Cheapest Chevrolet Car Insurance (Nov 2024)

Written by R.E. Fulton and 2 others
Nov 25, 2024
Insurance price card

Cheapest Chevrolet Car Insurance (Nov 2024)

No long forms No spam or unwanted phone calls Quotes from top insurance companies

You’re minutes away from insurance savings.

How much does Chevrolet car insurance cost?

Ah, good ol’ Chevrolet. The nickname “Chevy” reflects America’s fondness for these affordable cars and pickup trucks, alongside the car-lover’s-dream-made-real—the iconic Chevrolet Corvette. The “bowtie brand” made waves with the world’s all-time bestselling plug-in hybrid, the Volt, and has continued to deliver mainstays like the Chevrolet Camaro and Silverado plus new models, such as the Blazer, Bolt, and Trax.

At Jerry, we obsess over finding affordable car insurance for everybody. We found that insurance coverage for the average Chevrolet costs about $92 per month. Compared to the national average, Chevrolets cost 2% less to insure. That said, average rates are not a good indicator of what your own policy might cost. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.

How to find the cheapest Chevrolet Car Insurance Quotes

It’s understandable if you think that cheap car insurance is a thing of the past. With so many providers and products available, comparing car insurance quotes is a long and tedious affair. That’s why we invented Jerry, the app store’s number one trustworthy super app for auto insurance. Check out some recent car insurance quotes Jerry found for Chevrolet drivers:

Date of Policy
Car Make Model Trim
Insurance Company
Monthly Quote
Customer
Liability Limits
Has Full Coverage
February 24, 2021 Chevrolet Hhr Ls Kemper $116 Ophelia, 62, Manitou Springs, CO 50/100 Yes
February 11, 2020 Chevrolet Cruze Premier State Auto $356 Mildred, 38, Owensboro, KY 50/100 Yes
April 6, 2024 Chevrolet Impala Gainsco $352 Harry, 40, Bladensburg, MD State Minimum No
November 21, 2020 Chevrolet Cruze Ls Travelers $192 Estelle, 33, Ladson, SC State Minimum Yes
December 27, 2020 Chevrolet Volt National General $509 Clarence, 36, Sacramento, CA 50/100 Yes
Last Updated Nov 26, 2024

Best car insurance companies for Chevrolet drivers

The best way to shop for auto insurance is to compare quotes from at least three providers.

No single car insurance company offers the best rates for every driver and every make of car, including Chevrolet. Some companies specialize in helping high-risk drivers, and others (well, most) prefer customers with clean driving records. We asked drivers of all different ages, locations, and driving histories for their preferred insurance provider and received a rainbow of answers.

Here’s how Chevy drivers rated the top companies in the nation:

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco4.64.444.5
Travelers4.54.24.44.5
Progressive4.33.93.94.3
AAA4.243.84.4
Allstate4.23.63.84.2
USAA43.54.54.2
State Farm43.43.84.2
Farmers43.44.13.9
Geico3.93.33.94
Liberty Mutual3.73.23.53.7

How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

By sales, the five most popular Chevrolets in 2022 were the Silverado, Equinox, Malibu, Tahoe, and Traverse.

But popularity alone doesn’t make a cheap insurance plan. Your annual rates depend on several key characteristics of the model you drive, including:

  • Car parts: Uncommon or unique pieces, like supercharged engine components or custom badges, increase repair and insurance costs.
  • Cost of repairs: Since insurance companies are responsible for repairing your car, they offer lower premiums to cars with cheap repair costs.
  • Engine size: Larger engines are more expensive to repair and therefore more expensive to insure.
  • MSRP: High-price trims and fancy features cost more to purchase and insure.
  • Safety features: Better crash ratings and driver assistance technologies make for fewer accidents and injuries, which lowers insurance costs.
  • Vehicle class: On a scale of insurance costs, compact SUVs and sedans are at the lower end while EVs, hybrids, full-size cars, and sports cars are at the top.

