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Cheapest Toyota Tacoma Car Insurance (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Toyota Tacoma
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Toyota Tacoma car insurance cost? 

The average cost to insure a Toyota Tacoma is $82 per month for state minimum car insurance and $148 per month for full coverage insurance. Compared to cars like the
Kia
Rondo
,
Volkswagen
Rabbit
, and
Volvo
XC90
, the Toyota Tacoma is 26% more expensive to insure. 
However, it’s important to understand that there is no ‘fixed’ average cost for car insurance. Auto insurance rates are calculated based on several factors unique to every driver, meaning rates will vary between drivers and different providers due to differences in driving profiles and vehicles. 
To find the best insurance rate for your profile, you’ll want to
compare free quotes
from multiple providers.

Compare the cheapest Toyota Tacoma car insurance quotes

Shopping around and comparing car insurance quotes is the easiest way to reduce monthly car insurance payments. 
But rather than requesting quotes from individual providers, try an app like
Jerry
. As a licensed broker and trusted
car insurance comparison tool
, Jerry uses your unique driving profile to find the most affordable rates from the best providers in your area. On average, Toyota Tacoma drivers save $1,217 per year on their car insurance by shopping with Jerry. 
Take a look at the table below for real, free quotes Toyota Tacoma owners found using Jerry. 
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
May 28, 2024
Toyota Tacoma Double CabTravelers
$121
• State Minimum Liability
• Comp / Collision
May 22, 2024
Toyota Tacoma Double CabState Auto
$131
• 100,000/300,000 Liability
• Comp / Collision
May 19, 2024
Toyota Tacoma Double CabAAA
$166
• State Minimum Liability
• Comp / Collision
May 13, 2024
Toyota Tacoma Double CabInfinity
$685
• State Minimum Liability
• Comp / Collision
May 13, 2024
Toyota Tacoma Double CabAllstate
$107
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated May 28, 2024
Understanding the averages is a great starting point, but it’s important to remember that Insurance rates will vary, even for identical vehicles. While your driving history, location, and age all influence rates, so do factors like your Tacoma’s model year and trim level. If you want the best rate for your Tacoma without sacrificing coverage, compare quotes from at least three providers before deciding.

The best car insurance companies for Toyota Tacoma owners

There’s no single best insurance company for all Toyota Tacoma owners. Car insurance rates are as unique as the driver, and every insurer uses a different set of rating factors to
calculate insurance premiums
While some Toyota Tacoma may find lower rates with
Safeco
and
Travelers
, others may receive better deals with
State Farm
,
GEICO
, or
Allstate
. To help you sort through dozens of reputable providers, Jerry conducted the largest insurance survey in the nation to find the best auto insurance companies. 
Check out the table below to see how drivers rated some popular insurance providers.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Toyota Tacoma?

Car insurance rates for a Toyota Tacoma will vary based on individual factors, such as age, driving record, location, and insurance providers. On average, drivers pay $82 per month for minimum coverage insurance and $148 per month for full coverage.
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Toyota Tacoma
$148
$82
When it comes to auto insurance, there are two basic types of coverage: 
Although the state minimum coverage is cheaper on a monthly basis, it only covers damages and injuries for the other party, leaving you to foot the bill for your expenses. As a result, most Toyota Tacoma owners benefit from a full coverage policy with higher liability limits of 50/100/50 or 100/300/100 to better protect their assets and future income, as well as their vehicle. 
Understanding the average insurance costs is helpful to provide an estimate for your rates, but it won’t be exact. The only way to find the best rates is to
shop around
for personalized auto insurance quotes using a comparison tool like Jerry.

Why are some trims more expensive to insure than others?

Some trim levels of the Toyota Tacoma are more expensive to insure due to higher MSRPs, larger engines, and more features. Generally, the more expensive your vehicle is to repair, the more you’ll pay to insure it. 
In addition to repair and replacement costs, insurers consider safety ratings and scores from experts like the Insurance Information Institute (III) and the National Highway Traffic Safety Administration (NHTSA). Look at the table below for the average insurance cost for some popular Toyota Tacoma trims.
CarMonthly minimum coverage costMonthly full coverage cost
Tacoma Toyota
$87
$139
Tacoma Toyota Access Cab
$80
$140
Tacoma Toyota Double Cab
$87
$156
Tacoma Toyota Double Cab Long BED
$82
$145
Tacoma Toyota Double Cab Prerunner
$82
$137
Tacoma Toyota Double Cab Prerunner Long BED
$74
$167
Tacoma Toyota Prerunner
$106
$132
Tacoma Toyota Prerunner Access Cab
$64
$158
Tacoma Toyota X-Runner Access Cab
$59
$63
Tacoma Toyota Xtracab
$67
$112
Tacoma Toyota Xtracab Prerunner
$77
$107
Lower my car insurance too!

