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Cheapest Car Insurance in North Carolina (Jun 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in North Carolina.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance quotes in North Carolina

Popular
car insurance
companies may be well known, but there isn’t a single provider that offers the best rates for every driver. To find the most affordable
car insurance rates
, you’ll need to
shop around
and compare quotes from multiple providers. 
Insurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Progressive
$287
Lexus HS 250H
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$81
Mitsubishi Mirage LS
• State Minimum Liability
• Comp / Collision
Travelers
$89
Chevrolet Malibu 2LT
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$83
Hyundai Sonata Hybrid
• 100,000/300,000 Liability
AAA
$112
Toyota Avalon XL
• 25,000/50,000 Liability
coverageLast Updated Jun 21, 2024

Cheapest car insurance companies in North Carolina

To find out which insurance company offers the cheapest car insurance rates in North Carolina and throughout the country, Jerry surveyed 15,000 policyholders—the largest insurance shopping survey in the nation.
Insurance companyDateCost rating (out of 5)What our customer said:
Dairyland
June 15, 2024
5
"That got the quote I was needing I don’t have outrageous amounts for every month "
-Wesley
State Farm
June 12, 2024
5
"Good service. Excepted my driving experience from another country which was really nice "
-Marc
Amica
June 8, 2024
5
"Saved me literally hundreds to switch, and didn’t take much time. Can’t get better than that."
-Ruby
Infinity
June 7, 2024
5
"I love my insurance with Farm Bureau NC. I had Progressive in CA but went back when I moved to back to NC. It’s a lit...(read more)"
-Alma
AAA
June 7, 2024
5
"I love to care about insurance company"
-Callie
coverageLast Updated Jun 15, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
The best way to find the coverage you need at the best price is to compare rates from multiple companies. Jerry offers a free app that streamlines this process, delivering quick quote comparisons and support from a network of over 100 licensed insurance agents.
The best way to find the coverage you need at the best price is to compare rates from multiple companies. Jerry offers a free app that streamlines this process, delivering quick quote comparisons and support from a network of over 100 licensed insurance agents.

Minimum liability and full coverage insurance requirements in North Carolina

As per
North Carolina’s insurance laws
, all drivers in North Carolina must carry the state’s minimum liability coverage along with uninsured motorist coverage. In an at-fault state like NC, full coverage can help protect your vehicle from damage.

Cheapest minimum liability coverage car insurance quotes in North Carolina

To legally drive and register a vehicle in North Carolina, you must purchase the state’s minimum liability coverage requirements—at least $30,000 per person and $60,000 per accident for
bodily injury liability
, plus $25,000 in
property damage liability
per accident.
This sequence of coverage is commonly referred to as 30/60/25.  
Here are some cases where Jerry helped Old North State drivers find minimum liability coverage at the cheapest rates.
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Rebecca (65 years old)
coverageCoverage
State Minimum
locationOrrum, NC
$108
per month
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Elijah (37 years old)
coverageCoverage
State Minimum
carMitsubishi Mirage LS
$81
per month
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Zachary (21 years old)
coverageCoverage
State Minimum
$214
per month
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Jayden (35 years old)
coverageCoverage
State Minimum
carJeep Grand Cherokee Laredo
$232
per month
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Barbara (66 years old)
coverageCoverage
State Minimum
$173
per month
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Lucas (23 years old)
coverageCoverage
State Minimum
$182
per month

Do you need more than minimum coverage in North Carolina ?

North Carolina’s minimum liability coverage is fairly low, so you may want higher limits or additional coverage.
If an at-fault accident were to occur, you could be held liable for medical expenses and repairs that exceed the 30/60/25 limit. Serious injuries to another person or a totaled car could result in costs of more than $40,000.
Lower my car insurance too!

