Cheapest Mitsubishi Car Insurance (Nov 2023)

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R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Mitsubishi car insurance cost? 

Mitsubishi Motors made a name for itself with sports cars, but the lineup is now geared towards everyday options, from the
Mirage G4
to plug-in hybrids like the
PHEV. If you’re looking for an SUV, you’ll want to take a closer look at their lineup since that is their brand focus.
Mitsubishi drivers pay an average of $99 per year for
auto insurance
. Mitsubishi drivers pay 1% more than the
national average
for insurance, but it also depends on the model.
Your driving history, the car you own, how old you are, and even where you live are some of the things that determine the
cost of your auto insurance
. This means there is no one insurance provider offering the best rates for Mitsubishi drivers since prices differ from person to person.

How to find the cheapest Mitsubishi car insurance quote? 

Jerry is committed to saving customers time and money by comparing dozens of quotes to find the best car insurance rate. Let’s see examples from Mitsubishi owners Jerry found based on all that research.

The best car insurance companies for Mitsubishi drivers

shopping for car insurance
, you want to find quotes that fit your needs and vehicle.
Unfortunately, we can’t point everyone to the same insurance company since car insurance quotes are tailored to your situation, using a combo of where you live, which Mitsubishi you have, your driving record, and how much coverage you need. Fortunately, you can use Jerry’s hard work to make things easier to find what you need.
You’re probably curious to know how your insurance will stack up to what other Mitsubishi drivers pay, so let’s go over real examples using the chart below:

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
State Farm
Liberty Mutual

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
They were affordable and great very personable and reasonable
Love the low prices!!!
Know problem with them, Great Company.
Bristol West
Simple, easy, and inexpensive. Great experience!

Are Mitsubishis more expensive to insure?

Compared to the average cost of other cars, Mitsubishi vehicles cost 1% more to insure. 
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost

Cheapest Mitsubishis to insure

Fortunately, some models don’t cost as much for insurance. The cheapest Mitsubishi to insure is the 20212 Eclipse, with an average monthly premium of $61 for state minimum coverage and an average of $99 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost

Most expensive Mitsubishis to insure

As with any auto manufacturer, certain options will cost more to insure. The highest premium you’ll see for a Mitsubishi model is the 2021 Outlander, thanks to an average monthly premium of $161 if you want full coverage and $254 if you stick with the required state minimum.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
Don’t forget that your driving record, where you reside, if you have a more expensive model, and other factors all affect how much you pay for auto insurance. Compare several insurance quotes to learn what to expect and any additional options each company might provide before making your final choice.

What factors affect Mitsubishi car insurance rates?

Multiple factors change
how car insurance is calculated
, such as:
  • Vehicle cost: Collision and comprehensive coverage are often lower for older vehicles, like a
    Mitsubishi Galant
    , than new cars, while a hybrid will be higher than a gas engine. 
  • Vehicle age: Buying a 2023 vehicle will increase your insurance rate more than a used model.
  • Cost of parts: Replacement parts are imported from Japan, which adds up, while a hybrid car will also be pricier, so it can increase your premium.
  • Your age: If you are under 25, you’ll get stuck with a higher bill since you have fewer driving hours under your belt, but senior drivers also face higher insurance rates from age 70 on.
  • Your driving record and claims history: Expect to pay less if you have
    a good driving record
    , while a history of accidents or other violations will hurt your wallet.
  • Where you live: Places with higher crime or accident rates, like metropolises, end up with higher costs for insurance.
Here are some other things that affect auto insurance rates for Mitsubishi:
  • Materials: Mitsubishis can use more expensive parts since they are imported, while a hybrid will also add up.
  • Safety: Mitsubishis are generally considered safe and even earned a safety top pick rating recently, plus they have a lot of safety features to help you out while driving, so insurance companies consider them less risky.
  • Reliability: Mitsubishis are about average for reliability ratings, so they don’t have a known history of problems or recalls. 
  • Brand: Mitsubishi is not as well known as companies like Honda, which can make it a bit harder to access service or repair options for your auto, but it’s also not as expensive as a brand like BMW or other luxury vehicles.

Mitsubishi insurance cost for young drivers

Sorry, but if you’re a
teen driver
between 16 and 19, you’ll pay more for insurance versus other age groups. If you are a teen who drives a Mitsubishi,
full coverage
is the best auto insurance option to offset the higher accident rate.

