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Jerry Data & Research
Cheapest Audi Car Insurance (Oct 2024)
Cheapest Audi Car Insurance (Oct 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Audi.
Find Insurance Savings
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Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page? 
- How much does Audi car insurance cost?
- How to find the cheapest Audi Car Insurance Quotes
- Insurance costs for popular Audi models
- What factors affect Audi car insurance rates?
- How can I lower the cost of my Audi car insurance?
- FAQs
- Methodology
- Meet Our Experts
Load full table of contents
How much does Audi car insurance cost?
Since 1899, Audi has earned a reputation for sporty, stylish, and innovative vehicles. From coupes and convertibles to wagons and SUVs, Audi has a machine for everyone.
The average Audi driver will pay an average yearly cost of $1,152 for
auto insurance
. However, the “average” driver doesn’t exist so your actual rates will be higher or lower, depending on your coverage needs and driver profile.How to find the cheapest Audi Car Insurance Quotes
To find out what you should be paying for coverage,
request auto insurance quotes
for your specific model and coverage level. Get quotes from multiple companies so you can ensure you’re getting the lowest possible rate. Jerry has helped Audi drivers save an average of $2,504 on their car insurance. Pretty cool! Check out some recent quotes below: | Date | Car | Insurance Company | Premium (monthly) | Customer Details | Insurance coverage |
|---|---|---|---|---|---|
October 7, 2024 | Audi A4 Premium | Nationwide | $89 | Noah, 29 | • 50,000/100,000 Liability • Comp / Collision |
October 6, 2024 | Audi A4 Premium | Clearcover | $159 | Thomas, 70 | • 100,000/300,000 Liability • Comp / Collision |
September 26, 2024 | Audi Q3 Premium Plus S Line 45 | AAA | $114 | Lydia, 25 | • State Minimum Liability • Comp / Collision |
September 22, 2024 | Audi S4 Premium Plus | Allstate | $233 | Etta, 32 Charleston, SC | • 50,000/100,000 Liability • Comp / Collision |
September 21, 2024 | Audi A3 Premium Plus | Safeco | $82 | Estella, 66 | • State Minimum Liability |
Last Updated Oct 7, 2024Best car insurance companies for Audi drivers
There’s no single best company for Audi drivers—but there is a best company for you and your Audi. That’s because
shopping for car insurance
is highly individual.Your zip code, your specific model, and your driving history are very important. Furthermore, these factors are weighed slightly differently by different companies. Two Audi owners could drive the same model but get two different rates with different providers.
We did a major survey to better understand how people handle car insurance. For Audi drivers, we asked real policyholders to rate their insurers, from big names like AAA and State Farm to smaller regional providers like Erie and Southern Farm Bureau.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Audi models
Audi models are very different, and your specific model plays a big role in determining your auto insurance costs. Here’s why your model affects your rate:
- Safety features: Some Audis have higher safety ratings than others. Whether it’s the driver assistance features on one model or the crash safety ratings on another, insurance companies care a lot about safety data.
- Vehicle value: A top-of-the-line Audi A4 Quattro is more valuable in the marketplace than an A3. If it gets damaged, it will cost more to replace—and that’s cause for higher insurance rates.
- Vehicle class: Smaller vehicles usually cost less to insure, whereas performance cars and SUVs tend to come with higher insurance price tags.
- Engine size: Horsepower has nothing to do with insurance on its own, but data shows a correlation between horsepower and speeding tickets. The more horses, the higher the likelihood of getting a ticket. That’s why higher horsepower vehicles cost more to insure.
- Availability of replacement parts: Specialty parts—especially on luxury trim level models or hybrid cars—cost more to repair and replace. This added cost must be factored into the price of Audi car insurance.
- Cost of repairs: Complex parts take more time to repair. Labor costs and the cost of parts are a key factor in determining rates.
Check out the table below to see the average cost of auto insurance for some popular Audi models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
Audi A4 | $97 | $205 |
Audi Q5 | $90 | $181 |
Audi A3 | $99 | $196 |
$99 | $211 | |
Audi Q3 | $92 | $196 |
Audi A5 | $104 | $214 |
Audi Q7 | $97 | $196 |
All Audi drivers are required by law to carry the
minimum coverage
required in their state. In most places, that’s a bare minimum level of basic liability insurance
which includes both bodily injury and property damage liability. In some states, uninsured motorist protection is also mandatory. For Audi drivers who prefer more protection (or if your lender requires it),
full-coverage insurance
is the only way to protect yourself, your vehicle, and your passengers. It includes collision
and comprehensive coverage
. 
