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Cheapest Car Insurance in Wyoming (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Wyoming.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in Wyoming

While it would make insurance shopping much easier, there’s not a single
car insurance
company that offers the cheapest rate for every single driver. That’s why comparing
car insurance quotes
online is one of the easiest ways to find the cheapest car insurance rates in Wyoming.
Jerry
Insurance Agency makes this process fast and easy—and if you find the coverage you’re looking for at the right rate, we can even help you switch to your new policy. Check out some quotes from Jerry users below.
Insurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Progressive
$100
Infiniti Q50
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$134
Jeep Renegade Sport
• State Minimum Liability
• Comp / Collision
Safeco
$144
Dodge Durango GT
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$81
Nissan Rogue Sport S
• State Minimum Liability
• Comp / Collision
Bristol West
$233
Ford Fusion Titanium
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

Cheapest car insurance companies in Wyoming

At Jerry, we wanted to learn which car insurance providers offered the cheapest rates in Wyoming—so we conducted the largest insurance shopping survey in the country, and you can see the results below.
Insurance companyDateCost rating (out of 5)What our customer said:
Libertymutual
November 22, 2024
3
"Well I was with geico for a few yeara but customer services has always been rude. Multiple time I have had issues add...(read more)"
-Manuel
Farmers
November 20, 2024
5
"Cheapest insurance I’ve had and offers similar benefits to the previous ones I’ve had. I do wish Nationwide offered g...(read more)"
-Theodore
AAA
November 19, 2024
5
"Aaa has been great to work with. We have had no issues ."
-Lawrence
State Farm
November 18, 2024
5
"My husband and I go through State Farm for our homeowners insurance. We recently learned that we can bundle and save ...(read more)"
-Cody
Progressive
November 8, 2024
5
"Very prompt and quick with qouting policies fast and efficient "
-Ollie
coverageLast Updated Nov 22, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
This is what we found: There’s not a one-size-fits-all auto insurance company that will offer everyone the cheapest rates. After all, different providers will weigh factors differently when calculating rates.
Saving on car insurance is one thing, but the best car insurance providers should also be pleasant to work with. After finding new policies through Jerry, here’s what these customers have to say about their own experiences with various companies.
The easiest way to find the best deal on car insurance: Use a car insurance comparison website or app like Jerry.
Jerry is a licensed insurance broker that can help you find and compare car insurance quotes in one centralized location. If you find a policy option you like, our team of 100+ licensed insurance agents can answer your questions and help you make the switch to your new coverage—and
cancel your old one
.

Minimum liability and full coverage

Wyoming law
requires car insurance policies to include a minimum amount of liability coverage. In many cases, it’s also beneficial to add
full coverage
or other coverage types to a policy as well.

Cheapest minimum liability coverage in Wyoming

Wyoming car insurance policies must meet the state’s minimum car insurance requirements. That includes the following coverage:
  • Bodily injury liability: $25,000 per person, $50,000 per accident
  • Property damage liability: $20,000 per accident
You may see these minimum liability coverage requirements referred to as 25/50/20.
Find out what other Wyoming drivers have paid for minimum liability insurance after finding a policy with Jerry.
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Chad (32 years old)
coverageCoverage
State Minimum
carSubaru WRX STI
$185
per month
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Alfred (49 years old)
coverageCoverage
State Minimum
locationThermopolis, WY
carFord Expedition EL Eddie Bauer
$60
per month
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Michael (32 years old)
coverageCoverage
State Minimum
carJeep Renegade Sport
$134
per month
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Marc (48 years old)
coverageCoverage
State Minimum
carNissan Rogue Sport S
$81
per month
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Micheal (34 years old)
coverageCoverage
State Minimum
locationManderson, WY
carChrysler Pacifica Touring L
$119
per month
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Jeanette (46 years old)
coverageCoverage
State Minimum
locationTorrington, WY
carFord F350 SRW Super Duty
$82
per month

Do you need more than the minimum liability insurance coverage in Wyoming?

Even the best drivers can’t be completely immune to the risk of an
at-fault accident
—and severe ones can easily exceed Wyoming’s minimum liability coverage limits. 
For better financial protection, insurance experts commonly recommend choosing higher liability limits than state-required minimums, such as 50/100/50 or 100/300/100.
Lower my car insurance too!

