Car Insurance in Texas
Whether you’re looking for the best quality or the cheapest prices, Texas has a variety of car insurance options for different types of drivers.
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Texas Insurance Coverage (April 2025)
Texans pay a high price for car insurance because the state has the most fatal car accidents and hailstorms that damage vehicles. Drivers pay a monthly median of $206 for state-mandated minimum coverage.
This is higher than the national average for minimum coverage, which is currently $193.
Drivers in Texas are legally required to carry these minimum levels of coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
Car insurance by city in Texas April 2025
Cheap Car Insurance in Waco, TX
Your car insurance rate in Waco, Texas is highly influenced by your driving history, age and other factors. Review quotes that other drivers in your area have received to find the cheapest rate.
Cheap Car Insurance in Austin
Austin locals have the luxury of often-mild weather and quick travel times, but visitors and traffic congestion can complicate the commute.
Cheap Car Insurance in Fort Worth
A robust car insurance policy can serve Fort Worth drivers well as they navigate complex interchanges and occasionally-hazardous weather conditions.
Cheap Car Insurance in Houston
Houston drivers can expect to pay higher car insurance premiums than those in more rural areas with fewer weather hazards, but it's still possible to find affordable coverage.
Cheap Car Insurance in Dallas
Dallas drivers may pay higher premiums than Texans in more rural areas, which means it's wise to cost-compare with multiple insurers to find the best rate.
Cheap Car Insurance in San Antonio
As San Antonio's population grows, reliable car insurance is a must-have for residents.
Cheap Car Insurance in El Paso
El Paso drivers have the added stress of crowded border crossings, meaning affordable and robust car insurance is a must-have.
Cheap Car Insurance in Arlington, TX (2025)
Arlington is a high-traffic urban area, meaning car insurance costs may be higher than more rural parts of Texas. It's wise to comparison shop with multiple insurers to find the cheapest policy.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in Texas.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| April 1, 2025 | Root | $261 |
| March 31, 2025 | The General | $90 |
| March 31, 2025 | Clearcover | $340 |
| March 31, 2025 | The General | $697 |
| March 31, 2025 | Progressive | $135 |
Last Updated Apr, 2025
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State of Texas resources
