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Cheapest Jaguar Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Jaguar.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Jaguar car insurance cost? 

Since its entry to the U.S. market in 1953, Jaguar has become known for producing high-end performance cars. The English car manufacturer offers a wide range of SUVs, sedans, and sports cars, characterized by powerful engines, sleek designs, and luxurious interiors. 
Jaguar drivers pay, on average, $1,332 annually for
car insurance
. At that price point, Jaguar drivers tend to pay 15% more than the national average.  But just like every Jaguar driver is different, insurance rates will differ from person to person. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.

How to find the cheapest Jaguar Car Insurance Quotes

Jerry is dedicated to helping drivers find the best auto insurance rates by comparing dozens of personalized quotes to save you time and money. Jerry is proud to have helped 844 Jaguar drivers find an average savings of $4,281 on car insurance!
Check out the table below for some examples of real Jaguar insurance quotes.
DateCarInsurance CompanyPremium (monthly)Customer DetailsInsurance coverage
July 18, 2024
Jaguar X-Type 3.0AAA
$196
• State Minimum Liability
• Comp / Collision
July 8, 2024
Jaguar F-Type RNationwide
$219
• 100,000/300,000 Liability
• Comp / Collision
July 2, 2024
Jaguar XE PremiumSafeco
$103
• 100,000/300,000 Liability
• Comp / Collision
July 1, 2024
Jaguar F-Pace STravelers
$161
• 50,000/100,000 Liability
• Comp / Collision
June 28, 2024
Jaguar XE PremiumAllstate
$305
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jul 18, 2024

Best car insurance companies for Jaguar drivers

When you
shop for car insurance
, it’s vital that you look for the right insurance provider for both you and your vehicle. 
The best insurance policy for you will depend on several factors, including your driving history, age, location, and claims record. For that reason, there is no one-size-fits-all auto insurance company. At Jerry, we conducted the single largest insurance survey in the country to help you compare insurers and their rates.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
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We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
GEICO
Love Geico! Will stay with them for life!
Kristopher
Progressive
Saved a ton of money when I switched over!
Alix
Progressive
Quick to respond to claims and very friendly service.
Gabino
Libertymutual
No problems with process or app. Easy access and painless payments.
Joshua

Are Jaguars more expensive to insure?

Jaguar insurance costs are 15% more than the average cost of other cars on the market.
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Toyota
$93
$166
Jeep
$94
$165
Audi
$96
$201
Lexus
$97
$194
Jaguar
$111
$211

Cheapest Jaguars to insure

The Jaguar model with the cheapest insurance rate is the 2018 Jaguar E-Pace, with an average monthly premium of $59 for minimum liability insurance and $224 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2018 Jaguar E-Pace
$80
$224
2019 Jaguar XE
$80
$187
2017 Jaguar F-Pace
$80
$191
2010 Jaguar XF
$80
$302
2017 Jaguar F-Type
$97
$178

Most expensive Jaguars to insure

The Jaguar model most expensive to insure is the 2015 Jaguar F-Pace averaging $154 monthly for basic liability coverage and $248 monthly for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2015 Jaguar F-Type
$149
$248
2013 Jaguar XF
$143
$193
2011 Jaguar XF
$135
$178
2019 Jaguar F-Pace
$130
$240
2018 Jaguar XE
$130
$277
Remember that the best rates for you depend on various factors, including your car model year, your driving record, your age, and your insurance claims history. The best way to find the cheapest Jaguar insurance rates is to shop around and compare car insurance policies from many companies.

What factors affect Jaguar car insurance rates?

