How much does Nissan car insurance cost?

Originally known as Datsun in the U.S., Nissan has been producing quality cars for decades. Known for its innovation, Nissan produces vehicles ranging from sedans and sports cars to SUVs and electric vehicles.

On average, Nissan owners pay $1,176 for car insurance annually. But that’s just an average—every Nissan driver is unique, and every Nissan car insurance policy will differ from driver to driver.

There is no “average” car insurance quote that applies to everyone. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.

How to find the cheapest Nissan Car Insurance Quotes

Jerry has provided 95314 real Nissan insurance quotes. Check out the table below for some real-world examples.

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance Coverage	Has Full Coverage
January 11, 2022	Nissan Altima	Progressive	$109	Alma, 53, Lubbock, TX	100/300	Yes
February 13, 2020	Nissan Altima	Progressive	$310	Sam, 72, Portland, OR	State Minimum	No
February 11, 2020	Nissan Juke	Travelers	$148	Hettie, 34, Leland, NC	State Minimum	Yes
January 13, 2024	Nissan Sentra	Progressive	$48	Nathaniel, 37, Orlando, FL	No Coverage	No
July 13, 2024	Nissan Armada Platinum	Dairyland	$138	Harry, 46, Midlothian, VA	30/60	No

Last Updated Nov 26, 2024

The best car insurance companies for Nissan drivers

As you’re shopping for car insurance, it’s vital that you search for a provider that’s right for you and your car.

Your optimal car insurance plan will depend on your driving record, age, location, and claims history. For that reason, there’s no single insurance provider that’s right for everyone. To help Nissan drivers save money and find the best rates, Jerry conducted the largest insurance survey in the country.

We asked real drivers to rate their insurance companies—from major insurers like GEICO and State Farm to small regional companies like PEMCO Mutual and North Carolina Farm Bureau—on price, claims experience, and customer service. Here’s what we found.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

Insurance costs for popular Nissan models

Your Nissan model is a primary factor affecting your insurance rate. Model-specific points that play a role in determining your rate include the following:

• Safety features: Vehicles with excellent safety ratings, like the Nissan Pathfinder and the Nissan Rogue, tend to have lower insurance costs.
• Vehicle value: Expensive cars, like the Nissan GT-R, typically have far higher insurance costs than economy vehicles, like the Nissan Versa or Nissan Altima.
• Vehicle class: Full-size SUVs tend to have higher insurance costs than compact SUVs and small cars.
• Engine size: Sports cars, like the Nissan 370Z, have engines built for speed, which insurers typically view as an increased risk. For that reason, performance and sports cars typically see higher insurance costs.
• Availability of replacement parts: Luxury vehicles and discontinued cars tend to have expensive or difficult-to-acquire replacement parts, resulting in increased insurance costs.
• Cost of repairs: If you drive a car with high repair costs, like a high-end luxury vehicle, you can expect to pay steeper insurance rates.

The table below contains the average cost of car insurance for popular Nissan models.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Nissan Altima	$103	$200
Nissan Sentra	$103	$195
Nissan Rogue	$97	$176
Nissan Versa	$100	$185
Nissan Maxima	$101	$208
Nissan Murano	$99	$167
Nissan Pathfinder	$96	$184

You’re required by your state to maintain a minimum level of insurance coverage. That requirement typically includes certain amounts of basic liability coverage, which includes bodily injury liability insurance and property damage liability.

In contrast, full coverage features both collision and comprehensive coverage. This insurance provides complete financial protection for you, your vehicle, and the motorists with whom you share the road.

Nissan Sentra insurance costs

Known for its practicality and fuel efficiency, the Nissan Sentra is a compact sedan that’s ideal for urban driving and daily commutes. It features modern technology, a comfortable interior, and a smooth ride.

The table below contains the average insurance costs for Nissan Sentras.

Car Trim	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Sentra SV	$117	$226
Sentra SR	$112	$210
Sentra 1.8	$100	$155
Sentra SR Turbo	$137	$202
Sentra S	$108	$199

Your Sentra’s trim level also affects your insurance rates. Trim level refers to the specific model options that set your Sentra apart from the base model. For example, the 2023 Sentra is available in three trim levels.

