How much does Saturn car insurance cost?

From 1990 to 2010, Saturn produced reliable, quality vehicles with a business model focused on customer satisfaction. From compact cars to station wagons and crossover SUVs, Saturn’s vehicle lineup offers a mix of comfort and fuel efficiency at a price point that won’t break the bank.

On average, Saturn drivers pay $1,056 annually for car insurance. With those numbers, Saturn drivers tend to pay 28% less than the national average.

But since every Saturn driver is different, your insurance premium will vary based on a variety of factors. That means there is no actual “average” car insurance quote, and rates vary from person to person. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.

How to find the cheapest Saturn car insurance quote?

Jerry is dedicated to helping drivers find the best auto insurance rates by comparing dozens of personalized quotes to save you time and money. Jerry has helped 2443 Saturn drivers find an average savings of $1,534 on car insurance!

Check out the table below for some real examples.

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage	Has Full Coverage
December 29, 2024	Saturn Ion Level 2	Assurance America	$67	Iva, 30, Oro Valley, AZ	State Minimum	No
December 28, 2024	Saturn Ion Level 2	Progressive	$93	Justin, 54, Columbus, GA	State Minimum	Yes
December 27, 2024	Saturn Vue	Gainsco	$224	Jerry, 42, Warner Robins, GA	State Minimum	No
December 27, 2024	Saturn Aura Xe	Bristol West	$503	Matthew, 51, Atlanta, GA	State Minimum	No
December 27, 2024	Saturn Vue	The General	$105	Leroy, 20, Fletcher, OK	State Minimum	No

Last Updated Dec 31, 2024

The best car insurance companies for Saturn drivers

As you shop for car insurance, it’s critical that you search for the right company for both you and your car.

The best insurance provider for you will depend on your driving history, location, age, and claims record. Because of this, there is no single best insurer for everyone. Here at Jerry, we conducted the largest insurance survey in the nation to help you compare providers and choose the best insurance policy for you.

The table below contains real ratings from Saturn drivers just like you.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

Insurance costs for popular Saturn models

The Saturn model that you drive will play a significant role in your insurance costs. Here are some of the factors that affect your insurance rates:

• Safety features. Saturn vehicles with high safety ratings, like the Saturn Vue, tend to have lower insurance costs.
• Vehicle value. Expensive vehicles tend to have higher insurance costs than cheap ones. Luckily, Saturn cars are known for their affordability, and none of Saturn’s lineup is excessively pricey.
• Vehicle class. Larger SUVs, like the Saturn Outlook, tend to have higher insurance costs than midsize SUVs and compact cars.
• Engine size. Cars with high-performance engines usually cost more to insure. While Saturn was not known for producing performance vehicles, the Saturn Sky Red Line’s zippy, turbocharged engine may represent a risk to insurance companies, resulting in increased rates.
• Availability of replacement parts. Since the Saturn company is defunct, it may be challenging to acquire certain replacement parts. This can cause your insurance rates to climb.
• Cost of repairs. Expensive vehicles cost more to repair, which can translate to increased insurance costs. Fortunately, Saturn cars tend to have low repair costs.

Take a look at the table below to see the average cost of car insurance for some popular Saturn models.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Saturn Vue	$97	$147
Saturn Ion	$88	$169
Saturn Aura	$93	$151
Saturn Outlook	$75	$147

Most states have a minimum coverage insurance requirement. Typically, that requirement includes low amounts of basic liability coverage, which includes bodily injury and property damage liability.

Full coverage, on the other hand, features both collision coverage and comprehensive coverage. These forms of insurance provide complete financial protection for you, your vehicle, and other drivers and passengers on the road.

Saturn S-Series insurance costs

The Saturn S-Series was Saturn’s first and longest-running model. Produced from 1990 to 2002, the S-Series was available in a coupe, sedan, or station wagon and offered an affordable, fuel-efficient, and reliable ride.

Your Saturn S-Series trim level also influences the insurance rate you pay. Trim level refers to the different options and features available for a given car model. For example, the Saturn S-Series was available in three body styles with a few trim options.

• SL: With a fair market price of $2,192, the 2002 Saturn S-Series SL is the bare-bones, entry-level four-door option. The car has a five-speed manual transmission and a 100-horsepower engine.
• SL1: With a fair market price of $2,334, the 2002 Saturn S-Series SL1 comes with manual windows and a basic audio system. It features the same 100-horsepower engine with an optional four-speed automatic transmission.
• SL2: With a fair market price of $2,601, the 2002 Saturn S-Series SL2 is the highest trim level for the S-Series lineup. It features a zippy, 124-horsepower engine, an optional four-speed automatic transmission, and upgrade features, like power windows, an audio system, and optional alloy wheels.
• SC1: With a fair market price of $2,361, the 2002 Saturn S-Series SC1 is the coupe version of the SL1. It comes with a 100-horsepower engine and an optional four-speed automatic transmission.
• SC2: With a fair market price of $2,464, the 2002 Saturn S-Series SC2 is the three-door coupe version of the SL2. It features a sporty 124-horsepower engine, optional automatic transmission, and enhanced interior features.

Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Saturn Sl	Assurance America	$87	Cecilia, 28, Texarkana, TX	State Minimum	No
Saturn Sl	Bristol West	$97	Eric, 36, Jesup, GA	State Minimum	No
Saturn Sl	Aspire Advantage	$50	Louis, 53, Lompoc, CA	State Minimum	No
Saturn Sl	Aspen	$249	Stephen, 62, Fort Worth, TX	State Minimum	No
Saturn Sl	Aspen	$210	Joe, 21, Buda, TX	State Minimum	No

Last Updated Dec 31, 2024

Saturn Ion insurance costs

The Saturn Ion, produced from 2003 to 2007, replaced the S-Series. It was available as a sedan or four-door coupe and was known for its modern styling and enhanced performance.

Remember that auto insurance quotes vary from person to person and depend on a variety of factors, including the car’s trim level.

• Ion 2: With a fair market price of $4,567, the 2007 Saturn Ion 2 is the base Ion model. It features power locks, Onstar, a CD player, and a 145-horsepower engine.
• Ion 3: With a fair market price of $5,301, the 2007 Saturn Ion 3 features a range of upgrades, including power windows, air conditioning, cruise control, 16-inch wheels, an anti-theft system, and a 145-horsepower engine.
• Red Line: With a fair market price of $5,245, the 2007 Saturn Ion Red Line is a sportier version of the Ion available only in the four-door coupe body style. It features 17-inch wheels with performance tires, sport-tuned suspension, leather seats, and a sporty 236-horsepower engine.

Here’s how much you might expect your cost to change based on the trim level of your car:

Check out some real quotes from Jerry users:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Saturn Ion Level 2	Assurance America	$67	Iva, 30, Oro Valley, AZ	State Minimum	No
Saturn Ion Level 2	Progressive	$93	Justin, 54, Columbus, GA	State Minimum	Yes
Saturn Ion Level 2	National General	$123	Roy, 36, Indianapolis, IN	State Minimum	No
Saturn Ion Level 2	Progressive	$161	Gene, 20, Middletown, NY	State Minimum	No
Saturn Ion Level 2	Assurance America	$172	Steve, 25, Marietta, GA	State Minimum	No

Last Updated Dec 31, 2024

Saturn Vue insurance cost

The Saturn Vue, produced from 2002 to 2010, is a compact SUV. The Vue was known for its excellent safety ratings, comfortable interior, and fuel efficiency and was a popular choice among SUV buyers.

Costs can vary based on the trim level and the driver’s profile. The Saturn Vue was available in three trim levels:

• XE: With a fair market price of $5,314, the 2009 Saturn Vue XE is the base model Vue. It features 16-inch alloy wheels, AC, keyless entry, Onstar, full power accessories, and a 169-horsepower engine.
• XR: With a fair market price of $5,281, the 2009 Saturn Vue XR is the middle-range model. It features upgrades, including 17-inch wheels, a luggage rack, automatic climate control, Bluetooth, and a 169-horsepower engine.
• Red Line: With a fair market price of $6,031, the 2009 Saturn Vue Red Line is a sportier version of the base Vue. It features sport-tuned suspension, a rear spoiler, 18-inch wheels, and a 257-horsepower engine.

Here’s how much you might expect your cost to change based on the trim level of your car:

Below, you can find real Saturn Vue insurance quotes from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Saturn Vue	Gainsco	$224	Jerry, 42, Warner Robins, GA	State Minimum	No
Saturn Vue	The General	$105	Leroy, 20, Fletcher, OK	State Minimum	No
Saturn Vue	Gainsco	$111	Allen, 32, Gilmer, TX	State Minimum	No
Saturn Vue	Progressive	$579	Dale, 51, Great Neck, NY	State Minimum	Yes
Saturn Vue	Bristol West	$86	Ralph, 32, Yankton, SD	50/100	Yes

Last Updated Dec 31, 2024

Saturn Outlook insurance costs

The Saturn Outlook is a midsize crossover SUV produced from 2007 to 2010. It was a popular choice for families with room for eight people and was known for having a variety of available options.

The Saturn Outlook was available in two trim levels:

• XE: With a fair market price of $5,407, the 2009 Saturn Outlook XE is the base model. It features 18-inch wheels, full power accessories, AC with rear controls, Onstar, satellite radio, and a 285-horsepower engine.
• XR: With a fair market price of $5,710, the 2009 Saturn Outlook XR includes the same features as the XE with the additions of upgrades, including roof rails, Bluetooth, dual-zone climate control, and fog lights.

