How much does Audi car insurance cost?

Since 1899, Audi has earned a reputation for sporty, stylish, and innovative vehicles. From coupes and convertibles to wagons and SUVs, Audi has a machine for everyone.

The average Audi driver will pay an average yearly cost of $1,152 for auto insurance. However, the “average” driver doesn’t exist so your actual rates will be higher or lower, depending on your coverage needs and driver profile.

How to find the cheapest Audi Car Insurance Quotes

To find out what you should be paying for coverage, request auto insurance quotes for your specific model and coverage level. Get quotes from multiple companies so you can ensure you’re getting the lowest possible rate. Jerry has helped Audi drivers save an average of $3,299 on their car insurance. Pretty cool! Check out some recent quotes below:

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage	Has Full Coverage
April 30, 2025		Aspire Advantage	$40	Marc, 57, Modesto, CA	30/60	No
April 30, 2025	Audi A3 Premium	Progressive	$218	Eddie, 18, Kaufman, TX	State Minimum	No
April 30, 2025	Audi Q7 Premium Plus	Progressive	$161	Sophia, 39, Modesto, CA	50/100	Yes
April 30, 2025	Audi A4 Premium	Bristol West	$141	Charles, 37, Seal Beach, CA	30/60	Yes
April 30, 2025	Audi A4 1.8t Quattro	Bristol West	$319	Oscar, 36, Elmira, NY	State Minimum	No

Last Updated May 2, 2025

Best car insurance companies for Audi drivers

There’s no single best company for Audi drivers—but there is a best company for you and your Audi. That’s because shopping for car insurance is highly individual.

Your zip code, your specific model, and your driving history are very important. Furthermore, these factors are weighed slightly differently by different companies. Two Audi owners could drive the same model but get two different rates with different providers.

We did a major survey to better understand how people handle car insurance. For Audi drivers, we asked real policyholders to rate their insurers, from big names like AAA and State Farm to smaller regional providers like Erie and Southern Farm Bureau.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

Insurance costs for popular Audi models

Audi models are very different, and your specific model plays a big role in determining your auto insurance costs. Here’s why your model affects your rate:

• Safety features: Some Audis have higher safety ratings than others. Whether it’s the driver assistance features on one model or the crash safety ratings on another, insurance companies care a lot about safety data.
• Vehicle value: A top-of-the-line Audi A4 Quattro is more valuable in the marketplace than an A3. If it gets damaged, it will cost more to replace—and that’s cause for higher insurance rates.
• Vehicle class: Smaller vehicles usually cost less to insure, whereas performance cars and SUVs tend to come with higher insurance price tags.
• Engine size: Horsepower has nothing to do with insurance on its own, but data shows a correlation between horsepower and speeding tickets. The more horses, the higher the likelihood of getting a ticket. That’s why higher horsepower vehicles cost more to insure.
• Availability of replacement parts: Specialty parts—especially on luxury trim level models or hybrid cars—cost more to repair and replace. This added cost must be factored into the price of Audi car insurance.
• Cost of repairs: Complex parts take more time to repair. Labor costs and the cost of parts are a key factor in determining rates.

Check out the table below to see the average cost of auto insurance for some popular Audi models.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Audi A4	$97	$205
Audi Q5	$90	$181
Audi A3	$99	$196
Audi A6	$99	$211
Audi Q3	$92	$196
Audi A5	$104	$214
Audi Q7	$97	$196

All Audi drivers are required by law to carry the minimum coverage required in their state. In most places, that’s a bare minimum level of basic liability insurance which includes both bodily injury and property damage liability. In some states, uninsured motorist protection is also mandatory.

For Audi drivers who prefer more protection (or if your lender requires it), full-coverage insurance is the only way to protect yourself, your vehicle, and your passengers. It includes collision and comprehensive coverage.

Audi A3 insurance costs

The Audi A3 four-door is compact but packed with power. It’s also very affordable, especially now that the highest trim level is gone. The 201-hp engine is standard but you can upgrade to the Quattro AWD system. Luxury features are flush in the base model, but the Premium Plus and optional packages (like Black Optic and Convenience) add even more glam.