• S: Starting at $20,050 MSRP, the base model 2023 Nissan Sentra S features a 149-horsepower engine, 16-inch wheels, a seven-inch touchscreen, and standard driver-assist and safety tech.
• SV: Starting at $21,270, the 2023 Nissan Sentra SV adds intelligent cruise control, premium interior materials, three months of SiriusXM® radio, and extra USB ports.
• SR: Starting at $22,940, the 2023 Nissan Sentra SR features an exclusive sport design, LED headlights, 18-inch wheels, and a dark chrome v-motion grille.

Higher trim levels come with higher price tags, often resulting in increased insurance prices. Because of this, you should expect the Sentra SR to have slightly inflated insurance costs compared to the entry-level trim.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage	Has Full Coverage
Nissan Sentra	Progressive	$48	Nathaniel, 37, Orlando, FL	No Coverage	No
Nissan Sentra S	Progressive	$79	Clifford, 30, Hawthorn Woods, IL	State Minimum	Yes
Nissan Sentra S	Bristol West	$212	Mary, 31, Lewisville, TX	State Minimum	Yes
Nissan Sentra S	Mercury	$351	Joseph, 30, Austin, TX	50/100	Yes
Nissan Sentra S	Progressive	$280	Lucinda, 26, Hyattsville, MD	50/100	No

Last Updated Nov 26, 2024

Nissan Pathfinder insurance costs

A favorite with families and adventurers, the Nissan Pathfinder is a midsize SUV that combines capability and versatility. It’s known for its spacious interior with three-row seating and advanced safety features.

The 2024 Nissan Pathfinder is available in the following five trim levels:

• S: Starting at $36,535, the base model 2023 Nissan Pathfinder S includes a 284-horsepower engine, 18-inch wheels, automatic climate control, an eight-inch touchscreen display, Apple CarPlay and Android Auto, and standard driver-assist and safety tech.
• SV: Starting at $39,355, the 2023 Nissan Pathfinder SV includes additions like a remote start feature, heated exterior mirrors, adaptive cruise control, and a lane-keeping assist feature.
• SL: Starting at $42,955, the 2023 Nissan Pathfinder SL adds a power liftgate, heated steering wheel, nine-inch touchscreen display, cordless smartphone charging pad, integrated navigation, and additional USB ports.
• Rock Creek: Starting at $44,355, the 2023 Nissan Pathfinder Rock Creek features a 295-horsepower tuned version of the base engine, off-road suspension with a 0.6-inch lift, 18-inch wheels with all-terrain tires, LED fog lights, standard all-wheel drive, and custom grille.
• Platinum: Starting at $49,505, the 2023 Nissan Pathfinder Platinum is at the top of the lineup and includes upgraded leather upholstery, ambient cabin lighting, a hands-free liftgate, a digital instrument cluster, and a heads-up display.

Here’s how much you might expect your cost to change based on the trim level of your car:

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage	Has Full Coverage
Nissan Pathfinder S	Safeco	$260	Carolyn, 39, Irving, TX	100/300	Yes
Nissan Pathfinder	Progressive	$156	Luella, 30, Athens, GA	100/300	Yes
Nissan Pathfinder S	Bristol West	$160	Corey, 42, Jarrell, TX	50/100	Yes
Nissan Pathfinder S	Kemper	$101	Randy, 51, Wantagh, NY	State Minimum	Yes
Nissan Pathfinder S	Nationwide	$109	Christian, 63, Colora, MD	50/100	Yes

Last Updated Nov 26, 2024

Nissan Rogue insurance cost

The Nissan Rogue is an extremely popular compact SUV beloved for its versatility and stylish design. It provides advanced safety features, a comfortable ride, and ample cargo space, making it popular for families and drivers seeking reliable and capable crossover SUVs. Here’s how much you might expect your cost to change based on the trim level of your car:

For the 2024 model year, the Nissan Rogue is available in four trims.

