Cheapest Car Insurance in Louisiana (Oct 2024)

, Louisiana Farm Bureau, and Southern Farm Bureau. Out of the big-name players, only

Louisiana’s car insurance laws

came through with a perfect five-star rating in every category.

Here’s what the survey respondents had to say about the best car insurance companies in Louisiana:

Insurance company	Date	Cost rating (out of 5)	What our customer said:
National General	September 28, 2024	5	"For all my driving needs best insurance for my bad history" -Henry
Bristol West	September 28, 2024	4	"But comes with high price and low mobility" -Melvin
Allstate	September 26, 2024	3	"Could be better, was rammed by a Mack truck and the truck was faulted and they still dropped my car off the insurance...(read more)" -Andre
USAA	September 26, 2024	5	"They r a great insurance providers they have low prices but I would definitely recommend Clearcover to my friends and...(read more)" -Marcus
Aspire Advantage	September 25, 2024	4	"I’ve been with GEICO for 10+ years and I have a few excellent discounts that allow for me to have the coverage conven...(read more)" -Genevieve

Last Updated Oct 8, 2024

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

As you can see, there are a lot of variables to consider when picking an insurance company—which is why Jerry exists to simplify the process. Jerry is a

trusted insurance broker

with a user-friendly app and a customer service team of 100+ licensed insurance agents to help you find the cheapest rates at the best companies.

Here’s how it works: download the app and create a driver profile (we’ll ask questions about your driving habits, vehicle, and insurance history). Once you request

car insurance quotes

, you’ll have less than a minute to wait before receiving a batch of real-time quotes from Louisiana’s best insurance companies. You can switch to a new policy right in the app!

Minimum car insurance requirements for liability and full coverage in Louisiana

require all drivers to buy liability insurance. Full coverage car insurance, which includes collision and comprehensive insurance in addition to state-mandated liability coverage, is technically optional under Louisiana law—but most drivers choose to buy it.

Cheapest minimum liability coverage in Louisiana

In Louisiana, every driver must maintain 15/30/25 liability limits. That means that every insurance policy includes at least the following:

$15,000 of

bodily injury liability coverage

per person

$30,000 of bodily injury liability coverage per accident

$25,000 of

property damage liability coverage

per accident

These two types of coverage ensure that your insurance company will pay for other drivers’ medical and vehicle repair expenses if you’re at fault in an accident.

Bobby (22 years old)

Coverage

State Minimum

Pearl River, LA

KIA Sportage LX

$141

per month

Cecilia (67 years old)

Coverage

State Minimum

Shreveport, LA

Hyundai Sonata SE

$140

per month

Kathryn (52 years old)

Coverage

State Minimum

Metairie, LA

Chevrolet Suburban K1500

$126

per month

Christian (69 years old)

Coverage

State Minimum

Chevrolet Spark LS

$204

per month

Louisiana's car accident laws

Blanche (47 years old)

Coverage

State Minimum

Hammond, LA

BMW 528i

$117

per month

Clearcover

Austin (66 years old)

Coverage

State Minimum

Lake Charles, LA

Hyundai Elantra SE

$106

per month

Do you need more than the minimum liability insurance coverage in Louisiana?

Think of Louisiana’s minimum liability coverage as the start—not the end—of your insurance shopping process.

While buying state minimum coverage will keep you in compliance with the law, it won’t do much to protect your wallet in the event of a crash.

Remember, liability insurance covers damages and medical bills that you’re responsible for. The average hospital stay following a car accident costs close to $60,000, while the average car on the road is worth about $48,000.

A single serious accident could saddle you with liability costs well over $100,000—well beyond the liability limits of a minimum coverage policy! And because

allow drivers to file personal injury lawsuits for up to a year after an accident, your liability will extend long past the actual incident.