The type of insurance coverage you choose also decides how much you pay for your annual premiums.

Liability insurance is required by (most) state laws and is often the cheapest insurance to buy, especially if you stick to the minimum coverage limits required. It covers the cost of mending any damages you cause while driving and includes both bodily injury liability and property damage liability.

Full-coverage car insurance, on the other hand, covers the cost of repairing or replacing your car even if you were at fault. It tends to be more expensive. It includes collision coverage, which covers impacts with cars and other objects, and comprehensive coverage, which covers damage from crime and weather.

Here’s a comparison between the cost of car insurance for a Chevrolet with liability coverage versus full coverage:

CarAverage State Minimum Insurance CostAverage Full Coverage Insurance Cost
Chevrolet Malibu$100$195
Chevrolet Equinox$90$165
Chevrolet Silverado$86$166
Chevrolet Cruze$105$186
Chevrolet Impala$102$190
Chevrolet Tahoe$90$161
Chevrolet Camaro$98$207

Chevrolet Silverado 1500 insurance costs

There’s no greater recommendation for the Chevrolet Silverado than the fact that it’s the top car in some of the country’s most rugged states, from the hot and dry New Mexico to the cold heights of Montana. While it hasn’t yet taken the crown from America’s favorite pick-up truck, the Ford F-150, the Silverado is both powerful and reliable. Chevy owners take this truck to work at construction, ranching, and farming jobs and play on off-roading and rock-crawling trails.

On average, Chevrolet Silverado 1500 insurance costs $0 per month for state minimum coverage and $0 per month for full coverage. But you might pay more or less than this estimate depending on the trims, packages, and options you select.

The 2024 Silverado is available in a two-door Regular Cab, a four-door Double Cab, and four different powertrains. Increase your horsepower, and your premiums will go up. The same goes for comfort features (such as dual-zone automatic climate control and heated seats) and entertainment options (such as a larger touchscreen or Bose audio system).

Fortunately, Chevy equips the Silverado with a forward collision warning system, lane-departure warnings, and lane-keeping assistance, which helps reduce insurance rates.

The 2024 Chevrolet Silverado comes in nine trim levels. Click the links to learn more about insurance costs for each model!

  • The Silverado Work Truck (WT) (est. $36,300) keeps it simple with a turbocharged, 2.7L four-cylinder engine; a 7-inch infotainment touchscreen; and air conditioning.
  • The Silverado Custom (est. $43,600) adds cloth upholstery, LED cargo bed lighting, and power-adjustable and heated mirrors to the same engine.
  • The Silverado LT ($48,000) offers your choice of a four-cylinder, V8, or six-cylinder diesel engine. Its main attractions are a 12.3-inch digital gauge display, a 13.4-inch infotainment touchscreen, heated front seats, and keyless entry and ignition.
  • The Silverado Custom Trail Boss (est. $51,800) is built for off-roading, featuring four-wheel drive, an automatic locking rear differential, and hill descent control. Choose from a four-cylinder, V8, or diesel six-cylinder engine.
  • The Silverado RST (est. $52,300) is identical to the LT but features a sportier panel design.
  • The Silverado LTZ (est. $57,200) adds pricey premiums like a power liftgate, leather upholstery, and Bose audio system, but offsets them with blindspot warnings, a surround-view camera array, and front and rear parking sensors.
  • The Silverado LT Trail Boss (est. $58,000) adds heated front seats, dual-zone automatic climate control, and a power-adjustable driver’s seat to the Custom Trail Boss trim level. Its safety ratings are slightly higher thanks to a pair of LED headlights.
  • The Silverado High Country (est. $62,100) enjoys the best of everything, including enhanced LED lights and heated rear seats. It’s the only trim to come standard with adaptive cruise control.
  • The Silverado ZR2 (est. $71,500) has the option of either a 6.2L V8 or a six-cylinder diesel engine. Four-wheel drive is standard, as are ventilated front seats, a Bose audio system, and electronic locking front and rear differentials. Its blindspot warning and surround-view camera system help mitigate the increased insurance costs.


