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Cheapest Car Insurance in South Dakota (Oct 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in South Dakota.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in South Dakota

There’s not a single
car insurance
provider that consistently offers everyone the lowest rates—and that’s why it’s in consumers’ best interest to find and compare multiple quotes before choosing an auto insurance policy.
Fortunately, Jerry makes
shopping for car insurance
from top providers quick and easy. When you find the right coverage at the right price, Jerry can even help you transition to your new policy.
Insurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Nationwide
$110
Hyundai Elantra GLS
• State Minimum Liability
• Comp / Collision
Allstate
$128
Toyota Corolla L
• 50,000/100,000 Liability
• Comp / Collision
AAA
$184
Chevrolet Malibu 1LT
• State Minimum Liability
• Comp / Collision
State Auto
$211
Jeep Wrangler Sport
• 50,000/100,000 Liability
• Comp / Collision
Clearcover
$237
Dodge Charger GT
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Oct 11, 2024

Cheapest South Dakota car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.
Good drivers in South Dakota can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.
Customer
Driving Score
Insurance Savings
Has Violations
Insurance Coverage
90
32%
No
  • State Minimum Liability
  • Comp/Collision
Michael, 34
80
26%
No
  • 100/300
  • Comp/Collision
Dominic, 44
97
39%
No
  • 50/100
  • Comp/Collision
Ralph, 54
Edgemont, SD
84
27%
No
  • 50/100
  • Comp/Collision
Ernest, 64
Batesland, SD
94
37%
No
  • 100/300
  • Comp/Collision

Cheapest car insurance companies in South Dakota

To find the cheapest car insurance providers in South Dakota, we conducted the largest insurance shopping survey in the country.
What we found: There really isn’t a car insurance company that’s “best” or “cheapest” for every person. The best car insurance company for your friend in Sioux Falls may not be the cheapest insurance option for you in Vermillion or Rapid City, for instance.
This is largely because different providers use different methodologies to determine the cost of your premium. To find the cheapest South Dakota car insurance for you, you’ll likely need to do some shopping around.
But great customer service is just as important as finding a great rate. Here’s what Jerry users have to say about their own providers.
Insurance companyDateCost rating (out of 5)What our customer said:
State Auto
October 7, 2024
4
"I’m very pleased with GEICO they were by far the cheapest insurance I could find and with the coverages I needed "
-Ernest
AAA
October 6, 2024
5
"I like teh service provide with AAA, I didn't have no problem so far with them"
-Steve
Progressive
October 5, 2024
4
"They were the only one to give me chance to get auto insurance and a Reasonable price when I was young so I do recomm...(read more)"
-Kevin
Dairyland
September 30, 2024
5
"Wonderful coverage for the price! "
-Inez
Progressive
September 27, 2024
3
"My car flooded a few months back. It took weeks to get anyone from progressive to reach out to me regarding my claim....(read more)"
-Lucy
coverageLast Updated Oct 7, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
The easiest way to find the best rate your next car insurance policy: Use a
car insurance comparison app
or website like Jerry to
compare quotes from top providers
, all in one place.
Jerry is a licensed insurance broker, which means that with the help of our team of 100+ licensed insurance agents, we can even help you set up your new policy and cancel your old one.

Minimum liability and full coverage 

Like the majority of states, South Dakota requires drivers to have a minimum amount of liability insurance. However, many drivers will also benefit from full coverage, which will cover damages to your own vehicle.

Cheapest minimum liability coverage car insurance quotes in South Dakota

South Dakota’s car insurance laws
set forth the following minimum auto insurance requirements:
Here’s a look at rates Jerry users have found for minimum liability coverage in South Dakota.
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Alice (31 years old)
coverageCoverage
State Minimum
carHonda HR-V EX
$117
per month
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Clayton (38 years old)
coverageCoverage
State Minimum
locationYale, SD
carChevrolet Silverado K1500 LT
$100
per month
card cover
Marvin (22 years old)
coverageCoverage
State Minimum
carChevrolet Malibu 1LT
$184
per month
card cover
Chester (28 years old)
coverageCoverage
State Minimum
locationWatertown, SD
carLexus GS 350
$178
per month
card cover
Ophelia (35 years old)
coverageCoverage
State Minimum
locationWatertown, SD
carCadillac Escalade ESV
$94
per month

Do you need more than minimum coverage in South Dakota? 