The bottom line: Aim for at least 50/100/50 liability limits on your policy. If you have young drivers on your policy or want to secure the highest level of coverage, go with 100/300/100.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Cheapest full coverage Louisiana auto insurance quotes

Another major drawback of a liability-only insurance policy: it won’t protect your vehicle. Only drivers with

full-coverage car insurance

can submit insurance claims for physical damage to their own cars.

Full coverage isn’t a technical term, but it usually refers to policies that include

collision coverage

and

comprehensive coverage

on top of basic liability.

Collision insurance pays for damage to your vehicle caused by any kind of crash, from a seven-car pileup to a single-car rollover or a collision with a telephone pole. Collision coverage can even pay if your car’s damaged in an encounter with a gnarly pothole—and since 23.3% of Louisiana’s roads are in poor condition, it’s a worthwhile investment for most drivers.

Comprehensive insurance pays for damage caused by something other than a collision. This typically includes vandalism, theft, and severe weather—check your policy details to be sure of what your plan covers! Comprehensive coverage can also come into play if your car is stolen—good news for drivers in

New Orleans

, where auto theft is at the highest rate it’s been in over a decade.

Full coverage insurance isn’t required by law, but it is required by lenders. If you

lease or buy a car

, you’ll need to carry collision and comprehensive insurance until your lease is up or your loan’s paid off.

While full coverage costs more than basic liability, Jerry can help you balance your coverage needs with your budget!

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• 50,000/100,000 Liability • Comp / Collision	Progressive	$359	Andre, 27 Luling, LA	Ford Edge SEL
• 50,000/100,000 Liability • Comp / Collision	Safeco	$78	Curtis, 70 Slidell, LA	Honda Pilot Touring
• 100,000/300,000 Liability • Comp / Collision	Allstate	$293	Brandon, 35 Baton Rouge, LA	Chevrolet Camaro LS
• 100,000/300,000 Liability • Comp / Collision	Travelers	$170	Jeremiah, 38 Opelousas, LA	Chrysler 300
• State Minimum Liability • Comp / Collision	Clearcover	$189	Rodney, 36 Monroe, LA	Toyota Corolla LE

Last Updated Oct 7, 2024

Average rates for minimum liability coverage and full coverage car insurance in Louisiana

A full coverage car insurance policy costs Louisiana drivers an average of $0 per year or $0 per month. For drivers who stick to the state requirements with only minimum liability, car insurance costs $0 per year or $0 per month, on average.

But

car insurance averages

only tell part of the story—and they’re not always a good guide to finding your best insurance rate. Every driver is different, and everything from your age and gender to your credit score, driving record, insurance history, and vehicle type could put your rates above or below the state average.

Louisiana car insurance: Additional coverages

Car insurance doesn’t end with liability, collision, and comprehensive coverage. Many drivers purchase additional coverage, such as:

Gap insurance

, which covers the difference between your outstanding loan balance and your insurance payout if your financed car is totaled.

MedPay

, which helps to offset medical bills and rehabilitation costs for you or your passengers after an accident.

Non-owner car insurance

, which provides you with liability coverage while driving cars you don’t own.

Personal injury protection (PIP)

, which pays for medical care, rehabilitation, lost wages, and funeral benefits for you and your passengers after an accident.

Rental reimbursement coverage

, which covers part or all of the cost of a rental car if your primary vehicle is being repaired after a covered claim.

Towing and labor coverage

, also known as

roadside assistance

, which offers services like towing, battery jumps, and lockout help.

Uninsured/underinsured motorist coverage

, which pays for medical treatments and repairs if you’re hit by an uninsured or underinsured motorist.

While none of these optional coverages are required by law, most drivers choose to add one or more to their policy for added protection—and many add-ons won’t significantly increase your premium.

MORE:

Types of insurance

Not in Louisiana?

