How much does Toyota Tundra car insurance cost?
On average, Toyota Tundra drivers spend $86 each month on state minimum car insurance and $160 per month for full coverage. Compared to other popular cars like the Volkswagen Golf, Mini Cooper, and Subaru WRX, the Toyota Tundra is 21% more expensive to insure.
However, there is no real “average” cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Toyota Tundra insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes
Compare the cheapest Toyota Tundra car insurance quotes
This may feel complicated, but it doesn’t have to be. Jerry is a car insurance price comparison tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Toyota Tundra drivers save an average of $952 per year on their car insurance.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| November 24, 2024 | Toyota Tundra Crewmax Sr5 | Progressive | $908 | Vincent, 36, Healdsburg, CA | 50/100 | Yes |
| November 24, 2024 | Toyota Tundra Access Cab Sr | Aspire Advantage | $52 | Sophia, 31, Ventura, CA | State Minimum | No |
| November 24, 2024 | Toyota Tundra Crewmax Limit | Electric | $246 | Claudia, 41, Chesterfield, VA | 30/60 | Yes |
| November 23, 2024 | Toyota Tundra Double Cab Limited | Assurance America | $97 | Peter, 40, Davenport, FL | No Coverage | No |
| November 23, 2024 | Toyota Tundra Crewmax Sr5 | Progressive | $231 | Dean, 39, Salt Lake City, UT | State Minimum | Yes |
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Toyota Tundra, you’ll need to get car insurance quotes from at least three insurance companies.
The best car insurance companies for Toyota Tundra owners
There’s no single best insurance company for all Toyota Tundra owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to calculate your premiums.
But that doesn’t mean we can’t find the best insurance company for you.
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Toyota Tundra?
The average cost of Toyota Tundra insurance is $160 per month for full coverage and $86 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
| Toyota Tundra | $160 | $86 |
- Minimum coverage insurance is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
- Full coverage insurance provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is the best way to shop for insurance. Jerry makes quote shopping easy, finding you the best coverage at the best rate.
Why are some trims more expensive to insure than others?
Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.
Check out the table below to see the average cost of auto insurance for some popular Toyota Tundra trims.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Tundra Toyota | $81 | $87 |
| Tundra Toyota Access Cab | $73 | $92 |
| Tundra Toyota Access Cab Limited | $89 | $141 |
| Tundra Toyota Access Cab SR5 | $80 | $115 |
| Tundra Toyota Crewmax | $69 | $80 |
| Tundra Toyota Crewmax Limited | $74 | $168 |
| Tundra Toyota Crewmax Platinum | $45 | $145 |
| Tundra Toyota Crewmax SR5 | $97 | $165 |
| Tundra Toyota Double Cab | $91 | $134 |
| Tundra Toyota Double Cab Limited | $109 | $214 |
| Tundra Toyota Double Cab SR | $87 | $182 |
| Tundra Toyota Double Cab SR5 | $88 | $149 |
Toyota Tundra insurance cost by model year
The more recently your Toyota Tundra was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Toyota Tundras provided by Jerry to better understand how your driver profile might affect your cost.