Cheapest full coverage car insurance quotes in Wyoming

Liability coverage won’t protect your own vehicle, but
comprehensive
and
collision coverage
can.
Often referred to together as full coverage, these two coverage types will pay to repair or replace your vehicle after various types of incidents:
  • Collision coverage: Applies to damages after an accident
  • Comprehensive coverage: Applies to damage caused by a range of other types of events, such as severe weather, theft, vandalism, or hitting an animal
If you have a car loan: Although not legally required, car loan lenders commonly require that you keep full coverage on your policy for the duration of your loan.
These are rates Jerry users have found for full coverage policies in Wyoming.
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$185
Subaru WRX STI
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$144
Dodge Durango GT
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$142
Jeep Renegade Sport
• State Minimum Liability
• Comp / Collision
Allstate
$81
Nissan Rogue Sport S
• State Minimum Liability
• Comp / Collision
National General
$119
Chrysler Pacifica Touring L
coverageLast Updated Nov 26, 2024

Average rates for state minimum liability coverage and full coverage

Jerry has found that the average cost for minimum liability coverage is $0 per month or $0 per year in Wyoming. For full coverage, the average monthly premium is $0, which comes out to about $0 per year.
Keep in mind: While Wyoming car insurance costs tend to fall below the national average, your own premium will largely depend on factors that are specific to your unique driver profile—like your zip code, the vehicle you drive, your
driving record
, your demographics, the coverage level you choose, and more.

Wyoming car insurance: Additional coverages

For even more protection, you can consider adding optional coverage types to your Wyoming car insurance policy, such as:
For car loans:
Gap insurance
can help you cover the remaining balance on your car loan if your vehicle gets totaled and has a value that’s less than what you owe.
If you don’t own a vehicle but borrow someone else’s: A
non-owner car insurance
policy will give you the liability coverage you need, and you usually have the option to add on additional coverage types if you want. That said, you won’t be able to add full coverage if you’re not the legal owner of the vehicle.

Car insurance premium by rating factors

Wyoming car insurance providers will consider a number of factors when calculating your premium, including: 
  • Your driving record: Good drivers with clean driving records will have an easier time finding a cheap auto insurance policy.
  • Your claims history: Policyholders are statistically more likely to file an insurance claim again if they’ve filed one in the past, and they may pay a higher rate as a result.
  • Where you live: Your zip code’s population, accident rates, crime rates, and risk for natural disasters can influence the cost of your car insurance premium.
  • Your credit score: Drivers with higher credit scores often get lower car insurance rates than drivers with poor credit.
  • What kind of vehicle you drive: Full coverage typically costs more for luxury vehicles, sports cars, or high-value vehicles.
  • How you use your car: The car you drive for your daily commute will usually cost more to insure than one you only take out on the weekends.

How different factors impact the average cost of car insurance in Wyoming

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Wyoming currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in Wyoming:

Cheapest Wyoming car Insurance after a driving violation

It’s common for car insurance rates to rise after a driving violation, but how steep that rate increase might depend on the severity of the offense. If you’re facing a premium increase, shopping around for quotes could help you find a cheaper option.

Cheapest car insurance for Wyoming drivers with a speeding ticket

Speeding tickets can cause your car insurance rate to rise—but a speeding ticket for 7 mph over the speed limit might not cut into your budget as much as a ticket for driving 20 mph over the speed limit.
Here are rates Wyoming drivers have found after speeding tickets with help from Jerry.
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 16-20
Progressive
$111
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 26, 2024

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
Very prompt and quick with quoting policies fast and efficient
Mosel
Progressive
"My son was in an accident and Progressive was so easy to use. Within a week we had everything taken care of and our payout in our account. They truly made a scary situation better! "
Rose
Safeco
I had such a great deal with them even though I struggled a little I wouldn?€?t of asked for any other insurance company they had the best price and it was very affordable!
Wynisha
Gainsco
They will take care of you
Ibrahim

Cheapest auto insurance in Wyoming after a DUI

Some of the steepest car insurance rate increases come after a DUI conviction. Comparing quotes from multiple providers could help you find coverage that’s still affordable.
Here are car insurance rates Wyoming drivers have found with Jerry after DUI violations.
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Aaron (38 years old)
DUI
coverageCoverage
State Minimum
carFord Flex Limited
$125
per month
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Ronnie (32 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
carChevrolet Trailblazer LS
$97
per month
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Garrett (32 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationAlpine, WY
carDodge RAM 1500 ST
$131
per month
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Jessie (46 years old)
DUI
coverageCoverage
State Minimum
locationTorrington, WY
carFord F350 SRW Super Duty
$82
per month

Wyoming SR-22 insurance

Serious driving violations like reckless driving or a DUI might leave you subject to
SR-22 requirements
.
Sometimes, finding a car insurance provider willing to offer coverage with SR-22 requirements can be a challenge, but there are still plenty of car insurance companies that work with high-risk drivers, and some specialize in doing so. 

