Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Grand Island, Nebraska.

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Updated on Nov 21, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance quotes in Grand Island
Best car insurance companies in Grand Island
Best cheap car insurance quotes in Grand Island
Average cost of car insurance in Grand Island
Car insurance quotes in Grand Island by rating factors
How do different factors impact your car insurance costs in Grand Island?
Cheap car insurance quotes in Grand Island after driving violations
Cheap car insurance quotes in Grand Island by age
Cheap car insurance quotes in Grand Island based on insurance history
Cheap car insurance quotes in Grand Island for popular cars
How to lower car insurance costs in Grand Island
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance quotes in Grand Island

With plenty of

car insurance

companies to choose from, finding one that meets your needs and budget can be tricky. That’s why it’s important to

shop around

and compare

car insurance quotes

before committing to a policy so you can guarantee you’re not overpaying.

With Jerry, finding cheap auto insurance is easy. Jerry is an app that helps Grand Island drivers find car insurance that works for them. It’s quick, easy, and completely hassle-free! customers.

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$80	Bryan, 34 Zip: 68803	Chevrolet Malibu 1LT	• State Minimum Liability
Allstate	$131	Olivia, 34 Zip: 68801	GMC Terrain SLT	• 100,000/300,000 Liability • Comp / Collision
Safeco	$240	Louisa, 20 Zip: 68801	Chevrolet Malibu 2LT	• State Minimum Liability
Nationwide	$85	Elsie, 43 Zip: 68801	Chevrolet Impala LS	• 100,000/300,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

Compare car insurance quotes now

Best car insurance companies in Grand Island

Jerry conducted a national insurance survey to uncover the top providers for drivers.

Study results showed no “best” or “cheapest” insurance provider for all drivers in Grand Island. Every insurance company uses different algorithms to calculate rates, so premiums for the same driver can be vastly different between providers.

In Grand Island, customers rated Dairyland, Progressive, and ROOT the highest for customer satisfaction, claims processing, and policy cost, but Clearcover, Safeco, and State Farm also scored well.

Here’s what Grand Island drivers have to say about these insurance providers.

Insurance company	Overall rating	Price	Claims experience	Customer service
Progressive	4.2	4	4.8	4.3
State Farm	4	N/A	N/A
Liberty Mutual	3.3	N/A	N/A
Dairyland	4.4	4	N/A	4.4

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Grand Island

Nebraska state requires its drivers to carry minimum coverage car insurance before getting behind the wheel of a car. That means you must purchase

liability coverage

and

Nebraska uninsured/underinsured motorist coverage (UM/UIM)

in Grand Island.

If you’re looking for more financial protection, you can also choose to purchase

full-coverage auto insurance

that covers collision and non-collision incidents.

Cheap minimum liability insurance quotes in Grand Island

Nebraska’s car insurance laws

require drivers to carry minimum liability insurance that follows a 25/50/25 pattern.

Here’s what drivers are required to have:

$25,000

bodily injury liability

per person

$50,000 bodily injury liability per accident

$25,000

property damage liability

per accident

Before registering your vehicle, you must meet these requirements.

Buying a policy that meets the minimum state limits is generally the cheapest option for car insurance, but if you’re not convinced, comparing quotes is the way to go.

Here’s an example of how Jerry can help you find cheap car insurance in Grand Island:

Progressive

Bryan (34 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68803)

Chevrolet Malibu 1LT

$80

per month

Safeco

Lucille (46 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Chrysler 300 Limited

$113

per month

Dairyland

Leah (27 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Hyundai Sonata SE

$136

per month

Do you need more than minimum coverage in Grand Island?

Being involved in an accident is already a source of stress, but it can also create significant financial burdens. Nebraska law mandates drivers to carry liability insurance and UM/UIM coverage that meets the minimum requirements. The bills resulting from an accident, however, often exceed these state minimums.

While meeting the 25/50/25 rule might appear sufficient, it’s a good idea to purchase insurance coverage that surpasses the minimums set by the state. Drivers in Grand Island should consider increasing their coverage by opting for a policy that offers limits of 50/100/50 or higher.