Mississippi car insurance

Arkansas car insurance

Alabama car insurance

Oklahoma car insurance

Tennessee car insurance

Texas car insurance

Missouri car insurance

Georgia car insurance

Car insurance premium by rating factors

Remember—every driver is different, and every insurance company uses a whole slew of rating factors to

calculate your car insurance premium

Your age and demographics: Teens and other new drivers pay a higher rate for coverage than middle-aged drivers—and so do seniors over age 70. In Louisiana, gender can also affect premiums.

Your credit score: Research shows that drivers with poor credit file more claims. They also pay approximately 97% more than drivers with excellent credit—for the same coverage.

Your driving record and claims history: Causing an accident, committing a violation, filing a claim, or letting your insurance lapse can all lead to higher premiums.

Your driving habits: Louisiana drivers commute about 25 minutes per day—close to the national average. If you drive more or less than that, you’ll see your rates reflect the added (or lessened) risk of an accident.

Your location: City zip codes carry a higher risk of accidents, theft, vandalism—-and insurance claims. That’s why urban drivers pay more, and rates can vary within a single city.

How Do Different Factors Impact Your Car Insurance Costs in Louisiana?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Louisiana currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more abut the car insurance rating factors in Louisiana:

How to find cheap Louisiana car insurance if you’re a high-risk driver

The occasional speeding ticket might add a surcharge to your insurance policy, but drivers with multiple violations are at risk of earning the “high-risk” label from their insurance company.

Here’s how to navigate car insurance shopping if your Louisiana driving record is less than perfect.

Cheapest car insurance for Louisiana drivers with a speeding ticket

Louisiana speeding tickets

come in four categories:

1 – 9 mph over the speed limit: $115 – $285 in fines

10 – 14 mph over the speed limit: $215 – $385 in fines

15 – 20 mph over the speed limit: $240 – $410 in fines

21+ mph over the speed limit: Over $240 in fines and possible license suspension

Drive fast enough—or with enough careless lane changes and disruptive actions—and you risk

Louisiana's reckless driving charge

, which carries base penalties of up to $200 in fines and up to 90 days in jail.

Any type of speeding ticket can raise your insurance rates, typically by an average of 39%. That higher charge will usually stay on your policy for three to five years—but that doesn’t mean you can’t find savings in the meantime.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Speeding 6-10	Allstate	$188	Ophelia, 31 Denham Springs, LA	• State Minimum Liability
Speeding 11-15	National General	$164	Connor, 24 Independence, LA	• State Minimum Liability

Last Updated Oct 8, 2024

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We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

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How to find cheap Louisiana auto insurance after a DUI

Under

Louisiana’s DUI laws

, just one instance of driving under the influence could rack up thousands of dollars in fines, legal costs, and increased insurance premiums. The average rate increase after a DUI in Louisiana is 64%, but you can expect even higher increases if you’re convicted multiple times.

Drivers with DUIs tend to pay a lot more for car insurance—but you don’t have to resign yourself to unbearable premiums. Some insurers, like Progressive, give a DUI far less weight when calculating premiums, and Jerry can help you find the best rates based on your record.

AAA

Jeanette (30 years old)

DUI

Coverage

State Minimum

Ponchatoula, LA

Nissan Kicks

$81

per month

SR-22 filing requirement in Louisiana

Jorge (37 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Plaquemine, LA

Pontiac Solstice

$49

per month

Louisiana SR-22 insurance

A DUI is just one way to get an

. This document, which acts as a certificate of financial responsibility proving that an individual carries car insurance, is required for high-risk drivers with a serious history of violations. If your driving privileges were suspended after a violation, filing an SR-22 is a key step in the

Louisiana license reinstatement process

If you no longer have a car, you’ll still need to file an SR-22 to get your license back. In that situation, you’ll need to purchase

non-owner SR-22 insurance

An SR-22 isn’t the end of the world, but not all insurance providers work with them—and those who do may give you a sky-high rate. Jerry can help drivers with SR-22 requirements navigate the market and find providers who are willing to give fair rates to drivers working to improve their records.

