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Compare quotes for Dodge car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of Dodge car insurance is $2,826 per year. But the exact cost of Dodge insurance varies based on your model, driving record, and location—and your insurance company.
Whether you’re racing around town in a Dodge Challenger or towing trailers with your Durango, you need to make sure you’ve got your Dodge covered with the best insurance at the best price. Unfortunately, there’s no single insurance company offering the best and cheapest car insurance for Dodge. Plus, no two people have the same driver profile. With so many variables at play, how do you find cheap car insurance for your Dodge?
You shop with Jerry, that’s how! A licensed insurance broker app, Jerry can help you sift through policies and offers from dozens of providers to find the best option for you. But first, let’s take a look at the factors that go into calculating your Dodge auto insurance rates.

How much does Dodge car insurance cost?

The average annual cost of car insurance coverage for a Dodge vehicle is $2,826 But insurance premiums for Dodge drivers vary across models. Plus, your driving history, coverage limits, and location will also affect your insurance costs. 
In general, car insurance for a Dodge is likely to be pretty affordable—unless you choose an SRT Hellcat model. This is because:
  • Dodge is a popular, mass-market brand with a high sales volume across several models.This will make replacement parts cheaper and easier to come by.
  • Standard safety features and above-average safety ratings mean a decreased likelihood of accidents and fewer resulting injuries.
  • Dodge’s reputation for reliability means fewer insurance claims associated with Dodge vehicles.
There’s still a lot to consider when calculating costs for Dodge car insurance. If you’re driving a discontinued model or one with lots of upgrades, it can be more difficult and expensive to find replacement parts, which could make your insurance more expensive. Safety and performance features have a marked impact on insurance prices as well.
With so much to consider, there’s really only one way to be sure you’ve got the absolute best policy at the best price: compare multiple quotes from different providers. If you’re worried you don’t have the time or energy for this, don’t be—it’s what the Jerry app was built for, literally. In just 45 seconds, Jerry can compare quotes from over 55 top providers to find coverage customized to your needs. 
Want to see what kinds of Dodge car insurance rates you can expect from Jerry? Take a look at the table below—and hear from real Jerry customers!
Quote DateCar
Before Jerry
After Jerry
LocationZip CodeNameAgeInsurance Company
January 8, 2023Dodge Challenger SXT$190/mo.$89/mo.Huntington Beach, CA92647Sean P.32Infinity
October 6, 2022Dodge Challenger SXT$240/mo.$151/mo.Florence, SC29505Milton M.32National General
September 4, 2022Dodge Durango SLT$120/mo.$74/mo.Tunnel Hill, GA30755Edgar E.46Assurance America
August 24, 2022Dodge Challenger R/T Scat Pack$180/mo.$102/mo.Fort Worth, TX76133Floyd W.59Progressive
August 20, 2022Dodge Ram 1500 ST$99/mo.$86/mo.Newton, NC28658Adam M.30Progressive

How much insurance do you need for a Dodge?

Your insurance provider has a lot to consider when calculating your rates, and you have just as much to consider when deciding how much coverage you need for your Dodge.
Your first consideration should be your state’s minimum car insurance requirements. Of the 50 states, 49 require drivers to carry liability insurance. This typically includes both bodily injury liability and property damage liability coverage, but some states also require the following: 
Now that you’re legally set, you get to decide how much additional coverage you need to keep you financially protected. You’re probably thinking that the best way to save money will be to carry the bare minimum amount of coverage. While that may save you money now, it can cost you loads later—especially if you’re driving a new car and you’re responsible for an accident that causes a lot of damage. 
Whether your Dodge is new or old, a full-coverage car insurance policy is almost always your best bet. In fact, if you’re financing a new Dodge, your lender will likely require you to carry full coverage and possibly gap insurance to cover the difference between your car’s depreciated value and the amount you owe on your loan.
Liability insurance covers the other drivers’ damages if you’re at fault in an accident. A full-coverage policy covers you. If you run into something—another car, a tree, a telephone pole—collision coverage will pay for the damages. If your Dodge gets stolen, pummeled by hail, or an ex decides to key your car, comprehensive coverage will help you recoup your losses and pay for repairs. 

Dodge insurance cost by model

It shouldn’t be surprising that the car model you drive contributes to your insurance cost calculation. Generally, less expensive models will be less expensive to insure, but with a Dodge, the trim you select makes a massive difference not only in MSRP but also in performance potential—both of which play a huge part in determining your insurance premiums. 
Just because two people drive a Dodge Challenger, that doesn’t mean they’ll pay the same amount for insurance—especially if one is driving an SRT Hellcat while the other is cruising in an SXT.
Since the RAM Series dropped the Dodge name in 2009, Dodge has focused its attention on classic American muscle cars, especially in recent years. That leaves us just three models to look at: the Challenger, the Charger, and the Durango—each offered in a ridiculous array of trims. Let’s take a look at average annual premiums for these models and see how your model can affect your insurance rate.

