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Compare & Find the Cheapest Car Insurance in North Dakota (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in North Dakota.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in North Dakota

No single car insurance provider offers the cheapest rates for everyone—that’s why it pays to shop around for cheap auto insurance quotes online and compare your options.
Jerry
makes shopping for
car insurance
in North Dakota faster and easier than ever. In an instant, you can start comparing quotes from top providers to find the right level of coverage at the best available price.
Insurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Progressive
$219
RAM 1500 SLT
• State Minimum Liability
• Comp / Collision
Allstate
$152
Ford Mustang
• State Minimum Liability
• Comp / Collision
Safeco
$138
Hyundai Elantra SE
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$127
Chevrolet Traverse LS
• 100,000/300,000 Liability
• Comp / Collision
State Auto
$338
Toyota Corolla L
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Apr 18, 2024

Cheapest car insurance companies in North Dakota

To find out which car insurance providers offer the cheapest premiums in North Dakota, Jerry conducted the nation’s largest insurance shopping survey.
The conclusion? There’s simply no best or cheapest car insurance company for every driver—instead, your rates are highly individualized. 
The results: There’s no across-the-board “best” or “cheapest” car insurance provider—which makes sense, considering each one has its own methodology to determine rates.
National General, Progressive, and Travelers are all popular among North Dakota drivers—but the right provider for you depends on your coverage needs and what you’re looking for in a provider.
Just as important as a great rate is customer satisfaction. Here’s what car insurance customers have had to say about their experiences with different providers.
Insurance companyDateCost rating (out of 5)What our customer said:
Farmers
April 16, 2024
4
"No coment"
-Henry
Progressive
April 11, 2024
5
"Switched to Progressive and was able to immediately reduce my car insurance by $30+ for the same coverage. Great cust...(read more)"
-Anthony
Progressive
April 9, 2024
5
"Good"
-Lydia
Safeco
April 7, 2024
3
"I need quotes now please "
-Tillie
Progressive
April 5, 2024
4
"Everything has been fine until they raised my premium without notice. I haven't used the insurance, and have not had ...(read more)"
-Alice
coverageLast Updated Apr 16, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
The best—and fastest—way to compare
car insurance quotes
: Use a car insurance comparison app or website—like Jerry.
As a
licensed insurance broker app
, Jerry allows you to quickly and easily find and compare car insurance quotes online. With the help of 100+ licensed insurance agents, Jerry can even help you switch to your new policy and cancel your old one.

Minimum car insurance requirements for liability and full coverage in North Dakota

Most states require that drivers carry a minimum amount of
liability coverage
—and that includes North Dakota. North Dakota drivers must also carry uninsured/underinsured motorist coverage and personal injury protection (PIP). 

Cheapest minimum liability coverage in North Dakota

Before you can legally take to the streets of North Dakota, you’ll need to have a car insurance policy that satisfies the state’s minimum requirements
1
:
These coverage limits are commonly referred to as 25/50/25.
Jerry helps drivers find quotes for affordable car insurance that meets
North Dakota’s car insurance laws
.
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Isabelle (29 years old)
coverageCoverage
State Minimum
$219
per month
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David (25 years old)
$85
per month
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Jerry (27 years old)
coverageCoverage
State Minimum
$152
per month
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Alex (29 years old)
coverageCoverage
State Minimum
$130
per month
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Jayden (27 years old)
coverageCoverage
State Minimum
$83
per month
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Clearcover
Douglas (34 years old)
coverageCoverage
State Minimum
$95
per month

Do you need more than the minimum liability insurance coverage in North Dakota? 

Most drivers will benefit from additional car insurance coverage in North Dakota.
That’s because more severe accidents could easily exceed the coverage limits of a minimum liability policy. 
Plus, none of the required coverage types mentioned above will cover damages to your own vehicle—which could put you in a difficult financial situation if it’s totaled. 
Even if you decide you don’t need full coverage, choosing higher limits can offer you better financial protection after an accident.
Lower my car insurance too!