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Audi A3 insurance costs
The Audi A3 four-door is compact but packed with power. It’s also very affordable, especially now that the highest trim level is gone. The 201-hp engine is standard but you can upgrade to the Quattro AWD system. Luxury features are flush in the base model, but the Premium Plus and optional packages (like Black Optic and Convenience) add even more glam.
The average A3 driver pays $196 per month for full coverage and $99 per year for state minimum coverage.
Trim level matters, too, so let’s take a look at the two trims available on the Audi A3:
- Premium: Starting at $36,495, the base model has a seven-speed automatic transmission with 38 highway mpg (on the FWD model). You also get LED headlights and sporty touches like large air vents.
- Premium Plus: Starting at $39,895, the Plus model earns you interior LED lights. You also get helpful driver assistance tech like adaptive cruise control and lane-keeping assist, plus passive keyless entry.
The cost to repair a top-trim A3 is higher, so you can generally expect to pay more to insure a Premium Plus than a Premium. Here’s how much you might expect your cost to change based on the trim level of your car:
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Audi Audi_a3 | Progressive | $59 | Clarence, 32 | • 50,000/100,000 Liability • Comp / Collision |
| Audi Audi_a3 | Progressive | $69 | Rosetta, 31 | • 100,000/300,000 Liability |
Last Updated Oct 6, 2024Audi Q5 insurance costs
The Q5 is a satisfying compact SUV with the technology and convenience features to satisfy most drivers. From the sleek appearance to the digital features, there’s a lot to love here. However, the Q5 is not a powerhouse with just 201-hp on the base model.
Our research shows that the average Audi Q5 insurance policy costs $181 per month for full coverage. Your price may vary since your driver profile and zip code will impact your rate.
Some Audi Q5 trim levels will be more expensive to insure than others. There are a ton of trim levels and configurations available for the 2024 model year. Here are a few:
- Premium: Starting at $45,395, the base model has 201-hp and Quattro AWD. You can also opt for the 45 model or a hybrid version. You’ll enjoy between 28 and 29 highway mpg, depending on your powertrain. WiFi hotspot is standard.
- Premium Plus: Starting at $50,595, this model gives you the virtual cockpit digital gauge as a standard feature. It’s a 12.3-inch map view with ton of nifty features like tachometer and trip computer.
- Sportback Premium: Starting at $52,195, this sleek machine increases the luxury—and the helpful tech. The sexy slope of the roof is well worth the extra cost, especially with the sunroof.
- Prestige: Starting at $56,095, you’ll enjoy leather seats, power-adjustable (heated!) front seats, a parking assist system with rear camera, premium audio system, and keyless entry. Oh, and heated windshield washer nozzles.
- Sportback Prestige: Starting at $60,895, this model combines the sporty features of the Sportback with all the luxury touches of the Prestige model. Why not enjoy the best of both worlds?
- PHEV: For between $61,195 and $66,495, you can take home a plug-in hybrid Q5 that gives you 362 horsepower. There’s a reasonable electric-only range and plenty of luxury features, depending on your trim level.
Powertrains can vary for each model. “40” and “45” models have a turbo four, whereas “55” models have the hybrid option. Here’s how much you might expect your cost to change based on the trim level of your car:
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Audi Audi_q5 | Travelers | $59 | Charles, 31 | • 50,000/100,000 Liability |
| Audi Audi_q5 | Nationwide | $62 | Genevieve, 44 | • 100,000/300,000 Liability |
Last Updated Oct 5, 2024Audi E-tron insurance costs
The e-tron is an all-electric vehicle that dominates the road. There’s a remarkable amount of indoor space, and the cabin is quieter than a summer camp in winter. Plus, there’s an impressive 4,000-lb. tow capacity. While there’s also a sportback version, this section focuses on the e-tron SUV.