• S: Starting at $28,695, the base model 2023 Nissan Rogue S features a turbocharged 201-horsepower engine, 17-inch alloy wheels, LED headlights, an eight-inch touchscreen, Apple CarPlay and Android Auto, two USB ports, a four-speaker audio system, and a standard set of driver-assist and safety tech.
• SV: Starting at $30,785, the 2023 Nissan Rogue SV adds 18-inch wheels, a remote engine start feature, heated exterior mirrors, automatic climate control, a six-speaker audio system, adaptive cruise control, and lane-keeping assist.
• SL: Starting at $35,045, the 2023 Nissan Rogue SL includes upgrades like 19-inch wheels, LED fog lights, a hands-free liftgate, driver’s seat memory settings, and a 360-degree camera.
• Platinum: Starting at $38,475, the 2023 Nissan Rogue Platinum tops the lineup with a 12.3-inch digital instrument panel, a built-in Amazon Alexa digital assistant, premium interior materials, a cordless charging pad, and an extra front-center airbag for added protection.

Check out the table below for real Nissan Rogue insurance quotes.

Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage	Has Full Coverage
Nissan Rogue Sv	Mercury	$112	Carlos, 39, Bayonne, NJ	100/300	Yes
Nissan Rogue S	Travelers	$139	Mattie, 34, Littleton, CO	State Minimum	Yes
Nissan Rogue S	Nationwide	$274	Mable, 37, Antelope, CA	State Minimum	Yes
Nissan Rogue S	Progressive	$177	Theresa, 32, Richmond, TX	50/100	Yes
Nissan Rogue S	Safeco	$123	Josephine, 42, Raleigh, NC	50/100	Yes

Last Updated Nov 26, 2024

Nissan Frontier insurance costs

Excellent for both work and play, the Nissan Frontier is a midsize pickup truck that’s known for its powerful engines, off-road capabilities, and rugged construction. The Frontier is popular among drivers searching for a capable and dependable truck for towing, hauling, or adventuring. Here’s how much you might expect your cost to change based on the trim level of your car:

The 2024 Frontier is available in three trim options:

• S. Starting at $30,525, the base model 2023 Nissan Frontier S includes a 310-horsepower engine, 16-inch wheels, push-button start, an eight-inch touchscreen, a six-speaker sound system, Android Auto and Apple CarPlay, and standard driver-assist and safety tech.
• SV. Starting at $33,225, the 2023 Nissan Frontier SV adds 17-inch wheels, a power-adjustable driver’s seat, and three separate package options with varying features.
• Pro-X. Starting at $37,055, the 2023 Nissan Frontier Pro-X includes upgrades like Bilstein shocks, extra skid plates, custom wheels with all-terrain tires, a 10-speaker sound system, and a nine-inch touchscreen.

Below, you can find Nissan Frontier insurance quotes Jerry found for our customers.

Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage	Has Full Coverage
Nissan Frontier S	Commonwealth Insurance	$120	Pauline, 30, San Antonio, TX	State Minimum	No
Nissan Frontier Crew Cab Le	Progressive	$82	Michael, 51, Yorkville, IL	100/300	Yes
Nissan Frontier S	Nationwide	$85	Harry, 59, Roanoke, VA	100/300	Yes
Nissan Frontier S	Nationwide	$176	Bernice, 54, Stone Mountain, GA	State Minimum	Yes
Nissan Frontier King Cab Le	Nationwide	$118	Violet, 48, New York, NY	State Minimum	No

Last Updated Nov 26, 2024

Nissan Maxima insurance costs

The Nissan Maxima is a full-size sedan that combines luxury and performance without breaking the bank. Renowned for its powerful engine, sleek design, and high-end features, the Maxima provides a refined driving experience paired with advanced tech. Here’s how much you might expect your cost to change based on the trim level of your car:

The 2024 Maxima is available in the following three trim levels:

• SV: Starting at $39,435, the base model 2023 Nissan Maxima SV features a 300-horsepower engine, LED headlights, automatic climate control, Android Auto and Apple CarPlay, an eight-inch touchscreen, an in-car Wi-Fi hotspot, and standard driver-assist and safety features.
• SR: Starting at $44,595, the 2023 Nissan Maxima SR adds paddle shifters, sport suspension, driver’s seat memory settings, an 11-speaker Bose audio system, and lane-keeping assist.
• Platinum: Starting at $45,545, the 2023 Nissan Maxima Platinum includes upgrades like automatic wipers, premium interior materials, and heated rear seats.