Cheapest full coverage North Dakota auto insurance quotes

Unlike a minimum liability policy, a full-coverage car insurance policy—which includes both
comprehensive coverage
and
collision coverage
—will pay for damage to your own vehicle under a wide range of circumstances, such as crashes, severe weather, theft, and vandalism. 
Keep in mind: If are financing or leasing your car, lenders typically require that you carry full coverage insurance for the life of your loan or lease.
Luckily, Jerry makes it easy to find an affordable full-coverage car insurance policy in North Dakota.
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$219
RAM 1500 SLT
• State Minimum Liability
• Comp / Collision
Nationwide
$85
Chevrolet Traverse LT
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$216
Chevrolet Equinox LTZ
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$305
Buick Enclave Avenir
• 50,000/100,000 Liability
• Comp / Collision
State Auto
$145
Ford F150 Supercrew
coverageLast Updated Apr 19, 2024

Average rates for minimum liability coverage and full coverage car insurance in North Dakota

In North Dakota, we've found that the average rate for minimum liability coverage is $119 per month or $1,433per year. The average cost for full coverage insurance in North Dakota is $145 per month or $1,743per year, according to Jerry’s data.
Remember: Your actual auto insurance coverage costs will depend on a variety of factors unique to your driver profile, including your driving record, vehicle type, claims history, demographics, and the coverage level you choose.

North Dakota car insurance: Additional coverages

In addition to collision and comprehensive coverage, there are plenty of other car insurance coverage options in North Dakota to consider, including: 
If you have a car loan:
Gap insurance
is worth considering if it’s not already required. If your car is totaled and your loan balance is higher than the actual value of your vehicle, this coverage will help pay for the difference.

Car insurance premium by rating factors

Every auto insurance company in North Dakota has its own methodology to calculate your car insurance rate. They’ll evaluate factors like:
  • Your driving record: You can generally expect to pay more for car insurance if you have accidents or violations on your
    North Dakota driving record
    . Good drivers with clean records should find lower rates.
  • Your claims history: Drivers who have filed insurance claims in the past are considered statistically more likely to file claims again.
  • Where you live: Your ZIP code—even within the same city—can have a big impact on your rates due to factors like accidents, crime, and severe weather risks in your area.
  • Your credit score: In many states, including North Dakota, a strong credit history could help you secure a less expensive car insurance premium.
  • What kind of vehicle you drive: Collision and comprehensive coverage generally cost more for newer, luxury, and sports cars. 

How Do Different Factors Impact Your Car Insurance Costs in North Dakota ?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): North Dakota currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in North Dakota:

How to find cheap North Dakota car insurance if you’re a high-risk driver

Your driving record helps give insurers a sense of your habits as a driver. If you have a series of violations on your record, you can expect to pay steeper rates for car insurance.

Cheapest car insurance for North Dakota drivers with a speeding ticket

Not all speeding violations are the same; after all, driving 20 mph over the speed limit is more serious than 6 mph over the speed limit.
While having a speeding ticket on your record will usually leave you with a more expensive premium,
shopping around for auto insurance quotes
can still help you find the best rates for your situation. 
Jerry has helped drivers with tickets find cheaper rates on car insurance—even with tickets on their records!
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 1-5
The General
$138
• State Minimum Liability
Speeding 6-10
Nationwide
$213
• 50,000/100,000 Liability
• Comp / Collision
Speeding 16-20
State Auto
$215
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 20, 2024

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
Fast response to questions, problems solved quickly
John
National General
Switching to National General was SO easy and it saved me over $100/month!
Courtney
Travelers
Got a decent rate for my Tesla Model S from Travelers.
Kishore
Safeco
Safeco has provided great service as my current carrier.
Marcus

How to find cheap North Dakota auto insurance after a DUI

DUI violations result in some of the steepest car insurance rate increases. That said, seeking out multiple quotes can help you save as much as possible. 
Compare quotes on the Jerry app to find the lowest rate on car insurance after a
DUI in North Dakota
.
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Birdie (42 years old)
DUI
coverageCoverage
State Minimum
locationHillsboro, ND
carChevrolet Silverado K1500 LT
$162
per month

