Cheapest Mitsubishi Car Insurance (Dec 2023)

How much does Mitsubishi car insurance cost? 

How to find the cheapest Mitsubishi car insurance quote? 

Last Updated Dec 8, 2023

The best car insurance companies for Mitsubishi drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Mitsubishi models 

Safety features: Mitsubishi got a Top Pick rating from the Insurance Institute for Highway Safety (IIHS), and they use technology to help keep you safe, whether it’s a host of options with the Advanced Driver Assistance Systems (ADAS) or the MI-PILOT Assist that keep your speed and position steady while driving. Safety features like these help when it comes to insurance.
Vehicle value: The more expensive the vehicle, the higher your insurance rate will be to reflect how much it is worth, so something like the Mirage G4 will be cheaper than the Outlander.
Vehicle class: A smaller class, like the tiny Mirage, will generally be cheaper to insure, while their hybrid Outlander PHEV will be the most expensive since hybrids and electric vehicles rely on pricier parts.
Engine size: Mitsubishi loves their SUVs, but, contrary to what many drivers think, SUVs often see some of the
cheapest insurance rates
on the market. This is mostly thanks to overall higher safety ratings than smaller vehicles.
Availability of replacement parts: Since Mitsubishi is a Japanese company, the parts must be imported, which will add to your expense. A hybrid vehicle is also more expensive, which will be calculated into your insurance premium.
Cost of repairs: Mitsubishi’s fit somewhere between domestic brands and European ones regarding repair costs–they are higher than other Japanese brands but not nearly as expensive as a
BMW
. Your insurer will consider this when ringing up that bill.

Mitsubishi Mirage G4 insurance costs 

ES
: (starting MSRP $17,245) You get some nice basics like a Forward Collision Mitigation System (FCM) with Pedestrian Detection, plus Apple CarPlay® and Android™ Auto, all powered by a 1.2-liter three-cylinder engine with 78 horsepower. While you won’t break the sound barrier, this is a good option for everyday use.
LE
: (starting MSRP $17,845) With a minimal price increase, it’s not surprising that this is close to the base model ES, but you get small upgrades like fog lights and 15-inch alloy wheels.
Black Edition (BE): (starting MSRP $18,445) The title kind of gives it away—you get an extra sleek and modern look with an all-black exterior and interior, including the detailing. You also get some of the same upgrades of the LE trim, like the 15-inch wheels.
SE
: (starting MSRP $18,945) This trim is all about the tech, like a push button start, automatic headlights, and side mirrors that give you turn indicators and can be folded out of the way for tight spaces. You also get more extras like fog lights and rain-sensing wipers.

Last Updated Dec 9, 2023

Mitsubishi Outlander insurance cost

ES
: (starting MSRP $27,895) The base model gives you the standard features, like the 8-inch Smartphone-link Display Audio (SDA), a 2.5-liter inline-four-cylinder engine with 181 horsepower, plus a host of safety features like Active Blind Spot Assist (ABSA) and Rear Automatic Emergency Braking (Rear AEB). 
SE: (starting MSRP $30,945) You get little upgrades with this trim, like a larger 9-inch Navigation System with Smartphone-Link Display Audio (SDA), heated synthetic suede seats. If you want even more upgrades, you can pick from several packages, including the Special Edition (starting MSRP $29,845) or Technology Package (starting MSRP $33,245).
Black Edition: (starting MSRP $32,145) The main focus is in the looks department. You get an upgrade to a fully digital driver’s display, but really it’s about the all-black-everything. Both the interior and exterior go all in on the modern look.
SEL
: (starting MSRP $34,445) This trim gives you a digital driver’s display, leather seating, three-zone climate control, and unique color schemes. If you are interested in adding some other options, you have three packages to choose from, including the Touring Package (starting MSRP $36,645), the Premium Package (starting MSRP $37,145), or the Black Edition (starting MSRP $35,895).
Ralliart: (starting MSRP $35,945) The main focus of this trim is a limited edition look that is not available in the other options. You’ll get special exterior details, like mud flaps and graphics on the outside of the vehicle, plus interior extras to match.
40th Anniversary Edition: (starting MSRP $40,295) You’ll see some upgrades like a 10.8-inch Head-Up Display (HUD), an improved speaker system, power panoramic sunroof, a heated steering wheel, semi-aniline leather seating, and more if you’re looking for a bit of luxury with your SUV.
PHEV: (starting MSRP $39,845 to $49,995) You can also choose a hybrid model of the Outlander trims above, except for the Black Edition. You’ll get an estimated 64 MPGe with the hybrid, more than double the 24 mpg city/31 mpg highway estimated gas mileage of the Outlander. If you want an SUV that helps save the planet and your wallet at the same time, consider getting the hybrid version of the trim level you’re interested in.

