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Cheapest Mercedes-Benz Car Insurance (Sep 2024)
Cheapest Mercedes-Benz Car Insurance (Sep 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mercedes-Benz.
Find Insurance Savings
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Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How much does Mercedes-Benz car insurance cost?
- How to find the cheapest Mercedes-Benz Car Insurance Quotes
- Insurance costs for popular Mercedes-Benz models
- What factors affect Mercedes-Benz insurance rates?
- How can I lower the cost of my Mercedes-Benz car insurance?
- FAQs
- Methodology
- Meet Our Experts
Load full table of contents
How much does Mercedes-Benz car insurance cost?
Famed for superior engineering, luxurious comfort, and cutting-edge technology, Mercedes-Benz continues to set the gold standard in the world of quality automobiles. With a diverse lineup ranging from eco-friendly hybrids to commanding SUVs and high-performance sports cars, each vehicle is meticulously crafted to deliver an unparalleled driving experience.
On average, Mercedes-Benz drivers can expect to pay approximately $1,200 per year for their
auto insurance
coverage. While the allure of driving a Mercedes-Benz is undeniable, it's essential to take into account the costs of car insurance. When compared to the national average, insuring a Mercedes-Benz tends to be 14% more. It's important to note that this average cost can vary based on factors such as the model year, vehicle type, and location. Insurance quotes are personalized, and there is no one-size-fits-all rate.
How to find the cheapest Mercedes-Benz Car Insurance Quotes
Fortunately, there are resources available to help you secure competitive
car insurance quotes
without straining your budget. Jerry, a trusted app and licensed insurance broker, has assisted 12070 Mercedes-Benz owners in saving an average of $2,822 on their auto insurance.| Date | Car | Insurance Company | Premium (monthly) | Customer Details | Insurance coverage |
|---|---|---|---|---|---|
September 16, 2024 | Mercedes-Benz E 300 | Gainsco | $244 | Dustin, 29 | • State Minimum Liability • Comp / Collision |
September 12, 2024 | Mercedes-Benz GLE 350 | Bristol West | $69 | Leon, 41 | • 50,000/100,000 Liability • Comp / Collision |
September 9, 2024 | Mercedes-Benz GLA 250 4matic | Clearcover | $200 | John, 31 | • 100,000/300,000 Liability • Comp / Collision |
September 8, 2024 | Mercedes-Benz GLA 250 | Allstate | $126 | Vincent, 40 | • 100,000/300,000 Liability • Comp / Collision |
August 30, 2024 | Mercedes-Benz C 300 4matic | Nationwide | $132 | Nelle, 49 | • State Minimum Liability • Comp / Collision |
Last Updated Sep 16, 2024Best car insurance companies for Mercedes-Benz drivers
When
shopping for car insurance
, it's important to find the perfect match for both you and your Mercedes-Benz by comparing a wide range of insurance providers.As there isn't a singular best insurance company for all Mercedes-Benz drivers, the best choice for you will depend on various factors such as your driving record, location, insurance history, age, and the specific vehicle you own. In order to assist individuals in comparing car insurance companies, Jerry conducted an extensive nationwide survey.
Discover how different insurance companies have been rated by Mercedes-Benz drivers below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Mercedes-Benz models
Several factors can influence the insurance rates for your Mercedes-Benz, including:
- Safety features: Mercedes-Benz models with advanced safety features, such as the Mercedes-Benz C-Class sedan, E-Class sedan, or GLE SUV (all IIHS Top Safety Pick+ winners), tend to have lower insurance rates.
- Vehicle value: High-end Mercedes-Benz models like the Mercedes-Benz S-Class or AMG SL-Class generally carry higher insurance premiums due to their elevated price tags. More budget-friendly models like the A-Class or GLA 250 may have comparatively lower insurance costs.
- Vehicle class: SUVs like the GLS generally carry higher insurance costs than compact cars like the CLA 250. Factors like size, weight, and safety features specific to the model can influence insurance premiums.
- Engine size: Mercedes-Benz vehicles with more powerful engines, such as the Mercedes-Benz AMG GT or AMG C63 S, may carry higher insurance premiums due to the increased risk associated with their performance abilities.