Check out real quotes from Jerry drivers with a Chevrolet Silverado 1500:

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Chevrolet Silverado Safeco $84 Lillian, 34, Boerne, TX 50/100 Yes
Chevrolet Silverado State Auto $200 Rosalie, 34, Galva, IL State Minimum Yes
Chevrolet Silverado State Auto $315 Dean, 31, Austin, TX State Minimum Yes
Chevrolet Silverado Progressive $196 Ivan, 24, Colorado Springs, CO State Minimum No
Chevrolet Silverado Infinity $165 Bill, 39, Snellville, GA State Minimum No
Last Updated Nov 26, 2024

Chevrolet Equinox insurance costs

Is it avant-garde or cutting-edge? Not really. Is it affordable? Absolutely! The Equinox doesn’t particularly stand out, but it’s got enough of everything to make it a decent choice for a family SUV. While some might find its engine and interior design lackluster, the lack of premium materials makes Equinox’s insurance costs equally affordable.

On average, Chevrolet Equinox insurance costs $90 per month for state minimum coverage and $165 per month for full coverage.

The 2024 Equinox features four trims powered by a turbocharged, 1.5L four-cylinder engine capable of making 175 horsepower and 203 lb-ft of torque. Each one adds more driver assistance technology, which helps keeps insurance costs low. The base starts with forward collision warnings, lane-keeping assistance, and automatic high beams.

Here are the four trims for the 2023 Chevrolet Equinox and their respective insurance costs (just click the links!):

  • The Equinox LS ($26,600) kicks off the line with automatic LED headlights, a 7-inch touchscreen, and a host of entertainment features. While it’s nice to have USB ports, a 4G LTE Wi-Fi hotspot, and Apple CarPlay and Android Auto, keep in mind that all these gadgets will make for higher premiums.
  • The Equinox LT ($27,700) adds a power-adjustable driver’s seat and an enhanced multi-color driver information display. If you can do without the frills, stick with the LS and add standalone options like parking sensors and blindspot warnings for cheaper rates.
  • The Equinox RS ($30,700) comes with a sporty body and dual-zone automatic climate control to keep you looking and feeling cool. The power liftgate and roof rails are handy, but it’s the front and rear parking sensors that’ll make the biggest difference to your annual rates.
  • The Equinox Premier ($31,800) goes all out with ambient cabin lighting, leather upholstery, and a large, 8-inch touchscreen. While these premium features come with higher rates, the Premier’s parking sensors, blind spot warnings, and rear cross-traffic alerts should give you a small insurance discount.

Here’s how much you might expect your cost to change based on the trim level of your car:

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Chevrolet Equinox Electric $295 Ricky, 38, Dallas, TX 100/300 Yes
Chevrolet Equinox Clearcover $82 Cole, 32, Cleveland, OH State Minimum Yes
Chevrolet Equinox Safeco $327 Victor, 36, Springfield Gardens, NY State Minimum Yes
Chevrolet Equinox Clearcover $502 Jean, 34, Dallas, TX 50/100 Yes
Chevrolet Equinox Progressive $209 Georgie, 47, Converse, TX 100/300 Yes
Last Updated Nov 26, 2024

Chevrolet Malibu insurance costs

The mid-size Chevrolet Malibu is a generalist. It’s spacious and accommodating, capably powered and modestly dressed, and young families, commuters, and new drivers will find it a valuable package.

On average, Chevrolet Malibu insurance costs $100 per month for state minimum coverage and $195 per month for full coverage.

The Malibu’s insurance costs are equally modest, but you can make them even more affordable by skipping the highest trim levels. Pricey vanities and gadgets only add to your annual rates. Instead, try the safety-conscious Driver Confidence or Driver Confidence & Cruise packages.

