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Cheapest Acura Car Insurance (Dec 2023)
Cheapest Acura Car Insurance (Dec 2023)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Acura.
Find Insurance Savings (100% Free!)
No long forms
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Quotes from top insurance companies
R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page? 
- How much does Acura car insurance cost?
- How to find the cheapest Acura car insurance quote?
- Insurance costs for popular Acura models
- What factors affect Acura car insurance rates?
- How can I lower the cost of my Acura car insurance?
- FAQs
- Methodology
- Meet Our Experts
Load full table of contents
How much does Acura car insurance cost?
On the US market since 2006, Acura is the luxury nameplate made by Honda. Acura’s unique styling and updated features are perfect for drivers who want Honda’s reliability but with a sleeker appearance.
The average Acura driver can expect to pay $1,236 per year for
auto insurance
—but you’re not the average Acura driver, are you?Your zip code, specific Acura model, and driving history all affect the price you pay for coverage. That’s why we can’t generalize about an average
auto insurance quote
for all Acuras. However, we can share some of our research about Acura drivers and their insurance costs. In fact, Jerry has helped 9573 Acura drivers save an average of $1,928 on their car insurance. That’s pretty nifty! How to find the cheapest Acura car insurance quote?
Jerry conducted a groundbreaking survey to help drivers understand what affects their insurance. This data comes from hours poring over data, analyzing 9573 Acura insurance quotes from Jerry customers in the last 12 months.
Let’s look at some real data, shall we? Jerry has provided Acura car insurance quotes to real drivers. Here are some of their costs with providers listed beside.
| Date | Car | Insurance Company | Premium (monthly) | Customer Details | Insurance coverage |
|---|---|---|---|---|---|
December 7, 2023 | Acura 3.2TL | Nationwide | $96 | Alan, 37 La Verkin, UT | • 50,000/100,000 Liability • Comp / Collision |
December 2, 2023 | Acura RDX | AAA | $107 | Cory, 40 | • 50,000/100,000 Liability • Comp / Collision |
November 27, 2023 | Acura TL | Allstate | $222 | Verna, 22 | • 100,000/300,000 Liability • Comp / Collision |
November 25, 2023 | Acura MDX | Progressive | $151 | Ellen, 37 Stanton, TX | • State Minimum Liability • Comp / Collision |
November 21, 2023 | Acura MDX Technology | Mercury | $110 | Annie, 79 | • State Minimum Liability |
Last Updated Dec 7, 2023Best car insurance companies for Acura drivers
You’ve probably never heard someone say that they love
shopping for car insurance
—but what’s not to love about finding the perfect policy for you and your Acura? Firstly, remember that there is no “best” insurance company for all Acura drivers. There is a best company out there for you and your specific coverage needs, however. You just have to hunt down that magical company (hint:
Jerry
can help).Here’s how real Acura drivers rated some popular insurance companies—check out their ratings below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Acura models
Insurance rates are partially determined by the specific model you drive. That’s because safety features and other parts vary from one Acura model to the next. Here are some of the factors to consider:
- Safety features: Some Acura models are rated higher for safety, whether on crash test ratings or driver assistance features. That’s why the Acura TLX is slightly cheaper to insure.
- Vehicle value: If a specific model is worth more on the market, then you’ll pay more to insure it. Consider the street value of theNSXversus the Integra.
- Vehicle class: Passenger sedans and compact SUVs cost less to insure than performance models, huge SUVs, and hybrid/electric models.
- Engine size: Bigger engines mean more horsepower—and that corresponds with more speeding tickets, according to insurance companies. If you drive a high horsepower Acura like the TLX Type S, expect higher-than-average rates.
- Repair and replacement: Hybrid motors and specialty parts (like for luxury trim levels) can be more difficult to repair, simply because the parts are harder to find. Insurance companies charge more for these vehicles.
Check out the table below to see the average cost of auto insurance for some popular Acura models.
To legally drive, all Acura owners must carry the
minimum coverage insurance
required in their state. This typically includes low amounts of basic liability insurance
, for both bodily injury and property damage liability. Some states also require uninsured motorist coverage. You can opt for special coverages like medical payments (MedPay) in most places, too. For most Acura drivers,
full-coverage insurance
is a better investment than liability-only auto insurance. Though it comes with higher auto insurance costs, collision
and comprehensive coverage
are the only coverages that offer protection for you, your passengers, and your Acura. 