In the majority of cases, it’s beneficial for South Dakota drivers to carry more than minimum liability coverage. 
While minimum liability coverage will give you the cheapest car insurance rates, it runs the risk of leaving you underinsured. It’s important to note that liability insurance won’t cover damage to your vehicle at all—only damages and medical bills for the other parties involved.
South Dakota’s legally required minimum coverage limits can easily be exceeded in more severe accidents, and if you’re found at fault for the collision, you could be responsible for paying any remaining expenses for damages and injuries yourself. 
Lower my car insurance too!

Cheapest full coverage car insurance quotes in South Dakota

Full coverage car insurance
, which includes
comprehensive
and
collision coverage
, will cover damage to your own vehicle. Collision coverage pays for damage after a vehicle accident, while comprehensive coverage covers damage that results after a range of other types of incidents, like vandalism, theft, or severe weather.
Your car loan lender might require full coverage: While not required by law, if you’re financing a car purchase with a loan, most lenders will require that you carry full coverage for the duration of the loan.
Here’s what some South Dakota drivers have paid for full coverage auto insurance policies they found with Jerry.
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• 50,000/100,000 Liability
• Comp / Collision
Progressive
$243
Mitsubishi Eclipse Cross ES
• State Minimum Liability
• Comp / Collision
AAA
$184
Chevrolet Malibu 1LT
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$88
Mitsubishi Outlander Sport SE
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$158
Chevrolet Camaro LS
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$237
Dodge Charger GT
coverageLast Updated Oct 11, 2024

Average rates for state minimum liability coverage and full coverage 

Jerry’s survey found that policyholders in South Dakota paid an average of $127 per month or $1,526 per year for minimum liability coverage. For full coverage, the average cost for an annual premium was $2,194, which comes out to about $183 per month.
Keep in mind: Reviewing average costs can be a helpful start when insurance shopping, but your actual premium cost will depend on numerous factors. Many of them will be specific to your unique driver profile—like your location, demographics, driving record, and the type of vehicle you drive.

South Dakota car insurance: Additional coverages

In addition to comprehensive and collision coverage, you can also choose other coverage options such as:
If you have a car loan: Consider
gap insurance
, which can pay off your auto loan if your vehicle is totaled or stolen and the balance of your loan exceeds the car’s value.
If you don’t own a car but borrow someone else’s: Consider a
non-owner car insurance
policy. This will give you liability coverage that’s legally required, and you can often add optional coverage types to your policy. However, a non-owner policy won’t include collision or comprehensive coverage since the vehicle owner will need to have these on their own policy.

Car insurance premium by rating factors 

South Dakota car insurance providers will use different methodologies to determine your car insurance rate, but they’ll consider many of the same factors, like: 
  • Where you live: The ZIP code where you keep your car will have a significant say in your car insurance costs due to factors like crime rates, accident rates, severe weather trends, and more.
  • Your driving record: Good drivers with clean driving records will often qualify for some of the cheapest rates.
  • Your claims history: Policyholders who have filed insurance claims in the past are considered more likely to file them again in the future, which can affect your insurance costs.
  • What kind of vehicle you drive: A full coverage policy will usually cost more for luxury or high-value vehicles.
  • How you use your car: A vehicle you drive to commute to work every day will typically cost more to insure than a secondary vehicle you drive more occasionally.
  • Your credit score: Good credit can help you secure lower car insurance rates.

How Do Different Factors Impact Your Car Insurance Costs in South Dakota?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): South Dakota currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in South Dakota:

Cheapest South Dakota car Insurance after a driving violation

Insurers will look at your
South Dakota driving record
to determine your level of risk as a policyholder. If you have multiple or severe violations on your record, expect a more expensive premium.

