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Updated on Sep 15, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How much does Acura car insurance cost?
How to find the cheapest Acura car insurance quote?
Insurance costs for popular Acura models
What factors affect Acura car insurance rates?
How can I lower the cost of my Acura car insurance?
FAQs
Methodology
Meet Our Experts

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How much does Acura car insurance cost?

On the US market since 2006, Acura is the luxury nameplate made by Honda. Acura’s unique styling and updated features are perfect for drivers who want Honda’s reliability but with a sleeker appearance.

The average Acura driver can expect to pay $1,236 per year for

auto insurance

—but you’re not the average Acura driver, are you?

Your zip code, specific Acura model, and driving history all affect the price you pay for coverage. That’s why we can’t generalize about an average

auto insurance quote

for all Acuras. However, we can share some of our research about Acura drivers and their insurance costs. In fact, Jerry has helped 9524 Acura drivers save an average of $2,030 on their car insurance. That’s pretty nifty!

How to find the cheapest Acura car insurance quote?

Jerry conducted a groundbreaking survey to help drivers understand what affects their insurance. This data comes from hours poring over data, analyzing 9524 Acura insurance quotes from Jerry customers in the last 12 months.

Let’s look at some real data, shall we? Jerry has provided Acura car insurance quotes to real drivers. Here are some of their costs with providers listed beside.

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage
September 15, 2024	Acura MDX	Travelers	$157	Jacob, 45 Peachtree City, GA	• 50,000/100,000 Liability • Comp / Collision
September 13, 2024	Acura MDX	AAA	$185	Andrew, 35 Hazle Township, PA	• State Minimum Liability • Comp / Collision
September 11, 2024	Acura 3.2TL	Nationwide	$96	John, 38 La Verkin, UT	• 50,000/100,000 Liability • Comp / Collision
August 31, 2024	Acura RDX	Progressive	$65	Bertie, 72 Mountlake Terrace, WA	• State Minimum Liability • Comp / Collision
August 29, 2024	Acura TL	Allstate	$222	Sally, 23 Ogden, UT	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 15, 2024

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Best car insurance companies for Acura drivers

You’ve probably never heard someone say that they love

shopping for car insurance

—but what’s not to love about finding the perfect policy for you and your Acura?

Firstly, remember that there is no “best” insurance company for all Acura drivers. There is a best company out there for you and your specific coverage needs, however. You just have to hunt down that magical company (hint:

Jerry

can help).

Here’s how real Acura drivers rated some popular insurance companies—check out their ratings below.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Acura models

Insurance rates are partially determined by the specific model you drive. That’s because safety features and other parts vary from one Acura model to the next. Here are some of the factors to consider:

Safety features: Some Acura models are rated higher for safety, whether on crash test ratings or driver assistance features. That’s why the Acura TLX is slightly cheaper to insure.

Vehicle value: If a specific model is worth more on the market, then you’ll pay more to insure it. Consider the street value of the

NSX

versus the Integra.

Vehicle class: Passenger sedans and compact SUVs cost less to insure than performance models, huge SUVs, and hybrid/electric models.

Engine size: Bigger engines mean more horsepower—and that corresponds with more speeding tickets, according to insurance companies. If you drive a high horsepower Acura like the TLX Type S, expect higher-than-average rates.

Repair and replacement: Hybrid motors and specialty parts (like for luxury trim levels) can be more difficult to repair, simply because the parts are harder to find. Insurance companies charge more for these vehicles.

Check out the table below to see the average cost of auto insurance for some popular Acura models.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Acura MDX	$99	$171
Acura TL	$103	$201
Acura TSX	$111	$176
Acura RDX	$93	$173
Acura ILX	$120	$194
Acura TLX	$129	$215

To legally drive, all Acura owners must carry the

minimum coverage insurance

required in their state. This typically includes low amounts of

basic liability insurance

, for both bodily injury and property damage liability. Some states also require uninsured motorist coverage. You can opt for special coverages like medical payments (MedPay) in most places, too.

