most popular car brands of all time. Known for its wide range of intensely reliable vehicles, the Toyota lineup includes sedans, SUVs, pickup trucks, and hybrids.
Toyota owners pay, on average, $1,116 for
car insurance
annually. But just as every Toyota driver is unique, insurance rates vary from person to person. Many factors can influence the insurance rate you receive, including your driving record, age, and your car’s make and model. That means that there is no single best insurance policy or “average”
car insurance quote
for everyone. Luckily, Jerry is here to help you find the best Toyota auto insurance rates by comparing dozens of companies and premiums for you. How to find the cheapest Toyota car insurance quotes
Jerry has provided thousands of real Toyota insurance quotes. Check out the table below for some real-world examples.
| Date | Car | Insurance Company | Premium (monthly) | Customer Details | Insurance coverage |
|---|---|---|---|---|---|
November 30, 2023 | Toyota Prius | Safeco | $87 | Clyde, 67 | • State Minimum Liability • Comp / Collision |
November 23, 2023 | Toyota Tacoma Double Cab | Nationwide | $105 | Jon, 29 | • 100,000/300,000 Liability • Comp / Collision |
November 21, 2023 | Toyota Corolla Matrix XR | Allstate | $103 | Ann, 32 | • 50,000/100,000 Liability |
November 20, 2023 | Toyota Camry LE | Travelers | $76 | Victoria, 62 | • 100,000/300,000 Liability • Comp / Collision |
November 18, 2023 | Toyota Corolla LE | AAA | $186 | Lou, 30 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 30, 2023Best car insurance companies for Toyota drivers
The best car insurance policy for you will depend, in part, on your driving history, age, location, and claims record. Because of that, there isn’t a single auto insurance company that’s right for everyone.
To help you save money and find the best rates, Jerry conducted the largest insurance survey in the nation—and here’s what we found.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Toyota models
One of the primary factors affecting your insurance rates is the Toyota model that you drive. Some model-specific elements that influence your premium include the following:
- Safety features: Cars with excellent safety ratings, like the Toyota Corolla and Toyota Camry, generally see lower insurance rates.
- Vehicle value: Expensive vehicles are typically more costly to insure when compared to entry-level economy cars.
- Vehicle class: Large SUVs, like the Toyota Sequoia, tend to have higher insurance costs than small cars and compact SUVs.
- Engine size: Cars with powerful performance engines represent a higher risk to insurance companies. For this reason, they tend to see higher insurance costs.
- Availability of replacement parts: Vehicles with expensive or difficult-to-acquire replacement parts, like luxury import or discontinued cars, tend to have higher insurance costs.
- Cost of repairs: Performance and luxury vehicles tend to have high repair costs. This can result in increased insurance rates.
The table below contains the average cost of car insurance for popular Toyota models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$98 | $183 | |
$95 | $176 | |
$86 | $152 | |
$92 | $166 | |
$82 | $148 | |
$95 | $166 | |
$93 | $162 |
Your state requires you to maintain a
minimum level of insurance coverage
. That requirement typically includes small amounts of basic liability coverage
, which consists of bodily injury liability insurance and property damage liability. Full coverage
insurance, on the other hand, includes both collision
and comprehensive coverage
. These coverages provide complete financial protection for you, your vehicle, and other motorists on the road. 
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Toyota Corolla insurance costs
The Toyota Corolla is a compact sedan beloved for its reliability, fuel efficiency, and affordability. It’s a top-selling car worldwide and offers a comfortable ride, advanced safety features, and a range of model options to suit individual preferences. Toyota Corolla car insurance costs, on average, $176 for full coverage and $95 for basic liability insurance.
Your Corolla’s trim level also affects your insurance rate. Trim level refers to specific features and options for a given car model. The Toyota Corolla, for example, is available as a sedan or hatchback—with a hybrid sedan option—and three trim levels.
- LE: Starting at $22,795, the 2023 base model Toyota Corolla LE features a 169-horsepower engine, 16-inch wheels, an eight-inch touchscreen, adaptive cruise control, forward collision warning, and automatic emergency braking.