Toyota Tacoma insurance cost by model year

The model year of your Tacoma will affect how much you will pay to insure it. Insurance rates will be higher because repair and replacement costs are typically higher for new vehicles and those with more high-tech components. As a general rule, Tacoma’s with higher MSRPs usually have higher insurance rates.
Depending on the age of your Tacoma, you may pay a higher or lower auto insurance rate. Check out the tables below for the average rates for different Toyota model years.

2023 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$178
• State Minimum Liability
• Comp / Collision
Bristol West
$346
• 100,000/300,000 Liability
• Comp / Collision
Anchor General
$139
• State Minimum Liability
Assurance America
$390
• State Minimum Liability
• Comp / Collision
Dairyland
$180
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 26, 2024

2022 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$133
• State Minimum Liability
• Comp / Collision
Allstate
$204
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$70
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$144
• 50,000/100,000 Liability
• Comp / Collision
Gainsco
$478
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 27, 2024

2021 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Travelers
$233
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$153
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$158
• 50,000/100,000 Liability
• Comp / Collision
National General
$89
• State Minimum Liability
Infinity
$685
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 28, 2024
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Toyota Tacoma with our real quote examples below:

2020 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$247
• State Minimum Liability
• Comp / Collision
Travelers
$185
• 50,000/100,000 Liability
• Comp / Collision
State Auto
$178
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$393
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$151
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 28, 2024

2019 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Allstate
$238
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$119
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$142
• 50,000/100,000 Liability
• Comp / Collision
National General
$99
• State Minimum Liability
Bristol West
$91
• State Minimum Liability
coverageLast Updated May 27, 2024

2018 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Travelers
$184
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$78
• State Minimum Liability
• Comp / Collision
Allstate
$138
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$67
• 100,000/300,000 Liability
• Comp / Collision
Gainsco
$147
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 28, 2024

2017 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$136
• State Minimum Liability
• Comp / Collision
Safeco
$144
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$118
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$193
• State Minimum Liability
• Comp / Collision
Travelers
$190
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 27, 2024

2016 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$135
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$253
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$135
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$146
• State Minimum Liability
• Comp / Collision
Nationwide
$119
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 24, 2024

2015 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$112
• 100,000/300,000 Liability
• Comp / Collision
Toyota Tacoma Double Cab Prerunner
Nationwide
$130
• 50,000/100,000 Liability
• Comp / Collision
National General
$295
• 50,000/100,000 Liability
• Comp / Collision
Clearcover
$94
• State Minimum Liability
• Comp / Collision
Infinity
$404
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 28, 2024

2014 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$132
• State Minimum Liability
• Comp / Collision
Safeco
$117
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$182
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$142
• State Minimum Liability
• Comp / Collision
Bristol West
$66
• State Minimum Liability
coverageLast Updated May 28, 2024

2013 Toyota Tacoma car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$80
• 50,000/100,000 Liability
• Comp / Collision
Toyota Tacoma Double Cab Prerunner
Allstate
$137
• 100,000/300,000 Liability
• Comp / Collision
Toyota Tacoma Double Cab Prerunner
Nationwide
$156
• State Minimum Liability
• Comp / Collision
Safeco
$241
• State Minimum Liability
• Comp / Collision
Toyota Tacoma Double Cab Prerunner
National General
$92
• State Minimum Liability
coverageLast Updated May 27, 2024

Are Toyota Tacomas expensive to insure? 

