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Insurance company | Date | Cost rating (out of 5) | What our customer said: |
---|---|---|---|
Progressive | October 16, 2024 | 5 | "Great car insurance " -Justin |
Assurance America | October 16, 2024 | 5 | "Jerry got me a great car insurance quote with assurance for my two cars. Didn’t need anything fancy. Single mom, home...(read more)" -Andrew |
Commonwealth Insurance | October 15, 2024 | 5 | "I’m so blessed and happy to have you guys " -Tony |
AAA | October 10, 2024 | 5 | "I have been very pleased with Acceptance Auto Insurance. I have had no complaints customer service is very helpful. M...(read more)" -Daisy |
AAA | October 8, 2024 | 5 | "Excellent service price and coverture I Texas. But In Florida. There's is a lot ti desire. I have been with them for ...(read more)" -Eva |
The bottom line: Despite the increased cost, full coverage car insurance is a more cost-effective choice than state-minimum coverage for most Florida drivers.
Insurance Coverage | Insurance Company | Premium (monthly) | Customer | Car |
---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $165 | Frank, 53 | Toyota Camry L |
• State Minimum Liability • Comp / Collision | Travelers | $122 | Sam, 64 Indialantic, FL | Ford F150 Supercrew |
• 50,000/100,000 Liability • Comp / Collision | Safeco | $253 | Leah, 45 | BMW 328 Xigt |
• 100,000/300,000 Liability • Comp / Collision | Allstate | $255 | Edgar, 60 | GMC Acadia Denali |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $110 | Lulu, 26 | Ford F150 |
Speeding Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Speeding 1-5 | Progressive | $139 | Rachel, 40 | • State Minimum Liability |
Speeding 6-10 | Safeco | $208 | Arthur, 34 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 11-15 | Safeco | $257 | Howard, 24 | • 50,000/100,000 Liability |
Speeding 16-20 | National General | $240 | Ellen, 35 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 21+ | AAA | $282 | May, 35 | • 15,000/30,000 Liability • Comp / Collision |
Accident Type | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
At Fault With Injury | Progressive | $164 | Ruby, 39 | • State Minimum Liability |
At Fault With No Injury | Safeco | $185 | Kate, 43 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | AAA | $165 | Elizabeth, 52 Lakeland, FL | • 25,000/50,000 Liability • Comp / Collision |
At Fault With No Injury | Travelers | $147 | Matilda, 35 Fern Park, FL | • 50,000/100,000 Liability • Comp / Collision |
At Fault With Injury | National General | $240 | Mattie, 32 | • 50,000/100,000 Liability • Comp / Collision |
Violation | Annual Premium for State Minimum Coverage |
---|---|
Careless/Reckless Driving | $2,808 |
Cell Phone Violation | $2,743 |
Driving on a Suspended License | $3,166 |
Failure to Obey Signal, Stop, or Yield | $2,918 |
Wrong Way / Wrong Lane | $3,461 |
Improper Passing | $2,744 |
Violation | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
---|---|---|---|---|---|
Careless Driving | Progressive | $381 | Micheal, 43 | Hyundai Venue SE | • No Coverage Liability • Comp / Collision |
Cell Phone | Bristol West | $348 | Cody, 43 | Honda Odyssey EXL | • No Coverage Liability • Comp / Collision |
Defective Equipment | AAA | $282 | Lola, 35 | Honda Accord Sport | • 15,000/30,000 Liability • Comp / Collision |
Driving on Sus. License | Travelers | $193 | Millie, 41 | Ford Flex Limited | • 100,000/300,000 Liability |
DUI | Mercury | $241 | Nora, 47 | Dodge Journey GT | • 100,000/300,000 Liability • Comp / Collision |
Eluding Police | Safeco | $240 | Calvin, 46 | Hyundai Sonata SE | • State Minimum Liability • Comp / Collision |
Failure to Yield | National General | $364 | Ethel, 40 Miami, FL | Toyota RAV4 | • State Minimum Liability • Comp / Collision |
Homicide | Progressive | $526 | Lucas, 24 Tampa, FL | Lincoln MKX Reserve | • 100,000/300,000 Liability • Comp / Collision |
Illegal Turn | Safeco | $184 | Ethel, 43 | Toyota Tundra Access Cab | • 50,000/100,000 Liability • Comp / Collision |
Improper Passing | Infinity | $289 | Jeffrey, 32 | Nissan Versa S | • State Minimum Liability • Comp / Collision |
