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The average cost of Acura car insurance is $2,958 per year. But the exact cost of Acura insurance varies based on your model, driving record, and location—and your insurance company.
So you’re looking for cheap car insurance to protect your Acura? Well, the right policy for you—and how much it will cost—depends on a myriad of factors. In addition to your demographics, driving record, and driving habits, the type of Acura you drive has a big effect.
That’s right: Your 2015 Acura TLX will come with very different insurance costs than your brand-new Acura MDX. So how can you be sure you’re finding the perfect policy at the very best price?
The answer is simple. Shop with the licensed insurance broker and all-around super appJerry! Jerry does the hard work of collecting customized quotes and presents you with the very best ones. All you have to do is choose a policy, and Jerry does the rest.
In this article, we’ll discuss some tips for securing the best rates on Acura car insurance.

How much does Acura car insurance cost?

The average annual cost of car insurance for an Acura vehicle is $2,958 But insurance premiums for Acura drivers vary among models. Your driving history, coverage limits, and location play a role as well.
In general, Acura insurance could get a bit pricey. This is because Acura designs premium vehicles that can be expensive to repair.(Acura is the luxury and performance division of the Japanese automaker, Honda, after all!)
Fortunately, Acura takes pride in receiving top safety ratings for all of the brand's sedans and SUVs. Acura's cars are also among the most reliable vehicles on the road. These two factors can help keep your car insurance rates a bit more affordable.
Your vehicle will affect your Acura insurance rates as well. For example, if you own an older Acura with lots of mileage, a very high trim level, or a model with a lot of custom upgrades, it may be harder to find replacement parts, raising your average rates.
On the other hand, opting for upgraded safety features on your new car can potentially lower your auto insurance rates.
So how can you be sure you’re getting the best rates out there? You have to comparison-shop, which involves comparing multiple quotes from different companies.
Fortunately, you don’t have to do it alone. Just download Jerry, and within 45 seconds, the super app will compare rates from over 55 car insurance companies and provide you with fully customized quotes. You’ll never have to deal with a confusing customer service agent or pushy salesperson, either!
But don’t just take our word for it—take a look at the cold, hard numbers. Here are some examples of Acura insurance quotes you could get from Jerry.
Quote DateCar
Before Jerry
After Jerry
LocationZip CodeNameAgeInsurance Company
April 28, 2022Acura MDX$209/mo.$179/mo.Kissimmee, FL34759Rena S.42Mercury
July 26, 2021Acura Rl$245/mo.$184/mo.San Francisco, CA94112Frederick G.27Clearcover
May 28, 2021Acura TLX Advance$300/mo.$190/mo.Long Beach, CA90813Wesley W.32Allstate
June 11, 2020Acura MDX Technology$425/mo.$78/mo.Charlotte, NC28208Don R.38Nationwide
May 16, 2020Acura Integra LS$121/mo.$88/mo.Norcross, GA30092Alfred F.35Progressive

How much insurance do you need for an Acura?

Your insurance needs will depend on several factors, such as the age of your Acura and which state it’s registered in.
You should always use your state’s minimum required car insurance as a jumping-off point. Most states require a specified amount of liability coverage (which includes bodily injury liability and property damage liability) as a way to ensure that you won’t need to pay out of pocket for other drivers’ expenses if you happen to cause an accident.
Some states require additional types of coverage, as well. Here are some common ones.
Legally, you don’t need anything more than your state’s minimum liability insurance, but you’ll probably want to invest in additional coverage for your luxury vehicle. We recommend a full coverage car insurance policy, which includes both collision and comprehensive coverage.
With this added coverage, your Acura model will be covered in the event of an accident, vandalism, theft, inclement weather, and more. If you financed your vehicle, opting for full-coverage insurance may be required by your lender. Auto loan companies also often require gap insurance to cover the difference between your car’s value and the amount left on your loan.

Acura car insurance rates by model

There is an array of Acura models to choose from, and this choice has a major effect on your car insurance rates. Generally, you can expect smaller and more affordable models like the Acura Integra and the Acura TLX will offer lower insurance rates. Meanwhile, the Acura NSX Type S supercar will be much more expensive to insure. 
Still, variations in trim level, options, and more can further dictate your insurance costs. To get a better idea of the average rates, let’s take a look at the typical premiums for some of the most loved Acura models.

How much does Acura Integra insurance cost?

This small and sporty four-door sedan is making a comeback for the 2023 model year to replace the Acura ILX as the brand’s entry-level option. Acura Integra car insurance costs will likely be lower than other Acura models thanks to its compact size and relatively low starting MSRP
But the Integra comes in three trims, and opting for a more well-equipped model—or even adding on standalone options like the Technology package—will cause your rates to rise.
Below, discover how annual premiums for the Integra may vary based on coverage options and vehicle trim.
CarFull CoverageMinimum Coverage
2020 Acura Integra Ls$1,355$1,782
2019 Acura Integra Ls$2,242$2,761
2018 Acura Integra Ls$4,169$1,662
2017 Acura Integra Ls$2,832$2,290
2016 Acura Integra Ls$3,996$1,404

How much does Acura TLX insurance cost?

