Is Ohio an at-fault state?

Ohio is a no-fault state: This means drivers are subject to more minimum insurance requirements than states that only require liability insurance—and as a result, the average insurance cost for minimum liability coverage is more expensive in Ohioi.

How much is car insurance in Ohio?

Car insurance costs in Ohio can vary significantly from person to person due to the myriad factors that insurance providers take into consideration. Different providers will use different methodologies to calculate rates, so shopping around for multiple quotes can increase your odds of finding savings.

Do you need car insurance in Ohio?

Yes. All drivers must carry insurance in accordance with Ohio's state minimums to drive legally in the Buckeye State.

When did car insurance become mandatory in Ohio?

Ohio began requiring minimum liability coverage for drivers in 1969.

Can you get insurance without a license in Ohio?

Technically, you can buy insurance without a license in Ohio, but it’s not easy. Most auto insurance companies require a driver’s license number to sell a policy, but some, especially smaller companies, have workarounds they can use for drivers with a suspended license or who don’t plan to drive.

Is car insurance cheaper in Ohio?

Car insurance in Ohio tends to be substantially less expensive than the national average

How much does car insurance cost per month in Ohio?

On average, Ohio car insurance costs $126 per year for basic liability coverage, which comes out to about $1,513 per month. Full coverage can cost an average of $1,828 annually, or about $152 per month.

What is Ohio's minimum level of auto insurance coverage?

Ohio law requires drivers to carry a minimum amount of car insurance coverage. These minimum requirements consist of at least $25,000 per person and $50,000 per accident in bodily injury liability coverage and $25,000 per accident in property damage liability coverage. These minimums are commonly referred to as 25/50/25.

What company charges the least for car insurance in Ohio?

There isn’t a single car insurance company that will offer the best rate to everyone. That’s why it’s in drivers’ best interests to gather multiple quotes and compare their options. Using a car insurance comparison app or website makes this a fairly easy task.

Do you need insurance to register a car in Ohio?

To register a car in Ohio, you’ll need to provide proof of insurance, as well as proof of identity and proof of car ownership.

Does insurance follow the car or the driver in Ohio?

The Ohio Department of insurance recommends you check your policy details to determine whether your coverage follow the car or the driver, particularly when it comes to liability coverage.3

What does full coverage car insurance consist of in Ohio?

A full coverage car insurance policy will typically include comprehensive and collision coverage, as well as at least the minimum amount of liability coverage required by Ohio state law.

Is PIP required in Ohio?

PIP coverage is not required in Ohio, but it can be beneficial for those who don’t have health insurance or who want supplemental protection for what health insurance may not cover.

Cheapest Car Insurance in Ohio (2025)

Written by R.E. Fulton and 2 others

Updated Jan 14, 2025

Cheapest Car Insurance in Ohio (2025)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Ohio.

Find insurance savings

No long forms No spam or unwanted phone calls Quotes from top insurance companies

Written by R.E. Fulton and 2 others

Updated Jan 14, 2025

https://youtu.be/CFXH9OF3gXA

Ohio Car Insurance: How to Save on Expensive Ohio Car Insurance (https://youtu.be/CFXH9OF3gXA)

How to find the cheapest car insurance quotes in Ohio

When it comes to car insurance, no provider is “one size fits all”—which is why it pays to shop around and compare quotes from multiple car insurance companies.

Fortunately, Ohio drivers can use the Jerry Insurance Agency to find the right coverage for them at the right price.

Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage	Has Full Coverage

National General	$406	Timothy, 34, Columbus, OH	Honda Civic Sport	50/100	Yes
Progressive	$178	Marie, 36, Lorain, OH	Kia Sorento Ex	State Minimum	Yes
The General	$53	Calvin, 50, Chillicothe, OH	Dodge Dart Sxt	State Minimum	No
The General	$166	Josie, 26, Westerville, OH	Hyundai Sonata Se	State Minimum	No
The General	$71	Elnora, 32, Bellefontaine, OH	Chevrolet Malibu Classic	State Minimum	No

Last Updated Jan 20, 2025

Compare car insurance quotes now

Cheapest Ohio car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.

