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Cheapest car insurance in Phoenix, Arizona (Sep 2024)
Cheapest car insurance in Phoenix, Arizona (Sep 2024)
Compare 55+ insurance companies including Progressive, AAA, Travelers, Nationwide (and more!) to find the best and cheapest car insurance in Phoenix, Arizona.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How to find the cheapest car insurance in Phoenix
- Best Car Insurance Companies in Phoenix
- Best cheap car insurance quotes in Phoenix
- Average cost of car insurance in Phoenix
- Car insurance quotes in Phoenix by rating factors
- How do different factors impact your car insurance costs in Phoenix?
- How to lower car insurance costs in Phoenix
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance in Phoenix
On average, car insurance in Phoenix costs $112 per month for minimum liability coverage, or about $193 per month for full-coverage insurance. Phoenix drivers pay 5% less than National the average.
Smart car insurance shoppers in Phoenix, Arizona turn to Jerry every month, because Jerry makes it easy for customers to
compare and purchase affordable car insurance
. Below are some of the cheapest car insurance quotes Jerry found for customers in Phoenix. | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $243 | Linnie, 59 Zip: 85050 | Honda CR-V EX | • State Minimum Liability • Comp / Collision |
| AAA | $72 | Della, 26 Zip: 85008 | Nissan Frontier Crew Cab LE | • 15,000/30,000 Liability • Comp / Collision |
| Safeco | $200 | Leonard, 46 Zip: 85024 | Acura TLX Technology | • State Minimum Liability • Comp / Collision |
| Allstate | $124 | Philip, 24 Zip: 85032 | Nissan Rogue S | • State Minimum Liability • Comp / Collision |
| Infinity | $86 | Ann, 60 Zip: 85041 | Ford Taurus Limited | • State Minimum Liability |
Last Updated Sep 17, 2024Best Car Insurance Companies in Phoenix
The five largest insurers in Arizona are State Farm, Berkshire Hathaway (i.e. GEICO), Progressive, Farmers, and Liberty Mutual—but biggest doesn’t always mean best.
When it comes to shopping for car insurance, every customer receives different quotes based on their profile—meaning that the “best” insurance company can be different for everyone. Aside from the cost, you’ll also want to consider factors such as claims handling and customer service when choosing a company.
To help drivers better compare the best and cheapest car insurance companies in Arizona, Jerry conducted the largest insurance survey in the nation. According to our results, smaller insurers actually received the highest ratings from Arizona drivers: companies like American Family, Auto-Owners, Gainsco, Commonwealth, and The Hartford.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| USAA | 4.8 | 4.3 | N/A | 4.8 |
| Progressive | 4.4 | 4 | 4.2 | 4.5 |
| Geico | 3.9 | 3.3 | 4.5 | 4 |
| State Farm | 3.6 | 3.6 | 2.3 | 4.8 |
| Farmers | 3.5 | 3.3 | 4.3 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Phoenix
Arizona’s minimum car insurance requirements reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Phoenix. However, minimum liability coverage provides minimal financial protection.
You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the The Grand Canyon State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in Arizona, and how it could affect your policy choices in Phoenix.
Cheap minimum liability insurance quotes in Phoenix
Minimum liability coverage in Arizona means at least $25,000 of
bodily injury liability coverage
per person, $50,000 of bodily injury liability coverage per accident, and $15,000 of property damage liability
coverage per accident. These coverages are commonly referred to as 25/50/15 coverage. With this basic liability coverage, you’ll be protected up to your policy’s limits in the event that you are responsible for injuries or property damage while driving.
Here are some examples of Phoenix car owners that Jerry has assisted with obtaining minimum liability coverage.
Logan (32 years old)
$184
per month
Sara (53 years old)
$123
per month
Gainsco
Dollie (37 years old)
$126
per month
Do you need more than minimum coverage in Phoenix?
Legally, drivers in Phoenix don’t need to carry more than the minimum liability coverage mandated by
Arizona’s car insurance laws
—but financially, many drivers may want to. In an at-fault accident, you could be responsible for medical bills and vehicle repairs well over the 25/50/15 limit, especially if you cause serious injuries to another person. Once you’ve hit your liability coverage limits, your auto insurance policy won’t pay extra—meaning you could be responsible for paying the difference out of pocket.
You should also keep in mind that
Arizona’s car accident laws
allow drivers to file personal injury lawsuits for up to two years following a car accident—so your liability extends long past the initial incident! The bottom line: Consider raising your coverage level if you can afford it—a 50/100/30 liability insurance policy offers better financial protection than the minimum.
