Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Dodge.

Find Insurance Savings

No long forms

No spam or unwanted calls

Quotes from top insurance companies

Updated on Oct 9, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How much does Dodge car insurance cost?
How to find the cheapest Dodge Car Insurance Quotes
Insurance costs for popular Dodge models
What factors affect Dodge car insurance rates?
How can I lower the cost of my Dodge car insurance?
FAQs
Methodology
Meet Our Experts

Load full table of contents

How much does Dodge car insurance cost?

One of the biggest factors in America’s love affair with motor vehicles, Dodge is known for power, style, and more power. Originating as a parts supplier for the very first

Fords

, the company found its calling when it entered the 1954 Indianapolis 500, and cemented its reputation with the 1966 Dodge Charger. Today, the Dodge Challenger—the number one selling muscle car of 2022—continues the company's legacy of dependability and no-holds-barred excitement.

Dodge vehicle drivers pay an average of $1,140 per year for car insurance, but average costs are not a good indicator of what your own policy might cost. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.

First, you need to compare

car insurance quotes

from multiple insurance providers. How else can you recognize a good deal when you see it? We know it's a hassle to sift through so many providers and products, so we invented a

licensed insurance agent

that fits in your pocket—

Jerry

How to find the cheapest Dodge Car Insurance Quotes

Jerry is the number one, five-star insurance comparison app on the app store. We helped thousands of Dodge owners find free quotes for car insurance, including the ones below:

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
October 9, 2024	Dodge Durango SXT	Mercury	$184	Stephen, 52 Durant, OK	• 100,000/300,000 Liability • Comp / Collision
October 6, 2024	Dodge Caliber	Clearcover	$104	Douglas, 38 Evansville, IN	• State Minimum Liability • Comp / Collision
September 25, 2024	Dodge Journey Crossroad	Progressive	$278	Katie, 46 Newark, DE	• 100,000/300,000 Liability • Comp / Collision
September 24, 2024	Dodge Challenger SXT	Safeco	$224	Willie, 51 Onamia, MN	• State Minimum Liability • Comp / Collision
September 20, 2024	Dodge RAM 1500 ST	Allstate	$210	Lenora, 31 Seattle, WA	• 50,000/100,000 Liability • Comp / Collision

Last Updated Oct 9, 2024

Compare car insurance quotes now

Best car insurance companies for Dodge drivers

Comparison shopping for auto insurance

is the best way to save money.

No one insurance company offers the best rates for every driver and every make of car, including Dodge. Some companies specialize in helping high-risk drivers, while others prefer customers with

clean driving records

. With thousands of companies across the country, there’s a perfect plan for drivers of every age, location, and driving ability.

Here’s what Dodge drivers had to say about the most popular companies in the nation.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Dodge models

Dodge's five most popular car models in 2022 were the Charger, Challenger, Durango, Journey, and Caravan.

Which car model is the cheapest to insure depends on several factors:

Car parts: Unique or uncommon components, such as supercharged engines and custom badges, increase repair and insurance policy costs.

Cost of repairs: Since insurance companies pay for your car's repairs, they reserve the lowest rates for cars with the lowest repair costs.

Engine size: Large engines are more expensive to repair and insure.

MSRP: Expensive trims and fancy features cost more to purchase and insure.

Safety features: Cars with better crash ratings and driver assistance technologies have lower insurance rates because they reduce accident rates.

Vehicle class: Compact SUVs and sedans have the lowest rates, while EVs, hybrids, full-size cars, and sports cars have the highest.

Your annual premiums are also determined by the type of car insurance coverage you choose.

Liability insurance

is required by (most) state laws and is often the cheapest insurance policy to buy, especially if you stick to the

minimum coverage limits required

. It covers the cost of mending any damages you cause while driving and includes both

bodily injury liability

and

property damage liability

Full-coverage car insurance

, on the other hand, covers the cost of repairing or replacing your car even if you were at fault. It tends to be more expensive. It includes

collision coverage

, which covers impacts with cars and other objects, and

comprehensive coverage

, which covers damage from crime and weather.

