Cheapest Infiniti Car Insurance (Nov 2023)

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R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Infiniti car insurance cost? 

Since 1989, Infiniti has been selling cars in the United States as the luxury brand under Nissan. These vehicles are beloved for their stylish design, especially the larger SUV and crossover models. In terms of affordability, you won’t save cash by buying a luxury model—but you’ll save more money on an Infiniti than on other luxury brands.
The average Infiniti driver pays an average of $1,260 per year for
auto insurance
There’s no “average” Infiniti car insurance policy, however. Your Infiniti insurance cost depends on your specific model, including the model year, as well as your driving history, zip code, and coverage options. To find the best rate, compare
auto insurance quote
s from multiple companies. 

How to find the cheapest Infiniti car insurance quote? 

Fortunately, you won’t have to pull out a calculator or spend hours getting quotes since Jerry can do the hard work of research for you. In fact, Jerry has helped 10012 Infiniti owners save an average of $4,065 on their car insurance premiums.
Let’s look at some real-life examples Jerry found while researching how much Infiniti owners pay for insurance.

Best car insurance companies for Infiniti drivers

Finding the right policy for you is about protecting your assets. From your Infiniti to the people that ride with you, you need a policy that protects them all.
Shopping for car insurance
means balancing price, service, and coverage.
 Our studies show that there’s no single best insurance company for all Infiniti drivers. Because policies take into account far more than just your model, it’s important to shop around and compare rates. Even if you and your neighbor own the same Infiniti, your rates could be very different depending on your driving profiles and insurance providers. 
 Take a look at what {Infiniti} drivers had to say about different insurance companies. 

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
State Farm
Liberty Mutual

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Travelers insurance has very competitive process with top notch coverage. Wouldn't think of using anyone else
They work hard for you so you don't have to and I promise there fast and efficient
Was able to do everything online, and easily!
The General
Love this company.

Are Infinitis more expensive to insure?

Compared to the average cost of other cars, Infiniti vehicles cost 13% more to insure.
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost

Cheapest Infinitis to insure

If you’re looking for the absolute cheapest Infiniti to insure, turn to the 2021 Infiniti Q50. It has an average monthly premium of $37 for state minimum coverage and an average of $227 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost

Most expensive Infinitis to insure

At the other end of the spectrum is 2017 Infiniti QX70, which is the most expensive Infiniti model to insure. The average monthly premium for this model is $192 for state minimum coverage or $247 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
Keep in mind that your price could vary dramatically. Your model is just one of many factors that affect your rate. Your zip code and your driving history also play a key role. Don’t depend on averages. The only way to know if your Infiniti has the lowest possible rate is to shop around. 

What factors affect Infiniti car insurance rates?

Although every insurance company has its own formula, they all take into account a variety of different factors when
calculating car insurance rates
  • Vehicle cost: If the car would cost more to replace (like a high-performance or luxury model), then your collision and comprehensive coverage will cost more to reflect that. 
  • Vehicle age: It’s typical for new cars to contain newer technology. This higher value is why newer models tend to cost more to insure.
  • Cost of parts: Performance vehicles and luxury models have specialty parts. Replacing parts and repairing these cars cost more, which is a high risk for the insurance company. 
  • Your age: Young drivers under 25 and older drivers over 70 pay the highest rates for insurance, regardless of make and model. The risk of claims and costly accidents is higher for these two groups than the average driver. 
  • Your driving record and claims history: One of the strongest indicators of risk is your claims record. If you have a clean driving record, expect lower rates. If you have accidents, violations, and other tickets on your record, your Infiniti will cost more to insure. 
  • Where you keep your car: If you live in a crowded city and you park your car on the street, you face additional risk for accidents and theft. That’s why your zip code affects your rates. 
Here are a few specific factors that impact auto insurance rates for Infiniti:
  • Safety: Some Infinitis have received top safety ratings, like the QX60. Safer vehicle cost less to insure.
  • Reliability: Infinitis are known for having strong powertrains, although not all Infinitis will last 200,000 miles. Claims rates depend on your specific model. 
  • Availability: On the one hand, Nissan and Infiniti are popular brands in the United States. But on the other hand, many parts are imported from Japan. This can drive up insurance costs.

Infiniti insurance cost for young drivers

Out of all drivers,
teen drivers
between 16 to 19 pay the highest rates for car insurance. It’s simple: Young drivers have less experience behind the wheel. They can qualify for a good student discount, however.
 Because young drivers are more likely to get into a costly accident, experts recommend full coverage for teens who drive newer cars.