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Acura TLX insurance costs
This speedy sedan is an undeniable bargain, with excellent performance and stylish features. The TLX offers 272 horsepower on the base model, or 355 on the Type S. There are three exterior colors available, and the sports trim options are delightful.
On average, Acura TLX insurance costs $215 per month for full coverage and $129 per month for state minimum coverage.
Trim level is a major factor when determining Acura insurance costs. On the TLX, there are six trims to choose from:
- Base: Starting at $41,245, this model comes with a 2.0L four-cylinder and 10-speed automatic transmission with standard FWD and 31 highway mpg.
- Technology: Upgrading to this trim starts at $44,745, and you’ll get perforated leather seating and a suite of LED lighting for the interior of the cabin. The navigation system is standard—and so is the premium 13-speaker audio system.
- A-Spec: The A-Spec trim starts at $47,495, and you’ll get a 17-speaker audio system, wireless charging station, and ventilated front seats.
- Advance: With the Advance rim, you’ll enjoy the top-notch ELS sound system and a wireless charging pad along with the luxury and sports features from lower trim levels, all starting at $51,945.
- Type S: With a starting price of $56,445, the value of this sport model is its best feature. You get 355-hp with a V6, adaptive dampers, and a premium audio system.
- Type S PMC: Starting at $63,995, this model includes special features from the Performance Manufacturing Center like carbon-fiber decklid lip spoiler, gloss-black roof panels, and black chrome exhaust finishers.
Let’s go over the average insurance cost for Acura TLX trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$149 | $232 | |
$114 | $194 | |
$123 | $224 | |
$133 | $227 | |
$74 | $209 |
Check out real quotes from Jerry drivers:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Acura TLX | Allstate | $160 | Nora, 32 | • 50,000/100,000 Liability • Comp / Collision |
| Acura TLX Technology | Safeco | $171 | Dale, 56 | • State Minimum Liability • Comp / Collision |
| Acura TLX Tech A | Nationwide | $161 | Ian, 33 | • 100,000/300,000 Liability • Comp / Collision |
| Acura TLX Tech A | Mercury | $167 | Philip, 35 | • 100,000/300,000 Liability • Comp / Collision |
| Acura TLX | Plymouth Rock | $73 | Evelyn, 26 | • 15,000/30,000 Liability |
Last Updated Dec 7, 2023Acura RDX insurance costs
The RDX is a compact SUV that delivers luxury in spades. There are a variety of optional packages to customize your ride, and helpful driver assistance features for peace of mind. Plus, the price is right.
Data shows that the average Acura RDX insurance policy costs $173 for full coverage and $93 for state minimum coverage.
Trim level is a key factor in determining insurance prices. Some Acura RDX trim levels will be more expensive to insure than others. Well, technically there’s one trim level but there are four packages available for the 2023 model year:
- Base: Starting at $42,945, enjoy 272-hp and a 10-speed automatic transmission with 28 highway mpg. Standard features include a 10.2-inch touchscreen and a WiFi hotspot.
- Technology: This model includes driver assistance features like front-rear park assist at a starting price of $45,195. There are also helpful features like traffic rerouting and wireless phone charging.
- A-Spec: Starting at $48,195, this package is purely aesthetic. MPG drops by 1 with the A-Spec, but it’s still impressive. This model has red sports seats and ambient cabin lighting, plus theft deterrent.
- Advance: With the Advance trim, you’ll enjoy a head-up display and valuable adaptive dampers. Upgrading to this trim, which starts at $52,545, also buys you a 360-degree camera to help with parking, plus rain-sensing wipers.