The average monthly cost for Audi e-tron insurance is $244 for full coverage and $100 for state minimum coverage. Here’s how much you might expect your cost to change based on the trim level of your car:
The 2024 Audi e-tron EV is available in several styles:
- Premium: Starting at $71,995, this is the most affordable option for getting an Audi EV. You get helpful features like blind-spot monitoring along with luxury touches like heated front seats and leather upholstery.
- Premium Plus: Starting at $78,995, enjoy a top view 360-camera along with your 226-mile range.
- Chronos Edition: Starting at $87,595, this model improves the appearance of the e-tron with black accents, black badges and rings, black wheels, and massaging front seats.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
Cheap quotes Jerry found for Audi drivers
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Audi A3 Premium | Safeco | $180 | Phoebe, 46 | • 50,000/100,000 Liability • Comp / Collision |
| Audi Q5 Premium | Allstate | $273 | Jon, 30 Renton, WA | • 100,000/300,000 Liability • Comp / Collision |
| Audi A4 Premium Plus | Travelers | $127 | Willie, 59 | • State Minimum Liability • Comp / Collision |
| Audi A8 L | AAA | $464 | Julia, 44 Avenel, NJ | • 50,000/100,000 Liability • Comp / Collision |
| Audi A4 3.2 Quattro | Gainsco | $119 | Cole, 49 | • State Minimum Liability |
Last Updated Oct 7, 2024Over 4,000,000 customers and counting
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Audi S6 insurance costs
Among luxury sedans, the S6 stands out for its powerful engine. Although it’s not a sports car, it’s plenty powerful for the average driver. As a midsize sedan, you get enough space for you and your pals (or your toys), too.
The average monthly cost for Audi S6 insurance is $182 for full coverage and $77 for state minimum coverage.
The 2024 Audi S6 is available in several trim levels (separate from the powertrain designations of 45 and 55, and other optional packages):
- Premium: Starting at $57,995, enjoy 261-hp on the base model. Quattro AWD is standard, and you’ll get 32 highway mpg.
- Premium Plus: Starting at $61,895, you can opt for a V6 turbocharged engine on the Premium Plus. You also amp up the luxury with a premium sound system, wireless charging pad, and safety features like a 360-cam and lane-keeping assist.
- Prestige: Starting at $71,595, this model gets you the premium 16-speaker audio system and additional features like a head-up display and available massaging front seats.
Here’s how much you might expect your cost to change based on the trim level of your car:
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
Cheap quotes Jerry found for Audi drivers
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Audi Audi_s6 | Nationwide | $60 | Randy, 40 | • 50,000/100,000 Liability |
| Audi Audi_s6 | Progressive | $50 | Garrett, 34 | • 100,000/300,000 Liability |
Last Updated Oct 5, 2024Audi A8 insurance costs
Handsome and fun to drive, the A8 is a powerful option in Audi’s lineup for people who want a mix of luxury and sport. There’s a surprising amount of cabin space, too.
On average, it costs $229 to buy full coverage car insurance for an Audi A8 and $101 for state minimum coverage. This may change between insurance providers. Here’s how much you might expect your cost to change based on the trim level of your car:
There’s only one A8 luxury car, but you can get it with multiple packages (which may affect your car insurance costs). The base starts at $88,895.
- Executive package: Starts at $3,650. This package gives you helpful safety features like traffic sign recognition, ambient LED interior lighting, and spiffy 20-inch wheels.
- Luxury package: Starts at $5,400. This package gives you heated rear seat armrests, more leather in the interior, and a remote control in the rear seat.
- Comfort Plus package: Starts at $4,100. This package gives you Matrix-design LED headlights, a head-up display, and heated features in all the right places.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Audi Audi_a8 | Nationwide | $78 | Nora, 31 | • 50,000/100,000 Liability • Comp / Collision |
| Audi Audi_a8 | Safeco | $68 | Logan, 31 | • 100,000/300,000 Liability |
Last Updated Oct 4, 2024Are Audis more expensive to insure?
Audis cost $2,412 to insure compared to the average cost of other cars. The cost of car insurance depends on more than just the make, though.
