How much does Honda car insurance cost?
Since Honda’s U.S. debut in 1959, its name has become synonymous with practicality, reliability, and versatility. From hatchbacks and sedans to SUVs, trucks, and vans, there’s a Honda model for every driver out there.
Honda drivers pay an average of $1,140 per year for auto insurance—but every Honda car insurance policy is unique. This number is just an estimate, there is no real ‘average’ cost of car insurance. Your price will depend entirely on your driver profile, which is why it’s so important to compare quotes.
How to find the cheapest Honda Car Insurance Quotes
Jerry has helped hundreds of Honda drivers use to find cheap car insurance. Check out some of our recent quotes below!
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer Details
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| December 16, 2024 | Honda Accord Sport Special | Progressive | $580 | Gerald, 23, Newark, NJ | 25/50 | No |
| December 15, 2024 | Honda Hr-V | Progressive | $239 | Charles, 22, Fort Lauderdale, FL | No Coverage | Yes |
| December 15, 2024 | Honda Accord Ex-L | Bristol West | $367 | Iva, 29, Ontario, CA | 50/100 | Yes |
| December 15, 2024 | Honda Accord Lx | Bristol West | $197 | Blake, 24, Fall River, MA | State Minimum | No |
| December 15, 2024 | Honda Accord Ex | Bristol West | $252 | Hettie, 23, Denton, TX | State Minimum | No |
Best car insurance companies for Honda drivers
When shopping for car insurance, it’s important to find the right fit for you and your vehicle.
There is no single best insurance company for Honda drivers since the best company for you will depend on your driving record, location, insurance history, and age along with the vehicle you drive. Jerry’s conducted the largest survey in the nation to help people compare car insurance companies.
Check out how Honda drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Honda models
Auto insurance costs are influenced by what Honda model you drive. Your rate depends in part on:
- Safety features: Honda models with higher safety ratings, like the Honda Accord, CR-V, and Odyssey, tend to have lower insurance costs.
- Vehicle value: The more your car is worth, the more it’ll cost to insure. That’s why the high-performance Civic Type R has higher insurance costs than a basic Civic EX.
- Vehicle class: Compact SUVs like the CR-V and HR-V are the least costly to insure, while electric and hybrid vehicles, sports cars, and large sedans tend to cost the most.
- Engine size: Cars with a ton of horsepower come with a higher risk of speeding and violations—not to mention serious accidents. The Honda Pilot’s 285-horsepower V6 engine contributes to its higher insurance costs compared to the otherwise similar Honda Passport.
- Availability of replacement parts: If you drive a Honda that’s less common or harder to source components for—such as a hybrid or electric vehicle or a very old model—your insurance costs may be higher.
- Cost of repairs: Expensive vehicles, hybrids, and Honda’s upcoming electric fleet will all cost more to repair—and insure—than popular models like the CR-V and Civic.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Honda Accord | $100 | $185 |
| Honda Civic | $97 | $180 |
| Honda CR-V | $88 | $147 |
| Honda Pilot | $103 | $159 |
| Honda Odyssey | $88 | $151 |
| Honda HR-V | $98 | $166 |
| Honda Fit | $84 | $147 |
Minimum coverage insurance is the minimum amount of coverage legally required in your state and typically includes low amounts of basic liability insurance, including both bodily injury and property damage liability.
Full-coverage insurance, on the other hand, includes collision and comprehensive coverage and provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
Honda Civic insurance cost
The Honda Civic is one of the best selling-vehicles in the country thanks to its low MSRP, unparalleled reliability, and fantastic safety ratings. On average, Honda Civic insurance costs $180 per month for full coverage and $97 per month for state minimum coverage.
The trim level also factors into the cost of your Honda insurance. Trim levels are different versions of a car model that include different features. For example, there are four trim levels for the 2024 Honda Civic sedan: the LX, Sport, EX, and Touring.
- LX: Starting at $23,750, the 2023 Honda Civic LX features standard driver assistance aids, a 158-hp engine, and a four-speaker audio system.
- Sport: Starting at $25,350, the 2023 Honda Civic Sport adds 18-inch gloss alloy wheels, improved fuel economy, paddle shifters, and a leather-wrapped steering wheel.