Here’s how much you might expect your cost to change based on the trim level of your car:

The table below contains Saturn Outlook insurance quotes from real Jerry customers.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Saturn Outlook Xr	Assurance America	$96	Jesus, 55, Unadilla, GA	State Minimum	Yes
Saturn Outlook Xe	Progressive	$129	Francis, 44, Douglas, GA	State Minimum	Yes
Saturn Outlook Xr	Progressive	$139	David, 36, Deweyville, TX	State Minimum	No
Saturn Outlook Xr	Assurance America	$90	Henrietta, 38, Palm Coast, FL	No Coverage	No
Saturn Outlook Xe	The General	$81	Janie, 32, Dixon, IL	State Minimum	No

Last Updated Dec 31, 2024

Saturn Sky insurance costs

The Saturn Sky is a two-seat sport convertible produced from 2006 to 2010. It was known for its sleek, unique style and enjoyable driving experience.

• Base: With a fair market price of $11,463, the 2009 Saturn Sky base model includes 18-inch wheels, AC, full power accessories, a six-speaker audio system, satellite radio, and a 173-horsepower engine.
• Red Line: With a fair market price of $12,368, the 2009 Saturn Sky Red Line includes all of the base model’s features with the addition of a sportier suspension, limited slip differential, and a turbocharged 260-horsepower engine.

Here’s how much you might expect your cost to change based on the trim level of your car:

Below, you’ll find real Saturn Sky car insurance quotes from real Jerry customers.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Saturn Sky	National General	$88	Ella, 37, Stockton, CA	State Minimum	No
Saturn Sky Redline	Bristol West	$81	Christopher, 58, Port Saint Lucie, FL	No Coverage	No
Saturn Sky Redline	Aspire Advantage	$183	Eleanor, 54, Yucca Valley, CA	State Minimum	Yes
Saturn Sky	Gainsco	$121	Frank, 57, Independence, MO	State Minimum	No
Saturn Sky Redline	Bristol West	$139	Bill, 48, Phoenix, AZ	State Minimum	Yes

Last Updated Dec 31, 2024

Are Saturns more expensive to insure?

Compared to the average cost of other cars, Saturn vehicles cost 28% less to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Subaru	$85	$155
Saturn	$88	$150
Ford	$92	$170
Mercedes-Benz	$100	$208
Hyundai	$101	$186

Cheapest Saturns to insure

The Saturn model with the cheapest insurance rate is the 2010 Saturn Outlook, with an average monthly premium of $56 for minimum liability coverage and $75 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2010 Saturn Outlook	$65	$65

Most expensive Saturns to insure

The most expensive Saturn model to insure is the 2010 Saturn Outlook, with an average monthly premium of $56 for minimum liability coverage and $75 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2010 Saturn Outlook	$65	$93

Keep in mind that the cheapest coverage option depends on many factors, including your car model year, your age, your driving record, and your insurance history. Shopping around and comparing quotes from various auto insurance companies is the most effective way to find the best rates.

What factors affect Saturn car insurance rates?

Many factors affect how car insurance is calculated, including the following:

• Vehicle age. New cars typically have higher insurance costs due to greater values and more expensive technology.
• Vehicle cost. Expensive vehicles, like luxury and sports cars, tend to be more expensive to insure than entry-level economy cars.
• Parts cost. Pricier vehicles tend to have more expensive replacement parts. This can cause your insurance rates to climb.
• Your age. Drivers under the age of 25 tend to pay the steepest insurance rates. Older drivers in their 70s usually pay the second highest rates out of all age groups.
• Your driving record and insurance claims history. If you have a history of accidents or insurance claims, you should expect to pay a steeper premium. On the other hand, if you have a clean record, your rates will typically be on the lower end.
• Where you store your car. Your insurance rate also depends on the location in which you park your car. Parking outside comes with higher theft and vandalism risks, which will increase your insurance rates.

Your Saturn insurance rates may also depend on the following factors:

• Availability of parts. Because Saturn cars are no longer in production, it may be difficult to acquire certain replacement parts. This can lead to increased insurance costs.
• Price. Saturn vehicles tend to be inexpensive, which can reduce your monthly insurance bill.
• Age. Saturns are no longer in production, meaning that only older, used Saturns are on the road today. Driving an older used car can help keep your insurance costs low.

Saturn insurance cost for young drivers

Teen drivers between the ages of 16 and 19 pay the most expensive insurance rates out of any age group. Experts recommend full coverage for teens who own their own cars because teenagers are substantially more likely to be involved in a crash than more experienced older drivers.