A wide variety of factors affect
how car insurance is calculated
, including the following:
  • Vehicle age: Older cars typically cost less to insure than newer ones. This is due to the expensive, modern technology found in newer vehicles. 
  • Vehicle cost: Luxury, high-performance, and sports cars have high price tags, which typically translate to increased risks for insurance companies, resulting in higher premiums. 
  • Parts cost: Your insurance rates may be steeper if the parts for your vehicle are expensive or hard to acquire. 
  • Your age: Drivers under 25 pay the most expensive insurance rates, while drivers over 75 pay the second-highest rates. If you’re in one of those age groups, you can expect your premiums to be on the pricier side.
  • Your driving record and insurance claims history: Drivers with a history of accidents or insurance claims typically pay higher premiums. If your record is clean, you’ll pay a lower rate.
  • Where you store your car: Cars stored outside represent a higher risk to insurance companies due to increased risks of vandalism, theft, and weather damage. This often translates to increased rates. 
Your Jaguar insurance rates may also depend on the following specific factors: 
  • Import: Jaguar vehicles are imported to the U.S. from England. This makes replacement costs significantly higher than those of domestic cars. 
  • Parts availability: As imported luxury cars, parts may be more expensive and difficult to acquire than domestic vehicle parts.
  • Price: Jaguars are luxury performance vehicles that come with very expensive price tags compared to entry-level economy vehicles. 

Jaguar insurance cost for young drivers

Insurance rates are most expensive for
teen drivers
aged 16 to 19. The best insurance option for teen drivers is full coverage, as teens are statistically more likely to be involved in accidents than older experienced drivers. 

card cover
Mamie (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carJaguar X-Type 3.0
$172
per month
card cover
Derek (24 years old)
coverageCoverage
No Coverage
carJaguar XJL Portfolio
$118
per month
card cover
Troy (22 years old)
coverageCoverage
State Minimum
$496
per month
card cover
Clearcover
Amelia (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carJaguar X-Type 2.5
$122
per month

Jaguar insurance cost for senior drivers

Insurance costs begin to climb for drivers reaching their mid-70s. Insurance companies set
car insurance rates for seniors
because older drivers are significantly more likely to be involved in a crash. Additionally, seniors are more likely to become severely injured as a result of an accident, resulting in steep medical bills and increased insurance rates. 

card cover
Mayme (69 years old)
coverageCoverage
State Minimum
locationNewport, OR
$85
per month
card cover
Marvin (73 years old)
coverageCoverage
State Minimum
carJaguar XF Portfolio
$150
per month
card cover
Floyd (75 years old)
coverageCoverage
State Minimum
carJaguar X-Type 2.5
$302
per month
card cover
Betty (66 years old)
coverageCoverage
State Minimum
carJaguar X-Type 3.0
$96
per month
card cover
Agnes (67 years old)
coverageCoverage
State Minimum
carJaguar X-Type 3.0
$117
per month

Jaguar insurance cost for drivers with driving violations 

Your driving record is a huge determining factor when it comes to your Jaguar car insurance rate. If your record is clear of violations and at-fault accidents, you’ll likely pay a lower rate. In contrast, you should expect to pay an inflated rate if you have a history of the following violations or accidents: 
  • Speeding tickets
  • DUIs
  • At-fault accidents
  • Reckless driving
  • Driving on a suspended license 

Cheapest car insurance for Jaguar drivers with a speeding ticket

One speeding ticket for traveling between one and five miles over the limit shouldn’t cause your premiums to skyrocket. However, if you have several tickets or a single extreme speeding ticket, you’ll likely face higher average rates. Jerry has proudly helped Jaguar owners with different speeding tickets find quality car insurance.

Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 6-10
Jaguar F-Pace PrestigePlymouth Rock
$160
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Jaguar F-Pace PrestigeProgressive
$322
• State Minimum Liability
Speeding 16-20
Jaguar XF
Gainsco
$379
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 18, 2024

Cheapest car insurance for Jaguar drivers with a DUI

A
DUI conviction
on your record will likely cause your insurance rates to soar, and you’ll need to shop around and compare many policies to find the best price. Jerry has an extensive history of helping Jaguar drivers with DUIs find affordable car insurance. 

card cover
Eva (73 years old)
DUI
coverageCoverage
State Minimum
carJaguar XF Portfolio
$150
per month
card cover
Oscar (37 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$480
per month

Cheapest car insurance for Jaguar drivers after an accident

Your accident and claims history play prominent roles in determining your car insurance rate. If you’ve recently been found to be at fault for an accident, your premium will most likely rise. Jerry has helped countless Jaguar drivers find affordable rates after an accident.

Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With No Injury
Jaguar F-Pace SProgressive
$168
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Jaguar XFAllstate
$69
• State Minimum Liability
Not At Fault
Jaguar F-TypeTravelers
$285
• 100,000/300,000 Liability
• Comp / Collision
Jaguar XJL PortfolioNationwide
$210
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
Jaguar XF PremiumNational General
$233
• State Minimum Liability
coverageLast Updated Jul 12, 2024

Cheapest car insurance for Jaguar drivers with other driving violations on their record

Speeding tickets and DUIs aren’t the only violations that can affect your insurance rates. Other offenses like reckless driving and
driving on a suspended license
can also cause your premiums to rise. Here at Jerry, we’ve helped drivers with various types of violations find quality insurance—check out the table below for some examples!

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Jaguar XF 3.0 SportProgressive
$109
• State Minimum Liability
• Comp / Collision
Failure to Yield
Jaguar XE PremiumSafeco
$103
• 100,000/300,000 Liability
• Comp / Collision
Careless Driving
Jaguar F-Pace SNational General
$453
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Jaguar XF 3.0 Sport AWDAAA
$206
• State Minimum Liability
• Comp / Collision
Failure to Yield
Jaguar X-Type 3.0Allstate
$85
• 50,000/100,000 Liability
Improper Passing
Jaguar XFBristol West
$272
• State Minimum Liability
coverageLast Updated Jul 13, 2024

How can I lower the cost of my Jaguar car insurance?

There are a variety of ways that you can lower your Jaguar car insurance rates.
  • Compare rates: The most effective way to find an affordable rate is to
    shop around for insurance coverage
    . Jerry can help make this process a breeze by providing you with free quotes from over 50 of today’s top insurance agencies. 
  • Bundle your insurance plans: Another effective way to reduce your bill is by
    bundling your homeowners and auto insurance
    with the same company. 
  • Participate in a telematics program: Many of the top insurers offer
    insurance discounts
    for drivers who participate in telematics programs. These programs track your driving and reward safe drivers with lower rates. 
  • Raise your deductible: The deductible is the amount of money you pay out of pocket before your insurer will begin paying on a claim. Raising your deductible is an effective way to lower your monthly premium. 
  • Reduce your coverage: Older and less valuable vehicles require less coverage than expensive new cars. If you drive an older Jaguar, you may be able to save some money by
    reducing your coverage
  • Purchase a used car: New cars tend to be significantly more expensive to insure than older used cars. Investing in a used Jaguar may be an excellent way to cut down on your insurance costs. 

FAQs

Jaguar cars tend to get mediocre reliability scores, and a Jaguar vehicle’s year and model play a prominent role in its reliability. While the Jaguar company is reportedly making attempts to improve the luxury cars’ reliability, the brand maintains a stained reputation for unreliable vehicles. That said, many factors affect a car’s reliability, including maintenance, personal care, and driving habits. 
Jaguar F-TYPE owners pay, on average $225 monthly for full coverage and $125 monthly for basic liability insurance. Compared to other luxury performance cars within the same class, that’s on the 15% more end of the spectrum. But remember, those numbers are averages—the exact rate you’ll pay is based on a variety of factors, including your age, location, driving record, and insurance history. 
On average, Jaguar car insurance costs $2,532 annually for full coverage and $1,332 annually for basic liability coverage. That’s 15% more than the national average. 
Keep in mind that those numbers are averages, and the exact rate you’ll pay for your Jaguar car insurance depends on your personal profile.
On average, Jaguar XF owners pay $217 per month for full coverage and $111 per month for basic liability insurance. Compared to other vehicles in the same class, that’s towards the 15% more end. 
Insurance costs for a Jaguar E-PACE average $2136 annually for full coverage and $708 annually for basic liability insurance. However, you must remember that those numbers represent averages. The exact premium you’ll receive is based on your unique driver profile. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.