How much does Dodge Challenger insurance cost?

The Dodge Challenger is a quintessential sports car, scratch that, muscle car, even in its entry-level trim, and especially when decked out in Super Stock attire. Unfortunately, high levels of performance also translate to higher insurance premiums, so choosing a top trim will cost you both upfront and on coverage.
The table below shows how average premiums for Challenger drivers vary based on coverage options and vehicle age.
CarFull CoverageMinimum Coverage
2022 Dodge Challenger$2,623$1,938
2021 Dodge Challenger$3,515$1,917
2020 Dodge Challenger$2,570$2,004
2019 Dodge Challenger$2,343$1,682
2018 Dodge Challenger$2,630$1,840
For more information, check out our in-depth guide to Dodge Challenger insurance costs!

How much does Dodge Charger insurance cost?

The Dodge Charger is just as classic, and just as loved as the Challenger. It also has just as much potential for power. This means that while you may pay less for Charger insurance than Challenger insurance on entry-level trims, rates will be comparable—and more expensive—at the top tiers, thanks to engines capable of producing over 807 horsepower.
The table below gives you an idea of the varying rates for coverage based on your Charger’s year and level of coverage.
CarFull CoverageMinimum Coverage
2022 Dodge Charger$2,623$1,938
2021 Dodge Charger$3,515$1,917
2020 Dodge Charger$2,570$2,004
2019 Dodge Charger$2,343$1,682
2018 Dodge Charger$2,630$1,840
For more information, check out our in-depth guide to Dodge Charger insurance costs!

How much does Dodge Durango insurance cost?

SUVs don’t often make us think of high performance, but the Dodge Durango is more than just an SUV—it’s a three-row muscle-ute. The base V6 model will likely make be the cheapest Dodge to insure, but even the Durango is available in a tire-smoking SRT Hellcat model that pushes both sales and insurance prices through the roof.
As with any Dodge model, the insurance rates you pay will vary depending on a number of factors—not the least of which is your Durango’s age. Take a look at the table below to see how Dodge Durango insurance costs vary by coverage and model year.
CarFull CoverageMinimum Coverage
2022 Dodge Durango$2,623$1,938
2021 Dodge Durango$3,515$1,917
2020 Dodge Durango$2,570$2,004
2019 Dodge Durango$2,343$1,682
2018 Dodge Durango$2,630$1,840
For more information, check out our in-depth guide to Dodge Durango insurance costs!

Compare Dodge car insurance quotes

Getting free quotes for coverage from car insurance companies is simple. Getting quotes customized for you, your driving needs, and your budget? Not so easy.
Unless you shop with Jerry—then getting the lowest rates on coverage tailored to your unique needs is as simple and quick as sending a text. Just 45 seconds is all it takes for the Jerry app to compare quotes from the best insurance companies for Dodge owners and present you with your best offers. And don’t worry, you won’t be left to fend for yourself when it comes to sign-up. Jerry’s licensed brokers will walk you through set-up and even help you cancel your old policy.

Best car insurance companies for your Dodge

Dodge owners can find great rates with a number of well-known providers, including Allstate, Nationwide, and Progressive. But all insurance companies use unique algorithms to calculate your rates. This means that while one provider may offer lower rates based on your Dodge’s available safety features, another may offer better prices based on the discounts you may qualify for.
In case you missed it the first few times—the only way to be sure you’ve found the best insurance prices and coverage for you is to compare quotes from multiple companies. Comparison shopping on your own can take hours, even days, and you’ll probably only cover a handful of companies. With Jerry, comparing quotes from over 55 top providers takes just 45 seconds. To make sure you’ve got all your bases covered when it comes to finding the best policy for you, just leave the heavy lifting to Jerry.
Let’s take a look at quotes offered from different providers for Dodge vehicles—and the savings you can expect with Jerry—in the table below.
Insurance Company
Average Cost
Annual Savings with Jerry
National General$3,130$1,192
State Auto$2,920$875
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Dodge auto insurance cost by driving record

Making mistakes makes us human, but when those mistakes are made while driving, it can cost us a lot of money.
Insurance companies love safe drivers. A clean driving record means less potential for accidents, which equals lower insurance premiums. Likewise, a record riddled with tickets—especially those that result in demerit points on your license—will lead to higher rates. 
A simple speeding ticket can increase your annual premium by $1,866. But a major violation, like a DUI conviction, can add as much as $1,866 to your annual insurance costs.
Take a look at the table below to see how keeping a clean record can save you money on insurance for your Dodge.

Dodge car insurance cost by location

Your zip code is one of the final factors insurers use to calculate your Dodge insurance rates. People who live in areas with heavy traffic or high crime will pay higher rates than those living in rural or low-crime areas.
Want to see how your rates compare to your state’s average? Take a look at the table below.
Average Cost
Annual Savings with Jerry
El Paso$3,120$955
Fort Worth$2,247$634
San Antonio$3,120$926
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