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Cheapest Car Insurance in Idaho (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Idaho.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in Idaho

No
car insurance
company is perfect—but cheap coverage is out there if you know where to look. To find the lowest rates in Idaho, drivers should
compare quotes
from multiple car insurance companies to ensure they’re finding the best coverage and price. 
Jerry can help simplify the search process by collecting and comparing quotes on your behalf, so you can easily compare rates across insurance companies to find the right policy.
Insurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Progressive
$154
Hyundai Elantra SE
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$65
Toyota Yaris IA
• State Minimum Liability
• Comp / Collision
Safeco
$101
Volvo V70 3.2
• 50,000/100,000 Liability
Allstate
$179
Chrysler 200 Touring
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$112
Honda Civic LX
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated May 22, 2024

Cheapest car insurance companies in Idaho

Curious about the car insurance company with the lowest rates in Idaho? Jerry conducted the largest nationwide insurance shopping survey to uncover the answer:
The results of our survey show that there is no singular “cheapest” insurance company out there for Idaho drivers—but Idaho drivers rated Dairyland, Progressive, and Safeco as the best insurance companies in the state. 
Find out what drivers in Idaho have to say about these insurers and others below: 
Insurance companyDateCost rating (out of 5)What our customer said:
Allstate
May 24, 2024
5
"Allstate has great coverage for a great price! "
-Willie
Dairyland
May 24, 2024
5
"So far they’ve been a great provider and I appreciate everything they’ve done for me"
-Gerald
Bristol West
May 17, 2024
4
"Just purchased insurance so I'm not sure "
-Jerry
Safeco
May 14, 2024
5
"I guess it’s fine. I haven’t had any accidents or needed them, but I’ve got no reason so far to dislike them. "
-Agnes
Infinity
May 13, 2024
5
"Geico has been outstanding insurance company for us. They are always there when we need them, for road side assistanc...(read more)"
-Olive
coverageLast Updated May 24, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
If you want to compare car insurance quotes quickly, the easiest way to do so is by using a car insurance comparison website or app. 
That's where Jerry comes in to save the day! We're
a trusted insurance agency
with a free app that not only compares car insurance quotes but also offers top-notch service from an amazing team of 100+ licensed insurance agents. 

Minimum liability and full coverage in Idaho

Drivers in Idaho must carry a minimum amount of car insurance coverage before hitting the road. However, you may consider adding extra coverage options that provide additional protection for damages and repairs to your vehicle.

Cheapest minimum liability coverage car insurance quotes in Idaho

In Idaho, liability insurance is mandatory for every driver
If you happen to be at fault in an accident, your liability coverage provides protection for the other driver involved. This insurance type covers expenses such as lost wages, property damage, and medical bills resulting from your actions.
  • $25,000 per person / $50,000 per accident in bodily injury liability coverage
  • $15,000 per accident in property damage liability coverage
This amount of coverage is often expressed more simply as 25/50/15. Idaho car insurance policies also automatically include
uninsured/underinsured motorist coverage
, but drivers can waive that coverage if they choose. 
The table below shows how Jerry has helped many car owners in Idaho obtain the required minimum liability coverage:
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Miguel (22 years old)
coverageCoverage
State Minimum
locationAmmon, ID
$156
per month
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Luke (30 years old)
coverageCoverage
State Minimum
carChevrolet Sonic LT
$84
per month
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Antonio (30 years old)
coverageCoverage
State Minimum
carMercury Grand Marquis LS
$92
per month
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Amy (31 years old)
coverageCoverage
State Minimum
$65
per month
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Cory (23 years old)
coverageCoverage
State Minimum
$110
per month
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Lillie (27 years old)
coverageCoverage
State Minimum
locationOakley, ID
$152
per month

Do you need more than minimum coverage in Idaho? 

Idaho’s minimum car insurance requirements won’t give you total protection in the event of an accident. That’s why it’s always a good idea to invest in higher coverage limits and policy add-ons.  
Most drivers add
comprehensive coverage
and
collision coverage
to their auto insurance policy. Paired with your minimum liability coverage, these insurance coverages can offer full coverage on your vehicle from damage in the event of accidents, natural disasters, vandalism, theft, and other incidents.
Lower my car insurance too!