- SE: Starting at $25,235, the 2023 Toyota Corolla SE adds 18-inch alloy wheels, paddle shifters, sportier trim, and sport-bolstered front seats.
- XSE: Starting at $27,945, the 2023 Toyota Corolla XSE includes the SE’s sporty upgrades and adds LED headlights and accent lighting, a sunroof, a blind spot warning system, and an upgraded driver information display.
Higher trim levels often translate to higher insurance costs. For this reason, the top-end Corolla XSE may face higher monthly premiums than the entry-level LE. Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$106 | $200 | |
$96 | $162 | |
$100 | $201 | |
$97 | $154 | |
$94 | $186 |
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Toyota Corolla | Progressive | $168 | Adrian, 41 | • No Coverage Liability |
| Toyota Corolla Matrix XR | Allstate | $103 | Milton, 32 | • 50,000/100,000 Liability |
| Toyota Corolla | Safeco | $140 | Richard, 38 | • 100,000/300,000 Liability • Comp / Collision |
| Toyota Corolla | State Auto | $60 | Lucas, 32 | • State Minimum Liability |
| Toyota Corolla | Infinity | $119 | Marcus, 50 | • State Minimum Liability |
Last Updated Nov 30, 2023Toyota Prius insurance costs
The Toyota Prius is a hybrid vehicle that revolutionized the automotive industry. It combines a gas engine with an electric motor, producing excellent fuel mileage and low emissions. The Prius is known for its distinctive style, spacious interior, and environmentally conscious ride.
Our experts have determined that Prius owners pay, on average, $166 for full coverage per month. But that’s only an average and your actual car insurance premium will depend on your driver profile.
Here are the available trims for the 2023 Prius:
- LE: Starting at $28,545, the 2023 base model Toyota Prius LE feature a combined motor system capable of 194 horsepower, 17-inch wheels, LED headlights, a six-speaker sound system with Apple CarPlay and Android Auto, and standard driver-assist and safety tech.
- XLE: Starting at $31,990, the 2023 Toyota Prius XLE adds 19-inch wheels, keyless entry and start, a 12.3-inch touchscreen, parking sensors, and a panoramic glass roof.
- Limited: Starting at $35,560, the 2023 Toyota Prius Limited includes the XLE features. It also includes upgrades like a power liftgate, a heated steering wheel, driver’s seat memory settings, and an eight-speaker JBL sound system.
Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$104 | $174 | |
$91 | $156 | |
$64 | $163 | |
$85 | $183 | |
$86 | $162 |
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Toyota Prius | Travelers | $75 | Patrick, 65 | • 50,000/100,000 Liability • Comp / Collision |
| Toyota Prius | Allstate | $260 | Charles, 24 | • 100,000/300,000 Liability • Comp / Collision |
| Toyota Prius | AAA | $164 | Eva, 28 | • State Minimum Liability |
| Toyota Prius | Safeco | $87 | Tom, 67 | • State Minimum Liability • Comp / Collision |
| Toyota Prius V | Mercury | $230 | Theodore, 32 | • 50,000/100,000 Liability |
Last Updated Dec 2, 2023 Toyota RAV4 insurance costs
With a reputation for reliability and comfort, the Toyota RAV4 is a compact SUV that’s loved for its cargo space, versatility, and powerful performance. It comes in a range of trim options and provides excellent safety ratings, making it a popular choice among adventurers and outdoor enthusiasts.
On average, Toyota RAV4 insurance costs $152 for full coverage and $86 for state minimum liability insurance.
It comes in the following trim levels:
- LE: Starting at $29,610, the 2023 base model Toyota RAV4 LE features a 203-horsepower engine, LED headlights, 17-inch wheels, an eight-inch touchscreen display, and the Toyota Safety Sense 2.5 suite of driver-assist and safety features.