- Cost of repairs: Luxury cars often carry higher repair costs due to their advanced features, intricate technology, and high-quality materials. These higher repair costs can contribute to increased insurance premiums.
Refer to the table below to see the average cost of auto insurance for popular Mercedes-Benz models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$99 | $207 | |
Mercedes-Benz E | $103 | $212 |
Mercedes-Benz CLA | $112 | $230 |
Mercedes-Benz GLC | $88 | $190 |
Mercedes-Benz ML | $99 | $176 |
Mercedes-Benz GLA | $103 | $204 |
Mercedes-Benz S | $99 | $251 |
Minimum coverage insurance
is the fundamental level of car insurance required by law in your state. It typically includes basic liability coverage
, providing coverage for bodily injury liability and property damage liability. While it fulfills the legal requirements, the coverage limits are generally minimal.In contrast,
full-coverage
insurance offers a more extensive level of protection. It includes both collision
and comprehensive coverage
in addition to basic liability insurance. Collision coverage helps cover damages to your own vehicle in an accident, while comprehensive coverage provides financial assistance for damages caused by non-collision incidents such as theft, vandalism, or natural disasters.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Mercedes-Benz GLE insurance costs
The Mercedes-Benz GLE leads in the luxury midsize SUV segment, providing ample space, advanced technology, and impressive off-road capabilities, making it a popular choice for families.
With its premium stature, insurance costs tend to skew higher, with full coverage averaging $209 per month and state minimum coverage approximately $108 perm month.
Here are the popular trims for the standard 2024 Mercedes-Benz GLE SUV lineup:
- GLE 350 4MATIC: The base GLE 350 model starts at $58,695 MSRP and features a robust 255-horsepower turbocharged engine. It features a well-appointed cabin, advanced infotainment system, Mercedes-Benz User Experience (MBUX), and comprehensive standard safety features.
- GLE 450 4MATIC: The GLE 450, starting at $67,445, includes a more powerful 362-horsepower engine. It also adds heated front seats and a fully digital instrument cluster for enhanced driving comfort and convenience.
- GLE 580 4MATIC: The GLE 580, priced from $84,845, has a mighty 483-horsepower V8 engine, multi-contour front seats with a massage feature, and soft-close doors.
- AMG GLE 53: The performance-oriented AMG GLE 53, starting at $77,945, boasts a 429-horsepower engine and AMG-enhanced features including a sport exhaust system and a sport-tuned air suspension.
- AMG GLE 63 S: This top-tier model, starting at $120,995, pushes performance to its peak with a 603-horsepower engine and top-of-the-line AMG exclusive features.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
In the table below, you’ll find real quotes for real Jerry customers to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Mercedes-Benz GLE 350 | Safeco | $61 | Janie, 30 | • State Minimum Liability |
| Mercedes-Benz GLE Coupe 450 4matic | Mercury | $177 | Lida, 50 | • 50,000/100,000 Liability • Comp / Collision |
| Mercedes-Benz GLE Coupe 43 AMG | Plymouth Rock | $549 | Verna, 29 | • 100,000/300,000 Liability • Comp / Collision |
| Mercedes-Benz GLE 350 | National General | $77 | Rachel, 28 | • State Minimum Liability |
| Mercedes-Benz GLE Coupe 43 AMG | State Auto | $348 | Alejandro, 47 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Sep 13, 2024Mercedes-Benz GLA 250 insurance costs
The Mercedes-Benz GLA 250 is a compelling choice among luxury subcompact SUVs, offering a mix of comfort, agile handling, and economical running costs. Owing to its upscale nature, insurance costs are higher than average, with full coverage costing around $204 per month and state minimum coverage approximately $103 per month.
Here are the trims for the standard 2024 Mercedes-Benz GLA 250:
- GLA 250: The base model starts at $37,500 and is equipped with a 221-horsepower turbocharged engine. It features a well-designed cabin, a sophisticated infotainment system, Mercedes-Benz User Experience (MBUX), and various standard safety features.