For most Acura drivers,

full-coverage insurance

is a better investment than liability-only auto insurance. Though it comes with higher auto insurance costs,

collision

and

comprehensive coverage

are the only coverages that offer protection for you, your passengers, and your Acura.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

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Acura TLX insurance costs

This speedy sedan is an undeniable bargain, with excellent performance and stylish features. The TLX offers 272 horsepower on the base model, or 355 on the Type S. There are three exterior colors available, and the sports trim options are delightful.

On average, Acura TLX insurance costs $215 per month for full coverage and $129 per month for state minimum coverage.

Trim level is a major factor when determining Acura insurance costs. On the TLX, there are six trims to choose from:

Base: Starting at $41,245, this model comes with a 2.0L four-cylinder and 10-speed automatic transmission with standard FWD and 31 highway mpg.

Technology: Upgrading to this trim starts at $44,745, and you’ll get perforated leather seating and a suite of LED lighting for the interior of the cabin. The navigation system is standard—and so is the premium 13-speaker audio system.

A-Spec: The A-Spec trim starts at $47,495, and you’ll get a 17-speaker audio system, wireless charging station, and ventilated front seats.

Advance: With the Advance rim, you’ll enjoy the top-notch ELS sound system and a wireless charging pad along with the luxury and sports features from lower trim levels, all starting at $51,945.

Type S: With a starting price of $56,445, the value of this sport model is its best feature. You get 355-hp with a V6, adaptive dampers, and a premium audio system.

Type S PMC: Starting at $63,995, this model includes special features from the Performance Manufacturing Center like carbon-fiber decklid lip spoiler, gloss-black roof panels, and black chrome exhaust finishers.

Check out real quotes from Jerry drivers:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Acura Acura_tlx	AAA	$68	Elizabeth, 37 South Boston, VA	• 50,000/100,000 Liability
Acura Acura_tlx	Progressive	$60	Hilda, 43 Orange, NJ	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 15, 2024

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Acura RDX insurance costs

The RDX is a compact SUV that delivers luxury in spades. There are a variety of optional packages to customize your ride, and helpful driver assistance features for peace of mind. Plus, the price is right.

Data shows that the average Acura RDX insurance policy costs $173 for full coverage and $93 for state minimum coverage.

Trim level is a key factor in determining insurance prices. Some Acura RDX trim levels will be more expensive to insure than others. Well, technically there’s one trim level but there are four packages available for the 2024 model year:

Base: Starting at $42,945, enjoy 272-hp and a 10-speed automatic transmission with 28 highway mpg. Standard features include a 10.2-inch touchscreen and a WiFi hotspot.

Technology: This model includes driver assistance features like front-rear park assist at a starting price of $45,195. There are also helpful features like traffic rerouting and wireless phone charging.

A-Spec: Starting at $48,195, this package is purely aesthetic. MPG drops by 1 with the A-Spec, but it’s still impressive. This model has red sports seats and ambient cabin lighting, plus theft deterrent.

Advance: With the Advance trim, you’ll enjoy a head-up display and valuable adaptive dampers. Upgrading to this trim, which starts at $52,545, also buys you a 360-degree camera to help with parking, plus rain-sensing wipers.

Check out real quotes from Jerry drivers:

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Acura Acura_rdx	Safeco	$62	Clarence, 33 Londonderry, NH	• 50,000/100,000 Liability
Acura Acura_rdx	Progressive	$71	Ruby, 44 Lucedale, MS	• 100,000/300,000 Liability

Last Updated Sep 15, 2024

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Acura MDX insurance costs

The MDX is an SUV for the whole family. It’s a practical and attractive model, with nice luxury features on the higher trim levels. You can opt for a sports package like the Type S for even more impressive performance.

On average, Acura MDX insurance costs $171 for full coverage and $99 for state minimum coverage. Costs vary between trim models as well as based on driver profiles.

The 2024 Acura MDX comes in six options:

Base: The base trim starts at $50,745, and you get a standard V6 engine with 290-hp. FWD is standard but AWD is available. The proximity key fob is valuable.

Technology: Starting at $54,945, you’ll enjoy adjustable interior lighting, a 12-speaker premium audio system, and rear automated emergency braking.