The average cost of car insurance for a Toyota Tacoma is $82 per month for a liability-only policy, and $148 per month for a full coverage policy. Compared to the national average for vehicles in a similar price range, the Tacoma is 26% more expensive to insure. 
CarMonthly minimum coverage costMonthly full coverage cost
Toyota Tacoma
$82
$148
Mini Cooper
$90
$166
Jeep Renegade
$99
$167
Buick Encore
$90
$168
Ford Focus
$94
$176
When calculating insurance premiums, insurers consider several factors, such as the vehicle’s MSRP, trim level, model year, and repair costs. Since these factors differ between vehicles, insurance rates reflect these differences.

Toyota Tacoma safety ratings

A vehicle’s safety ratings are another factor that influences insurance rates. Cars with more advanced safety features typically see lower insurance rates due to a lower risk of collisions. 
The two best-known organizations providing vehicle safety ratings are:
  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side, and rollover crash tests. 
The table below offers a detailed look at the safety ratings for the Toyota Tacoma.

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Small overlap front: passenger-side
Acceptable
Side: updated test
Marginal
Headlights (varies by trim/option)
Good/Marginal depedning on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
LATCH ease of use
Marginal

Toyota Tacoma safety features 

Every vehicle comes with a standard list of safety features—the less likely your car is to be involved in or damaged during an accident, the less of a risk it is to insurers. As such, vehicles with more advanced safety features pose a lower risk to insurance companies and, therefore, see lower insurance rates. 
Check out the table below to learn about some of the safety features of the Toyota Tacoma.
Safety featureDescription
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Front-impact airbags
Front-impact airbags for the driver and passenger (cancellable passenger) have been designed to protect the head during a frontal crash.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Security system
The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Anti-whiplash
Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Knee airbags
Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.

What other factors affect Toyota Tacoma insurance rates?

In addition to your vehicle’s make, model, and year, insurance companies also look at other factors when calculating
car insurance rates
. Your age (or driving experience) and driving record have the biggest influence on rates. Still, insurers also consider your location/zip code, annual mileage, vehicle use, claims history, whether or not you have a good credit score, and more.

Toyota Tacoma insurance cost for young drivers

Teen drivers
aged 16 and 19 face the highest insurance rates of any driver age group regardless of vehicle. Due to limited driving experience, teens statistically have a higher chance of being in a collision, which increases their risk to insurers. As a result, they’ll pay higher rates until 25.
Here are some rates real teens paid after Jerry for their Toyota Tacoma.
card cover
Richard (19 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$626
per month
card cover
Edgar (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carToyota Tacoma Double Cab Prerunner
$192
per month
card cover
Cameron (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
carToyota Tacoma Double Cab Prerunner
$128
per month
card cover
Ray (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$237
per month
card cover
Landon (24 years old)
$681
per month

Toyota Tacoma insurance cost for senior drivers

Middle-aged and older drivers typically enjoy the lowest car insurance rates due to decades of driving experience, but once drivers enter their mid-70s, rates start to increase. Senior drivers have slower reflexes, which increases their risk of being in a crash—but they’re also more vulnerable to severe injuries due to a collision. 
The increased risk of significant medical expenses and repair costs means higher-than-average insurance rates for senior drivers—however, Jerry can help senior drivers find cheaper coverage for their Toyota Tacoma.
card cover
Luis (67 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationTijeras, NM
$134
per month
card cover
Bruce (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$134
per month
card cover
Tom (68 years old)
$154
per month
card cover
Gainsco
Austin (73 years old)
coverageCoverage
State Minimum
carToyota Tacoma Double Cab Prerunner
$145
per month
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Leon (78 years old)
coverageCoverage
State Minimum
carToyota Tacoma Double Cab Long BED
$184
per month

Toyota Tacoma insurance cost for drivers with driving violations 

Drivers with a
clean driving record
usually pay the cheapest rates for car insurance. Drivers with a history of accidents or tickets will undoubtedly see higher insurance rates, but even drivers with a single violation will see a surcharge.
Some common violations that will increase insurance premiums are:

Cheapest car insurance for Toyota Tacoma drivers with speeding ticket

Repercussions for a speeding ticket vary based on the severity of the violation. For example, a speeding ticket for going 5 mph over the speed limit won’t affect insurance rates to the same degree as going 15 or 20 mph over. And if you’re caught on a reckless driving charge, expect your insurance rates to go through the roof. 
Thankfully, driving can still be affordable if you shop around for Toyota Tacoma auto insurance with Jerry. The table below shows some of the cheapest insurance rates Jerry found for Toyota Tacoma drivers with speeding tickets on their records.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Toyota Tacoma Double CabAllstate
$238
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Toyota Tacoma Double CabTravelers
$115
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Toyota Tacoma Double CabBristol West
$373
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Toyota Tacoma Double CabMercury
$164
• 50,000/100,000 Liability
• Comp / Collision
Speeding 21+
Toyota Tacoma Prerunner Access CabNational General
$169
• 15,000/30,000 Liability
coverageLast Updated May 28, 2024

Cheapest car insurance for Toyota Tacoma drivers with a DUI record

A DUI on your driving record is a serious violation that will increase insurance rates—but rates will vary between insurance providers.
Every insurance provider uses their own set of equations to calculate premiums, meaning some providers emphasize other factors on a driving profile. That said, others may deny coverage for a driver with a DUI altogether. 
Thankfully, with Jerry, drivers with a DUI can still find cheap auto insurance rates. Check out some real quotes Toyota Tacoma drivers with a DUI found using Jerry.
card cover
Lucas (51 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$100
per month
card cover
Etta (34 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$186
per month
card cover
Clayton (28 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$253
per month
card cover
Adrian (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$209
per month
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Clearcover
Howard (39 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$114
per month

Cheapest car insurance for Toyota Tacoma drivers after an accident

Your driving record significantly influences how much you’ll pay to insure your Tacoma. A history of at-fault accidents signals to insurers you’re a high-risk driver, which leads to higher insurance rates to offset the risk. 
 If you were recently involved in an accident and your car insurance rates jumped, Jerry can help you find affordable rates.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Toyota Tacoma Double Cab PrerunnerAllstate
$121
• 50,000/100,000 Liability
At Fault With No Injury
Toyota Tacoma Double CabTravelers
$190
• 100,000/300,000 Liability
• Comp / Collision
At Fault With Injury
Toyota Tacoma Double CabSafeco
$201
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Toyota Tacoma Xtracab PrerunnerNationwide
$110
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Toyota Tacoma Double CabBristol West
$268
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated May 27, 2024

Cheapest car insurance for Toyota Tacoma drivers with other driving violations on their record

Speeding tickets, DUIs, and accidents are just a few violations that will lead to high insurance rates. Other violations like
driving without insurance
or reckless driving can also cause insurance rates to go through the roof.
Take a look at the table below to see how we helped Toyota Tacoma drivers with these violations, and others save money on car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Toyota Tacoma Double CabProgressive
$105
• State Minimum Liability
Defective Equipment
Toyota Tacoma Double CabAllstate
$191
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Toyota Tacoma Double CabTravelers
$253
• 100,000/300,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Toyota Tacoma Double CabNational General
$124
• State Minimum Liability
Cell Phone
Toyota Tacoma Access CabSafeco
$78
• 50,000/100,000 Liability
• Comp / Collision
Careless Driving
Toyota Tacoma Double CabBristol West
$158
• No Coverage Liability
Driving on Sus. License
Toyota Tacoma Double CabNational General
$136
• State Minimum Liability
Failure to Obey Signal
Toyota Tacoma Access CabAAA
$142
• State Minimum Liability
• Comp / Collision
Seat Belt
Toyota Tacoma Access CabAspire Advantage
$139
• State Minimum Liability
• Comp / Collision
Improper Passing
Toyota Tacoma Double CabAllstate
$107
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated May 26, 2024

How can I lower the cost of insurance for my car?

If you feel you’re overpaying for car insurance for your Toyota Tacoma, here are a few strategies to help you reduce your rate and put money back in the bank:
  • Shop around: To find the best rate for your Tacoma, shop around and compare quotes from at least three different providers before settling. And to ensure you always stay on top of the cheapest rate, shop around every six months for a new policy. 
  • Increase your deductible: If you have a full coverage auto insurance policy, increase your deductible to the highest amount you can afford to pay out of pocket in the event of a collision to reduce your monthly payments. 
  • Look for discounts:
    Car insurance discounts
    are one of the easiest ways to save. Every insurer offers discounts, but what’s available will vary based on your location and the provider. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    (or auto and renters) with the same insurance provider can help you save on both premiums. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.