The 2024 Chevrolet Malibu features four trim levels. Here they are from least to most expensive, which is also reflected in their insurance costs (click the links to find out more):

  • The Malibu LS ($25,100) is the base model, featuring a turbocharged, 1.5L four-cylinder engine, an 8-inch infotainment touchscreen, and Apple CarPlay and Android Auto. In addition, the LS is equipped with lane-departure warnings, forward collision warnings, and automatic high beams.
  • The Malibu RS ($26,000) is more expensive to insure thanks to its unique black grilles and badges, power adjustable driver’s seat, and rear spoiler.
  • The Malibu 1LT ($28,000) includes LED running lights, heated mirrors, heated front seats, and dual-zone climate control.
  • The Malibu 2LT ($31,500) boasts leather upholstery, ventilated front seats, and a premium Bose audio system. On the safety side, it’s the only trim to carry LED headlights and taillights.

Here’s how much you might expect your cost to change based on the trim level of your car:

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Chevrolet Malibu Progressive $150 Chad, 34, Fort Myers, FL 250/500 Yes
Chevrolet Malibu Nationwide $175 Bertie, 32, Staten Island, NY 100/300 No
Chevrolet Malibu Travelers $265 Grace, 25, Durham, NH 50/100 Yes
Chevrolet Malibu Dairyland $556 Bryan, 32, Houston, TX State Minimum Yes
Chevrolet Malibu Commonwealth Insurance $613 Ronnie, 32, Fort Worth, TX State Minimum Yes
Last Updated Nov 26, 2024

Chevrolet Tahoe insurance costs

“Tahoe.” Even the name sounds big and sturdy. Families who need to haul lots of kit (and toys) will find its 5.3L V8 engine suitable for both country and city expeditions. This full-size SUV is great for making memories at your destination… if not during the trip itself. According to critics, both the Tahoe’s seats and suspension are stiff.

On average, Chevrolet Tahoe insurance costs $90 per month for state minimum coverage and $161 per month for full coverage.

Keep your costs low by opting for the Advanced Technology or Driver Alert packages instead of higher trims. The packages include dollar-saving features such as surround-view parking cameras, rear automatic braking, and blind spot warnings. With expensive-to-repair engines and entertainment technology, fancier trims only raise your rates.

Here’s an overview of the 2024 Chevy Tahoe’s six trims (and their insurance costs—just click the links):

  • The Tahoe LS ($54,200) begins with LED headlights, tri-zone automatic climate control, and an 8-inch infotainment touchscreen with Apple CarPlay and Android Auto. The Tahoe’s standard safety features also include forward collision warnings, lane-departure warnings, automatic high beams, and front and rear parking sensors.
  • The Tahoe LT ($59,700) adds quality-of-life touches like a hands-free liftgate, leather upholstery, and a Bose audio system. The central touchscreen also gets a 2.2-inch boost.
  • The Tahoe RST ($62,300) builds on the LT with 22-inch wheels, RST seat stitching, and unique black exterior style elements. The optional Sports Performance pack adds a 6.2L V8 and magnetic shock absorbers.
  • The Tahoe Z71 ($64,300) installs 20-inch wheels, four-wheel-drive, and hill descent control for more rugged terrain.
  • The Tahoe Premier ($67,600) includes chrome accents, a premium Bose sound system, and heated and ventilated front seats. At this level, you also get blind spot warnings and rear cross-traffic alerts.
  • The Tahoe High Country ($74,400) tops things off with a surround-view parking camera system, windshield heads-up display, and adaptive cruise control. It also packs a 420-horsepower, 6.2L V8 engine.

