Car Insurance in Wyoming

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
  • How Much is Car Insurance in Wyoming?
  • Real Quotes for Jerry.ai Customers in Wyoming
  • The Cheapest Car Insurance in Wyoming
  • Most Popular Insurance Companies in Wyoming
  • Cost to Insure Different Cars in Wyoming
  • Car Insurance Laws in Wyoming
  • Car Registration Information in Wyoming
Looking for car insurance in Wyoming? Here you’ll find all the information you need on driving a car in The Equality State, regardless of what kind of car you own, what your budget is, or what kind of driver you are. Whether you live in Cheyenne or Casper, Laramie or Gillette — you can read on for the cheapest car insurance, the best car insurance, and the laws you need to know for Wyoming car insurance.

How Much is Car Insurance in Wyoming?

Why do car insurance quotes differ by state? First of all, each state has different laws around what kind of coverage you need to legally drive. Insurance companies also look at the number of car accidents and thefts in an area, how much people are generally using their car, and how likely an area is to have a natural disaster, among other factors. But while you can’t always control where you live, you can get cheap car insurance by choosing an insurance policy that has the best rates for your needs. If you live in Wyoming, here’s what you should know about how much you’ll pay for insurance: On average, drivers in Wyoming pay ${averageAnnualPremium} each year for car insurance. This means drivers in Wyoming pay ${averageAnnualDiff} the average for the rest of the country. But however much you pay, you can use our advice on this page to save money.

What’s Your Rate?

But how do you know what policy is right for you in Wyoming? The truth is that insurance companies take many different factors into account when coming up with your quote. They create a profile based not only on where you live in Wyoming, but also on your credit score, marital status, the kind of car you own, and much more.
Not only does your profile change what kind of price you’ll get on car insurance, but it also might change the kind of coverage you want! Not all tiers are the same, and it’s important to know what you’re looking for. You could save money on your monthly or yearly insurance premiums by having a higher deductible. But if you do get into an accident or need to file a claim, that choice will cause you to pay more out of pocket.
The best way to make sure you’re always getting the best coverage for the right price is to let us do all the legwork for you. We can compare quotes from over 40 different insurance companies and find you the best rates in 45 seconds — no matter what kind of coverage you’re looking for.

Real Quotes for Jerry.ai Customers in Wyoming

CreatedCarsCustomerInsurance CompanyMonthly premiumAmount savedType of coverage
2021-04-02
  • Toyota Prius
  • Subaru Legacy 2.5i
  • Toyota Prius
  • Honda Odyssey Ex
57 year old maleProgressive$285.33$64.67Standard
2021-03-04
  • Honda Civic Lx
70 year old femaleProgressive$54.50$95.50Standard
2021-03-09
  • Volkswagen Jetta Gls
  • Ford F150
42 year old maleProgressive$61.50$14.50Preferred
2021-04-04
  • Jeep Liberty Sport
  • Dodge Journey Se
49 year old femaleProgressive$186$74Preferred
2021-02-14
  • Ford Mustang
22 year old maleProgressive$144.83$75.17Preferred

The Cheapest Car Insurance in Wyoming

Which companies offer cheap car insurance in Wyoming? Below, we’ve ranked Wyoming car insurance companies based on which ones have, on average, the cheapest car insurance quotes for basic, standard, and preferred coverage levels for different profiles. These are averages to give you a sense of what drivers in your state are paying. But remember — it’s impossible to know what your quotes will be until you start comparing for yourself. That’s why we’re also showing you some real quotes we were able to find for our members recently. If you shop for insurance wisely, you can get a great deal without sacrificing your own safety and protection.

Cheapest Car Insurance in Wyoming for Basic Coverage

There’s all kinds of auto insurance you can get in Wyoming, depending on what your priorities are. But if your priority is the least expensive premium payments, you’ll want to check out a basic plan. In most states you legally need car insurance to drive. Basic plans ensure that you have the minimum coverage required by Wyoming. These are also plans with liability-only coverage. We were able to look at the average price drivers are paying for basic insurance coverage in Wyoming, as well as real quotes from actual Jerry.ai customers. You can customize these charts to find rates depending on your driving record, your age, how many cars you drive, you gender, and whether or not you’re a homeowner — all huge factors real insurance companies use in determining rates.

