Best Car Insurance for Kia 2021

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TABLE OF CONTENTS
  • The Cheapest Car Insurance for Kia
  • Most Popular Insurance Companies for Kia
  • Optima LX Car Insurance Cost
  • Cheapest Car Insurance for Optima LX
  • Top Most Popular Insurance Companies for Optima LX
  • Real Quotes from Jerry.ai Customers Who Drive a Optima LX
If you own a Kia or are planning on buying one, it’s important to have the right car insurance for your vehicle. In fact, carrying auto insurance is the law in 48 states. No matter what make or model you own or lease, you’ll want insurance to protect yourself from an car accident, theft, or damage. On average, a Kia costs 2571.43106942706 to insure in the United States.
But that car insurance premium can change depending on many factors, including the make of your car, the year it was made, and the insurance company you go with. Here at Jerry.ai, we collect information from hundreds of thousands of drivers to find the cheapest insurance for Kia drivers, as well as the top, most popular insurance companies for Kia drivers. You can filter this information by age, driving record, state of residence, and homeowner status. Try it out and discover how drivers just like you have saved by using Jerry.ai!

The Cheapest Car Insurance for Kia

Thinking of buying a Kia? Then you might be wondering how to buy insurance and make sure you’re not overpaying. While some cars cost more than others to insure, rates can either rise or fall based on your “risk” as a driver, as assessed by insurance carriers.
For example, the cheapest insurance for a 19-year-old who has just gotten their first license will be different than the cheapest insurance for a 25-year-old, since newer drivers tend to get in more accidents than people who have been on the road longer. Because there are so many different factors, we have added filters to a table to help you find the insurance that’s cheapest for your unique profile.
Filters
RankCompany nameAvg. Annual Premium
1CLEARCOVER$1,583.43
2Kemper$2,061.58
3Progressive$2,102.99
4Travelers$2,175.60
5National General$2,289.72
What are the most popular insurance companies for Kia drivers? In this chart, we help you track which companies that drivers like you are the most likely to buy their insurance from. Of course, the most popular company isn’t necessarily the best for you. That’s why it’s important to compare lots of policies using a tool like the Jerry.ai app.
Filters
RankCompany nameAvg. Annual Premium
1Progressive$2,102.99
2Bristol West$3,294.02
3Safeco$2,901.61
4Nationwide$2,455.01
5National General$2,289.72

Optima LX Car Insurance Cost

If you drive a Optima LX, it’s important to know which car insurance carriers can offer you the best coverage at the best prices. We’ve collected information on the cheapest car insurance for Optima LX and the best car insurance for Optima LX. We’ve also collected real car insurance quotes for people who drive a Optima LX and saved money by comparing auto insurance rates with Jerry.ai so you can see what drivers like you are paying.

Cheapest Car Insurance for Optima LX

Filters
RankCompany nameAvg. Annual Premium
1CLEARCOVER$1,583.43
2Kemper$2,061.58
3Progressive$2,102.99
4Travelers$2,175.60
5National General$2,289.72
Filters
RankCompany nameAvg. Annual Premium
1Progressive$2,102.99
2Bristol West$3,294.02
3Safeco$2,901.61
4Nationwide$2,455.01
5National General$2,289.72

Real Quotes from Jerry.ai Customers Who Drive a Optima LX

Thousands of drivers have already used Jerry.ai to save hundreds of dollars a year on their insurance. We want you to see what drivers just like you are saving, so we collected some recent quotes from people who also drive a Optima LX. Find out what drivers just like you are saving.
CreatedCustomerCityCarrierMonthly premiumAmount saved
2021-03-0360 year old femaleGormanKemper$25.67$119.33
2021-03-1724 year old maleBufordProgressive$66$34
2021-01-0936 year old femaleSUFFERNProgressive$312.83$303.84
2020-12-1575 year old femaleConwayProgressive$31.33-
2021-02-2439 year old femalePANAMA CITYNational General$46.42$48.58
Frequently asked questions

The easiest way to quickly save money on car insurance is to shop around. The more insurance companies you check for a quote, the more options you give yourself. And while many car insurance policies have similar coverage, there are often key differences you should be aware of.
When comparing car insurance quotes online, it’s important to get a quote from at least three different companies. Jerry.ai allows you to easily compare cheap car insurance plans and what they offer, then make the best choice for your insurance needs. Whether you only want liability insurance or require comprehensive and collision coverage, an insurance broker like Jerry can make the search way easier by showing you all the options and premiums side by side.

Older cars typically require less insurance because of their depreciated value. As a result, many older vehicles have liability insurance-only policies. It may not make sense to buy collision or comprehensive coverage if your car is older, especially if your car’s market value is below or close to your deductible. If you’re not including full coverage in your policy, your car insurance premium will be lower. The best way to keep costs down is to compare rates across different insurance companies.

Whether you own or lease your car doesn’t directly impact the rates you get from an insurance company. However, if you lease your car, you will be required to have comprehensive coverage and collision coverage. Lenders usually require you to carry more car insurance than the minimum amount of coverage mandated by your state. This is to help protect their investment in the event of a car accident resulting in significant damage or a total loss. On the other hand, if you own your car outright, you can opt for less coverage, which will be cheaper.

Many people think that motorcycle insurance is more expensive than car insurance because motorcycles are considered to be more dangerous than cars, but in fact, motorcycle insurance isn’t just cheaper than car insurance — it’s a lot cheaper. That’s because motorcycles usually cost a lot less than cars do. If you total your motorcycle and need to replace it, that’s much less money than the cost to replace a totaled car.