Cheapest full coverage car insurance quotes in Idaho

To safeguard yourself from expenses like repairing or replacing your vehicle,
full coverage car insurance
is the ideal choice.
Full coverage policies contain your liability coverage, as well as
comprehensive
and
collision coverage
. Collision coverage takes care of costs associated with repairing or replacing your car after an accident, while comprehensive coverage provides compensation for theft or damage caused by non-collision incidents.
If you are leasing or financing your vehicle, your lender will require you to carry a full-coverage policy until your loan’s paid off. The good news is, Jerry can help you find the cheapest rates. 
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Nationwide
$65
Toyota Yaris IA
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$101
Chevrolet Impala LT
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$139
KIA RIO EX
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$319
Chevrolet Malibu 2LT
• State Minimum Liability
• Comp / Collision
National General
$152
Hyundai Elantra SEL
coverageLast Updated May 20, 2024

Average rates for state minimum liability coverage and full coverage 

Through our experience assisting policyholders in Idaho, Jerry has discovered that the average monthly cost for minimum liability insurance is around $114, or $1,366 annually. In the case of full coverage insurance, the average monthly cost in Idaho is approximately $142, totaling $1704 per year.
While average insurance rates can give you a general idea of what your personal insurance costs might be, it's important to acknowledge that each driver's premium is calculated uniquely. Factors such as your age, driving record, claims history, vehicle type, and location all play a role in determining your individual premium.

Idaho car insurance: Additional coverages

Apart from collision and comprehensive coverage, there are other types of car insurance worth considering in Idaho, including: 
  • Uninsured motorist coverage/underinsured motorist coverage (UM/UIM) 
  • Personal injury protection (PIP)
  • Medical payments (MedPay)
  • Towing and labor coverage 
  • Rental reimbursement coverage
For drivers who lease or finance a vehicle: It's recommended that you purchase
gap insurance
. This type of coverage covers the difference between what you owe on your financed car and its actual cash value in the event of theft or a total loss.
For drivers who frequently borrow or rent a vehicle: A
non-owner car insurance
policy offers liability coverage regardless of the car you're driving. However, it does not cover damages to the vehicle or personal injuries in an accident.

Car insurance premium by rating factors 

Car insurance companies in Idaho take various factors into account when determining your annual premium, including: 
  • Your driving record / claims history: If you have a history of accidents or tickets, insurance carriers will increase their charges accordingly.
  • Where you park your car: Your garaging location also plays a role in determining your auto insurance costs. Drivers who live in cities like Boise tend to see higher annual rates.  
  • The make / model of your car: Luxury, high-performance, and sports vehicles generally have higher rates for collision and comprehensive coverage.
  • How often you drive: Insurance companies often charge higher premiums when your car is used for commuting, as opposed to leisure purposes.
  • Your credit score: Drivers with good credit typically pay lower rates for the same amount of coverage. 

How Do Different Factors Impact Your Car Insurance Costs in Idaho?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Idaho currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in Idaho:

Cheapest Idaho car Insurance after a driving violation

Your driving history impacts your
auto insurance quotes
—and having violations on your record can lead to significant price hikes. Insurance companies view a history of violations as an indication of higher risk, and will charge you a higher rate accordingly.

Cheapest car insurance for Idaho drivers with a speeding ticket

Having a speeding ticket on your driving record can result in an increase in your car insurance rate. 
On average, Idaho drivers that are caught speeding up to 15 mph over the limit experience a 21% rate increase, while drivers caught speeding 16+ mph over the limit could face even
steeper price hikes
But even with a ticket on your record, finding affordable rates is still possible. Jerry has helped drivers with various speeding tickets save on their insurance costs:
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 1-5
Progressive
$83
• 100,000/300,000 Liability
• Comp / Collision
Speeding 16-20
Safeco
$177
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 20, 2024

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
Great Experience!
Andres
Safeco
Awesome company! Great rates!
Delana
Travelers
Saved a ton switching to Travelers.
Isaiah
Progressive
Progressive has been great so far. Thanks Jerry for showing me cheaper car insurance!
Paige

