How much does Mercedes-Benz car insurance cost? 

How to find the cheapest Mercedes-Benz Car Insurance Quotes

Best car insurance companies for Mercedes-Benz drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Mercedes-Benz models 

Safety features: Mercedes-Benz models with advanced safety features, such as the Mercedes-Benz C-Class sedan, E-Class sedan, or GLE SUV (all IIHS Top Safety Pick+ winners), tend to have lower insurance rates. 
Vehicle value: High-end Mercedes-Benz models like the Mercedes-Benz S-Class or AMG SL-Class generally carry higher insurance premiums due to their elevated price tags. More budget-friendly models like the A-Class or GLA 250 may have comparatively lower insurance costs.
Vehicle class: SUVs like the GLS generally carry higher insurance costs than compact cars like the CLA 250. Factors like size, weight, and safety features specific to the model can influence insurance premiums.
Engine size: Mercedes-Benz vehicles with more powerful engines, such as the Mercedes-Benz AMG GT or AMG C63 S, may carry higher insurance premiums due to the increased risk associated with their performance abilities.
Cost of repairs: Luxury cars often carry higher repair costs due to their advanced features, intricate technology, and high-quality materials. These higher repair costs can contribute to increased insurance premiums.

Mercedes-Benz GLE insurance costs 

GLE 350 4MATIC: The base GLE 350 model starts at $58,695 MSRP and features a robust 255-horsepower turbocharged engine. It features a well-appointed cabin, advanced infotainment system, Mercedes-Benz User Experience (MBUX), and comprehensive standard safety features.
GLE 450 4MATIC: The GLE 450, starting at $67,445, includes a more powerful 362-horsepower engine. It also adds heated front seats and a fully digital instrument cluster for enhanced driving comfort and convenience.
GLE 580 4MATIC: The GLE 580, priced from $84,845, has a mighty 483-horsepower V8 engine, multi-contour front seats with a massage feature, and soft-close doors.
AMG GLE 53: The performance-oriented AMG GLE 53, starting at $77,945, boasts a 429-horsepower engine and AMG-enhanced features including a sport exhaust system and a sport-tuned air suspension.
AMG GLE 63 S: This top-tier model, starting at $120,995, pushes performance to its peak with a 603-horsepower engine and top-of-the-line AMG exclusive features.

Mercedes-Benz GLA 250 insurance costs 

GLA 250: The base model starts at $37,500 and is equipped with a 221-horsepower turbocharged engine. It features a well-designed cabin, a sophisticated infotainment system, Mercedes-Benz User Experience (MBUX), and various standard safety features.
GLA 250 4MATIC: Starting at $39,500, this trim shares the same features as the base model but adds an all-wheel-drive system for enhanced stability and traction in various driving conditions.

Mercedes-Benz GLC 300 insurance costs

GLC 300 SUV: With a starting price of $47,100, the base model is equipped with a 255-horsepower turbocharged engine. It boasts a luxurious cabin, an advanced infotainment system called Mercedes-Benz User Experience (MBUX), and a comprehensive suite of standard safety features.
GLC 300 4MATIC SUV: Priced from $49,100, this trim shares the same features as the base model while adding an all-wheel-drive system for improved traction and stability across various driving conditions.

GLC 300 4MATIC Coupe: Starting at $54,700, this stylish variant is equipped with a 2.0-liter turbocharged four-cylinder engine, delivering approximately 255 horsepower. The interior is impeccably crafted, showcasing premium materials and advanced technology such as a 12.3-inch digital instrument cluster.
AMG GLC 43 Coupe: Priced from $68,200, this trim elevates performance to a higher level. As part of the esteemed AMG lineup, this coupe is powered by a 3.0-liter twin-turbocharged V6 engine, producing around 385 horsepower. It offers enhanced driving dynamics with a sport-tuned suspension and upgraded brakes.

Mercedes-Benz E-Class insurance costs 

E 350: Starting at $56,750, the base E 350 features a 2.0-liter turbocharged engine delivering around 255 horsepower.  Standard features include all-LED exterior lighting, power tilt/sliding tinted glass sunroof, and 18-inch twin 5-spoke wheels.
E 450 4MATIC: Starting at $65,550, this trim upgrades the engine to a 362-horsepower turbocharged inline-six. Additional features include 4MATIC all-wheel drive and an Air Body Control air suspension. 

