Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mitsubishi.

Find Insurance Savings

No long forms

No spam or unwanted calls

Quotes from top insurance companies

Updated on Sep 14, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

Jump to:

How much does Mitsubishi car insurance cost?
How to find the cheapest Mitsubishi car insurance quote?
Insurance costs for popular Mitsubishi models
What factors affect Mitsubishi car insurance rates?
How can I lower the cost of my Mitsubishi car insurance?
FAQs
Methodology
Meet Our Experts

Load full table of contents

How much does Mitsubishi car insurance cost?

Mitsubishi Motors made a name for itself with sports cars, but the lineup is now geared towards everyday options, from the

Mirage G4

to plug-in hybrids like the

Outlander

PHEV. If you’re looking for an SUV, you’ll want to take a closer look at their lineup since that is their brand focus.

Mitsubishi drivers pay an average of $99 per year for

auto insurance

. Mitsubishi drivers pay 3% more than the

national average

for insurance, but it also depends on the model.

Your driving history, the car you own, how old you are, and even where you live are some of the things that determine the

cost of your auto insurance

. This means there is no one insurance provider offering the best rates for Mitsubishi drivers since prices differ from person to person.

How to find the cheapest Mitsubishi car insurance quote?

Jerry is committed to saving customers time and money by comparing dozens of quotes to find the best car insurance rate. Let’s see examples from Mitsubishi owners Jerry found based on all that research.

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
September 10, 2024	Mitsubishi Mirage ES	Allstate	$179	Jack, 39 Wana, WV	• 50,000/100,000 Liability • Comp / Collision
September 6, 2024	Mitsubishi Outlander SE	State Auto	$157	Eddie, 47 Tiffin, OH	• 100,000/300,000 Liability • Comp / Collision
September 3, 2024	Mitsubishi Outlander Sport BE	Safeco	$248	Margaret, 60 Philadelphia, PA	• 25,000/50,000 Liability • Comp / Collision
September 2, 2024	Mitsubishi Mirage DE	AAA	$93	Dollie, 25 Pataskala, OH	• State Minimum Liability
September 2, 2024	Mitsubishi Lancer SE	Progressive	$88	Willie, 57 Defiance, OH	• State Minimum Liability • Comp / Collision

Last Updated Sep 10, 2024

Compare car insurance quotes now

The best car insurance companies for Mitsubishi drivers

When

shopping for car insurance

, you want to find quotes that fit your needs and vehicle.

Unfortunately, we can’t point everyone to the same insurance company since car insurance quotes are tailored to your situation, using a combo of where you live, which Mitsubishi you have, your driving record, and how much coverage you need. Fortunately, you can use Jerry’s hard work to make things easier to find what you need.

You’re probably curious to know how your insurance will stack up to what other Mitsubishi drivers pay, so let’s go over real examples using the chart below:

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Mitsubishi models

Which Mitsubishi you drive affects your insurance premium. Let’s look at how the vehicle model can affect your insurance costs:

Safety features: Mitsubishi got a Top Pick rating from the Insurance Institute for Highway Safety (IIHS), and they use technology to help keep you safe, whether it’s a host of options with the Advanced Driver Assistance Systems (ADAS) or the MI-PILOT Assist that keep your speed and position steady while driving. Safety features like these help when it comes to insurance.

Vehicle value: The more expensive the vehicle, the higher your insurance rate will be to reflect how much it is worth, so something like the Mirage G4 will be cheaper than the Outlander.

Vehicle class: A smaller class, like the tiny Mirage, will generally be cheaper to insure, while their hybrid Outlander PHEV will be the most expensive since hybrids and electric vehicles rely on pricier parts.

Engine size: Mitsubishi loves their SUVs, but, contrary to what many drivers think, SUVs often see some of the

cheapest insurance rates

on the market. This is mostly thanks to overall higher safety ratings than smaller vehicles.

Availability of replacement parts: Since Mitsubishi is a Japanese company, the parts must be imported, which will add to your expense. A hybrid vehicle is also more expensive, which will be calculated into your insurance premium.