Cheapest car insurance for South Dakota drivers with a speeding ticket

A speeding ticket for 20 mph over the speed limit may not have the same impact as a speeding ticket for only 5 mph over the speed limit.
Even with a speeding violation, shopping around can help you find the most affordable policy for you. Here’s what rates other South Dakota drivers with speeding tickets have found with Jerry.
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 1-5
The General
$288
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Nationwide
$94
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Oct 12, 2024

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Nationwide
Great service!
Shawna
Progressive
Very reliable and good prices!
Britney
Gainsco
GAINSCO has been amazing to us already! Highly recommended
Brooke
Assurance America
Great! Best affordable car insurance around.
June

Cheapest auto insurance in South Dakota after a DUI 

South Dakota DUI violations
come with some of the steepest car insurance rate increases—but shopping around for quotes can help you find more affordable options.
Here are rates Jerry users have found after receiving a DUI.
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Myrtie (37 years old)
DUI
coverageCoverage
State Minimum
$80
per month
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Harriett (33 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$69
per month

South Dakota SR-22 insurance 

Serious traffic violations, like
reckless driving
or a DUI, might mean you need to file a
South Dakota SR-22
for a certain period of time to confirm you have adequate car insurance coverage. 
Keep in mind: While some providers may not offer policies to drivers with SR-22 requirements, others specialize in insuring high-risk drivers, so shopping around can still help you find more affordable options for your situation.

Cheapest South Dakota auto Insurance after an at-fault accident 

At-fault accidents will often result in a significant car insurance rate increase. When this happens, it can be a good time to shop around for new rates to minimize the impact on your budget. 
Jerry has helped South Dakota drivers save, even after at-fault accidents.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With No Injury
AAA
$109
• 50,000/100,000 Liability
Not At Fault
AAA
$109
• 50,000/100,000 Liability
At Fault With No Injury
Nationwide
$113
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Oct 13, 2024

FAQ

South Dakota’s car accident laws
designate it as an at-fault state. This means that when a car accident occurs, the driver determined to be at fault is financially responsible for any resulting injuries or property damage that result from the crash. 
In the event that an at-fault driver doesn’t have adequate insurance coverage of their own, uninsured/underinsured motorist coverage can provide you with extra financial protection.

Cheapest auto insurance after other violations in South Dakota 

How much a traffic violation will affect your car insurance costs in South Dakota will vary depending on your provider and the severity of the offense. 
Take a look at what South Dakota drivers have paid for policies they found with Jerry after various types of traffic violations.
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Careless Driving
Allstate
$144
KIA Sorento
• 100,000/300,000 Liability
• Comp / Collision
Driving on Sus. License
The General
$64
Pontiac Vibe
• State Minimum Liability
DUI
AAA
$63
Chevrolet Malibu Maxx LS
• State Minimum Liability
Failure to Obey Signal
State Auto
$178
Lexus GS 350
• State Minimum Liability
• Comp / Collision
Speeding 16-20
State Auto
$178
Lexus GS 350
• State Minimum Liability
• Comp / Collision
Speeding Violation-Minor
Nationwide
$143
Hyundai Tucson GLS
• 100,000/300,000 Liability
• Comp / Collision
Suspension
AAA
$142
Buick Verano
• 50,000/100,000 Liability
• Comp / Collision
Other Minor
Nationwide
$237
Ford Mustang GT
• State Minimum Liability
• Comp / Collision
coverageLast Updated Oct 12, 2024

Cheapest South Dakota auto insurance based on insurance history

South Dakota auto insurance companies will typically look at your insurance history when calculating your rate. If you had a
lapse in insurance coverage
, you might be deemed a higher risk and end up paying more for coverage.
Good news: Since Jerry knows that making on-time payments is essential for keeping your policy in good standing, we can send customers payment reminders and even late payment warnings.
Whether you’ve had a coverage lapse or not: Gathering multiple car insurance quotes will allow you to compare your options and find the right price for the coverage level you need. But even if you have experienced a coverage lapse, you might still be able to find savings by shopping around.
card cover
Richard (29 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carToyota Corolla L
$171
per month
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Elizabeth (27 years old)
Not Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationChamberlain, SD
carNissan Sentra S
$165
per month
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Caroline (37 years old)
Currently Insured
coverageCoverage
State Minimum
locationYale, SD
carChevrolet Silverado K1500 LT
$100
per month
card cover
Norman (29 years old)
Not Currently Insured
coverageCoverage
State Minimum
carFord Edge Limited
$164
per month
card cover
Craig (34 years old)
Currently Insured
coverageCoverage
State Minimum
locationWatertown, SD
carCadillac Escalade ESV
$94
per month
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Tony (26 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carFord Fusion SE
$160
per month