- EX: Starting at $26,200, the 2023 Honda Civic EX upgrades to a 180-hp turbocharged engine with a power moonroof, heated front seats, and peak fuel economy.
- Touring: Starting at $30,350 the 2023 Honda Civic Touring maxes out with a multi-angle blindspot rear view camera, wireless Apple CarPlay and Android Auto, and a Bose premium sound system.
Repair and replacement costs for premium trim levels like the EX and Touring tend to be higher, making them a higher risk to insurance companies. Check out the table below to see the average cost of auto insurance for some popular Honda Civic trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Civic LX | $96 | $173 |
| Civic Sport | $100 | $201 |
| Civic SI | $92 | $184 |
| Civic EX | $95 | $180 |
| Civic EXL | $92 | $163 |
In the table below, you’ll find real quotes for real people from Jerry who drive a Honda Civic.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Honda Civic Ex | Bristol West | $497 | Duane, 25, Dorchester Center, MA | State Minimum | Yes |
| Honda Civic Hybrid | Electric | $212 | Troy, 24, Austin, TX | State Minimum | No |
| Honda Civic Lx | Bristol West | $145 | Mable, 33, Pacoima, CA | State Minimum | No |
| Honda Civic Sport | Aspire Advantage | $329 | Harry, 24, Temecula, CA | State Minimum | Yes |
| Honda Civic Lx | Progressive | $37 | Landon, 43, Whitleyville, TN | State Minimum | No |
Honda Accord insurance cost
The Honda Accord got some of the best safety ratings and fuel-efficiency ratings across its many configurations and trims. Fancier versions of the Honda Accord will have higher MSRPs that can drive up costs, but they also often have advanced security systems and safety features that lower their risk rating.
According to our data, the average Honda Accord insurance policy costs $100 per month for state minimum coverage. But remember, quotes can vary greatly depending on factors such as your driving history, car year, trim level, and more. The cost of your insurance also depends on what type of coverage you’re looking for.
- LX: Starting at $27,295, the 2023 Honda Accord LX comes with standard driver assistance tech, basic Apple CarPlay compatibility, and a 192-hp turbocharged engine.
- EX: Starting at $29,060, the 2023 Honda Accord EX features luxury touches like heated front seats and a power moonroof.
- Sport Hybrid: Starting at $31,345, the 2023 Honda Accord Sport Hybrid upgrades to a 204-hp hybrid powertrain, wireless smartphone compatibility, and a leather-wrapped steering wheel.
- EX-L Hybrid: Starting at $32,990, the 2023 Honda Accord EX-L Hybrid gets the best fuel economy of any Accord model, along with leather-trimmed heated front seats and front and rear parking sensors.
- Sport-L Hybrid: Starting at $33,325, the 2023 Honda Accord Sport-L Hybrid adds 19-inch wheels to the EX-L model—but loses the parking sensors.
Here’s how much you might expect your cost to change based on the trim level of your
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Accord Sport | $111 | $199 |
| Accord EX | $97 | $172 |
| Accord LX | $102 | $171 |
| Accord EXL | $103 | $186 |
| Accord SE | $103 | $174 |
That said, averages are not a good indicator of what your own policy might cost. Check out some real quotes from Jerry users:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Honda Accord Sport Special | Progressive | $580 | Gerald, 23, Newark, NJ | 25/50 | No |
| Honda Accord Ex-L | Bristol West | $367 | Iva, 29, Ontario, CA | 50/100 | Yes |
| Honda Accord Lx | Bristol West | $197 | Blake, 24, Fall River, MA | State Minimum | No |
| Honda Accord Ex | Bristol West | $252 | Hettie, 23, Denton, TX | State Minimum | No |
| Honda Accord Ex | Mendota | $318 | Caleb, 20, Denver, CO | State Minimum | Yes |
Honda CR-V insurance cost
As a compact crossover SUV with great safety and reliability ratings, the Honda CR-V receives reasonable insurance costs. Full-coverage policies like collision and comprehensive coverage are inexpensive, and a liability insurance-only policy for a CR-V is one of the least expensive in the entire Honda lineup—just behind the full-size Pilot and Odyssey minivan.