AMG E 53: Starting at $84,500, the AMG E 53 coupe features an AMG-enhanced experience. The 3.0-liter inline-6 turbo engine with hybrid assist and an electric auxiliary compressor produces an impressive 429 horsepower and a 0-to-60 time of 4.3 seconds.
AMG E 63 S: As the range-topper and starting at $112,800, the AMG E 63 S sedan commands attention with a massive 603-horsepower V8 biturbo engine. It sprints from 0 to 60 mph in an astonishing 3.3 seconds and is equipped with an AMG SPEEDSHIFT MCT 9-speed transmission and a dedicated Drift Mode. 

Are Mercedes-Benz cars more expensive to insure?

Cheapest Mercedes-Benz to insure

Most expensive Mercedes-Benz to insure

What factors affect Mercedes-Benz insurance rates?

Vehicle cost: Mercedes-Benz vehicles, known for their luxury and high-performance characteristics, often carry higher insurance costs for collision and comprehensive coverage due to their higher market value and advanced features.
Vehicle age: Newer models, particularly those equipped with cutting-edge technology and lower depreciation, may result in higher insurance premiums compared to their older counterparts.
Cost of parts: Cars with expensive or hard-to-find parts may have higher replacement and repair costs, thereby posing greater risks for insurance companies and subsequently increasing insurance costs.
Your age: Younger drivers, usually under the age of 25, frequently face higher insurance rates due to their limited driving experience. Similarly, senior drivers aged 70 and above may also see a rise in their insurance rates.
Credit score: Personal factors such as your credit score can influence your insurance rate. Typically, a higher credit score correlates with lower insurance premiums.
Your driving record and claims history: Insurers generally offer lower rates to drivers with a clean record. If you have a history of car accidents, traffic tickets, and driving violations, you can expect higher rates.
Location: Insurance costs can fluctuate depending on where you park your car, as variables such as road conditions, population density, theft rates, and other risk factors vary from one zip code to another.

Imports: As Mercedes-Benz vehicles are imported, they might have higher replacement costs compared to domestic models, thus impacting insurance rates.
Safety: Mercedes-Benz is renowned for its commitment to safety, often scoring high safety ratings across its vehicle lineup. This focus on safety can positively impact insurance costs.
Reliability: Mercedes-Benz cars are recognized for their reliability and longevity. A lower rate of claims for these vehicles can potentially lead to more reasonable insurance rates.
Availability: Although Mercedes-Benz is a premium brand, its popularity ensures that parts are widely available. This availability of affordable replacement parts can contribute to keeping insurance rates more reasonable for some models. 

Mercedes-Benz insurance cost for young drivers

Mercedes-Benz insurance cost for senior drivers

Mercedes-Benz insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At-fault accidents
Reckless driving
Driving on a suspended license

Cheapest car insurance for Mercedes-Benz drivers with speeding ticket

Cheapest car insurance for Mercedes-Benz drivers with a DUI record

Cheapest car insurance for Mercedes-Benz drivers after an accident

Cheapest car insurance for Mercedes-Benz drivers with other driving violations on their record

How can I lower the cost of my Mercedes-Benz car insurance?

Compare quotes:
Shopping around for insurance coverage
allows you to find the best rate for the coverage you need. With Jerry, you can receive
free quotes
from top providers in under a minute and sign up for your new policy instantly.
Consider a smaller model: Opting for a smaller Mercedes-Benz model, such as a C-Class or A-Class, can potentially get you a better insurance deal compared to a larger and more expensive model.
Bundle policies:
Bundling your home and auto insurance
with the same company can grant you a discount on each. 
Explore telematics programs: Participating in a telematics program can make you eligible for car insurance discounts based on your behavior as a Mercedes motorist.
Adjust your coverage: If you own an older Mercedes-Benz,
reducing your coverage
may help reduce your insurance premium. You should consider reducing coverage if your car is worth less than 10 times your typical premium.
Increase your deductible: The deductible is the portion you pay upfront before your collision or comprehensive insurance coverage kicks in for a claim. Opting for a higher deductible can lead to lower monthly payments, but it's important to ensure you have the financial means to cover it if you need to file a claim.

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