The average A3 driver pays $196 per month for full coverage and $99 per year for state minimum coverage.

Trim level matters, too, so let’s take a look at the two trims available on the Audi A3:

• Premium: Starting at $36,495, the base model has a seven-speed automatic transmission with 38 highway mpg (on the FWD model). You also get LED headlights and sporty touches like large air vents.
• Premium Plus: Starting at $39,895, the Plus model earns you interior LED lights. You also get helpful driver assistance tech like adaptive cruise control and lane-keeping assist, plus passive keyless entry.

The cost to repair a top-trim A3 is higher, so you can generally expect to pay more to insure a Premium Plus than a Premium. Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Audi A3 Premium	Mercury	$247	Marion, 36, Long Beach, CA	50/100	Yes
Audi A3 Premium	Progressive	$329	Curtis, 25, Tarzana, CA	50/100	No
Audi A3 E-tron Premium PL	Progressive	$413	Stephen, 31, Los Angeles, CA	50/100	Yes
Audi A3 2.0 Premium	Progressive	$179	Chris, 21, Waterbury, CT	State Minimum	Yes
Audi A3 Premium	Progressive	$824	Jay, 23, Twentynine Palms, CA	50/100	Yes

Last Updated Apr 29, 2025

Audi Q5 insurance costs

The Q5 is a satisfying compact SUV with the technology and convenience features to satisfy most drivers. From the sleek appearance to the digital features, there’s a lot to love here. However, the Q5 is not a powerhouse with just 201-hp on the base model.

Our research shows that the average Audi Q5 insurance policy costs $181 per month for full coverage. Your price may vary since your driver profile and zip code will impact your rate.

Some Audi Q5 trim levels will be more expensive to insure than others. There are a ton of trim levels and configurations available for the 2024 model year. Here are a few:

• Premium: Starting at $45,395, the base model has 201-hp and Quattro AWD. You can also opt for the 45 model or a hybrid version. You’ll enjoy between 28 and 29 highway mpg, depending on your powertrain. WiFi hotspot is standard.
• Premium Plus: Starting at $50,595, this model gives you the virtual cockpit digital gauge as a standard feature. It’s a 12.3-inch map view with ton of nifty features like tachometer and trip computer.
• Sportback Premium: Starting at $52,195, this sleek machine increases the luxury—and the helpful tech. The sexy slope of the roof is well worth the extra cost, especially with the sunroof.
• Prestige: Starting at $56,095, you’ll enjoy leather seats, power-adjustable (heated!) front seats, a parking assist system with rear camera, premium audio system, and keyless entry. Oh, and heated windshield washer nozzles.
• Sportback Prestige: Starting at $60,895, this model combines the sporty features of the Sportback with all the luxury touches of the Prestige model. Why not enjoy the best of both worlds?
• PHEV: For between $61,195 and $66,495, you can take home a plug-in hybrid Q5 that gives you 362 horsepower. There’s a reasonable electric-only range and plenty of luxury features, depending on your trim level.

Powertrains can vary for each model. “40” and “45” models have a turbo four, whereas “55” models have the hybrid option. Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Audi Q5 Premium	Progressive	$114	Dorothy, 43, Burlingame, CA	50/100	Yes
Audi Q5 Premium 45	Bristol West	$409	Isabelle, 51, Culver City, CA	100/300	Yes
Audi Q5 Premium Plus	Progressive	$83	Dale, 33, Vista, CA	50/100	No
Audi Q5 Premium Plus	Progressive	$148	Mable, 43, Siler City, NC	State Minimum	Yes
Audi Q5 Premium Plus	Bristol West	$317	Rosalie, 50, Tucson, AZ	50/100	Yes

Last Updated May 2, 2025

Audi E-tron insurance costs

The e-tron is an all-electric vehicle that dominates the road. There’s a remarkable amount of indoor space, and the cabin is quieter than a summer camp in winter. Plus, there’s an impressive 4,000-lb. tow capacity. While there’s also a sportback version, this section focuses on the e-tron SUV.