Cost of repairs: Mitsubishi’s fit somewhere between domestic brands and European ones regarding repair costs–they are higher than other Japanese brands but not nearly as expensive as a

BMW

. Your insurer will consider this when ringing up that bill.

Let’s look at the average cost for insurance on Mitsubishi models:

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Mitsubishi Outlander	$103	$192
Mitsubishi Mirage	$98	$195
Mitsubishi Lancer	$103	$186
Mitsubishi Eclipse	$92	$179
Mitsubishi Galant	$95	$177
Mitsubishi Endeavor	$93	$157
Mitsubishi Montero	$104	$141

No matter which Mitsubishi model you own, you must have the right car insurance policy before driving. The

minimum insurance coverage

required by law in your state is typically just

basic liability insurance

, which includes coverage for both bodily injury and property damage liability.

However, if you just bought a new Mitsubishi or a hybrid, you should consider

full-coverage insurance

to get

collision

and

comprehensive coverage

. State minimum insurance is really about paying for the other driver's bills in the accident, while full coverage helps pay for your own medical and repair bills.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Mitsubishi Mirage G4 insurance costs

If you’re looking for the little car that could, you’ll want to check out the Mirage G4. It’s got a bit of everything wrapped in a small package, perfect for everyday errands while still giving you enough space for passengers or cargo. And with an estimated 35 MPG in the city or 41 MPG on the highway, you won’t burn through your gas money either.

Let’s look at your options when it comes to 2024 trim levels:

: (starting MSRP $17,245) You get some nice basics like a Forward Collision Mitigation System (FCM) with Pedestrian Detection, plus Apple CarPlay® and Android™ Auto, all powered by a 1.2-liter three-cylinder engine with 78 horsepower. While you won’t break the sound barrier, this is a good option for everyday use.

: (starting MSRP $17,845) With a minimal price increase, it’s not surprising that this is close to the base model ES, but you get small upgrades like fog lights and 15-inch alloy wheels.

Black Edition (BE): (starting MSRP $18,445) The title kind of gives it away—you get an extra sleek and modern look with an all-black exterior and interior, including the detailing. You also get some of the same upgrades of the LE trim, like the 15-inch wheels.

: (starting MSRP $18,945) This trim is all about the tech, like a push button start, automatic headlights, and side mirrors that give you turn indicators and can be folded out of the way for tight spaces. You also get more extras like fog lights and rain-sensing wipers.

This little Mitsubishi will give you a compact that still offers room for passengers or those groceries you bought on your way home. The smaller size can be a plus for finding parking on a crowded street, though you might have a tight fit when packing for vacation.

In the table below, you’ll find real quotes for Mitsubishi Mirage G4 drivers from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Mitsubishi Mitsubishi_mirage	Nationwide	$64	Maude, 41 Foley, AL	• 50,000/100,000 Liability • Comp / Collision
Mitsubishi Mitsubishi_mirage	AAA	$69	Corey, 30 Kenmore, WA	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 13, 2024

Compare car insurance quotes now

Mitsubishi Outlander insurance cost

If you’re looking for something larger with seating for seven and lots of cargo room, then you want to consider the full-size Outlander.

Mitsubishi is more focused on SUVs overall, and you can see they are all in with the Outlander based on the sheer number of options they give you.

Let’s look at all of the variety of options you have for trims:

: (starting MSRP $27,895) The base model gives you the standard features, like the 8-inch Smartphone-link Display Audio (SDA), a 2.5-liter inline-four-cylinder engine with 181 horsepower, plus a host of safety features like Active Blind Spot Assist (ABSA) and Rear Automatic Emergency Braking (Rear AEB).

SE: (starting MSRP $30,945) You get little upgrades with this trim, like a larger 9-inch Navigation System with Smartphone-Link Display Audio (SDA), heated synthetic suede seats. If you want even more upgrades, you can pick from several packages, including the Special Edition (starting MSRP $29,845) or Technology Package (starting MSRP $33,245).

Black Edition: (starting MSRP $32,145) The main focus is in the looks department. You get an upgrade to a fully digital driver’s display, but really it’s about the all-black-everything. Both the interior and exterior go all in on the modern look.

