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Cheapest car insurance in Las Vegas, Nevada (Nov 2024)
Cheapest car insurance in Las Vegas, Nevada (Nov 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Las Vegas, Nevada.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Jessica Barrett, Senior Car & Insurance Editor
What's on this page?
- How to find the cheapest car insurance quotes in Las Vegas
- Best car insurance companies in Las Vegas
- Best cheap car insurance quotes in Las Vegas
- Average cost of car insurance in Las Vegas
- Car insurance quotes in Las Vegas by rating factors
- How do different factors impact your car insurance costs in Las Vegas?
- Cheap car insurance quotes in Las Vegas after driving violations
- Cheap car insurance quotes in Las Vegas by age
- Cheap car insurance quotes in Las Vegas based on insurance history
- Cheap car insurance quotes in Las Vegas for popular cars
- How to lower car insurance costs in Las Vegas
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance quotes in Las Vegas
Drivers in Las Vegas, Nevada have plenty of
car insurance
companies to choose from. But with so many options available, finding the insurer that best suits your needs—and budget—can be tricky. That’s why
shopping around
and comparing car insurance quotes
before settling on a policy is so important.With
Jerry
, comparing quotes from dozens of providers is free and easy. Take a look at the table below to see the affordable rates Las Vegas drivers found by shopping for coverage with the Jerry app.| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $110 | Adele, 61 Zip: 89183 | Volkswagen Tiguan SE | • State Minimum Liability |
| Nationwide | $166 | Darrell, 41 Zip: 89141 | Jeep Compass Latitude | • State Minimum Liability • Comp / Collision |
| AAA | $179 | Sean, 34 Zip: 89108 | Chevrolet Cruze LS | • State Minimum Liability • Comp / Collision |
| Travelers | $170 | Dominic, 49 Zip: 89147 | Chevrolet Silverado K1500 LT | • 100,000/300,000 Liability • Comp / Collision |
| Mercury | $149 | Terry, 64 Zip: 89148 | Nissan Murano S | • State Minimum Liability • Comp / Collision |
Last Updated Nov 26, 2024Best car insurance companies in Las Vegas
When you’re shopping for the best car insurance company, you’re looking for more than just great rates. To help Las Vegas drivers learn everything they need to know about Nevada insurance providers, Jerry conducted one of the largest insurance shopping surveys in the nation—and we’re sharing the results.
Our research reveals that there’s no one “best” or “cheapest” provider for all Las Vegas drivers. Instead, the best provider for each driver will depend on a variety of individual factors.
While
State Farm
, Allstate
, and Progressive
may dominate the Vegas insurance market, our survey reveals that Esurance, GEICO
, Mercury
, and The General
get the highest rankings across the board—especially when it comes to customer satisfaction.Take a look at how Las Vegas drivers ranked major insurance companies below.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Allstate | 4.7 | 3.7 | N/A | 4.3 |
| Progressive | 4.3 | 3.9 | 3.6 | 4.2 |
| Geico | 4 | 3.7 | N/A | 4 |
| AAA | 4 | 3.7 | N/A | 4.7 |
| State Farm | 3.2 | 2.7 | N/A | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Las Vegas
Nevada law requires drivers to purchase liability coverage that meets or exceeds stated converge minimums. But many Las Vegas drivers choose to purchase
full-coverage auto insurance
for better protection.Cheap minimum liability insurance quotes in Las Vegas
Nevada’s minimum car insurance requirements
include the following coverage limits:- $50,000 bodily injury liability per accident
These minimums are often described as 25/50/20 coverage.
Adele (61 years old)
$110
per month
Darrell (41 years old)
$166
per month
Clearcover
Gregory (25 years old)
$143
per month
Do you need more than minimum coverage in Las Vegas?
If you cause an accident, bodily injury and property damages can quickly exceed Nevada’s 25/50/20 state-mandated limits. Most Las Vegas drivers actually need more than just minimum coverage to protect them from potential lawsuits.
