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Jerry Data & Research
Aspire Advantage Car Insurance Review(Dec 2024)
Aspire Advantage Car Insurance Review
(Dec 2024)
Jerry's team performed a comprehensive car insurance research study and found that Aspire nabbed the 2nd spot in the overall rankings when compared to similar companies.
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Lina Zhang
Licensed Insurance Agent, VP of Operations
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by R.E. Fulton, Licensed Insurance Agent —Senior Content Writer
What's on this page?
- Comprehensive Aspire Car Insurance Review
- So, is Aspire a good insurance company?
- Real Aspire Advantage car insurance reviews
- Aspire pros and cons
- Is Aspire Advantage the right insurance company for you?
- Is Aspire Advantage car insurance expensive?
- Will Aspire raise your rates?
- Does Aspire Advantage resolve claims fast?
- Does Aspire Advantage have good customer service?
- Aspire car insurance discounts
- Aspire coverage options
- Aspire’s additional tools and services
- FAQs
- Read all Aspire Advantage Car Insurance Reviews
- Methodology
- Meet Our Experts
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Comprehensive Aspire Car Insurance Review
Aspire Advantage aka Aspire General Insurance is a California-based company that offers insurance to mostly non-standard drivers and high-risk drivers in California, Michigan, and Arizona. According to Jerry’s 2023 survey, it ranks toward the top of its group when compared to companies of a similar size and class.
Our analysis reveals that Aspire nabbed the 2nd spot in the overall rankings when compared to similar companies.
See below for a breakdown of how real policyholders assessed the Rancho Cucamonga-based Aspire Advantage:
4.6
616 Reviews
5 Stars
72.24%
4 Stars
17.53%
3 Stars
6.66%
2 Stars
1.46%
1 Star
2.11%
Jerry's
team performed a comprehensive car insurance research study. We gathered original data for 18 months, engaging with 18,000 policyholders across every state in the U.S. The study asked people about their insurance providers, including opinions on claim processing, policy expenses, overall contentment, insurance policy renewals, and more.So, is Aspire a good insurance company?
Yes, Aspire policyholders seem generally satisfied. Aspire ranked near the top of its cohort for cost and customer satisfaction—though it ranked below average for claims handling and renewals.
The reviews we received were 95% positive. When compared to the national average of only 64% positive and 18.54% negative, that’s a pretty impressive figure.
Even though 72% of customers renewed their policy, there are a few things that Aspire does not appear to be doing very well.
The good: Aspire earned an impressive 4.8/5 overall rating from its customers, with 4.7/5 and 4.8/5 ratings for customer service and buying a policy. Customers noted:
- Flexible payment plans and ability to set payment day
- Helpful endorsements like stereo coverage
- Online and mobile policy management
- Advance cancellation notification
The other side: When it comes to claims handling, policyholders rated Aspire a paltry 1.5/5. Plus, Aspire is only available in three states: California, Michigan, and Arizona.
Aspire Advantage is not currently accredited by the BBB (Better Business Bureau).
We asked policyholders to rate this insurance provider on its affordability, claims experience, customer service, and renewal process.
See how Aspire Advantage’s ratings compared to the national average of all companies surveyed below:
| Criteria | Aspire Advantage's Rating | Industry Average |
|---|---|---|
Overall | 4.9 | 4.1 |
Cost / Price | 4.7 | 3.8 |
Claim Experience | 3.5 |