Here's a comparison between the cost of car insurance with liability coverage and the cost of car insurance with full coverage for a Dodge:

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Dodge Charger	$110	$231
Dodge Journey	$101	$177
Dodge Challenger	$108	$235
Dodge Ram	$89	$150
Dodge Durango	$95	$184
Dodge Grand Caravan	$85	$159
Dodge Avenger	$100	$182

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Dodge Charger insurance costs

In terms of looks, the Dodge Charger has more attitude than other makes' entire lineups combined. Since muscle cars are known for being fast (that's what they're all about), insurance providers tend to associate them with high-risk drivers. Thus, the Dodge Charger is more expensive to insure than Dodge's tamer offerings, such as the Caravan or Durango.

On average,

Dodge Charger insurance costs

$110 per month for state minimum coverage and $231 per month for full coverage.

In keeping with tradition, the Charger's trims add performance and cosmetic tweaks that can be costly to insure. The Technology package adds more value with practical driver aids like adaptive cruise control.

The 2024 Dodge Charger comes in five trim levels with standard rear-wheel drive. Click the trim names to learn more about their insurance costs.

The

Charger SXT

($33,200) is powered by a 3.6L V6 with 292 horsepower and 260 lb-ft of torque. It includes dual-zone climate control, cruise control, and a 7.0-inch infotainment touchscreen with Apple CarPlay and Android Auto.

The

Charger GT

($35,900) features the same engine as the SXT, alongside LED foglights, sport suspension, and an 8.4-inch touchscreen.

The

Charger R/T

($42,940) upgrades to a 370-hp, 5.7L V8 engine with 395 lb-ft of torque. It improves on the GT with active exhaust and unique 20-inch wheels.

The

Charger Scat Pack

($49,300) boasts a 485-hp, 6.4L V8 with 475 lb-ft of torque. It adds a limited-slip differential, launch control, heated seats, and high-performance brakes and suspension.

The

Charger SRT Hellcat Widebody

($78,895) is the crown jewel of the line, starring a supercharged, 6.2L V8 capable of 797 horsepower and 707 lb-ft of torque. Unique flared fenders, ventilated seats, a leather-trimmed interior, ultra-high-performance brakes, and adaptive suspension round out the package.

The ‘23 Charger’s wardrobe also includes the Hellcat Redeye, SRT Hellcat Jailbreak, King Daytona, Super Bee, and Scat Pack Swinger. Due to their unique styling and limited production runs, these special editions are costly to repair and insure. Here’s how much you might expect your cost to change based on the trim level of your car:

Car Trim	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Charger SXT	$103	$216
Charger SE	$107	$201
Charger GT	$101	$252
Charger R/T	$115	$240
Charger Dodge Charger	$112	$208

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Dodge Charger SE	Progressive	$122	Eliza, 36 Columbus, GA	• State Minimum Liability
Dodge Charger SXT	AAA	$206	Nettie, 27 Bristol, CT	• 50,000/100,000 Liability • Comp / Collision
Dodge Charger Scat Pack	Safeco	$156	Lena, 27 Kettering, OH	• 100,000/300,000 Liability • Comp / Collision
Dodge Charger SXT	Allstate	$153	Lizzie, 27 Memphis, TN	• 50,000/100,000 Liability • Comp / Collision
Dodge Charger SE	National General	$83	Grace, 43 Lebanon, IL	• State Minimum Liability • Comp / Collision

Last Updated Oct 9, 2024

Compare car insurance quotes now

Dodge Challenger insurance cost

In 2008, the Dodge Challenger proved that there was still a market for retro-styled muscle cars. Bigger, bolder, and packing an engine that critics gleefully described as “obscene” and “outrageous,” it’s been the best-selling pony car in America for the past two years. Sadly, those thrills are set to expire in 2023.

On average,

Dodge Challenger insurance costs

$108 per month for state minimum coverage and $235 for a full coverage policy.

The high-end trim levels for the Challenger’s final model year feature a jaw-dropping amount of power, performance, and prestige, as well as high insurance costs. If you want to save money, choose either the Technology or Driver Convenience packages, which include adaptive cruise control, forward collision warnings, and blindspot warnings.

There are five rear-wheel-drive trims scheduled for the Challenger’s 2023 farewell tour. Click the names to learn more about their annual insurance costs.

The

Challenger SXT

($31,100) features a 3.6L V6 engine with a modest 303 horsepower and 268 lb-ft of torque. It comes with dual-zone automatic climate control and a 7.0-inch touchscreen with Apple CarPlay and Android Auto.