Let’s go over the average insurance cost for Acura RDX trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$87 | $193 | |
$69 | $213 | |
$104 | $173 |
Check out real quotes from Jerry drivers:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Acura RDX | Safeco | $86 | Gussie, 41 Gallatin Gateway, MT | • 50,000/100,000 Liability • Comp / Collision |
| Acura RDX Technology | Bristol West | $233 | Inez, 33 Center Valley, PA | • 50,000/100,000 Liability • Comp / Collision |
| Acura RDX Technology | National General | $325 | Kyle, 36 | • 100,000/300,000 Liability • Comp / Collision |
| Acura RDX | Plymouth Rock | $193 | Laura, 39 | • State Minimum Liability • Comp / Collision |
| Acura RDX A-Spec | Clearcover | $132 | Addie, 26 | • State Minimum Liability • Comp / Collision |
Last Updated Dec 7, 2023Acura MDX insurance costs
The MDX is an SUV for the whole family. It’s a practical and attractive model, with nice luxury features on the higher trim levels. You can opt for a sports package like the Type S for even more impressive performance.
On average, Acura MDX insurance costs $171 for full coverage and $99 for state minimum coverage. Costs vary between trim models as well as based on driver profiles.
The 2023 Acura MDX comes in six options:
- Base: The base trim starts at $50,745, and you get a standard V6 engine with 290-hp. FWD is standard but AWD is available. The proximity key fob is valuable.
- Technology: Starting at $54,945, you’ll enjoy adjustable interior lighting, a 12-speaker premium audio system, and rear automated emergency braking.
- A-Spec: Upgrade to the A-Spec trim starting at $60,645 to enjoy an in-car PA system, sport pedals, and a larger rear anti-roll bar. The sporty 20-inch alloy wheels are fun, too.
- Advance: Starting at $64,195, the luxury kicks in with beautiful wood, leather, and metal accents on the interior. Enjoy the convenience of a hands-free power liftgate and 360-degree camera, too.
- Type S: With the Type S trim, you’ll bump up the horsepower to 355. AWD is standard on this trim, which starts at $68,545, and you’ll also get a 16-speaker sound system.
- Type S Advance: Starting at $73,895, this model has a 25-speaker sound system and heated steering wheel. Massaging seats keep you comfy, and you’ll stand out with unique leather upholstery with blue piping
Let’s go over the average insurance cost for Acura MDX trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$98 | $139 | |
$103 | $185 | |
$108 | $177 | |
$85 | $146 | |
$91 | $154 |
In the table below, you’ll find real Acura MDX insurance quotes from Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Acura MDX Technology | Progressive | $230 | Peter, 53 | • 50,000/100,000 Liability • Comp / Collision |
| Acura MDX Technology | Allstate | $209 | Nora, 39 | • 100,000/300,000 Liability • Comp / Collision |
| Acura MDX Technology | Safeco | $106 | Michael, 38 | • State Minimum Liability • Comp / Collision |
| Acura MDX | AAA | $185 | Erik, 34 Hazle Township, PA | • State Minimum Liability • Comp / Collision |
| Acura MDX | Travelers | $123 | Mayme, 70 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Dec 4, 2023Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Reliable insurance, great customer service!
Anthony
So far everything is good
George
Progressive is a great insurance company. Very pleased so far
Julie
I am very excited to have progressive as my first auto insurance, very low rate and great coverage
Mohammed
Acura ILX insurance costs
While the ILX will be discontinued next year, it’s still a good option in the Acura lineup. It’s a stylish and affordable sedan that’s better-equipped than a standard Honda, with optional luxury features to bump up your experience behind the wheel. It’s one of the most affordable Acuras to insure.
On average, it costs $194 per month to buy full coverage car insurance for an Acura ILX and $120 for state minimum coverage.
The 2023 Acura ILX is available in four trim levels:
- Base: Starting at $28,395, enjoy 201 horsepower and an impressive 34 highway mpg. Note that the touchscreen is not standard on the base model. The power moonroof is a nice touch—and push-button start is fun, too.
- Premium: Upgrade to the Premium trim starting at $29,545, you get an 8-inch touchscreen system with standard Apple CarPlay and Android Auto. You also get more driver assistance tech, like blind-spot alert.
- Premium A-Spec: With the Premium A-Spec trim, which starts at $31,545, the interior design gets much better with a red-lit instrument panel and aluminum pedals. Outside enjoy LED foglights and black exterior accents.
- Technology A-Spec: Starting at $31,445, enjoy a multi-view rearview camera, a navigation system, and a premium 10-speaker audio system—plus Acura’s nifty Song by Voice system.