Last Updated Dec 8, 2023

Mitsubishi Eclipse Cross insurance costs 

ES
: (starting MSRP $25,795) As a more compact vehicle, the base trim gives you a 1.5-liter four-cylinder turbocharged engine with 152 horsepower. You’ll get an estimated 26 mpg in the city and 28 mpg on the highway. Basics include a 7-inch display and a host of safety features, from a backup camera to FCM with Pedestrian Detection that automatically brakes.
LE
: (starting MSRP $27,045) You’ll get small upgrades, like an 8-inch SDA and Apple CarPlay® and Android™ Auto for the interior, plus the larger 18-Inch black alloy wheels and black side mirrors with turn indicators on the exterior. 
SE
: (starting MSRP $28,045)  The SE adds to the LE’s options with dual-zone climate control, two extra speakers for a total of six, and two-tone wheels. You’ll have access to a 3-month trial of SiriusXM® and a 24-month trial of Mitsubishi Connect with Safeguard And Remote Services as well. A panoramic roof is optional.
SEL: (starting MSRP $29,495) This trim is similar to the SE, but with more tech options, like a multi-view camera system. You can also opt for the Touring Package, which includes a HUD, sunroof, and extra speakers.
Ralliart: (starting MSRP $29,995) The big draw for this trim is a limited edition look not available with the other options. You’ll get special exterior details, like mud flaps and graphics on the outside of the vehicle, plus interior extras to match.

Last Updated Dec 8, 2023

Are Mitsubishis more expensive to insure?

Cheapest Mitsubishis to insure

Most expensive Mitsubishis to insure

What factors affect Mitsubishi car insurance rates?

Vehicle cost: Collision and comprehensive coverage are often lower for older vehicles, like a
Mitsubishi Galant
, than new cars, while a hybrid will be higher than a gas engine. 
Vehicle age: Buying a 2023 vehicle will increase your insurance rate more than a used model.
Cost of parts: Replacement parts are imported from Japan, which adds up, while a hybrid car will also be pricier, so it can increase your premium.
Your age: If you are under 25, you’ll get stuck with a higher bill since you have fewer driving hours under your belt, but senior drivers also face higher insurance rates from age 70 on.
Your driving record and claims history: Expect to pay less if you have
a good driving record
, while a history of accidents or other violations will hurt your wallet.
Where you live: Places with higher crime or accident rates, like metropolises, end up with higher costs for insurance.

Materials: Mitsubishis can use more expensive parts since they are imported, while a hybrid will also add up.
Safety: Mitsubishis are generally considered safe and even earned a safety top pick rating recently, plus they have a lot of safety features to help you out while driving, so insurance companies consider them less risky.
Reliability: Mitsubishis are about average for reliability ratings, so they don’t have a known history of problems or recalls. 
Brand: Mitsubishi is not as well known as companies like Honda, which can make it a bit harder to access service or repair options for your auto, but it’s also not as expensive as a brand like BMW or other luxury vehicles.

Mitsubishi insurance cost for young drivers

Progressive

Adelaide (23 years old)

Coverage

State Minimum

Portsmouth, OH

Mitsubishi Outlander XLS

$119

per month

Safeco

Birdie (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Blandon, PA

Mitsubishi Eclipse Cross ES

$164

per month

Travelers

Vincent (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Independence, MO

Mitsubishi Outlander Sport SE

$221

per month

Nationwide

Roy (24 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Cuba, NY

Mitsubishi Lancer Es/es Sport

$268

per month

Safeco

Robert (24 years old)

Coverage

State Minimum

Wichita, KS

Mitsubishi Lancer Evolution GSR

$281

per month

Mitsubishi insurance cost for senior drivers

Progressive

Timothy (83 years old)

Coverage

State Minimum

Mckinney, TX

Mitsubishi Galant FE

$64

per month

Allstate

Leonard (68 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Colorado Springs, CO

Mitsubishi Mirage DE

$159

per month

Safeco

Grace (72 years old)

Coverage

State Minimum

Saint Albans, WV

Mitsubishi Outlander ES

$102

per month

Bristol West

Jonathan (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Amarillo, TX

Mitsubishi Lancer ES

$79

per month

Gainsco

Milton (65 years old)

Coverage

State Minimum

Camden, SC

Mitsubishi Outlander SE

$222

per month

Mitsubishi insurance cost for drivers with driving violations 

At-fault accidents
DUIs
Driving on a suspended license
Reckless driving
Speeding tickets

Cheapest car insurance for Mitsubishi drivers with a speeding ticket

Last Updated Dec 5, 2023

Cheapest car insurance for Mitsubishi drivers with a DUI

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Cheapest car insurance for Mitsubishi drivers after an accident

Last Updated Dec 7, 2023

Cheapest car insurance for Mitsubishi drivers with other driving violations on their record

Last Updated Dec 7, 2023

How can I lower the cost of my Mitsubishi car insurance?

Shop around: Before choosing insurance coverage,
compare prices and options
to find the best deal for you. Jerry assists you by compiling quotes from more than 50 big-name providers to help you weigh options. And if you want, Jerry can even assist in canceling your current insurance and signing up for a new one.
Opt for a less expensive model: Getting the most expensive model for that year or a new SUV will cost you on insurance, so consider a used vehicle or something less flashy.
Bundle your insurance policies:
Bundling home and auto insurance
with the same company often leads to a break on that insurance rate. 
Participate in a telematics program: Some companies can track your driving habits with technology. If you show off those safe driving skills, you could earn a cut on your auto premium.
Reduce your coverage: If you have an older Mitsubishi, consider
cutting back on coverage
to save money.
Raise your deductible: Increasing your out-of-pocket deductible can save you on insurance premiums–just don’t go overboard.