Cheapest Audis to insure
To spend the least amount of money on insurance premiums, look for the cheapest Audi model to insure: the 2020 Audi A6. The average driver on this model will spend approximately $41 for state minimum coverage on a monthly basis, and an average of $168 for full coverage on a monthly basis.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2020 Audi A6 | $78 | $168 |
2012 Audi R8 | $78 | $155 |
2012 Audi S4 | $78 | $289 |
2017 Audi Q5 | $78 | $209 |
2013 Audi TT | $78 | $155 |
Most expensive Audis to insure
The most costly Audi model to insure is the 2018 Audi A5. On a monthly basis, that’s an average of $171 for state minimum coverage or an average of $211 for full coverage. Luxury vehicles come with a luxury price tag!
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2018 Audi A5 | $146 | $211 |
2014 Audi S5 | $146 | $215 |
2010 Audi Q5 | $146 | $211 |
2017 Audi Q7 | $133 | $258 |
2013 Audi A6 | $128 | $187 |
Average costs don’t represent your price, however. Remember that your premium will depend on your specific model, your zip code, and your driving history. It always pays (or rather, saves) to shop around for multiple quotes.
What factors affect Audi car insurance rates?
Your Audi insurance rates depend on more than just your make. Here are some things that play a role in
how car insurance is calculated
for Audi drivers:- Vehicle cost: If you spent a lot on the purchase price of the vehicle, you can expect the replacement price to be higher, too. That’s why collision and comprehensive coverage are higher for sporty, high-performance, and luxury models.
- Vehicle age: If you bought a new Audi, it probably has the newest technology. For this extra cost, you’ll pay more to protect it.
- Cost of parts: Unique models or complicated systems like electric or hybrid powertrains can cost more to repair. To factor in this risk, insurance companies charge higher rates.
- Your age: Whether you’re over 70 or under 25, you can expect higher than average rates. Middle-aged adults pay the lowest rates of all age groups.
- Your driving record and claims history: Clean records unlock the best rates, whereas people with accidents, tickets, and claims tend to be charged higher-than-average rates.
- Where you keep your car: People in lower-density areas tend to pay less for insurance due to the lowest risk of car accidents and auto theft.
Audi insurance cost for young drivers
Youth is a risk factor for car accidents, according to data from the Insurance Institute for Highway Safety.
Teen drivers
aged 16 to 19 pay the highest auto insurance rates for coverage.If a teen owns their own car, full coverage policies with collision coverage are highly recommended.
Jason (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Audi A4 Komfort$140
per month
Mae (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Audi A5 Premium Plus$328
per month
Mina (24 years old)
$174
per month
Audi insurance cost for senior drivers
Older drivers face unique risks. Declining mental and physical faculties lead to an elevated risk of getting into accidents. Then, their recovery costs and hospital expenses can be higher than average. For these reasons,
car insurance rates for seniors
are typically higher than average.Rachel (66 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Audi A7 Premium Plus$167
per month
Elva (68 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Audi Q5 Premium Plus$81
per month
Alejandro (72 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Audi S4 Premium Plus$88
per month
Audi insurance cost for drivers with driving violations
If you have traffic violations on your driving record, you’ll pay higher than average rates to insure your Audi. This is true even if the offense is several years old. Here are some of the violations that could trigger a rate hike:
- Speeding tickets
- DUIs
- At fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Audi drivers with speeding ticket
Speeding can increase the risk of getting into an accident—that’s why speeding tickets are a major factor in determining insurance rates. A single ticket isn’t so bad, but a pattern of tickets indicates that you’re a high-risk driver. Insurance companies will charge you according to the level of risk you present.
Jerry has helped Audi drivers with speeding tickets, like the ones below. Check out their rates and the level of speeding tickets they received.
Cheapest car insurance for Audi drivers with a DUI record
Getting a
DUI conviction
is a serious offense. It can carry jail time in some states. It can also make it difficult to find car insurance. You may have to shop around to find an affordable rate—or find a company willing to sell you a policy.Audi drivers with DUIs have used to find affordable coverage after a conviction. Take a look.