Cheapest full coverage car insurance quotes in North Carolina

To protect yourself from the costs of repairing or replacing your car in the event of an at-fault accident, full coverage is your best—and only—option.
Full coverage includes
comprehensive
and
collision coverage
  • Collision coverage deals with the cost of fixing or replacing your car after an accident
  • Comprehensive coverage kicks in if your car is stolen or damaged by a non-collision incident
Lenders typically require collision and comprehensive coverage for a leased vehicle.   
The table below shows some recent examples of the cheapest full coverage policies that Jerry’s agents helped our customers obtain.
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• 50,000/100,000 Liability
• Comp / Collision
Progressive
$287
Lexus HS 250H
• State Minimum Liability
• Comp / Collision
Nationwide
$81
Mitsubishi Mirage LS
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$89
Chevrolet Malibu 2LT
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$110
Toyota 4runner SR5
• 25,000/50,000 Liability
• Comp / Collision
Safeco
$105
Toyota Camry LE
coverageLast Updated Jun 21, 2024

Average rates for minimum liability coverage and full coverage car insurance in North Carolina

After working with thousands of auto insurance policyholders in the Tar Heel State, we’ve found that the average cost of minimum liability coverage is $240 per month or $2,886 per year. The average cost of full coverage insurance is $173 per month or $3,153 per year in NC.
Average car insurance expenses can help you estimate potential insurance costs—but each driver’s insurance premium will be different. Your coverage type, driving history, location, vehicle make and model, age, and claims history will all impact your rate.

Other types of North Carolina auto insurance

You might wish to bump up your coverage with some of the following options:
If you have a loan on a recently-purchased car: Think about adding gap insurance to your policy. If your vehicle is stolen or deemed a total loss, gap insurance will cover you if you owe more than the car is worth.

Car insurance premium by rating factors

Insurance companies in North Carolina use multiple factors to determine your car insurance rate:
  • Your driving record and claims history: Safe drivers with clean driving records and zero insurance claims are typically quoted the lowest rates.
  • Where you keep and drive your car: Rates are usually higher for those who live and drive in high-density cities. ZIP codes within the same city can also have an impact on your premium.
  • The kind of car you have: Minimum liability insurance and full coverage are more costly for high-tech, luxury, high-performance, and sports cars. 
  • How you use your car: If you only use your vehicle for leisurely driving, your car insurance rates will be lower than if you drive to and from work on a daily basis.

How Do Different Factors Impact Your Car Insurance Costs in North Carolina?

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Allowed (with applicable limitations): Driving experience, credit history, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Gender, age, education.
Learn more abut the car insurance rating factors in Alabama:

Cheapest North Carolina car insurance after a driving violation

Your driving history—including any tickets or accidents—will impact your auto insurance premium. A history of violations or at-fault accidents can indicate a higher risk level, which will result in higher rates.

Cheapest car insurance for North Carolina drivers with a speeding ticket

There are varying levels of speeding that incur more serious repercussion with higher levels:
  • 1-5 mph over limit
  • 6-10 mph over limit
  • 11-15 mph over limit
  • 16-20 mph over limit
  • 21+ mph over limit
A speeding ticket on your driving record will typically affect your car insurance rates. See how Jerry has helped drivers with speeding tickets find lower insurance rates.
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 1-5
Progressive
$141
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Travelers
$152
• 50,000/100,000 Liability
• Comp / Collision
Speeding 11-15
Safeco
$228
• State Minimum Liability
Speeding 16-20
Safeco
$172
• 50,000/100,000 Liability
• Comp / Collision
Speeding 21+
National General
$268
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jun 17, 2024

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Progressive
So far i love progressive. No issues and easy to use
David-1
Safeco
Safeco was able to save me $70 monthly to ensure my 2 cars, very satisfied!
Al
Travelers
Honestly could not be more great full for the great quote they gave me! This provider saved me from paying over $500mo. THANK YOU!
Natalie
Nationwide
Very cheap and convenient coverage
Keneil