Leaving scene of an Accident/Hit and Run | Bristol West | $220 | Elizabeth, 35 | Ford F150 | • State Minimum Liability |
Open Container | Gainsco | $165 | Ethan, 31 | Lexus ES 350 | • State Minimum Liability |
Passing School Bus | Mercury | $258 | Minerva, 31 | Dodge Grand Caravan SXT | • State Minimum Liability • Comp / Collision |
Racing/Drag Racing | Progressive | $218 | Luis, 29 | Nissan Altima 2.5 | • State Minimum Liability • Comp / Collision |
Reckless Driving | Bristol West | $103 | Georgia, 31 Altoona, FL | Mitsubishi Galant ES | • State Minimum Liability |
Seat Belt | Nationwide | $245 | Amanda, 49 Hollywood, FL | Mazda CX-5 Grand Touring | • 250,000/500,000 Liability • Comp / Collision |
Speeding 21+ | AAA | $282 | Ian, 35 | Honda Accord Sport | • 15,000/30,000 Liability • Comp / Collision |
Speeding Violation-Minor | Allstate | $200 | Winnie, 27 | Ford Fusion SE | • State Minimum Liability |
Suspension | Travelers | $176 | Alice, 29 | Honda Civic LX | • 100,000/300,000 Liability |
Wrong Way/Wrong Lane | Bristol West | $220 | Fred, 30 | Volkswagen Jetta S | • No Coverage Liability |
Other Minor | Plymouth Rock | $204 | Marion, 41 | Chevrolet Equinox LT | • 25,000/50,000 Liability |
Credit Score | Average monthly insurance premium |
---|---|
<600 | $354 |
601–699 | $301 |
700+ | $238 |
Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
---|---|---|---|---|---|
> 750 | Progressive | $76 | Ronald, 30 | Nissan Sentra S | • State Minimum Liability |
660 - 750 | Safeco | $100 | Jeff, 57 | Hyundai Sonata GLS | • 50,000/100,000 Liability |
550 - 659 | Safeco | $197 | Caleb, 36 | Volkswagen Jetta SE | • 100,000/300,000 Liability • Comp / Collision |
< 550 | Plymouth Rock | $288 | Marian, 32 Tampa, FL | Nissan Rogue S | • 50,000/100,000 Liability • Comp / Collision |
Ages | Minimum liability | Full coverage |
---|---|---|
< 18 | $373 | $1,204 |
18–21 | $317 | $734 |
Ages | Minimum liability | Full coverage |
---|---|---|
55–64 | $146 | $315 |
65 + | $145 | $302 |
Vehicle | Average monthly premium for state-minimum coverage | Average monthly premium for full coverage |
---|---|---|
$98 | $183 | |
$96 | $172 | |
$83 | $152 | |
$82 | $159 | |
$103 | $200 |
Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Toyota Camry L | Progressive | $294 | Milton, 27 | • 50,000/100,000 Liability • Comp / Collision |
Honda Accord EXL | Nationwide | $127 | Lura, 34 | • 100,000/300,000 Liability • Comp / Collision |
Nissan Altima | Safeco | $116 | Sallie, 37 | • 50,000/100,000 Liability |
Least Expensive Zip Codes | Average monthly insurance premium |
---|---|
34992 | $52 |
32963 | $58 |
32350 | $59 |
32358 | $66 |
32508 | $67 |
Most Expensive Zip Codes | Average monthly insurance premium |
---|---|
33013 | $705 |
32437 | $533 |
33122 | $455 |
33420 | $399 |
33394 | $391 |
City | Customer | Insurance Company | Premium (monthly) | Car | Insurance coverage |
---|---|---|---|---|---|
Orlando, FL | Darrell, 25 | Progressive | $220 | Hyundai Elantra Touring GLS | • No Coverage Liability • Comp / Collision |
Plantation, FL | Dennis, 51 | Travelers | $397 | KIA Stinger GT2 | • 100,000/300,000 Liability • Comp / Collision |
Haines City, FL | Evelyn, 26 | Nationwide | $110 | Ford F150 | • 50,000/100,000 Liability • Comp / Collision |
Brooksville, FL | Tyler, 56 | AAA | $92 | Pontiac Montana Luxury | • 25,000/50,000 Liability |
Middleburg, FL | Luke, 32 | Bristol West | $178 | Nissan Rogue Sport S | • No Coverage Liability |
Crestview, FL | Dominic, 25 | Infinity | $193 | Volkswagen Tiguan S | • State Minimum Liability • Comp / Collision |
Delray Beach, FL | Tyler, 39 | National General | $156 | Honda Accord Value Package | • No Coverage Liability • Comp / Collision |
Naples, FL | Lloyd, 33 | Mendota | $350 | KIA Sportage EX | • 25,000/50,000 Liability • Comp / Collision |
Santa Rosa Beach, FL | Lillie, 43 | Embark General | $144 | Hyundai Santa FE Sport | • No Coverage Liability |
Cape Coral, FL | Estelle, 27 | Dairyland | $596 | KIA Optima LX | • No Coverage Liability • Comp / Collision |