Services
Insurance
Loans
Repairs
Advice
About

Cheapest Honda Civic Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Honda Civic
background
Find Insurance Savings
√
No long forms
√
No spam or unwanted calls
√
Quotes from top insurance companies
background
avatar
Maria Cruz
Expert Insurance Writer & Editor
icon
Reviewed by Josh Damico, Vice President Insurance Operations
icon
Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Honda Civic car insurance cost? 

On average, Honda Civic drivers spend $97 each month on state minimum car insurance and $180 per month for full coverage. Compared to other popular cars like the Subaru Outback, Ford Thunderbird, and Mini Cooper, the Honda Civic is 18% more expensive to insure. 
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Honda Civic insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Honda Civic car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Honda Civic drivers save an average of $1,082 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
July 20, 2024
Honda Civic EXLAllstate
$152
• 50,000/100,000 Liability
• Comp / Collision
July 15, 2024
Honda Civic LXMercury
$79
• 100,000/300,000 Liability
July 12, 2024
Honda Civic EXBristol West
$143
• 50,000/100,000 Liability
July 11, 2024
Honda Civic LXNational General
$264
• State Minimum Liability
July 8, 2024
Honda Civic LXInfinity
$98
• State Minimum Liability
coverageLast Updated Jul 20, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Honda Civic, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Honda Civic owners

There’s no single best insurance company for all Honda Civic owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Honda Civic?

The average cost of Honda Civic insurance is $180 per month for full coverage and $97 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Honda Civic
$180
$97
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Honda Civic trims.
CarMonthly minimum coverage costMonthly full coverage cost
Civic Honda Base
$104
$212
Civic Honda DX
$98
$130
Civic Honda DX VP
$108
$129
Civic Honda EX
$98
$180
Civic Honda EXL
$94
$171
Civic Honda GX
$109
$236
Civic Honda HF
$79
$174
Civic Honda Hybrid
$92
$161
Civic Honda Hybrid L
$91
$137
Civic Honda LX
$97
$179
Civic Honda LX-S
$102
$174
Civic Honda SE
$117
$171
Civic Honda SI
$95
$196
Civic Honda Sport
$103
$200
Civic Honda Touring
$92
$182
Civic Honda Type-R Touring
$81
$163
Civic Honda VP
$66
$111
Lower my car insurance too!

Honda Civic insurance cost by model year

The more recently your Honda Civic was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Honda Civics provided by Jerry to better understand how your driver profile might affect your cost.

2023 Honda Civic car insurance quotes

Unfortunately, newer cars can also come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Honda Civic:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2023
Honda Civic Touring
Progressive
$175
• 100,000/300,000 Liability
• Comp / Collision
2023
Honda Civic Sport
Safeco
$279
• State Minimum Liability
• Comp / Collision
2023
Honda Civic Sport
Bristol West
$149
• 50,000/100,000 Liability
2023
Honda Civic Sport
Gainsco
$141
• State Minimum Liability
• Comp / Collision
2023
Honda Civic Sport
National General
$90
• State Minimum Liability
coverageLast Updated Jul 19, 2024

2022 Honda Civic car insurance quotes

It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Honda Civic drivers below:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2022
Honda Civic EX
Safeco
$148
• 50,000/100,000 Liability
• Comp / Collision
2022
Honda Civic Sport Touring
Travelers
$254
• 100,000/300,000 Liability
• Comp / Collision
2022
Honda Civic LX
AAA
$395
• State Minimum Liability
• Comp / Collision
2022
Honda Civic LX
Allstate
$119
• 100,000/300,000 Liability
• Comp / Collision
2022
Honda Civic Sport
Mercury
$250
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jul 20, 2024

2021 Honda Civic car insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Honda Civic:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2021
Honda Civic Sport
Nationwide
$182
• 50,000/100,000 Liability
• Comp / Collision
2021
Honda Civic Sport
Travelers
$207
• 100,000/300,000 Liability
• Comp / Collision
2021
Honda Civic EX
AAA
$114
• State Minimum Liability
• Comp / Collision
2021
Honda Civic Sport
Allstate
$202
• 50,000/100,000 Liability
• Comp / Collision
2021
Honda Civic Sport
Mercury
$218
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 24, 2024
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Honda Civic with our real quote examples below:

2020 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2020
Honda Civic LX
Nationwide
$160
• 50,000/100,000 Liability
• Comp / Collision
2020
Honda Civic LX
Allstate
$192
• 100,000/300,000 Liability
• Comp / Collision
2020
Honda Civic Sport
AAA
$403
• State Minimum Liability
• Comp / Collision
2020
Honda Civic LX
Safeco
$250
• State Minimum Liability
• Comp / Collision
2020
Honda Civic LX
Gainsco
$136
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 23, 2024