Here’s how much you might expect your cost to change based on the trim level of your car:

Car
Monthly Quote
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Chevrolet Tahoe $255 Dairyland Logan, 40, Las Vegas, NV State Minimum No
Chevrolet Tahoe $167 Progressive Nicholas, 68, Tucson, AZ State Minimum Yes
Chevrolet Tahoe $53 Progressive Eugene, 40, Bend, OR State Minimum No
Chevrolet Tahoe $496 Gainsco Lois, 58, Joplin, MO State Minimum Yes
Chevrolet Tahoe $111 Progressive Vincent, 52, Maple Heights, OH State Minimum Yes
Last Updated Nov 26, 2024

Chevrolet Traverse insurance costs

The Chevrolet Traverse sells about six times fewer units than the Silverado and half as many as the next runner-up, the Equinox. These sales numbers encapsulate the bowtie brand’s biggest problem: outside of its tried-and-true staples, the company struggles to differentiate its models from the competition. Case in point, the Traverse lacks the power, style, or technology to make it more than average.

On average, Chevrolet Traverse insurance costs $0 per month for state minimum coverage and $0 per month for full coverage.

Every Traverse includes a 3.6L V6 engine, a nine-speed automatic transmission, lane-keeping assistance, and forward collision mitigation with automatic braking. While you might be tempted to upgrade the upholstery and exterior badging, just remember you’ll have to pay for these cosmetics twice—once at the time of purchase and the second time on your insurance bills.

Here are the 2024 Chevrolet Traverse’s six trims (and their insurance costs—just click the links to find out):

  • The Traverse LS ($34,520) includes cloth upholstery and tri-zone climate controls. The 7-inch infotainment touchscreen is loaded with a Wi-Fi hotspot, Apple CarPlay, and Android Auto.
  • The Traverse LT Cloth ($37,045) adds several practical upgrades like foglights, rear parking sensors, and blindspot warnings.
  • The Traverse LT Leather ($40,740), on the other hand, luxuriates in leather upholstery, heated front seats, and a 4.2-inch multi-color instrument display (on top of the LT Cloth’s upgrades).
  • The Traverse RS ($45,045) adds cosmetic upgrades like blacked-out exterior style elements and 20-inch, dark-finish aluminum wheels.
  • The Traverse Premier ($47,200) delivers a cushy ride with ventilated front seats, heated rear seats, and a hands-free liftgate. The Premier also includes a unique safety feature: a “safety alert” seat that vibrates to warn the driver of potential collisions.
  • The Traverse High Country ($52,000) adds both performance and comfort, with a heavy-duty engine cooler, a trailer hitch (and guidance system), a panoramic sunroof, and a power-folding third-row.

Special mention goes to the LT Premium package, which includes adaptive cruise control, enhanced automatic emergency brakes, and a 360-degree, top-down parking camera system. Whether included in a vehicle trim level, option, or package, these safety features can help lower your insurance rates by lowering your chances of getting into a collision. Here’s how much you might expect your cost to change based on the trim level of your car:

Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Chevrolet Traverse Progressive $105 Brian, 34, Strongsville, OH 100/300 Yes
Chevrolet Traverse Mercury $131 Edith, 41, Eureka, IL 100/300 Yes
Chevrolet Traverse Mercury $205 Lee, 37, Vauxhall, NJ 50/100 Yes
Chevrolet Traverse Gainsco $113 Stella, 44, Abingdon, VA State Minimum Yes
Chevrolet Traverse Progressive $144 Jeffrey, 48, Atlanta, GA State Minimum No
Last Updated Nov 26, 2024

Are Chevrolets more expensive to insure?

Compared to the average cost of other cars, Chevrolets cost 2% less to insure.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
Ford$92$170
Chevrolet$92$174
Toyota$93$166
BMW$101$210

Cheapest Chevrolets to insure

The cheapest Chevy to insure is the 2017 Chevrolet Tahoe, with an average monthly premium of $47 for state minimum coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2013 Chevrolet Corvette$134$241
2023 Chevrolet Malibu$134$221
2021 Chevrolet Traverse$134$162
2021 Chevrolet Camaro$134$241
2015 Chevrolet Suburban$134$169

Most expensive Chevrolets to insure

The most expensive Chevrolet model to insure is the 2013 Chevrolet Corvette, with an average monthly premium of $189 for state minimum coverage.