Cheap full coverage car insurance quotes in Grand Island

When it comes to protecting yourself in case of an accident, liability insurance alone isn't enough—it only covers damages to others. This is where a full coverage auto insurance policy comes into play. Opting for full coverage is one of the best ways to protect yourself against vehicle repair or replacement costs.

In Grand Island, a full coverage policy includes liability coverage and UM/UIM, as well as

comprehensive

and

collision coverage

Collision insurance pays for the costs to repair your vehicle or the fair market value of your car if it's deemed a total loss. Keep in mind that collision coverage requires you to pay a deductible.

Comprehensive insurance covers the cost of damages to your car resulting from almost everything except a collision. It covers scenarios like theft, vandalism, falling objects, glass breakage, or animal damage. Comprehensive coverage also has a deductible.

If you're leasing your vehicle, lenders in Grand Island will require you to have a full-coverage policy that includes both collision and comprehensive coverage.

Even if you don't lease your car, having a full coverage policy can be highly advantageous for drivers in Grand Island—and Jerry can assist you in finding the best rate for the best coverage.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• 100,000/300,000 Liability • Comp / Collision	Progressive	$114	Carolyn, 31 Zip: 68801	Chevrolet Malibu 1LT
• 100,000/300,000 Liability • Comp / Collision	Safeco	$191	Helen, 28 Zip: 68803	KIA Optima EX
• State Minimum Liability • Comp / Collision	Allstate	$101	Erik, 25 Zip: 68803	Ford Expedition XLT
• 50,000/100,000 Liability • Comp / Collision	National General	$336	Cynthia, 20 Zip: 68803	Audi Q5 Premium Plus

Last Updated Nov 18, 2024

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in Grand Island

After analyzing scores of insurance providers in Grand Island, we have discovered that the average price for minimum liability coverage amounts to be $76 per month or $912 per year. Additionally, residents of Grand Island can expect to pay an average of $180 per month or $2,160 per year for full coverage insurance.

While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Average cost of car insurance in Grand Island by zip code

Where you live can also impact your insurance premium—right down to your zip code. Insurance companies consider factors like population density, accident rates, crime statistics, and local weather conditions when calculating your premium.

Insurance companies consider factors such as population density, crime rates, traffic congestion, weather, and the frequency of accidents in a particular area.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
68801	$47	$167
68803	$42	$112

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Car insurance quotes in Grand Island by rating factors

Insurance companies in Grand Island use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.

Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.

Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.

Your mileage: High annual mileage can result in higher insurance costs.

The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.

Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How do different factors impact your car insurance costs in Grand Island?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Nebraska currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more abut the car insurance rating factors in Grand Island:

Cheap car insurance quotes in Grand Island after driving violations

Whether you're responsible for a minor collision or you've been caught racing with a friend, driving infractions can significantly impact your car insurance premiums.

Insurers in Grand Island carefully monitor your driving record, as they’re cautious about insuring high-risk drivers. Such drivers are at higher risk of submitting claims, which would result in substantial payouts.

Cheapest car insurance in Grand Island after speeding ticket

The penalties for speeding tickets in Grand Island vary according to the extent by which you exceeded the legal speed limit. Let’s break them down:

1-5 mph over speed limit: $10

5-10 mph over speed limit: $25

10-15 mph over speed limit: $75

15-20 mph over speed limit: $125

20-35 mph over speed limit: $200

35+ mph over speed limit: $30

If you're caught speeding in areas like school zones or construction sites, these fines can double. On top of the fines and higher insurance premiums, you may also have to pay court fees, transaction fees, and other associated costs.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 11-15	Progressive	$167	Evelyn, 22 Zip: 68801	Dodge Charger Police	• State Minimum Liability
Speeding 21+	Bristol West	$112	Olive, 22 Zip: 68801	Dodge Charger Police	• State Minimum Liability

Last Updated Nov 21, 2024

Cheapest car insurance in Grand Island after DUI

As with most states, the

DUI laws in Nebraska

are pretty strict. The minimum fine for a DUI is $400 but the penalties can escalate depending on your blood alcohol content (BAC). In Grand Island, the following penalties may be imposed:

Mandatory completion of an alcohol treatment program

Community service

Jail time

License suspension

Having a DUI on your driving record categorizes you as a "high-risk driver," which raises concerns for insurance companies. As a result, your insurance premium will significantly increase until the DUI is expunged from your record—assuming that it’s possible to clear it.