Good drivers in Ohio can save up to 40% on their insurance, and with Jerry’s DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.

Customer	Driving Score	Insurance Savings	Has Violations	Insurance Coverage
William, 25 Albany, OH	89	31%	No	-50/100 -Comp/Collision
Tyler, 34	95	34%	No	-50/100 -Comp/Collision
Nath, 44 Columbus, OH	92	35%	No	-100/300 -Comp/Collision
Alana, 54 Waverly, OH	80	26%	No	-50/100 -Comp/Collision
David, 64 Toledo, OH	87	31%	No	-State Minimum Liability -Comp/Collision

Let your good driving pay off

Cheapest car insurance companies in Ohio

The results: There’s no cheapest or best car insurance company for every driver across the board.

Some companies earned top scores for policy cost, while others received higher rankings for customer service.

In our survey, Ohio customers rated State Farm an average of 3.0 out of 5.0 for policy cost and an average of 4.3 out of 5.0 for customer service quality. AAA received an average of 5.0 out of 5.0 for both categories.

Here’s what Jerry users had to say about working with their car insurance providers.

Insurance company	Date	Cost rating (out of 5)	What our customer said:
Allstate	October 25, 2024	4	“So far Allstate has been great. They offer great discounts, update me frequently, and make it all a little easier by …(read more)“ -Daniel
State Farm	October 23, 2024	5	“Never had insurance this low and didn’t have to call everywhere to find it thank to the Jerry crew! Love the communic…(read more)“ -Dean
Assurance America	October 22, 2024	4	“I received a great quote for renters insurance and the sign up process was very easy. The only thing I dislike is th…(read more)“ -Mark
Bristol West	October 12, 2024	5	“Was very good for me an my husband. Price wasn’t bad for our record an we both had to have a SR22. Would use them aga…(read more)“ -Eleanor
AAA	October 11, 2024	3	“Just obtained home insurance from AAA via Jerry app w/o problems. We will see how good they are when I have a future…(read more)“ -Cynthia

How we gathered this data

Jerry conducted one of the largest car insurance surveys in the U.S., gathering insights from 45,000 policyholders across all 50 states over 24 months. These policyholders, insured by 87 different companies, shared their experiences to help us assess satisfaction in key areas: policy cost, customer service, buying and renewal processes, and claims handling. All scores reflect feedback from real customers.

The easiest and fastest way to compare car insurance quotes online is to find a car insurance comparison app or website.

Jerry, a top insurance agency, offers a free app you can use to compare car insurance quotes, and our team of 100+ licensed insurance agents offer end-to-end service.

Minimum car insurance requirements for liability and full coverage in Ohio

Before you can legally hit the road as a driver in the Buckeye State, Ohio law requires you to have a minimum amount of car insurance coverage in place. Based on your insurance needs, you can also opt for a full coverage policy or additional coverage types.

Cheapest minimum liability coverage in Ohio

Ohio drivers are subject to minimum car insurance requirements, which must include, at minimum, the following liability insurance limits:

Bodily injury liability: $25,000 per person, $50,000 per accident
Property damage liability: $25,000 per accident

Take a look at what rates other Ohio drivers have found with Jerry for minimum liability coverage.

Do you need more than the minimum liability insurance coverage in Ohio?

In many cases, drivers will benefit from having more than the minimum required amount of car insurance in Ohio.

That’s because more severe accidents can quickly exceed the limits listed above. For better financial protection, consider choosing higher coverage limits on your liability insurance.

Additionally, liability coverage won’t pay for your own medical costs or vehicle damages after an accident.

The bottom line: Opting for liability coverage in a 50/100/50 or 100/300/100 configuration provides much more financial protection—even if you still opt to forego a full coverage policy.