- GLA 250 4MATIC: Starting at $39,500, this trim shares the same features as the base model but adds an all-wheel-drive system for enhanced stability and traction in various driving conditions.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
Here's some real Mercedes-Benz GLA 250 trim quotes from Jerry drivers to better understand how your driver profile impacts your cost:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Mercedes-Benz GL 450 4matic | Progressive | $113 | Ollie, 39 Robeline, LA | • State Minimum Liability |
| Mercedes-Benz GL 450 4matic | AAA | $226 | Nelle, 28 Norman, OK | • State Minimum Liability • Comp / Collision |
| Mercedes-Benz GL 450 4matic | Mercury | $178 | Christina, 39 | • 50,000/100,000 Liability • Comp / Collision |
| Mercedes-Benz GL 450 4matic | Bristol West | $192 | Randall, 44 | • 100,000/300,000 Liability |
| Mercedes-Benz GL 450 4matic | Gainsco | $174 | Jeanette, 39 | • State Minimum Liability |
Last Updated Sep 16, 2024Mercedes-Benz GLC 300 insurance costs
The Mercedes-Benz GLC 300 is a standout choice in the compact luxury SUV segment, delivering a smooth ride, a refined interior, and plenty of standard features.
As a result of its luxury designation, however, insurance costs typically lean toward the higher end. On average, full coverage for the GLC 300 amounts to approximately $190 per month, while state minimum coverage comes to around $76 per month.
Let's explore the different trims available for the standard 2024 Mercedes-Benz GLC 300 SUV:
- GLC 300 SUV: With a starting price of $47,100, the base model is equipped with a 255-horsepower turbocharged engine. It boasts a luxurious cabin, an advanced infotainment system called Mercedes-Benz User Experience (MBUX), and a comprehensive suite of standard safety features.
- GLC 300 4MATIC SUV: Priced from $49,100, this trim shares the same features as the base model while adding an all-wheel-drive system for improved traction and stability across various driving conditions.
For those seeking a sportier and more elegant profile, the GLC coupes offer attractive alternatives:
- GLC 300 4MATIC Coupe: Starting at $54,700, this stylish variant is equipped with a 2.0-liter turbocharged four-cylinder engine, delivering approximately 255 horsepower. The interior is impeccably crafted, showcasing premium materials and advanced technology such as a 12.3-inch digital instrument cluster.
- AMG GLC 43 Coupe: Priced from $68,200, this trim elevates performance to a higher level. As part of the esteemed AMG lineup, this coupe is powered by a 3.0-liter twin-turbocharged V6 engine, producing around 385 horsepower. It offers enhanced driving dynamics with a sport-tuned suspension and upgraded brakes.
Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
GLC 300 | $88 | $193 |
GLC Coupe 300 4matic | $88 | $183 |
GLC 300 4matic | $88 | $189 |
In the table below, you’ll find real Mercedes-BenzGLC 300 insurance quotes from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Mercedes-Benz Mercedes-Benz_300 | Progressive | $61 | Adeline, 30 | • 50,000/100,000 Liability |
| Mercedes-Benz Mercedes-Benz_300 | Allstate | $83 | Roger, 39 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Sep 17, 2024Over 4,000,000 customers and counting
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Colleen
Mercedes-Benz E-Class insurance costs
The Mercedes-Benz E-Class is renowned for its luxurious appeal and impeccable performance. Its insurance costs reflect its premium status, with full coverage averaging $212 per month, and state minimum coverage costing around $103 per month.
Here are the popular trims for the standard 2024 Mercedes-Benz E-Class Sedan:
- E 350: Starting at $56,750, the base E 350 features a 2.0-liter turbocharged engine delivering around 255 horsepower. Standard features include all-LED exterior lighting, power tilt/sliding tinted glass sunroof, and 18-inch twin 5-spoke wheels.
- E 450 4MATIC: Starting at $65,550, this trim upgrades the engine to a 362-horsepower turbocharged inline-six. Additional features include 4MATIC all-wheel drive and an Air Body Control air suspension.
For those seeking a coupe variant, two options in the Mercedes-Benz E-Class lineup stand out:
- AMG E 53: Starting at $84,500, the AMG E 53 coupe features an AMG-enhanced experience. The 3.0-liter inline-6 turbo engine with hybrid assist and an electric auxiliary compressor produces an impressive 429 horsepower and a 0-to-60 time of 4.3 seconds.