Cheapest auto insurance in North Carolina after a DUI

With a
DUI
on your driving record, most insurance companies will quote you higher-than-average rates. To secure the best rate after a DUI offense, it’s important to gather quotes from various providers.
Jerry frequently helps drivers score savings on their auto insurance after a DUI.
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Leona (22 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$161
per month
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Gussie (26 years old)
DUI
coverageCoverage
State Minimum
carMercury Grand Marquis GS
$75
per month
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Florence (41 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationSnow Camp, NC
$216
per month
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Arthur (34 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$80
per month
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Fred (27 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carToyota RAV4
$99
per month
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Floyd (46 years old)
DUI
coverageCoverage
State Minimum
locationWalnut Cove, NC
$75
per month

North Carolina SR-22 insurance

In most states, high-risk drivers must file an
SR-22
after a serious violation like a DUI. An SR-22 is a certificate that proves you carry at least the minimum required insurance. 
In North Carolina, high-risk drivers need to file a DL-123 to get their license reinstated instead. You usually need a DL-123 filings are usually required for the following reasons:
  • Driving without insurance
  • Repeated traffic violations within a short period
  • Multiple at-fault collisions

Cheapest North Carolina auto Insurance after an at-fault accident

Insurance companies use your history of at-fault accidents to assess your risk level. Recent at-fault accidents or numerous claims can significantly raise your premiums.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With Injury
Progressive
$106
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Allstate
$210
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Allstate
$207
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Travelers
$126
• 100,000/300,000 Liability
• Comp / Collision
At Fault With Injury
Clearcover
$173
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jun 21, 2024

FAQs

No,
Utah is a no-fault state
. This means that you must file against your own policy first, regardless of who caused the accident. You may only sue the other driver if a certain threshold for damages is met.
The bottom line: All Utah drivers are required to carry PIP and minimum liability coverage, but full coverage will provide much greater protection.

Cheapest auto insurance after other violations in North Carolina

Speeding tickets and DUIs are serious, but they aren’t the only violations that can increase your car insurance premiums.
Reckless or careless driving
, driving without insurance, or driving without a valid license can all hike up your car insurance rates in North Carolina.
Browse the table below to see how Jerry has helped drivers save on their car insurance after serious violations.
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Careless Driving
Progressive
$106
Jeep Patriot Latitude
• State Minimum Liability
• Comp / Collision
Cell Phone
National General
$73
Nissan Altima SE
• State Minimum Liability
Defective Equipment
Nationwide
$62
Toyota Scion XB
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Travelers
$193
Mercedes-Benz GL 450 4matic
• 50,000/100,000 Liability
• Comp / Collision
DUI
Safeco
$216
KIA Forte LX
• 50,000/100,000 Liability
• Comp / Collision
Eluding Police
National General
$263
Dodge Charger SXT
• State Minimum Liability
Failure to Obey Signal
Mercury
$174
Nissan Altima 2.5
• 50,000/100,000 Liability
Homicide
National General
$587
Hyundai Elantra SEL
• State Minimum Liability
• Comp / Collision
Illegal Turn
Progressive
$118
Hyundai Elantra SE
• State Minimum Liability
• Comp / Collision
Improper Passing
Travelers
$94
Ford Edge Limited
• State Minimum Liability
• Comp / Collision
Leaving scene of an Accident/Hit and Run
Safeco
$118
Chrysler PT Cruiser
• State Minimum Liability
Open Container
Progressive
$124
Fiat 500 Sport
• 50,000/100,000 Liability
• Comp / Collision
Passing School Bus
Allstate
$183
Nissan Leaf S
• State Minimum Liability
• Comp / Collision
Racing/Drag Racing
National General
$208
Toyota Camry SE
• State Minimum Liability
• Comp / Collision
Reckless Driving
Progressive
$120
Hyundai Sonata SE
• State Minimum Liability
• Comp / Collision
Speeding Violation-Major
Bristol West
$310
Toyota Scion FR-S
• No Coverage Liability
Speeding 1-5
AAA
$112
Toyota Avalon XL
• 25,000/50,000 Liability
Suspension
Clearcover
$174
Jeep Cherokee Latitude
• 25,000/50,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Progressive
$151
Chevrolet Equinox LT
• State Minimum Liability
• Comp / Collision
Unsafe Operation of a Motor Vehicle
Mercury
$599
Nissan Altima 2.5
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated Jun 19, 2024

