Cheapest Saturn Car Insurance (Dec 2023)

How much does Saturn car insurance cost? 

How to find the cheapest Saturn car insurance quote?

Last Updated Dec 8, 2023

The best car insurance companies for Saturn drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Saturn models 

Safety features. Saturn vehicles with high safety ratings, like the
Saturn Vue
, tend to have lower insurance costs.
Vehicle value. Expensive vehicles tend to have higher insurance costs than cheap ones. Luckily, Saturn cars are known for their affordability, and none of Saturn’s lineup is excessively pricey. 
Vehicle class. Larger SUVs, like the Saturn Outlook, tend to have higher insurance costs than midsize SUVs and compact cars. 
Engine size. Cars with high-performance engines usually cost more to insure. While Saturn was not known for producing performance vehicles, the
Saturn Sky Red Line’s
zippy, turbocharged engine may represent a risk to insurance companies, resulting in increased rates.
Availability of replacement parts. Since the Saturn company is defunct, it may be challenging to acquire certain replacement parts. This can cause your insurance rates to climb. 
Cost of repairs. Expensive vehicles cost more to repair, which can translate to increased insurance costs. Fortunately, Saturn cars tend to have low repair costs.

Saturn S-Series insurance costs 

SL
: With a fair market price of $2,192, the 2002 Saturn S-Series SL is the bare-bones, entry-level four-door option. The car has a five-speed manual transmission and a 100-horsepower engine.
SL1
: With a fair market price of $2,334, the 2002 Saturn S-Series SL1 comes with manual windows and a basic audio system. It features the same 100-horsepower engine with an optional four-speed automatic transmission. 
SL2
: With a fair market price of $2,601, the 2002 Saturn S-Series SL2 is the highest trim level for the S-Series lineup. It features a zippy, 124-horsepower engine, an optional four-speed automatic transmission, and upgrade features, like power windows, an audio system, and optional alloy wheels. 
SC1
: With a fair market price of $2,361, the 2002 Saturn S-Series SC1 is the coupe version of the SL1. It comes with a 100-horsepower engine and an optional four-speed automatic transmission.
SC2
: With a fair market price of $2,464, the 2002 Saturn S-Series SC2 is the three-door coupe version of the SL2. It features a sporty 124-horsepower engine, optional automatic transmission, and enhanced interior features. 

Last Updated Dec 8, 2023

Saturn Ion insurance costs 

Ion 2
: With a fair market price of $4,567, the 2007 Saturn Ion 2 is the base Ion model. It features power locks, Onstar, a CD player, and a 145-horsepower engine.
Ion 3
: With a fair market price of $5,301, the 2007 Saturn Ion 3 features a range of upgrades, including power windows, air conditioning, cruise control, 16-inch wheels, an anti-theft system, and a 145-horsepower engine.
Red Line
: With a fair market price of $5,245, the 2007 Saturn Ion Red Line is a sportier version of the Ion available only in the four-door coupe body style. It features 17-inch wheels with performance tires, sport-tuned suspension, leather seats, and a sporty 236-horsepower engine. 

Last Updated Dec 7, 2023

Saturn Vue insurance cost

XE
: With a fair market price of $5,314, the 2009 Saturn Vue XE is the base model Vue. It features 16-inch alloy wheels, AC, keyless entry, Onstar, full power accessories, and a 169-horsepower engine. 
XR
: With a fair market price of $5,281, the 2009 Saturn Vue XR is the middle-range model. It features upgrades, including 17-inch wheels, a luggage rack, automatic climate control, Bluetooth, and a 169-horsepower engine.
Red Line
: With a fair market price of $6,031, the 2009 Saturn Vue Red Line is a sportier version of the base Vue. It features sport-tuned suspension, a rear spoiler, 18-inch wheels, and a 257-horsepower engine. 

Last Updated Dec 3, 2023

Saturn Outlook insurance costs 

XE
: With a fair market price of $5,407, the 2009 Saturn Outlook XE is the base model. It features 18-inch wheels, full power accessories, AC with rear controls, Onstar, satellite radio, and a 285-horsepower engine. 
XR
: With a fair market price of $5,710, the 2009 Saturn Outlook XR includes the same features as the XE with the additions of upgrades, including roof rails, Bluetooth, dual-zone climate control, and foglights. 

Last Updated Dec 3, 2023

Saturn Sky insurance costs 

Base
: With a fair market price of $11,463, the 2009 Saturn Sky base model includes 18-inch wheels, AC, full power accessories, a six-speaker audio system, satellite radio, and a 173-horsepower engine.
Red Line
: With a fair market price of $12,368, the 2009 Saturn Sky Red Line includes all of the base model’s features with the addition of a sportier suspension, limited slip differential, and a turbocharged 260-horsepower engine. 