Infiniti insurance cost for senior drivers

While middle-aged motorists pay lower rates than teens, those rates start to rise again after they turn 70.
Car insurance rates for seniors
must take into account the increased risk that older drivers experience. From increased vulnerability to accidents and high costs for medical expenses, insurance providers must charge older drivers higher premiums to account for the extra risk.

Infiniti insurance cost for drivers with driving violations 

Driving violations are a strong indicator of risk. If you have a clean record, great! You and your Infiniti will get lower rates. But if you have one or more violations on your driving record, you can expect higher-than-average rates. Here are some of the violations that can raise rates for Infiniti drivers: 
  • Speeding tickets
  • DUIs
  • At fault accidents 
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Infiniti drivers with speeding ticket

Don’t panic about a single ticket—but try to avoid getting multiple speeding tickets. This shows a pattern of high-risk behavior which correlates with more insurance claims, and it can seriously hike up your rates. If you have speeding tickets, it’s incredibly important to shop around for insurance to get the best rates.
Jerry has helped multiple Infiniti drivers with varying types of speeding tickets on their record save on car insurance. Take a look at these insurance premiums.

Cheapest car insurance for Infiniti drivers with a DUI record

Another high-risk red flag for insurers is a
DUI conviction
. This can cause your rates to skyrocket. Some insurers may even refuse to insure you and your Infiniti. It’s critical to shop around and do an insurance review to find an affordable rate, in this case.
 Jerry has helped many Infiniti drivers with DUIs find affordable auto insurance rates. Check it out.

Cheapest car insurance for Infiniti drivers after an accident

At-fault accidents indicate that you’re a risky driver. Insurance companies charge higher rates for high-risk drivers. If you’re an Infiniti driver with an at-fault accident in your recent driving history, you can expect to pay higher-than-average rates.
 Take a look at how Jerry has helped Infiniti drivers save on car insurance after accidents.

Cheapest car insurance for Infiniti drivers with other driving violations on their record

Besides DUIs and speeding tickets, there are a variety of driving violations that can trigger rate increases. Getting caught
driving on a suspended license
or reckless driving can factor in, too.
 Here’s a look at some common driving violations. Check out how much Infiniti drivers with these violations have paid for (and saved) on their car insurance.

How can I lower the cost of my Infiniti car insurance?

To save money on insuring an Infiniti vehicle, try one of these time-tested tactics:
  • Shop around:
    Shopping around for insurance coverage
    is the best way to compare rates with different companies. Use a mobile insurance comparison app like Jerry to simplify the comparison process and get car insurance quotes fast.
  • Opt for a smaller vehicle: Whether you buy new or used, think about the effect that your Infiniti model will have on your rate. Smaller models tend to cost less to insure than larger or high-performance models. 
  • Bundle your insurance policies:
    Bundling your homeowners (or renters) and auto insurance
    with the same company can amount to a lower overall bill. 
  • Ask about car insurance discounts: Nearly every car insurance company offers
    to its policyholders, though the specific discounts and their amounts may vary. Ask about safe driver savings, autopay discounts, multi-car discounts, paperless discounts, and more. 
  • Reduce your coverage: Older vehicles with lower market values are good candidates for
    reduced coverage
  • Raise your deductible: If you can afford a higher out-of-pocket deductible, raise it for your collision or comprehensive coverage. This can lower your monthly rates significantly. 


Infiniti is a luxury car brand. These vehicles cost more than the average vehicle, whether you’re buying off the lot or paying for repairs at the mechanic. Some have powerful V6 or V8 engines—and more horsepower means a higher risk for speeding tickets. For all these reasons, most Infinitis cost more to insure than the average vehicle, but you should still compare free quote and shop around before buying a policy.
Yes, Infinitis can be more expensive to insure than the average car—especially top-tier luxury trim levels and large SUVs. You can save money on your auto insurance coverage by driving a smaller vehicle with a less costly trim level.
Yes! Despite its luxury status, Infiniti has a reputation for affordable repairs. It’s much more affordable to repair an Infiniti than another luxury make like Mercedes. That being said, luxury models are more costly to maintain than standard makes like Honda and Ford.
Not necessarily, but the cost of maintenance and repairs will be higher for bigger vehicles and luxury vehicles. If you drive Infiniti’s SUV with a Sensory trim level, your repair costs may be extremely high, for instance.
Any Red Sport 400 trim level will cost the absolute most to insure when compared with the other trim levels. This is partially due to the performance technology and features, but it’s also because performance vehicles have a higher likelihood of getting into an accident. Insurers charge based on risk.


The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.