2019 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2019
Honda Civic Sport
Progressive
$170
• 50,000/100,000 Liability
• Comp / Collision
2019
Honda Civic Sport
Allstate
$180
• 50,000/100,000 Liability
• Comp / Collision
2019
Honda Civic EX
Mercury
$107
• 100,000/300,000 Liability
• Comp / Collision
2019
Honda Civic EX
Clearcover
$100
• State Minimum Liability
• Comp / Collision
2019
Honda Civic Sport
State Auto
$182
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jul 23, 2024

2018 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2018
Honda Civic EX
Travelers
$321
• 50,000/100,000 Liability
• Comp / Collision
2018
Honda Civic EX
AAA
$254
• 100,000/300,000 Liability
• Comp / Collision
2018
Honda Civic EX
Nationwide
$107
• State Minimum Liability
• Comp / Collision
2018
Honda Civic LX
Safeco
$80
• State Minimum Liability
• Comp / Collision
2018
Honda Civic EX
Plymouth Rock
$178
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jul 20, 2024

2017 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2017
Honda Civic LX
Allstate
$258
• 50,000/100,000 Liability
• Comp / Collision
2017
Honda Civic Touring
Travelers
$137
• 100,000/300,000 Liability
2017
Honda Civic EX
AAA
$88
• State Minimum Liability
2017
Honda Civic LX
State Auto
$131
• 30,000/60,000 Liability
• Comp / Collision
2017
Honda Civic LX
Gainsco
$195
• State Minimum Liability
coverageLast Updated Jul 23, 2024

2016 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2016
Honda Civic LX
Nationwide
$95
• 50,000/100,000 Liability
• Comp / Collision
2016
Honda Civic LX
Travelers
$180
• 100,000/300,000 Liability
• Comp / Collision
2016
Honda Civic LX
Allstate
$67
• State Minimum Liability
2016
Honda Civic Touring
Infinity
$396
• State Minimum Liability
• Comp / Collision
2016
Honda Civic LX
Bristol West
$197
• State Minimum Liability
coverageLast Updated Jul 22, 2024

2015 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2015
Honda Civic LX
Progressive
$205
• 50,000/100,000 Liability
• Comp / Collision
2015
Honda Civic LX
Nationwide
$124
• 100,000/300,000 Liability
• Comp / Collision
2015
Honda Civic LX
Safeco
$176
• State Minimum Liability
• Comp / Collision
2015
Honda Civic LX
AAA
$387
• State Minimum Liability
• Comp / Collision
2015
Honda Civic EX
Allstate
$204
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jul 24, 2024

2014 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2014
Honda Civic LX
AAA
$188
• 100,000/300,000 Liability
• Comp / Collision
2014
Honda Civic EX
Safeco
$95
• 50,000/100,000 Liability
• Comp / Collision
2014
Honda Civic EX
Clearcover
$208
• 50,000/100,000 Liability
• Comp / Collision
2014
Honda Civic EX
Mercury
$159
• State Minimum Liability
• Comp / Collision
2014
Honda Civic LX
Plymouth Rock
$179
• 15,000/30,000 Liability
• Comp / Collision
coverageLast Updated Jul 20, 2024

2013 Honda Civic car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2013
Honda Civic EXL
Progressive
$270
• 50,000/100,000 Liability
• Comp / Collision
2013
Honda Civic LX
Allstate
$213
• 50,000/100,000 Liability
• Comp / Collision
2013
Honda Civic LX
AAA
$208
• 100,000/300,000 Liability
• Comp / Collision
2013
Honda Civic LX
Travelers
$96
• State Minimum Liability
• Comp / Collision
2013
Honda Civic EXL
National General
$246
• 50,000/100,000 Liability
coverageLast Updated Jul 18, 2024

Are Honda Civics expensive to insure? 

The average Honda Civic insurance rate is $97 per month. Compared to the national average for other models from a similar price range, it is 18% more expensive to insure a Honda Civic .
CarMonthly minimum coverage costMonthly full coverage cost
Honda Civic
$97
$180
Mitsubishi Outlander
$103
$192
Subaru Impreza
$90
$154
Fiat 500L
$83
$149
Mazda 5
$91
$169
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Honda Civic safety ratings

Insurance companies also consider the safety ratings of a particular car to determine insurance premiums. 
The two best-known vehicle safety rating organizations are:
  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests. 
See the tables below for a detailed look at safety ratings for the Honda Civic.

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Side: updated test
Acceptable
Roof strength
Good
Head restraints & seats
Good
Headlights
Good
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior
Front crash prevention: vehicle-to-pedestrian (night)
Advanced
Moderate overlap front: updated test
Acceptable
Seat belt reminders
Good
LATCH ease of use
Good

Honda Civic safety features 

The safety features of a model will also impact your insurance costs. 
A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features. 
The Honda Civic has a variety of safety features. Learn more about them below.
Safety featureDescription
Knee airbags
Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Side impact airbags
Side impact airbags for the front and rear seats have been designed to protect the torso during a side impact collision.
Security system
The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.