Cheapest full coverage Ohio auto insurance quotes

If you want your car insurance policy to pay for repairing or replacing your car, you’ll want full coverage.

Full coverage typically refers to both comprehensive and collision coverage.

Collision coverage applies to damages to your vehicle after an accident.
Comprehensive coverage pays for damages after a variety of other types of events, like severe weather, theft, or vandalism.

If you’re financing or leasing your car: It’s likely your lender or dealership will require you to keep full coverage for the duration of your car loan. In fact, you’ll usually be required to show proof of a full coverage policy before completing your vehicle purchase.

Insurance Coverage	Has Full Coverage	Insurance Company	Premium (monthly)	Customer	Car

State Minimum	Yes	Progressive	$298	Winifred, 34, Canal Winchester, OH	Chevrolet Equinox Ls
State Minimum	Yes	Progressive	$131	Luke, 25, Bowling Green, OH	Nissan Rogue Select S
State Minimum	Yes	Progressive	$205	Adeline, 26, Kettering, OH	Nissan Altima Sv
50/100	Yes	Dairyland	$171	Brett, 56, Williamsport, OH	Chevrolet Trax Ls
State Minimum	Yes	National General	$99	Jackson, 47, Cincinnati, OH	Nissan Versa S

Last Updated Jan, 2025

Average rates for minimum liability coverage and full coverage car insurance in Ohio

From working with thousands of insurance policyholders in Ohio, we’ve found that the average cost of car insurance with minimum liability coverage is $126 per month or $1,513 per year. The average cost for full coverage insurance in Ohio is $152 per month or $1,828 per year.

Keep in mind: Finding out average insurance costs can be a helpful start for predicting your own, but your actual insurance premium will depend on a variety of factors, such as:

The type of car you drive
Your driving record
Your insurance claims history
Your demographics

Ohio car insurance: Additional Coverage

When it comes to additional coverage add-ons, collision and comprehensive coverage aren’t your only choices in Ohio. You can also consider coverages such as:

Personal injury protection (PIP)
Medical payments (MedPay)
Uninsured motorist / underinsured motorist
Towing and labor coverage
Rental reimbursement coverage

If you have a car loan: Consider getting gap insurance. If you owe more toward your loan balance than your vehicle is worth and it gets totaled, gap insurance can help you cover the difference.

Learn more: Types of insurance

Car insurance premium by rating factors

Ohio auto insurance companies will examine a variety of rating factors to calculate your car insurance premium:

Your driving record and claims history: Good drivers often see a lower average cost of insurance, but expect to pay more for insurance if you’ve had accidents or violations.
The type of car you drive: Collision and comprehensive coverage will typically cost more for newer and high-value vehicles—so keep that in mind if you have your eye on a luxury or sports car.
Where you keep your car: ZIP codes with higher population densities, higher crime rates, or high severe weather risks can also come with higher insurance costs.
How you use your car: Expect to pay more for a daily commuter car than you would for a secondary vehicle you drive for leisure.

How to find cheap Ohio car insurance if you’re a high-risk driver

Your driving history will affect your car insurance rate. The more violations you have on your record, and the more severe they are, the higher your premium will likely be.

Cheapest car insurance for Ohio drivers with a speeding ticket

Not all violations carry the same weight. For example, a speeding ticket for 1-5 mph over the speed limit is less severe than a speeding ticket for more than 21 mph over the speed limit—going that fast could potentially land you with a reckless driving charge.