The

Challenger GT

($34,400) is the SXT’s sportier sibling, with high-performance steering, suspension, and brakes.

The bulk of the

Challenger R/T

’s $39,940 price tag goes towards a 5.7L V8 engine and your choice of an eight-speed automatic or six-speed manual transmission, plus an active performance exhaust system.

The

Challenger R/T Scat Pack

($46,400) steps up with a 6.4L V8 engine, upgraded cooling system, performance Brembo brakes, and high-performance suspension system. You’ll be able to enjoy it with an 8.4-inch touchscreen, premium audio system, and Dodge Launch Control.

The

Challenger SRT Hellcat

($70,590) supercharges its 6.2L V8 engine for 717 horsepower and 656 lb-ft of torque, paired with either an eight-speed automatic or six-speed manual transmission. Its goodies include performance engine cooling, Brembo brakes, and suspension, with special exterior styling elements.

Coming from limited production lines with unique styles, the special edition Challengers—the SRT Hellcat Redeye, SRT Super Stock, SRT Hellcat Jailbreak, Shakedown, Swinger, Black Ghost, and SRT Demon 170—include astronomical insurance costs. Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Dodge Dodge_challenger	Nationwide	$77	Lucas, 37 Cheyenne, WY	• 50,000/100,000 Liability
Dodge Dodge_challenger	Travelers	$76	Hester, 40 Michigan City, IN	• 100,000/300,000 Liability • Comp / Collision

Last Updated Oct 7, 2024

Compare car insurance quotes now

Dodge Durango insurance costs

The Dodge Durango brought the muscle car’s aesthetics and attitude to a family SUV with mixed success. On one hand, it’s the company’s third-most-popular model. On the other, its sales figures lag far, far behind those of the Charger and Challenger.

On average,

Dodge Durango insurance costs

$95 per month for state minimum coverage and $184 per month for full coverage.

The Dodge Durango’s highest trims come with an excessive amount of power for a family hauler. Stick with the first two levels and the packages that offer the most practical, safety-oriented updates.

There are six trims of the 2024 Durango, all of which feature rear-wheel drive, LED headlights, LED foglights, and Apple Car Play and Android Auto. The inclusion of blindspot monitoring, rear cross-traffic alerts, and rear parking sensors help reduce insurance costs (click the links to compare!).

The

Durango SXT

($39,050) features a 3.6L V6 engine, cloth upholstery, an 8.4-inch infotainment touchscreen, and a six-speaker audio system.

The

Durango GT

($41,550) sports a black grille, black exterior trim, larger wheels, and a power liftgate. At this level, you can add the GT Plus package, which includes lots of driver assistance technology.

The

Durango R/T

($52,150) makes the jump to a 5.7L V8 engine, adding a sport suspension system, power-adjustable passenger seats, and the contents of the Premium Group I.

The

Durango Citadel

($53,050) pairs the base V6 engine with a Class IV hitch receiver, heavy-duty oil cooler, and load-leveling rear suspension. Comfortable leather upholstery and ventilated front seats make for a pleasant road trip.

The Durango SRT 392 ($70,850) takes a 6.4L V8 engine and all-wheel-drive and pairs them with Brembo brakes, a limited-slip differential, and adaptive suspension for more rugged terrain.

At the top of the line, the Durango SRT Hellcat ($91,740) boasts a 710-hp, supercharged, 6.2L V8 engine supported by an extra-capacity cooling system and 20-inch, gloss-black wheels.

Here’s how much you might expect your cost to change based on the trim level of your car:

Car Trim	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Durango Dodge Durango	$80	$150
Durango SLT	$97	$173
Durango SXT	$104	$196
Durango Limited	$90	$176
Durango GT	$123	$207

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Dodge Durango SLT	AAA	$224	Roger, 37 Richmond, VA	• 30,000/60,000 Liability
Dodge Durango Express	State Auto	$102	Janie, 35 Hickory, NC	• 50,000/100,000 Liability • Comp / Collision
Dodge Durango GT	Plymouth Rock	$145	Henry, 36 Union, NJ	• 100,000/300,000 Liability • Comp / Collision
Dodge Durango SXT	Infinity	$130	Luis, 41 Perry, FL	• State Minimum Liability
Dodge Durango SXT	Mercury	$184	Bruce, 52 Durant, OK	• 100,000/300,000 Liability • Comp / Collision

Last Updated Oct 8, 2024

Compare car insurance quotes now

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Wonderful customer service

Gage

It was a really good insurance company. Really that you can count on. Almost had it for six years now. It's one the best in my book.

