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Is the Jerry App Legit?

Find out if you're getting ripped off on your car insurance in less than two minutes.
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Jerry is one of the largest insurance agencies, trusted by over 3.5 million drivers to find savings on car insurance and other car ownership expenses. 
  • Jerry has helped over 3.5 million drivers find car and home insurance savings from 55+ leading companies such as Allstate, Travelers, and Progressive
  • Jerry has a 4.7-star rating on the Apple App Store based on 15,801 reviews and a 4.3 rating on Google Play based on 9,280 reviews
  • Jerry Insurance Agency is licensed in 50 states and our customer support team includes 100+ licensed insurance agents to provide end-to-end service
  • Jerry’s DataLock Guarantee™ ensures bank-level security for customers’ personal information

Jerry’s an insurance broker with a game-changing app—here’s how it works

Jerry Insurance Agency is one of the largest insurance brokers licensed in all 50 states and Washington, D.C. with a team of 100+ licensed agents. 
Jerry helps drivers find savings on car-related expenses including auto insurance through the
Jerry app
, available on iOS or Android. Customers can also shop for homeowners or renters insurance in the app.  

How it works

When you download the Jerry app and create a driver profile, you’ll get real, customized quotes from 55+ of the best car insurance companies like
Allstate
,
Progressive
,
AAA
,
Safeco
, and
Nationwide
In addition to finding savings on car insurance, Jerry can also help you: 
  • Refinance your auto loan
  • See your safety score on the road
  • Earn perks like coupons and discount codes for safe driving
  • Get clarity on car maintenance and repair costs for your vehicle
Jerry cuts the hassle and costs of car ownership and provides quotes for free. 

What makes Jerry different from other insurance sites?

Plenty of sites advertise car insurance quotes and comparison services. Jerry has three advantages that make it a safer and more efficient way to shop for insurance:  
  • Jerry is an insurance agency: Most insurance comparison sites show you quotes and then direct you to an insurance carrier’s website to complete your purchase. At Jerry, we take care of the whole insurance process, from comparing quotes to locking in your coverage and canceling your old policy. 
  • Live customer service: Jerry’s 100+ licensed insurance agents are here to help our customers 7 days a week via text, email, phone, or chat in the app. 
  • Ongoing service needs for your policy: Once you’re set up with cheap car insurance, Jerry will send payment reminders, help you make changes to existing policies, and even help you submit claims to your insurer. 

Who it’s for

Anyone with a valid driver’s license can use Jerry, but the app is especially good for anyone who: 
  • Has seen a recent increase in their insurance premiums
  • Wants to save on insurance coverage without making any phone calls
  • Wants support from a trustworthy agent who doesn’t work for a specific insurance provider
  • Needs to renew their insurance policy but can’t find the time to visit a local agent
  • Wants to be sure they’ve got the best rate without spending all day comparing quotes

How does Jerry make money?

The same way any insurance broker does: through commissions paid by insurance companies when users switch to their services through Jerry. Those commissions never affect the price you pay for coverage. 

Insurance coverage types and pricing

Jerry helps users find savings on three main types of insurance: car insurance,
homeowners insurance
, and
renters insurance
Auto insurance
Home insurance
Renters insurance
Liability insurance
Main dwelling coverage
Personal property coverage
Collision insurance 
Other structures
Loss of use coverage
Comprehensive insurance
Personal property coverage
Personal liability coverage
Uninsured motorist coverage (UM, UIM, UMPD)
Additional living expenses (ALE) coverage
Personal injury protection (PIP)
Personal liability insurance
Medical payments (MedPay) coverage
Rental reimbursement coverage
Towing and labor coverage
Gap insurance
SR-22 insurance 
Non-owner car insurance
Rideshare insurance

Jerry helps you choose the right coverage level 

When you compare quotes in the app, you may see three different coverage options: 
  • Basic: These policies include only the
    minimum coverage required by your state
    to keep your insurance rates as low as possible. 
  • Standard: $50,000 per person / $100,000 per accident of bodily injury liability coverage and full coverage including comprehensive coverage and collision insurance 
  • Preferred: $100,000 per person / $300,000 per accident of bodily injury liability and full coverage including comprehensive coverage and collision insurance
You can change your coverage limits in the app and remove or add coverages to customize your current policy to best fit your needs. 

Jerry saves the average driver over $600 (!) on car insurance

Check out the table below to see the insurance companies that our agency helped our customers place their policies with.
Quote DateCar
Before Jerry
After Jerry
LocationZip CodeNameAgeInsurance Company
February 26, 2024Toyota RAV4 LE$300/mo.$227/mo.Irvington, NJ07111Clara L.41Bristol West
February 17, 2024Dodge Charger R/T$99/mo.$84/mo.Robstown, TX78380Sarah T.49Dairyland
February 17, 2024Hyundai Sonata Sport$200/mo.$179/mo.
Eucha
, OK
74342Jonathan T.52Progressive
February 14, 2024Chevrolet Impala LT$395/mo.$103/mo.Matthews, NC28105Roy A.26Progressive
February 7, 2024Chevrolet Trax 1RS$250/mo.$103/mo.Shelby Township, MI48316Christine W.28Bristol West

