PriceProtect™
DriveShield™
GarageGuard™
Insurance company | Date | Cost rating (out of 5) | What our customer said: |
---|---|---|---|
Kemper | October 1, 2024 | 5 | "I’m so blessed and happy to have you guys " -Landon |
Mapfre | October 1, 2024 | 4 | "I’m happy they approved me but the interest rate is obscene" -Carlos |
AAA | September 30, 2024 | 5 | "Im a good driver 1/2 of those driving violations were not my fault i had a car i paid 3800 for my transmission and w...(read more)" -Randy |
DirectAuto | September 25, 2024 | 5 | "I had some flood damage a few months back and Arrowhead made the claim process very easy for me and they gave me enou...(read more)" -Linnie |
Aspire Advantage | September 21, 2024 | 4 | "Got to speak with a person pretty quickly and I was off the phone within 10 mins. Didn't put me on hold and answered ...(read more)" -Eleanor |
The bottom line: Despite the increased cost, full coverage car insurance is a more cost-effective choice than state-minimum coverage for most Florida drivers.
Insurance Coverage | Insurance Company | Premium (monthly) | Customer | Car |
---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $108 | Floyd, 86 | Chevrolet Trax 1LT |
• State Minimum Liability • Comp / Collision | Nationwide | $137 | Phoebe, 34 Mayo, FL | Toyota Tundra Crewmax SR5 |
• 50,000/100,000 Liability • Comp / Collision | Safeco | $253 | Lida, 45 | BMW 328 Xigt |
• 100,000/300,000 Liability • Comp / Collision | Travelers | $397 | Amy, 51 | KIA Stinger GT2 |
• 50,000/100,000 Liability • Comp / Collision | AAA | $234 | Aaron, 23 Hialeah, FL | Hyundai Sonata SE |
Speeding Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Speeding 1-5 | Progressive | $139 | Rachel, 40 | • State Minimum Liability |
Speeding 6-10 | Safeco | $208 | Arthur, 34 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 11-15 | Safeco | $257 | Howard, 24 | • 50,000/100,000 Liability |
Speeding 16-20 | National General | $240 | Ellen, 35 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 21+ | AAA | $282 | May, 35 | • 15,000/30,000 Liability • Comp / Collision |
Accident Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
At Fault With Injury | Progressive | $164 | Ruby, 39 | • State Minimum Liability |
At Fault With No Injury | Safeco | $185 | Kate, 43 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | AAA | $165 | Elizabeth, 52 Lakeland, FL | • 25,000/50,000 Liability • Comp / Collision |
At Fault With No Injury | Travelers | $147 | Matilda, 35 Fern Park, FL | • 50,000/100,000 Liability • Comp / Collision |
At Fault With Injury | National General | $240 | Mattie, 32 | • 50,000/100,000 Liability • Comp / Collision |
Violation | Annual Premium for State Minimum Coverage |
---|---|
Careless/Reckless Driving | $2,808 |
Cell Phone Violation | $2,743 |
Driving on a Suspended License | $3,166 |
Failure to Obey Signal, Stop, or Yield | $2,918 |
Wrong Way / Wrong Lane | $3,461 |
Improper Passing | $2,744 |
Violation | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
---|---|---|---|---|---|
Careless Driving | Progressive | $381 | Micheal, 43 | Hyundai Venue SE | • No Coverage Liability • Comp / Collision |
Cell Phone | Bristol West | $348 | Cody, 43 | Honda Odyssey EXL | • No Coverage Liability • Comp / Collision |
Defective Equipment | AAA | $282 | Lola, 35 | Honda Accord Sport | • 15,000/30,000 Liability • Comp / Collision |
Driving on Sus. License | Travelers | $193 | Millie, 41 | Ford Flex Limited | • 100,000/300,000 Liability |
DUI | Mercury | $241 | Nora, 47 | Dodge Journey GT | • 100,000/300,000 Liability • Comp / Collision |
Eluding Police | Safeco | $240 | Calvin, 46 | Hyundai Sonata SE | • State Minimum Liability • Comp / Collision |
Failure to Yield | National General | $364 | Ethel, 40 Miami, FL | Toyota RAV4 | • State Minimum Liability • Comp / Collision |
Homicide | Progressive | $526 | Lucas, 24 Tampa, FL | Lincoln MKX Reserve | • 100,000/300,000 Liability • Comp / Collision |
Illegal Turn | Safeco | $184 | Ethel, 43 | Toyota Tundra Access Cab | • 50,000/100,000 Liability • Comp / Collision |
Improper Passing | Infinity | $289 | Jeffrey, 32 | Nissan Versa S | • State Minimum Liability • Comp / Collision |
