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Cheapest Car Insurance in Florida (Jun 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Florida.
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Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Amy Bobinger, Licensed Insurance Agent — Expert Insurance Editor

How to find the cheapest car insurance quotes in Florida

The average Florida driver pays $312 per month or $3,741 annually for full coverage car insurance and $174 per month or $2,090 per year for state-minimum coverage. But, check out these real quotes from real Jerry users below!
At Jerry, we understand that finding the right
car insurance
coverage can be challenging. That's why we've created a platform that makes it easy for customers in Florida to compare
free car insurance quotes
from various insurers quickly and hassle-free. No matter what your driving history or budget is, Jerry can help you find affordable and reliable car insurance coverage.
Insurance companyDateCost rating (out of 5)What our customer said:
AAA
June 15, 2024
5
"Im a good driver 1/2 of those driving violations were not my fault i had a car i paid 3800 for my transmission and w...(read more)"
-Randy
Assurance America
June 14, 2024
4
"Figuring out how it all is used in the time frame provided in actuality how long it really took to get proof of insur...(read more)"
-Derrick
Madison Mutual
June 13, 2024
4
"They are affordable"
-Lloyd
Allstate
June 12, 2024
5
"Customer Service Representatives Are Always Going Above & Beyond 😎🔥They’re Like A Second Family "
-Herman
Libertymutual
June 12, 2024
5
"I had some flood damage a few months back and Arrowhead made the claim process very easy for me and they gave me enou...(read more)"
-Brent
coverageLast Updated Jun 24, 2024
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
If you're looking for a hassle-free way to compare car insurance quotes in Florida, the easiest and fastest method is to use a car insurance comparison app or website.
Jerry offers a free app that simplifies the process of comparing car insurance quotes. With Jerry, you can get multiple quotes from various insurers in just minutes. What's more,
Jerry's 100+ licensed insurance agents
are available to provide end-to-end service and answer any questions you may have.

Minimum liability and full coverage in Florida

Every driver in Florida is required to have minimum
personal injury protection (PIP)
and
property damage liability (PDL)
coverage to legally drive a car, but in most cases, it’s a good idea to opt in for full coverage insurance. A full coverage policy will cost an average of $138 more per month, but the added legal and financial protection is well worth the investment.

Cheapest minimum liability coverage car insurance quotes in Florida

Under
Florida’s car insurance laws
, the minimum liability coverage required in the Sunshine State is $10,000 for property damage liability (PDL) coverage, along with $10,000 of PIP coverage. Together, these coverages cost an average of about $2,090 per year.
Florida requires PIP and PDL coverage due to its status as a
no-fault state
. In no-fault states, regardless of who is at fault for an accident, each driver's auto insurance company pays for their own policyholder's medical expenses, lost wages, and other related costs up to a certain limit through PIP. 
Full coverage, which includes
comprehensive
and
collision coverage
in addition to liability coverage, is an optional but recommended coverage that provides essential protection for your vehicle.
Here are some examples of Florida car owners that Jerry recently assisted with obtaining minimum liability coverage.
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Hulda (36 years old)
coverageCoverage
State Minimum
$77
per month
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Linnie (39 years old)
coverageCoverage
State Minimum
$117
per month
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Logan (24 years old)
coverageCoverage
State Minimum
$685
per month
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Emma (40 years old)
coverageCoverage
State Minimum
carToyota RAV4
$364
per month
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Gainsco
Antonio (42 years old)
coverageCoverage
State Minimum
carVolkswagen Jetta S
$179
per month
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Myrtie (61 years old)
coverageCoverage
State Minimum
carSaturn VUE
$195
per month

Do you need more than minimum coverage in Florida?

