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Aspire Advantage Car Insurance Review
(Feb 2024)

Jerry's team performed a comprehensive car insurance research study and found that Aspire nabbed the 2nd spot in the overall rankings when compared to similar companies.
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Lina Zhang
Licensed Insurance Agent, VP of Operations
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by R.E. Fulton, Licensed Insurance Agent —Senior Content Writer

Comprehensive Aspire Car Insurance Review

Aspire Advantage aka Aspire General Insurance is a California-based company that offers insurance to mostly non-standard drivers and high-risk drivers in California, Michigan, and Arizona. According to Jerry’s 2023 survey, it ranks toward the top of its group when compared to companies of a similar size and class.
Our analysis reveals that Aspire nabbed the 2nd spot in the overall rankings when compared to similar companies.
See below for a breakdown of how real policyholders assessed the Rancho Cucamonga-based Aspire Advantage:
4.6
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390 Reviews
5 Stars
71.28%
4 Stars
19.23%
3 Stars
6.41%
2 Stars
0.77%
1 Star
2.31%
Jerry's
team performed a comprehensive car insurance research study. We gathered original data for 18 months, engaging with 18,000 policyholders across every state in the U.S. The study asked people about their insurance providers, including opinions on claim processing, policy expenses, overall contentment, insurance policy renewals, and more.

So, is Aspire a good insurance company?

Yes, Aspire policyholders seem generally satisfied. Aspire ranked near the top of its cohort for cost and customer satisfaction—though it ranked below average for claims handling and renewals. 
The reviews we received were 95% positive. When compared to the national average of only 64% positive and 18.54% negative, that’s a pretty impressive figure.
Even though 72% of customers renewed their policy, there are a few things that Aspire does not appear to be doing very well.
The good: Aspire earned an impressive 4.8/5 overall rating from its customers, with 4.7/5 and 4.8/5 ratings for customer service and buying a policy. Customers noted:
  • Flexible payment plans and ability to set payment day
  • Helpful endorsements like stereo coverage
  • Online and mobile policy management
  • Advance cancellation notification
The other side: When it comes to claims handling, policyholders rated Aspire a paltry 1.5/5. Plus, Aspire is only available in three states: California, Michigan, and Arizona.
Aspire Advantage is not currently accredited by the BBB (Better Business Bureau). 
We asked policyholders to rate this insurance provider on its affordability, claims experience, customer service, and renewal process. 
See how Aspire Advantage’s ratings compared to the national average of all companies surveyed below:
CriteriaAspire Advantage's RatingIndustry Average
Overall
4.9
4.1
Cost / Price
4.7
3.8