Mitsubishi insurance cost for senior drivers

As you approach 70, expect car insurance bills to rise. With increased accident rates associated with older drivers,
senior drivers' auto insurance premiums
are usually higher. Seniors are also more likely to experience severe injuries, which results in more medical bills. Auto insurance companies consider this a higher risk and offset their potential costs by charging you more.

Mitsubishi insurance cost for drivers with driving violations 

Your driving history has an impact on the price of your Mitsubishi auto insurance. The least expensive coverage is reserved for drivers who don't have any driving violations or at-fault accidents, but expect to start seeing higher bills if you've had any of the following in the last three to five years:
  • At-fault accidents
  • DUIs
  • Driving on a suspended license
  • Reckless driving
  • Speeding tickets

Cheapest car insurance for Mitsubishi drivers with a speeding ticket

One speeding ticket usually won’t hurt your Mitsubishi insurance rates. However, getting a series of tickets or being pulled over for extreme speeding damages your rate. But don’t panic, Jerry can still help Mitsubishi drivers dig up decent insurance options, even if they have multiple tickets.

Cheapest car insurance for Mitsubishi drivers with a DUI

Although a
DUI conviction on your record
will put a dent in your auto insurance premiums, there are still differences across company prices. Finding the cheapest policy after a DUI just requires comparing quotes from different insurance companies. Fortunately, Jerry can help you with that.

Cheapest car insurance for Mitsubishi drivers after an accident

Your insurance prices are significantly impacted by your accident or claims history. Expect a jump in your auto insurance rates if you were in an at-fault accident. Still, Jerry can help Mitsubishi drivers save money on auto insurance regardless of driving history.

Cheapest car insurance for Mitsubishi drivers with other driving violations on their record

Beyond obvious issues like DUIs and speeding, other tickets can hurt your insurance rates–serious violations like reckless driving and
driving on a suspended license
will also result in a higher insurance bill. Let’s look at common driving violations that can change your rate and see how you can still find affordable coverage options. 

How can I lower the cost of my Mitsubishi car insurance?

Don’t worry, you can still save some green when insuring a Mitsubishi vehicle, regardless of your age, driving history, and more. Let’s look at a few tips:  
  • Shop around: Before choosing insurance coverage,
    compare prices and options
    to find the best deal for you. Jerry assists you by compiling quotes from more than 50 big-name providers to help you weigh options. And if you want, Jerry can even assist in canceling your current insurance and signing up for a new one.
  • Opt for a less expensive model: Getting the most expensive model for that year or a new SUV will cost you on insurance, so consider a used vehicle or something less flashy.
  • Bundle your insurance policies:
    Bundling home and auto insurance
    with the same company often leads to a break on that insurance rate. 
  • Participate in a telematics program: Some companies can track your driving habits with technology. If you show off those safe driving skills, you could earn a cut on your auto premium.
  • Reduce your coverage: If you have an older Mitsubishi, consider
    cutting back on coverage
    to save money.
  • Raise your deductible: Increasing your out-of-pocket deductible can save you on insurance premiums–just don’t go overboard.


Compared to other brands, they are slightly above average when it comes to insurance, but it depends on the model. You'll save on insurance if you have a used Mitsubishi or an older car. If you buy a new 2023 vehicle with a loan, expect your lender to require full coverage to protect them if the vehicle is in an accident. Still, you can expect to pay an average $188 if you need full coverage or $99 if you stick with the state minimum.
Overall, you can expect around $103 per month or $1236 per year if you have a Mitsubishi Outlander. Of course, factors like which state you live in, your age, and if you have a clean driving record will affect your rate. A newer model will also be more expensive than a used version.
Insurance runs about $92 per month and $1104 per year if you have an Eclipse. You’ve got some things working for and against you when insuring an Eclipse. They haven’t been made since 2011, so it will be less pricy as an older vehicle, but it’s classified as a sports car, which will add to the cost. Win some, lose some.
Unless you’re importing a new one straight from Asia, the Lancer will be an older or used car since they haven’t been made in the U.S. since 2017. Fortunately, that means you’ll get a break when paying for insurance. You’ll spend an average $103 per month and $1236 per year if you own a Lancer.


The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.