Remember,
Nevada car insurance
laws state drivers can claim both economic (lost wages, property loss, etc.) and non-economic damages (pain and suffering, mental suffering, etc.) associated with a car accident. Once you factor in non-economic damages, it’s unlikely state-minimum coverage will pay for all expenses you’re responsible for if you cause a serious accident.The bottom line: Drivers in Las Vegas should consider purchasing a full-coverage car insurance policy with liability limits that exceed the state minimums—such as 50/100/50 or even 100/300/100.
Cheap full coverage car insurance quotes in Las Vegas
Purchasing a full-coverage auto insurance policy is a simple way to protect yourself from potential out-of-pocket costs and lawsuits following an accident. Most full-coverage policies include not only the increased liability limits you need but also physical damage protection—comprehensive and collision coverage—to pay for repairs to your own vehicle.
- Collision insurancepays for damages to your vehicle resulting from collisions with other vehicles or objects
- Comprehensive insurancepays for non-collision incidents, such as theft, vandalism, and weather damage, as well as damage caused by collisions with animals
If you’re leasing or financing your vehicle, your lender will require you to purchase full coverage, and leased vehicles are usually required to have increased liability coverage as well.
Keep in mind: Both collision and comprehensive coverage are subject to deductibles—amounts you must pay before your insurer will begin covering repairs. Choosing a higher deductible is a simple way to keep your rates low but be sure you select an amount you can afford to pay in the event of an accident.
As you might expect, a full-coverage policy will cost more than minimum coverage, but it’s likely more affordable than you might think. Take a look at the rates these Las Vegas drivers found by shopping with Jerry.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $398 | Garrett, 25 Zip: 89115 | GMC Sierra C2500 |
• State Minimum Liability • Comp / Collision | Nationwide | $166 | Darrell, 41 Zip: 89141 | Jeep Compass Latitude |
• State Minimum Liability • Comp / Collision | Safeco | $208 | Edgar, 51 Zip: 89122 | Dodge Charger R/T 392 |
• State Minimum Liability • Comp / Collision | AAA | $179 | Sean, 34 Zip: 89108 | Chevrolet Cruze LS |
• 100,000/300,000 Liability • Comp / Collision | Clearcover | $149 | Mattie, 70 Zip: 89113 | Chevrolet Avalanche LS |
Last Updated Nov 25, 2024Comparing car insurance rates online is the easiest and fastest way to find the cheapest car insurance in Las Vegas—and Jerry makes it even simpler..
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Las Vegas
Las Vegas drivers pay an average of $262 per month or $3,146 annually for full coverage. Minimum coverage in Las Vegas costs an average of $125 monthly and $1,500 per year.
These rates are higher than both the Nevada state and overall national average, but keep in mind that these are just averages—each driver’s insurance premiums are determined by numerous highly individualized factors like driving history, selected coverage options, claims history, age, vehicle type, and even ZIP code. For example, North Las Vegas drivers and those living near Nellis Air Force Base typically see slightly higher rates than this average.
Average cost of car insurance in Las Vegas by zip code
Car insurance costs in Las Vegas can vary greatly by ZIP code since some areas of the city experience higher rates of property crime than others. Living in these neighborhoods or in areas notorious for accidents could lead to higher insurance premiums.
To see how your ZIP code could affect your Las Vegas insurance rates, check out the table below.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
89101 | $170 | $299 |
89102 | $160 | $252 |
89103 | $186 | $265 |
89104 | $195 | $297 |
89106 | $186 | $356 |
89108 | $194 | $272 |
89113 | $180 | $286 |
89115 | $184 | $312 |
89117 | $189 | $287 |
89118 | $155 | $299 |
89119 | $168 | $265 |
89123 | $139 | $244 |
89128 | $159 | $284 |
89129 | $164 | $226 |
89131 | $114 | $268 |
89139 | $136 | $272 |
89148 | $184 | $249 |
89149 | $195 | $227 |
89178 | $152 | $234 |
89183 | $149 | $327 |
Compare car insurance costs in other states
Car insurance quotes in Las Vegas by rating factors
Your ZIP code is only one of the factors auto insurance companies use when
calculating your auto insurance premium
. In addition, your provider will consider:- Your driving record and claims history: Drivers with a track record of accidents or violations generally see higher premiums than those with a clean record.