SEL

: (starting MSRP $34,445) This trim gives you a digital driver’s display, leather seating, three-zone climate control, and unique color schemes. If you are interested in adding some other options, you have three packages to choose from, including the Touring Package (starting MSRP $36,645), the Premium Package (starting MSRP $37,145), or the Black Edition (starting MSRP $35,895).

Ralliart: (starting MSRP $35,945) The main focus of this trim is a limited edition look that is not available in the other options. You’ll get special exterior details, like mud flaps and graphics on the outside of the vehicle, plus interior extras to match.

40th Anniversary Edition: (starting MSRP $40,295) You’ll see some upgrades like a 10.8-inch Head-Up Display (HUD), an improved speaker system, power panoramic sunroof, a heated steering wheel, semi-aniline leather seating, and more if you’re looking for a bit of luxury with your SUV.

PHEV: (starting MSRP $39,845 to $49,995) You can also choose a hybrid model of the Outlander trims above, except for the Black Edition. You’ll get an estimated 64 MPGe with the hybrid, more than double the 24 mpg city/31 mpg highway estimated gas mileage of the Outlander. If you want an SUV that helps save the planet and your wallet at the same time, consider getting the hybrid version of the trim level you’re interested in.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Mitsubishi Mitsubishi_outlander	Safeco	$79	Iva, 44 Cleveland, TN	• 50,000/100,000 Liability
Mitsubishi Mitsubishi_outlander	Nationwide	$70	Fannie, 36 Lake Charles, LA	• 100,000/300,000 Liability

Last Updated Sep 14, 2024

Compare car insurance quotes now

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

They were affordable and great very personable and reasonable.

Audrey

Love the low prices!!!

Jacob

Know problem with them, Great Company.

Dorothy

Simple, easy, and inexpensive. Great experience!

Mela

Mitsubishi Eclipse Cross insurance costs

If you want something between a sedan and a full-sized SUV, the

Mitsubishi Eclipse Cross

is a good place to start. You’ll have more room for multiple passengers plus everything you have to pick up while running errands, with enough space left over for weekend trips and all that luggage.

Most of the trim options are similar to other models in Mitsubishi’s lineup:

: (starting MSRP $25,795) As a more compact vehicle, the base trim gives you a 1.5-liter four-cylinder turbocharged engine with 152 horsepower. You’ll get an estimated 26 mpg in the city and 28 mpg on the highway. Basics include a 7-inch display and a host of safety features, from a backup camera to FCM with Pedestrian Detection that automatically brakes.

: (starting MSRP $27,045) You’ll get small upgrades, like an 8-inch SDA and Apple CarPlay® and Android™ Auto for the interior, plus the larger 18-Inch black alloy wheels and black side mirrors with turn indicators on the exterior.

: (starting MSRP $28,045) The SE adds to the LE’s options with dual-zone climate control, two extra speakers for a total of six, and two-tone wheels. You’ll have access to a 3-month trial of SiriusXM® and a 24-month trial of Mitsubishi Connect with Safeguard And Remote Services as well. A panoramic roof is optional.

SEL: (starting MSRP $29,495) This trim is similar to the SE, but with more tech options, like a multi-view camera system. You can also opt for the Touring Package, which includes a HUD, sunroof, and extra speakers.

Ralliart: (starting MSRP $29,995) The big draw for this trim is a limited edition look not available with the other options. You’ll get special exterior details, like mud flaps and graphics on the outside of the vehicle, plus interior extras to match.

Let’s see what insurance can cost for an Eclipse Cross based on real-world owners:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Mitsubishi Mitsubishi_eclipse	Nationwide	$82	Lillie, 42 Ridgewood, NY	• 50,000/100,000 Liability
Mitsubishi Mitsubishi_eclipse	Allstate	$53	Vincent, 34 Independence, MO	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 14, 2024

Compare car insurance quotes now

Are Mitsubishis more expensive to insure?

