How do I get dirt cheap car insurance?

I live in Washington state. I’m a college student and need to save some money. How do I make sure I’m getting the cheapest insurance possible?

Answer
One of the best ways to make sure you’re not overpaying for your insurance is to shop around for quotes. Jerry can help you compare quotes from dozens of top providers with just a few swipes and clicks!
In Washington, the minimum insurance you are required to carry is liability insurance. This costs Washington drivers $3,246 a year on average. Customers who shop with Jerry see this number go down to $1,714.
Opting for minimum coverage will get you closest to the “dirt cheap” rates you’re wanting. However, you should know that liability insurance won’t help cover damages to your vehicle, your medical bills, auto theft, or damage from forest fires.
No matter your coverage level or provider, you can apply for a variety of discounts to lower your rates. Common car insurance discounts for college students include:
  • Paperless billing or paid in full discount
  • Safe driving discount (using a driver tracking app)
  • Accident free discount
  • Good student discount
  • New car discount
  • Safe car discount (anti-theft devices)
Contact your provider (or potential provider) today to see the full list of discounts available in your area.
Lauren Smith
Answered on Nov 15, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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