- AMG E 63 S: As the range-topper and starting at $112,800, the AMG E 63 S sedan commands attention with a massive 603-horsepower V8 biturbo engine. It sprints from 0 to 60 mph in an astonishing 3.3 seconds and is equipped with an AMG SPEEDSHIFT MCT 9-speed transmission and a dedicated Drift Mode.
Are Mercedes-Benz cars more expensive to insure?
When it comes to insuring a Mercedes-Benz vehicle, the cost is typically 14% more compared to the average cost of other cars.
Cheapest Mercedes-Benz to insure
On average, the insurance cost for Mercedes-Benz vehicles can vary depending on factors such as model, year, and trim level. For instance, the 2017 Mercedes-Benz S is considered one of the most affordable Mercedes-Benz models to insure. It has an average monthly premium of $29 for state minimum coverage and around $246 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2017 Mercedes-Benz S | $88 | $246 |
2014 Mercedes-Benz GL | $88 | $191 |
2012 Mercedes-Benz Sprinter | $88 | $174 |
2021 Mercedes-Benz Mercedes Benz GLA | $88 | $190 |
2021 Mercedes-Benz GLC | $88 | $186 |
Most expensive Mercedes-Benz to insure
When it comes to insurance costs for Mercedes-Benz vehicles, some models tend to be more expensive to insure. For instance, the 2020 Mercedes-Benz CLA is considered the priciest Mercedes-Benz model to insure, with an average monthly premium of $162 for state minimum coverage and around $233 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2020 Mercedes-Benz CLA | $162 | $233 |
2013 Mercedes-Benz S | $152 | $276 |
2022 Mercedes-Benz GLE | $149 | $200 |
2021 Mercedes-Benz GLB | $144 | $243 |
2018 Mercedes-Benz CLA | $141 | $236 |
Keep in mind that insurance costs are impacted by various factors, including driving history, location, and more. To obtain the most accurate and personalized information for your specific needs, stick to shopping for personalized insurance quotes rather than relying solely on average rates.
What factors affect Mercedes-Benz insurance rates?
Several aspects come into play when insurance companies
calculate car insurance premiums
for Mercedes-Benz vehicles, including:- Vehicle cost: Mercedes-Benz vehicles, known for their luxury and high-performance characteristics, often carry higher insurance costs for collision and comprehensive coverage due to their higher market value and advanced features.
- Vehicle age: Newer models, particularly those equipped with cutting-edge technology and lower depreciation, may result in higher insurance premiums compared to their older counterparts.
- Cost of parts: Cars with expensive or hard-to-find parts may have higher replacement and repair costs, thereby posing greater risks for insurance companies and subsequently increasing insurance costs.
- Your age: Younger drivers, usually under the age of 25, frequently face higher insurance rates due to their limited driving experience. Similarly, senior drivers aged 70 and above may also see a rise in their insurance rates.
- Credit score: Personal factors such as your credit score can influence your insurance rate. Typically, a higher credit score correlates with lower insurance premiums.
- Your driving record and claims history: Insurers generally offer lower rates to drivers with a clean record. If you have a history of car accidents, traffic tickets, and driving violations, you can expect higher rates.
- Location: Insurance costs can fluctuate depending on where you park your car, as variables such as road conditions, population density, theft rates, and other risk factors vary from one zip code to another.
In addition to these general factors, there are a few Mercedes-Benz-specific considerations that may impact the cost of insurance:
- Imports: As Mercedes-Benz vehicles are imported, they might have higher replacement costs compared to domestic models, thus impacting insurance rates.
- Safety: Mercedes-Benz is renowned for its commitment to safety, often scoring high safety ratings across its vehicle lineup. This focus on safety can positively impact insurance costs.
- Reliability: Mercedes-Benz cars are recognized for their reliability and longevity. A lower rate of claims for these vehicles can potentially lead to more reasonable insurance rates.
- Availability: Although Mercedes-Benz is a premium brand, its popularity ensures that parts are widely available. This availability of affordable replacement parts can contribute to keeping insurance rates more reasonable for some models.