Let’s go over the average insurance cost for Acura ILX trims.
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$115 | $191 | |
$119 | $172 | |
$159 | $220 | |
$110 | $190 | |
$116 | $176 |
In the table below, you’ll find real quotes for real Acura drivers from Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Acura ILX 20 | Progressive | $72 | Rosa, 34 | • State Minimum Liability • Comp / Collision |
| Acura ILX 20 | Nationwide | $68 | Leonard, 44 | • 50,000/100,000 Liability • Comp / Collision |
| Acura ILX Premium Tech | Allstate | $224 | Harriett, 63 | • 100,000/300,000 Liability • Comp / Collision |
| Acura ILX 20 Premium | Travelers | $173 | Charles, 54 | • State Minimum Liability • Comp / Collision |
| Acura ILX 20 | Safeco | $64 | Evelyn, 32 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Dec 2, 2023 Acura Integra insurance costs
The Integra is Acura’s entry level sedan. It’s sleek and stylish, offering just enough features to make you feel luxurious while helping you save money. The available manual transmission is a nice touch, too.
The average cost for Acura Integra insurance is $192 per month for full coverage and $93 per month for state minimum coverage.
The 2023 Acura Integra is available in three trim levels:
- Base: The base Integra starts at $32,495 and offers 200 horsepower and standard CVT with FWD. You’ll also enjoy 37 highway MPG.
- A-Spec: Starting at $33,895, this model is the best of the lineup with sportier exterior styling and available six-speed manual transmission.
- A-Spec Technology: With the A-Spec Technology package, enjoy a large digital gauge 16-speaker audio system, and wireless charging station, all starting at $36,895. Faux-suede inserts and a 12-way power adjusting driver’s seat are well worth the investment.
In the table below, you’ll find real quotes for real people from Jerry.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|
| Acura Integra GS | Progressive | $124 | Flora, 22 | • 50,000/100,000 Liability |
| Acura Integra LS | Safeco | $206 | Rosie, 31 | • 100,000/300,000 Liability |
| Acura Integra LS | Allstate | $193 | Caleb, 26 | • 20,000/40,000 Liability |
| Acura Integra GS | Clearcover | $106 | Isabella, 23 | • State Minimum Liability |
| Acura Integra GS | Bristol West | $150 | Cory, 49 | • 15,000/30,000 Liability |
Last Updated Dec 5, 2023Are Acuras more expensive to insure?
Acuras cost -- to insure compared to the average cost of other cars.
Cheapest Acuras to insure
If you’re looking to save money on insurance, try the 2022 Acura RDX. It’s the cheapest Acura model to insure. Expect to pay an average monthly premium of $31 for state minimum coverage and an average of $180 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
2022 Acura RDX | $31 | $180 |
2014 Acura RDX | $49 | $183 |
2011 Acura MDX | $80 | $161 |
2019 Acura ILX | $82 | $197 |
2013 Acura TL | $84 | $222 |
Most expensive Acuras to insure
The most expensive Acura model to insure on average is 2016 Acura TLX. The average driver of this model can expect to spend $190 per month for state minimum coverage or an average of $185 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
$159 | $203 | |
2016 Acura TLX | $185 | $190 |
2018 Acura ILX | $164 | $175 |
2018 Acura RDX | $157 | $250 |
2019 Acura RDX | $148 | $188 |
Don’t let the average costs confuse you. You could pay more or less, depending on your personal driving history and zip code—even if you drive the same model! Get free quotes for your specific model and driver profile to get a better idea of what you should be paying. Cheap insurance is possible, but to find the best rates you have to put in the work.
What factors affect Acura car insurance rates?
Let’s take a closer look at some of the various factors that affect
how car insurance is calculated
. All auto insurance companies have their own unique formulas, weighing some factors more or less than other providers. Regardless, here are the factors that might affect your Acura car insurance rates:- Vehicle cost: If you spent a lot of money on the car, it will cost a lot of money to replace it if you get into an accident. That’s why collision and comprehensive coverage cost more for high-performance and luxury vehicles
- Vehicle age: Newer cars tend to have newer technology—which will cost more to repair or replace. That’s why older cars typically cost less to insure.