A-Spec: Upgrade to the A-Spec trim starting at $60,645 to enjoy an in-car PA system, sport pedals, and a larger rear anti-roll bar. The sporty 20-inch alloy wheels are fun, too.

Advance: Starting at $64,195, the luxury kicks in with beautiful wood, leather, and metal accents on the interior. Enjoy the convenience of a hands-free power liftgate and 360-degree camera, too.

Type S: With the Type S trim, you’ll bump up the horsepower to 355. AWD is standard on this trim, which starts at $68,545, and you’ll also get a 16-speaker sound system.

Type S Advance: Starting at $73,895, this model has a 25-speaker sound system and heated steering wheel. Massaging seats keep you comfy, and you’ll stand out with unique leather upholstery with blue piping

In the table below, you’ll find real Acura MDX insurance quotes from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Acura Acura_mdx	Nationwide	$79	Elijah, 33 Coeur D Alene, ID	• 50,000/100,000 Liability
Acura Acura_mdx	Travelers	$57	Raymond, 35 Bowie, MD	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 13, 2024

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Acura ILX insurance costs

While the ILX will be discontinued next year, it’s still a good option in the Acura lineup. It’s a stylish and affordable sedan that’s better-equipped than a standard Honda, with optional luxury features to bump up your experience behind the wheel. It’s one of the most affordable Acuras to insure.

On average, it costs $194 per month to buy full coverage car insurance for an Acura ILX and $120 for state minimum coverage.

The 2024 Acura ILX is available in four trim levels:

Base: Starting at $28,395, enjoy 201 horsepower and an impressive 34 highway mpg. Note that the touchscreen is not standard on the base model. The power moonroof is a nice touch—and push-button start is fun, too.

Premium: Upgrade to the Premium trim starting at $29,545, you get an 8-inch touchscreen system with standard Apple CarPlay and Android Auto. You also get more driver assistance tech, like blind-spot alert.

Premium A-Spec: With the Premium A-Spec trim, which starts at $31,545, the interior design gets much better with a red-lit instrument panel and aluminum pedals. Outside enjoy LED foglights and black exterior accents.

Technology A-Spec: Starting at $31,445, enjoy a multi-view rearview camera, a navigation system, and a premium 10-speaker audio system—plus Acura’s nifty Song by Voice system.

In the table below, you’ll find real quotes for real Acura drivers from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Acura Acura_ilx	Safeco	$86	Tommy, 40 Provo, UT	• 50,000/100,000 Liability
Acura Acura_ilx	Safeco	$66	Martin, 38 Murrells Inlet, SC	• 100,000/300,000 Liability

Last Updated Sep 15, 2024

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Acura Integra insurance costs

The Integra is Acura’s entry level sedan. It’s sleek and stylish, offering just enough features to make you feel luxurious while helping you save money. The available manual transmission is a nice touch, too.

The average cost for Acura Integra insurance is $192 per month for full coverage and $93 per month for state minimum coverage.

The 2024 Acura Integra is available in three trim levels:

Base: The base Integra starts at $32,495 and offers 200 horsepower and standard CVT with FWD. You’ll also enjoy 37 highway MPG.

A-Spec: Starting at $33,895, this model is the best of the lineup with sportier exterior styling and available six-speed manual transmission.

A-Spec Technology: With the A-Spec Technology package, enjoy a large digital gauge 16-speaker audio system, and wireless charging station, all starting at $36,895. Faux-suede inserts and a 12-way power adjusting driver’s seat are well worth the investment.

In the table below, you’ll find real quotes for real people from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Acura Integra GS	Progressive	$120	Troy, 34 Alpharetta, GA	• 50,000/100,000 Liability • Comp / Collision
Acura Integra LS	Safeco	$206	Bessie, 32 Mount Vernon, NY	• 100,000/300,000 Liability
Acura Integra LS	Allstate	$193	Olivia, 27 Castro Valley, CA	• 20,000/40,000 Liability
Acura Integra GS	Clearcover	$106	Samuel, 24 Oakwood, GA	• State Minimum Liability
Acura Integra GS	Bristol West	$103	Marguerite, 43 Jersey City, NJ	• 25,000/50,000 Liability

Last Updated Sep 12, 2024

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Are Acuras more expensive to insure?