Your insurance savings depend on your driver profile and many other factors 

The rate you pay for insurance through Jerry depends on a wide range of factors. The most important include: 
  • Driving record: Past accidents and recent tickets could raise your rate, but a
    clean driving record
    may qualify you for discounted premiums. 
  • Insurance claims history: If you’ve made claims on a prior policy, you’ll likely pay a higher rate. 
  • Location: Your ZIP code plays a huge role in setting rates due to state laws, accident statistics, and crime rates. Drivers in
    New York City
    tend to pay more than drivers in small-town
    Iowa
  • Years of driving experience: New drivers pose a higher risk for
    accidents
    and violations, so insurance companies tend to assign higher premiums based on experience. 
  • Vehicle year, make, and model: Insurance companies look at your vehicle’s risk factors, including age and engine size, when setting your rates. A new car typically costs more to insure.  
  • Credit score: Some states, including
    California
    ,
    Hawaii
    ,
    Massachusetts
    , and
    Michigan
    , prohibit the use of credit scores in insurance underwriting. Outside of those states, your credit score may play a big role in how much you’ll pay for coverage. 
  • Current insurance status: If your previous insurance provider does not receive payment on time, your policy may be canceled and you will have a lapse in coverage. Many insurance companies charge higher rates when there is a lapse. 

Pros and cons: what Jerry’s users have to say

Pros
Cons
Consistent savings for most drivers
Initial quotes are estimates
Responsive, flexible customer service via text or phone
Tons of perks and features for car owners
Automatic notifications for vehicle recalls and insurance discounts

The highlights

We looked at 300+ reviews from the last six months and found that drivers’ favorite things about Jerry are fast response times, A+ communication from customer support, and seriously low rates. There’s a reason Jerry is the #1-rated insurance app on the App Store! 

The trouble spots

Like all car insurance quotes, Jerry’s quotes are estimates based on the information provided at signup. In certain cases, you may see a minor change between your initial quote and final price—especially if your information is incomplete or you wait too long before switching. 

How to optimize your quotes

Make sure the information in your driver profile is as accurate and complete as possible. 
Keep in mind that auto insurance quotes are estimates and can change over time—so be ready to switch when you request quotes! 

Jerry’s services are secure and comprehensive

Unlike other quote comparison tools or financial advice sites, Jerry is the only AllCar™ app designed to simplify all your car ownership costs in one place with real insurance quotes, loan refinance offers, and driving-related perks.  
  • Bank-level security: Many online insurance quote comparison services are actually lead generation websites designed to capture and sell your information. With Jerry’s DataLock Guarantee™, your information stays private, and every quote you find in the app is real. 
  • Multiple services for car owners: Even if you’re already paying the lowest rate for your current coverage, you can take advantage of Jerry’s other offerings: auto loan savings (LoanWise™), perks for being a safe driver (RideRewards™), and car repair and maintenance cost estimates (GarageGuard™). 
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FAQs

Yes. Jerry uses extensive bank-level security measures to protect its users’ privacy. Jerry never shares or sells customer information to other parties. Your credit card information and personal data are secure in the app.  
Like any other insurance agency, Jerry submits driver information to insurance companies when quoting. Insurance companies sometimes perform a soft credit pull (not a hard inquiry), which won’t be visible to any lenders and has no effect on your credit score. 
There are several apps that compare car insurance. With a 4.7/5 rating in the Apple App Store and more than 3 million downloads, the Jerry app is the highest rated app and most downloaded app in the app store. In addition to quote comparison, Jerry offers end-to-end service to customers as a large insurance agency with a team of 100+ licensed insurance agents. 
Yes. Jerry’s customer support phone number is 1-833-445-3779. Agents are available for texts and calls seven days a week between 8 a.m. and 8:30 p.m. EST. In addition, customers can chat with agents in the app. 
The Jerry app is free to download, and can help drivers find personalized quotes from some of the best providers in the nation in under two minutes!

Yes. Jerry uses extensive bank-level security measures to protect its users’ privacy. Jerry never shares or sells customer information to other parties. Your credit card information and personal data are secure in the app.  
Like any other insurance agency, Jerry submits driver information to insurance companies when quoting. Insurance companies sometimes perform a soft credit pull (not a hard inquiry), which won’t be visible to any lenders and has no effect on your credit score. 
There are several apps that compare car insurance. With a 4.7/5 rating in the Apple App Store and more than 3 million downloads, the Jerry app is the highest rated app and most downloaded app in the app store. In addition to quote comparison, Jerry offers end-to-end service to customers as a large insurance agency with a team of 100+ licensed insurance agents. 
Yes. Jerry’s customer support phone number is 1-833-445-3779. Agents are available for texts and calls seven days a week between 8 a.m. and 8:30 p.m. EST. In addition, customers can chat with agents in the app. 
The Jerry app is free to download, and can help drivers find personalized quotes from some of the best providers in the nation in under two minutes!

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