Cheapest auto insurance in Idaho after a DUI 

Speeding violations are not the only thing that can raise your insurance rates. In Idaho,
DUIs are considered a significant violation
that can result in substantial increases in car insurance costs.
Exactly how much you pay for insurance after a DUI conviction can vary greatly among carriers—that’s why it’s smart to
shop around and compare rates
from various insurance companies. The table below showcases how Jerry has assisted high-risk drivers in finding affordable coverage options after a DUI:
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Derek (37 years old)
DUI
coverageCoverage
State Minimum
$202
per month
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Gerald (47 years old)
DUI
coverageCoverage
State Minimum
locationMarsing, ID
carDodge Dart SXT
$120
per month
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Keith (28 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carBMW 328 XI Sulev
$216
per month
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Jeremy (28 years old)
DUI
coverageCoverage
State Minimum
carDodge RAM 1500 ST
$85
per month
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Steve (36 years old)
DUI
coverageCoverage
State Minimum
$141
per month

Idaho SR-22 insurance 

In the event of a serious violation, like a DUI, you may have to fulfill a legal obligation called an SR-22 filing. An
Idaho SR-22
is issued by insurance companies to certify that you have the minimum liability coverage required by Idaho law.
SR-22s may also be required if:
  • You’re caught driving without insurance
  • You are convicted of a
    reckless driving charge
  • Your driver’s license was suspended or revoked
After being convicted of a serious driving offense, Idaho requires you to carry SR-22 insurance for a minimum of three years.

Cheapest Idaho auto insurance after an at-fault accident

Your accident history can influence your car insurance rates, since insurance companies assess your at-fault accidents to determine your level of risk. Recent at-fault accidents can lead to significant rate increases.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With Injury
Clearcover
$157
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Safeco
$119
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Allstate
$103
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Nationwide
$131
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
Bristol West
$253
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 25, 2024

FAQ

Yes, Idaho follows an at-fault insurance system. That means drivers aren’t responsible for carrying no-fault types of insurance. Instead, medical expenses, lost wages, and vehicle damages can all be recouped through the at-fault driver’s liability insurance. But liability coverage alone won’t cover your own expenses if you’re at fault. That’s why it’s advisable to carry extra coverages that help protect both yourself and your financial assets.

Cheapest auto insurance after other violations in Idaho 

In addition to speeding tickets and DUIs, other types of violations can lead to higher car insurance costs in Idaho. Check out the list below to see different driving violations and how Jerry assisted drivers in saving on their car insurance.
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Careless Driving
Progressive
$125
Chrysler 200 LX
• State Minimum Liability
Cell Phone
Safeco
$78
Toyota Tacoma Access Cab
• 50,000/100,000 Liability
• Comp / Collision
Defective Equipment
Allstate
$172
Jeep Cherokee Trailhawk
• 100,000/300,000 Liability
• Comp / Collision
Driving on Sus. License
Bristol West
$66
Chevrolet Cavalier LS
• State Minimum Liability
DUI
Allstate
$216
BMW 328 XI Sulev
• 100,000/300,000 Liability
• Comp / Collision
Failure to Stop
Nationwide
$110
Ford F250 Super Duty
• 100,000/300,000 Liability
• Comp / Collision
Illegal Turn
Bristol West
$137
Chrysler 200 S
• State Minimum Liability
Improper Passing
Progressive
$83
Subaru Impreza Premium Plus
• 100,000/300,000 Liability
• Comp / Collision
Open Container
Dairyland
$100
Ford F250 Super Duty
• State Minimum Liability
Speeding 16-20
National General
$246
Honda Civic Sport
• State Minimum Liability
• Comp / Collision
Speeding 1-5
National General
$152
Hyundai Elantra SEL
• State Minimum Liability
• Comp / Collision
Suspension
Safeco
$120
Dodge Dart SXT
• State Minimum Liability
• Comp / Collision
Driving Left of Center
Travelers
$134
RAM 1500 ST
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated May 23, 2024