Progressive

Lucas (29 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Hyundai Veloster

$128

per month

Cheapest car insurance in Grand Island after an at-fault accident

Having a driving record filled with at-fault accidents signals to insurance companies that you are a less cautious driver, classifying you as high risk. As a result, your insurance premium is likely to be higher than average.

To avoid spending excessively due to minor accidents, there are simple strategies to obtain the cheapest rates, including utilizing available discounts and working to maintain a clean driving record.

When it comes to finding inexpensive car insurance in Grand Island following an accident, one of the easiest approaches is to shop with Jerry. See how Jerry has helped Grand Island drivers secure affordable quotes, even with accidents on record.

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With No Injury	Progressive	$177	Celia, 26 Zip: 68801	Chevrolet Impala LTZ	• 50,000/100,000 Liability • Comp / Collision
Not At Fault	Safeco	$175	Betty, 33 Zip: 68803	Nissan Altima 2.5	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Travelers	$167	Chris, 27 Zip: 68803	KIA Optima EX	• 100,000/300,000 Liability • Comp / Collision

Last Updated Nov 21, 2024

Cheapest car insurance in Grand Island after other driving violations

A DUI or speeding ticket can lead to a spike in car insurance rates for Grand Island drivers. Take note, however, that it’s not just major violations that cause increases. Failing to stop at a stop sign, driving without insurance, or driving without a license are all violations that can increase premiums.

Check out some examples of how Jerry helped drivers with violations find affordable insurance in Grand Island.

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Failure to Obey Signal	Progressive	$177	Fannie, 26 Zip: 68801	Chevrolet Impala LTZ	• 50,000/100,000 Liability • Comp / Collision
Careless Driving	Bristol West	$102	Barbara, 46 Zip: 68801	Mercury Sable LS Premium	• State Minimum Liability
Driving on Sus. License	Bristol West	$112	Rosalie, 22 Zip: 68801	Dodge Charger Police	• State Minimum Liability
Failure to Obey Signal	Progressive	$177	Mitchell, 26 Zip: 68801	Chevrolet Impala LTZ	• 50,000/100,000 Liability • Comp / Collision

Last Updated Nov 17, 2024

Cheap car insurance quotes in Grand Island by age

Young drivers between the ages of 16 and 19 face some of the highest insurance rates due to their lack of driving experience. Premiums usually decrease after the age of 25 but rise again in your mid-70s due to slower reflexes and increased injury risk in an accident.

If you’re seeking the most affordable rates regardless of age, USAA, Farmers Mutual of Nebraska, State Farm, North Star Mutual, and Progressive are top choices in Grand Island. To find the best deal for your needs, it’s wise to shop around.

Cheapest car insurance in Grand Island for young drivers

Teen drivers between the ages of 16 and 19 face the highest insurance rates compared to any other age group in Grand Island. This is primarily due to their limited experience on the road, which increases the likelihood of being involved in accidents and subsequently raises their insurance premiums.

When you drive with a

Nebraska provisional license

, you may notice slightly lower insurance risk as you are only allowed to drive under specific conditions. Once you obtain an unrestricted license, however, expect your rates to increase.

Fortunately, there are measures you can take to reduce your premiums. Completing a

defensive driving course

or maintaining a B+ average may qualify you for discounts with certain insurance providers. Being added as a driver to a parent or guardian's policy can also help save money.

Due to the elevated risk associated with new and young drivers, we recommend that individuals under 19 consider purchasing a full-coverage policy to ensure greater financial protection in Grand Island.

National General

Cynthia (20 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Grand Island, NE
(Zip Code: 68803)

Audi Q5 Premium Plus

$336

per month

The General

Florence (21 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Dodge Intrepid SE

$186

per month

Assurance America

William (23 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Dodge Charger Police

$189

per month

Cheapest car insurance in Grand Island for senior drivers

Despite having significantly more driving experience compared to teenagers, senior drivers often face high car insurance rates. Higher rates for seniors stem from their increased vulnerability and higher risk of mortality, hospitalization, and medical expenses if they are involved in an accident. Slower reflexes among seniors also contribute to higher accident risk.