Car MakeAverage Monthly State Minimum Insurance CostAverage Monthly Full Coverage Insurance Cost
2013 Chevrolet Corvette$134$241
2023 Chevrolet Malibu$134$221
2021 Chevrolet Traverse$134$162
2021 Chevrolet Camaro$134$241
2015 Chevrolet Suburban$134$169

What factors affect Chevrolet car insurance rates?

The motor vehicle you drive is just one factor in how your car insurance is calculated. The rest of the formula includes:

  • The cost of your vehicle: The higher the price tag—think exotic, luxury, or high-performance sports cars—the higher the cost of collision, comprehensive, and other coverage options.
  • The age of your vehicle: Featuring more sophisticated technology and materials, vehicles of a newer model year often cost more to insure than older ones.
  • The cost of parts: Custom, imported, or high-value parts cost more to replace and repair, making for higher premiums.
  • Your age: Car insurance rates start high for new and teen drivers, drop at the age of 25, and rise again after 75, when vision and hearing loss poses an increased risk of collisions.
  • Your driving record and insurance claims history: Insurance companies are allergic to risk, so they give lower rates to customers with safe driver profiles.
  • Your parking spot: A quiet lane in the countryside in Colorado poses a smaller risk of theft or vandalism than a dense urban street in a Californian city, giving rural drivers better insurance rates.

When it comes to Chevrolet insurance costs, there are three deciding factors:

  • Safety: Chevrolet didn’t win any Top Safety Pick awards in 2022, but the National Highway Traffic Safety Association (NHTSA) awarded the Silverado, Equinox, and Traverse a five-star crash rating. The Tahoe got four stars, while the Malibu went unrated.
  • Reliability: Consumer Reports note that Chevrolets tend to be less reliable than other makes.
  • Availability: You’ll have no problem finding parts for the Silverado, but the same can’t be said for the Tahoe or Traverse, whose sales figures trail far behind.

Chevrolet insurance cost for young drivers

It’s hard to find cheap car insurance for teens because drivers aged 16 to 19 pay the highest rates of any age group. You can save money by adding young Chevy drivers to another policy (such as their parents’). Just don’t skimp on insurance coverage!

Chevrolet insurance cost for senior drivers

Drivers are more likely to get into a car accident as they age and lose their vision, hearing, and reflexes. The best seniors’ car insurance providers offer discounts for retirees, stay-at-home motorists, and drivers with few insurance claims on record

Chevrolet insurance cost for drivers with driving violations

For the lowest auto insurance rates, you’ll need to pair your Chevrolet with a clean driving record. If you committed any of the following within the last three to five years, you’ll see a surcharge on your monthly insurance bills:

  • Speeding tickets
  • DUIs
  • At-fault accidents
  • License suspensions or revocations
  • Reckless driving

Even if you have a high-risk driver profile, it’s not the end of the world. Here’s where to find the cheapest car insurance rates following every kind of violation.


Cheapest car insurance for Chevrolet drivers with speeding ticket

Speeding tickets can stay on your record for up to a decade. Whether it’s due to a single ticket for a serious speeding violation, or multiple tickets for minor infractions, that’s a long time to pay high insurance premiums!

You can bring them back down by looking for the best rates with Jerry. Here are some of the deals Chevrolet drivers found after receiving a speeding ticket.

Speeding Type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Speeding 21+ Chevrolet Malibu Limited Lt Travelers $265 Grace, 25, Durham, NH 50/100 Yes
Speeding 11-15 Chevrolet Sonic Ls Progressive $214 Rosie, 33, Everett, WA State Minimum Yes
Speeding 6-10 Chevrolet Impala National General $55 Helena, 47, Tujunga, CA State Minimum No
Speeding 1-5 Chevrolet Cruze Lt Kemper $236 Teresa, 33, Westminster, CO 50/100 Yes
Speeding Violation-Major Chevrolet Cruze Lt Mercury $116 Wesley, 26, Dalton, NY 50/100 Yes
Last Updated Nov 26, 2024

Cheapest car insurance for Chevrolet drivers with a DUI record

A DUI conviction can have a significant impact on the car insurance quotes you find. Some providers charge high-risk drivers high rates, while others are willing to give them a second chance. Using a car insurance quote comparison app can help you find more of the latter.