How to find cheap North Carolina car insurance after a car insurance lapse

Whether you are currently insured—and have been consistently insured over time—can impact your car insurance rates. Any
lapse in your insurance coverage
can lead to higher premiums.
Jerry sends helpful payment reminders to qualifying customers to ensure on-time payments and avoid coverage lapses.
See how uninsured customers and drivers with lapses in coverage find savings on their new policies with Jerry.
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Chase (22 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$190
per month
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Danny (32 years old)
Not Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$79
per month
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Polly (37 years old)
Currently Insured
coverageCoverage
State Minimum
carMitsubishi Mirage LS
$81
per month
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Teresa (31 years old)
Not Currently Insured
coverageCoverage
State Minimum
locationLake Lure, NC
$63
per month
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Tyler (43 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$161
per month
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Gainsco
Dustin (33 years old)
Not Currently Insured
coverageCoverage
25,000 per person
50,000 per accident bodily injury
$125
per month

Cheapest North Carolina car insurance for drivers with poor credit

In North Carolina, insurance companies use credit scores as a risk predictor for policyholders. While your credit rating isn’t a direct indicator of your driving habits, statistics show that individuals with low credit scores are more likely to file claims than those with high credit scores.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$195
Mazda CX-5 Premium Plus
• State Minimum Liability
660 - 750
Travelers
$305
Hyundai Elantra SEL
• 50,000/100,000 Liability
• Comp / Collision
550 - 659
Allstate
$132
Toyota Highlander Limited
• 50,000/100,000 Liability
• Comp / Collision
< 550
Allstate
$147
Nissan Kicks SV
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jun 18, 2024

How to find cheap auto insurance in North Carolina for your age

Young drivers with minimal driving experience tend to pay higher premiums, even with a clean
driving record
. Senior drivers in their mid-70s also typically face higher insurance rates.

Cheapest North Carolina car insurance for young drivers

Teen drivers from ages 16 to 19 typically pay the highest rates for car insurance in North Carolina. 
Teen drivers are more likely to get into accidents due to their limited driving experience, so it's a good idea to ensure they have full coverage insurance—especially if they’re driving a newer vehicle.
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Susan (21 years old)
coverageCoverage
State Minimum
$252
per month
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Isaac (20 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carToyota Scion TC
$185
per month
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Irene (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carHonda CR-V EX
$148
per month
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Mollie (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$235
per month
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Lizzie (21 years old)
coverageCoverage
State Minimum
$214
per month
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Luis (22 years old)
coverageCoverage
State Minimum
$87
per month

Cheapest North Carolina car insurance for senior drivers

Although they have a wider range of driving experience,
senior drivers
are more likely to get into
car accidents
that result in serious injuries and high medical bills. For this reason, older drivers may see a rise in their insurance rates once they reach 70 to 75 years old.
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Rebecca (65 years old)
coverageCoverage
State Minimum
locationOrrum, NC
$108
per month
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Eula (69 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationValdese, NC
$91
per month
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Adele (69 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationSpruce Pine, NC
$87
per month
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Amanda (65 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$89
per month
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Barry (74 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$66
per month
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Lou (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$170
per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
National General
So far so good
Tracy
Safeco
Excellent and very friendly - keep going
Rohit
Progressive
Got me covered fully for half the price of the competition, one happy customer over here!
Jacob-1
Progressive
Happy with my insurance coverage and rate Jerry really helped me find the best rate to fit my needs.
Amanda