North Dakota SR-22 insurance

After a serious violation like a DUI, high-risk drivers may be required to
file an SR-22 certificate in North Dakota
.
An SR-22 is filed on your behalf by your insurance provider to confirm you have car insurance coverage that meets North Dakota’s minimum requirements.
You might also need to file an SR-22 for:
  • Getting into an accident without insurance
  • Felony convictions involving a motor vehicle
    2
     

Cheapest North Dakota auto Insurance after an at-fault accident

Yet another major factor that will affect your North Dakota insurance premium is your accident or claims history.
Insurance providers will look at your at-fault accident history when determining your level of risk. They’ll also consider how often you’ve filed claims in the past.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With No Injury
Nationwide
$121
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Nationwide
$121
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Safeco
$138
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
Safeco
$187
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 18, 2024

Cheapest auto insurance after other violations in North Dakota

Yet another major factor that will affect your North Dakota insurance premium is your accident or claims history.
Insurance providers will look at your at-fault accident history when determining your level of risk. They’ll also consider how often you’ve filed claims in the past.
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Careless Driving
Nationwide
$100
Ford Explorer XLT
• 50,000/100,000 Liability
• Comp / Collision
Cell Phone
The General
$138
Jeep Grand Cherokee Limited
• State Minimum Liability
DUI
State Auto
$162
Chevrolet Silverado K1500 LT
• State Minimum Liability
• Comp / Collision
Failure to Stop
The General
$245
Ford Explorer XLT
• State Minimum Liability
• Comp / Collision
Improper Passing
The General
$138
Jeep Grand Cherokee Limited
• State Minimum Liability
Reckless Driving
Safeco
$181
Chrysler 200 C
• State Minimum Liability
• Comp / Collision
Speeding 16-20
State Auto
$215
Mercedes-Benz C 300 4matic
• State Minimum Liability
• Comp / Collision
Speeding Violation-Minor
Allstate
$152
Ford Mustang
• State Minimum Liability
• Comp / Collision
Suspension
Allstate
$152
Ford Mustang
• State Minimum Liability
• Comp / Collision
Other Minor
Nationwide
$143
Hyundai Sonata GL
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 16, 2024

FAQs

North Dakota is a no-fault state: This means drivers are subject to more minimum insurance requirements than states that only require liability insurance—and as a result, the average insurance cost for minimum liability coverage is more expensive in North Dakota.
It also means that drivers involved in a
car accident in North Dakota
must turn to their own insurance first. 
North Dakota uses a comparative fault system, so the amount of coverage you can receive from another driver’s insurance depends on the determined percentage of fault for each involved driver—including you.

Cheapest North Dakota auto insurance based on insurance history

Your insurance history can also have an impact on your current car insurance rate. For example, if you had a
lapse in insurance coverage
, you might have a more expensive premium than you would otherwise.
Good news: Jerry sends customers payment reminders to help avoid missed or late payments, and ultimately, lapses in coverage.
But even if you have experienced a coverage lapse, you might still be able to find savings by shopping around.
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Nicholas (41 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationNew Salem, ND
carBuick Enclave Avenir
$305
per month
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Aaron (44 years old)
Not Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carJaguar XJL Portfolio
$210
per month
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Francis (36 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Equinox LTZ
$216
per month
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Kate (44 years old)
Not Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carJaguar XJL Portfolio
$210
per month
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Edith (28 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationWatford City, ND
carFord F150 Supercrew
$145
per month
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Barry (25 years old)
Not Currently Insured
coverageCoverage
State Minimum
$85
per month

Cheapest car insurance for drivers with poor credit

In North Dakota, insurance companies are allowed to consider your credit history when determining your car insurance rate. Drivers with poor credit are statistically more likely to file insurance claims and often see higher rates as a result.
On the flip side, drivers with good credit will find it easier to get lower rates. 
Our data shows that drivers with credit scores of 750 or higher see insurance costs that are almost 20% lower than the average cost for drivers with credit scores of 550 or lower.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
State Auto
$128
Subaru Forester Premium
• 100,000/300,000 Liability
• Comp / Collision
660 - 750
State Auto
$83
KIA Sorento SX
• State Minimum Liability
• Comp / Collision
550 - 659
State Auto
$338
Toyota Corolla L
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Apr 18, 2024