Mina (45 years old)
$85
per month
Brandon (40 years old)
DUI
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$64
per month
Cheapest car insurance for Audi drivers after an accident
At-fault accidents are a strong indicator that you’re a risky driver. If you have at-fault accidents on your record, you’ll be charged higher rates for the increased risk. But Jerry has helped Audi drivers save on car insurance after accidents. Here’s a look at their rates.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
["At Fault With No Injury","Not At Fault"] | Audi A5 Quattro | Progressive | $68 | Viola, 29 | • No Coverage Liability |
["At Fault With No Injury","Not At Fault"] | Audi S4 Premium Plus | Allstate | $233 | Kate, 32 Charleston, SC | • 50,000/100,000 Liability • Comp / Collision |
[] | Audi A3 Premium | Safeco | $180 | Christina, 46 | • 50,000/100,000 Liability • Comp / Collision |
[] | Audi A8 L | AAA | $464 | Blanche, 44 Avenel, NJ | • 50,000/100,000 Liability • Comp / Collision |
[] | Audi A4 3.2 Quattro | Gainsco | $119 | Georgia, 49 | • State Minimum Liability |
Last Updated Oct 9, 2024Cheapest car insurance for Audi drivers with other driving violations on their record
Any traffic violation on your record is an indicator of risk, from
driving on a suspended license
to reckless driving charges. Any violation can cause your car insurance costs to increase.Here’s a list of popular driving violations. Take a look at how Audi insurance costs fluctuate depending on the violation for these Jerry drivers.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Audi A4 Premium | Progressive | $226 | Darrell, 30 | • 15,000/30,000 Liability |
Defective Equipment | Audi Q7 Prestige | Allstate | $107 | Laura, 55 Aurora, CO | • State Minimum Liability |
Failure to Stop | Audi A5 Premium Plus | Nationwide | $233 | Hester, 33 Irvine, CA | • 50,000/100,000 Liability • Comp / Collision |
Cell Phone | Audi A6 Premium Plus | Allstate | $496 | Micheal, 23 | • State Minimum Liability • Comp / Collision |
Careless Driving | Audi Q5 Premium Plus | Safeco | $150 | Andrew, 26 | • State Minimum Liability |
Driving on Sus. License | Audi A4 Premium | National General | $70 | Mary, 52 | • 25,000/50,000 Liability |
Failure to Obey Signal | Audi A3 Premium | Mercury | $250 | Stanley, 26 | • 30,000/60,000 Liability • Comp / Collision |
Seat Belt | Audi A6 Premium Plus | Bristol West | $320 | Linnie, 29 | • 25,000/50,000 Liability |
Improper Passing | Audi Q5 Premium Plus | Mercury | $219 | Beulah, 44 | • 15,000/30,000 Liability • Comp / Collision |
Last Updated Oct 9, 2024How can I lower the cost of my Audi car insurance?
There are a few tactics you can use to save money on Audi insurance:
- Shop around:Shopping around for insurance coverageis a strategy where you compare quotes from multiple companies to find the lowest rate. A comparison app like Jerry is the fastest way, but you can also open multiple tabs or call several agents. See who offers the best deal for your model and your driver profile.
- Opt for a smaller model: A smaller Audi usually costs less to insure than an SUV, so pick the smallest vehicle that meets your needs to save money.
- Bundle your insurance policies:Bundling your home and auto insurancewith the same company can amount to a lower overall bill.
- Ask about discounts: From a safe driver discount to an auto pay discount, you may qualify forcar insurance discounts. Almost every company offers discounts, although the amount varies by provider.
- Reduce your coverage: Older cars may not need as much coverage if their value has decreased. Considerreducing coverageto save money on your monthly premium.
- Raise your deductible: The out-of-pocket payment after an accident is called a deductible. If your budget can afford a higher premium, this can usually save you some money on your premium.
FAQs
Is Audi cheaper to insure than BMW?
It depends! They’re both luxury brands with high repair costs. More important than your make is your model—and your personal driving history. Get a free quote if you want to find out for yourself!
Is it worth it to buy an extended warranty for an Audi Q7?
It can be helpful. The original warranty covers four years or 50,000 miles. A major perk is that the warranty covers hybrid systems. The only drawback is that there are several categories to choose from. There’s an extended powertrain warranty, a Gold, Platinum, Platinum Term, and Platinum Plus Term plan. Read up on which models face specific risks, and pick your coverage based on what you find.
Are Audis expensive?
Yes, Audis are more expensive than non-luxury brand vehicles. But compared to other top-tier brands, they can be fairly affordable. It all depends on your trim level.
What is the cheapest Audi?
The A3 is the
cheapest Audi
—but that’s based on sticker price alone. If you’re talking about insurance, you’ll have to get quotes to see which company offers the best rate for your unique driver profile.Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.