- Your demographics: Your age, gender, and marital status can all influence your insurance costs.
- Your mileage: High annual mileage means more chances you could get into an accident, which equals higher rates.
- The make/model of your car: More expensive vehicles, like luxury cars and high-performance vehicles, typically cost more to repair or replace, which is why they’re often more expensive to insure.
- Your credit score: Good credit scores are generally associated with lower insurance rates, while those with poor credit will likely see higher premiums for identical coverage.
How do different factors impact your car insurance costs in Las Vegas?
How do different factors impact your car insurance costs in Las Vegas?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Nevada currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Las Vegas:
Cheap car insurance quotes in Las Vegas after driving violations
Driver violation points
can affect both your insurance rates and your approval. Drivers with excessive points on their record will be considered high-risk
and may have difficulty finding providers that will offer coverage—especially if your record includes major violations, like a DUI or reckless driving
.Here’s how to find cheap car insurance in Las Vegas with driving violations on your record.
Cheapest car insurance in Las Vegas after speeding ticket
While no
speeding ticket
ever looks good on your driving record, Nevada penalizes drivers based on the number of miles over the limit you’re traveling and whether you have any prior offenses. But no matter how fast you're going, you’ll see at least one point added to your Nevada driving record
, and that could result in increased insurance rates.Whether you’re a first-time speeder or a repeat offender, Jerry helps drivers in Las Vegas find affordable coverage with reputable insurance companies.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Progressive | $318 | Manuel, 35 Zip: 89145 | Ford Explorer XLT | • State Minimum Liability • Comp / Collision |
Speeding 6-10 | Safeco | $295 | Cole, 28 Zip: 89129 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Speeding 16-20 | Progressive | $258 | Aaron, 23 Zip: 89102 | Toyota Camry LE | • State Minimum Liability • Comp / Collision |
Last Updated Nov 24, 2024Cheapest car insurance in Las Vegas after DUI
Nevada DUI laws
are strict and a conviction will lead not only to fines, points on your driving record, potential jail time, and more—plus increased insurance rates.On average, Las Vegas drivers with a DUI pay 56% higher premiums for car insurance than drivers with no DUI convictions.
Luckily, Jerry can help you find affordable coverage even after a major conviction, like a DUI.
Rachel (28 years old)
$151
per month
Millie (31 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Las Vegas, NV (Zip Code: 89104)
$204
per month
Cheapest car insurance in Las Vegas after an at-fault accident
Insurers love a clean driving record since safe drivers are also less likely to file a claim—especially for an at-fault accident. But even if you don’t have any speeding tickets, DUIs, or other moving violations on your driving record, you could see a rate increase after a claim—especially if that claim is associated with an at-fault accident.
But it’s not all bad news. Work to eliminate the accidents on your record (and don’t add any new accidents or violations) while Jerry helps you find an affordable policy in the meantime.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $123 | Mittie, 56 Zip: 89123 | Jeep Liberty Sport | • State Minimum Liability |
At Fault With No Injury | Safeco | $219 | Richard, 30 Zip: 89129 | Volkswagen Jetta S | • State Minimum Liability • Comp / Collision |
Not At Fault | Nationwide | $201 | Victoria, 45 Zip: 89122 | Volkswagen Tiguan S | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Travelers | $278 | Eva, 28 Zip: 89148 | Volkswagen GTI | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Nov 24, 2024Cheapest car insurance in Las Vegas after other driving violations
Major violations like DUIs, high-speed tickets, and at-fault accidents can do a real number on your insurance costs—but they’re not the only violations that can lead to increased premiums. Driving without a license or insurance, rolling through a stop sign, and improper lane changes are just a few of the additional violations that can result in higher insurance rates.