The 2024 Honda CR-V comes in five distinct trim levels:
- LX: Starting at $28,410, the 2023 Honda CR-V LX offers Honda Sensing® safety tech, a 190-hp engine, and available all-wheel drive (AWD).
- EX: Starting at $31,060, the 2023 Honda CR-V EX comes with a power moonroof, heated front seats, smart entry, and dual-zone automatic climate control.
- Sport Hybrid: Starting at $32,400, the 2023 Honda CR-V Sport Hybrid combines a 204-hp hybrid system with a sport appearance package and the best fuel economy of any CR-V.
- EX-L: Starting at $33,710, the 2023 Honda CR-V EX-L features front and rear parking sensors, a power tailgate, leather upholstery, and wireless smartphone connectivity and charging.
Here’s how much you might expect your cost to change based on the trim level of your car:
Check out some real quotes from Jerry users:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Honda Cr-V Ex | Progressive | $209 | Ryan, 33, Greensburg, PA | State Minimum | Yes |
| Honda Cr-V Lx | Progressive | $101 | Jesse, 36, Tom Bean, TX | State Minimum | No |
| Honda Cr-V Exl | Bristol West | $93 | Madge, 37, Quincy, MA | State Minimum | No |
| Honda Cr-V Ex-L | Aspire Advantage | $165 | Esther, 33, Ontario, CA | State Minimum | Yes |
| Honda Cr-V Lx | National General | $218 | Frederick, 26, Lakeland, FL | No Coverage | No |
Honda Ridgeline insurance cost
The Honda Ridgeline is a compact pickup that drives more like an SUV than a burly truck. That’s good news as far as coverage is concerned! Since it’s not suited for a lot of heavy towing or intense off-roading, you can expect to pay less for this Honda insurance as compared to more rugged and powerful trucks like the Chevrolet Colorado or Toyota Tacoma.
The 2024 Honda Ridgeline pickup is available in four trim levels:
- Sport: Starting at $38,800, the 2023 Honda Ridgeline Sport includes a basic suite of Honda Sensing safety tech, AWD, truck bed lights, and a Class III trailer hitch.
- RTL: Starting at $41,780, the 2023 Honda Ridgeline RTL adds comfort and convenience with heated front seats, leather upholstery, a noise-reducing windshield, and satellite radio.
- RTL-E: Starting at $44,730, the 2023 Honda Ridgeline RTL-E offers a truck-bed audio system, automatic high beams, front and rear parking sensors, and a Honda satellite-linked navigation system.
- Black Edition: Starting at $46,230, the 2023 Honda Ridgeline Black Edition comes in…you guessed it, black—with a unique black leather interior, black alloy wheels, and red ambient interior lighting.
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Honda Ridgeline Rtl | Dairyland | $82 | Maria, 38, Union City, CA | State Minimum | No |
| Honda Ridgeline Sport | Bristol West | $475 | Barry, 35, Los Angeles, CA | 100/300 | Yes |
| Honda Ridgeline Rts | Mendota | $165 | David, 55, Las Vegas, NV | State Minimum | No |
| Honda Ridgeline Rtl | National General | $78 | Amelia, 36, Mooresville, NC | State Minimum | Yes |
| Honda Ridgeline Sport | Progressive | $103 | Philip, 57, Pearland, TX | State Minimum | Yes |
Honda Odyssey insurance costs
Situated between the CR-V and the Honda Pilot, the 3-row Odyssey has a very low starting price—and a lot of standard features! Its affordability, Honda Sensing driver-assistance technology, and excellent overall safety ratings mean you’ll enjoy some of the lowest car insurance rates out of the Honda lineup.
The 2024 Honda Odyssey is available in five trim levels:
- EX: Starting at $37,490, the 2023 Honda Odyssey EX features a 280-hp V6 engine, a blind spot information system, and a robust suite of Honda Sensing® driver assistance technology.
- EX-L: Starting at $40,560, the 2023 Honda Odyssey EX-L offers leather-trimmed seats, a power tailgate, and a sound-reducing windshield.
- Sport: Starting at $41,360, the 2023 Honda Odyssey Sport includes purely cosmetic upgrades such as black upholstery with unique red trim and 19-inch gloss black alloy wheels.