Acuras cost 0% less to insure compared to the average cost of other cars.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Mini	$90	$166
Chevrolet	$92	$174
Toyota	$93	$166
Lexus	$97	$194
Acura	$103	$186

Cheapest Acuras to insure

If you’re looking to save money on insurance, try the 2022 Acura RDX. It’s the cheapest Acura model to insure. Expect to pay an average monthly premium of $31 for state minimum coverage and an average of $180 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2022 Acura RDX	$93	$180
2014 Acura RDX	$93	$183
2011 Acura MDX	$93	$161
2019 Acura ILX	$93	$197
2013 Acura TL	$93	$222

Most expensive Acuras to insure

The most expensive Acura model to insure on average is 2016 Acura TLX. The average driver of this model can expect to spend $190 per month for state minimum coverage or an average of $185 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2016 Acura TLX	$173	$190
2018 Acura ILX	$164	$175
2017 Acura TLX	$159	$203
2018 Acura RDX	$157	$250
2019 Acura RDX	$148	$188

Don’t let the average costs confuse you. You could pay more or less, depending on your personal driving history and zip code—even if you drive the same model! Get free quotes for your specific model and driver profile to get a better idea of what you should be paying. Cheap insurance is possible, but to find the best rates you have to put in the work.

What factors affect Acura car insurance rates?

Let’s take a closer look at some of the various factors that affect

how car insurance is calculated

. All auto insurance companies have their own unique formulas, weighing some factors more or less than other providers. Regardless, here are the factors that might affect your Acura car insurance rates:

Vehicle cost: If you spent a lot of money on the car, it will cost a lot of money to replace it if you get into an accident. That’s why collision and comprehensive coverage cost more for high-performance and luxury vehicles

Vehicle age: Newer cars tend to have newer technology—which will cost more to repair or replace. That’s why older cars typically cost less to insure.

Cost of parts: If you drive a rare model or if the vehicle includes a hybrid powertrain, replacement parts can be tricky to locate. That’s a higher risk for the car insurance companies, so you’ll be charged a higher rate for coverage.

Your age: Drivers over 70 years old will pay higher-than-average costs for insurance, as will drivers under the age of 25. Both groups face unique and elevated risks on the road.

Your driving record and claims history: A clean driving record will unlock the lowest rates, but speeding tickets and other traffic violations can hike up your rates.

Where you keep your car: If you live in a zip code with a very dense population, you might spend more for insurance. That’s because of the elevated risk of accidents with other cars and pedestrians.

Here are a few specific factors that impact auto insurance rates for Acura:

Imports: While Acura is an imported model, it’s a very popular brand. Replacement parts are not overly expensive or hard to find.

Safety: Honda and Acura get peak ratings in safety assessments, and safer vehicles are cheaper to insure.

Reliability: Acuras benefit from Honda’s top-notch reputation for reliability. This helps bring down insurance costs immensely.

Acura insurance cost for young drivers

Young drivers don’t have as much experience on the road. As a result,

teen drivers

aged 16 to 19 can expect to pay the highest insurance rates of all drivers. They have less experience and probably a low credit score. After the age of 25, the cost of car insurance starts to decrease.

Teen drivers who own a newer vehicle should consider full coverage with collision coverage, since young folks face higher accident rates.

Progressive

Helena (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Ogden, UT

Acura TSX

$146

per month

Progressive

Carolyn (24 years old)

Coverage

State Minimum

Pigeon Forge, TN

Acura TSX

$171

per month

Allstate

Tommy (24 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Saint George, UT

Acura TL

$249

per month

Safeco

Leon (24 years old)

Coverage

State Minimum

San Antonio, TX

Acura TLX

$261

per month

Travelers

Kate (22 years old)

Coverage

State Minimum

Mattapan, MA

Acura TLX Technology

$326

per month

Acura insurance cost for senior drivers

Like young drivers, older drivers face unique risks on the road. Drivers over 70 tend to get into more car accidents—and the costs associated with recovering from an accident can be higher. To compensate for these elevated costs,

car insurance rates for seniors

tend to be higher than average with most insurance providers.