Cheap full coverage car insurance quotes in Phoenix
Full coverage car insurance
is the only way to protect yourself from costs associated with repairing or replacing your own vehicle. A full-coverage car insurance policy typically includes
collision coverage
and comprehensive coverage
, in addition to your state’s minimums. Collision coverage protects you from repair costs associated with hitting another vehicle or a stationary object, while comprehensive coverage protects you from vandalism, theft, and non-collision damage. Lease and financing agreements often require you to carry both collision and comprehensive coverage. On top of a full-coverage policy, you can purchase
uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. Check out the table below to see what real Jerry drivers pay for various levels of coverage:
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $243 | Linnie, 59 Zip: 85050 | Honda CR-V EX |
• 15,000/30,000 Liability • Comp / Collision | AAA | $72 | Della, 26 Zip: 85008 | Nissan Frontier Crew Cab LE |
• State Minimum Liability • Comp / Collision | Allstate | $124 | Philip, 24 Zip: 85032 | Nissan Rogue S |
• State Minimum Liability • Comp / Collision | Safeco | $200 | Leonard, 46 Zip: 85024 | Acura TLX Technology |
• State Minimum Liability • Comp / Collision | State Auto | $121 | Kevin, 48 Zip: 85021 | Toyota Tacoma Double Cab |
Last Updated Sep 17, 2024The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance quotes online.
Jerry,
a top insurance agency
, offers a free app that lets you compare car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Phoenix
Based on Jerry’s work finding the best car insurance for drivers in Phoenix, we’ve found that the average annual cost minimum liability coverage is $1,344 each year. That works out to about $112 per month. For full coverage, Phoenix drivers typically pay $2,317 per year or $193 per month.
While average insurance rates can help you predict your own insurance costs, it's important to note that every driver's insurance premium is calculated differently.
Car insurance companies look at many different factors when
calculating your annual premiums
, including your demographics, driving record, and discount eligibility—so your actual costs may vary significantly from the state average.Average cost of car insurance in Phoenix by zip code
Even within the same city, car insurance rates can still vary. That’s because the rate of car accidents, auto theft, and other incidents can differ between neighborhoods—and areas that experience higher rates are consequently considered higher risk.
As a result, drivers living in these neighborhoods could face higher premiums than drivers in other areas of the city
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
85008 | $92 | $192 |
85014 | $84 | $157 |
85015 | $116 | $173 |
85016 | $82 | $229 |
85017 | $105 | $222 |
85020 | $78 | $162 |
85021 | $96 | $183 |
85022 | $88 | $177 |
85023 | $100 | $161 |
85027 | $106 | $159 |
85029 | $92 | $161 |
85032 | $81 | $150 |
85033 | $142 | $192 |
85035 | $115 | $191 |
85037 | $128 | $190 |
85041 | $109 | $182 |
85042 | $113 | $163 |
85044 | $91 | $148 |
85051 | $139 | $204 |
85053 | $87 | $196 |
Compare car insurance costs in other states
Car insurance quotes in Phoenix by rating factors
Insurance companies in Phoenix use many rating factors when deciding your auto insurance premium:
- Your driving record and claims history: Accidents, tickets, or other traffic violations on yourdriving recordcould result in above-average auto insurance rates.
- Your age: Teen and senior drivers often face the highest insurance premiums, as these age groups are considered high-risk among insurers.
- Your vehicle: Liability coverage could cost more for popular models. Collision and comprehensive coverage cost more for luxury, high-performance, and sports cars.
- Where you keep your car: Rates are likely higher if you regularly park your car in a neighborhood with a higher incidence of auto insurance claims.
- How you use your car: Your annual mileage can play a role in what you pay for coverage. Insurance companies often charge more when you put more miles on your car.
How do different factors impact your car insurance costs in Phoenix?
How do different factors impact your car insurance costs in Phoenix?
Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
Prohibited (or effectively prohibited): Arizona currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Phoenix:
Cheap car insurance quotes in Phoenix after driving violations
Violations on your record hurt your car insurance rates.
Violations drive up the cost of your annual premiums, especially if you have serious infractions on your record. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance in Phoenix after speeding ticket
In Phoenix, a speeding ticket could increase your car insurance rate.
