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Insurance company | Date | Cost rating (out of 5) | What our customer said: |
---|---|---|---|
Travelers | October 29, 2024 | 5 | "I’m so blessed and happy to have you guys " -Lee |
Progressive | October 28, 2024 | 5 | "I had some flood damage a few months back and Arrowhead made the claim process very easy for me and they gave me enou...(read more)" -Jim |
AAA | October 26, 2024 | 5 | "I have paid my Plus Membership for over 20 years and after paying all these years I needed to use this service when I...(read more)" -Carl |
Allstate | October 25, 2024 | 3 | "The rates more than doubled in a year and was not informed of a reason for it I have a clean driving record " -Adam |
Aspire Advantage | October 19, 2024 | 4 | "Got to speak with a person pretty quickly and I was off the phone within 10 mins. Didn't put me on hold and answered ...(read more)" -Eleanor |
The bottom line: Despite the increased cost, full coverage car insurance is a more cost-effective choice than state-minimum coverage for most Florida drivers.
Insurance Coverage | Insurance Company | Premium (monthly) | Customer | Car |
---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $212 | Calvin, 50 | Ford Ranger Lariat |
• State Minimum Liability • Comp / Collision | Travelers | $122 | Maggie, 64 Indialantic, FL | Ford F150 Supercrew |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $110 | Herman, 26 | Ford F150 |
• 100,000/300,000 Liability • Comp / Collision | Allstate | $255 | Billy, 60 | GMC Acadia Denali |
• 50,000/100,000 Liability • Comp / Collision | AAA | $234 | Warren, 23 Hialeah, FL | Hyundai Sonata SE |
Speeding Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Speeding 1-5 | Progressive | $139 | Mae, 40 | • State Minimum Liability |
Speeding 6-10 | Safeco | $208 | Harold, 34 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 11-15 | Safeco | $257 | Jane, 24 | • 50,000/100,000 Liability |
Speeding 16-20 | National General | $240 | Norman, 35 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 21+ | AAA | $282 | Brett, 35 | • 15,000/30,000 Liability • Comp / Collision |
Accident Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
At Fault With Injury | Progressive | $164 | Sarah, 39 | • State Minimum Liability |
At Fault With No Injury | Safeco | $185 | Birdie, 43 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | AAA | $165 | Cecelia, 52 Lakeland, FL | • 25,000/50,000 Liability • Comp / Collision |
At Fault With No Injury | Travelers | $147 | Charles, 35 Fern Park, FL | • 50,000/100,000 Liability • Comp / Collision |
At Fault With Injury | National General | $240 | Beatrice, 32 | • 50,000/100,000 Liability • Comp / Collision |
Violation | Annual Premium for State Minimum Coverage |
---|---|
Careless/Reckless Driving | $2,808 |
Cell Phone Violation | $2,743 |
Driving on a Suspended License | $3,166 |
Failure to Obey Signal, Stop, or Yield | $2,918 |
Wrong Way / Wrong Lane | $3,461 |
Improper Passing | $2,744 |
Violation | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
---|---|---|---|---|---|
Careless Driving | Progressive | $381 | Mildred, 43 | Hyundai Venue SE | • No Coverage Liability • Comp / Collision |
Cell Phone | Bristol West | $348 | Calvin, 43 | Honda Odyssey EXL | • No Coverage Liability • Comp / Collision |
Defective Equipment | AAA | $282 | Olivia, 35 | Honda Accord Sport | • 15,000/30,000 Liability • Comp / Collision |
Driving on Sus. License | Travelers | $193 | Benjamin, 41 | Ford Flex Limited | • 100,000/300,000 Liability |
DUI | Mercury | $241 | Ora, 47 | Dodge Journey GT | • 100,000/300,000 Liability • Comp / Collision |
Eluding Police | Safeco | $240 | Cynthia, 46 | Hyundai Sonata SE | • State Minimum Liability • Comp / Collision |
Failure to Yield | National General | $364 | Brandon, 40 Miami, FL | Toyota RAV4 | • State Minimum Liability • Comp / Collision |
Homicide | Progressive | $526 | Mollie, 24 Tampa, FL | Lincoln MKX Reserve | • 100,000/300,000 Liability • Comp / Collision |
Illegal Turn | Safeco | $184 | Leonard, 43 | Toyota Tundra Access Cab | • 50,000/100,000 Liability • Comp / Collision |
Improper Passing | Infinity | $289 | Blanche, 32 | Nissan Versa S | • State Minimum Liability • Comp / Collision |
