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Encompass Car Insurance Review
(Sep 2024)

In a study of real insurance policyholders’ experiences, the Jerry research team ranked State Auto 15th overall compared to companies of a similar size and popularity.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Comprehensive Encompass Car Insurance Review

For drivers who need a packaged policy with tiered coverage options with a single deductible and premium, Encompass Insurance Company might be a great option to consider. Although not as big as other providers, Encompass offers many policy options and strong customer service—but it might be pricey for some. 
After reviewing the data from over 120 insurance providers, our experts ranked Encompass 15th compared to similar-sized and popular companies.
Here’s a breakdown of how our verified Encompass policyholders ranked their insurer:
4
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56 Reviews
5 Stars
44.64%
4 Stars
35.71%
3 Stars
3.57%
2 Stars
7.14%
1 Star
8.93%
If you’re unsure what the right insurance provider is for you, don’t sweat it—
Jerry
has you covered. We conducted one of the nation's most extensive car insurance reviews to collect information over 18 months. We surveyed over 18,000 policyholders from all 50 states, asking them about their experience with their insurance company’s customer service, renewal process, claims handling, and more. 

So, is Encompass a good insurance company?

Yes—they offer highly-customizable coverage, although you’ll pay more for the best perks.
Car insurance rates for Encompass tend to be higher than average, and as with most providers, if you want extra protection above standard options, you’ll need to purchase it. But when you pay more, you unlock unlimited accident forgiveness or windshield repairs with no deductible.
Our experts analyzed dozens of reviews from real Encompass customers. We found that, of those reviews, 80% of respondents had positive things to say about Encompass, while just 10% were negative.  
Compared to the national average of 64% positive and 18.54% negative reviews, Encompass customers are happy and enjoying their service and auto insurance policies.
So, what do customers like and dislike about Encompass?
The good: Positive reviews of Encompass auto insurance reviews focused on affordable policies, excellent communication, and efficiency. 
The other side: Negative reviews mentioned difficulty with claims processing.
Encompass may not be one of the largest insurance providers in the nation, but for drivers looking for a breadth of coverage options at a reasonable price—and some major add-on perks—Encompass might be a good company to consider.
Here’s a breakdown of how our verified Encompass policyholders ranked their insurance provider:
CriteriaEncompass's RatingIndustry Average
Overall
4
4.1
Cost / Price
3.9
3.8