Leaving scene of an Accident/Hit and Run | Bristol West | $220 | Elizabeth, 35 | Ford F150 | • State Minimum Liability |
Open Container | Gainsco | $165 | Ethan, 31 | Lexus ES 350 | • State Minimum Liability |
Passing School Bus | Mercury | $258 | Minerva, 31 | Dodge Grand Caravan SXT | • State Minimum Liability • Comp / Collision |
Racing/Drag Racing | Progressive | $218 | Luis, 29 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Reckless Driving | Bristol West | $103 | Georgia, 31 Altoona, FL | Mitsubishi Galant ES | • State Minimum Liability |
Seat Belt | Nationwide | $245 | Amanda, 49 Hollywood, FL | Mazda CX-5 Grand Touring | • 250,000/500,000 Liability • Comp / Collision |
Speeding 21+ | AAA | $282 | Ian, 35 | Honda Accord Sport | • 15,000/30,000 Liability • Comp / Collision |
Speeding Violation-Minor | Allstate | $200 | Winnie, 27 | Ford Fusion SE | • State Minimum Liability |
Suspension | Travelers | $176 | Alice, 29 | Honda Civic LX | • 100,000/300,000 Liability |
Wrong Way/Wrong Lane | Bristol West | $220 | Fred, 30 | Volkswagen Jetta S | • No Coverage Liability |
Other Minor | Plymouth Rock | $204 | Marion, 41 | Chevrolet Equinox LT | • 25,000/50,000 Liability |
Credit Score | Average monthly insurance premium |
---|---|
<600 | $354 |
601–699 | $301 |
700+ | $238 |
Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
---|---|---|---|---|---|
> 750 | Progressive | $76 | Ronald, 30 | Nissan Sentra S | • State Minimum Liability |
660 - 750 | Safeco | $100 | Jeff, 57 | Hyundai Sonata GLS | • 50,000/100,000 Liability |
550 - 659 | Safeco | $197 | Caleb, 36 | Volkswagen Jetta SE | • 100,000/300,000 Liability • Comp / Collision |
< 550 | Plymouth Rock | $288 | Marian, 32 Tampa, FL | Nissan Rogue S | • 50,000/100,000 Liability • Comp / Collision |
Ages | Minimum liability | Full coverage |
---|---|---|
< 18 | $373 | $1,204 |
18–21 | $317 | $734 |
Ages | Minimum liability | Full coverage |
---|---|---|
55–64 | $146 | $315 |
65 + | $145 | $302 |
Vehicle | Average monthly premium for state-minimum coverage | Average monthly premium for full coverage |
---|---|---|
$98 | $183 | |
$96 | $172 | |
$83 | $152 | |
$82 | $159 | |
$103 | $200 |
Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Toyota Camry L | Progressive | $294 | Milton, 27 | • 50,000/100,000 Liability • Comp / Collision |
Honda Accord EXL | Nationwide | $127 | Lura, 34 | • 100,000/300,000 Liability • Comp / Collision |
Nissan Altima | Safeco | $116 | Sallie, 37 | • 50,000/100,000 Liability |
Least Expensive Zip Codes | Average monthly insurance premium |
---|---|
34992 | $52 |
32963 | $58 |
32350 | $59 |
32358 | $66 |
32508 | $67 |
Most Expensive Zip Codes | Average monthly insurance premium |
---|---|
33013 | $705 |
32437 | $533 |
33122 | $455 |
33420 | $399 |
33394 | $391 |
City | Customer | Insurance Company | Premium (monthly) | Car | Insurance coverage |
---|---|---|---|---|---|
Jacksonville, FL | Micheal, 30 | Progressive | $207 | Toyota Yaris IA | • State Minimum Liability |
Panama City, FL | Gordon, 60 | Allstate | $231 | GMC Acadia Denali | • 50,000/100,000 Liability • Comp / Collision |
Brooksville, FL | Mollie, 56 | AAA | $92 | Pontiac Montana Luxury | • 25,000/50,000 Liability |
Plantation, FL | Dora, 51 | Travelers | $397 | KIA Stinger GT2 | • 100,000/300,000 Liability • Comp / Collision |
Key West, FL | Connor, 26 | Infinity | $397 | Toyota Highlander XLE | • State Minimum Liability • Comp / Collision |
Jensen Beach, FL | Mamie, 62 | Gainsco | $89 | Ford F150 | • No Coverage Liability |
Jacksonville, FL | Adeline, 33 | National General | $85 | Jeep Patriot Sport | • No Coverage Liability • Comp / Collision |
Orlando, FL | Allie, 42 | Bristol West | $165 | Lexus GS 350 | • No Coverage Liability • Comp / Collision |
Silver Springs, FL | Robert, 50 | Mendota | $177 | Hyundai Elantra Limited | • State Minimum Liability • Comp / Collision |
Fort Myers, FL | Lloyd, 35 | Assurance America | $184 | Nissan Altima S | • No Coverage Liability |
North Miami Beach, FL | Marian, 51 | The General | $260 | Honda CR-V LX | • No Coverage Liability |
Clermont, FL | Dylan, 26 | Dairyland | $290 | KIA Optima LX | • No Coverage Liability • Comp / Collision |
Plantation, FL | Clarence, 26 | Embark General | $135 | Hyundai Sonata GLS | • No Coverage Liability |