The average monthly cost for Audi e-tron insurance is $244 for full coverage and $100 for state minimum coverage. Here’s how much you might expect your cost to change based on the trim level of your car:

The 2024 Audi e-tron EV is available in several styles:

• Premium: Starting at $71,995, this is the most affordable option for getting an Audi EV. You get helpful features like blind-spot monitoring along with luxury touches like heated front seats and leather upholstery.
• Premium Plus: Starting at $78,995, enjoy a top view 360-camera along with your 226-mile range.
• Chronos Edition: Starting at $87,595, this model improves the appearance of the e-tron with black accents, black badges and rings, black wheels, and massaging front seats.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Cheap quotes Jerry found for Audi drivers

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Audi TT Prem PLS	Mercury	$49	Johnny, 51, Palatine, IL	State Minimum	No
Audi RS5 Quattro	National General	$1,236	Violet, 24, Lancaster, SC	State Minimum	Yes
Audi A3 Premium	Mercury	$247	Marion, 36, Long Beach, CA	50/100	Yes
Audi Q7 Premium Plus	Mercury	$373	Eva, 45, Plainfield, IL	State Minimum	Yes
Audi A4 Premium Plus S-li	National General	$77	Charlotte, 54, Irvine, CA	30/60	No

Last Updated Apr 29, 2025

Audi S6 insurance costs

Among luxury sedans, the S6 stands out for its powerful engine. Although it’s not a sports car, it’s plenty powerful for the average driver. As a midsize sedan, you get enough space for you and your pals (or your toys), too.

The average monthly cost for Audi S6 insurance is $182 for full coverage and $77 for state minimum coverage.

The 2024 Audi S6 is available in several trim levels (separate from the powertrain designations of 45 and 55, and other optional packages):

• Premium: Starting at $57,995, enjoy 261-hp on the base model. Quattro AWD is standard, and you’ll get 32 highway mpg.
• Premium Plus: Starting at $61,895, you can opt for a V6 turbocharged engine on the Premium Plus. You also amp up the luxury with a premium sound system, wireless charging pad, and safety features like a 360-cam and lane-keeping assist.
• Prestige: Starting at $71,595, this model gets you the premium 16-speaker audio system and additional features like a head-up display and available massaging front seats.

Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Cheap quotes Jerry found for Audi drivers

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Audi S6 Quattro Prestige	Dairyland	$427	Elsie, 37, Bakersfield, CA	50/100	Yes
AUDI S6 PRESTIGE	Aspire Advantage	$77	Ricky, 31, Elk Grove, CA	30/60	No
	Bristol West	$295	Grace, 35, Las Vegas, NV	State Minimum	No
Audi S6 Quattro Prestige	Bluefire	$291	Louis, 25, San Antonio, TX	State Minimum	Yes
	Progressive	$203	Phoebe, 25, Brandon, FL	No Coverage	Yes

Last Updated Apr 29, 2025

Audi A8 insurance costs

Handsome and fun to drive, the A8 is a powerful option in Audi’s lineup for people who want a mix of luxury and sport. There’s a surprising amount of cabin space, too.

On average, it costs $229 to buy full coverage car insurance for an Audi A8 and $101 for state minimum coverage. This may change between insurance providers. Here’s how much you might expect your cost to change based on the trim level of your car:

There’s only one A8 luxury car, but you can get it with multiple packages (which may affect your car insurance costs). The base starts at $88,895.

• Executive package: Starts at $3,650. This package gives you helpful safety features like traffic sign recognition, ambient LED interior lighting, and spiffy 20-inch wheels.
• Luxury package: Starts at $5,400. This package gives you heated rear seat armrests, more leather in the interior, and a remote control in the rear seat.
• Comfort Plus package: Starts at $4,100. This package gives you Matrix-design LED headlights, a head-up display, and heated features in all the right places.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Audi A8 Quattro	Progressive	$98	Randy, 41, Tuskegee, AL	State Minimum	No
Audi A8 L Quattro	Root	$261	Iva, 27, Colorado Springs, CO	State Minimum	Yes
Audi A8 L	Bristol West	$506	Curtis, 41, Pasadena, CA	50/100	Yes
AUDI A8 L QUATTRO	Progressive	$191	Jack, 57, Washington, DC	State Minimum	No
Audi A8 L Quattro	Progressive	$118	Anthony, 63, Macomb, MI	State Minimum	No

Last Updated May 2, 2025

Are Audis more expensive to insure?