The Acura TLX is a sexy midsize sports sedan that rivals luxury brands like Audi, BMW, and Lexus—but at a considerably lower sticker price. While it won’t be as affordable to insure as a modest Honda, the TLX may not come with coverage that’s quite as expensive as other vehicles in its class.
Choose between 272-hp, turbocharged 2.0-liter, four-cylinder engine or a 355-hp, turbo 3.0-liter V-6. Remember that moving up trims will once again cause your premiums to grow.
So how much will you pay to insure your TLX? To get a better idea of what you’ll pay, check out the table below, which compares full and minimum coverage rates for various TLX model years.
CarFull CoverageMinimum Coverage
2020 Acura Tlx$1,776$2,410
2019 Acura Tlx$4,055$1,286
2018 Acura Tlx$1,514$1,318
2017 Acura Tlx$2,814$2,230
2015 Acura Tlx$4,619$1,576
For more information, check out our in-depth guide to Acura TLX car insurance.

How much does Acura RDX insurance cost?

Are you looking for a vehicle that allows your whole family to ride in the lap of luxury? The Acura RDX is a great option. This compact crossover boasts a roomy and comfortable interior and is still sporty and fun to drive.
Keep in mind, however, that SUVs and crossovers tend to be more expensive to insure. Here’s the breakdown of the average yearly premiums for RDX owners.
CarFull CoverageMinimum Coverage
2020 Acura Rdx$1,355$1,782
2019 Acura Rdx$2,242$2,761
2018 Acura Rdx$4,169$1,662
2017 Acura Rdx$2,832$2,290
2016 Acura Rdx$3,996$1,404
Want more details? Check out our in-depth guide to Acura RDX insurance costs.

How much does Acura MDX insurance cost?

The three-row Acura MDX takes it up one more notch, making it the carmaker’s biggest SUV. But when it comes to cost, size matters!
The MDX is one of Acura’s most expensive options to purchase. It's also one of the most expensive Acura vehicles to insure.
Take a closer look at how that breaks down.
CarFull CoverageMinimum Coverage
2020 Acura Mdx$1,355$1,782
2019 Acura Mdx$2,242$2,761
2018 Acura Mdx$4,169$1,662
2017 Acura Mdx$2,832$2,290
2016 Acura Mdx$3,996$1,404
To learn more, check out our in-depth guide to Acura MDX insurance costs.

How much does Acura ILX insurance cost?

The Acura ILX is the company's smallest subcompact luxury vehicle, and it's one of the best deals on the market for a subcompact luxury car. Though it's lacking in performance, the vehicle handles well, and drivers can rest easy with a 5-star NHTSA rating and an impressive slew of safety features.
An affordable price and good safety ratings usually spell out agreeable ILX insurance costs. Take a look:
CarFull CoverageMinimum Coverage
2020 Acura Ilx$1,355$1,782
2019 Acura Ilx$2,242$2,761
2018 Acura Ilx$4,169$1,662
2017 Acura Ilx$2,832$2,290
2016 Acura Ilx$3,996$1,404

Compare Acura car insurance quotes

The internet is full of car insurance quotes, but how can you be sure that they’re real, accurate, and tailored to your personal vehicle and driver profile?
Just use Jerry! The super app only takes a minute to find you customized quotes from the very best insurance companies for Acura owners (more on that below!).  

Best car insurance companies for your Acura

Acura owners might find great rates with companies like USAA, State Farm, and GEICO—but you’re not stuck with any single company when it comes to unlocking the cheapest rate for your Acura.
Every auto insurance company uses a different algorithm to calculate insurance premiums. One company might consider Acura’s top-notch safety features, while another might offer discounts that suit your unique demographic.
Comparing multiple rates from different companies is the only way to find the best policy for you and your specificAcura. Fortunately, Jerry can provide real-time quotes from over 55 different companies, meaning comparison shopping doesn’t have to be a headache.
Take a look at what different providers quote for Acuras and how much you could save by shopping with Jerry!
Insurance Company
Average Cost
Annual Savings with Jerry
State Auto$2,901$1,058
National General$2,893$1,036
Nationwide$2,946$1,006
Clearcover$2,703$979
Dairyland$3,035$977
Safeco$3,033$903
Progressive$2,892$895
Allstate$2,752$890
Kemper$2,377$830
Travelers$2,796$755
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Acura auto insurance cost by driving record

In addition to your vehicle, the biggest factor that affects your car insurance rates is you. Or, more specifically, your driving record.
As a rule of thumb, safe drivers pay less for auto insurance. Even minor violations—like speeding tickets—can cause your rates to rise, while severe violations will cause more significant increases.
Acura owners with a DUI conviction typically pay $2,958 more per year for car insurance, but even a simple speeding ticket can add an average of $1,797 to your annual premium!
The table below estimates how much you can save on Acura car insurance by improving your driving record.

Acura car insurance cost by location

The final major factor that affects your car insurance rates is your geographic location. The cost of living between New York City and a small, rural town in Iowa obviously differs—and car insurance premiums are no exception. 
Take a look at the table below to discover state-by-state averages for Acura insurance.
City
Average Cost
Annual Savings with Jerry
Atlanta$3,068$980
Charlotte$2,420$824
Dallas$2,066$522
Ellenwood$2,847$830
Henrico$3,633$1,831
Houston$3,053$1,012
Jacksonville$2,932$857
Kingston$6,663$2,275
Philadelphia$2,685$829
San Antonio$2,093$460
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