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Suzuki car insurance costs an average of $1,436 per year. However, your price of Suzuki insurance could be higher or lower depending on factors like where you live, your driving record, and your insurance company.
Suzuki stopped selling cars in the United States in 2012, but that doesn’t stop die-hard fans of this brand from driving and buying used versions. If you are a proud owner of one, how can you find low Suzuki car insurance costs that fit your budget?
The average annual cost of Suzuki car insurance coverage is $1,436 But Suzuki insurance premiums will differ across models based on individual factors such as age, coverage limits, driving history, and location.
Compared to other vehicles, Suzuki drivers pay less than average to insure their vehicles.There are several factors that go into determining insurance rates, and vehicle age is only one of them. Most Suzuki owners have car insurance policies with liability-only coverage, and we will go into why that is in just a moment.
While the news of low car insurance for Suzuki is good, keep in mind that this is the average—your rate might be different! Your driving record is the strongest factor in the cost of insurance.
The only way to ensure the rate you pay is the lowest rate available is by getting quotes from several companies with different levels of coverage at the same time. Don’t worry, with Jerry, it only takes 45 seconds to set up your profile and then you will get several quotes from top insurance providers simultaneously.
How much insurance do you need for a Suzuki?
The amount of coverage needed for a Suzuki will differ for everyone. You should keep in mind is your Suzuki's ACV (actual cash value) and the minimum insurance requirements for your state.
However, insurance professionals recommend drivers carry higher liability limits as the minimums won’t cover bigger accidents. If you have questions about your liability limits, Jerry has licensed and experienced agents just a text away and can give you immediate quotes for higher liability coverage—which is usually only a few more dollars per year!
With collision and comprehensive, you can repair your Suzuki from physical damage caused by collisions, fire, vandalism, theft, weather damage, and any other peril after paying the agreed-upon deductible.
See the table below—and look at how much real Jerry customers are paying for Suzuki insurance!
Not only does your driving record, zip code, and driving experience impact the rate of your car insurance, the model Suzuki you have will determine your insurance premiums.
How much does Suzuki Reno insurance cost?
The Suzuki Reno is a crossover 5-door hatchback sedan. While the Reno was very affordable, it wasn’t one of Suzuki's best-selling vehicles. The Reno was only in production for four years and had low safety ratings. The insurance cost for the Reno is right in the middle of the Suzuki lineup.
The table below shows how average premiums for Reno drivers vary based on coverage options and vehicle age:
The Suzuki Grand Vitara was the most popular Suzuki sold in America. It is a smaller SUV crossover known for good gas mileage and affordability. Its budget-friendly nature includes its insurance costs. Insurance for the Vitara costs about $200 less than the average Suzuki insurance rate.
Check out the table below, which compares full and minimum coverage rates for different Suzuki Grand Vitara model years:
2012 Suzuki Grand Vitara
2007 Suzuki Grand Vitara
2001 Suzuki Grand Vitara
Driving record also plays a part in the cost of Grand Vitara insurance. Here’s what drivers with violations paid for the same insurance for a Suzuki Grand Vitara:
The Suzuki Aerio is a compact car that seats five and was offered as a sedan and hatchback. While it wasn’t the most popular car, Aerio owners appreciated its affordability. Even now, its insurance cost is slightly lower than average when compared to other Suzuki models.
Here’s the breakdown of average annual premiums for Aerio owners:
The Suzuki SX4 is a subcompact crossover known for its comfort and reliability. The older models—as sold in America—didn’t perform as well in safety testing, so the cost of SX4 car insurance is at the highest of Suzuki insurance rates.
Here’s the breakdown of average annual premiums for SX4 owners:
The Suzuki Kizashi is a luxury model that was only on the market for three years. The Kizashi was a 4-door sedan that was available in three trim levels. While the Kizashi had a pretty affordable price tag for a luxury sedan, this is one of the most expensive Susuzkis to insure—about $300 more than the average Suzuki insurance cost.
Here’s the breakdown of average annual premiums for Kizashi owners:
Many factors that influence your Suzuki insurance rates are out of your control. Zip code, healthcare cost, driving history, and the demographics of other drivers in your risk group all affect your car insurance rate.
Downloading the Jerry app puts some of that control back in your hands by allowing you to create quotes customized to your driving habits and the coverage that will protect you the best.
It takes just 45 seconds to simultaneously get multiple Suzuki car insurance quotes from top insurance providers. In addition, you can change coverages around and get updated prices in real-time to find what works best for your car.
Best car insurance companies for your Suzuki
Several quality insurance providers like Travelers, Progressive, and Nationwide will be happy to provide you with coverage for your Suzuki. But is it the best rate?
Most companies use the same rating factors when calculating the cost of insurance, but they might weigh the same information differently. For example, some insurance providers have better rates for younger drivers, while others have better rates for drivers over 50.
Luckily, you can find the best company for you with Jerry in your corner! See how different insurance companies quote Suzuki’s in the table below—and how much you could save with Jerry!
Having a good driving record is the best way to ensure preferred pricing with any insurance company. If you are having trouble finding a cheap insurance rate due to a checkered driving history, look into taking a driver training class to earn a defensive driver discount.
Suzuki drivers with major violations like a DUI conviction can expect to pay $2,109 more per year for car insurance, while even one speeding ticket can add an average of $1,436 to your annual premium!
See the table below to see how much Suzuki drivers with clean driving records save.
Just like in real estate, it’s all about location, location, location! Each state, town, and zip code has an impact on the cost of your insurance policy. From factors like weather conditions, cost of healthcare, and traffic patterns, where your car is parked and how much it is driven plays a role.
Check out the table below to see how your rates compare to your state’s average.