Are Hyundai more expensive to insure?
Compared to the average cost of other cars, Hyundais cost 3% more to insure.
But certain features, like vehicle age and hybrid technology, can increase insurance rates. For example, a brand-new 2023 Hyundai Santa Fe PHEV will be more expensive to insure than a 2015 Hyundai Tucson. If your state requires more than liability insurance, it will also mean higher insurance rates.
|Car Make||Average State Minimum Insurance Cost||Average Full Coverage Insurance Cost|
Cheapest Hyundai to insure
The cheapest Hyundai model to insure is the 2021 Hyundai Veloster, with an average monthly premium of $42 for state minimum coverage and an average of $154 for full coverage.
Generally speaking, most Hyundai models' entry-level trims—the SE and SEL—can keep insurance costs low, assuming a clean driving record.
Most expensive Hyundai to insure
The most expensive Hyundai model to insure is the 2015 Hyundai Equus, with an average monthly premium of $180 for state minimum coverage and an average of $259 for full coverage.
The most expensive Hyundais to insure will be those with a high purchase price, lots of tech, additional features, and hybrid and plug-in hybrid models. Older Hyundai models with fewer safety features and large engines can also increase insurance costs.
Remember that the car you drive isn’t the only dictating factor when calculating insurance rates. Insurers also consider your age, driving record, insurance and claim history, zip code, coverage needs, and more. That’s why drivers can have drastically different insurance rates even with the same car. That’s also why we recommend shopping around and comparing quotes to find the best price to suit you and your vehicle.