Still, a speeding ticket of any kind will usually affect your car insurance premium. But fortunately, shopping around for quotes can still help you find possible savings.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage	Has Full Coverage

Speeding Violation-Major	Commonwealth Insurance	$112	Dominic, 22, Cincinnati, OH	Toyota Corolla Le	State Minimum	No
Speeding Violation-Major	National General	$71	Francisco, 40, Ravenna, OH	Fiat 500 Pop	State Minimum	Yes
Speeding Violation-Minor	National General	$446	Troy, 31, Columbus, OH	Hyundai Elantra Se	State Minimum	Yes
Speeding Violation-Minor	Progressive	$320	Kenneth, 29, Columbus, OH	Honda Civic Ex	State Minimum	Yes
Speeding Violation-Major	Commonwealth Insurance	$112	Isabelle, 20, Akron, OH	Kia K5 Lxs	State Minimum	No

Last Updated Jan 21, 2025

How to find cheap Ohio auto insurance after a DUI

DUI violations result in some of the steepest car insurance rate hikes.

To minimize the impact of that potential increase, you can gather quotes from multiple car insurance companies to find the most affordable rate.

Ohio SR-22 insurance

Serious driving violations like a DUI may leave you subject to SR-22 requirements in Ohio.

Your car insurance provider will typically file an SR-22 with the state of Ohio to confirm you have adequate coverage—but keep in mind that not all providers will offer SR-22 policies, so you may need to seek out quotes from car insurance companies that specialize in coverage for high-risk drivers.

Cheapest Ohio auto Insurance after an at-fault accident

Your accident history is one of the most important factors determining your car insurance rate.

Before offering you a quote, insurance companies will evaluate your accident history and past claims to determine your level of risk. At-fault accidents will have the most significant impact.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage	Has Full Coverage

At Fault With No Injury	National General	$99	Jackson, 47, Cincinnati, OH	Nissan Versa S	State Minimum	Yes
Not At Fault	Progressive	$320	Jessie, 29, Columbus, OH	Honda Civic Ex	State Minimum	Yes
At Fault With No Injury	Commonwealth Insurance	$422	Glenn, 55, Cleveland, OH	Kia Soul Gt-Line Turbo	State Minimum	Yes
Not At Fault	Progressive	$219	Lola, 33, Maple Heights, OH	Dodge Challenger Sxt	State Minimum	Yes
At Fault With No Injury	Bristol West	$405	Vera, 65, Toledo, OH	Ford Fusion Se	State Minimum	Yes

Last Updated Jan, 2025

Cheapest auto insurance after other violations in Ohio

Speeding tickets and DUIs are far from the only violations that could put your car insurance rates on the rise.

But no matter the violation, some providers will likely offer you lower rates than others. Here’s a look at how much drivers have saved by car insurance shopping with Jerry—even with a driving violation.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage	Has Full Coverage

Operating Vehicle without Permission	National General	$406	Timothy, 34, Columbus, OH	Honda Civic Sport	50/100	Yes
Suspension	The General	$53	Calvin, 50, Chillicothe, OH	Dodge Dart Sxt	State Minimum	No
DUI	Progressive	$112	Mabel, 34, Diamond, OH	Jeep Compass Latitude	100/300	Yes
Other Minor	Progressive	$270	Bernice, 25, Mount Gilead, OH	Chrysler 200 Limited	100/300	Yes
Following too Closely	Progressive	$128	Clarence, 27, Fredericktown, OH	Ford Escape Titanium	State Minimum	Yes

Last Updated Jan 20, 2025

FAQ

Is Ohio an at-fault state?

Ohio is a no-fault state: This means drivers are subject to more minimum insurance requirements than states that only require liability insurance—and as a result, the average insurance cost for minimum liability coverage is more expensive in Ohioi.

It also means that drivers involved in a car accident in North Dakota must turn to their own insurance first.

Ohio uses a comparative fault system, so the amount of coverage you can receive from another driver’s insurance depends on the determined percentage of fault for each involved driver—including you.

Cheapest Ohio auto insurance based on insurance history

Car insurance providers like to see an insurance history that shows continuous coverage.

Having a lapse in car insurance coverage can leave you paying a higher rate.

Good news: Jerry can send you insurance payment reminders to help keep your coverage in good standing.