Average Cheapest Car Insurance for Basic Coverage in Wyoming

Filters
RankCompany nameAvg. Annual Premium
1Progressive$985

Real Jerry Quotes for Basic Coverage in Wyoming

Filters
CreatedCarsCustomerInsurance CompanyMonthly premiumAmount saved
2021-01-11
  • Ford Explorer
  • Ford Explorer
  • Lincoln Continental
  • Jeep Wrangler / Tj Sport
  • Pontiac Grand Prix Se
33 year old maleProgressive$61$49
2021-02-26
  • Dodge Durango
  • Ford F250 Super Duty
  • Chevrolet S Truck S10
  • Ford F250 Super Duty
  • Honda Accord Ex
46 year old femaleProgressive$50.17$449.83
2021-01-07
  • Ram 1500 Slt
  • Chevrolet Equinox Lt
27 year old femaleProgressive$75.33$153.67
2021-01-26
  • Gmc New Sierra K1500
  • Gmc New Sierra K1500
  • Kia Forte Ex
  • Chevrolet Silverado K3500
  • Gmc Yukon Xl Denali
  • Pontiac Grand Am Se
19 year old maleProgressive$244.50$14.50
2021-01-26
  • Nissan Armada Se
  • Jeep Wrangler Unlimited Sport
  • Ford F150 Supercrew
  • Kia Optima Sx
  • Dodge Ram 2500 Slt
23 year old maleProgressive$93.17$66.83

Average Cheapest Car Insurance for Standard Plans in Wyoming

Most drivers will want more than the basic minimum coverage that Wyoming requires — but still don’t want to break the bank. Standard plans offer both collision insurance and comprehensive insurance which gives you more protection than a basic plan. These plans generally offer a $1,000 deductible.
Below you’ll find the average price drivers are paying for standard insurance coverage in Wyoming, as well as real quotes from actual Jerry.ai customers. You can customize these charts to find rates depending on your driving record, your age, how many cars you drive, you gender, and whether or not you’re a homeowner. All of these factors can impact premiums, so be sure to take a look at averages and quotes from drivers similar to you!

Average Cheapest Car Insurance for Standard Coverage in Wyoming

Filters
RankCompany nameAvg. Annual Premium
1Nationwide$1,314
2Safeco$1,525
3Progressive$1,788

Real Jerry Quotes for Standard Coverage in Wyoming

Filters
CreatedCarsCustomerInsurance CompanyMonthly premiumAmount saved
2021-03-13
  • Jeep Cherokee Trailhawk
  • Subaru Wrx
34 year old femaleNationwide$139.93$189.07
2021-03-27
  • Kia Soul
35 year old maleProgressive$56.50$18.50
2021-03-02
  • Ford F250 Super Duty
30 year old maleSafeco$152$101
2021-01-11
  • Chevrolet Cruze
20 year old femaleProgressive$144.17$52.83
2021-01-15
  • Nissan Murano S
19 year old maleProgressive$219.50$63.50

Cheapest Car Insurance in Wyoming for Preferred Coverage

Preferred coverage protects Wyoming drivers the most against any accidents or theft. Like basic plans, you’ll have collision insurance and comprehensive insurance. This is higher end full coverage, generally with $500 deductibles. That means you’ll be paying less out of pocket in the event of a claim. The downside? Your premiums are likely to be higher than what drivers with standard plans are paying. But if you comparison shop, you can still find the preferred insurance policy that’s less expensive.
We were able to look at the average price drivers are paying for preferred insurance coverage in Wyoming, as well as real quotes from actual Jerry.ai customers. You can customize these charts to find rates depending on your age, your driving record, whether you’re over or under 25 year old, the number of cars your drive, you gender, and if you own a home — all huge factors real insurance companies use in determining rates.

Average Cheapest Car Insurance for Preferred Coverage in Wyoming

Filters
RankCompany nameAvg. Annual Premium
1Nationwide$1,307
2Progressive$1,732

Real Jerry Quotes for Preferred Coverage in Wyoming

Filters
CreatedCarsCustomerInsurance CompanyMonthly premiumAmount saved
2021-04-02
  • Chevrolet S Truck S10
  • Honda Accord Ex
  • Ford F250 Super Duty
  • Ford F250 Super Duty
  • Dodge Durango
46 year old femaleProgressive$174.67$325.33
2021-01-21
  • Chevrolet Silverado K2500 Heavy Duty
  • Chevrolet Cruze Ls
23 year old maleProgressive$181.67$68.33
2021-03-11
  • Saturn Outlook Xr
37 year old femaleProgressive$61.33$40.67
2021-03-23
  • Subaru Legacy 2.5i
23 year old femaleProgressive$72.50$77.50
2020-12-31
  • Chevrolet Spark 1lt
29 year old maleProgressive$83.67$92.33
Insurance companyAverage annual premium in Wyoming
Progressive$1,479
Safeco$2,787.77
Nationwide$1,475.68