2023 Toyota Tundra car insurance quotes
Unfortunately, newer cars can also come with higher car insurance rates. Here’s what Jerry drivers pay to insure their 2023 Toyota Tundra:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2023 | Commonwealth Insurance | $787 | Nicholas, 22, Phoenix, AZ | State Minimum | Yes |
| Tundra 2023 | Infinity | $104 | Nathaniel, 37, Fremont, CA | State Minimum | No |
| Tundra 2023 | Aspire Advantage | $162 | Lilly, 46, Victorville, CA | State Minimum | No |
| Tundra 2023 | Aspen | $1,573 | Josie, 21, Webster, TX | State Minimum | Yes |
| Tundra 2023 | Progressive | $151 | Owen, 52, Phoenix, AZ | State Minimum | Yes |
2022 Toyota Tundra car insurance quotes
It’s important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Toyota Tundra drivers below:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2022 | Progressive | $246 | Mabelle, 51, Chester, NH | 100/300 | Yes |
| Tundra 2022 | Clearcover | $223 | Rosetta, 38, Greenville, TX | 50/100 | Yes |
| Tundra 2022 | Progressive | $200 | Lizzie, 29, Escondido, CA | 100/300 | Yes |
| Tundra 2022 | Mercury | $373 | Adelaide, 45, Gulf Breeze, FL | 50/100 | Yes |
| Tundra 2022 | Progressive | $259 | Jorge, 39, Corpus Christi, TX | State Minimum | Yes |
2021 Toyota Tundra car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Toyota Tundra:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2021 | Safeco | $399 | Lulu, 57, Yonkers, NY | State Minimum | Yes |
| Tundra 2021 | Bristol West | $185 | Dale, 35, Phoenix, AZ | State Minimum | Yes |
| Tundra 2021 | Nationwide | $175 | Lloyd, 40, San Antonio, TX | 50/100 | Yes |
| Tundra 2021 | Progressive | $177 | Antonio, 38, Coral Springs, FL | 50/100 | Yes |
| Tundra 2021 | Allstate | $215 | Adrian, 29, North Palm Springs, CA | 100/300 | Yes |
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Toyota Tundra with our real quote examples below:
2020 Toyota Tundra car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2020 | Nationwide | $138 | Ruby, 63, Tracy, CA | 25/50 | No |
| Tundra 2020 | Clearcover | $207 | Milton, 34, Orem, UT | State Minimum | Yes |
| Tundra 2020 | Progressive | $53 | Evelyn, 45, Chesapeake, VA | State Minimum | No |
| Tundra 2020 | Progressive | $210 | Addie, 36, New Port Richey, FL | State Minimum | Yes |
| Tundra 2020 | Travelers | $119 | Kate, 32, Seguin, TX | 50/100 | Yes |
2019 Toyota Tundra car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2019 | Infinity | $245 | Gertrude, 41, Gainesville, GA | 100/300 | Yes |
| Tundra 2019 | Progressive | $55 | Chad, 39, Tomball, TX | State Minimum | Yes |
| Tundra 2019 | National General | $518 | Antonio, 46, Roseville, CA | 50/100 | Yes |
| Tundra 2019 | Bristol West | $471 | Ivan, 51, San Diego, CA | 100/300 | Yes |
| Tundra 2019 | Travelers | $152 | Henrietta, 57, Springfield, VA | 100/300 | Yes |
2018 Toyota Tundra car insurance quotes
|
Car
|
Premium (monthly)
|
Monthly Quote
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2018 | Progressive | $70 | Beulah, 32, Crosby, TX | State Minimum | No |
| Tundra 2018 | Travelers | $110 | Joseph, 48, Munford, AL | 50/100 | Yes |
| Tundra 2018 | Progressive | $201 | Gerald, 30, Commerce City, CO | State Minimum | Yes |
| Tundra 2018 | Clearcover | $152 | Essie, 40, Temecula, CA | 100/300 | Yes |
| Tundra 2018 | Nationwide | $80 | Edward, 43, Rolesville, NC | 100/300 | Yes |
2017 Toyota Tundra car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2017 | Kemper | $240 | Lilly, 54, Lilburn, GA | 50/100 | Yes |
| Tundra 2017 | Nationwide | $149 | Bettie, 55, Scottsdale, AZ | 100/300 | Yes |
| Tundra 2017 | Progressive | $249 | Clara, 63, Gwynn Oak, MD | State Minimum | No |
| Tundra 2017 | Travelers | $103 | John, 61, Williamsburg, VA | 250/500 | Yes |
| Tundra 2017 | Travelers | $268 | Mark, 30, San Tan Valley, AZ | State Minimum | Yes |
2016 Toyota Tundra car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2016 | National General | $217 | Mable, 54, Chatsworth, CA | State Minimum | No |