Compared to the average cost of other cars, Mitsubishi vehicles cost 3% more to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Saturn	$88	$150
Nissan	$98	$185
RAM	$98	$189
Mitsubishi	$99	$188
Hyundai	$101	$186

Cheapest Mitsubishis to insure

Fortunately, some models don’t cost as much for insurance. The cheapest Mitsubishi to insure is the 20212 Eclipse, with an average monthly premium of $61 for state minimum coverage and an average of $99 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2012 Mitsubishi Eclipse	$82	$141
2010 Mitsubishi Endeavor	$82	$141
2020 Mitsubishi Eclipse	$82	$202
2011 Mitsubishi Endeavor	$82	$163
2017 Mitsubishi Lancer	$82	$186

Most expensive Mitsubishis to insure

As with any auto manufacturer, certain options will cost more to insure. The highest premium you’ll see for a Mitsubishi model is the 2021 Outlander, thanks to an average monthly premium of $161 if you want full coverage and $254 if you stick with the required state minimum.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2021 Mitsubishi Outlander	$152	$254
2012 Mitsubishi Lancer	$140	$236
2022 Mitsubishi Mirage	$139	$258
2014 Mitsubishi Lancer	$138	$214
2023 Mitsubishi Outlander	$134	$210

Don’t forget that your driving record, where you reside, if you have a more expensive model, and other factors all affect how much you pay for auto insurance. Compare several insurance quotes to learn what to expect and any additional options each company might provide before making your final choice.

What factors affect Mitsubishi car insurance rates?

Multiple factors change

how car insurance is calculated

, such as:

Vehicle cost: Collision and comprehensive coverage are often lower for older vehicles, like a

Mitsubishi Galant

, than new cars, while a hybrid will be higher than a gas engine.

Vehicle age: Buying a 2023 vehicle will increase your insurance rate more than a used model.

Cost of parts: Replacement parts are imported from Japan, which adds up, while a hybrid car will also be pricier, so it can increase your premium.

Your age: If you are under 25, you’ll get stuck with a higher bill since you have fewer driving hours under your belt, but senior drivers also face higher insurance rates from age 70 on.

Your driving record and claims history: Expect to pay less if you have

a good driving record

, while a history of accidents or other violations will hurt your wallet.

Where you live: Places with higher crime or accident rates, like metropolises, end up with higher costs for insurance.

Here are some other things that affect auto insurance rates for Mitsubishi:

Materials: Mitsubishis can use more expensive parts since they are imported, while a hybrid will also add up.

Safety: Mitsubishis are generally considered safe and even earned a safety top pick rating recently, plus they have a lot of safety features to help you out while driving, so insurance companies consider them less risky.

Reliability: Mitsubishis are about average for reliability ratings, so they don’t have a known history of problems or recalls.

Brand: Mitsubishi is not as well known as companies like Honda, which can make it a bit harder to access service or repair options for your auto, but it’s also not as expensive as a brand like BMW or other luxury vehicles.

Mitsubishi insurance cost for young drivers

Sorry, but if you’re a

teen driver

between 16 and 19, you’ll pay more for insurance versus other age groups. If you are a teen who drives a Mitsubishi,

full coverage

is the best auto insurance option to offset the higher accident rate.

Progressive

Nelle (24 years old)

Coverage

State Minimum

Sterling Heights, MI

Mitsubishi Eclipse Spyder GS

$339

per month

Nationwide

Gabriel (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Las Vegas, NV

Mitsubishi Lancer OZ Rally

$227

per month

Safeco

Terry (23 years old)

Coverage

State Minimum

Fort Bragg, NC

Mitsubishi Lancer ES

$334

per month

AAA

Troy (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Ridley Park, PA

Mitsubishi Mirage LE

$309

per month

AAA

Arthur (24 years old)

Coverage

25,000 per person

50,000 per accident bodily injury

New Brunswick, NJ

Mitsubishi Outlander Sport SE

$170

per month

Mitsubishi insurance cost for senior drivers

As you approach 70, expect car insurance bills to rise. With increased accident rates associated with older drivers,

senior drivers' auto insurance premiums

are usually higher. Seniors are also more likely to experience severe injuries, which results in more medical bills. Auto insurance companies consider this a higher risk and offset their potential costs by charging you more.