How to find cheap car insurance in Louisiana after an at-fault accident

Your rates will also go up after an at-fault accident—but not all companies will raise them by the same amount. GEICO has the highest average rate increase after an accident at a whopping 64%, while State Farm and Travelers policyholders tend to see lower rate spikes.

But don’t worry. As usual, you can keep your rates low by comparing quotes from different providers and switching to a policy that fits your new profile.

Accident Type	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
At Fault With Injury	Progressive	$366	Joshua, 23 Marrero, LA	• 50,000/100,000 Liability
At Fault With No Injury	Nationwide	$94	Tony, 38 Baton Rouge, LA	• 30,000/60,000 Liability
Not At Fault	Mercury	$158	Lily, 33 Lake Charles, LA	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Clearcover	$106	Maggie, 65 Lake Charles, LA	• State Minimum Liability
At Fault With Injury	National General	$477	Roy, 21 Baker, LA	• State Minimum Liability • Comp / Collision

Last Updated Oct 8, 2024

FAQs

Is Louisiana a no-fault state?

No. No-fault states, like New York and Michigan, require all drivers to carry “no-fault” personal injury protection (PIP) insurance, which covers medical expenses for each driver regardless of fault. This simplifies the process of getting coverage for hospital bills after an accident—rather than going through a stranger’s liability insurance, you’ll get coverage directly through your own company!

Louisiana doesn’t require no-fault insurance, but you can still purchase it and reap the benefits.

What is full-coverage car insurance in Louisiana?

In Louisiana (as elsewhere), “full-coverage car insurance” typically refers to a policy that includes collision and comprehensive insurance on top of basic liability.

Can you get car insurance without a license in Louisiana?

No—Louisiana insurance companies require a

valid driver’s license

to buy a policy. But in some unique cases, such as an elderly driver whose license has expired, it’s possible to designate a licensed driver as the main driver on your policy to maintain your legal coverage requirements.

Check out Jerry’s

guide to car insurance without a license

for more information.

What is the lowest form of car insurance?

Liability-only car insurance is the simplest (and cheapest) kind of policy you can buy. It’s also the most dangerous. Louisiana's 15/30/25 liability limits aren’t enough to cover most drivers’ liability obligations after an accident.

Cheapest auto insurance after other violations in Louisiana

Speeding tickets, accidents, and DUIs aren’t the only way to earn the “high-risk” designation from your insurance company. No matter what violations show up on your Louisiana driving record, Jerry can help you save.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Careless Driving	Progressive	$679	Estelle, 31 Covington, LA	Nissan Maxima 3.5S	• No Coverage Liability • Comp / Collision
Defective Equipment	Safeco	$307	Floyd, 36 New Orleans, LA	RAM 1500 SLT	• State Minimum Liability • Comp / Collision
Driving on Sus. License	Bristol West	$508	Henry, 34 New Orleans, LA	Dodge Durango R/T	• 25,000/50,000 Liability • Comp / Collision
DUI	Allstate	$175	Cecilia, 60 Baton Rouge, LA	Chevrolet Suburban C1500	• State Minimum Liability
Failure to Obey Signal	Clearcover	$118	Georgie, 31 Baton Rouge, LA	Honda Accord LX	• State Minimum Liability
Illegal Turn	Bristol West	$387	Randy, 36 Denham Springs, LA	Dodge Grand Caravan GT	• State Minimum Liability • Comp / Collision
Improper Passing	Progressive	$679	Eliza, 31 Covington, LA	Nissan Maxima 3.5S	• No Coverage Liability • Comp / Collision
Leaving scene of an Accident/Hit and Run	National General	$131	Lizzie, 40 Hahnville, LA	Ford Expedition Eddie Bauer	• State Minimum Liability
Open Container	Progressive	$409	Harold, 24 New Orleans, LA	Chevrolet Cruze LS	• State Minimum Liability • Comp / Collision
Speeding Violation-Major	Bristol West	$660	Dale, 31 Covington, LA	Nissan Maxima 3.5S	• No Coverage Liability • Comp / Collision
Speeding Violation-Minor	Clearcover	$110	Albert, 40 Maurepas, LA	Toyota Tundra Crewmax 1794	• State Minimum Liability
Suspension	Allstate	$215	Frances, 29 Baton Rouge, LA	Jeep Patriot Limited	• State Minimum Liability
Wrong Way/Wrong Lane	Progressive	$159	Rosalie, 28 Plaquemine, LA	Toyota Camry LE	• State Minimum Liability
Ticket Violation Not Listed	Kemper	$135	Hannah, 26 Winnfield, LA	Mazda MX-5 Miata	• State Minimum Liability