Mercedes-Benz insurance cost for young drivers
Teen drivers
ages 16 to 19 face the highest insurance rates among all driver age groups. For young drivers who own a Mercedes-Benz, securing a full coverage policy is necessary due to their higher accident rates compared to more experienced drivers, which can lead to high auto insurance rates.
Bryan (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mercedes-Benz C 300 4matic$210
per month
Gilbert (22 years old)
$197
per month
Bobby (20 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mercedes-Benz C 240 4matic$217
per month
Marie (23 years old)
$178
per month
Florence (24 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Mercedes-Benz ML 350 4matic$209
per month
Mercedes-Benz insurance cost for senior drivers
As drivers enter their mid-70s, car insurance rates tend to rise. Senior drivers are considered more vulnerable to accidents, leading to higher insurance costs. Additionally, the potential for severe injuries in the event of a collision results in significant medical expenses, contributing to higher
car insurance rates for seniors
.Irene (66 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mercedes-Benz S 550$61
per month
Rosie (73 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mercedes-Benz C 300$436
per month
Sean (75 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Mercedes-Benz S 550 4matic$135
per month
Mercedes-Benz insurance cost for drivers with driving violations
Insurance costs for Mercedes-Benz vehicles also depend on your driving record. Mercedes-Benz drivers without violations or at-fault accidents enjoy the lowest rates. However, if you have any of the following on your record within the last three to five years, you may face rising premiums:
- Speeding tickets
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Mercedes-Benz drivers with speeding ticket
While a single ticket for minor speeding may have little to no impact on your Mercedes-Benz insurance premiums, multiple tickets or a serious speeding offense could increase your rates. Jerry takes pride in assisting Mercedes-Benz drivers with various types of speeding tickets so that they can find
the most affordable car insurance options
possible. | Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Mercedes-Benz ML 350 4matic | Travelers | $123 | Jorge, 48 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 6-10 | Mercedes-Benz C 230K Sport Coupe | Mercury | $129 | Georgia, 34 Ocean Township, NJ | • 15,000/30,000 Liability |
Speeding 11-15 | Mercedes-Benz GLA 250 4matic | Plymouth Rock | $445 | Minnie, 42 Washingtonville, NY | • 100,000/300,000 Liability • Comp / Collision |
Speeding 16-20 | Mercedes-Benz C 300 4matic | AAA | $300 | Mayme, 51 | • 30,000/60,000 Liability • Comp / Collision |
Last Updated Sep 13, 2024Cheapest car insurance for Mercedes-Benz drivers with a DUI record
Although
a DUI conviction
is a serious offense, different insurers assess this violation differently, leading to significant variations in car insurance rates. To ensure you secure the best deal, it's important to compare quotes from multiple insurers. Jerry has assisted numerous Mercedes-Benz drivers in finding affordable auto insurance options even after a DUI conviction.Fred (40 years old)
DUI
Coverage50,000 per person
100,000 per accident bodily injury
San Jose, CAMercedes-Benz C 300$77
per month
Elmer (25 years old)
$347
per month
Isabella (48 years old)
$101
per month
Eugenia (33 years old)
$217
per month
Cheapest car insurance for Mercedes-Benz drivers after an accident
Your car accident and claims history plays a significant role in determining your car insurance rates. If you have recently been involved in an at-fault accident, it can result in higher insurance premiums. However, Jerry can help you save money by comparing quotes from leading insurance companies.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Mercedes-Benz CLS 400 | Allstate | $198 | Blake, 33 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Mercedes-Benz C 300 4matic | Safeco | $205 | Winifred, 56 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With Injury | Mercedes-Benz C 300 4matic | AAA | $361 | Winnie, 32 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | Mercedes-Benz GLC 300 | Clearcover | $90 | Betty, 29 | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Mercedes-Benz C 350 | National General | $437 | Mary, 23 | • 100,000/300,000 Liability |
Last Updated Sep 17, 2024Cheapest car insurance for Mercedes-Benz drivers with other driving violations on their record