Even if you’re not currently insured or had a lapse in coverage in the past, you could still find savings on a new policy.

Cheapest car insurance for drivers with poor credit

Drivers with poor credit scores are statistically more likely to file claims, which can result in higher rates from insurance providers.

If you’re struggling with bad credit: By taking what steps you can to build good credit over time, you could find even more savings on car insurance in the future.

Our data shows that the average car insurance rate for the highest credit bracket (over 750) is almost 20% higher than the average cost for people with lower credit scores (under 550).

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage	Has Full Coverage

550-659	National General	$406	Timothy, 34, Columbus, OH	Honda Civic Sport	50/100	Yes
550-659	Progressive	$178	Marie, 36, Lorain, OH	Kia Sorento Ex	State Minimum	Yes
550-659	The General	$166	Josie, 26, Westerville, OH	Hyundai Sonata Se	State Minimum	No
550-659	The General	$71	Elnora, 32, Bellefontaine, OH	Chevrolet Malibu Classic	State Minimum	No
660-750	Progressive	$105	Isaiah, 42, Columbus, OH	Ford Escape Se	State Minimum	Yes

Last Updated Jan 20, 2025

Cheapest Ohio car insurance by age

Young drivers pay some of the highest car insurance rates on average. But by age 25, rates generally start to decrease over time as drivers have gained more experience on the road.

Cheapest Ohio car insurance for young drivers

Teen drivers and those who have yet to earn a full license can expect to pay the highest car insurance rates in Ohio since they’re still gaining driving experience.

Keep in mind: Teen drivers are statistically more likely to experience car accidents, which makes full coverage a worthy consideration—especially for those driving newer cars.

Learn more: The best cheap car insurance for teens

Cheapest Ohio car insurance for senior drivers

Car insurance rates generally start to increase for drivers once they reach their mid-70s.

This is largely due to the increased risk for accidents as well as the likelihood for severe injuries if an accident does occur.

How to find car insurance discounts in Ohio for your motor vehicle

The type of vehicle you own has a significant say in what you pay for car insurance. Insurance providers will consider factors like its safety, age, theft risk, and potential repair and replacement costs when offering you a quote.

These are some of the most popular vehicles in Ohio:

Ford F-150
Chevrolet Equinox
Chevrolet Silverado 1500
Ram 1500
Ford Escape

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage	Has Full Coverage

Ford Escape Se	Progressive	$105	Isaiah, 42, Columbus, OH	State Minimum	Yes
Ford Escape Titanium	Progressive	$128	Clarence, 27, Fredericktown, OH	State Minimum	Yes
Chevrolet Equinox Ls	Progressive	$298	Isabelle, 34, Canal Winchester, OH	State Minimum	Yes
Chevrolet Equinox Ltz	Trexis	$232	Mina, 33, Warren, OH	State Minimum	Yes
Chevrolet Silverado K1500 Lt	Trexis	$116	Luke, 49, Youngstown, OH	State Minimum	No

Last Updated Jan 20, 2025

Learn more: How to get car insurance before buying a car

Is it cheaper to insure a new car or a used car?

New cars tend to be more expensive to insure than older ones.

We have found that the average full coverage insurance cost for a car older than 10 years is $1,395 per year in Ohio. The average cost for insuring a car less than 4 years old goes up to $2,073 a year.

How to find cheap car insurance in Ohio in your city

When calculating your insurance rate, Ohio car insurance providers will want to know where you keep your car. Residents of Cincinnati, Cleveland, and Columbus might see different rates.

That’s because your area’s population density, accident and crime rates, and severe weather trends are all factors that present different levels of risk. Even within the same city, you might see different premiums for different zip codes.

Here’s a look at what Jerry drivers across Ohio pay for their coverage.