- Cost of parts: If you drive a rare model or if the vehicle includes a hybrid powertrain, replacement parts can be tricky to locate. That’s a higher risk for the car insurance companies, so you’ll be charged a higher rate for coverage.
- Your age: Drivers over 70 years old will pay higher-than-average costs for insurance, as will drivers under the age of 25. Both groups face unique and elevated risks on the road.
- Your driving record and claims history: A clean driving record will unlock the lowest rates, but speeding tickets and other traffic violations can hike up your rates.
- Where you keep your car: If you live in a zip code with a very dense population, you might spend more for insurance. That’s because of the elevated risk of accidents with other cars and pedestrians.
Here are a few specific factors that impact auto insurance rates for Acura:
- Imports: While Acura is an imported model, it’s a very popular brand. Replacement parts are not overly expensive or hard to find.
- Safety: Honda and Acura get peak ratings in safety assessments, and safer vehicles are cheaper to insure.
- Reliability: Acuras benefit from Honda’s top-notch reputation for reliability. This helps bring down insurance costs immensely.
Acura insurance cost for young drivers
Young drivers don’t have as much experience on the road. As a result,
teen drivers
aged 16 to 19 can expect to pay the highest insurance rates of all drivers. They have less experience and probably a low credit score. After the age of 25, the cost of car insurance starts to decrease.Teen drivers who own a newer vehicle should consider full coverage with collision coverage, since young folks face higher accident rates.
Chester (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$272
per month
Jane (22 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$292
per month
Jorge (20 years old)
$105
per month
Acura insurance cost for senior drivers
Like young drivers, older drivers face unique risks on the road. Drivers over 70 tend to get into more car accidents—and the costs associated with recovering from an accident can be higher. To compensate for these elevated costs,
car insurance rates for seniors
tend to be higher than average with most insurance providers.Charlotte (84 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$123
per month
Curtis (67 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$81
per month
Ophelia (65 years old)
Coverage250,000 per person
500,000 per accident bodily injury
Comp / Collision
$69
per month
Frank (65 years old)
$252
per month
Acura insurance cost for drivers with driving violations
Some violations have a bigger impact on your rate than others, but any violation can be a red flag for an insurance company. It’s a sign that you might commit another violation in the future—and this could cost the company money.
Acura drivers with no violations will pay the lowest rates. If you have any of these incidents on your record within the last three to five years, you could face higher rates:
- Speeding tickets
- DUIs
- At fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Acura drivers with speeding ticket
In addition to the fine for speeding, you’ll notice a bump in your insurance premium after a ticket. A single ticket isn’t worth losing sleep, but repeated offenses should be avoided at all costs.
Jerry has helped Acura drivers with speeding tickets who need to find affordable coverage.
| Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 6-10 | Acura MDX Sport | Travelers | $139 | Jim, 36 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 16-20 | Acura TLX Tech | AAA | $318 | Eric, 25 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 1-5 | Acura 3.2TL | Clearcover | $92 | Alberta, 27 | • State Minimum Liability |
Speeding 21+ | Acura MDX Technology | Plymouth Rock | $161 | Mitchell, 31 Cape May Court House, NJ | • 15,000/30,000 Liability • Comp / Collision |
Speeding 11-15 | Acura TLX | Mercury | $155 | Ollie, 44 | • State Minimum Liability |
Last Updated Dec 3, 2023Cheapest car insurance for Acura drivers with a DUI record
No matter what car you drive, a
DUI conviction
is a serious offense. It carries major penalties and it can make it very difficult to find car insurance. Some companies will refuse to insure a driver with a DUI, whereas others will simply charge very high rates for the extreme risk of insuring you.If you have a DUI on your record, you definitely need to shop around to compare rates at different companies. It’s the only way to find out what the lowest rate is for your situation.
Jerry has helped other Acura drivers with DUis in their search for affordable auto insurance.
Lulu (51 years old)
DUI
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$120
per month
Josie (44 years old)
DUI
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
San Carlos, CA$146
per month
Stephen (28 years old)
$91
per month
Cheapest car insurance for Acura drivers after an accident
An at-fault accident is a clear indicator that you’re a risky driver. Unfortunately, a single at-fault accident can raise your rates tremendously.
