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The average cost of Saturn car insurance is $1,408 per year. But the exact cost of Saturn insurance varies based on your model, driving record, and location—and your insurance company.
In its prime, Saturn was a go-to option for many drivers looking for reliable vehicles at an economical price. While Saturn was discontinued in 2010, that won’t get in the way of finding car insurance for your vehicle—and with help from Jerry, finding cheap car insurance that offers you the right amount of coverage is easier than ever.
The average annual cost of car insurance coverage for a Saturn vehicle is $1,408 But the insurance costs for your Saturn will depend on factors like your driving history, the level of coverage you choose, and where you live.
Often, Saturn insurance costs are relatively inexpensive, but they can vary from model to model. Here are a few reasons why:
As there are no new Saturns on the road, their values will continue to depreciate. Lower values often translate to lower car insurance costs
While repair costs are considered average for Saturns, finding replacement parts for certain repairs could prove difficult since it’s been discontinued—and that could affect your rates
Different Saturns have varying levels of reliability, which can have an impact on the number of claims made
Saturns also have varying safety ratings, with some faring better than others. More and better safety features often mean lower insurance costs
The most reliable way to get a sense of car insurance costs for your Saturn is to get quotes from multiple insurance providers. That might sound time-consuming—and it can be, if you’re seeking them out one by one—but it doesn’t have to be with Jerry.
With the Jerry app, it only takes about 45 seconds to answer a few brief questions, and the app will find you customized quotes from the nation’s top car insurance providers. Not only does this make it much easier to find the best available car insurance rate for your Saturn, but it also saves you a ton of time!
How much insurance do you need for a Saturn?
The amount of insurance you’ll need for your Saturn will depend on factors like its age and what state it will be registered in.
Once you have your state’s minimum insurance, you’ll have your legal bases covered, but it’s often a good idea for drivers to consider additional coverage.
If you have a twenty-year-old Saturn that doesn’t have much value anymore, you might be comfortable sticking with your state’s minimum requirements. However, for newer vehicles, it’s often recommended to seek out collision and comprehensive coverage. These coverages, in combination with those above, are commonly considered “full car insurance coverage.”
Collision coverage would cover damage to your Saturn after an accident, while comprehensive coverage would cover incidents like theft, hail and other severe weather, vandalism, and more.
So, what kind of quotes could you see from Jerry for your Saturn? You’ll have to get started in the app to find out, but take a look at how much other Jerry customers have saved—and hear directly from them about the experience!
The model of Saturn you drive can have an impact on your car insurance costs. Generally speaking, you’ll see lower car insurance costs for Saturns that are older, lower in value, smaller and more lightweight, or have higher safety ratings. Larger, more expensive Saturns can often come with higher insurance costs.
Of course, there’s plenty of room for variation here. Here’s a look at some of Saturn’s most popular models and how their characteristics could have an impact on your car insurance quotes.
How much does Saturn Vue insurance cost?
This compact SUV was one of Saturn’s best sellers, and the number of them that are still on the streets today can serve as a testament to their longevity and general reliability.
Some Saturn Vues have better safety ratings than others, depending on the model year, which can have a significant effect on your annual premium. The Insurance Institute for Highway Safety (IIHS) made the 2008 and 2009 Saturn Vues Top Safety Picks for their respective years.
For a bird’s eye view of how Vue insurance costs can vary by model year and coverage level, take a look at the table below:
The Saturn Aura was popular in its prime—and it even earned the title of North American Car of the Year in 2007.
As a midsize Sedan, a Saturn Aura could end up being less expensive than a Vue or another SUV to insure. Whether you drive the more luxurious XR trim or the base-level XE could affect your premium as well.
To get a better sense of how much your Aura might cost to insure, take a look at the table below:
The Saturn Sky was a roadster popular for its overall handling but pretty tight when it came to storage space.
Generally speaking, the Sky can be one of the more expensive Saturns to insure. While there are more powerful sports cars out there, high-performance vehicles tend to be considered more high-risk vehicles and often carry higher insurance costs as a result.
Here’s a look at what average car insurance costs can be like for Sky drivers:
The SL had a spot on Saturn’s lineup from 1992 to 2002. It earned a reputation as a solidly reliable vehicle at an affordable price, without too many extra bells and whistles. As one of Saturn’s compact cars, the SL is typically one of the cheapest Saturns to insure.
The annual cost to insure a Saturn SL can vary depending on your age, the car’s age, your driving record, and what coverage options you choose.
In this day and age, car insurance shopping should be quick and straightforward—or at least, that’s what we believe at Jerry. That’s why we decided to make the process faster and easier than ever.
Once you’ve downloaded the Jerry app, it only takes about 45 seconds to answer a few quick questions and start comparing customized, real-time quotes from the nation’s top insurance providers. From there, you can pick the right coverage for your Saturn at the right rate, and our team of friendly, experienced agents can help make switching to your new policy a breeze.
“I wanted to stick with only the insurance my state requires for now. Jerry helped me save $75 a month on my premium!” —Nora H.
Best car insurance companies for your Saturn
Saturn owners have often found savings from providers including Allstate, Kemper, and Nationwide, but there’s no one-size-fits-all car insurance provider when it comes to finding the best deals for all Saturns.
Providers set algorithms to determine insurance premiums, and the way they weigh factors can be subject to change. While one provider might make safety features one of its top priorities, another could be more concerned with potential repair costs. Another still could offer you a greater number of discounts that end up giving you a lower premium.
That’s why, if you’re looking for the best rate for your Saturn’s car insurance, it’s a good idea to seek out multiple quotes from different providers. While that might sound time-consuming, it doesn’t have to be with the Jerry app!
All you have to do is answer a few questions, which takes less than a minute, and then Jerry will use those answers to gather your customized quotes from top insurance providers, all in one spot—making it faster and easier than ever to find the right coverage for your Saturn at the right rate.
Here’s a look at how different providers’ quotes for Saturn vehicles compare—and how much you could save when you make a switch with Jerry!
It’s not just your vehicle make and model that will affect your car insurance costs—your driving record also will make a difference
The reason why is relatively straightforward: responsible drivers usually constitute less risk for an insurance provider, and as such, they’ll likely pay less for insurance.
If you have violations on your driving record, finding insurance isn’t impossible, but you might end up having to pay more. Saturn owners who have received a DUI conviction could pay $2,049 more per year for car insurance. Meanwhile, getting a speeding ticket could add an average of $1,408 to your annual premium.
The table below shows how different driving records can result in different insurance costs:
Lastly, location will also play a significant role in what your car insurance premium costs. Different locations will have different levels of risk for incidents like theft or natural disasters, and insurance costs will vary as a result. An insurance quote for a Saturn driver from Washington could look very different from a quote for a driver in Florida.
If you’re curious to see how average car insurance rates in different states compare, take a look at the table below.