| Tundra 2016 | Clearcover | $171 | Jackson, 49, Kemp, TX | 50/100 | Yes |
| Tundra 2016 | Allstate | $205 | Lora, 40, Riverside, CA | 100/300 | Yes |
| Tundra 2016 | Plymouth Rock | $121 | Dominic, 58, Glenwood, NJ | 50/100 | Yes |
| Tundra 2016 | Progressive | $111 | Nora, 53, Mission, TX | 50/100 | Yes |
2015 Toyota Tundra car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2015 | Safeco | $111 | Fred, 38, Granville, MA | 100/300 | Yes |
| Tundra 2015 | Nationwide | $339 | Louis, 63, Carrollton, TX | 50/100 | Yes |
| Tundra 2015 | Bristol West | $269 | Frank, 29, Simpsonville, SC | 100/300 | Yes |
| Tundra 2015 | Progressive | $369 | Gabriel, 38, San Antonio, TX | 50/100 | Yes |
| Tundra 2015 | Safeco | $214 | Lelia, 33, La Vergne, TN | 50/100 | Yes |
2014 Toyota Tundra car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2014 | Progressive | $147 | Rosalie, 45, Houston, TX | State Minimum | No |
| Tundra 2014 | Progressive | $123 | Mina, 32, Parkville, MD | 50/100 | No |
| Tundra 2014 | Progressive | $48 | Lucile, 66, Hartsel, CO | State Minimum | No |
| Tundra 2014 | Kemper | $302 | Mae, 60, Reno, NV | 50/100 | Yes |
| Tundra 2014 | Travelers | $269 | Phoebe, 30, Telluride, CO | 100/300 | Yes |
2013 Toyota Tundra car insurance quotes
|
car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance Coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Tundra 2013 | Bristol West | $377 | Hilda, 31, Roswell, GA | State Minimum | Yes |
| Tundra 2013 | Plymouth Rock | $109 | Richard, 44, Pittsburgh, PA | 25/50 | Yes |
| Tundra 2013 | Progressive | $113 | Victoria, 43, Cape Coral, FL | State Minimum | No |
| Tundra 2013 | Clearcover | $407 | Cory, 54, Lubbock, TX | 50/100 | Yes |
| Tundra 2013 | Progressive | $252 | Jeremiah, 29, San Antonio, TX | 50/100 | Yes |
Are Toyota Tundras expensive to insure?
The average Toyota Tundra insurance rate is $86 per month. Compared to the national average for other models from a similar price range, it is 21% more expensive to insure a Toyota Tundra.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Toyota Tundra | $86 | $160 |
| Mini Cooper | $90 | $166 |
| Jeep Liberty | $95 | $155 |
| Buick Century | $87 | $133 |
| Ford Taurus | $93 | $178 |
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Toyota Tundra safety ratings
Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.
The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.
See the tables below for a detailed look at safety ratings for the Toyota Tundra.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front: original test | Good |
| Side: original test | Good |
| Side: updated test | Good |
| Roof strength | Good |
| Head restraints & seats | Good |
| Headlights (varies by trim/option) | Good/Average depending on trim/option |
| Front crash prevention: vehicle-to-vehicle | Superior |
| Front crash prevention: vehicle-to-pedestrian (day) | Superior |
| Front crash prevention: vehicle-to-pedestrian (night) | Advanced |
| Seat belt reminders | Good/Average depending on trim/option |
Toyota Tundra safety features
The safety features of a model will also impact your insurance costs.
A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features.
The Toyota Tundra has a variety of safety features. Learn more about them below.
| Safety feature | Description |
|---|---|
| Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
| Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
| Knee airbags | Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident. |
| Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
| Overhead airbags | Overhead airbags are used to protect the occupant’s heads in the event of a side collision or rollover. |
| Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
| Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
| Security system | The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
What other factors affect Toyota Tundra insurance rates?