Jerry is proud to help drivers with varying speeding tickets save on car insurance.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Progressive | $97 | Lenora, 29 Zip: 85024 | Honda Civic EX | • 100,000/300,000 Liability |
Speeding 11-15 | Travelers | $205 | Birdie, 35 Zip: 85029 | Jeep Compass Latitude | • 50,000/100,000 Liability • Comp / Collision |
Speeding 16-20 | Nationwide | $84 | Ida, 41 Zip: 85014 | Toyota Camry LE | • 15,000/30,000 Liability |
Speeding 21+ | Safeco | $67 | Isaac, 28 Zip: 85054 | Chevrolet Camaro ZL1 | • State Minimum Liability |
Last Updated Sep 16, 2024Cheapest car insurance in Phoenix after DUI
Driving with a blood-alcohol level of 0.08% or higher violates
Arizona’s DUI laws
. A DUI conviction comes with a maximum sentence of $1,480 in fines, 10 consecutive days in jail, and a driver’s license suspension of 90 days. Your auto insurance rates will be similarly affected. The good news is, Jerry has helped many drivers in Phoenix obtain affordable auto insurance rates after a DUI.
Francis (31 years old)
$197
per month
Harriet (27 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Phoenix, AZ (Zip Code: 85040)
$119
per month
Marion (38 years old)
$158
per month
Cheapest car insurance in Phoenix after an at-fault accident
It takes a few mistakes to become a good driver. An at-fault accident might tarnish your
clean driving record
, but it’ll clear up eventually. In the meantime, don’t feel you have to stick with a car insurance company that penalizes you needlessly with sky-high insurance rates.Jerry users found companies willing to work with them and their driving history while offering them savings.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $174 | Glenn, 28 Zip: 85040 | KIA Seltos S | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Allstate | $183 | Chester, 34 Zip: 85032 | Acura ILX Premium Tech | • State Minimum Liability • Comp / Collision |
Not At Fault | Travelers | $141 | Elnora, 40 Zip: 85024 | Ford Escape Titanium | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Safeco | $130 | Nicholas, 32 Zip: 85032 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Last Updated Sep 16, 2024Cheapest car insurance in Phoenix after other driving violations
Car insurance premiums are sensitive to any mistake, big or small—whether it’s a speeding ticket, DUI conviction, or any other traffic violation. Here are some examples of how Jerry has helped other Phoenix drivers find cheap car insurance despite previous violations.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $386 | Alan, 22 Zip: 85029 | Nissan Rogue S | • State Minimum Liability • Comp / Collision |
Defective Equipment | Progressive | $111 | Olga, 25 Zip: 85048 | Ford Ecosport Titanium | • State Minimum Liability • Comp / Collision |
Failure To Observe A Safety Zone | Nationwide | $245 | Billy, 32 Zip: 85022 | Dodge Charger SXT | • 50,000/100,000 Liability • Comp / Collision |
Wrong Way/Wrong Lane | Bristol West | $218 | Barry, 46 Zip: 85015 | Nissan Rogue S | • State Minimum Liability • Comp / Collision |
Cell Phone | Dairyland | $480 | Nell, 37 Zip: 85009 | Hyundai Veloster | • State Minimum Liability |
Careless Driving | Aspire Advantage | $135 | Brian, 34 Zip: 85029 | Nissan Altima | • State Minimum Liability |
Driving on Sus. License | Safeco | $147 | Austin, 41 Zip: 85027 | Dodge Journey SXT | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Travelers | $79 | Theresa, 59 Zip: 85031 | Mini Cooper S | • 15,000/30,000 Liability |
Improper Passing | Clearcover | $192 | Olga, 25 Zip: 85021 | Volkswagen Jetta SE | • State Minimum Liability • Comp / Collision |
Last Updated Sep 17, 2024Cheap car insurance quotes in Phoenix by age
The golden years for cheap car insurance fall between the ages of 25 and 75. By that time, teen drivers have gained the experience they need to drive safely—and the income to pay their bills.
Cheapest car insurance in Phoenix for young drivers
Teen drivers aged 16 to 19 are most likely to be involved in an accident. This risk—coupled with a limited driving and insurance history—means that teen drivers pay the highest premiums of any age group.
And since it’s illegal for anyone to sign a car insurance contract before turning 18, they’ll need to be added to someone else's policy.
Nettie (23 years old)
$204
per month
Cordelia (24 years old)
$195
per month
Cheapest car insurance in Phoenix for senior drivers
Similar to teen drivers, senior drivers also pose a heightened risk to insurance companies. This is because senior drivers are more likely to be involved in accidents, and more prone to severe injuries in the event of a collision—which can lead to significant medical expenses and increased costs for insurance providers.
As a result, car insurance rates start to rise once more when drivers enter their mid-70s.
Tyler (72 years old)
$90
per month
Lelia (72 years old)
$285
per month
Jessie (65 years old)
$145
per month
Cheap car insurance quotes in Phoenix based on insurance history
Another factor that can impact your rates is your insurance history—i.e., whether you are currently insured or not.