Last Updated Oct 8, 2024

How to find cheap Louisiana car insurance based on your insurance history

Insurance companies don’t just look for a clean driving record when reviewing applicants—they also want to see a continuous coverage history with no breaks or gaps.

Whether you forgot to renew your policy, stopped paying your bill, or just spent a few years relying on public transportation,

any car insurance lapse

will lead to higher rates down the road. If you’re getting insurance for the first time in a long time (or ever), be prepared to pay a little more until you’ve laid down a strong history of on-time payments and

continuous coverage

That’s where Jerry offers an added benefit: in addition to helping you find the best fit for your profile, Jerry gives eligible drivers the option to turn on payment reminders in the app so you never miss a payment. You’ll also receive a renewal reminder and new quotes to compare when it’s almost time to re-up your coverage.

Glenn (57 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Lexus ES 350

$175

per month

Callie (33 years old)

Not Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Denham Springs, LA

Honda Prelude

$297

per month

Nationwide

Verna (38 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Baton Rouge, LA

Mazda CX-9 Touring

$178

per month

Ruby (49 years old)

Not Currently Insured

Coverage

State Minimum

Bossier City, LA

Honda Civic LX

$103

per month

Gainsco

Lida (51 years old)

Currently Insured

Coverage

30,000 per person

60,000 per accident bodily injury

Comp / Collision

Hyundai Elantra SEL

$337

per month

“credit-based insurance score”

Lily (60 years old)

Not Currently Insured

Coverage

State Minimum

Baton Rouge, LA

Nissan Sentra S

$283

per month

How to find cheap Louisiana car insurance with a low credit score

All major car insurance companies will run a soft credit check and use something called a

when evaluating your application and setting your rates. Drivers with good credit (700 or above) pay less, on average, than drivers with poor credit.

Bad credit doesn’t just suggest a history of unpaid bills; studies actually show that drivers with poor credit tend to file more insurance claims.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$68	Norman, 41 Monroe, LA	Honda Civic LX	• 50,000/100,000 Liability
660 - 750	National General	$135	Rachel, 35 Covington, LA	Hyundai Santa FE Limited	• 100,000/300,000 Liability • Comp / Collision
550 - 659	Bristol West	$374	Leroy, 39 Gray, LA	Acura TL	• 50,000/100,000 Liability • Comp / Collision
< 550	National General	$231	Elnora, 43 Baton Rouge, LA	Nissan Altima S	• State Minimum Liability

Last Updated Oct 8, 2024

How to find cheap auto insurance in Louisiana for your age

Over the course of the average driver’s life, the cost of car insurance starts—and ends—high. Teen drivers between ages 16 and 19 pay the highest rates, but most drivers see their insurance costs go up again in their mid-70s.

The best car insurance companies in Louisiana for young drivers

Like all

new drivers

, teenagers pay more for car insurance than drivers with a proven record of safe driving. But for teens, the costs are even higher thanks to statistics that show a higher rate of accidents, crash fatalities, and violations among drivers aged 19 and below.

Those increased rates are even higher for male drivers, who show a higher rate of unsafe behaviors like distracted driving and skipping the seatbelt.

The good news: young drivers can save by staying on a family policy, qualifying for good student discounts, and using usage-based insurance tools—and by shopping with Jerry, of course!