Cheapest car insurance for Chevrolet drivers after an accident

A history of at-fault accidents and insurance claims makes car insurance companies nervous, which leads to high rates. Jerry can help bring your premiums back down by showing you the best deals in your area in just a few taps. Chevy drivers with several at-fault accidents on record found savings with these providers:


Learn more: How can I remove an accident from my driving record?


Accident type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
At Fault With No Injury Chevrolet Cruze Premier State Auto $356 Mildred, 38, Owensboro, KY 50/100 Yes
At Fault With No Injury Chevrolet Impala Gainsco $352 Harry, 40, Bladensburg, MD State Minimum No
Not At Fault Chevrolet Cruze Ls Travelers $192 Estelle, 33, Ladson, SC State Minimum Yes
At Fault With Injury Chevrolet Volt National General $509 Clarence, 36, Sacramento, CA 50/100 Yes
At Fault With No Injury Chevrolet Malibu Lt Progressive $150 Chad, 34, Fort Myers, FL 250/500 Yes
Last Updated Nov 26, 2024

Cheapest car insurance for Chevrolet drivers with other driving violations on their record

Reckless driving, driver’s license suspensions, and driver’s license revocations can also take their toll on your insurance premiums. While you’re working on getting your license reinstated, take a look around for better deals with other insurance providers. Jerry can help you find savings in less than a few minutes.

Violation
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Driving on Sus. License Chevrolet Impala Gainsco $352 Harry, 40, Bladensburg, MD State Minimum No
Failure to Obey Signal Chevrolet Malibu 1Lt Nationwide $175 Bertie, 32, Staten Island, NY 100/300 No
Felony Chevrolet Malibu Ls Commonwealth Insurance $613 Ronnie, 32, Fort Worth, TX State Minimum Yes
DUI Chevrolet Impala Ls National General $76 Augusta, 41, Salem, OH 50/100 Yes
Passing School Bus Chevrolet Malibu Ls Progressive $149 Marie, 33, Danbury, CT State Minimum No
Last Updated Nov 26, 2024

How can I lower the cost of my Chevrolet car insurance?

Still struggling to insure your Chevy? Here are a few tips to lower your annual rates, courtesy of Jerry’s insurance agents:

  • Shop around: The best way to get cheap car insurance is to compare quotes from at least three different insurance providers. There’s no way to know you’ve got the best deal unless you’ve looked around!
  • Choose a cheaper model: If you’re shopping for a Chevrolet, look for a model that’s compact, cheap to repair, and stuffed with safety features. Buying used can also save you a few bucks each month.
  • Bundle your insurance policies: A car and home insurance bundle can get you a discount on each product if you purchase them from the same company.
  • Install a telematics device: Telematics devices track where, how far, when, and how you drive. Drive infrequently and safely and you could benefit from car insurance discounts.
  • Reduce your coverage: If your car is worth less than 10 times your premiums, it might be time to and lower your bills.
  • Raise your deductible: Considering your financial situation will help you choose the best car insurance deductible—the more you pay upfront after an accident, the less you’ll pay in premiums year by year.

FAQ

  • What’s the most expensive Chevrolet model to insure?
  • Are Chevy’s expensive to insure?
  • What do Chevrolets cost to insure on average?
  • What’s the cheapest Chevrolet model to insure?
MEET OUR EXPERTS
meet-experts-thumbnail
R.E. Fulton
  • Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

meet-experts-thumbnail
Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

meet-experts-thumbnail
Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

For illustrative purposes only, results may vary

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.