Progressive

Lillie (72 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Dallas, TX

Acura RDX

$161

per month

Nationwide

Jeffery (86 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Pittsburgh, PA

Acura TL

$147

per month

Safeco

Tommy (66 years old)

Coverage

State Minimum

Milwaukee, WI

Acura TLX Advance

$103

per month

National General

Marie (73 years old)

Coverage

State Minimum

Morrow, GA

Acura TSX

$281

per month

Bristol West

Ray (68 years old)

Coverage

No Coverage

Opa Locka, FL

Acura MDX

$209

per month

Acura insurance cost for drivers with driving violations

Some violations have a bigger impact on your rate than others, but any violation can be a red flag for an insurance company. It’s a sign that you might commit another violation in the future—and this could cost the company money.

Acura drivers with no violations will pay the lowest rates. If you have any of these incidents on your record within the last three to five years, you could face higher rates:

Speeding tickets

DUIs

At fault accidents

Reckless driving

Driving on a suspended license

Cheapest car insurance for Acura drivers with speeding ticket

In addition to the fine for speeding, you’ll notice a bump in your insurance premium after a ticket. A single ticket isn’t worth losing sleep, but repeated offenses should be avoided at all costs.

Jerry has helped Acura drivers with speeding tickets who need to find affordable coverage.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
Speeding 1-5	Acura TLX Type S	Bristol West	$313	Harriett, 26 Jackson, NJ	• 25,000/50,000 Liability
Speeding 6-10	Acura TSX	Plymouth Rock	$91	Willie, 32 Rochester, NY	• 15,000/30,000 Liability
Speeding 11-15	Acura TL	National General	$101	Kenneth, 51 Midvale, UT	• State Minimum Liability
Speeding 16-20	Acura 3.2TL	Clearcover	$132	Marie, 50 Griffin, GA	• State Minimum Liability • Comp / Collision
Speeding 21+	Acura TLX Advance	Travelers	$302	Leon, 34 Pensacola, FL	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 15, 2024

Cheapest car insurance for Acura drivers with a DUI record

No matter what car you drive, a

DUI conviction

is a serious offense. It carries major penalties and it can make it very difficult to find car insurance. Some companies will refuse to insure a driver with a DUI, whereas others will simply charge very high rates for the extreme risk of insuring you.

If you have a DUI on your record, you definitely need to shop around to compare rates at different companies. It’s the only way to find out what the lowest rate is for your situation.

Jerry has helped other Acura drivers with DUis in their search for affordable auto insurance.

Progressive

Evelyn (36 years old)

DUI

Coverage

State Minimum

Saint Paul, MN

Acura MDX Technology

$159

per month

AAA

Josephine (35 years old)

DUI

Coverage

State Minimum

Columbus, OH

Acura RSX

$69

per month

Travelers

Nancy (45 years old)

DUI

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

San Carlos, CA

Acura MDX Technology

$146

per month

Clearcover

Marvin (52 years old)

DUI

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Carmel, IN

Acura TL

$149

per month

National General

Jorge (35 years old)

DUI

Coverage

State Minimum

Charlotte, NC

Acura TLX Technology

$120

per month

Cheapest car insurance for Acura drivers after an accident

An at-fault accident is a clear indicator that you’re a risky driver. Unfortunately, a single at-fault accident can raise your rates tremendously.

Jerry can help Acura drivers with accidents on their records find car insurance. Here are some examples of real drivers Jerry has helped.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage
At Fault With Injury	Acura TLX Tech	Safeco	$549	Jeremy, 32 Silver Spring, MD	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Acura MDX Technology	Allstate	$209	Jennie, 40 Renton, WA	• 100,000/300,000 Liability • Comp / Collision
At Fault With Injury	Acura TSX Tech	Travelers	$153	Stanley, 52 Charlotte, NC	• State Minimum Liability • Comp / Collision
Not At Fault	Acura RDX	Nationwide	$205	Cecilia, 45 Glen Mills, PA	• 100,000/300,000 Liability • Comp / Collision
At Fault With No Injury	Acura RDX Technology	Clearcover	$78	Bruce, 31 Bolingbrook, IL	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 10, 2024

Cheapest car insurance for Acura drivers with other driving violations on their record

Violations like reckless driving and

driving on a suspended license

are also serious offenses that insurers will notice. A single offense at this level can trigger a rate hike.