- Touring: Starting at $44,600, the 2023 Honda Odyssey Touring comes with a rear-seat entertainment system, CabinWatch® rear-cabin monitoring system and CabinTalk® intercom, an onboard wifi hotspot, and an integrated navigation system.
Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Odyssey EXL | $82 | $149 |
| Odyssey EX | $87 | $146 |
| Odyssey LX | $105 | $182 |
| Odyssey Touring | $95 | $151 |
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Honda Odyssey Ex | Aspire Advantage | $49 | Francis, 53, Alameda, CA | State Minimum | No |
| Honda Odyssey Elite | Progressive | $60 | Nell, 51, Harrisburg, NC | State Minimum | No |
| Honda Odyssey Elite | Progressive | $44 | Bill, 50, Sumter, SC | State Minimum | No |
| Honda Odyssey Touring | Progressive | $126 | Jonathan, 43, Fuquay Varina, NC | 50/100 | Yes |
| Honda Odyssey Ex | Progressive | $276 | Olga, 28, Union City, GA | State Minimum | Yes |
Are Hondas more expensive to insure?
Compared with other car makes, Hondas cost 1% less to insure.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Buick | $86 | $172 |
| Mini | $90 | $166 |
| Chrysler | $91 | $179 |
| Dodge | $95 | $189 |
| Honda | $95 | $169 |
Cheapest Hondas to insure
According to our expert’s analysis of our quoting data, the cheapest Honda model to insure is 2010 Honda Insight, with an average monthly premium of $40 for state minimum coverage and an average of $184 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2020 Honda Insight | $82 | $184 |
| 2019 Honda Ridgeline | $82 | $154 |
| 2023 Honda Odyssey | $82 | $168 |
| 2018 Honda Clarity | $82 | $171 |
| 2019 Honda Clarity | $82 | $216 |
Most expensive Hondas to insure
According to our expert’s analysis of our quoting data, the most expensive Honda model to insure is 2023 Honda Accord, with an average monthly premium of $153 for state minimum coverage and an average of $251 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2023 Honda Accord | $153 | $251 |
| 2021 Honda Odyssey | $148 | $238 |
| 2015 Honda CR-Z | $147 | $227 |
| 2014 Honda Insight | $144 | $246 |
| 2016 Honda Pilot | $137 | $173 |
Remember though, that the cost of insurance also depends on other factors such as your driving history, where you live, and more—so shopping for personalized insurance quotes will be more informative than averages alone.
What factors affect Honda car insurance rates?
Many different factors play a role in how car insurance is calculated, such as:
- Vehicle cost: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Vehicle age: Often, newer models also cost more to insure due to new tech and higher value.
- Cost of parts: High-value or less common models will have higher replacement and repair costs, making them a greater risk to insurance companies.
- Your age: Drivers younger than 25 will pay higher insurance rates due to limited driving experience. On the flip side, senior drivers above the age of 70 may also face increased insurance rates.
- Your driving record and claims history: Insurance companies will reward those with a clean driving record with lower insurance rates, but individuals with a history of car accidents, tickets, and driving violations will typically pay higher rates.
- Where you keep your car: Insurance costs differ based on where you keep your car since road conditions, population density, theft rates, and other risk factors vary from state to state and city to city.
Here are a few specific factors that impact auto insurance rates for Honda:
- Imports: Honda vehicles are imported, which means replacement costs tend to be higher compared to domestic models.
- Safety: Honda is renowned for excellent safety ratings, especially so for small vehicles.
- Reliability: Hondas are extremely reliable and safe cars, which means there is a lower rate of claims for these vehicles.
