How do I get very cheap car insurance?

I live in Washington state. I’m a college student and need to save some money. How do I make sure I’m getting the cheapest insurance possible?

Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Here are a few ways to find
cheap car insurance
  • Compare quotes: Different insurance companies use different formulas to set rates, so be sure to request quotes from three to five providers before purchasing a policy. The
    app can help you compare quotes from dozens of top providers and find the lowest rate on the coverage you need in under a minute.
  • Ask about
    car insurance discounts
    : You may be eligible for discounts based on your driving history, vehicle, type of policy, or professional or academic affiliations. For college students, some insurance companies offer discounts to members of certain fraternities, sororities, academic societies, or pre-professional groups. These aren’t always advertised, so be sure to ask your provider.
  • Drive safely: Car insurance companies are more likely to give you a lower rate if you have a clean driving record and don’t make any claims. Some companies also offer
    telematics programs
    , which track your driving and reward you with discounts or other perks when you drive safely.
Common car insurance discounts to look for include:
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