If you’ve been cited with any of these violations, Jerry can still help you find affordable rates in Las Vegas.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $190 | Joe, 40 Zip: 89119 | Volkswagen Jetta SEL | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Safeco | $200 | Bradley, 31 Zip: 89147 | Nissan Rogue S | • State Minimum Liability • Comp / Collision |
Cell Phone | Progressive | $310 | Mary, 36 Zip: 89115 | Nissan Rogue S | • State Minimum Liability |
Careless Driving | Dairyland | $300 | Connor, 54 Zip: 89119 | Hyundai Elantra SE | • State Minimum Liability • Comp / Collision |
Driving on Sus. License | Kemper | $173 | Tillie, 38 Zip: 89110 | Jeep Grand Cherokee Limited | • State Minimum Liability |
Failure to Obey Signal | Bristol West | $160 | Frances, 30 Zip: 89121 | KIA Optima LX | • 15,000/30,000 Liability |
Improper Passing | Mercury | $198 | Francis, 46 Zip: 89148 | Nissan Rogue S | • State Minimum Liability • Comp / Collision |
Last Updated Nov 26, 2024Cheap car insurance quotes in Las Vegas by age
While we can work to maintain a clean driving record, we can’t control how our age affects our insurance premiums. No matter where you live, drivers under 25 pay some of the highest premiums for car insurance thanks to their lack of driving experience.
Once you hit 25, and barring any major violations, you should start to see your rates steadily decline year-to-year. But you can also expect a slight increase in your mid-70s.
Nationwide and Allstate tend to be two of the cheapest car insurance companies for teens and seniors living in Las Vegas, but they’re not the only providers offering competitive rates.
Cheapest car insurance in Las Vegas for young drivers
Sixteen to 19-year-old drivers—as well as new drivers of any age—pay the highest rates for car insurance of any age group in Las Vegas since their lack of driving experience places them at a higher risk for car accidents.
Despite higher overall premiums, you should still consider a full-coverage policy if you’re a young or new driver in Las Vegas. Full coverage policies offer the added financial protection you’ll need if you’re involved in a crash.
Dominic (49 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$170
per month
Darrell (41 years old)
$166
per month
Cheapest car insurance in Las Vegas for senior drivers
Most senior drivers have an abundance of on-road driving experience, so you might expect them to see the lowest rates. But a higher risk of injury, high-cost medical expenses following an injury, and slowed reflexes result in increased risk and increased rates.
Cole (74 years old)
$206
per month
Tyler (69 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Las Vegas, NV (Zip Code: 89104)
$231
per month
Walter (68 years old)
$412
per month
Cheap car insurance quotes in Las Vegas based on insurance history
Like your driving and claims history, your insurance history plays a significant role in helping providers determine your insurance rates. Specifically, insurance companies look both at how long you’ve been insured and whether you’ve had any
lapses in coverage
when calculating your premiums.Drivers with a lapse in coverage usually see higher rates, which is why it’s important to maintain adequate coverage continuously. The good news is that even with a coverage lapse or a short coverage history, Jerry can help you find affordable auto insurance rates.
Genevieve (25 years old)
Currently Insured
CoverageState Minimum
Las Vegas, NV (Zip Code: 89128)
Fiat 500 POP$88
per month
Marie (40 years old)
$166
per month
Clearcover
Frank (24 years old)
$143
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Switching to National General was SO easy and it saved me over $100/month!
Courtney
Got a decent rate for my Tesla Model S from Travelers.
Kishore
Grateful for this app and helping me save money!
Aaron
They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes in Las Vegas for drivers with bad credit
Having a
low credit score
doesn’t necessarily mean you’re an unsafe driver—but since insurers have seen a correlation between bad credit and a high probability of filing claims, it could still lead to higher rates.This is why drivers with “bad credit” often pay more for a policy with the same coverage levels as a driver with “good credit.” According to our data, drivers with credit scores below 550 typically pay about 20% more for Las Vegas car insurance than drivers with scores of 750 or above.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $88 | Genevieve, 25 Zip: 89128 | Fiat 500 POP | • State Minimum Liability |
660 - 750 | Safeco | $208 | Delia, 51 Zip: 89122 | Dodge Charger R/T 392 | • State Minimum Liability • Comp / Collision |
660 - 750 | Clearcover | $171 | Mason, 23 Zip: 89108 | Honda CR-V EXL | • State Minimum Liability • Comp / Collision |
550 - 659 | Allstate | $201 | Earl, 26 Zip: 89178 | Honda Civic LX | • State Minimum Liability • Comp / Collision |
< 550 | Bristol West | $211 | Chase, 32 Zip: 89118 | Jeep Compass Trailhawk | • State Minimum Liability |
Last Updated Nov 22, 2024Cheap car insurance quotes in Las Vegas for popular cars
Of course, the type of car you drive also affects your insurance costs. Potential providers will look at your vehicle’s reliability and safety ratings, potential repair or replacement costs, and other factors when generating quotes.
