Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of Acura car insurance is $2,958 per year. But the exact cost of Acura insurance varies based on your model, driving record, and location—and your insurance company.
So you’re looking for cheap car insurance to protect your Acura? Well, the right policy for you—and how much it will cost—depends on a myriad of factors. In addition to your demographics, driving record, and driving habits, the type of Acura you drive has a big effect.
That’s right: Your 2015 Acura TLX will come with very different insurance costs than your brand-new Acura MDX. So how can you be sure you’re finding the perfect policy at the very best price?
The answer is simple. Shop with the licensed insurance broker and all-around super appJerry! Jerry does the hard work of collecting customized quotes and presents you with the very best ones. All you have to do is choose a policy, and Jerry does the rest.
In this article, we’ll discuss some tips for securing the best rates on Acura car insurance.
How much does Acura car insurance cost?
The average annual cost of car insurance for an Acura vehicle is $2,958 But insurance premiums for Acura drivers vary among models. Your driving history, coverage limits, and location play a role as well.
In general, Acura insurance could get a bit pricey. This is because Acura designs premium vehicles that can be expensive to repair.(Acura is the luxury and performance division of the Japanese automaker, Honda, after all!)
Fortunately, Acura takes pride in receiving top safety ratings for all of the brand's sedans and SUVs. Acura's cars are also among the most reliable vehicles on the road. These two factors can help keep your car insurance rates a bit more affordable.
Your vehicle will affect your Acura insurance rates as well. For example, if you own an older Acura with lots of mileage, a very high trim level, or a model with a lot of custom upgrades, it may be harder to find replacement parts, raising your average rates.
On the other hand, opting for upgraded safety features on your new car can potentially lower your auto insurance rates.
So how can you be sure you’re getting the best rates out there? You have to comparison-shop, which involves comparing multiple quotes from different companies.
Fortunately, you don’t have to do it alone. Just download Jerry, and within 45 seconds, the super app will compare rates from over 55 car insurance companies and provide you with fully customized quotes. You’ll never have to deal with a confusing customer service agent or pushy salesperson, either!
But don’t just take our word for it—take a look at the cold, hard numbers. Here are some examples of Acura insurance quotes you could get from Jerry.
Legally, you don’t need anything more than your state’s minimum liability insurance, but you’ll probably want to invest in additional coverage for your luxury vehicle. We recommend a full coverage car insurance policy, which includes both collision and comprehensive coverage.
With this added coverage, your Acura model will be covered in the event of an accident, vandalism, theft, inclement weather, and more. If you financed your vehicle, opting for full-coverage insurance may be required by your lender. Auto loan companies also often require gap insurance to cover the difference between your car’s value and the amount left on your loan.
Acura car insurance rates by model
There is an array of Acura models to choose from, and this choice has a major effect on your car insurance rates. Generally, you can expect smaller and more affordable models like the Acura Integra and the Acura TLX will offer lower insurance rates. Meanwhile, the Acura NSX Type S supercar will be much more expensive to insure.
Still, variations in trim level, options, and more can further dictate your insurance costs. To get a better idea of the average rates, let’s take a look at the typical premiums for some of the most loved Acura models.
How much does Acura Integra insurance cost?
This small and sporty four-door sedan is making a comeback for the 2023 model year to replace the Acura ILX as the brand’s entry-level option. Acura Integra car insurance costs will likely be lower than other Acura models thanks to its compact size and relatively low starting MSRP.
But the Integra comes in three trims, and opting for a more well-equipped model—or even adding on standalone options like the Technology package—will cause your rates to rise.
Below, discover how annual premiums for the Integra may vary based on coverage options and vehicle trim.
2020 Acura Integra Ls
2019 Acura Integra Ls
2018 Acura Integra Ls
2017 Acura Integra Ls
2016 Acura Integra Ls
How much does Acura TLX insurance cost?
The Acura TLX is a sexy midsize sports sedan that rivals luxury brands like Audi, BMW, and Lexus—but at a considerably lower sticker price. While it won’t be as affordable to insure as a modest Honda, the TLX may not come with coverage that’s quite as expensive as other vehicles in its class.
Choose between 272-hp, turbocharged 2.0-liter, four-cylinder engine or a 355-hp, turbo 3.0-liter V-6. Remember that moving up trims will once again cause your premiums to grow.
So how much will you pay to insure your TLX? To get a better idea of what you’ll pay, check out the table below, which compares full and minimum coverage rates for various TLX model years.
Are you looking for a vehicle that allows your whole family to ride in the lap of luxury? The Acura RDX is a great option. This compact crossover boasts a roomy and comfortable interior and is still sporty and fun to drive.
Keep in mind, however, that SUVs and crossovers tend to be more expensive to insure. Here’s the breakdown of the average yearly premiums for RDX owners.
The Acura ILX is the company's smallest subcompact luxury vehicle, and it's one of the best deals on the market for a subcompact luxury car. Though it's lacking in performance, the vehicle handles well, and drivers can rest easy with a 5-star NHTSA rating and an impressive slew of safety features.
An affordable price and good safety ratings usually spell out agreeable ILX insurance costs. Take a look:
2020 Acura Ilx
2019 Acura Ilx
2018 Acura Ilx
2017 Acura Ilx
2016 Acura Ilx
Compare Acura car insurance quotes
The internet is full of car insurance quotes, but how can you be sure that they’re real, accurate, and tailored to your personal vehicle and driver profile?
Just use Jerry! The super app only takes a minute to find you customized quotes from the very best insurance companies for Acura owners (more on that below!).
Best car insurance companies for your Acura
Acura owners might find great rates with companies like USAA, State Farm, and GEICO—but you’re not stuck with any single company when it comes to unlocking the cheapest rate for your Acura.
Every auto insurance company uses a different algorithm to calculate insurance premiums. One company might consider Acura’s top-notch safety features, while another might offer discounts that suit your unique demographic.
Comparing multiple rates from different companies is the only way to find the best policy for you and your specificAcura. Fortunately, Jerry can provide real-time quotes from over 55 different companies, meaning comparison shopping doesn’t have to be a headache.
Take a look at what different providers quote for Acuras and how much you could save by shopping with Jerry!
The final major factor that affects your car insurance rates is your geographic location. The cost of living between New York City and a small, rural town in Iowa obviously differs—and car insurance premiums are no exception.
Take a look at the table below to discover state-by-state averages for Acura insurance.