Cheapest car insurance for drivers with poor credit 

Your credit score can still have an impact on your car insurance costs. This is largely because policyholders with poor credit history are considered more likely to file claims.
Drivers who are struggling with bad credit can take steps where possible to build credit and qualify for lower car insurance rates in the future. In the meantime, shopping around can still help you find a more affordable policy.
Take a look at what South Dakota drivers with varying credit scores have paid for car insurance.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
660 - 750
AAA
$184
Chevrolet Malibu 1LT
• State Minimum Liability
• Comp / Collision
550 - 659
Safeco
$117
Nissan Juke S
• 100,000/300,000 Liability
• Comp / Collision
< 550
AAA
$109
Ford Fusion SEL
• 50,000/100,000 Liability
coverageLast Updated Oct 10, 2024

Cheapest South Dakota car insurance by age

Your age will have a significant impact on what you pay for car insurance in South Dakota.
Generally speaking, young drivers have the highest car insurance rates. After your teen years, car insurance will typically get less expensive over time until it begins to rise again once you reach your mid-seventies.
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Cheapest South Dakota car insurance for young drivers 

Insurance rates for teen drivers
are some of the highest in South Dakota.
This is largely because they’re still new to driving and have significantly higher risks of getting into accidents.
For this reason, it’s a good idea to consider full coverage for vehicles used by teen drivers—especially if they’re newer or more valuable.
card cover
Edgar (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carKIA Sorento LX
$239
per month
card cover
Mildred (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carRAM 1500 Laramie
$304
per month
card cover
Nicholas (24 years old)
coverageCoverage
State Minimum
locationKennebec, SD
$237
per month
card cover
Adrian (21 years old)
coverageCoverage
State Minimum
carFord Focus Titanium
$306
per month
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Gary (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChrysler 300 S
$243
per month
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Lee (21 years old)
coverageCoverage
State Minimum
carFord F150
$194
per month

Cheapest South Dakota car insurance for senior drivers

Car insurance rates generally start to rise again as drivers reach their mid-seventies. 
This is largely due to:
  • Increased accident risk
  • Risk of more severe injuries after a collision 
Shopping around for quotes can still help you ensure you find the lowest possible
insurance rates for seniors
.
South Dakota senior drivers have found savings with Jerry’s help.
card cover
Lottie (67 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carLexus ES 330
$66
per month
card cover
Dominic (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LS
$158
per month
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Amy (68 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLead, SD
carChevrolet Tahoe K1500 Z71
$152
per month
card cover
Adele (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationSaint Francis, SD
carJeep Renegade Latitude
$125
per month

Over 3,500,000 customers and counting

We’ve earned an App Store rating of 4.7 stars for all we do to make car ownership easier.
Progressive
Good Insurance!
Corey
National General
Best service I've ever got.
Luisa
Mercury
By far the cheapest and best insurance, yet fits right into my budget!
Bethane
Progressive
Overall, progressive is the right choice for my insurance needs.
TP

South Dakota cheapest car insurance by location

Your location has a major impact on your car insurance premium due to the risk factors it may or may not present. You might even find that different parts of your city may see different rates.
Insurers will consider your area’s:
  • Population density
  • Accident rates
  • Crime rates
  • Weather trends
Additionally, you can usually expect your car insurance costs to be lower if you’re able to keep your vehicle in a secure garage where it can be kept safe from tampering or inclement weather.
Here’s a look at how car insurance rates can vary for different drivers across South Dakota.
CityCustomerInsurance CompanyPremium (monthly)CarInsurance coverage
Sioux Falls, SD
Ricky, 25
Progressive
$243
Mitsubishi Eclipse Cross ES
• 50,000/100,000 Liability
• Comp / Collision
Sioux Falls, SD
Andre, 30
Safeco
$88
Mitsubishi Outlander Sport SE
• 50,000/100,000 Liability
• Comp / Collision
Rapid City, SD
Marvin, 22
AAA
$184
Chevrolet Malibu 1LT
• State Minimum Liability
• Comp / Collision
Sioux Falls, SD
Agnes, 67
Allstate
$158
Chevrolet Camaro LS
• 100,000/300,000 Liability
• Comp / Collision
Aberdeen, SD
Ann, 44
Nationwide
$71
GMC Sierra K1500
• 50,000/100,000 Liability
• Comp / Collision
Sioux Falls, SD
Jayden, 31
Bristol West
$66
Honda HR-V EX
• State Minimum Liability
Rapid City, SD
Pearl, 33
Clearcover
$237
Dodge Charger GT
• 100,000/300,000 Liability
• Comp / Collision
Sioux Falls, SD
Raymond, 28
State Auto
$63
Toyota Camry
• 100,000/300,000 Liability
Rapid City, SD
Dora, 45
Assurance America
$240
Honda Civic EX
• State Minimum Liability
• Comp / Collision
Aberdeen, SD
Amy, 21
The General
$194
Ford F150
• State Minimum Liability
• Comp / Collision
coverageLast Updated Oct 13, 2024