What other factors affect Honda Civic insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Honda Civic insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
card cover
Hester (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationAmmon, ID
carHonda Civic Sport
$170
per month
card cover
Genevieve (24 years old)
coverageCoverage
State Minimum
carHonda Civic LX
$199
per month
card cover
Adam (19 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carHonda Civic LX
$208
per month
card cover
Howard (22 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
carHonda Civic DX VP
$179
per month
card cover
Harry (24 years old)
coverageCoverage
State Minimum
locationChico, CA
carHonda Civic LX
$110
per month

Honda Civic insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
card cover
Sadie (74 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationYonkers, NY
carHonda Civic DX VP
$213
per month
card cover
Isabella (78 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carHonda Civic DX
$148
per month
card cover
Marcus (67 years old)
coverageCoverage
State Minimum
locationSallis, MS
carHonda Civic EXL
$167
per month
card cover
Mason (65 years old)
coverageCoverage
State Minimum
locationHudson Falls, NY
carHonda Civic LX
$106
per month
card cover
Lela (66 years old)
coverageCoverage
State Minimum
carHonda Civic Sport
$236
per month

Honda Civic insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Honda Civic drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Jerry is proud to help Honda Civic drivers with varying speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Honda Civic EXMercury
$298
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Honda Civic SINational General
$165
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Honda Civic EXPlymouth Rock
$150
• 15,000/30,000 Liability
• Comp / Collision
Speeding 16-20
Honda Civic LXTravelers
$270
• 50,000/100,000 Liability
• Comp / Collision
Speeding 21+
Honda Civic EX
Gainsco
$390
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 24, 2024

Cheapest car insurance for Honda Civic drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Honda Civic drivers obtain affordable auto insurance rates after a DUI.
card cover
Corey (41 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationHalethorpe, MD
carHonda Civic EX
$235
per month
card cover
Georgie (52 years old)
coverageCoverage
State Minimum
carHonda Civic Sport Touring
$199
per month
card cover
Arthur (34 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationWilmington, NC
carHonda Civic EX
$80
per month
card cover
Luis (33 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
locationPasadena, CA
carHonda Civic EX
$167
per month
card cover
Sam (28 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$369
per month

Cheapest car insurance for Honda Civic drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Honda Civic drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Honda Civic LXProgressive
$133
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
Honda Civic EXTravelers
$167
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Honda Civic SportNationwide
$473
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Honda Civic LXAAA
$670
• 25,000/50,000 Liability
• Comp / Collision
At Fault With No Injury
Honda Civic LXAllstate
$130
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jul 20, 2024

Cheapest car insurance for Honda Civic drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Honda Civic drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Honda Civic EXProgressive
$181
• State Minimum Liability
Defective Equipment
Honda Civic EXTravelers
$156
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Honda Civic LXAAA
$670
• 25,000/50,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Honda Civic LXSafeco
$208
• State Minimum Liability
Cell Phone
Honda Civic LXBristol West
$170
• 25,000/50,000 Liability
Careless Driving
Honda Civic EXMercury
$206
• State Minimum Liability
Driving on Sus. License
Honda Civic EXLProgressive
$144
• State Minimum Liability
Failure to Obey Signal
Honda Civic EXState Auto
$114
• State Minimum Liability
• Comp / Collision
Seat Belt
Honda Civic LXBristol West
$201
• State Minimum Liability
Improper Passing
Honda Civic LX
Gainsco
$291
• State Minimum Liability
coverageLast Updated Jul 23, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

FAQs

How much is car insurance for a Honda Civic?

If you’re looking to grab state minimum car insurance for your Honda Civic, the average annual cost is $1,164. However, if you’re planning to upgrade to a full coverage policy, the cost can climb to an average of $2,160.

What are some tips for finding affordable insurance for a Honda Civic?

You can find affordable coverage in a variety of ways, including keeping a clean driving record, working to improve your credit score, and hunting for discounts from your current provider. 

What factors affect the cost of insurance for a Honda Civic?

Though insurance providers all have their own algorithms to determine rates, some common factors are your age, driving record, ZIP code, and credit score. Other factors can also include your marital status, what type of car you have, and even your mileage.

What are the most affordable insurance options for a Honda Civic?

If you’re looking for an affordable coverage portfolio, Safeco, Travelers, Progressive, and AAA are all solid options for a Honda Civic driver. But it’s important to keep in mind that no one insurer will offer the best rates to every motorist—be sure to compare rates from at least three different companies to ensure you’re getting the best coverage for you.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.