Cheapest Wyoming auto insurance after an at-fault accident

At-fault accidents can put your Wyoming car insurance costs on the rise—especially if there were injuries that resulted from the collision.
Shopping around for quotes after an at-fault accident could help you find more affordable coverage options. Take a look at quotes Jerry users have found below.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With No Injury
Progressive
$186
• State Minimum Liability
• Comp / Collision
Not At Fault
Safeco
$122
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Safeco
$139
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024
Wyoming is an at-fault state: This means that for car accidents in Wyoming, the driver determined to be at fault is financially responsible for any resulting injuries or property damage.
It also means that compared to no-fault states, average insurance costs can be lower since fewer coverage types are required.
While not required, uninsured/underinsured motorist coverage can give you extra financial protection if you end up in an accident and the at-fault driver doesn’t have sufficient insurance of their own.

Cheapest auto insurance after other violations in Wyoming

How much a violation on your driving record impacts your insurance costs largely depends on the severity of the violation. 
From driving on a suspended license to failure to yield, here’s a look at what Wyoming drivers are paying for insurance after various types of violations.
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Careless Driving
Progressive
$372
Chevrolet Silverado K1500 LT
• 50,000/100,000 Liability
• Comp / Collision
Driving on Sus. License
Progressive
$113
Ford Expedition XLT
• 100,000/300,000 Liability
• Comp / Collision
DUI
Safeco
$131
Dodge RAM 1500 ST
• 50,000/100,000 Liability
• Comp / Collision
Failure to Yield
Safeco
$177
Ford F250 Super Duty
• 100,000/300,000 Liability
• Comp / Collision
Leaving scene of an Accident/Hit and Run
Progressive
$69
Mitsubishi Lancer GT
• State Minimum Liability
Open Container
Progressive
$69
Mitsubishi Lancer GT
• State Minimum Liability
Speeding 16-20
Nationwide
$125
Chevrolet Silverado K1500 LT
• State Minimum Liability
• Comp / Collision
Speeding Violation-Minor
Nationwide
$149
Chevrolet Malibu LT
• 100,000/300,000 Liability
• Comp / Collision
Suspension
Dairyland
$105
Chevrolet Traverse LTZ
• State Minimum Liability
Other Minor
Nationwide
$147
Chevrolet Volt
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 26, 2024

Cheapest Wyoming auto insurance based on insurance history

Your auto insurance history will influence your future premiums. Maintaining continuous coverage over a long period of time will typically deem you a lower risk and help you secure a lower rate.
On the other hand, if you’ve had one or more
car insurance coverage lapses,
you might have to pay more for your coverage. 
If you’re car insurance shopping for the first time, choosing a policy that’s within your budget and meets your coverage needs will give you a helpful head start on finding lower rates in the future.
Because on-time payments are essential to keep your coverage active, Jerry can send customers payment reminders and even late payment warnings.
Check out what other Wyoming drivers are paying for car insurance based on their insurance status at the time of requesting their quotes.
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Franklin (33 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSubaru Forester 2.5I Touring
$72
per month
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Ida (34 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carRAM 1500 Sport
$102
per month
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Beulah (31 years old)
Currently Insured
coverageCoverage
State Minimum
carJeep Renegade Sport
$134
per month
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Inez (25 years old)
Currently Insured
coverageCoverage
30,000 per person
60,000 per accident bodily injury
carFord Five Hundred SEL
$73
per month
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Belle (35 years old)
Not Currently Insured
coverageCoverage
State Minimum
$61
per month

Cheapest car insurance for drivers with poor credit

Your credit history can have a significant effect on what you pay for car insurance. Since drivers who have poor credit are statistically more likely to file claims, they often see higher insurance rates.
In contrast, drivers who have good credit will often find lower rates.
In fact, Jerry’s data shows that the average car insurance costs for drivers who have credit scores of 750 or higher pay about 20% less than those who have credit scores of 550 or lower.
Take a look at what Wyoming drivers with varying credit scores are paying for car insurance.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
660 - 750
Progressive
$72
Subaru Forester 2.5I Touring
• 50,000/100,000 Liability
• Comp / Collision
550 - 659
Progressive
$110
GMC Terrain SLT
• 100,000/300,000 Liability
• Comp / Collision
< 550
Progressive
$87
KIA Sorento EX
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 22, 2024