Most drivers in Florida need higher liability coverage than the state's minimum requirements. With an average annual cost of $3,741, it’s well worth the added expense.
In the event of an at-fault accident, you could be held financially responsible for medical bills and vehicle repairs that exceed the minimum coverage limits. For instance, if you cause serious injuries to another person, the medical bills alone can easily surpass $10,000—and because Florida doesn’t require
bodily injury liability insurance
, you could be at risk of serious lawsuits if the other driver’s PIP runs out. If the car is totaled, the replacement cost can be significantly more than the $10,000 covered by Florida’s minimum PDL.
Florida’s car accident laws
allow drivers to file personal injury lawsuits up to four years after a crash, so having the right liability insurance is key. 
It's a good idea to consider liability coverage with higher limits, such as 50/100/50 or 100/300/100, which provide greater financial protection in case of an at-fault accident. These numbers refer to the coverage limits in thousands of dollars for bodily injury liability per person, bodily injury liability per accident, and property damage liability per accident, respectively.
In addition to increased liability limits, you’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle—but that’s not as easy, or as affordable to get in the Sunshine State as it once was. Here’s what Jerry’s experts have to say about the state of the insurance industry in Florida, and how it could affect your policy choices.
The bottom line: Despite the increased cost, full coverage car insurance is a more cost-effective choice than state-minimum coverage for most Florida drivers.
Lower my car insurance too!

Cheapest full coverage car insurance quotes in Florida

Full coverage car insurance
is essential to protect yourself from costs associated with repairing or replacing your car. In Florida, full coverage typically includes collision and comprehensive coverage. Collision insurance covers the cost of fixing or replacing your car after an accident, while comprehensive pays if your car is stolen or damaged by something other than a collision, such as fire, theft, or natural disasters.
If you finance or lease your car, your lender will typically require collision and comprehensive coverage. It's also recommended to have full coverage if your car is worth more than $3,000, even if it's paid off.
A full coverage policy usually averages about $312 per month, but check out the savings these Florida drivers were able to find by shopping with Jerry:
Insurance CoverageInsurance CompanyPremium (monthly)CustomerCar
• 50,000/100,000 Liability
• Comp / Collision
Progressive
$196
Buick Encore Preferred
• State Minimum Liability
• Comp / Collision
Safeco
$117
Chevrolet Camaro LS
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$154
Jeep Wrangler Unlimited Sport
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$81
Nissan Altima 2.5
• 25,000/50,000 Liability
• Comp / Collision
AAA
$150
Honda CR-V EXL
coverageLast Updated Jun 18, 2024

Florida car insurance: Additional coverage

Additional types of car insurance coverage to consider in Florida include:
  • Medical payments
  • Uninsured motorist coverage / underinsured motorist coverage
  • Towing and labor/
    roadside assistance
  • Rental reimbursement coverage
If you have a loan on a recently purchased car, you should also consider gap insurance, which covers the difference between the car's value and the amount you owe if it is totaled or stolen.
If you don't own a car and instead rent or borrow one, you may need
non-owner car insurance
. This type of insurance provides liability coverage for bodily injury and property damage if you are at fault in an accident, but it does not cover damage to the vehicle you are driving or your own injuries.

Car insurance premium by rating factors

It's important to note that insurance premiums are calculated based on various factors such as the type of car you drive and your driving record, claims history, and demographics. While average insurance rates in Florida can give you an idea of the cost, the actual amount can vary significantly from one driver to another.
Auto insurance premiums in Florida are
determined by various factors
, including:
  • Driving record and claims history: Insurance carriers may charge higher premiums if you have a history of accidents or traffic violations on your driver profile.
  • Vehicle location: Rates may be higher if you reside in a city or certain ZIP codes.
  • Vehicle type: Luxury, high-performance, and sports cars typically have higher collision and comprehensive coverage rates.
  • Usage: If you use your car for work, your annual premium may be higher than if you only use it for leisure.
  • Credit score: Drivers with higher credit scores typically pay lower insurance premiums for the same coverage.

How different factors impact your car insurance costs in Florida

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Florida currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Florida:

Florida car insurance rates after a driving violation

Your driving history can have a significant impact on your car insurance rates. Insurance companies in Florida consider drivers with a history of violations to be high-risk, resulting in higher premiums.

Cheapest car insurance for Florida drivers with a speeding ticket

In Florida, there are varying degrees of speeding, with different penalties for each:
1-5 MPH over limit: No points on license
6-9 MPH over limit: 3 points on license
10-14 MPH over limit: 3 points on license
15-19 MPH over limit: 4 points on license
20-29 MPH over limit: 4 points on license
30 MPH or more over limit: 4 points on license and mandatory court appearance.
On average, Florida drivers pay around $150 more per month for car insurance after a minor speeding ticket. Drivers with a major speeding violation on their record pay an average of over $650 more per month for coverage.
Receiving a speeding ticket can impact your car insurance rates—and the harsher the offense, the harsher your premium increase will be. However, Jerry has helped drivers with varying speeding tickets save on car insurance.
Speeding TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Speeding 1-5
Progressive
$139
• State Minimum Liability
Speeding 6-10
Safeco
$208
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Safeco
$257
• 50,000/100,000 Liability
Speeding 16-20
National General
$240
• 50,000/100,000 Liability
• Comp / Collision
Speeding 21+
AAA
$282
• 15,000/30,000 Liability
• Comp / Collision
coverageLast Updated Jun 18, 2024