Jerry can help Acura drivers with accidents on their records find car insurance. Here are some examples of real drivers Jerry has helped.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Acura TL | Nationwide | $274 | Frederick, 39 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Acura MDX Technology | Allstate | $209 | Nora, 39 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With Injury | Acura MDX Technology | AAA | $317 | Laura, 42 Clinton, CT | • State Minimum Liability • Comp / Collision |
Not At Fault | Acura TL | Travelers | $214 | Mathilda, 31 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Acura TLX Tech | Clearcover | $223 | Lilly, 31 | • State Minimum Liability • Comp / Collision |
Last Updated Dec 5, 2023Cheapest car insurance for Acura drivers with other driving violations on their record
Violations like reckless driving and
driving on a suspended license
are also serious offenses that insurers will notice. A single offense at this level can trigger a rate hike.Check out this list of common driving violations and how much each violation could impact your Acura insurance costs.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Acura TL | Progressive | $185 | Eva, 28 | • State Minimum Liability |
Defective Equipment | Acura Integra GS | Safeco | $122 | Cody, 22 | • 50,000/100,000 Liability |
Failure to Obey Signal | Acura TLX | AAA | $268 | Johanna, 59 | • 25,000/50,000 Liability • Comp / Collision |
Wrong Way/Wrong Lane | Acura TLX Tech | Bristol West | $292 | Isaiah, 54 | • 100,000/300,000 Liability • Comp / Collision |
Cell Phone | Acura TSX | National General | $105 | Rodney, 34 | • State Minimum Liability |
Careless Driving | Acura ILX Base Watch Plus | Travelers | $167 | Hulda, 31 | • 250,000/500,000 Liability • Comp / Collision |
Driving on Sus. License | Acura TL | Plymouth Rock | $541 | Gavin, 38 | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Acura TLX Tech | Travelers | $111 | Garrett, 51 Brookeville, MD | • 100,000/300,000 Liability • Comp / Collision |
Seat Belt | Acura TLX Tech | Progressive | $104 | Vernon, 25 | • 50,000/100,000 Liability |
Improper Passing | Acura TL Type S | National General | $142 | Gussie, 22 Louisa, VA | • 30,000/60,000 Liability |
Last Updated Dec 5, 2023How can I lower the cost of my Acura car insurance?
To lower your costs as an Acura owner, try some of these expert tips:
- Shop around:Shopping around for insurance coverageis the only way to uncover the best possible rate for your unique driver profile. Get quotes from multiple companies to see who offers the lowest price for your needs—aninsurance comparison applike Jerry makes the process easy.
- Opt for a smaller model: If you don’t need a high-performance speedster, stick with a smaller model. You’ll save even more money on insurance costs if you buy used instead of new.
- Bundle your insurance policies:Bundling your home and auto insurancewith the same company can amount to a lower overall bill.
- Ask about discounts: Almost all insurance companies offer a variety ofcar insurance discounts. Some are easy to unlock (like the eStatement discount) whereas others you have to earn (like the safe driver discount).
- Reduce your coverage: If the value of your vehicle is relatively low (like on many older vehicles), you can lower your monthly premium byreducing coverage. Consider your coverage options carefully before you commit.
FAQs
How much is insurance on a 2002 Acura TL?
Your driver history has a big impact on your rates, so it’s a little difficult to generalize. But you can expect to pay anywhere between $60 and $100 per month to insure a 2002 Acura TL. Remember to shop around to find the lowest rate.
Why is Acura insurance so expensive?
Acura is the luxury nameplate of Honda, and luxury vehicles cost more to insure. That being said, Acura is one of the more affordable luxury brands. Insurance costs for Acuras are actually much lower than the average insurance cost for other luxury brands.
Are Acuras expensive to insure?
Sometimes. Acuras get great safety ratings which can help with reducing insurance costs. However, Acura is a luxury brand. If you opt for a top-trim compact SUV from Acura, you can expect peak insurance costs.
How much is insurance for Acura TL Type S?
As a top-trim offering from Acura, the Type S TL is one of the more expensive Acura models to insure. We can’t generalize about rates because your premium depends heavily on your location and your driving history, but the
Type S
may cost over $3,000 per year to insure.Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Expert Insurance Writer and Editor
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
