Cheapest Jaguar Car Insurance (Dec 2023)

How much does Jaguar car insurance cost? 

How to find the cheapest Jaguar Car Insurance Quotes

Last Updated Dec 11, 2023

Best car insurance companies for Jaguar drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Jaguar models

Safety features. Cars with lots of safety features, like the Jaguar I-Pace, tend to have lower insurance costs. 
Vehicle value. Expensive cars tend to be more costly to insure. As luxury vehicles, Jaguars tend to have higher price tags, which may cause your insurance rates to climb.
Vehicle class. Small cars and compact SUVs tend to have lower insurance costs than full-size SUVs and trucks. 
Engine size. Performance and sports cars, like the Jaguar F-TYPE, have larger and faster engines. These engines tend to represent a risk to insurance providers, resulting in increased rates. 
Availability of replacement parts. It’s often hard to find replacement parts for older and discontinued vehicles. If you drive an older Jaguar, your insurance rates might be higher due to a scarcity of parts. 
Cost of repairs. Luxury vehicles like Jaguars tend to have high repair costs. You may face steeper insurance rates due to this reason. 

Jaguar I-PACE insurance cost 

HSE: Starting at $72,575 MSRP, the 2023 Jaguar I-PACE HSE is a full-electric SUV. It features two electric motors that make a combined 394 horsepower, 20-inch wheels, adjustable air suspension, and a full range of safety features and luxury accessories. 

Jaguar E-PACE insurance costs 

Last Updated Dec 7, 2023

Jaguar XF car insurance costs

P250 S: Starting at $48,275, the 2023 Jaguar XF P250 S is the base model XF. It features 18-inch wheels, a 13-speaker Meridian sound system, automatic emergency braking, lane-keeping assistance, and a 246-horsepower engine. 
P250 SE: Starting at $50,575, the 2023 Jaguar XF P250 SE includes all the same safety and driver assistance features as the P250 S. It also includes upgrades like 19-inch wheels, driver’s seat memory profile, Amazon Alexa voice assistant, and traffic sign recognition technology.
P300 R-Dynamic SE: Starting at $53,975, the 2023 Jaguar XF P300 R-Dynamic SE features the following upgrades: sport-tuned suspension, front sport seats, and a beefy 296-horsepower engine. 

Last Updated Dec 10, 2023

Jaguar F-PACE insurance costs 

P250: Starting at $53,675, the 2023 Jaguar F-PACE P250 is the base model. It features a turbocharged 246-horsepower engine, 19-inch wheels, a 13-speaker Meridian sound system, forward collision mitigation, blind spot warning, lane departure mitigation, and more.
P250 S: Starting at $57,275, the 2023 Jaguar F-PACE P250 S includes all of the P250’s safety and driver-assist features. It also includes upgrades like leather upholstery, an upgraded infotainment system, and adaptive cruise control. 
P400 R-Dynamic S: Starting at $66,075, the 2023 Jaguar F-PACE P400 R-Dynamic S features a turbocharged 395-horsepower engine, an electric supercharger, configurable drive modes, adaptive suspension, and larger ventilated disk brakes. 
SVR: Starting at $90,650, the 2023 Jaguar F-PACE SVR is the performance-tuned option in the F-PACE lineup. Featuring a 5.0-liter V8 engine capable of 542 horsepower, the SVR includes 21-inch forged aluminum wheels, performance brakes, a 12.3-inch digital instrument panel, an automated lane-keeping system, and a surround-view camera system. 
SVR Edition 1988: Starting at $111,150, each 2023 Jaguar F-PACE SVR Edition 1988 is one of only 394 special edition models released. The Edition 1988 features Midnight Amethyst gloss paint, Champagne Gold 22-inch wheels, premium interior materials, custom trim components, and a heads-up display. 

Last Updated Dec 8, 2023

Jaguar F-TYPE insurance costs 

P450: Starting at $71,300, the 2023 base model Jaguar F-TYPE P450 features a supercharged 5.0-liter V8 engine capable of 444 horsepower, a high-performance drivetrain, 20-inch wheels, and an advanced driver-aid system. 
P450 R-Dynamic: Starting at $81,500, The 2023 Jaguar F-TYPE P450 R-Dynamic adds a sportier look, all-wheel drive, gloss black exterior trim, and driver’s seat memory settings.
R: Starting at $105,300, the 2023 Jaguar F-TYPE R is built for ultimate performance. It features a supercharged 575-horsepower V8 engine, a more aggressive front end, red brake calipers, 20-inch wheels, performance seats, and an upgraded leather interior. 