Any lapse in coverage
usually leads to an increase in car insurance rates.Jerry sends payment reminders to our customers, to help ensure timely insurance payments and prevent coverage lapses. We can also help uninsured or previously lapsed customers find savings on new auto insurance policies.
Marvin (25 years old)
$170
per month
Calvin (56 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Phoenix, AZ (Zip Code: 85037)
$106
per month
Nicholas (28 years old)
$138
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Found the most coverage for the best price.
Marco
Great company.
Christopher
Saved me $100 a month!
Jennah
Great price and amazing coverage!
Athena
Cheap car insurance quotes in for drivers with poor credit
drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).
Here’s how drivers with low credit scores saved with Jerry.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $94 | Isaac, 56 Zip: 85037 | Volkswagen Tiguan SE | • 50,000/100,000 Liability • Comp / Collision |
660 - 750 | Safeco | $130 | Caleb, 32 Zip: 85032 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
660 - 750 | State Auto | $90 | Maggie, 42 Zip: 85021 | Toyota Tacoma Double Cab Prerunner | • 250,000/500,000 Liability • Comp / Collision |
550 - 659 | Nationwide | $133 | Mabelle, 35 Zip: 85048 | Chevrolet Malibu 1LT | • State Minimum Liability • Comp / Collision |
< 550 | Allstate | $74 | Marguerite, 24 Zip: 85004 | KIA Forte EX | • State Minimum Liability |
Last Updated Sep 17, 2024Cheap car insurance quotes in Phoenix for popular cars
The kind of car you drive plays a central role in determining your annual premiums.
High safety ratings and robust vehicle anti-theft security systems make your car safer to drive, harder to steal, and cheaper to insure. But a luxury interior, rare badges, or sophisticated technology cost more to repair, so auto insurance companies charge you more to insure.
Popular car models in Phoenix include:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| RAM 1500 SLT | Progressive | $140 | Ruby, 26 Zip: 85008 | • State Minimum Liability • Comp / Collision |
| Toyota RAV4 LE | Safeco | $103 | Dale, 33 Zip: 85014 | • State Minimum Liability • Comp / Collision |
Last Updated Sep 15, 2024Cheapest car insurance in Phoenix for new vs. old car
New cars are typically more expensive to insure than older ones. We have found that the average insurance cost for a car older than 10 years is $82 per month in Phoenix.
Alternatively, the average cost of insuring a car that’s less than four years old increases per month in Phoenix.
Linnie (59 years old)
$243
per month
Philip (24 years old)
$124
per month
Antonio (26 years old)
2013 Chevrolet Camaro LS
Coverage50,000 per person
100,000 per accident bodily injury
Phoenix, AZ (Zip Code: 85041)
$147
per month
Sara (53 years old)
$123
per month
Clearcover
Ruth (62 years old)
$242
per month
Garrett (37 years old)
$198
per month
How to lower car insurance costs in Phoenix
1. Shop around and compare quotes
Insurance companies use varying rating factors to determine premiums, and these criteria can change from place to place. To find the most cost-effective car insurance policy, experts recommended comparing quotes from at least three to five companies and shopping for rates every six months.
That’s where Jerry can help! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price.
Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers discounts, but the exact discounts offered—and whether or not you qualify for them—can vary among insurers.
Commonly available discounts
include: - Good driver discounts: Drivers with a clean driving record and claims-free insurance history typically enjoy lower rates—and often receive discounts anywhere from 10% to 30% off their insurance premiums.
- Telematics discounts: Many providers offer discounts to drivers who use telematics to monitor their driving habits. You might even get a discount just for enrolling!
- Good student discounts: Full-time high school and college students that maintain a B average or higher may qualify for a discounted car insurance rate.
- Bundling discounts:Bundle your home and auto insurance(or auto and renters) with the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance, opting for a higher deductible can help keep your monthly expenses low without sacrificing coverage.
FAQ
How much is car insurance in Phoenix?
People living in Phoenix pay on average $112 per month – or $1,344 per year – on state-minimum liability coverage. Full coverage in Phoenix costs on average $193 per month of $2,317 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the cheapest car insurance in Phoenix?
Based on thousands of Phoenix drivers Jerry has worked with, car insurance in Phoenix costs an average of $112 per month for state-minimum coverage and $193 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Phoenix?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Gainsco,
Progressive
, and The Hartford
receive good ratings from Phoenix drivers, based on the largest car insurance survey in the nation conducted by Jerry.Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
What is the minimum car insurance in Phoenix, Arizona?
The state-minimum car insurance in Phoenix, Arizona is $25,000 in bodily injury liability per person, $50,000 per accident, and $15,000 for damage to property. These coverages are commonly referred to as 25/50/15 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.