MORE:

The best cheap car insurance for teens in 2023

Stephen (23 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Geismar, LA

Honda Civic Sport

$265

per month

Sarah (24 years old)

Coverage

State Minimum

Scott, LA

Chevrolet Impala LS

$406

per month

Nathaniel (24 years old)

Coverage

No Coverage

Mamou, LA

Nissan Altima 2.5

$89

per month

Clearcover

Dora (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Covington, LA

Chevrolet Tahoe C1500

$284

per month

Joshua (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Chevrolet Tracker ZR2

$406

per month

car insurance for drivers over 55

Eddie (24 years old)

Coverage

State Minimum

Baton Rouge, LA

Honda Accord LX

$266

per month

The best car insurance companies for senior drivers in Louisiana

Many seniors actually pay less for car insurance than middle-aged drivers. Between ages 55 and 75, you’ll likely see the lowest rates of your whole driving career thanks to decades of experience.

But around your mid-70s, your rates will start to go up because of increased rates of driver error and a much higher risk of accident fatalities. Even good drivers tend to see higher risks on the road when they reach this age.

Enter Jerry, which has helped thousands of seniors find the best

Jay (66 years old)

Coverage

State Minimum

Lake Charles, LA

Nissan Sentra S

$389

per month

Theodore (70 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Slidell, LA

Honda Pilot Touring

$78

per month

Kyle (66 years old)

Coverage

State Minimum

Des Allemands, LA

Toyota Camry LE

$101

per month

Johanna (84 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Lafayette, LA

Toyota Corolla L

$248

per month

How to get car insurance before buying a car

Jesse (66 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Marrero, LA

Nissan Pathfinder S

$109

per month

Clearcover

Leah (79 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Livingston, LA

Jeep Cherokee Sport

$307

per month

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How to find car insurance discounts in Louisiana for your motor vehicle

We’ll keep it simple: the more your vehicle costs to repair, the more it costs to insure.

This means that you’ll pay a higher rate if you drive:

A brand-new vehicle

A luxury car

A sports car

A hybrid or electric vehicle

Any vehicle with hard-to-source components

If you drive one of Louisiana’s most popular models, you’ll likely see more moderate insurance rates, thanks to the wide availability of parts and lower cost of repairs.

Matthew Boudreaux, Public Information Director at the Louisiana Department of Motor Vehicles, says that the humble

Honda Accord

is the most popular car in the Pelican State, followed by the

Toyota Camry

and

Nissan Altima

. But many Louisiana drivers prefer trucks like the

Ford F-150

Chevy Silverado

, or

GMC Sierra 1500

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Honda Accord Sport	Progressive	$341	Frederick, 22 Lake Charles, LA	• 50,000/100,000 Liability • Comp / Collision
Toyota Camry LE	Allstate	$101	Billy, 65 Des Allemands, LA	• State Minimum Liability
Nissan Altima 2.5	Progressive	$123	Henry, 37 Baton Rouge, LA	• 100,000/300,000 Liability • Comp / Collision
Honda Accord EX	National General	$283	Edgar, 21 Port Allen, LA	• State Minimum Liability

Last Updated Oct 6, 2024

MORE:

Is it cheaper to insure a new car or a used car?

In general, new cars cost more to insure than older models. That’s because new cars have a higher value and are more likely to come with brand-new tech that’s costly to repair or replace.

Glen (31 years old)

2005 Chevrolet Tahoe C1500

Coverage

State Minimum

West Monroe, LA

$169

per month

Corey (52 years old)

1999 Chevrolet Suburban K1500

Coverage

State Minimum

Metairie, LA

$126

per month

Pauline (32 years old)

2005 Chevrolet Silverado C1500

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

New Iberia, LA

$269

per month

Joshua (23 years old)

2003 Chevrolet Tracker ZR2

Coverage

50,000 per person

100,000 per accident bodily injury