Last Updated Dec 11, 2023

Are Jaguars more expensive to insure?

Cheapest Jaguars to insure

Most expensive Jaguars to insure

What factors affect Jaguar car insurance rates?

Vehicle age: Older cars typically cost less to insure than newer ones. This is due to the expensive, modern technology found in newer vehicles. 
Vehicle cost: Luxury, high-performance, and sports cars have high price tags, which typically translate to increased risks for insurance companies, resulting in higher premiums. 
Parts cost: Your insurance rates may be steeper if the parts for your vehicle are expensive or hard to acquire. 
Your age: Drivers under 25 pay the most expensive insurance rates, while drivers over 75 pay the second-highest rates. If you’re in one of those age groups, you can expect your premiums to be on the pricier side.
Your driving record and insurance claims history: Drivers with a history of accidents or insurance claims typically pay higher premiums. If your record is clean, you’ll pay a lower rate.
Where you store your car: Cars stored outside represent a higher risk to insurance companies due to increased risks of vandalism, theft, and weather damage. This often translates to increased rates. 

Import: Jaguar vehicles are imported to the U.S. from England. This makes replacement costs significantly higher than those of domestic cars. 
Parts availability: As imported luxury cars, parts may be more expensive and difficult to acquire than domestic vehicle parts.
Price: Jaguars are luxury performance vehicles that come with very expensive price tags compared to entry-level economy vehicles. 

Jaguar insurance cost for young drivers

Progressive

Mamie (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Boise, ID

Jaguar X-Type 3.0

$172

per month

Progressive

Jean (20 years old)

Coverage

State Minimum

Chattanooga, TN

Jaguar XF R

$144

per month

Safeco

Troy (22 years old)

Coverage

State Minimum

Houston, TX

Jaguar XE Premium

$496

per month

Clearcover

Amelia (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Fitzgerald, GA

Jaguar X-Type 2.5

$122

per month

Mercury

Lydia (21 years old)

Coverage

State Minimum

Fort Stewart, GA

Jaguar XF Premium

$223

per month

Jaguar insurance cost for senior drivers

Allstate

Alice (73 years old)

Coverage

State Minimum

Beaumont, CA

Jaguar XF Portfolio

$150

per month

Plymouth Rock

Louisa (75 years old)

Coverage

State Minimum

Brooklyn, NY

Jaguar X-Type 2.5

$302

per month

Mapfre

Sadie (79 years old)

Coverage

State Minimum

San Rafael, CA

Jaguar XJ8

$181

per month

Dairyland

Agnes (67 years old)

Coverage

State Minimum

Issaquah, WA

Jaguar X-Type 3.0

$117

per month

Jaguar insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At-fault accidents
Reckless driving
Driving on a suspended license 

Cheapest car insurance for Jaguar drivers with a speeding ticket

Last Updated Dec 11, 2023

Cheapest car insurance for Jaguar drivers with a DUI

Allstate

Eva (73 years old)

DUI

Coverage

State Minimum

Beaumont, CA

Jaguar XF Portfolio

$150

per month

Plymouth Rock

Oscar (37 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Queens, NY

Jaguar XJ Supercharged

$480

per month

Cheapest car insurance for Jaguar drivers after an accident

Last Updated Dec 11, 2023

Cheapest car insurance for Jaguar drivers with other driving violations on their record

Last Updated Dec 11, 2023

How can I lower the cost of my Jaguar car insurance?

Compare rates: The most effective way to find an affordable rate is to
shop around for insurance coverage
. Jerry can help make this process a breeze by providing you with free quotes from over 50 of today’s top insurance agencies. 
Bundle your insurance plans: Another effective way to reduce your bill is by
bundling your homeowners and auto insurance
with the same company. 
Participate in a telematics program: Many of the top insurers offer
insurance discounts
for drivers who participate in telematics programs. These programs track your driving and reward safe drivers with lower rates. 
Raise your deductible: The deductible is the amount of money you pay out of pocket before your insurer will begin paying on a claim. Raising your deductible is an effective way to lower your monthly premium. 
Reduce your coverage: Older and less valuable vehicles require less coverage than expensive new cars. If you drive an older Jaguar, you may be able to save some money by
reducing your coverage
. 
Purchase a used car: New cars tend to be significantly more expensive to insure than older used cars. Investing in a used Jaguar may be an excellent way to cut down on your insurance costs. 

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