It's not just speeding tickets and DUIs that can lead to increased insurance rates; violations such as reckless driving and
driving on a suspended license
can have the same effect. Discover how Mercedes-Benz drivers with different violations have found savings on their insurance policies by using Jerry's services.| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Mercedes-Benz E 350 | Progressive | $216 | Ronald, 42 Miami, FL | • 100,000/300,000 Liability • Comp / Collision |
Defective Equipment | Mercedes-Benz E 300 4matic | Safeco | $200 | Lou, 37 | • 100,000/300,000 Liability • Comp / Collision |
Failure to Obey Signal | Mercedes-Benz CLA 250 | Allstate | $383 | Hannah, 39 | • State Minimum Liability |
Wrong Way/Wrong Lane | Mercedes-Benz C 300 4matic | Bristol West | $244 | Timothy, 28 | • 25,000/50,000 Liability |
Cell Phone | Mercedes-Benz C 300 4matic | Plymouth Rock | $101 | Marian, 44 | • 15,000/30,000 Liability |
Careless Driving | Mercedes-Benz GLA 250 4matic | AAA | $496 | Tony, 28 Newark, DE | • State Minimum Liability • Comp / Collision |
Driving on Sus. License | Mercedes-Benz E 300 4matic | Plymouth Rock | $114 | Charlie, 33 | • 15,000/30,000 Liability • Comp / Collision |
Failure to Obey Signal | Mercedes-Benz E 300 4matic | Bristol West | $522 | Fanny, 27 | • State Minimum Liability • Comp / Collision |
Seat Belt | Mercedes-Benz E 300 4matic | Safeco | $227 | Maurice, 32 | • State Minimum Liability • Comp / Collision |
Improper Passing | Mercedes-Benz GLC 300 | Nationwide | $211 | Gerald, 29 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Sep 17, 2024How can I lower the cost of my Mercedes-Benz car insurance?
There are many ways to reduce your car insurance expenses for your Mercedes-Benz.
- Compare quotes:Shopping around for insurance coverageallows you to find the best rate for the coverage you need. With Jerry, you can receivefree quotesfrom top providers in under a minute and sign up for your new policy instantly.
- Consider a smaller model: Opting for a smaller Mercedes-Benz model, such as a C-Class or A-Class, can potentially get you a better insurance deal compared to a larger and more expensive model.
- Bundle policies:Bundling your home and auto insurancewith the same company can grant you a discount on each.
- Explore telematics programs: Participating in a telematics program can make you eligible for car insurance discounts based on your behavior as a Mercedes motorist.
- Adjust your coverage: If you own an older Mercedes-Benz,reducing your coveragemay help reduce your insurance premium. You should consider reducing coverage if your car is worth less than 10 times your typical premium.
- Increase your deductible: The deductible is the portion you pay upfront before your collision or comprehensive insurance coverage kicks in for a claim. Opting for a higher deductible can lead to lower monthly payments, but it's important to ensure you have the financial means to cover it if you need to file a claim.
FAQs
Why are Mercedes-Benz cars so expensive to insure?
Mercedes-Benz cars are often more expensive for a few reasons:
- Luxury status: Mercedes-Benz vehicles are known for their luxury features and advanced technology, which can result in higher repair costs if they are damaged in an accident.
- Higher value: Mercedes-Benz vehicles tend to have higher market values, which can lead to increased insurance costs since the insurer would need to cover potential damages or total loss.
- Performance capabilities: Some Mercedes-Benz models, particularly those in the AMG lineup, offer high-performance engines and advanced driving dynamics.
- Theft risk: Luxury vehicles like Mercedes-Benz vehicles can be attractive theft targets. Their higher value and desirability can result in higher insurance premiums to account for this risk.
How much does it cost to insure a Mercedes C Class?
The cost of insuring a Mercedes C-Class can vary based on factors such as the specific model, trim level, location, driving history, and other personal circumstances. While the average insurance cost for a Mercedes C-Class is $1200 per year, it's important to remember that premiums are determined based on individual risk assessment.
Is a Mercedes expensive to insure?
The average cost of insuring a Mercedes-Benz vehicle is approximately $100 per month. Generally, insuring a Mercedes-Benz tends to be more expensive compared to other vehicles.
It's important to remember, however, that insurance costs for a Mercedes-Benz can vary based on factors such as location, driving history, age, and the specific model you own.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.