Cost to Insure Different Cars in Wyoming

Auto insurance companies look into several different factors when coming up with their rates. A big one is what state you’re in — which is why it’s so important for Wyoming drivers to compare their rates to people in the same state. The car you drive can be a big factor as well. No matter what town, city, or country you live in, certain cars are just going to cost you more in coverage than others. Check out our chart to find out how much different cars cost to insure in Wyoming. And you can use our table of real quotes from Jerry.ai customers to see what people just like you are paying.
Filters
CreatedCarsCustomerCarrierMonthly premiumAmount savedType of coverage
2021-02-28
  • Chevrolet Equinox Ls
29 year old femaleNationwide$86.89$108.11Preferred
2021-03-09
  • Volkswagen Jetta Base
20 year old maleProgressive$167.33$119.67Preferred
2021-02-13
  • Ford Fusion Sel
20 year old femaleProgressive$255.83$244.17Preferred
2021-04-02
  • Ford Explorer
26 year old maleProgressive$116$56Preferred
2021-02-08
  • Hyundai Elantra Sel
32 year old femaleProgressive$76.17$98.83Preferred
2021-02-06
  • Chevrolet Silverado C1500 Lt
28 year old maleProgressive$92.50$143.50Preferred
2021-03-28
  • Ford F150
20 year old femaleProgressive$132$24Preferred

Car Insurance Laws in Wyoming

Ranked the second-most dangerous state to drive in according to the National Highway Traffic Safety Administration, Wyoming sees a high number of accidents and moving violations each year. Consequently, like many other states, Wyoming dictates just how much car insurance drivers need to have on their vehicles at all times. Here’s what you need to know about Wyoming’s minimum coverage requirements for auto insurance.

What Car Insurance Is Required by Law in Wyoming?

Prior to registering a vehicle in Wyoming, drivers have to buy a car insurance policy with at least the minimum liability coverages. If requested in a traffic stop or after an accident, you must show law enforcement proof of insurance containing Property Damage Liability (PDL), Bodily Injury Liability (BDL), and Uninsured Motorist (UM) coverage.
As an at-fault state, any property damage and injury costs associated with a car accident in Wyoming are the financial responsibility of the driver at fault in the accident. Their insurance policy will cover damages up to the limits they’ve purchased. If compensation requirements are more than their insurance covers, the other party can take them to court and sue for costs.
One of the most important coverage components is BIL insurance. BIL compensates people other than the at-fault driver for medical expenses as a result of the car accident. That can be emergency room bills, follow-up doctor visits, prescriptions, and lost wages.
Like BIL, PDL coverage helps those not at fault in the accident recoup costs for damage to their property. That can be city or county property like utilities and lights, or personal property like buildings or vehicles. PDL doesn’t cover medical expenses, and does not apply to the at-fault driver’s costs.
UM coverage is intended to protect the policyholder in the circumstance that the at-fault driver doesn’t have insurance. It’s similar to the Personal Injury Protection (PIP) typically offered in no-fault states. Both BIL and PDL are components of UM insurance, whereas PIP insurance is only for injury.

Can You Drive a Car without Insurance in Wyoming?

It is illegal to operate a motor vehicle in Wyoming without valid insurance (or even without proof of insurance). If the driver is unable to provide proof of insurance upon a lawful request by an officer, a first offence carries a fine of $250 to $750, up to six months in prison, or both. A subsequent offense carries a fine of $500 to $1,500 or up to six months in jail (or both), and suspension of registration and impoundment of license plates until financial responsibility is met.
If convicted of driving without proof of insurance in Wyoming, you’ll be required to maintain proof of financial responsibility for a period of three years in the form of an SR-22 certificate. An SR-22 is not an insurance policy but is a document filed by your insurer that proves you have the minimum amount of liability insurance. The certificate may only cost $15, but you’ll be deemed “high risk” and your premiums will increase correspondingly.

What Are the Minimum Car Insurance Requirements in Wyoming?

In Wyoming, all drivers are legally obligated to maintain a minimum amount of car insurance. It prevents you and other drivers from being saddled with enormous costs from a car accident. To ensure you can drive in Wyoming legally, you must carry these following minimum coverage amounts.
Minimum Insurance Requirements in Wyoming
  • Bodily injury liability coverage per person: $25,000
  • Bodily injury liability coverage per accident: $50,000
  • Property damage liability per accident: $20,000
  • Uninsured motorist coverage: bodily injury $25,000 per person/$50,00 per accident

Car Registration Information in Wyoming

In Wyoming, you must register a car with the state once you have your insurance policy in place. If you’re a Wyoming resident, it isn’t legal to drive until you have your car registered and plated. Residency is established if you’re working in the state and have a residence, have been residing in Wyoming for 120 days or more, or have registered to vote or for public assistance.
Each county administers the registration process on their own rather than through a singular state department. However, processes are similar between counties. New registrations must be filed with a Wyoming title, a dealer invoice or bill of sale, proof of insurance, and a completed Inspection Affidavit of Vehicle Identification Number (VIN). Initial registration fees include sales tax, an annual county fee (depending on the state), and an annual state fee of $30.
A pair of license plates is issued along with validation tags and a registration card. Vehicles without a front license plate bracket from the factory are not required to install the front plate. When you renew your registration, new plate stickers are issued that indicate the new expiry date for your registration.
Registration renewal is also administered by individual counties. You can look up your county office website to determine how you can renew. Many counties offer online renewals or mail-in renewals, while county treasurer’s offices can renew your registration in person as well.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies