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Cheapest Saturn Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Saturn.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does Saturn car insurance cost? 

From 1990 to 2010, Saturn produced reliable, quality vehicles with a business model focused on customer satisfaction. From compact cars to station wagons and crossover SUVs, Saturn’s vehicle lineup offers a mix of comfort and fuel efficiency at a price point that won’t break the bank. 
On average, Saturn drivers pay $1,056 annually for
car insurance
. With those numbers, Saturn drivers tend to pay 28% less than the national average. 
But since every Saturn driver is different, your insurance premium will vary based on a variety of factors. That means there is no actual “average”
car insurance quote
, and rates vary from person to person. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.

How to find the cheapest Saturn car insurance quote?

Jerry is dedicated to helping drivers find the best auto insurance rates by comparing dozens of personalized quotes to save you time and money. Jerry has helped 2714 Saturn drivers find an average savings of $1,534 on car insurance!
Check out the table below for some real examples. 
DateCarInsurance CompanyPremium (monthly)Customer DetailsInsurance coverage
July 19, 2024
Saturn VUE XRPlymouth Rock
$215
• 100,000/300,000 Liability
• Comp / Collision
July 11, 2024
Saturn ION Level 2Travelers
$156
• State Minimum Liability
• Comp / Collision
July 7, 2024
Saturn VUE XRSafeco
$63
• 100,000/300,000 Liability
• Comp / Collision
June 30, 2024
Saturn ION Level 2Mercury
$125
• 50,000/100,000 Liability
June 29, 2024
Saturn VUE XEInfinity
$126
• State Minimum Liability
• Comp / Collision
coverageLast Updated Jul 19, 2024

The best car insurance companies for Saturn drivers

As you
shop for car insurance
, it’s critical that you search for the right company for both you and your car. 
The best insurance provider for you will depend on your driving history, location, age, and claims record. Because of this, there is no single best insurer for everyone. Here at Jerry, we conducted the largest insurance survey in the nation to help you compare providers and choose the best insurance policy for you. 
The table below contains real ratings from Saturn drivers just like you.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
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We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
State Farm
I've looked at 20 or different auto insurances and they had the best prices for what I needed!
Cassidy
Progressive
Great deal for full coverage insurance!
Edwina
Gainsco
Needed to make adjustments to my finances and expenses. Saved me money and time
Joann
AAA
Good company...fast towing services.
Ingrid

Are Saturns more expensive to insure?

Compared to the average cost of other cars, Saturn vehicles cost 28% less to insure. 
Car MakeAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Buick
$86
$172
Saturn
$88
$150
Chevrolet
$92
$174
Ford
$92
$170
Infiniti
$105
$213

Cheapest Saturns to insure

The Saturn model with the cheapest insurance rate is the 2010 Saturn Outlook, with an average monthly premium of $56 for minimum liability coverage and $75 for full coverage. 

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2010 Saturn Outlook
$65
$93

Most expensive Saturns to insure

The most expensive Saturn model to insure is the 2010 Saturn Outlook, with an average monthly premium of $56 for minimum liability coverage and $75 for full coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2010 Saturn Outlook
$65
$93
Keep in mind that the cheapest coverage option depends on many factors, including your car model year, your age, your driving record, and your insurance history. Shopping around and comparing quotes from various auto insurance companies is the most effective way to find the best rates. 

What factors affect Saturn car insurance rates?

Many factors affect
how car insurance is calculated
, including the following: 
  • Vehicle age. New cars typically have higher insurance costs due to greater values and more expensive technology. 
  • Vehicle cost. Expensive vehicles, like luxury and sports cars, tend to be more expensive to insure than entry-level economy cars. 
  • Parts cost. Pricier vehicles tend to have more expensive replacement parts. This can cause your insurance rates to climb. 
  • Your age. Drivers under the age of 25 tend to pay the steepest insurance rates. Older drivers in their 70s usually pay the second highest rates out of all age groups. 
  • Your driving record and insurance claims history. If you have a history of accidents or insurance claims, you should expect to pay a steeper premium. On the other hand, if you have a clean record, your rates will typically be on the lower end. 
  • Where you store your car. Your insurance rate also depends on the location in which you park your car. Parking outside comes with higher theft and vandalism risks, which will increase your insurance rates. 
Your Saturn insurance rates may also depend on the following factors:
  • Availability of parts. Because Saturn cars are no longer in production, it may be difficult to acquire certain replacement parts. This can lead to increased insurance costs.
  • Price. Saturn vehicles tend to be inexpensive, which can reduce your monthly insurance bill.
  • Age. Saturns are no longer in production, meaning that only older, used Saturns are on the road today. Driving an older used car can help keep your insurance costs low. 

Saturn insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 pay the most expensive insurance rates out of any age group. Experts recommend full coverage for teens who own their own cars because teenagers are substantially more likely to be involved in a crash than more experienced older drivers. 

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Leonard (20 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carSaturn VUE XE
$123
per month
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Brent (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSaturn ION Level 2
$215
per month
card cover
Leo (23 years old)
coverageCoverage
State Minimum
locationCommerce, CA
carSaturn ION Level 1
$136
per month
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Marvin (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationCedar Hill, MO
carSaturn Aura XE
$122
per month
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Scott (23 years old)
coverageCoverage
State Minimum
carSaturn VUE
$107
per month

Saturn insurance cost for senior drivers

Insurance costs start to go back up when drivers reach their mid-70s.
Car insurance rates for seniors
tend to be high because older drivers are statistically more likely to be involved in accidents. Additionally, seniors are more prone to serious injury when involved in a crash, raising medical expenses and insurance rates. 

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Craig (73 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSaturn VUE
$90
per month
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Dora (80 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationScott City, MO
carSaturn ION Level 2
$61
per month
card cover
Clearcover
Delia (65 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carSaturn Aura XR
$189
per month
card cover
Jacob (65 years old)
coverageCoverage
State Minimum
locationDearing, GA
carSaturn VUE
$125
per month
card cover
Gainsco
Viola (76 years old)
coverageCoverage
State Minimum
carSaturn SL2
$62
per month

Saturn insurance cost for drivers with driving violations 

Your driving record will play a prominent role in your Saturn car insurance rate. If you have a clean record with no at-fault accidents, you can expect a lower monthly premium. On the other hand, you should expect to pay a higher rate if you have any of the following offenses on your record:
  • Speeding tickets
  • DUIs
  • At-fault accidents
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Saturn drivers with a speeding ticket

A single speeding ticket for traveling less than five miles over the limit is unlikely to raise your insurance rates significantly. However, multiple tickets or one criminal speeding ticket can cause your rates to skyrocket. Jerry is proud to help Saturn drivers with speeding tickets of varying severities find affordable car insurance. 

Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Saturn Aura XR
Electric
$79
• State Minimum Liability
Speeding 6-10
Saturn Outlook XRTravelers
$164
• State Minimum Liability
• Comp / Collision
Speeding 11-15
Saturn ION Level 3Dairyland
$227
• State Minimum Liability
coverageLast Updated Jul 17, 2024

Cheapest car insurance for Saturn drivers with a DUI

If you have a
DUI conviction
on your record, your insurance quotes are likely to vary from company to company. To find the right coverage at the best rate, you should compare multiple companies and their offerings. Jerry has a detailed history of helping Saturn drivers with DUI convictions find cheap car insurance. 

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Adelaide (24 years old)
DUI
coverageCoverage
30,000 per person
60,000 per accident bodily injury
locationStrasburg, VA
carSaturn Aura XE
$152
per month
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Georgia (44 years old)
DUI
coverageCoverage
State Minimum
locationEnfield, NC
carSaturn VUE
$94
per month
card cover
Clearcover
Josephine (27 years old)
DUI
coverageCoverage
State Minimum
locationGreen Bay, WI
carSaturn SL2
$77
per month
card cover
Hannah (26 years old)
DUI
coverageCoverage
No Coverage
carSaturn SC1
$237
per month
card cover
Nancy (42 years old)
DUI
coverageCoverage
State Minimum
locationZebulon, GA
carSaturn VUE
$76
per month

Cheapest car insurance for Saturn drivers after an accident

Two of the most critical factors influencing your insurance rates are your accident and claims history. If you’ve caused an accident in the recent past, your rates will most likely rise. Here at Jerry, we’ve helped many Saturn drivers find low rates after accidents. 

Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With No Injury
Saturn VUE XRSafeco
$104
• 100,000/300,000 Liability
At Fault With Injury
Saturn ION Level 1Allstate
$206
• State Minimum Liability
Not At Fault
Saturn Outlook XRAAA
$127
• State Minimum Liability
At Fault With No Injury
Saturn SL1Nationwide
$259
• 100,000/300,000 Liability
• Comp / Collision
At Fault With Injury
Saturn VUEState Auto
$79
• 50,000/100,000 Liability
coverageLast Updated Jul 15, 2024

Cheapest car insurance for Saturn drivers with other driving violations on their record

Outside of DUIs and speeding tickets, other driving offenses, like reckless driving and
driving on a suspended license
, can cause your rates to rise. Below, we put together a list of various driving violations and how we’ve helped Saturn drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Saturn SC2Progressive
$154
• State Minimum Liability
• Comp / Collision
Defective Equipment
Saturn VUENational General
$146
• State Minimum Liability
Failure to Obey Signal
Saturn SL1Safeco
$248
• State Minimum Liability
• Comp / Collision
Wrong Way/Wrong Lane
Saturn VUEProgressive
$104
• State Minimum Liability
Cell Phone
Saturn L200Safeco
$225
• State Minimum Liability
Careless Driving
Saturn VUEAAA
$98
• State Minimum Liability
Driving on Sus. License
Saturn VUE XEBristol West
$87
• State Minimum Liability
Failure to Yield
Saturn Aura XRNationwide
$137
• 50,000/100,000 Liability
• Comp / Collision
Improper Passing
Saturn VUECommonwealth Insurance
$96
• State Minimum Liability
coverageLast Updated Jul 17, 2024

How can I lower the cost of my Saturn car insurance?

There are several ways you can lower your Saturn insurance rates. 
  • Compare rates. The best way to find the most affordable rate is by
    shopping around for insurance coverage
    . Jerry makes the shopping process simple by showing you free quotes from over 50 of today’s top insurers. 
  • Bundle your insurance plans.
    Bundling your homeowners and auto insurance
    with the same company is an excellent way to reduce your monthly bill. 
  • Participate in a telematics program. Many insurance providers offer
    insurance discounts
    for participating in a telematics program. These programs track your driving habits and reward safe drivers. 
  • Raise your deductible. Your deductible is the amount you must pay out of pocket before the insurance company will start paying on a claim. Raising this number can lower your monthly premium. 
  • Reduce your coverage. Older cars don’t require the same level of protection as new vehicles. If you drive an older car, you might be able to cut down on your insurance costs by
    reducing your coverage
  • Purchase a used car. New cars are more expensive to insure than older ones. Driving a used Saturn is a great way to cut down on your monthly expenses. 

FAQs

Saturns are no longer in production, meaning you’ll have to purchase a used Saturn. While known for their affordability and reliability, there are a couple of other factors you should consider before buying a used Saturn:
  • Resale value. Because Saturns are no longer in production, their resale value is low compared to other car makes. 
  • Parts availability. Saturn replacement parts may be hard to find due to the discontinuation of the Saturn brand. 
If you don’t plan on selling the car soon and aren’t concerned about the lack of available OEM parts, a used Saturn may be an excellent choice for you. 
Saturns are generally regarded as durable and reliable vehicles, often lasting for well over 100,000 miles. However, the exact lifespan of a given Saturn car will depend on several factors, including maintenance, driving conditions, and individual care. A properly maintained Saturn should last for many years, while a poorly cared-for Saturn may quickly deteriorate. 
Saturn stopped producing vehicles in 2009. Because of that, every Saturn on the road today is at least 14 years old and used. Older used cars tend to have significantly lower insurance costs than new vehicles.
Because of this, you should not expect your Saturn insurance to rise significantly over time. 
Insurance costs are based on a variety of factors, including the car’s age, model, and trim options. A more expensive or newer Saturn will likely cost more to insure, while an older model with less advanced tech will typically have lower insurance costs. 
On average, Saturn drivers pay $1,800 for full coverage annually and $1,056 for minimum liability coverage. But remember, those are averages—and the exact rate you’ll pay depends on a variety of factors, including your age, location, driving history, and car model. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.