North Carolina cheapest car insurance by location

Population density, accident rates, crime and theft statistics, and weather patterns in your town or city all affect your premiums. Your ZIP code can even cause variation. 
Scan the table below to see how Jerry Insurance Agency helps drivers in different North Carolina cities find affordable rates.
CityCustomerInsurance CompanyPremium (monthly)CarInsurance coverage
Kannapolis, NC
Herbert, 34
Progressive
$103
Chrysler NEW Yorker C-Body Landau
• State Minimum Liability
Charlotte, NC
Georgia, 38
Nationwide
$118
Hyundai Tucson SEL Convenience
• 50,000/100,000 Liability
• Comp / Collision
Morrisville, NC
Eric, 37
Safeco
$105
Toyota Camry LE
• 25,000/50,000 Liability
• Comp / Collision
Southport, NC
Shawn, 28
AAA
$112
Toyota Avalon XL
• 25,000/50,000 Liability
Lexington, NC
Barbara, 66
National General
$173
Lincoln MKX Reserve
• State Minimum Liability
• Comp / Collision
Fayetteville, NC
Lucas, 23
Bristol West
$182
Saturn SKY Redline
• State Minimum Liability
Clayton, NC
Ora, 30
Infinity
$265
Nissan Sentra S
• No Coverage Liability
Fayetteville, NC
Betty, 39
Gainsco
$109
Honda Pilot EX
• No Coverage Liability
Matthews, NC
Belle, 23
Dairyland
$243
Ford Escape ST Line
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jun 21, 2024

How to lower the cost of car insurance in North Carolina

There are more than a few ways you can lower your insurance expenses in North Carolina. Take a look at these suggestions from Jerry’s team of licensed insurance agents:
  1. Shop around: Collect and compare quotes from different providers.
  2. Bundle policies: For a multi-policy discount, bundle your car insurance with homeowners insurance. 
  3. Ask about
    discounts
    : You may be eligible for insurance discounts, such as good student discounts, good driver discounts, discounts for completing a defensive driving course, low mileage discounts, safe driver discounts with the use of a telematics app, discounts for anti-theft devices, etc. 
  4. Raise your deductible: Increase your deductible for your comprehensive and collision coverage. 
  5. Improve your credit: Higher credit scores typically result in lower insurance rates.

Why does car insurance cost this much in North Carolina

The following factors can result in higher-than-average insurance premiums in North Carolina:
  • High population rates: North Carolina is home to over 10 million people.
    4
  • Uninsured drivers: 7.4% of drivers in North Carolina are uninsured, which is fairly high compared to their population count. 
  • Expensive healthcare: High healthcare costs in North Carolina impact car insurance rates.
  • Higher highway density: North Carolina is filled with drivers that frequently crowd roads and highways. 
  • Car theft rates: In 2021, 20,520 vehicles were stolen in North Carolina.

FAQs

North Carolina car insurance can be cheaper than the national average. Car insurance rates are dependent on multiple factors, so some policyholders may pay higher than average prices for minimum or full coverage policies.
There isn’t a specific provider that offers the best car insurance rates to all drivers in North Carolina. 
To find cheap car insurance, drivers should compare quotes from multiple insurance companies. Using a car insurance comparison app or website can streamline the process.
North Carolina residents must purchase the state’s minimum liability coverage requirements to legally drive a vehicle on state roads and highways. These requirements include at least $30,000 per person and $60,000 per accident for bodily injury liability, and $25,000 in property damage liability per accident.
Yes, you must have your proof of insurance to
register a vehicle in North Carolina
. You also need a driver’s license or photo ID, your vehicle title, your lien release (if applicable), the bill of sale, and all necessary forms.
Under Bill H 344, your vehicle may also be towed and impounded if you are found driving in North Carolina without car insurance
.#
According to North Carolina law, most insurance policies cover you, your family members, and people with permission to drive your car.
5
 
Your liability car insurance will
follow your vehicle
, thus providing coverage even if you’re not driving it. Collision coverage and comprehensive coverage also follow the car, not the driver—but medical payments coverage will follow the driver.
Full coverage car insurance in North Carolina includes the state’s minimum liability requirements, collision coverage, and comprehensive coverage. 
North Carolina residents are required to have in-state car insurance. Out-of-state coverage is not allowed in North Carolina.
6
That said, your North Carolina car insurance policy will cover you when driving in all 50 states and Canada.
Personal injury protection (PIP) is generally not offered in North Carolina. Drivers can opt for MedPay (medical payments coverage), which offers compensation for medical bills regardless of who is found at fault in an accident.
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Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.