- XLE: Starting at $31,120, the 2023 Toyota RAV4 XLE adds keyless entry and ignition, a blind spot monitor, and additional USB charging ports.
- XLE Premium: Starting at $34,010, the 2023 Toyota RAV4 XLE Premium includes upgrades like LED foglights, 19-inch wheels, a raised suspension, a sunroof, and a power liftgate
- Adventure: Starting at $35,805, the 2023 Toyota RAV4 Adventure ditches the sunroof and liftgate but adds fender flares, taller roof rails, terrain drive modes, and hill descent control.
- TRD Off-Road: Starting at $39,230, the 2023 Toyota RAV4 TRD Off-Road includes the sunroof and liftgate and adds upgrades like 18-inch wheels with all-terrain tires, an off-road-tuned suspension, 10.5-inch touchscreen, and black trim elements.
- Limited: Starting at $37,915, the 2023 Toyota RAV4 Limited has the same features as the XLE Premium with additions such as heated and ventilated front seats, a digital instrument panel, and an 11-speaker JBL audio system.
Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$84 | $162 | |
$109 | $163 | |
$85 | $153 | |
$81 | $132 | |
$96 | $171 |
In the table below, you can find real Toyota RAV4 insurance quotes from Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Toyota RAV4 Limited | AAA | $185 | Mina, 33 | • 50,000/100,000 Liability • Comp / Collision |
| Toyota RAV4 Limited | Safeco | $74 | Lela, 60 | • 100,000/300,000 Liability • Comp / Collision |
| Toyota RAV4 XLE Premium | Nationwide | $88 | Caleb, 35 | • 50,000/100,000 Liability • Comp / Collision |
| Toyota RAV4 LE | Gainsco | $199 | Jose, 23 | • State Minimum Liability |
| Toyota RAV4 LE | Bristol West | $299 | Lenora, 39 | • No Coverage Liability • Comp / Collision |
Last Updated Nov 27, 2023Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Great services and fast responses
Denise
Reliable insurance, great customer service!
Anthony
Quick, easy and very affordable. Same day insurance.
Jillian
Never had an issue. Can't say I've had to make a claim or anything but they're easy to get ahold of and willing to help
Meghan
Toyota Tundra insurance costs
The Toyota Tundra is a full-size pickup truck renowned for its ruggedness, durability, and towing capacity. Favored among workers and outdoor enthusiasts, the Tundra is built for off-road adventures and tough tasks.
Toyota Tundra car insurance costs, on average, $160 for full coverage and $86 for basic liability coverage.
The 2023 Tundra is available in seven trim options:
- SR: Starting at $40,760, the base model 2023 Toyota Tundra SR features a 389-horsepower engine, 18-inch steel wheels, LED headlights, an eight-inch touchscreen, Apple CarPlay and Android Auto, and Toyota Safety Sense 2.5.
- SR5: Starting at $46,265, the 2023 Toyota Tundra SR5 adds alloy wheels, LED foglights, selectable drive modes, and a towing package.
- Limited: Starting at $52,360, the 2023 Toyota Tundra Limited includes upgrades like 20-inch wheels, a 14-inch center touchscreen, automatic climate control, a blind spot monitor, and a tailgate release button.
- Platinum: Starting at $65,570, the 2023 Toyota Tundra Platinum adds more luxury features, like ambient interior lighting, a digital instrument panel, a premium JBL audio system, and a panoramic sunroof.
- 1794: Starting at $63,255, the 2023 Toyota Tundra 1794 Edition includes the same features as the Premium Edition with ranch-style badges and accents.
- TRD Pro: Starting at $72,715, the 2023 Toyota Tundra TRD Pro features a 437-horsepower hybrid engine, 18-inch TRD wheels with all-terrain tires, a 1.1-inch front suspension lift, and a beefier suspension.
- Capstone: Starting at $79,440, the 2023 Toyota Tundra Capstone includes the same 437-horsepower hybrid engine as the TRD Pro with upgrades like 22-inch wheels, exclusive trim pieces, automatic running boards, and a heads-up display.
Here’s how much you might expect your cost to change based on the trim level of your car:
Below, you can find Toyota Tundra insurance quotes from real Jerry customers to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Toyota Tundra Double Cab Sr/sr5 | Safeco | $250 | Steven, 48 | • 50,000/100,000 Liability |
| Toyota Tundra Crewmax 1794 | Allstate | $97 | Marie, 37 | • 100,000/300,000 Liability • Comp / Collision |
| Toyota Tundra Double Cab SR5 | Nationwide | $80 | Juan, 44 | • State Minimum Liability |
| Toyota Tundra Crewmax SR5 | AAA | $273 | Allen, 40 | • 25,000/50,000 Liability • Comp / Collision |
| Toyota Tundra Crewmax SR5 | Bristol West | $205 | Mayme, 44 | • State Minimum Liability • Comp / Collision |
Last Updated Dec 3, 2023 Toyota Sequoia insurance costs
The Toyota Sequoia is a full-size SUV that provides ample seating and cargo capacity for families and large groups. It offers a comfortable ride, powerful performance, and a wide range of safety features.
Toyota Sequoia owners pay, on average, $168 for full coverage and $96 for state minimum liability insurance per month.
The five trim levels mean there’s something for everyone:
- SR5: Starting at $61,460, the base model 2023 Toyota Sequoia SR5 features a turbocharged 437-horsepower engine, 18-inch alloy wheels, LED headlights and foglights, roof rails, a 360-degree camera, an eight-inch touchscreen, and the Toyota Safety Sense package of driver aids and safety features.
- Limited: Starting at $67,860, the 2023 Toyota Sequoia Limited adds 20-inch wheels, driver’s seat memory settings, a 14-inch touchscreen, and two 120-volt AC outlets.
- Platinum: Starting at $74,060, the 2023 Toyota Sequoia Platinum adds luxury features like 20-inch black alloy wheels, rain-sensing windshield wipers, ambient lighting, and a 14-speaker JBL audio system.
- TRD Pro: Starting at $79,160, the 2023 Toyota Sequoia TRD Pro includes an all-wheel-drive drivetrain, 18-inch TRD wheels, dual exhaust, and off-road equipment.
- Capstone: Starting at $78,460, the 2023 Toyota Sequoia Capstone adds 22-inch wheels, premium leather upholstery, sound-insulated windows, and a heads-up display.
Here’s how much you might expect your cost to change based on the trim level of your car:
Check out the table below for Toyota Sequoia car insurance quotes from real Jerry customers.
Cheap quotes Jerry found for Toyota drivers
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Toyota Sequoia Limited | Progressive | $85 | Marc, 72 | • 50,000/100,000 Liability • Comp / Collision |
| Toyota Sequoia SR5 | Nationwide | $100 | Brett, 55 | • 100,000/300,000 Liability • Comp / Collision |
| Toyota Sequoia SR5 | Safeco | $126 | Rosetta, 36 | • State Minimum Liability • Comp / Collision |
| Toyota Sequoia Limited | Travelers | $112 | Tyler, 57 | • 100,000/300,000 Liability • Comp / Collision |
| Toyota Sequoia SR5 | Infinity | $104 | Charlotte, 40 | • State Minimum Liability |
Last Updated Dec 1, 2023Are Toyotas more expensive to insure?
Compared to the average cost of other cars, Toyota vehicles cost -- to insure.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Toyota | $93 | $166 |
| Mazda | $94 | $171 |
| Eagle | $99 | $153 |
| Acura | $103 | $186 |
| Alfa Romeo | $114 | $217 |
Cheapest Toyota to insure
The Toyota model that will cost you the least to insure is the 2020 Toyota Prius, with an average monthly premium of $37 for minimum liability insurance and $191 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
$37 | $191 | |
$48 | $143 | |
$49 | $148 | |
$52 | $200 | |
$52 | $161 |
Most expensive Toyota to insure
The Toyota model most expensive to insure is the 2020 Toyota Sienna, averaging $180 monthly for basic liability coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
$180 | $189 | |
$156 | $162 | |
$152 | $159 | |
$148 | $258 | |
$142 | $209 |
Keep in mind that insurance rates vary based on many factors, including your car model year, your driving record, your age, and your insurance claims history. The best way to find the most affordable insurance provider for you is to shop around and compare rates from multiple companies.
What factors affect Toyota car insurance rates?
- Vehicle age: If you drive a new Toyota, you should expect to pay higher insurance rates.
- Vehicle cost: Costlier vehicles, like the Toyota Sequoia, are more expensive to insure than cheaper options, like the Toyota Tacoma or Toyota Sienna.
- Parts cost: Insurance rates are higher for vehicles with expensive or difficult-to-acquire parts.
- Your age: Drivers under 25 and over 75 pay the highest insurance premiums.
- Your driving record and insurance claims history: You should expect to pay higher premiums if you have a history of accidents or insurance claims.
- Where you store your car: Parking your car outside exposes it to greater risks of damage due to theft, vandalism, or weather. This can cause your insurance rates to climb.
Your Toyota insurance rates may also depend on the following brand-specific factors:
- Safety: Toyota cars tend to receive excellent safety ratings, which contribute to lower insurance costs.
- Reliability: Highly reliable vehicles like Toyotas tend to see lower insurance costs.
- Imports: While some Toyotas are manufactured in the U.S., they may still use parts imported from Japan. Other Toyota models are fully produced overseas, which can raise insurance rates.
Toyota insurance cost for young drivers
Insurance products are the most expensive for
teen drivers
aged 16 to 19. Experts recommend full coverage for teens since young drivers are more likely to be involved in crashes than older and more experienced motorists. 
Jayden (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$136
per month
Edgar (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$122
per month
Toyota insurance cost for senior drivers
Seniors in their mid-70s pay the second-highest auto insurance premiums out of all age groups.
Car insurance rates for seniors
are high because older drivers are more likely to be involved in accidents. They’re also more prone to severe injuries as a result of accidents, causing steep medical bills and increased risk for the insurance provider. Max (68 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$121
per month
Sarah (68 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$146
per month
Austin (73 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$124
per month
Manuel (65 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$107
per month
Toyota insurance cost for drivers with driving violations
- Speeding tickets
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Toyota drivers with speeding ticket
| Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Toyota Camry L | Safeco | $161 | Micheal, 29 | • State Minimum Liability • Comp / Collision |
Speeding 6-10 | Toyota Camry SE | Travelers | $393 | Miguel, 34 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 16-20 | Toyota FJ Cruiser | AAA | $190 | Wesley, 48 | • 25,000/50,000 Liability |
Other Minor | Toyota Corolla Matrix XR | Allstate | $103 | Betty, 32 | • 50,000/100,000 Liability |
| Toyota Scion FR-S | Infinity | $252 | Chad, 33 | • State Minimum Liability • Comp / Collision |
Last Updated Dec 3, 2023Cheapest car insurance for Toyota drivers with a DUI record
If you have a
DUI conviction
on your record, your insurance rates will likely skyrocket. To find the best deals on insurance, you’ll have to shop around and compare rates. Jerry has helped numerous Toyota drivers with DUIs find affordable insurance.
Christopher (41 years old)
$168
per month
Amanda (26 years old)
$166
per month
Howard (29 years old)
$157
per month
Jane (25 years old)
DUI
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$319
per month
Ruby (33 years old)
$118
per month
Cheapest car insurance for Toyota drivers after an accident
Jerry is proud to have helped many Toyota drivers find quality insurance after an accident.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Toyota Corolla XSE | Progressive | $330 | Nettie, 32 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Toyota RAV4 XLE | Travelers | $61 | Marvin, 43 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | Toyota Tundra Crewmax SR | Safeco | $199 | Ernest, 44 | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Toyota Tacoma Double Cab | Nationwide | $105 | Douglas, 29 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With Injury | Toyota Tacoma Double Cab | Clearcover | $90 | Amelia, 29 | • 30,000/60,000 Liability • Comp / Collision |
Last Updated Dec 1, 2023Cheapest car insurance for Toyota drivers with other driving violations on their record
Besides speeding tickets and DUIs, other driving offenses can cause your insurance rates to rise. Violations like reckless driving and
driving on a suspended license
can spike your insurance premiums—and they’ll stay that way for a while.Luckily, Jerry is here to help Toyota owners find quality insurance options after a variety of driving violations.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Toyota Camry LE | Progressive | $179 | Celia, 40 | • State Minimum Liability |
Defective Equipment | Toyota Corolla L | AAA | $115 | Cynthia, 30 | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Toyota Corolla | Allstate | $202 | Raymond, 25 | • 50,000/100,000 Liability |
Wrong Way/Wrong Lane | Toyota Highlander Limited | Gainsco | $109 | Ronnie, 33 | • State Minimum Liability |
Cell Phone | Toyota RAV4 SE | Safeco | $140 | Troy, 33 | • 100,000/300,000 Liability • Comp / Collision |
Careless Driving | Toyota Scion FR-S | Bristol West | $305 | Matilda, 24 | • No Coverage Liability |
Driving on Sus. License | Toyota Corolla L | Mercury | $312 | Logan, 59 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Toyota Corolla | Travelers | $189 | Louisa, 55 | • 100,000/300,000 Liability • Comp / Collision |
Seat Belt | Toyota RAV4 XLE | Clearcover | $121 | Allen, 34 | • State Minimum Liability • Comp / Collision |
Improper Passing | Toyota Scion XB | Nationwide | $111 | Lenora, 29 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Dec 2, 2023How can I lower the cost of my Toyota car insurance?
There are several ways you can lower the cost of your Toyota car insurance.
- Compare rates: The best way to find affordable rates is toshop around for insurance coverage. Jerry makes this process easy by searching through free quotes from over 50 of the country’s top insurance companies.
- Bundle your insurance plans: Another easy and simple way to reduce your monthly bill is bybundling your homeowners and auto insurancewith the same company.
- Participate in a telematics program: Many of today’s insurance providers offerinsurance discountsfor drivers who participate in telematics programs. These programs may track your driving habits and reward safe drivers with lower premiums.
- Raise your deductible: The deductible is the amount of money you pay out of pocket before your insurer will pay on a claim. Increasing your deductible is a solid way to reduce your monthly rate.
- Reduce your coverage: Older and less valuable cars require less coverage than expensive new models. If you drive an older Toyota, you may be able to save some money byreducing your coverage.
- Purchase a used car: New cars tend to cost significantly more to insure than older used cars. Purchasing a used Toyota may be an excellent way to cut down on your insurance costs.
FAQs
How much is insurance for a 2023 Toyota Camry?
Car insurance for a 2023 Toyota Camry costs $252 monthly for full coverage and $134 monthly for state minimum liability insurance. Remember, though, that those are averages—your actual rate depends on many factors, including your age, location, driving record, car model, and insurance history.
How much is insurance for a 2023 Toyota Corolla?
On average, car insurance for a 2023 Toyota Corolla costs $106 per month for full coverage and $234 for basic liability coverage.
Is Toyota the cheapest to maintain?
Toyota cars have lower maintenance costs when compared to high-end luxury vehicles. That said, it’s important to note that actual maintenance costs vary based on your model year, trim options, driving habits, and environment.
How to cancel gap insurance with Toyota?
To cancel your Toyota gap insurance, you’ll need to contact your dealership or insurance agency. Alternatively, when you shop with Jerry, we’ll help you enroll in your new policy and cancel your old one!
What does Toyota gap insurance cover?
Toyota gap insurance—also known as guaranteed asset protection—is an optional coverage offered by Toyota that protects you if your car is totaled in an accident. It covers the “gap” between the actual value of your car and the amount you owe on a loan or lease.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