Leslie

Great service!

Robin

Love the name your price tool and the savings you get with snapshot!

Kelley

Dodge Journey insurance costs

Running from 2009 to 2020, the Dodge Journey lasted a single generation. You read that right: it remained mostly unchanged for 11 years, which probably contributed to its downfall. Consumers faulted it for its lack of safety and convenience features, but on the plus side, its low price and used status make it a cheap ride.

On average,

Dodge Journey insurance costs

$101 per month for state minimum coverage and $177 per month for a full coverage policy.

The final iteration of the Journey kept things simple with just two trims, starting with the

Journey SE Value

($23,675). At the base, you have a 2.4L four-cylinder engine, a four-speed automatic transmission, and front-wheel-drive. Inside, there’s cloth upholstery, manually-adjustable seats, and a 4.3-inch touchscreen. The

Journey Crossroad

($28,595) adds leather upholstery, a power-adjustable driver’s seat, a sunroof, and an 8.4-inch touchscreen. Here’s how much you might expect your cost to change based on the trim level of your car:

Check out some real quotes from Jerry drivers:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Dodge Dodge_journey	Safeco	$82	Mason, 33 La Vista, NE	• 50,000/100,000 Liability • Comp / Collision
Dodge Dodge_journey	Travelers	$57	Ralph, 42 New Holland, PA	• 100,000/300,000 Liability • Comp / Collision

Last Updated Oct 9, 2024

Compare car insurance quotes now

Dodge Grand Caravan insurance costs

Like the Journey, the Dodge Grand Caravan was canceled in 2020. Unlike the Journey, it had a 30-year pedigree. By its final year, it had developed a good formula for an inexpensive and capacious minivan—but it wasn’t good enough to save it from the rising popularity of the SUV.

On average,

Dodge Grand Caravan insurance costs

$85 per month for state minimum coverage and $159 per month for full coverage.

The 2024 Grand Caravan had just three trims, all of which included a 3.6L V6 engine with 283 horsepower and 260 lb-ft of torque and an automatic six-speed transmission.

The

Grand Caravan

($27,530) comes with tri-zone manual climate controls, a backup camera, a 6.5-inch touchscreen, and a six-speaker audio system.

The Grand Caravan SE Plus ($30,330) includes automatic headlights, foglights, premium upholstery, and a remote start function.

Finally, the

Grand Caravan SXT

($32,995) adds chrome exterior trim, roof rails, power-sliding rear doors, and leather upholstery.

Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Dodge Dodge_caravan	Allstate	$81	John, 38 Rapid City, SD	• 50,000/100,000 Liability • Comp / Collision
Dodge Dodge_caravan	Allstate	$65	Essie, 42 Perry, GA	• 100,000/300,000 Liability

Last Updated Oct 4, 2024

Compare car insurance quotes now

Are Dodge's more expensive to insure?

Compared to the average cost of other cars, Dodges cost -- to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Porsche	$83	$197
Ford	$92	$170
Volkswagen	$93	$176
Dodge	$95	$189

Cheapest Dodges to insure

The cheapest Dodge to insure is the 2010 Dodge Grand Caravan, with an average monthly premium of $57 for state minimum coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2010 Dodge Grand Caravan	$80	$150
2012 Dodge Grand Caravan	$80	$195
2021 Dodge Durango	$80	$200
2022 Dodge Charger	$80	$273
2010 Dodge Challenger	$80	$157

Most expensive Dodges to insure

The most expensive Dodge model to insure is the 2016 Dodge Charger, with an average monthly premium of $130 for state minimum coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2016 Dodge Charger	$130	$236
2013 Dodge Challenger	$129	$211
2017 Dodge Durango	$126	$202
2016 Dodge Durango	$126	$179
2023 Dodge Charger	$125	$262

What factors affect Dodge car insurance rates?

Your motor vehicle is just one factor in

calculating your car insurance

. Here are the other ingredients:

The cost of your vehicle: Exotic, luxury, or high-performance sports cars have higher collision, comprehensive, and other coverage costs.