Last Updated Dec 8, 2023

Are Saturns more expensive to insure?

Cheapest Saturns to insure

Most expensive Saturns to insure

What factors affect Saturn car insurance rates?

Vehicle age. New cars typically have higher insurance costs due to greater values and more expensive technology. 
Vehicle cost. Expensive vehicles, like luxury and sports cars, tend to be more expensive to insure than entry-level economy cars. 
Parts cost. Pricier vehicles tend to have more expensive replacement parts. This can cause your insurance rates to climb. 
Your age. Drivers under the age of 25 tend to pay the steepest insurance rates. Older drivers in their 70s usually pay the second highest rates out of all age groups. 
Your driving record and insurance claims history. If you have a history of accidents or insurance claims, you should expect to pay a steeper premium. On the other hand, if you have a clean record, your rates will typically be on the lower end. 
Where you store your car. Your insurance rate also depends on the location in which you park your car. Parking outside comes with higher theft and vandalism risks, which will increase your insurance rates. 

Availability of parts. Because Saturn cars are no longer in production, it may be difficult to acquire certain replacement parts. This can lead to increased insurance costs.
Price. Saturn vehicles tend to be inexpensive, which can reduce your monthly insurance bill.
Age. Saturns are no longer in production, meaning that only older, used Saturns are on the road today. Driving an older used car can help keep your insurance costs low. 

Saturn insurance cost for young drivers

Progressive

Darrell (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Cedar Hill, MO

Saturn Aura XE

$172

per month

Travelers

Leo (23 years old)

Coverage

State Minimum

Commerce, CA

Saturn ION Level 1

$136

per month

AAA

Joe (24 years old)

Coverage

25,000 per person

50,000 per accident bodily injury

Mount Holly, NJ

Saturn ION Level 1

$150

per month

Mercury

Helen (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Brunswick, GA

Saturn Aura XE

$300

per month

Saturn insurance cost for senior drivers

Progressive

Craig (73 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Coraopolis, PA

Saturn VUE

$90

per month

Safeco

Daisy (70 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Pasadena, MD

Saturn ION Level 2

$189

per month

Clearcover

Delia (65 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Saint George, UT

Saturn Aura XR

$189

per month

State Auto

Jacob (65 years old)

Coverage

State Minimum

Dearing, GA

Saturn VUE

$125

per month

Bristol West

Ruby (87 years old)

Coverage

No Coverage

Crescent City, FL

Saturn VUE XE

$131

per month

Saturn insurance cost for drivers with driving violations 

Speeding tickets
DUIs
At-fault accidents
Reckless driving
Driving on a suspended license

Cheapest car insurance for Saturn drivers with a speeding ticket

Last Updated Dec 7, 2023

Cheapest car insurance for Saturn drivers with a DUI

Progressive

Jim (42 years old)

DUI

Coverage

State Minimum

Zebulon, GA

Saturn VUE

$69

per month

National General

Georgia (44 years old)

DUI

Coverage

State Minimum

Enfield, NC

Saturn VUE

$94

per month

Clearcover

Josephine (27 years old)

DUI

Coverage

State Minimum

Green Bay, WI

Saturn SL2

$77

per month

Bristol West

Eleanor (39 years old)

DUI

Coverage

State Minimum

Loveland, CO

Saturn ION Level 1

$208

per month

Cheapest car insurance for Saturn drivers after an accident

Last Updated Dec 5, 2023

Cheapest car insurance for Saturn drivers with other driving violations on their record

Last Updated Dec 9, 2023

How can I lower the cost of my Saturn car insurance?

Compare rates. The best way to find the most affordable rate is by
shopping around for insurance coverage
. Jerry makes the shopping process simple by showing you free quotes from over 50 of today’s top insurers. 
Bundle your insurance plans.
Bundling your homeowners and auto insurance
with the same company is an excellent way to reduce your monthly bill. 
Participate in a telematics program. Many insurance providers offer
insurance discounts
for participating in a telematics program. These programs track your driving habits and reward safe drivers. 
Raise your deductible. Your deductible is the amount you must pay out of pocket before the insurance company will start paying on a claim. Raising this number can lower your monthly premium. 
Reduce your coverage. Older cars don’t require the same level of protection as new vehicles. If you drive an older car, you might be able to cut down on your insurance costs by
reducing your coverage
. 
Purchase a used car. New cars are more expensive to insure than older ones. Driving a used Saturn is a great way to cut down on your monthly expenses.