Honda insurance cost for young drivers
Teen drivers aged 16 to 19 pay the highest insurance rates out of any age group. For teens who own their own car, full coverage is essential s
Honda insurance cost for senior drivers
Car insurance rates start to rise once you get into your mid-70s. Car insurance rates for seniors tend to be higher because older drivers are more susceptible to being involved in accidents. They’re also more prone to severe injuries in the event of a collision, leading to significant medical expenses and increased costs for insurance providers
Honda insurance cost for drivers with driving violations
Honda car insurance costs also depend on your driving record. Honda drivers with no violations or at-fault accidents pay the lowest rates, but you’ll see a surcharge on your coverage if you have any of the following on your record in the last three to five years:
- Speeding tickets
- DUIs
- At fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Honda drivers with speeding ticket
A single ticket for going less than five miles over the speed limit isn’t likely to make a substantial change in your Honda insurance premiums—but repeated tickets, or a single ticket for serious speeding, could cause your rates to shoot up. Jerry is proud to help Honda drivers with varying types of speeding tickets on their record save on car insurance.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Minor | Honda Accord Lxp | National General | $76 | Jorge, 25, Fresno, CA | State Minimum | No |
| Speeding Violation-Minor | Honda Civic Sport | National General | $238 | Jorge, 39, Downey, CA | State Minimum | Yes |
| Speeding Violation-Major | Honda Element Lx | Progressive | $135 | Maggie, 28, Westerville, OH | State Minimum | Yes |
| Speeding Violation-Minor | Honda Ridgeline Rtl | Dairyland | $82 | Maria, 38, Union City, CA | State Minimum | No |
| Speeding Violation-Minor | Honda Civic Dx | Commonwealth Insurance | $67 | Brian, 24, Boyd, TX | State Minimum | No |
Cheapest car insurance for Honda drivers with a DUI record
If you have a DUI conviction on your record, car insurance rates can vary significantly from one insurance company to another. You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Honda drivers obtain affordable auto insurance rates after a DUI.
Cheapest car insurance for Honda drivers after an accident
One of the most important factors affecting Honda car insurance rates is your car accident or claim history. If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped Honda drivers save on car insurance after accidents.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With No Injury | Honda Hr-V | Progressive | $239 | Charles, 22, Fort Lauderdale, FL | No Coverage | Yes |
| At Fault With Injury | Honda Accord Ex-L | Bristol West | $367 | Iva, 29, Ontario, CA | 50/100 | Yes |
| Not At Fault | Honda Cr-V Ex | Progressive | $209 | Ryan, 33, Greensburg, PA | State Minimum | Yes |
| At Fault With No Injury | Honda Accord Lx | Progressive | $87 | Marcus, 30, Lebanon, TN | State Minimum | No |
| Not At Fault | Honda Accord Exl | Progressive | $217 | Clifford, 52, Houston, TX | State Minimum | Yes |
Cheapest car insurance for Honda drivers with other driving violations on their record
In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. We’ve compiled a list of various driving violations and how we helped Honda drivers with these violations save on their car insurance.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Other Minor | Honda Accord Sport Special | Progressive | $580 | Gerald, 23, Newark, NJ | 25/50 | No |
| Failure to Yield | Honda Cr-V Ex | Progressive | $209 | Ryan, 33, Greensburg, PA | State Minimum | Yes |
| Driving on Sus. License | Honda Accord Se | National General | $356 | Ola, 29, Tujunga, CA | State Minimum | Yes |
| Driving on Sus. License | Honda Civic Hybrid | Electric | $212 | Troy, 24, Austin, TX | State Minimum | No |
| Other Minor | Honda Civic Lx | Bristol West | $145 | Mable, 33, Pacoima, CA | State Minimum | No |
How can I lower the cost of my Honda car insurance?
There are a variety of ways to lower the cost of insuring a Honda vehicle.
- Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 50 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
- Opt for a small SUV or minivan: If you’re buying a new Honda, make sure to research insurance rates for different models beforehand. Buying a small used SUV rather than a brand-new sports car can save you money on insurance.
- Bundle your insurance policies: Bundling your home and auto insurance with the same company can amount to a lower overall bill.
- Participate in a telematics program: Those who drive certain Honda models may be eligible to participate in Honda’s HondaLink Driver Feedback App—a telematics program that rates driving habits. If you’re a safe driver, you could qualify for car insurance discounts.
- Reduce your coverage: If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
- Raise your deductible: Your deductible is the amount of money you pay out of pocket before your collision or comprehensive insurance coverage kicks in on a claim. Raising your deductible reduces monthly insurance payments.
FAQ
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Are Hondas more expensive to insure?
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Who are Honda car insurance partners?
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Are Honda Accords high insurance cost?
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Why is Honda Civic insurance so high?
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