The age of your vehicle: New cars feature more sophisticated technology and materials, so they often cost more to insure.

The cost of parts: High-value, custom, or imported parts cost more to replace and repair.

Your age: Rates for car insurance rise for new drivers and teen drivers, drop at 25, and rise again after 75 when vision and hearing loss increase collision risk.

Your driving history and insurance claims record: Insurance companies give lower rates to safe drivers.

Your parking spot: If your zip code has a high accident rate, crime rate, or both, you’ll pay higher annual rates.

Specifically, Dodge insurance costs depend on four factors:

Domestic: The Dodge brand is made in Michigan, eliminating the price premium associated with imported parts.

Safety ratings: Dodge doesn’t have any models in the IIHS's circle of

Top Safety Picks

. While the

NHTSA

awarded five stars to the Charger and Challenger, the Durango, Journey, and Grand Caravan earned only four.

Reliability: According to RepairPal, Dodges have above-average reliability ratings across all model years.

Availability: Special edition and limited-run models require rare parts, which pushes up their repair costs.

Dodge insurance cost for young drivers

Teen drivers between 16 and 19 pay the highest premiums of all age groups, making it difficult to find

cheap car insurance for teens

. You can save money by adding young drivers to another policy (like their parents'), but don’t skimp on insurance coverage! Collision and comprehensive coverage can fix the damages caused by inexperience.

Progressive

Jorge (23 years old)

Coverage

State Minimum

Las Vegas, NV

Dodge Avenger SE

$345

per month

Travelers

Eddie (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Buffalo, NY

Dodge Charger R/T

$415

per month

Allstate

Sallie (22 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Rockbridge Baths, VA

Dodge Charger Police

$463

per month

Safeco

Lola (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Green River, WY

Dodge Durango GT

$144

per month

Dodge insurance cost for senior drivers

As drivers age, their vision, hearing, and reflexes decline, making them more likely to be involved in a car accident. They’re also more likely to be seriously injured in a collision. Drivers with few insurance claims, retirees, and stay-at-home motorists can save money with the

best seniors’ car insurance

companies.

Progressive

Jeff (65 years old)

Coverage

State Minimum

Wildwood, FL

Dodge Dart SXT

$112

per month

Travelers

Katharine (68 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Savannah, GA

Dodge Grand Caravan SE

$111

per month

Safeco

Louisa (75 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Houston, TX

Dodge Grand Caravan SXT

$138

per month

Allstate

Glen (81 years old)

Coverage

State Minimum

Weatherford, TX

Dodge Journey SE

$89

per month

AAA

Della (70 years old)

Coverage

State Minimum

Dover, DE

Dodge Grand Caravan SE

$272

per month

Dodge insurance cost for drivers with driving violations

A clean driving record will help you get the best auto insurance rates for your Dodge. Having committed any of the following within the past three to five years will result in a surcharge on your monthly insurance bill:

Speeding tickets

DUIs

At-fault accidents

License suspensions or revocations

Reckless driving

Despite this, even high-risk drivers can find low rates with the right providers. Here are a few examples below.

Cheapest car insurance for Dodge drivers with speeding ticket

Speeding tickets can stay on your record for up to a decade. Whether it's a single ticket for serious speeding or multiple tickets for minor infractions, it adds up to a lot of money spent on high insurance premiums.

Jerry helped Dodge drivers with speeding tickets find the best rates among multiple providers.

MORE:

How do I lower my car insurance after a speeding ticket?

Car insurance for Dodge drivers with a DUI record

Expect to see a big change in your premiums after a

DUI conviction

. Finding a good deal is hard, but with the right car insurance quote comparison app, you can find providers willing to work with a high-risk driving history.