Check out the table below for Nissan Maxima car insurance quotes from real Jerry customers.

Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage	Has Full Coverage
Nissan Maxima 3.5S	Bristol West	$216	Rosie, 38, Bedford, TX	100/300	Yes
Nissan Maxima 3.5S	State Auto	$250	Frank, 45, Columbia, MD	50/100	Yes
Nissan Maxima S	Progressive	$248	Ricardo, 52, Upper Marlboro, MD	100/300	Yes
Nissan Maxima 3.5S	Bristol West	$751	Derek, 67, Stockton, CA	50/100	Yes
Nissan Maxima 3.5S	Bristol West	$119	Mae, 40, Miami Gardens, FL	No Coverage	No

Last Updated Nov 26, 2024

Are Nissans more expensive to insure?

Compared to the average cost of other cars, Nissan vehicles cost 6% more to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Pontiac	$87	$142
Toyota	$93	$166
Honda	$95	$169
Nissan	$98	$185
Mercedes-Benz	$100	$208

Cheapest Nissans to insure

The Nissan model cheapest to insure is the 2021 Nissan Rogue SV, with an average monthly premium of $42 for minimum liability insurance and $69 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2017 Nissan NV	$89	$149
2022 Nissan Pathfinder	$89	$195
2013 Nissan Xterra	$89	$156
2019 Nissan Murano	$89	$180
2017 Nissan Murano	$89	$153

Most expensive Nissans to insure

The Nissan model with the most expensive average insurance rate is the 2015 Nissan Armada, averaging $181 monthly for basic liability coverage and $241 monthly for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2015 Nissan Armada	$165	$241
2019 Nissan Leaf	$161	$168
2018 Nissan Altima	$145	$192
2017 Nissan Altima	$144	$206
2018 Nissan Pathfinder	$141	$173

But don’t forget that your insurance rates are based on unique aspects of your driver profile. To find the most affordable premium, you’ll need to shop around and compare rates from many companies.

What factors affect Nissan car insurance rates?

There is a wide range of factors that affect how your Nissan car insurance rate is calculated.

• Vehicle age: If you drive a newer Nissan, you’ll most likely see higher insurance costs.
• Vehicle cost: Expensive cars, like the Nissan GT-R, have steeper insurance rates than cheaper options, like the Nissan Murano or the Nissan Leaf.
• Parts cost: Insurance typically costs more for cars with expensive or difficult-to-acquire parts.
• Your age: Drivers under 25 and over 75 pay the highest insurance premiums. If you’re within one of those age groups, you’ll likely pay inflated rates.
• Your driving record and insurance claims history: You should expect to pay higher rates if you have a history of crashes or auto insurance claims.
• Where you store your car: Leaving your car unsheltered outside exposes it to higher risks of damage due to theft, vandalism, or weather. This can result in increased insurance expenses.

Your Nissan car insurance rates may also depend on the following specific factors:

• Imports: Many Nissans are produced in Japan. This can cause replacement costs to be higher than domestic vehicles.
• Safety: Nissan vehicles get excellent safety ratings, which can help lower your insurance costs.
• Reliability: Cars with great reliability scores, like Nissan, tend to have lower insurance costs.

Nissan insurance cost for young drivers

Out of all age groups, car insurance rates are the most expensive for teen drivers between 16 and 19. Because teens are statistically more likely to be involved in accidents, experts recommend full overage for teens who own their own cars.

Nissan insurance cost for senior drivers

Seniors over 75 pay the second-highest insurance premiums out of all age groups. Car insurance rates for seniors are high due to older drivers’ increased risk of being involved in an accident. Additionally, seniors are more likely to become severely injured in an accident, which can cause high medical bills and inflated insurance rates.