Typically, safer and more reliable vehicles tend to see the cheapest rates for liability coverage—but high-tech safety features can be expensive to repair or replace, which is why these same cars, and high-priced vehicles, may not see the best rates for physical damage policies.
In Las Vegas, these are some of the most popular and affordable models to insure:
Check out real quotes drivers found with some of the most popular cars in the state.
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Honda Accord LXI | Progressive | $107 | Essie, 40 Zip: 89129 | • State Minimum Liability |
| Toyota RAV4 XLE | Mercury | $123 | Clara, 53 Zip: 89147 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 26, 2024How to lower car insurance costs in Las Vegas
1. Shop around and compare quotes
Comparison shopping is one of the best strategies to use when searching for lower car insurance rates. Each provider uses its own algorithms to determine insurance premiums, so comparing at least three companies and shopping for new rates every six months will help you maintain the most affordable prices for coverage.
Jerry makes this otherwise tedious process simple. In just 45 seconds, Jerry can collect quotes from over 55 top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Car insurance discounts
are a key component of an affordable car insurance policy, but not all providers offer the same ones. Common discounts include:- Good driver discounts. Many insurance providers offer discounts for drivers with clean driving records and/or those who avoid filing claims for a specific period. So, safe driving can lead to lower overall rates, plus added discounts.
- Telematics discounts. Many insurers offer discounts to drivers who track their driving with telematics apps or devices. The safer you drive, the cheaper your coverage.
- Good student discounts. Providers often offer discounts to full-time students who maintain a B average or better, making those otherwise high young-driver policies more affordable.
- Bundling discounts. Most of us need more than one type of insurance, and providers usually offer a discount to drivers whobundle home and auto(or renters insurance and auto coverage) with the same provider.
3. Increase your deductible for comprehensive and collision coverage
Drivers who opt for full-coverage policies can reduce their rates by choosing a higher deductible. Just be sure you select an amount you can comfortably afford in the event of an accident.
FAQ
How much is car insurance in Las Vegas?
Las Vegas drivers pay an average of $262 per month or $3,146 annually for full coverage. Minimum coverage in Las Vegas costs an average of $125 monthly and $1,500 per year.
With car insurance though, there’s no such thing as average for everyone. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance.
Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the best car insurance in Las Vegas?
There’s more to car insurance than just the cost—you should also consider customer service. Las Vegas auto owners gave high ratings to
Nationwide
, Safeco
, USAA, Allstate, and Safe Auto.With Jerry, you can view real ratings from Las Vegas drivers, plus get free quotes in seconds.
What is the cheapest car insurance in Las Vegas?
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Las Vegas?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Nationwide
, Farmers, and The General receive good ratings from Las Vegas drivers, based on the largest car insurance survey in the nation conducted by Jerry.Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.
What is the minimum car insurance in Las Vegas, Nevada?
The state minimum car insurance in Las Vegas, Nevada is as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These coverages are commonly referred to as 25/50/25 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes and conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Jessica Barrett
Car Expert
Jessica Barrett is a senior insurance writer and editor with 10 years of experience in the automotive and travel industries. A specialist in car insurance, car loans, and car ownership, Jessica’s mission is to create comprehensive content that car owners can use to manage their costs and improve their lives. As a managing editor for a team of writers and insurance specialists, Jessica has edited over 2,000 articles for Jerry on topics ranging from local insurance shopping tips to refinancing car loans with bad credit.
Before joining Jerry as a senior content editor in 2021, Jessica created visual content for clients such as Expedia, Vivid Seats, Budget Direct Car Insurance, Angie’s List, and HomeAdvisor. Her content was published in Business Insider, Forbes, Apartment Therapy, and the BBC.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.