Cheapest auto insurance in Idaho based on insurance history

Like your accident history, your insurance history plays a role in determining your car insurance rates. This includes factors like how long you've been insured and whether you've had any
coverage lapses
If you’ve experienced a lapse of coverage in the recent past, chances are you’ll face higher insurance premiums. 
At Jerry, we understand the importance of timely payments and avoiding coverage gaps. That's why we provide payment reminders to eligible customers, ensuring they stay on track. We can also help drivers find affordable policies, even if they are currently uninsured or have experienced coverage lapses.
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Melvin (22 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationAmmon, ID
$170
per month
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Henrietta (33 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationAmmon, ID
carSubaru Impreza Premium Plus
$103
per month
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Nell (23 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$179
per month
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Susie (34 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$90
per month
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Clearcover
Linnie (24 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$145
per month
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Cecelia (33 years old)
Not Currently Insured
coverageCoverage
State Minimum
$77
per month

Cheapest car insurance for drivers with poor credit 

While your credit score doesn't prove your driving ability, insurance companies nonetheless factor in credit history when calculating your rates. That’s because insurers have observed a connection between lower credit scores and increased claim filing. 
As a result, having a lower credit score can lead to higher insurance costs.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$80
Honda Civic LX
• 50,000/100,000 Liability
• Comp / Collision
660 - 750
Safeco
$101
Chevrolet Impala LT
• 50,000/100,000 Liability
• Comp / Collision
550 - 659
Allstate
$143
Dodge Avenger SE
• State Minimum Liability
• Comp / Collision
< 550
Allstate
$104
Chevrolet Avalanche LS
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 24, 2024

Cheapest car insurance in Idaho by age

Young drivers typically face some of the highest auto insurance rates, in large part due to limited driving experience and a likelihood of accidents. The good news is, steep rates gradually start to drop off as drivers turn 25.  

Cheapest car insurance in Idaho for young drivers

Young drivers are best served by a full-coverage car insurance policy that can shoulder the brunt of accident-related damages in the event of a collision or loss. Jerry can help young drivers find the best rates when it comes to comprehensive and collision coverage. 
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Julian (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationAmmon, ID
$170
per month
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Bill (22 years old)
coverageCoverage
State Minimum
carDodge Dart GT
$179
per month
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Scott (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$137
per month
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Aiden (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$202
per month
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Christine (23 years old)
coverageCoverage
State Minimum
$110
per month
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Martha (23 years old)
coverageCoverage
State Minimum
carToyota Corolla
$72
per month

Cheapest car insurance in Idaho for senior drivers 

Similar to teen drivers, senior drivers pose another kind of heightened risk in the eyes of insurance agencies. That’s because: 
  • Senior drivers have a higher likelihood of being involved in accidents 
  • Senior drivers are more susceptible to severe injuries in collisions, resulting in substantial medical expenses and increased costs for insurance providers
Drivers typically see a sudden increase in their insurance rates once they hit their mid-70s. Compare the average costs of Idaho car insurance for senior drivers (along with potential savings) below: 
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Isabel (69 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$72
per month
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Bruce (65 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationMarsing, ID
$101
per month
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Betty (70 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$152
per month
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Mayme (82 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$70
per month
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Ronnie (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
$114
per month
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Roy (79 years old)
coverageCoverage
State Minimum
carHonda Pilot EX
$85
per month

Over 3,500,000 customers and counting

We’ve earned an App Store rating of 4.7 stars for all we do to make car ownership easier.
Progressive
I saved over $100 by switching!!!! I recommend it to all my family & friends.
Alexa
Progressive
Quick to respond to claims and very friendly service.
Gabino
Allstate
Allstate has great coverage for a great price!
Jessie
Dairyland
Super affordable and much less hassle than other carriers I've had.
Kacie