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
I always shared a good relationship with progressive
Jeffrey
Safeco
The policy offered is about $40 cheaper than my previous car insurance carrier.
Tyler
National General
I like this insurance a lot
Krista
AAA
I love this. I'm not paying and arm and a leg to keep my vehicle on the road
Eason

Cheapest North Dakota car insurance by age

Age plays a significant role in determining the cost of your car insurance premium.
Young drivers see some of the highest rates due to a lack of experience on the road (so far). Fortunately, by age 25, rates gradually start decreasing for safe drivers.
Car insurance for seniors
tends to rise around age 75.
3
 

Cheapest North Dakota car insurance for young drivers

Teen drivers aged 16 to 19 will have the highest average insurance costs in North Dakota.
Because teen drivers are statistically more likely to get into accidents, full coverage is worth consideration—especially for those driving newer vehicles.
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Cynthia (24 years old)
coverageCoverage
State Minimum
$181
per month
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Roy (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carFord F150 Supercrew
$140
per month
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Lilly (23 years old)
coverageCoverage
State Minimum
locationMinot Air Force Base, ND
carMitsubishi Lancer Evolution MR
$90
per month
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Frank (23 years old)
coverageCoverage
State Minimum
carRAM 1500 ST
$220
per month
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Lelia (23 years old)
coverageCoverage
State Minimum
carMercedes-Benz C 300 4matic
$215
per month
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Clarence (24 years old)
coverageCoverage
State Minimum
locationValley City, ND
$239
per month

Cheapest North Dakota car insurance for senior drivers

Car insurance rates generally start to rise again when drivers reach their mid-70s. 
This is due to various factors, such as a higher risk of getting into an accident and a higher risk of sustaining severe injuries when accidents happen.
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Bradley (65 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationKilldeer, ND
$148
per month

How to find car insurance discounts in North Dakota for your motor vehicle

The vehicle you own also affects what you pay for car insurance. Insurers will look at your vehicle’s make and model, its age, its safety features, and its potential repair and replacement costs.
The most popular car models in North Dakota include: 
  • Ford F-150
  • GMC Sierra
  • Chevrolet Equinox
  • Ram 1500
Popular CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Chevrolet Equinox LTZThe General
$78
• State Minimum Liability
coverageLast Updated Apr 20, 2024

Is it cheaper to insure a new car or a used car?

New cars are typically more expensive to insure than older cars. 
The average annual premium for a car older than 10 years old is $1,434 per year in North Dakota. The average cost for insuring a car less than 4 years old is about $2,110 per year. 
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Lillie (32 years old)
1995 GMC Suburban K1500
coverageCoverage
State Minimum
locationCarrington, ND
$68
per month
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Marcus (34 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$81
per month
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Jayden (23 years old)
1998 Buick Century Limited
coverageCoverage
State Minimum
$174
per month
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Mabel (34 years old)
2005 Ford Five Hundred SE
coverageCoverage
State Minimum
$102
per month

How to find cheap car insurance in North Dakota in your city

Where you live is one of the many factors car insurance providers will look at when determining the cost of your premium.
Your area’s population density, local accident rates, crime rates, and risks for severe weather can all affect your car insurance costs. But in many cases, you can save if you’re able to keep your vehicle in a locked garage where it’s better protected from the elements and potential theft.
Here’s what Jerry drivers pay for car insurance in various locations throughout North Dakota.
CityCustomerInsurance CompanyPremium (monthly)CarInsurance coverage
Williston, ND
Isabelle, 29
Progressive
$219
RAM 1500 SLT
• State Minimum Liability
• Comp / Collision
Bismarck, ND
Peter, 30
Nationwide
$127
Chevrolet Traverse LS
• 100,000/300,000 Liability
• Comp / Collision
Bismarck, ND
Dora, 36
Allstate
$216
Chevrolet Equinox LTZ
• 50,000/100,000 Liability
• Comp / Collision
Fargo, ND
Alex, 29
Safeco
$130
Ford Escape SE
• State Minimum Liability
• Comp / Collision
Fargo, ND
Jayden, 27
State Auto
$83
KIA Sorento SX
• State Minimum Liability
• Comp / Collision
Fargo, ND
Douglas, 34
Clearcover
$95
Hyundai Elantra SE
• State Minimum Liability
• Comp / Collision
Fargo, ND
Alan, 29
Infinity
$119
Ford Focus Titanium
• 15,000/30,000 Liability
• Comp / Collision
Minot, ND
Sophia, 44
The General
$263
Honda Accord LX
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 19, 2024