Audis cost $2,412 to insure compared to the average cost of other cars. The cost of car insurance depends on more than just the make, though.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Buick	$86	$172
Audi	$96	$201
Lexus	$97	$194
BMW	$101	$210
Hyundai	$101	$186

Cheapest Audis to insure

To spend the least amount of money on insurance premiums, look for the cheapest Audi model to insure: the 2020 Audi A6. The average driver on this model will spend approximately $41 for state minimum coverage on a monthly basis, and an average of $168 for full coverage on a monthly basis.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost\
2020 Audi A6	$78	$168
2012 Audi R8	$78	$155
2012 Audi S4	$78	$289
2017 Audi Q5	$78	$209
2013 Audi TT	$78	$155

Most expensive Audis to insure

The most costly Audi model to insure is the 2018 Audi A5. On a monthly basis, that’s an average of $171 for state minimum coverage or an average of $211 for full coverage. Luxury vehicles come with a luxury price tag!

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2018 Audi A5	$146	$211
2014 Audi S5	$146	$215
2010 Audi Q5	$146	$211
2017 Audi Q7	$133	$258
2013 Audi A6	$128	$187

Average costs don’t represent your price, however. Remember that your premium will depend on your specific model, your zip code, and your driving history. It always pays (or rather, saves) to shop around for multiple quotes.

What factors affect Audi car insurance rates?

Your Audi insurance rates depend on more than just your make. Here are some things that play a role in how car insurance is calculated for Audi drivers:

• Vehicle cost: If you spent a lot on the purchase price of the vehicle, you can expect the replacement price to be higher, too. That’s why collision and comprehensive coverage are higher for sporty, high-performance, and luxury models.
• Vehicle age: If you bought a new Audi, it probably has the newest technology. For this extra cost, you’ll pay more to protect it.
• Cost of parts: Unique models or complicated systems like electric or hybrid powertrains can cost more to repair. To factor in this risk, insurance companies charge higher rates.
• Your age: Whether you’re over 70 or under 25, you can expect higher than average rates. Middle-aged adults pay the lowest rates of all age groups.
• Your driving record and claims history: Clean records unlock the best rates, whereas people with accidents, tickets, and claims tend to be charged higher-than-average rates.
• Where you keep your car: People in lower-density areas tend to pay less for insurance due to the lowest risk of car accidents and auto theft.

Audi insurance cost for young drivers

Youth is a risk factor for car accidents, according to data from the Insurance Institute for Highway Safety. Teen drivers aged 16 to 19 pay the highest auto insurance rates for coverage.

If a teen owns their own car, full coverage policies with collision coverage are highly recommended.

Audi insurance cost for senior drivers

Older drivers face unique risks. Declining mental and physical faculties lead to an elevated risk of getting into accidents. Then, their recovery costs and hospital expenses can be higher than average. For these reasons, car insurance rates for seniors are typically higher than average.

Audi insurance cost for drivers with driving violations

If you have traffic violations on your driving record, you’ll pay higher than average rates to insure your Audi. This is true even if the offense is several years old. Here are some of the violations that could trigger a rate hike:

• Speeding tickets
• DUIs
• At fault accidents
• Reckless driving
• Driving on a suspended license

Cheapest car insurance for Audi drivers with speeding ticket

Speeding can increase the risk of getting into an accident—that’s why speeding tickets are a major factor in determining insurance rates. A single ticket isn’t so bad, but a pattern of tickets indicates that you’re a high-risk driver. Insurance companies will charge you according to the level of risk you present.