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Check out what real users have to say about their switch with Jerry below. Not convinced? Visit our reviews page for more!
Gainsco
Gainsco has given the cheapest price on vehicle insurance as well as kept their word on the quote.
Anna
Bristol West
Simple, easy, and inexpensive. Great experience!
Mela
Progressive
Such a cheap deal for quality insurance. Would definitely recommend.
Standia
Assurance America
The price is great. Couldn't believe it!
Sean

Cheapest auto insurance in Florida after a DUI

In Florida,
a DUI conviction
can have a significant impact on your car insurance rates. Insurance companies often view DUI offenders as high-risk drivers, which is why they typically pay up to 80% higher rates for insurance than drivers with a clean record.
If you have a DUI on your record, it's important to shop around and compare rates from multiple insurance companies to find the most affordable option. Jerry can help you find the best rates for auto insurance even after a DUI conviction.
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Minerva (48 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$496
per month
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Jerry (36 years old)
DUI
coverageCoverage
No Coverage
$192
per month
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Rodney (43 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carGMC Yukon
$102
per month
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Lulu (24 years old)
DUI
coverageCoverage
State Minimum
$685
per month
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Harry (36 years old)
DUI
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChrysler Town & Country Touring
$326
per month
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Robert (47 years old)
DUI
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carDodge Journey GT
$241
per month

Florida SR-22 insurance

In Florida,
an SR-22 filing
may be required if you have committed a serious violation such as driving under the influence (DUI) or driving without insurance. An SR-22 is a legal document that certifies that you have the minimum required liability insurance as mandated by Florida law.
Other situations that may require an SR-22 in Florida include:
  • Being at fault in an accident and not having insurance or insufficient insurance to cover the damages
  • Accumulating too many points on your driving record due to traffic violations
  • Having your driver's license suspended or revoked for any reason, including DUI, reckless driving, or being involved in a hit-and-run accident
If you need an SR-22 in Florida, you'll need to contact an insurance company that offers this service. They will file the SR-22 on your behalf with the Florida Department of Highway Safety and Motor Vehicles. 
It's important to note that an SR-22 may result in higher insurance premiums due to the high-risk nature of the violations that typically require it. On average, drivers that are required to file an SR-22 with the state of Florida pay 43% more for insurance than those who are not required to file.

Cheapest Florida auto insurance after an at-fault accident

Your car accident or claim history is one of the crucial factors that affect your car insurance rates. Insurance companies look at any past accidents where you were at fault to determine the level of risk you pose to your insurer.
If you have been involved in an at-fault accident in the recent past, your car insurance rates in Florida could increase as much as 42% when your policy is up for renewal. It is essential to shop around and compare rates from different insurers to find the cheapest auto insurance after an at-fault accident.
Below, we’ve collected real examples of affordable rates Jerry users found after an at-fault accident.
Accident TypeInsurance CompanyPremium (monthly)CustomerInsurance Coverage
At Fault With Injury
Progressive
$164
• State Minimum Liability
At Fault With No Injury
Safeco
$185
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
AAA
$165
• 25,000/50,000 Liability
• Comp / Collision
At Fault With No Injury
Travelers
$147
• 50,000/100,000 Liability
• Comp / Collision
At Fault With Injury
National General
$240
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jun 24, 2024

Is Florida a no-fault state?

Yes, Florida is a no-fault state. This means that state law requires drivers to carry personal injury protection (PIP) insurance, which covers their own medical expenses and lost wages regardless of who caused the accident. In Florida, drivers are required to carry a minimum of $10,000 in PIP coverage along with $10,000 in property damage liability coverage.
However, it's important to note that in certain cases, such as accidents resulting in serious injuries, drivers may still be able to pursue a claim against the at-fault driver for additional damages beyond what their PIP coverage provides.