Check out this list of common driving violations and how much each violation could impact your Acura insurance costs.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Illegal Turn	Acura TL	Progressive	$185	Nannie, 28 Ellenwood, GA	• State Minimum Liability
Defective Equipment	Acura Integra GS	Safeco	$122	Cornelia, 22 Wilmington, NC	• 50,000/100,000 Liability
Failure to Obey Signal	Acura TLX	AAA	$268	Stanley, 59 Clifton Heights, PA	• 25,000/50,000 Liability • Comp / Collision
Wrong Way/Wrong Lane	Acura TLX Tech	Bristol West	$292	Pauline, 54 Blacklick, OH	• 100,000/300,000 Liability • Comp / Collision
Cell Phone	Acura TSX	National General	$105	Cecilia, 34 Nashville, TN	• State Minimum Liability
Careless Driving	Acura ILX Base Watch Plus	Travelers	$167	Noah, 31 Oakland, CA	• 250,000/500,000 Liability • Comp / Collision
Driving on Sus. License	Acura 2.3CL	Progressive	$227	Elsie, 29 Clover, SC	• State Minimum Liability
Failure to Obey Signal	Acura RDX Technology	Mercury	$265	Ann, 48 Kissimmee, FL	• 100,000/300,000 Liability • Comp / Collision
Seat Belt	Acura ILX Premium	Safeco	$175	Roxie, 32 Orlando, FL	• 100,000/300,000 Liability • Comp / Collision
Improper Passing	Acura TSX	Clearcover	$114	Kyle, 53 Oak Lawn, IL	• State Minimum Liability • Comp / Collision

Last Updated Sep 15, 2024

How can I lower the cost of my Acura car insurance?

To lower your costs as an Acura owner, try some of these expert tips:

Shop around:

Shopping around for insurance coverage

is the only way to uncover the best possible rate for your unique driver profile. Get quotes from multiple companies to see who offers the lowest price for your needs—an

insurance comparison app

like Jerry makes the process easy.

Opt for a smaller model: If you don’t need a high-performance speedster, stick with a smaller model. You’ll save even more money on insurance costs if you buy used instead of new.

Bundle your insurance policies:

Bundling your home and auto insurance

with the same company can amount to a lower overall bill.

Ask about discounts: Almost all insurance companies offer a variety of

car insurance discounts

. Some are easy to unlock (like the eStatement discount) whereas others you have to earn (like the safe driver discount).

Reduce your coverage: If the value of your vehicle is relatively low (like on many older vehicles), you can lower your monthly premium by

reducing coverage

. Consider your coverage options carefully before you commit.

FAQs

How much is insurance on a 2002 Acura TL?

Your driver history has a big impact on your rates, so it’s a little difficult to generalize. But you can expect to pay anywhere between $60 and $100 per month to insure a 2002 Acura TL. Remember to shop around to find the lowest rate.

Why is Acura insurance so expensive?

Acura is the luxury nameplate of Honda, and luxury vehicles cost more to insure. That being said, Acura is one of the more affordable luxury brands. Insurance costs for Acuras are actually much lower than the average insurance cost for other luxury brands.

Are Acuras expensive to insure?

Sometimes. Acuras get great safety ratings which can help with reducing insurance costs. However, Acura is a luxury brand. If you opt for a top-trim compact SUV from Acura, you can expect peak insurance costs.

How much is insurance for Acura TL Type S?

As a top-trim offering from Acura, the Type S TL is one of the more expensive Acura models to insure. We can’t generalize about rates because your premium depends heavily on your location and your driving history, but the

Type S

may cost over $3,000 per year to insure.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet Our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.