Progressive

Arthur (65 years old)

Coverage

25,000 per person

50,000 per accident bodily injury

Comp / Collision

New Brighton, PA

Mitsubishi Outlander SEL

$165

per month

Allstate

Scott (79 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Okmulgee, OK

Mitsubishi Mirage ES

$112

per month

Safeco

Dennis (71 years old)

Coverage

State Minimum

Pasadena, TX

Mitsubishi Lancer Es/es Sport

$98

per month

Bristol West

Willie (66 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Oceanside, CA

Mitsubishi Eclipse Cross ES

$240

per month

Infinity

Maria (72 years old)

Coverage

State Minimum

Friendswood, TX

Mitsubishi Mirage GT

$142

per month

Mitsubishi insurance cost for drivers with driving violations

Your driving history has an impact on the price of your Mitsubishi auto insurance. The least expensive coverage is reserved for drivers who don't have any driving violations or at-fault accidents, but expect to start seeing higher bills if you've had any of the following in the last three to five years:

At-fault accidents

DUIs

Driving on a suspended license

Reckless driving

Speeding tickets

Cheapest car insurance for Mitsubishi drivers with a speeding ticket

One speeding ticket usually won’t hurt your Mitsubishi insurance rates. However, getting a series of tickets or being pulled over for extreme speeding damages your rate. But don’t panic, Jerry can still help Mitsubishi drivers dig up decent insurance options, even if they have multiple tickets.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Speeding 1-5	Mitsubishi Outlander ES	State Auto	$358	Mollie, 38 Saint Charles, MO	• State Minimum Liability • Comp / Collision
Speeding 6-10	Mitsubishi Galant ES	Gainsco	$134	Luis, 27 Chesapeake, VA	• 30,000/60,000 Liability
Speeding 11-15	Mitsubishi Outlander SE	Plymouth Rock	$133	Gregory, 30 Asbury, NJ	• 15,000/30,000 Liability • Comp / Collision
Speeding 16-20	Mitsubishi Mirage LE	Bristol West	$155	Francis, 33 Philadelphia, PA	• State Minimum Liability

Last Updated Sep 14, 2024

Cheapest car insurance for Mitsubishi drivers with a DUI

Although a

DUI conviction on your record

will put a dent in your auto insurance premiums, there are still differences across company prices. Finding the cheapest policy after a DUI just requires comparing quotes from different insurance companies. Fortunately, Jerry can help you with that.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Speeding 1-5	Mitsubishi Outlander ES	State Auto	$358	Mollie, 38 Saint Charles, MO	• State Minimum Liability • Comp / Collision
Speeding 6-10	Mitsubishi Galant ES	Gainsco	$134	Luis, 27 Chesapeake, VA	• 30,000/60,000 Liability
Speeding 11-15	Mitsubishi Outlander SE	Plymouth Rock	$133	Gregory, 30 Asbury, NJ	• 15,000/30,000 Liability • Comp / Collision
Speeding 16-20	Mitsubishi Mirage LE	Bristol West	$155	Francis, 33 Philadelphia, PA	• State Minimum Liability

Last Updated Sep 14, 2024

Cheapest car insurance for Mitsubishi drivers after an accident

Your insurance prices are significantly impacted by your accident or claims history. Expect a jump in your auto insurance rates if you were in an at-fault accident. Still, Jerry can help Mitsubishi drivers save money on auto insurance regardless of driving history.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
At Fault With Injury	Mitsubishi Lancer GT	Progressive	$81	Bettie, 31 Woodbridge, VA	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Mitsubishi Outlander SEL	Bristol West	$613	Edna, 29 Latta, SC	• State Minimum Liability • Comp / Collision
At Fault With Injury	Mitsubishi Outlander Sport ES	Plymouth Rock	$198	Sylvia, 44 Vineland, NJ	• 100,000/300,000 Liability • Comp / Collision
Not At Fault	Mitsubishi Eclipse Cross LE	Gainsco	$266	Alfred, 41 Philadelphia, PA	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Mitsubishi Outlander SE	Clearcover	$196	Steve, 36 Smyrna, GA	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 13, 2024

Cheapest car insurance for Mitsubishi drivers with other driving violations on their record