What is the minimum car insurance required in Florida?

The minimum car insurance required for all Florida drivers is $10,000 of property damage liability insurance and $10,000 of personal injury protection. All other coverage, including collision, comprehensive, and bodily injury liability insurance, is optional. 

How much car insurance do I need in Florida?

Most drivers in Florida need full coverage car insurance. This typically includes liability limits of at least $50/$100/$50 along with enough collision and comprehensive insurance to cover the actual cash value of your vehicle.

What is the new auto insurance law in Florida?

As of June 2023, Florida doesn’t have any new auto insurance laws—but state legislators have proposed doing away with the no-fault car insurance system, requiring drivers to purchase bodily injury liability insurance instead of personal injury protection. If accepted, the bill would take effect in 2024. 

Cheapest auto insurance after other violations in Florida

Apart from speeding tickets and DUIs, there are several other violations that can lead to an increase in car insurance costs in Florida, including
careless driving
, driving without a license, and
reckless driving
.
We’ve compiled a list of various other driving violations and how much more than the $2,090 annual average drivers pay for car insurance below:
Violation
Annual Premium for State Minimum Coverage
Careless/Reckless Driving
$2,808
Cell Phone Violation
$2,743
Driving on a Suspended License
$3,166
Failure to Obey Signal, Stop, or Yield
$2,918
Wrong Way / Wrong Lane
$3,461
Improper Passing
$2,744
But even with one of these violations on your record, Jerry can still help you find an affordable rate. Check out the list below to see real deals on car insurance Jerry found for drivers with various violations:
ViolationInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Careless Driving
Progressive
$381
Hyundai Venue SE
• No Coverage Liability
• Comp / Collision
Cell Phone
Bristol West
$348
Honda Odyssey EXL
• No Coverage Liability
• Comp / Collision
Defective Equipment
AAA
$282
Honda Accord Sport
• 15,000/30,000 Liability
• Comp / Collision
Driving on Sus. License
Travelers
$193
Ford Flex Limited
• 100,000/300,000 Liability
DUI
Mercury
$241
Dodge Journey GT
• 100,000/300,000 Liability
• Comp / Collision
Eluding Police
Safeco
$240
Hyundai Sonata SE
• State Minimum Liability
• Comp / Collision
Failure to Yield
National General
$364
Toyota RAV4
• State Minimum Liability
• Comp / Collision
Homicide
Progressive
$526
Lincoln MKX Reserve
• 100,000/300,000 Liability
• Comp / Collision
Illegal Turn
Safeco
$184
Toyota Tundra Access Cab
• 50,000/100,000 Liability
• Comp / Collision
Improper Passing
Infinity
$289
Nissan Versa S
• State Minimum Liability
• Comp / Collision
Leaving scene of an Accident/Hit and Run
Bristol West
$220
Ford F150
• State Minimum Liability
Open Container
Gainsco
$165
Lexus ES 350
• State Minimum Liability
Passing School Bus
Mercury
$258
Dodge Grand Caravan SXT
• State Minimum Liability
• Comp / Collision
Racing/Drag Racing
Progressive
$218
Nissan Altima 2.5
• State Minimum Liability
• Comp / Collision
Reckless Driving
Bristol West
$103
Mitsubishi Galant ES
• State Minimum Liability
Seat Belt
Nationwide
$245
Mazda CX-5 Grand Touring
• 250,000/500,000 Liability
• Comp / Collision
Speeding 21+
AAA
$282
Honda Accord Sport
• 15,000/30,000 Liability
• Comp / Collision
Speeding Violation-Minor
Allstate
$200
Ford Fusion SE
• State Minimum Liability
Suspension
Travelers
$176
Honda Civic LX
• 100,000/300,000 Liability
Wrong Way/Wrong Lane
Bristol West
$220
Volkswagen Jetta S
• No Coverage Liability
Other Minor
Plymouth Rock
$204
Chevrolet Equinox LT
• 25,000/50,000 Liability
coverageLast Updated Jun 24, 2024

