Services
Insurance
Loans
Repairs
Advice
About

Cheapest 2014 Chevrolet Silverado Car Insurance (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2014 Chevrolet Silverado
background
Find Insurance Savings
√
No long forms
√
No spam or unwanted calls
√
Quotes from top insurance companies
background
avatar
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
icon
Reviewed by Josh Damico, Vice President Insurance Operations
icon
Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does car insurance cost for a 2014 Chevrolet Silverado

The average cost of car insurance for a 2014 Chevrolet Silverado is $1,260 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2014 Chevrolet Silverado are 4% less
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2014 Chevrolet Silverado, use
Jerry
to get a detailed
car insurance price comparison

Compare the cheapest 2014 Chevrolet Silverado car insurance quotes

Thousands of smart Chevrolet Silverado drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $3,680 per year on car insurance. Below are cheap quotes Jerry found for 2014 Chevrolet Silverado drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
April 26, 2024
Progressive
$123
• State Minimum Liability
• Comp / Collision
April 25, 2024
Chevrolet Silverado K1500 LT
State Auto
$73
• 100,000/300,000 Liability
April 19, 2024
Plymouth Rock
$162
• 50,000/100,000 Liability
• Comp / Collision
April 16, 2024
Chevrolet Silverado K2500 Heavy Duty LT
Clearcover
$163
• 100,000/300,000 Liability
• Comp / Collision
April 13, 2024
Bristol West
$195
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 26, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2014 Chevrolet Silverado owners

There’s no best company for all 2014 Chevrolet Silverado drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2014 Chevrolet Silverado drivers rated different insurance companies, plus the average cost of insuring a ‘14 Silverado with each of those companies.
Insurance Company
Overall Rating
Average annual min liability
Average annual full coverage
4.6
$568
$1,929
4.6
$884
$2,678
4.5
$735
$1,686
4.4
$1,137
$2,580
4.4
$491
$1,893
4.3
$719
$1,416
4.3
$571
$1,451
4.2
$1,277
$2,066
4.2
$763
$1,758
4.2
$670
$2,065
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2014 Chevrolet Silverado insurance costs

After analyzing data from many 2014 Chevrolet Silverado drivers, we discovered that the typical monthly expense for minimum liability coverage is $105, which adds up to $1,260 annually. As for full coverage insurance, the average monthly cost for 2014 Chevrolet Silverado drivers is $162, or $1,944 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$105
$1,260
Full coverage
$162
$1,944
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2014 Chevrolet Silverado insurance costs by trim level

The cost of car insurance for a 2014 Chevrolet Silverado is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
2014 C1500
$171
$124
2014 C1500 LT
$143
$105
2014 C1500 LTZ
$220
$128
2014 K1500 High Country
$191
$96
2014 K1500 LT
$159
$82
2014 K1500 LTZ
$142
$127

How expensive is 2014 Chevrolet Silverado insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Chevrolet Silverado manufactured in 2014 with that of the four closest model years.
CarMinimum CoverageFull Coverage
1999 Chevrolet Silverado
$67
$122
2000 Chevrolet Silverado
$81
$130
2001 Chevrolet Silverado
$73
$117
2002 Chevrolet Silverado
$84
$112
2003 Chevrolet Silverado
$76
$144
2004 Chevrolet Silverado
$83
$131
2005 Chevrolet Silverado
$82
$159
2006 Chevrolet Silverado
$91
$166
2007 Chevrolet Silverado
$91
$149
2008 Chevrolet Silverado
$89
$142
2009 Chevrolet Silverado
$86
$154
2010 Chevrolet Silverado
$80
$133
2011 Chevrolet Silverado
$104
$160
2012 Chevrolet Silverado
$95
$160
2013 Chevrolet Silverado
$82
$162
2014 Chevrolet Silverado
$105
$162
2015 Chevrolet Silverado
$87
$170
2016 Chevrolet Silverado
$88
$169
2017 Chevrolet Silverado
$83
$180
2018 Chevrolet Silverado
$85
$179
2019 Chevrolet Silverado
$80
$184
2020 Chevrolet Silverado
$108
$186
2021 Chevrolet Silverado
$105
$198
2022 Chevrolet Silverado
$115
$196
2023 Chevrolet Silverado
$120
$192

Are 2014 Chevrolet Silverados expensive to insure? 

On average, car insurance for a 2014 Chevrolet Silverado costs $105. Compared with other models in a similar price range, it costs 4% less to insure a 2014 Chevrolet Silverado.
ModelAvg. Minimal Coverage Insurance CostAvg. Full Coverage Insurance Cost
2014 Mini Cooper
$64
$171
2014 Toyota Tundra
$66
$160
2014 Buick LaCrosse
$90
$186
2014 Chevrolet Silverado
$105
$162
2014 Jeep Grand Cherokee
$111
$183
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

2014 Chevrolet Silverado
NHTSA safety ratings

Rating TypeRating
Driver's
Passenger's
Overall Front
Overall Side
Overall Rollover Rating
Overall
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)
Side - Pole Barrier combined (REAR)
Front Seat
Rear Seat

What other factors affect 2014 Chevrolet Silverado insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2014 Chevrolet Silverado insurance costs for young drivers

The Chevrolet Silverado is a popular car with many young drivers—but don’t expect insurance to come cheap. Drivers between the ages of 16 and 25 pay some of the highest rates for car insurance. 
Teen drivers
in particular can expect to pay high rates due to a high rate of accidents and violations. 
Here’s what teen and young adult drivers pay per month on average to insure a Chevrolet Silverado:
Ages
Minimum liability
Full coverage
< 18
$191
$612
18–21
$176
$449

2014 Chevrolet Silverado insurance costs for senior drivers

On the other end of the spectrum,
senior drivers
typically enjoy some of the lowest rates for 2014 Chevrolet Silverado insurance. 
That’s because drivers over age 55 have more experience than just about anyone else on the road. 
The catch: around your mid-70s, you’ll likely see your car insurance rates start to climb again due to increased driver error and a higher likelihood of serious injuries. 
Here’s what drivers age 55 and up pay monthly on average to insure a Chevrolet Silverado
Ages
Minimum liability
Full coverage
55–64
$122
$252
65 +
$109
$270

2014 Chevrolet Silverado insurance cost for drivers with driving violations 

Speeding, DUIs, and at-fault accidents aren’t the only incidents on your driving record that can raise rates. 
Here’s what Chevrolet Silverado drivers paid on average after a violation:
Violation
Average annual insurance cost
Failure to obey signal
$4,416
Careless/Reckless driving
$4,252
Driving on a suspended license
$3,139
Minor speeding violation (20 mph or less over speed limit)
$3,190
Major speeding violation (21+ over speed limit)
$3,680

How can I lower the cost of insurance for my 2014 Chevrolet Silverado?

Smart shopping strategies
and
car insurance discounts
can help you lower the cost of coverage for a 2014 Chevrolet Silverado. Here’s how: 
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.
    Jerry
    makes the comparison process quick and easy!    
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Sarah Gray
badge icon
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.