Beyond obvious issues like DUIs and speeding, other tickets can hurt your insurance rates–serious violations like reckless driving and

driving on a suspended license

will also result in a higher insurance bill. Let’s look at common driving violations that can change your rate and see how you can still find affordable coverage options.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Illegal Turn	Mitsubishi Mirage G4 ES	Progressive	$213	Mayme, 27 Fuquay Varina, NC	• 50,000/100,000 Liability • Comp / Collision
Defective Equipment	Mitsubishi Endeavor SE	Travelers	$213	Andrew, 26 Alpharetta, GA	• 50,000/100,000 Liability • Comp / Collision
Failure to Stop	Mitsubishi Outlander SE	Safeco	$208	Mittie, 37 Kountze, TX	• State Minimum Liability • Comp / Collision
Wrong Way/Wrong Lane	Mitsubishi Outlander LS	AAA	$85	Chris, 58 Toledo, OH	• State Minimum Liability
Cell Phone	Mitsubishi Eclipse Cross SE	National General	$157	Jeffrey, 27 Lenoir City, TN	• State Minimum Liability • Comp / Collision
Careless Driving	Mitsubishi Lancer GTS	Mercury	$130	Mark, 24 Saddle Brook, NJ	• 15,000/30,000 Liability
Driving on Sus. License	Mitsubishi Eclipse Cross LE	Bristol West	$178	Troy, 25 Stanton, CA	• State Minimum Liability
Failure to Stop	Mitsubishi Outlander ES	Gainsco	$587	Dollie, 22 Winter Haven, FL	• State Minimum Liability • Comp / Collision
Seat Belt	Mitsubishi Outlander SE	Bristol West	$299	Ida, 39 Coral Springs, FL	• No Coverage Liability
Improper Passing	Mitsubishi Lancer Ralliart	Progressive	$136	Trevor, 25 Springfield, MO	• State Minimum Liability • Comp / Collision

Last Updated Sep 13, 2024

How can I lower the cost of my Mitsubishi car insurance?

Don’t worry, you can still save some green when insuring a Mitsubishi vehicle, regardless of your age, driving history, and more. Let’s look at a few tips:

Shop around: Before choosing insurance coverage,

compare prices and options

to find the best deal for you. Jerry assists you by compiling quotes from more than 50 big-name providers to help you weigh options. And if you want, Jerry can even assist in canceling your current insurance and signing up for a new one.

Opt for a less expensive model: Getting the most expensive model for that year or a new SUV will cost you on insurance, so consider a used vehicle or something less flashy.

Bundle your insurance policies:

Bundling home and auto insurance

with the same company often leads to a break on that insurance rate.

Participate in a telematics program: Some companies can track your driving habits with technology. If you show off those safe driving skills, you could earn a cut on your auto premium.

Reduce your coverage: If you have an older Mitsubishi, consider

cutting back on coverage

to save money.

Raise your deductible: Increasing your out-of-pocket deductible can save you on insurance premiums–just don’t go overboard.

FAQs

Are Mitsubishis expensive to insure?

Compared to other brands, they are slightly above average when it comes to insurance, but it depends on the model. You'll save on insurance if you have a used Mitsubishi or an older car. If you buy a new 2023 vehicle with a loan, expect your lender to require full coverage to protect them if the vehicle is in an accident. Still, you can expect to pay an average $188 if you need full coverage or $99 if you stick with the state minimum.

How much is insurance on a 2023 Mitsubishi Outlander?

Overall, you can expect around $103 per month or $1236 per year if you have a Mitsubishi Outlander. Of course, factors like which state you live in, your age, and if you have a clean driving record will affect your rate. A newer model will also be more expensive than a used version.

How much is insurance for a Mitsubishi Eclipse?

Insurance runs about $92 per month and $1104 per year if you have an Eclipse. You’ve got some things working for and against you when insuring an Eclipse. They haven’t been made since 2011, so it will be less pricy as an older vehicle, but it’s classified as a sports car, which will add to the cost. Win some, lose some.

How much is insurance for a Mitsubishi Lancer?

Unless you’re importing a new one straight from Asia, the Lancer will be an older or used car since they haven’t been made in the U.S. since 2017. Fortunately, that means you’ll get a break when paying for insurance. You’ll spend an average $103 per month and $1236 per year if you own a Lancer.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.