Many factors influence your car insurance rate, such as:
- The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
- Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.
Toyota Tundra insurance cost for young drivers
Teen drivers between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
Toyota Tundra insurance cost for senior drivers
As you enter your mid-70s, car insurance costs begin to climb again. Car insurance rates for seniors tend to be higher for several reasons.
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
Toyota Tundra insurance cost for drivers with driving violations
Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Toyota Tundra drivers with speeding ticket
There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit.
Jerry is proud to help Toyota Tundra drivers with varying speeding tickets save on car insurance.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Minor | Toyota Tundra Double Cab Sr/Sr5 | National General | $217 | Mable, 54, Chatsworth, CA | State Minimum | No |
| Speeding Violation-Minor | Toyota Tundra Double Cab Sr/Sr5 | Kemper | $240 | Lilly, 54, Lilburn, GA | 50/100 | Yes |
| Speeding Violation-Minor | Toyota Tundra Crewmax 1794 | Progressive | $111 | Nora, 53, Mission, TX | 50/100 | Yes |
| Speeding Violation-Minor | Toyota Tundra Double Cab Sr/Sr5 | Progressive | $526 | Olivia, 28, Midland, GA | 100/300 | Yes |
| Speeding Violation-Minor | Toyota Tundra Crewmax Limited | Bristol West | $269 | Frank, 29, Simpsonville, SC | 100/300 | Yes |
Cheapest car insurance for Toyota Tundra drivers with a DUI record
If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Toyota Tundra drivers obtain affordable auto insurance rates after a DUI.
Cheapest car insurance for Toyota Tundra drivers after an accident
One of the most important factors affecting car insurance rates is your car accident or claim history.
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Toyota Tundra drivers save on car insurance after car accidents.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With No Injury | Toyota Tundra Double Cab Sr/Sr5 | National General | $217 | Mable, 54, Chatsworth, CA | State Minimum | No |
| At Fault With No Injury | Toyota Tundra Double Cab Sr5 | Electric | $71 | Amelia, 30, Toledo, OH | State Minimum | Yes |
| At Fault With No Injury | Toyota Tundra Crewmax Sr5 | Progressive | $147 | Rosalie, 45, Houston, TX | State Minimum | No |
| Not At Fault | Toyota Tundra Access Cab Sr5 | Progressive | $95 | Hester, 52, Duluth, GA | State Minimum | No |
| At Fault With No Injury | Toyota Tundra | Progressive | $59 | Flora, 61, Greeley, CO | State Minimum | No |
Cheapest car insurance for Toyota Tundra drivers with other driving violations on their record
Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.
We’ve compiled a list of various other driving violations and how we helped Toyota Tundra drivers with these violations save on their car insurance.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Other Minor | Toyota Tundra Crewmax Sr5 | Allstate | $205 | Lora, 40, Riverside, CA | 100/300 | Yes |
| DUI | Toyota Tundra Double Cab Limited | Plymouth Rock | $121 | Dominic, 58, Glenwood, NJ | 50/100 | Yes |
| Failure to Obey Signal | Toyota Tundra Crewmax Sr5 | Infinity | $245 | Gertrude, 41, Gainesville, GA | 100/300 | Yes |
| Open Container | Toyota Tundra Access Cab | Infinity | $532 | Marvin, 32, Kingston, GA | 50/100 | Yes |
| Open Container | Toyota Tundra Double Cab Sr5 | Progressive | $113 | Victoria, 43, Cape Coral, FL | State Minimum | No |
How can I lower the cost of insurance for my car?
There are a variety of ways to lower insurance costs for your vehicle.
- Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
- Raise your deductible: Your car insurance deductible is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
- Reduce your coverage: If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
- Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
- Bundle your insurance policies: Bundling your homeowners and auto insurance with the same company can amount to a lower overall bill.
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
