Infinity Car Insurance Review 2025

Infinity is a small insurance company that offers auto coverage in a handful of states. This insurer specializes in coverage for high-risk drivers and therefore may charge higher rates. The insurer has a reasonably good ability to pay out claims (A-), according to AM Best, but a C+ from the Better Business Bureau. The insurer’s app also has low ratings on both the Apple App Store and Google Play.

Pros:

• Insures high-risk drivers.
• Customizable coverage.
• Online portal and mobile app to manage your policy.

Cons:

• Higher-than-average premiums for some driver profiles.
• Mixed industry ratings.
• Available in 10 states.

How Jerry customers rate Infinity

Over 100 real Jerry customers have reviewed their experience with Infinity Insurance and the ratings are generally positive.

Is Infinity car insurance expensive?

Infinity’s car insurance rates are higher than average because they specialize in coverage for high-risk drivers.

Infinity’s rates vary by driver. Infinity, like most insurance companies, considers the following factors when establishing your premium: 

• Age.
• Traffic tickets.
• At-fault accidents.
• ZIP code.
• Coverage selections and deductibles.
• How you pay (in full, online, etc.).

Find real Infinity car insurance quotes

Here are real quotes that Jerry customers have received from Infinity.

Infinity car insurance discounts

Infinity offers a variety of discounts that can lower your car insurance premium, including:

• Multi-car discount: If you have multiple vehicles on your policy, you’ll receive a discount.
• Accident-free/Years clean discount: If you have a clean driving record or haven’t been in an accident in years, you’ll see lower rates.
• Good driver discount: Young drivers with at least a B average in school can save on insurance.
• Homeowners discount: If your home is insured through Infinity, you’ll receive a discount.
• AAA member discount: If you’re an AAA member, you’ll receive lower rates because Infinity knows your car will be taken care of in an emergency.
• Renewal discount: If you renew your policy with Infinity, you’ll receive a discount.
• Online quote discount: If you get a quote online, you’ll pay less.
• Pay in full discount: Paying your total annual bill upfront can earn you a lower rate.
• Paperless discount: Opt to receive documents via email, and you may pay less.
• Advanced quote discount: If you start shopping at least six days before your prior insurance ends, you’ll receive a discount.

You can always find the most up-to-date discount information for Infinity on its website or by talking to a representative.

Infinity coverage options

All insurers must offer at least the state-mandated minimum liability coverage, but Infinity offers several extra types of coverage. 

Infinity provides the following types of car insurance to its customers:

• Liability car insurance: Drivers must buy bodily injury liabilitycar insurance and property damage liability insurance as required by law to cover damages to another driver’s property and person in an at-fault accident.
• Uninsured/underinsured motorist coverage (UM/UIM): States sometimes require drivers to purchase coverage that protects them in the event of being involved in a collision with an uninsured driver or with a driver who lacks adequate coverage.
• Collision insurance: This coverage pays for repairs to your car if it’s damaged by a collision, which may include another car, a safety rail, a tree, etc. 
• Comprehensive insurance: This coverage pays for damage to your car that is not caused by a collision, such as a severe weather event, theft or vandalism.
• Medical payments (MedPay) coverage: Some states require this coverage — or personal injury protection (PIP) — to cover medical expenses associated with accidents. 
• Rental reimbursement: If your car is in the shop due to an accident or repair, this coverage will offset the cost of renting a car. 
• Rideshare insurance: If you drive for a ride-hailing platform like Uber or Lyft, you may not be covered between assignments. Rideshare coverage fills in the gaps.

Infinity’s additional tools and services

Infinity also provides these supplemental and specialty coverage options:

• Home insurance: Cover the structure of your home, replacement costs, personal possessions and more.
• Life insurance: Term, Whole and Universal policies available.
• DriverClub: DriverClub provides 24/7 roadside assistance, even if you’re a passenger in someone else’s car.
• Commercial car insurance: This coverage is for drivers who use their personal vehicles for work and businesses that have company-owned vehicles.

Keep in mind: These options may not always be available, depending on things like where you live and the specifics of the policy you choose. Check the Infinity website or give them a call to learn more about the available types of coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 18,000 customers surveyed and 120 carriers reviewed in the past 18 months). We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.