Cheapest Wyoming car insurance by age

How much you pay for car insurance in Wyoming largely depends on how old you are.
Young drivers see the highest average car insurance rates. But for safe drivers, those costs gradually decrease over time as they continue building experience behind the wheel. 
As drivers reach their mid-seventies, average premium costs begin to increase—but still not as drastically as
teen car insurance rates
.
5
  

Cheapest Wyoming car insurance for young drivers

Thanks to a higher accident risk, drivers ages 16 to 19 will typically see some of the highest car insurance rates.
That makes full coverage a worthwhile consideration for vehicles being used by young drivers—especially if they’re newer or carry a higher value.
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Lucille (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Silverado K1500 LT
$372
per month
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Jeffery (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carSubaru Crosstrek Premium
$155
per month
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Lura (23 years old)
coverageCoverage
State Minimum
carMitsubishi Eclipse Spyder GS
$69
per month
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Celia (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Durango GT
$144
per month
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Willie (22 years old)
coverageCoverage
State Minimum
carNissan Rogue S
$428
per month
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Leona (24 years old)
coverageCoverage
State Minimum
carFord Escape SE
$76
per month

Cheapest Wyoming car insurance for senior drivers

Due to elevated accident risks and the likelihood of severe injuries when accidents occur, car insurance costs start to increase over time for
senior drivers
Find out what rates senior drivers in Wyoming are finding with Jerry’s help.
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Frank (74 years old)
coverageCoverage
State Minimum
carDodge Journey SE
$137
per month
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Cecelia (65 years old)
coverageCoverage
State Minimum
carFord Fusion Titanium
$233
per month

Over 4,000,000 customers and counting

We’ve earned an App Store rating of 4.7 stars for all we do to make car ownership easier.
ClearCover
Excellent insurance with great customer service.
Mamta
Progressive
Great customer service. Quick and knowledgeable.
Jonathan
Nationwide
Cheapest insurance I've had and offers similar benefits to the previous ones I've had. I do wish Nationwide offered glass coverage though.
Stephen
Kemper
My account setup was simple and there's always somebody that can help you out with questions.
Wyatte
The type of vehicle you drive has a major impact on your car insurance costs. Insurers will consider factors like its:
  • Age
  • Safety
  • Theft risk
  • Repair/replacement costs
These are some vehicles that are popular with Wyoming drivers:
  • Ford F-150
  • Chevrolet Silverado 1500
  • Ram 3500
  • GMC Sierra
  • Jeep Cherokee
  • Jeep Renegade
  • Subaru Outback
Take a look at the insurance costs for these models.
Popular carInsurance companyPremium (monthly)CustomerInsurance coverage
Subaru Outback Onyx Edition XTProgressive
$109
Jim, 28
Zip: 82601
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 23, 2024

Car insurance cost for new vs. old car

Generally, new cars cost more to insure than old cars. Modern vehicles feature sophisticated technology that creates a huge difference between the insurance costs of a model from ten years ago. Plus, the rising cost of materials and supply chain issues have only made repairs more expensive. 
On the plus side, we can now use technology to find and compare car insurance quotes without much effort.

Car insurance cost for new vs. old car

New cars often have higher insurance costs than older ones.
Our data shows average full coverage costs for a vehicle over 10 years old is $0 per year in Wyoming. For comparison, the average full coverage cost for a car less than 4 years old is $0 per year.
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Chad (32 years old)
2017 Subaru WRX STI
coverageCoverage
State Minimum
locationCheyenne, WY
(Zip Code: 82009)
$185
per month
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Michael (32 years old)
2018 Jeep Renegade Sport
coverageCoverage
State Minimum
locationRiverton, WY
(Zip Code: 82501)
$134
per month
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Jordan (23 years old)
2019 Dodge Durango GT
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationGreen River, WY
(Zip Code: 82935)
$144
per month
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Marc (48 years old)
2017 Nissan Rogue Sport S
coverageCoverage
State Minimum
locationCheyenne, WY
(Zip Code: 82007)
$81
per month
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Milton (31 years old)
2014 Hyundai Sonata Hybrid
coverageCoverage
30,000 per person
60,000 per accident bodily injury
locationGillette, WY
(Zip Code: 82718)
$118
per month
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Jeanette (46 years old)
2001 Ford F350 SRW Super Duty
coverageCoverage
State Minimum
locationTorrington, WY
(Zip Code: 82240)
$82
per month