Leaving scene of an Accident/Hit and Run | Bristol West | $220 | Nannie, 35 | Ford F150 | • State Minimum Liability |
Open Container | Gainsco | $165 | Olive, 31 | Lexus ES 350 | • State Minimum Liability |
Passing School Bus | Mercury | $258 | Jeffery, 31 | Dodge Grand Caravan SXT | • State Minimum Liability • Comp / Collision |
Racing/Drag Racing | Progressive | $218 | Catherine, 29 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Reckless Driving | Bristol West | $103 | Fanny, 31 Altoona, FL | Mitsubishi Galant ES | • State Minimum Liability |
Seat Belt | Nationwide | $245 | Mitchell, 49 Hollywood, FL | Mazda CX-5 Grand Touring | • 250,000/500,000 Liability • Comp / Collision |
Speeding 21+ | AAA | $282 | Jeanette, 35 | Honda Accord Sport | • 15,000/30,000 Liability • Comp / Collision |
Speeding Violation-Minor | Allstate | $200 | Pauline, 27 | Ford Fusion SE | • State Minimum Liability |
Suspension | Travelers | $176 | Christian, 29 | Honda Civic LX | • 100,000/300,000 Liability |
Wrong Way/Wrong Lane | Bristol West | $220 | Caleb, 30 | Volkswagen Jetta S | • No Coverage Liability |
Other Minor | Plymouth Rock | $204 | Lura, 41 | Chevrolet Equinox LT | • 25,000/50,000 Liability |
Credit Score | Average monthly insurance premium |
---|---|
<600 | $354 |
601–699 | $301 |
700+ | $238 |
Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
---|---|---|---|---|---|
> 750 | Progressive | $111 | Jeffery, 71 | Cadillac XT5 Luxury | • 100,000/300,000 Liability • Comp / Collision |
660 - 750 | Safeco | $185 | Walter, 43 Tampa, FL | Audi Q7 Prestige | • 25,000/50,000 Liability • Comp / Collision |
550 - 659 | Nationwide | $171 | Cecelia, 30 | Chrysler 300 S | • 30,000/60,000 Liability • Comp / Collision |
< 550 | AAA | $92 | Estelle, 55 | Pontiac Montana Luxury | • 25,000/50,000 Liability |
Ages | Minimum liability | Full coverage |
---|---|---|
< 18 | $373 | $1,204 |
18–21 | $317 | $734 |
Ages | Minimum liability | Full coverage |
---|---|---|
55–64 | $146 | $315 |
65 + | $145 | $302 |
Vehicle | Average monthly premium for state-minimum coverage | Average monthly premium for full coverage |
---|---|---|
$98 | $183 | |
$96 | $172 | |
$83 | $152 | |
$82 | $159 | |
$103 | $200 |
Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Toyota Camry L | Progressive | $294 | Minerva, 27 | • 50,000/100,000 Liability • Comp / Collision |
Honda Accord EXL | Nationwide | $127 | Herman, 34 | • 100,000/300,000 Liability • Comp / Collision |
Nissan Altima | Safeco | $116 | Cecelia, 37 | • 50,000/100,000 Liability |
Least Expensive Zip Codes | Average monthly insurance premium |
---|---|
34992 | $52 |
32963 | $58 |
32350 | $59 |
32358 | $66 |
32508 | $67 |
Most Expensive Zip Codes | Average monthly insurance premium |
---|---|
33013 | $705 |
32437 | $533 |
33122 | $455 |
33420 | $399 |
33394 | $391 |
City | Customer | Insurance Company | Premium (monthly) | Car | Insurance coverage |
---|---|---|---|---|---|
Orlando, FL | Jackson, 40 | Progressive | $200 | Mercedes Benz GLE Coupe AMG 53 4MA | • State Minimum Liability • Comp / Collision |
Plantation, FL | Edna, 51 | Travelers | $397 | KIA Stinger GT2 | • 100,000/300,000 Liability • Comp / Collision |
Haines City, FL | Julian, 26 | Nationwide | $110 | Ford F150 | • 50,000/100,000 Liability • Comp / Collision |
Brooksville, FL | Antonio, 56 | AAA | $92 | Pontiac Montana Luxury | • 25,000/50,000 Liability |
Sarasota, FL | Charlie, 56 | Gainsco | $192 | Infiniti EX35 | • No Coverage Liability • Comp / Collision |
Dunnellon, FL | Derrick, 33 | National General | $141 | Audi A6 Premium | • State Minimum Liability • Comp / Collision |
Middleburg, FL | Sue, 22 | Infinity | $365 | KIA Soul | • State Minimum Liability • Comp / Collision |
Apopka, FL | Pauline, 49 | Bristol West | $112 | Ford Fusion Titanium | • No Coverage Liability • Comp / Collision |
Starke, FL | Milton, 28 | Dairyland | $129 | Hyundai Sonata Limited | • No Coverage Liability |
Auburndale, FL | Pauline, 45 | Embark General | $235 | Nissan Altima S | • No Coverage Liability |
Kissimmee, FL | Brent, 70 | Assurance America | $68 | Nissan Altima 2.5 | • No Coverage Liability |
Kissimmee, FL | Ryan, 24 | Mendota | $282 | KIA Forte LX | • State Minimum Liability • Comp / Collision |
Lauderdale Lakes, FL | Ian, 24 | The General | $151 | Honda Accord DX | • No Coverage Liability |