How to lower the cost of car insurance in North Dakota

Courtesy of Jerry’s team of licensed insurance agents, here are several ways you can cut down on your car insurance costs:
  1. Shop around and compare quotes from multiple insurance providers.
  2. Find out which
    car insurance discounts
    you are eligible for—like good student discounts, safe driving discounts, and low mileage discounts.
  3. Bundle your car insurance with homeowners insurance or renters insurance to get a discount. 
  4. Raise your comprehensive and collision coverage deductibles if it makes sense for your situation.
  5. Take steps to boost your credit score. 
  6. Take an approved defensive driving course—many providers will reward you with a discount.
  7. Consider
    dropping collision and comprehensive coverage
    on older or low-value cars. 

Why is car insurance so expensive in North Dakota?

There are plenty of factors outside your control that can affect your North Dakota insurance costs. 
North Dakota drivers tend to have more reasonable insurance rates compared to drivers in many other states—still, here are some reasons your car insurance might seem expensive in North Dakota:
  • Expensive healthcare: When the cost of medical care goes up, so does the cost of car insurance claims that involve injuries.
  • Rising vehicle repair costs: Inflation has made the cost of car parts and repair services more expensive in North Dakota, like much of the country. When repairs are more expensive, insurance companies have to pay out higher amounts for each claim.
  • Rate of car thefts: Car theft has steadily increased in North Dakota in recent years. According to F.B.I. crime data, the auto theft rate in 2020 was 271 vehicles per 100,000 people, compared to just 143.9 vehicles in 2011
    4
    .

FAQs

Car insurance costs in North Dakota will vary from driver to driver—and provider to provider. That said, the average car insurance cost for a minimum liability policy in North Dakota is about $X per year, or about $X per month. The average cost for full coverage in North Dakota is $X per year, or about $X per month.
In North Dakota, you’re required to carry car insurance coverage that meets the following minimum limits:
  • Bodily injury liability: $25,000 per person, $50,000 per accident
  • Property damage liability: $25,000 per accident
  • Uninsured/underinsured motorist coverage: $25,000 per person, $50,000 per accident
You do not need insurance to register a car in North Dakota—but it is illegal to drive without insurance. You will need to show proof of insurance if you’re in an accident or get pulled over by law enforcement.
Because of this, it’s important to
purchase car insurance before buying a car
.
Standard car insurance policies usually follow the car rather than the driver, but this rule can vary depending on the circumstances and the coverage type in question. 
If you lend someone your vehicle with permission, your own insurance will be treated as the primary coverage. On the other hand, if you borrow a vehicle, the owner’s insurance will be considered the primary insurance, while yours could be considered secondary coverage that could help cover any remaining costs.
1
In North Dakota, full-coverage car insurance typically includes all of the following:
  • Liability coverage
  • Uninsured/underinsured motorist coverage
  • Basic no-fault coverage
  • Comprehensive coverage
  • Collision coverage
Your car insurance rate might go up in North Dakota for a variety of reasons. Here are just a few possibilities:
  • You got into an accident
  • You committed a moving violation
  • You purchased, financed, or leased a new car
  • You added another driver to your car insurance policy (especially if the driver is young or has a spotty driving record)
  • You moved
Yes, it is illegal to drive without insurance in North Dakota. Doing so could result in fines and a suspension of your license and registration. For a repeat offense, you could also face jail time.
According to Jerry’s data, New York has the highest average cost of car insurance in the country. The average premium for a full-coverage policy with a clean driving record in New York is $X per year—the average in North Dakota is $X per year.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.