Since these higher risks can lead to increased costs for insurers, seniors typically pay higher premiums.

You can find the

best insurance for seniors

in Grand Island when you shop with Jerry.

Nationwide

Chase (67 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Grand Island, NE
(Zip Code: 68802)

Mazda 3

$67

per month

AAA

Keith (70 years old)

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Ford Ranger

$59

per month

Cheap car insurance quotes in Grand Island based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any

lapses in coverage

Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:

Progressive

Ida (26 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Grand Island, NE
(Zip Code: 68801)

Chevrolet Impala LTZ

$177

per month

Safeco

Travis (19 years old)

Currently Insured

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68801)

Chevrolet Malibu 2LT

$240

per month

Nationwide

Sean (42 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Grand Island, NE
(Zip Code: 68801)

Chevrolet Impala LS

$85

per month

Allstate

Laura (27 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Grand Island, NE
(Zip Code: 68803)

Ford Flex SEL

$101

per month

Clearcover

Marguerite (27 years old)

Currently Insured

Coverage

State Minimum

Grand Island, NE
(Zip Code: 68803)

KIA Optima SX

$98

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Switching to National General was SO easy and it saved me over $100/month!

Courtney

Got a decent rate for my Tesla Model S from Travelers.

Kishore

Grateful for this app and helping me save money!

Aaron

They were affordable and great very personable and reasonable.

Audrey

Cheap car insurance quotes in Grand Island for drivers with poor credit

While having

a low credit score

doesn't necessarily make you a bad driver, it can still result in higher insurance costs. That’s because insurance providers have observed a correlation between lower credit scores and a higher probability of filing claims.

As a result, individuals with “bad credit” may face increased premiums. According to our data, drivers with credit scores below 550 typically encounter car insurance rates approximately 20% higher compared to those with credit scores above 750.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
660 - 750	Progressive	$177	Celia, 26 Zip: 68801	Chevrolet Impala LTZ	• 50,000/100,000 Liability • Comp / Collision
660 - 750	Safeco	$105	Delia, 31 Zip: 68801	Chevrolet Malibu LTZ	• 100,000/300,000 Liability • Comp / Collision
550 - 659	Bristol West	$112	Susan, 22 Zip: 68801	Dodge Charger Police	• State Minimum Liability
< 550	Bristol West	$88	Ida, 28 Zip: 68801	Honda Accord Sport	• State Minimum Liability

Last Updated Nov 21, 2024

Cheap car insurance quotes in Grand Island for popular cars

The make and model of your vehicle significantly impact your car insurance costs. Luxury vehicles such as Bentley or Lamborghini, with price tags exceeding $150,000, come with higher insurance bills compared to safety-oriented vehicles like the Toyota Corolla or Honda Odyssey.

Generally, the more expensive your car is, the higher your insurance premium will be. Other car-related factors that can increase insurance rates include:

Repair or replacement costs

Likelihood of theft

Safety rating

Popular car models in Grand Island include:

Ford F-150

Ram 1500

Chevrolet Malibu

Chevrolet Silverado

GMC Sierra

Jeep Grand Cherokee

Choosing a car with solid reliability, lower repair costs, and a modest price tag can help keep your premiums low.

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Ford Ford_f-150	Progressive	$49	Randy, 32 Zip: 68802	• 100,000/300,000 Liability
RAM 1500	Travelers	$45	Henry, 40 Zip: 68803	• 50,000/100,000 Liability

Last Updated Nov 20, 2024

How to lower car insurance costs in Grand Island

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Grand Island?

People living in Grand Island pay on average $76 per month – or $912 per year – on state-minimum liability coverage. Full coverage in Grand Island costs on average $180 per month or $2,160 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the minimum car insurance in Grand Island, Nebraska?

The state-minimum car insurance in Grand Island, Nebraska is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

What is the cheapest car insurance in Grand Island?

Based on thousands of Grand Island drivers Jerry has worked with, car insurance in Grand Island costs an average of $74 per month for state-minimum coverage and $166 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Grand Island?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

National General

Dairyland

, and

Progressive

receive good ratings from Grand Island drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.