Cheapest car insurance in Idaho by location

In addition to the factors above, where you live affects your insurance costs. Stats like population density, accident rates, crime statistics, and climate can all influence your rates, so that insurance premiums may vary across different cities and even zip codes. 
Jerry has assisted Gem State drivers in finding the best car insurance rates and appropriate coverage levels based on their specific needs.
CityCustomerInsurance CompanyPremium (monthly)CarInsurance coverage
Coeur D Alene, ID
Glenn, 44
Progressive
$80
KIA Forte EX
• State Minimum Liability
Sandpoint, ID
Curtis, 25
Travelers
$121
Subaru WRX Limited
• 100,000/300,000 Liability
• Comp / Collision
Caldwell, ID
Marc, 23
Allstate
$179
Chrysler 200 Touring
• 100,000/300,000 Liability
• Comp / Collision
Boise, ID
Roy, 36
Nationwide
$64
Nissan Xterra OFF Road
• 100,000/300,000 Liability
• Comp / Collision
Sandpoint, ID
Luke, 30
Safeco
$84
Chevrolet Sonic LT
• State Minimum Liability
• Comp / Collision
Boise, ID
Josephine, 43
National General
$76
Jeep Liberty Sport
• State Minimum Liability
Caldwell, ID
Sue, 23
Bristol West
$72
Toyota Corolla
• State Minimum Liability
Nampa, ID
Cory, 23
Mercury
$110
Toyota Prius
• State Minimum Liability
Blackfoot, ID
Nannie, 35
Clearcover
$157
Mazda CX-3 Grand Touring
• 100,000/300,000 Liability
• Comp / Collision
Nampa, ID
Helen, 40
The General
$139
Toyota Camry XLE
• State Minimum Liability
Boise, ID
Etta, 28
Metlife
$127
Subaru Crosstrek Premium
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 25, 2024

How to lower the cost of car insurance in Idaho

Looking to lower your insurance costs in Idaho? Here are some tips recommended by Jerry’s insurance agents: 
  1. Obtain quotes from at least three to five different companies for comparison.
  2. Consider bundling your car insurance with your homeowners insurance.
  3. Look for available car insurance discounts that you qualify for, such as good driver discounts, low mileage discounts, and student discounts.
  4. Raise the deductibles for your comprehensive and collision coverage.
  5. Work on improving your credit score.
  6. Consider taking a defensive driving course, as some insurers offer discounts for completing approved courses.
  7. Consider dropping additional coverages, such as collision and comprehensive coverage, on older or infrequently driven vehicles.

Why is car insurance so expensive in Idaho?

Despite the fact that Idaho auto insurance coverage costs less compared to other states, premiums in the Gem State can quickly get pricey for the following reasons: 
  • A high percentage of uninsured drivers on the roads
  • Increasing healthcare costs across the state
  • Higher risks of natural disasters/severe weather (wildfire, flooding, etc.) 

FAQs

Auto owners in Idaho pay an average of $1,366 per year in car insurance or $114 per month, which is less than the national average. 
The minimum required amounts of liability coverage for Idaho drivers include $25,000 per person and $50,000 per accident in bodily injury liability, and $15,000 per accident in property damage liability coverage. 
There’s no universal insurance company that can offer the cheapest rates in Idaho. Your best bet at finding cheap auto insurance is comparing quotes from multiple insurance companies to see who can offer you the lowest rate, since every carrier calculates their rates differently. 
Your car insurance coverage is
typically attached to your vehicle
, rather than you (the driver). That means your liability coverage, along with add-ons like comprehensive or collision coverage, all follow your vehicle—even if you’re not the one driving it. 
So if someone else gets into an accident while driving your car, your insurance company would still likely be responsible for covering the claim, based on the coverages specified in your policy.
Idaho insurance law assigns “fault” to drivers following an accident, with the driver deemed at-fault responsible for paying out the other party’s damages. But if you find yourself in a collision with a driver who lacks sufficient coverage, you could be facing out of pocket costs for your own damages.
That’s why most Idaho insurance policies automatically include uninsured/underinsured motorist coverage, which is designed to protect you from paying after an accident with an uninsured drivers.
Yes. Driving without car insurance in Idaho could result in serious legal penalties like monetary fines and driver’s license suspension. Additionally, if you’re caught driving without coverage, auto insurance companies may charge you more—and you could be required to carry SR-22 insurance for at least a year. 
On average, an at-fault accident remains on your Idaho driving record for about three years. But even if it lasts longer, insurance companies typically don’t look farther back than three years when determining your rates—so the consequences of increased insurance rates following an accident aren’t permanent. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
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Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.