Jerry has helped Audi drivers with speeding tickets, like the ones below. Check out their rates and the level of speeding tickets they received.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Speeding 11-15	AUDI A6 PRESTIGE	Progressive	$142	Mason, 33, Ocean City, MD	State Minimum	Yes
Speeding Violation-Minor	Audi A6 Premium Plus	Progressive	$222	Lester, 26, Citrus Heights, CA	50/100	Yes
Speeding Violation-Minor	Audi A5 Premium Plus	Aspire Advantage	$74	Oscar, 29, Rancho Cucamonga, CA	30/60	No
Speeding 1-5	Audi Q5 Premium Plus	Bristol West	$317	Rosalie, 50, Tucson, AZ	50/100	Yes
Speeding Violation-Minor	AUDI A6 PREMIUM PLUS	Bristol West	$275	Isabella, 40, Phoenix, AZ	State Minimum	Yes

Last Updated May 2, 2025

Cheapest car insurance for Audi drivers with a DUI record

Getting a DUI conviction is a serious offense. It can carry jail time in some states. It can also make it difficult to find car insurance. You may have to shop around to find an affordable rate—or find a company willing to sell you a policy.

Audi drivers with DUIs have used to find affordable coverage after a conviction. Take a look.

Cheapest car insurance for Audi drivers after an accident

At-fault accidents are a strong indicator that you’re a risky driver. If you have at-fault accidents on your record, you’ll be charged higher rates for the increased risk. But Jerry has helped Audi drivers save on car insurance after accidents. Here’s a look at their rates.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Not At Fault	Audi A4 Premium	Bristol West	$141	Ronald, 37, Seal Beach, CA	30/60	Yes
Not At Fault	Audi Q3 2.0t Premium Plus	Safeco	$187	Carolyn, 32, Ladson, SC	State Minimum	No
At Fault With No Injury	AUDI A5 PREMIUM PLUS S-LINE	Bristol West	$255	Carl, 33, El Paso, TX	State Minimum	Yes
Not At Fault	AUDI A6 PRESTIGE	Progressive	$142	Lucinda, 33, Ocean City, MD	State Minimum	Yes
Not At Fault	Audi A3 Premium	Root	$575	Cordelia, 23, Montgomery Village, MD	State Minimum	Yes

Last Updated May 2, 2025

Cheapest car insurance for Audi drivers with other driving violations on their record

Any traffic violation on your record is an indicator of risk, from driving on a suspended license to reckless driving charges. Any violation can cause your car insurance costs to increase.

Here’s a list of popular driving violations. Take a look at how Audi insurance costs fluctuate depending on the violation for these Jerry drivers.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Failure to Stop	AUDI A5 PREMIUM PLUS S-LINE	Bristol West	$255	Inez, 33, El Paso, TX	State Minimum	Yes
Improper Passing	Audi A4 Premium	Electric	$494	George, 24, Merrillville, IN	State Minimum	Yes
Driving on Sus. License	Audi Q5 Premium Plus	Progressive	$83	Dale, 33, Vista, CA	50/100	No
Failure to Obey Signal	AUDI A6 PREMIUM	Root	$129	Alejandro, 33, Oxnard, CA	50/100	No
Ticket Violation Not Listed	AUDI A4 ALLROAD PREMIUM PLUS	Progressive	$285	Viola, 28, Oceanside, CA	50/100	Yes

Last Updated May 2, 2025

How can I lower the cost of my Audi car insurance?

There are a few tactics you can use to save money on Audi insurance:

• Shop around: Shopping around for insurance coverage is a strategy where you compare quotes from multiple companies to find the lowest rate. A comparison app like Jerry is the fastest way, but you can also open multiple tabs or call several agents. See who offers the best deal for your model and your driver profile.
• Opt for a smaller model: A smaller Audi usually costs less to insure than an SUV, so pick the smallest vehicle that meets your needs to save money.
• Bundle your insurance policies: Bundling your home and auto insurance with the same company can amount to a lower overall bill.
• Ask about discounts: From a safe driver discount to an auto pay discount, you may qualify for car insurance discounts. Almost every company offers discounts, although the amount varies by provider.
• Reduce your coverage: Older cars may not need as much coverage if their value has decreased. Consider reducing coverage to save money on your monthly premium.
• Raise your deductible: The out-of-pocket payment after an accident is called a deductible. If your budget can afford a higher premium, this can usually save you some money on your premium.