Cheapest Florida auto insurance based on insurance history

Your insurance history is an important factor that affects your car insurance rates. If you've had a
lapse in coverage
or you're currently uninsured, it could lead to insurance rate increases of as much as 19% or more upon reinstatement or renewal.
To help our customers avoid a lapse in coverage and make payments on time, Jerry sends payment reminders to eligible customers when a payment is due or if they're late on their payments.
We've helped many customers in Florida who are currently uninsured or have had a lapse in coverage find affordable insurance options.
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Ian (71 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$111
per month
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Gregory (24 years old)
Not Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$201
per month
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Micheal (30 years old)
Currently Insured
coverageCoverage
State Minimum
$191
per month
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Russell (32 years old)
Not Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$218
per month
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Ella (22 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carToyota Corolla
$97
per month
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Gary (33 years old)
Not Currently Insured
coverageCoverage
State Minimum
locationNeptune Beach, FL
$162
per month

Cheapest auto insurance for Florida drivers with poor credit

In Florida, drivers with poor credit scores may face higher car insurance costs than those with good credit. While your credit rating doesn't necessarily reflect your driving ability, insurance companies have found a correlation between lower credit scores and higher claim filings.
Here’s a breakdown of how your credit score can affect your average insurance rates.
Credit Score
Average monthly insurance premium
<600
$354
601–699
$301
700+
$238
Take a look at the quotes below to see how Jerry has helped drivers with all levels of credit find affordable coverage:
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$76
Nissan Sentra S
• State Minimum Liability
660 - 750
Safeco
$100
Hyundai Sonata GLS
• 50,000/100,000 Liability
550 - 659
Safeco
$197
Volkswagen Jetta SE
• 100,000/300,000 Liability
• Comp / Collision
< 550
Plymouth Rock
$288
Nissan Rogue S
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Jun 24, 2024

Cheapest Florida car insurance by age

Young drivers typically have limited driving experience and are therefore considered high-risk by insurance companies, resulting in high insurance rates. However, when drivers reach the age of 25, they may see a drop in their rates.
On the other hand, drivers over the age of 75 may see an increase in their rates due to potential health issues and slower reflexes.

The best car insurance in Florida for young drivers

In Florida, young drivers between the ages of 16 and 21 pay higher insurance premiums than other age groups. 
Here’s what teen and young adult drivers pay on average a month to insure a vehicle in Florida:
Ages
Minimum liability
Full coverage
< 18
$373
$1,204
18–21
$317
$734
Full coverage insurance is recommended to provide better financial protection for teen drivers who drive newer vehicles. Here are some examples of affordable quotes young drivers have found by shopping with Jerry.
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Elnora (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$157
per month
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Lula (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carJeep Grand Cherokee Limited
$265
per month
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Effie (23 years old)
coverageCoverage
State Minimum
$272
per month
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Julia (20 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carMitsubishi Outlander Sport ES
$249
per month
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Rhoda (23 years old)
coverageCoverage
State Minimum
$185
per month
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Lillie (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationWelaka, FL
$292
per month

Cheapest Florida car insurance for senior drivers

Car insurance rates start to rise once you get into your mid-70s. Car insurance rates for seniors tend to be higher for several reasons. Older drivers are more susceptible to being involved in accidents and more prone to severe injuries in the event of a collision, leading to significant medical expenses and increased costs for insurance providers.
Here’s an average of what drivers age 55 and up pay for Florida car insurance: 
Ages
Minimum liability
Full coverage
55–64
$146
$315
65 +
$145
$302
In Florida, drivers over the age of 55 can take a Mature Driver Course to refresh their driving skills and qualify for a
car insurance discount
. Additionally, senior drivers can also look for car insurance companies that offer specialized coverage options for seniors, such as discounts for low annual mileage or safe driving habits.
Here are some examples of affordable quotes Jerry has found for senior drivers in Florida:
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Lulu (68 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$133
per month
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Maggie (69 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carToyota Scion IA
$99
per month
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Austin (65 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationTavernier, FL
$112
per month
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Mable (73 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$197
per month
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Virgie (67 years old)
coverageCoverage
State Minimum
$75
per month
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Blake (76 years old)
coverageCoverage
No Coverage
$109
per month

Over 4,000,000 customers and counting

We’ve earned an App Store rating of 4.7 stars for all we do to make car ownership easier.
Progressive
A+ service
Colleen
Gainsco
Great company that cares about its customers.
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Safeco
Jerry has made it easy and Safeco has made it safe!
Grant
Progressive
This is a great company, with great prices!
Rafael

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Sarah Gray
badge icon
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
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Amy Bobinger
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Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.