Nissan insurance cost for drivers with driving violations

Another prominent factor insurance companies consider when determining your rate is your driving record. For drivers with records free of violations and at-fault accidents, rates tend to be low. However, you’ll likely face steep rates if you have any of the following violations on your record:

• Speeding tickets
• DUIs
• At-fault accidents
• Reckless driving
• Driving on a suspended license

Cheapest car insurance for Nissan drivers with a speeding ticket

While a single speeding ticket for one to five miles over the limit shouldn’t cause your rates to increase too much, multiple tickets or one criminal speeding ticket may cause your premiums to skyrocket. Jerry has proudly helped many Nissan drivers with speeding tickets find quality insurance coverage.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Speeding 11-15	Nissan Juke	Travelers	$148	Hettie, 34, Leland, NC	State Minimum	Yes
Speeding Violation-Minor	Nissan Sentra S	Progressive	$79	Clifford, 30, Hawthorn Woods, IL	State Minimum	Yes
Speeding 21+	Nissan Altima Base	Progressive	$172	Lucille, 31, Lansdowne, PA	25/50	No
Speeding Violation-Minor	Nissan Altima 2.5	Progressive	$153	Georgie, 34, Poughkeepsie, NY	State Minimum	No
Speeding Violation-Minor	Nissan Maxima 3.5S	Encompass	$749	Anne, 30, Queens, NY	50/100	Yes

Last Updated Nov 26, 2024

Cheapest car insurance for Nissan drivers with a DUI

A DUI conviction on your record is liable to raise your rates. And you’ll probably have to shop around to find the best coverage. Jerry has helped many Nissan drivers find quality coverage after a DUI.

Cheapest car insurance for Nissan drivers after an accident

Other major elements that affect your insurance rate include your accident history and insurance claims record. If you’ve caused an accident recently, your rates will likely rise. Jerry has proudly helped many Nissan drivers find deals on car insurance after an accident.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Not At Fault	Nissan Altima	Progressive	$109	Alma, 53, Lubbock, TX	100/300	Yes
Not At Fault	Nissan Altima	Progressive	$310	Sam, 72, Portland, OR	State Minimum	No
At Fault With No Injury	Nissan Sentra	Progressive	$48	Nathaniel, 37, Orlando, FL	No Coverage	No
Not At Fault	Nissan Armada Platinum	Dairyland	$138	Harry, 46, Midlothian, VA	30/60	No
At Fault With No Injury	Nissan Altima	Travelers	$159	Agnes, 33, Winston Salem, NC	100/300	Yes

Last Updated Nov 26, 2024

Cheapest car insurance for Nissan drivers with other driving violations on their record

Speeding tickets and DUIs aren’t the only driving violations that can raise your insurance rates. Other offenses, like reckless driving and driving on a suspended license and also cause your premiums to climb. Fortunately, Jerry can help Nissan drivers find coverage after a variety of violations.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Driving on Sus. License	Nissan Juke S	Bristol West	$86	Steven, 44, Tacoma, WA	State Minimum	No
Failure to Obey Signal	Nissan Sentra S	Encompass	$259	Lester, 35, San Diego, CA	50/100	Yes
Other Minor	Nissan Versa S	Aspire Advantage	$207	Andrew, 31, Bakersfield, CA	State Minimum	Yes
Suspension	Nissan Quest S	Safeco	$265	Andre, 54, Staten Island, NY	50/100	Yes
Improper Passing	Nissan Maxima 3.5S	Bristol West	$119	Mae, 40, Miami Gardens, FL	No Coverage	No

Last Updated Nov 26, 2024

How can I lower the cost of my Nissan car insurance?

There is an array of methods you can use to lower your Nissan car insurance rates.

• Compare rates: The best way to find quality coverage at affordable rates is to shop around for insurance coverage. Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies.
• Bundle your insurance plans: Another proven way to reduce your monthly bill is by bundling your homeowners and auto insurance with the same company.
• Participate in a telematics program: Telematics programs may track driving habits and reward safe drivers with lower rates. Many of the top insurance providers offer insurance discounts for drivers who participate in telematics programs.
• Raise your deductible: The deductible is the amount of money you must pay out of pocket before the insurance company will pay on a claim. Increasing your deductible is one way to reduce your rate.
• Reduce your coverage: Older and less valuable vehicles don’t need as much coverage as expensive new models. If you drive an older Nissan, you may be able to save some cash by reducing your coverage.
• Purchase a used car: New cars tend to face steeper insurance rates than older used cars. Driving a used Nissan may be a solid way to cut down on your insurance expenses.