How to lower the cost of car insurance in South Dakota

If you’re looking for cheap auto insurance in South Dakota, here are some tips from Jerry’s team of licensed insurance agents that could save you even more cash: 
  1. Compare quotes from multiple insurance providers.
  2. Find out what car insurance discounts you are eligible for—like safe driver discounts, low mileage discounts, responsible payer discounts, and so on.
  3. Bundle your car insurance with other insurance products, like your homeowners insurance or renters insurance policy.
  4. Raise your comprehensive and collision coverage deductibles (if the out-of-pocket cost makes sense for you).
  5. Take steps to improve your credit score. 
  6. Take an approved defensive driving course if your provider offers a discount.
  7. Consider dropping collision and comprehensive coverage if it costs more than your vehicle’s actual value.

Why is car insurance so expensive in South Dakota?

While car insurance in South Dakota can often cost less when compared to the national average, here are some reasons you might see higher car insurance costs:
  • Your city’s population density
  • Your city’s accident and crime rates
  • Uninsured drivers
  • Healthcare costs
  • Rising repair costs
  • Rising vehicle costs
  • Severe weather risks

FAQs

South Dakota car insurance costs will vary from driver to driver and provider to provider since there are so many factors at play—with many of them based on information specific to the individual driver. This is why shopping around for car insurance is often the best way to find a cheaper premium.
In South Dakota, the average car insurance cost for a minimum liability policy is about $[X] per year, or about $[X] per month. The average cost for full coverage in South Dakota is $[X] per year, or about $[X] per month.
Car insurance in South Dakota can often be cheaper than the national average, but your actual car insurance costs will depend on factors like the type of vehicle(s) you drive, your driving record, your location, and your demographics.
Jerry surveyed thousands of car insurance policyholders and found that there’s no car insurance provider that will offer the cheapest insurance rates to everyone across the board. To find the cheapest policy for you, it’s a good idea to gather and compare quotes from multiple providers.
In South Dakota, you’re required to carry a minimum amount of car insurance. That consists of:
  • Bodily injury liability: $25,000 per person, $50,000 per accident
  • Property damage liability: $25,000 per accident
  • Uninsured motorist coverage/underinsured motorist coverage: $25,000 per person, $50,000 per accident
All you need to legally drive in South Dakota is the state’s 25/50/25 minimum liability insurance and uninsured/underinsured motorist coverage. However, it’s almost always a good idea to increase your liability limits to protect you if you cause an accident. You may also want to add coverages that will pay for damage to your own vehicle, like collision and comprehensive.
A standard
insurance policy typically follows the car
, not the driver. However, if you don’t own a car, you may be able to purchase a non-owner policy, which will provide supplemental liability coverage no matter what car you’re driving.
There’s no single best insurance company, but in a recent survey, Jerry found that South Dakota residents rated The General and Nationwide highest overall.
You’ll need to provide proof of insurance to register your vehicle in South Dakota. If you don’t already have an existing policy, it’s best to
purchase insurance before you buy a new vehicle
.
PIP isn’t a required coverage in South Dakota, but you can add it to your policy if you want the extra protection against medical bills and lost wages following an accident.
South Dakota law requires drivers to have proof of financial responsibility in the event that they could be liable for causing an accident—and purchasing a car insurance policy that meets South Dakota’s minimum coverage requirements is typically the easiest way to do this.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.