Safeco

Frances (35 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Lewiston, ID

Dodge RAM

$73

per month

Nationwide

Polly (45 years old)

DUI

Coverage

State Minimum

Maplewood, NJ

Dodge Neon

$52

per month

Cheapest car insurance for Dodge drivers after an accident

High insurance rates tend to follow at-fault accidents and expensive insurance claims. Jerry helped Dodge drivers find savings with these providers after their at-fault accidents:

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
[]	Dodge Journey SE	Progressive	$331	Leo, 38 Applegate, MI	• State Minimum Liability • Comp / Collision
[]	Dodge Durango R/T	Safeco	$71	Dylan, 43 Locust Grove, GA	• No Coverage Liability
["At Fault With No Injury"]	Dodge Charger Scat Pack	AAA	$91	Vincent, 27 Kettering, OH	• No Coverage Liability
[]	Dodge RAM 1500 ST	Allstate	$210	Jesus, 31 Seattle, WA	• 50,000/100,000 Liability • Comp / Collision
[]	Dodge Caliber	Clearcover	$104	Stephen, 38 Evansville, IN	• State Minimum Liability • Comp / Collision

Last Updated Oct 9, 2024

MORE:

How can I remove an accident from my driving record?

Cheapest car insurance for Dodge drivers with other driving violations on their record

A reckless driving offense, a license suspension, or a license revocation can also hurt your insurance premiums. Lower them in just a few minutes by signing up with Jerry, which helped Dodge drivers get a great deal with these companies:

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Illegal Turn	Dodge RAM 2500 ST	Progressive	$287	Ethel, 26 Blairsville, PA	• State Minimum Liability
Defective Equipment	Dodge Charger Police	Safeco	$135	Oscar, 32 Union City, GA	• State Minimum Liability
Failure to Stop	Dodge Avenger SXT	AAA	$267	Don, 22 Freehold, NJ	• 25,000/50,000 Liability
Wrong Way/Wrong Lane	Dodge Journey SE	Travelers	$211	Aiden, 36 Marietta, GA	• 50,000/100,000 Liability • Comp / Collision
Cell Phone	Dodge Journey SXT	Bristol West	$276	Delia, 33 Oakland, CA	• State Minimum Liability
Careless Driving	Dodge Journey SE	National General	$78	Jared, 34 Joplin, MO	• State Minimum Liability
Driving on Sus. License	Dodge Dart SXT	Clearcover	$241	Walter, 21 Racine, WI	• 50,000/100,000 Liability • Comp / Collision
Failure to Yield	Dodge Journey R/T	Safeco	$115	Johanna, 38 Sandusky, MI	• State Minimum Liability • Comp / Collision
Seat Belt	Dodge Journey SE	Plymouth Rock	$226	Cecelia, 36 North Cape May, NJ	• 15,000/30,000 Liability • Comp / Collision
Improper Passing	Dodge Dart SXT	Infinity	$266	Randall, 28 Largo, FL	• State Minimum Liability

Last Updated Oct 8, 2024

How can I lower the cost of my Dodge car insurance?

Take it from Jerry's 100+ expert insurance agents: you can lower your car insurance rates with a few simple hacks. Find a deal by:

Buying a cheap model: Choose a model that's compact, economical to repair, and has high safety ratings if you're shopping for a Dodge. You can also save a few bucks by buying used.

Bundling your insurance products: Buying a

car and home insurance bundle

can save you money.

Installing a telematics device: Telematics devices track your driving location, distances, times, and habits. The more safely and infrequently you drive, the more likely you are to receive

car insurance discounts

Reducing your coverage: You might want to

drop full coverage

if your car is worth less than ten times your premiums.

Raising your deductible: Decide what you can afford to pay upfront and how much you need to save to

choose the best car insurance deductible

for you.

Shopping around: Experts say that comparing deals from at least three different companies every six months is

the best way to get dirt-cheap car insurance

MORE:

10 essential car insurance hacks (and how much they could actually save you) in 2023

FAQs

Why are Dodge Challengers so expensive to insure?

Dodge Challengers are so expensive to insure because of their powerful engines, high-performance components, and specialty cosmetic elements. Any unique special edition parts are even harder to locate and more expensive. Since the Challenger is a speed-focused muscle car, insurance companies charge higher premiums in anticipation of high-risk driving.

Is Dodge Charger insurance expensive?

As a pony car, Dodge Charger insurance is more expensive than that of your average family sedan. But as a domestic car model, it costs less to insure than a similar imported car model.

Is the Dodge Charger a sports car?

Yes, the Dodge Charger is a subspecies of sports car colloquially known as a pony or muscle car. These cars are renowned for their emphasis on performance and power over refinement.

How much is Dodge Charger insurance?

On average, Dodge Charger car insurance costs $231 per month for full coverage and $110 per month for state minimum coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.