Saturn insurance cost for senior drivers

Insurance costs start to go back up when drivers reach their mid-70s. Car insurance rates for seniors tend to be high because older drivers are statistically more likely to be involved in accidents. Additionally, seniors are more prone to serious injury when involved in a crash, raising medical expenses and insurance rates.

Saturn insurance cost for drivers with driving violations

Your driving record will play a prominent role in your Saturn car insurance rate. If you have a clean record with no at-fault accidents, you can expect a lower monthly premium. On the other hand, you should expect to pay a higher rate if you have any of the following offenses on your record:

• Speeding tickets
• DUIs
• At-fault accidents
• Reckless driving
• Driving on a suspended license

Cheapest car insurance for Saturn drivers with a speeding ticket

A single speeding ticket for traveling less than five miles over the limit is unlikely to raise your insurance rates significantly. However, multiple tickets or one criminal speeding ticket can cause your rates to skyrocket. Jerry is proud to help Saturn drivers with speeding tickets of varying severities find affordable car insurance.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Speeding Violation-Minor	Saturn Vue	Gainsco	$111	Allen, 32, Gilmer, TX	State Minimum	No
Speeding Violation-Major	Saturn Aura Xe	The General	$81	Nathan, 49, Middletown, OH	State Minimum	No
Speeding Violation-Major	Saturn Vue Xe	National General	$123	Isaac, 34, Crookston, MN	State Minimum	No
Speeding 1-5	Saturn Aura Xe	The General	$86	Melvin, 31, Colcord, OK	State Minimum	No
Speeding Violation-Minor	Saturn Vue	Aspen	$51	Mildred, 47, Morrilton, AR	25/50	No

Last Updated Dec 31, 2024

Cheapest car insurance for Saturn drivers with a DUI

If you have a DUI conviction on your record, your insurance quotes are likely to vary from company to company. To find the right coverage at the best rate, you should compare multiple companies and their offerings. Jerry has a detailed history of helping Saturn drivers with DUI convictions find cheap car insurance.

Cheapest car insurance for Saturn drivers after an accident

Two of the most critical factors influencing your insurance rates are your accident and claims history. If you’ve caused an accident in the recent past, your rates will most likely rise. Here at Jerry, we’ve helped many Saturn drivers find low rates after accidents.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
At Fault With No Injury	Saturn Ion Level 2	Assurance America	$67	Iva, 30, Oro Valley, AZ	State Minimum	No
At Fault With No Injury	Saturn Aura Xe	Bristol West	$503	Matthew, 51, Atlanta, GA	State Minimum	No
Not At Fault	Saturn Vue	The General	$105	Leroy, 20, Fletcher, OK	State Minimum	No
Not At Fault	Saturn Ion Level 2	National General	$123	Roy, 36, Indianapolis, IN	State Minimum	No
At Fault With No Injury	Saturn L100	Progressive	$410	Douglas, 23, Detroit, MI	State Minimum	No

Last Updated Dec 31, 2024

Cheapest car insurance for Saturn drivers with other driving violations on their record

Outside of DUIs and speeding tickets, other driving offenses, like reckless driving and driving on a suspended license, can cause your rates to rise. Below, we put together a list of various driving violations and how we’ve helped Saturn drivers with these violations save on their car insurance.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Suspension	Saturn Vue Xr	Dairyland	$154	Harvey, 61, Willcox, AZ	50/100	Yes
Driving on Sus. License	Saturn Sl2	Mendota	$104	Adele, 27, Phoenix, AZ	State Minimum	No
Ticket Violation Not Listed	Saturn Aura Xe	National General	$61	Warren, 41, Lathrop, CA	State Minimum	No
Driving on Sus. License	Saturn Ion Level 3	Electric	$77	Seth, 57, Mount Morris, IL	State Minimum	No
Ticket Violation Not Listed	Saturn Vue	The General	$92	Clifford, 32, Chicago, IL	State Minimum	No

Last Updated Dec 31, 2024

How can I lower the cost of my Saturn car insurance?

There are several ways you can lower your Saturn insurance rates.

• Compare rates. The best way to find the most affordable rate is by shopping around for insurance coverage. Jerry makes the shopping process simple by showing you free quotes from over 50 of today’s top insurers.
• Bundle your insurance plans. Bundling your homeowners and auto insurance with the same company is an excellent way to reduce your monthly bill.
• Participate in a telematics program. Many insurance providers offer insurance discounts for participating in a telematics program. These programs track your driving habits and reward safe drivers.
• Raise your deductible. Your deductible is the amount you must pay out of pocket before the insurance company will start paying on a claim. Raising this number can lower your monthly premium.
• Reduce your coverage. Older cars don’t require the same level of protection as new vehicles. If you drive an older car, you might be able to cut down on your insurance costs by reducing your coverage.
• Purchase a used car. New cars are more expensive to insure than older ones. Driving a used Saturn is a great way to cut down on your monthly expenses.