City	Customer	Insurance Company	Premium (monthly)	Car	Insurance Coverage	Has Full Coverage

Cincinnati	Hunter	National General	$140	Jeep Cherokee Latitude	50/100	No
Canal Winchester	Winifred	Progressive	$298	Chevrolet Equinox Ls	State Minimum	Yes
Bowling Green	Luke	Progressive	$131	Nissan Rogue Select S	State Minimum	Yes
Kettering	Adeline	Progressive	$205	Nissan Altima Sv	State Minimum	Yes
Williamsport	Brett	Dairyland	$171	Chevrolet Trax Ls	50/100	Yes

Last Updated Jan, 2025

How to lower the cost of car insurance in Ohio

Here are just a few tips from Jerry’s licensed insurance agents that could help you trim down your car insurance costs:

Shop around and compare quotes from multiple providers.
Improve your credit score.
Bundle your car insurance with homeowners insurance or renter’s insurance to get a discount.
Look for car insurance discounts you are eligible for, such as good student discounts, low mileage discounts, safety feature discounts, or safe driver discounts.
Increase your deductible for your comprehensive and collision coverage—just remember you’ll need to be able to cover that expense out of pocket if you end up filing a claim.
Decide whether it’s worth it to drop full coverage on an older or low-value car.
Take an approved defensive driving course.

Why is car insurance so expensive in Ohio?

You might find car insurance in Ohio expensive due to factors outside your control, such as:

Your city’s population density
Local car theft or crime rates
Healthcare costs
Rising repair costs
Uninsured drivers
Inclement weather

FAQ

How much is car insurance in Ohio?

Car insurance costs in Ohio can vary significantly from person to person due to the myriad factors that insurance providers take into consideration. Different providers will use different methodologies to calculate rates, so shopping around for multiple quotes can increase your odds of finding savings.
Do you need car insurance in Ohio?

Yes. All drivers must carry insurance in accordance with Ohio’s state minimums to drive legally in the Buckeye State.
When did car insurance become mandatory in Ohio?

Ohio began requiring minimum liability coverage for drivers in 1969.
Can you get insurance without a license in Ohio?

Technically, you can buy insurance without a license in Ohio, but it’s not easy. Most auto insurance companies require a driver’s license number to sell a policy, but some, especially smaller companies, have workarounds they can use for drivers with a suspended license or who don’t plan to drive.
Is car insurance cheaper in Ohio?

Car insurance in Ohio tends to be substantially less expensive than the national average
How much does car insurance cost per month in Ohio?

On average, Ohio car insurance costs $126 per year for basic liability coverage, which comes out to about $1,513 per month. Full coverage can cost an average of $1,828 annually, or about $152 per month.
What is Ohio’s minimum level of auto insurance coverage?

Ohio law requires drivers to carry a minimum amount of car insurance coverage. These minimum requirements consist of at least $25,000 per person and $50,000 per accident in bodily injury liability coverage and $25,000 per accident in property damage liability coverage. These minimums are commonly referred to as 25/50/25.
What company charges the least for car insurance in Ohio?

There isn’t a single car insurance company that will offer the best rate to everyone. That’s why it’s in drivers’ best interests to gather multiple quotes and compare their options. Using a car insurance comparison app or website makes this a fairly easy task.
Do you need insurance to register a car in Ohio?

To register a car in Ohio, you’ll need to provide proof of insurance, as well as proof of identity and proof of car ownership.
Does insurance follow the car or the driver in Ohio?

The Ohio Department of insurance recommends you check your policy details to determine whether your coverage follow the car or the driver, particularly when it comes to liability coverage.3
What does full coverage car insurance consist of in Ohio?

A full coverage car insurance policy will typically include comprehensive and collision coverage, as well as at least the minimum amount of liability coverage required by Ohio state law.
Is PIP required in Ohio?

PIP coverage is not required in Ohio, but it can be beneficial for those who don’t have health insurance or who want supplemental protection for what health insurance may not cover.

MEET OUR EXPERTS

R.E. Fulton

Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.

^†Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.