Wyoming cheapest car insurance by location

Where you keep your car has a major influence on your premium. Drivers in Cheyenne might see different rates than those in Laramie.
Expect to pay more for car insurance if your city has a high population density, high accident rates, or high auto theft rates. Even within the same city, you might see differing average rates for different zip codes.
You can often pay less for insurance if you can park your vehicle in a secure garage, where it’s protected from severe weather or tampering.
Find out what rates drivers are finding across Wyoming with Jerry.
CityCustomerInsurance CompanyPremium (monthly)CarInsurance coverage
Cheyenne, WY
Chad, 32
Progressive
$185
Subaru WRX STI
• State Minimum Liability
• Comp / Collision
Riverton, WY
Michael, 32
Nationwide
$134
Jeep Renegade Sport
• State Minimum Liability
• Comp / Collision
Green River, WY
Jordan, 23
Safeco
$144
Dodge Durango GT
• 50,000/100,000 Liability
• Comp / Collision
Gillette, WY
Milton, 31
National General
$118
Hyundai Sonata Hybrid
• 30,000/60,000 Liability
Sheridan, WY
Cecelia, 65
Bristol West
$233
Ford Fusion Titanium
• State Minimum Liability
• Comp / Collision
Cheyenne, WY
Ada, 48
Clearcover
$82
Nissan Rogue Sport S
• State Minimum Liability
• Comp / Collision
Casper, WY
Barry, 22
The General
$428
Nissan Rogue S
• State Minimum Liability
• Comp / Collision
Cheyenne, WY
Tony, 24
Dairyland
$76
Ford Escape SE
• State Minimum Liability
Cheyenne, WY
Aaron, 33
Anchor General
$98
Toyota 4runner SR5
• 15,000/30,000 Liability
coverageLast Updated Nov 25, 2024

How to lower car insurance costs in Wyoming

If you’re looking to lower your Wyoming car insurance costs, take note of these tips from Jerry’s team of licensed insurance agents:
  • Shop around and compare multiple quotes.
  • Take advantage of car insurance discounts—like good student discounts, safe driver discounts, occupational discounts, or low mileage discounts.
  • Bundle your car insurance with your other insurance policies like homeowners insurance or renter's insurance.
  • Consider raising your deductibles for comprehensive and collision coverage.
  • Improve your credit score.
  • Take an approved defensive driving course.
  • Consider dropping collision and comprehensive coverage on older or low-value cars.

Why car insurance is so expensive in Wyoming

In addition to the factors within your control, the following are some additional factors that can make Wyoming car insurance cost higher:
  • High population density cities
  • Uninsured drivers
  • Healthcare costs
  • Rising vehicle repair costsArea accident and crime rates
  • Severe weather risks

FAQs

Wyoming driving laws mandate minimum liability auto insurance requirements. To legally drive on Wyoming roads, drivers must carry 25/50/20 liability coverage.
Wyoming auto insurance rates will vary from driver to driver. Providers consider many of the same factors but often weigh them differently when calculating your premium. This makes shopping around for multiple quotes one of the best ways to find a lower rate on car insurance.
In Wyoming, the average cost for a minimum liability car insurance policy is $0 per month or $0 per year. The average cost of full coverage in Wyoming is about $0 per month or $0 per year.
Depending on the driver’s profile, car insurance can be cheaper in Wyoming. Wyoming is an at-fault state, which means car insurance requirements are lower than those in no-fault states and incur cheaper rates.
Wyoming car insurance policies must have at least the following liability coverage: 
  • Bodily injury liability: $25,000 per person, $50,000 per accident
  • Property damage liability: $20,000 per accident
These minimum liability coverage requirements are sometimes referred to as 25/50/20.
Jerry surveyed over 15,000 car insurance policyholders and found that no single car insurance provider offers the cheapest policy for every driver.
To find the cheapest Wyoming car insurance policy for you, it helps to use a car insurance comparison app or website to easily compare your options.
Proof of insurance is required to register a car in Wyoming. You’ll also need to have it on hand whenever you’re driving in case you need to provide it after an accident or when pulled over by law enforcement.
In Wyoming, a full coverage car insurance policy should generally include at least the minimum required amount of liability insurance, as well as comprehensive and collision coverage, which cover damage to your own vehicle. 
Wyoming car insurance rates can increase after the following: 
  • An at-fault accident
  • A speeding ticket, DUI, or other serious violation
  • Upon renewal (due to external factors)
  • Changing addresses
  • A credit score decrease
Personal injury protection (PIP) coverage is not available in Wyoming. Instead, drivers can opt for MedPay to cover personal medical expenses.
Typically, car insurance follows the car in Wyoming. Coverage like MedPay will follow the driver while liability coverage, collision coverage, and comprehensive coverage follow the vehicle. 
In Wyoming, car insurance providers take driving violations into account when calculating your rate. A DUI on your driving record will increase your car insurance premium.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.