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Cheapest Chevrolet Camaro Car Insurance (Nov 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Chevrolet Camaro
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Maria Cruz, Expert Insurance Writer & Editor

How much does Chevrolet Camaro car insurance cost? 

On average, Chevrolet Camaro drivers spend $98 each month on state minimum car insurance and $207 per month for full coverage. Compared to other popular cars the
Dodge Challenger
,
Ford Mustang
, and
Dodge Charger
, the Chevrolet Camaro is 62% more expensive to insure. 
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Chevrolet Camaro insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Chevrolet Camaro car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Chevrolet Camaro drivers save an average of $858 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
November 16, 2024
Chevrolet Camaro LTTravelers
$145
• 100,000/300,000 Liability
• Comp / Collision
November 12, 2024
Chevrolet Camaro LTNationwide
$128
• State Minimum Liability
• Comp / Collision
November 11, 2024
Chevrolet Camaro LTAllstate
$259
• 50,000/100,000 Liability
• Comp / Collision
November 9, 2024
Chevrolet Camaro LSAAA
$128
• 100,000/300,000 Liability
• Comp / Collision
November 8, 2024
Chevrolet Camaro 2SSInfinity
$73
• State Minimum Liability
coverageLast Updated Nov 16, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Chevrolet Camaro, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Chevrolet Camaro owners

There’s no single best insurance company for all Chevrolet Camaro owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Chevrolet Camaro?

The average cost of Chevrolet Camaro insurance is $207 per month for full coverage and $98 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Chevrolet Camaro
$207
$98
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Some trim levels of the Camaro are more expensive to insure due to higher MSRPs, larger engines, and more features.
Put simply: Larger and more powerful engines lead to better performance, which increases the risk of accidents and, subsequently, insurance costs. Similarly, luxury and/or tech features have high repair and replacement costs, driving up insurance prices.
Together, these factors will increase insurance costs for higher trim levels, but adding specific features to lower-level trims can also raise the cost of auto insurance. For example, the Camaro 1LT comes standard with a turbocharged 2.0L four-cylinder engine producing 275 horsepower but has the option to upgrade to a 355-hp 3.6L V6 engine. Upgrade the engine and add the technology package (8-inch touchscreen and nine-speaker Bose audio system) to the 1LT, and you could end up paying more for insurance than you would for the Camaro 3LT. 
But you’ll also want to consider use when looking at insurance costs.
The base levels—Camaro 1LS, 1LT, 2LT, and 3LT—are powerful muscle cars with plenty of features for the casual road-goer, but opting for the high-performance Camaro ZL1 not only gets you a ton more features but decks out the beast with a 650-hp 6.2-liter V8 engine. As a street-legal race car with plenty of performance, the ZL1 also comes with a much more significant risk to insurers than trims with a less powerful engine and, therefore, significantly higher insurance costs. 
The bottom line: High-performance models like the Chevy Camaro ZL1 are a higher risk for insurers to cover, plus have higher repair and replacement costs than lower-level options like the 1LS or 1LT. Drivers of the ZL1 are classified as riskier policyholders and, therefore, will pay more to insure their cars. 
Check out the table below to see the average cost of auto insurance for some popular Chevrolet Camaro trims.
CarMonthly minimum coverage costMonthly full coverage cost
Camaro Chevrolet
$73
$105
Camaro Chevrolet 2SS
$89
$192
Camaro Chevrolet LS
$110
$214
Camaro Chevrolet LT
$103
$205
Camaro Chevrolet LZ
$194
$234
Camaro Chevrolet RS
$60
$62
Camaro Chevrolet SS
$100
$215
Camaro Chevrolet Z28
$81
$87
Lower my car insurance too!

Chevrolet Camaro insurance cost by model year

The more recently your Chevrolet Camaro was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Chevrolet Camaros provided by Jerry to better understand how your driver profile might affect your cost.

2023 Chevrolet Camaro car insurance quotes

Unfortunately, newer cars can also come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Chevrolet Camaro:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2023
Chevrolet Camaro LS
Progressive
$160
• 50,000/100,000 Liability
• Comp / Collision
2023
Chevrolet Camaro LS
National General
$489
• 50,000/100,000 Liability
• Comp / Collision
2023
Chevrolet Camaro LS
Bristol West
$135
• State Minimum Liability
2023
Chevrolet Camaro LS
The General
$119
• State Minimum Liability
2023
Chevrolet Camaro LS
Embark General
$153
• No Coverage Liability
coverageLast Updated Nov 20, 2024

2022 Chevrolet Camaro car insurance quotes

It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Chevrolet Camaro drivers below:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2022
Chevrolet Camaro SS
Progressive
$203
• 50,000/100,000 Liability
• Comp / Collision
2022
Chevrolet Camaro SS
Safeco
$304
• 100,000/300,000 Liability
• Comp / Collision
2022
Chevrolet Camaro LS
Clearcover
$199
• State Minimum Liability
• Comp / Collision
2022
Chevrolet Camaro LT
National General
$346
• State Minimum Liability
• Comp / Collision
2022
Chevrolet Camaro LT
Infinity
$149
• No Coverage Liability
coverageLast Updated Nov 20, 2024

2021 Chevrolet Camaro car insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Chevrolet Camaro:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2021
Chevrolet Camaro LS
Progressive
$94
• State Minimum Liability
• Comp / Collision
2021
Chevrolet Camaro LS
Safeco
$223
• 50,000/100,000 Liability
• Comp / Collision
2021
Chevrolet Camaro LT
Allstate
$173
• 100,000/300,000 Liability
• Comp / Collision
2021
Chevrolet Camaro LS
Safeco
$187
• 100,000/300,000 Liability
• Comp / Collision
2021
Chevrolet Camaro LZ
Infinity
$270
• No Coverage Liability
coverageLast Updated Nov 19, 2024
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Chevrolet Camaro with our real quote examples below:

2020 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2020
Chevrolet Camaro LS
Progressive
$273
• 50,000/100,000 Liability
2020
Chevrolet Camaro LS
Nationwide
$175
• 50,000/100,000 Liability
• Comp / Collision
2020
Chevrolet Camaro LZ
Clearcover
$215
• 100,000/300,000 Liability
• Comp / Collision
2020
Chevrolet Camaro LZ
Bristol West
$127
• State Minimum Liability
2020
Chevrolet Camaro LS
Gainsco
$212
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 17, 2024

2019 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2019
Chevrolet Camaro LS
Progressive
$176
• State Minimum Liability
2019
Chevrolet Camaro SS
Allstate
$183
• 50,000/100,000 Liability
• Comp / Collision
2019
Chevrolet Camaro SS
Safeco
$124
• 100,000/300,000 Liability
• Comp / Collision
2019
Chevrolet Camaro LS
Travelers
$194
• State Minimum Liability
• Comp / Collision
2019
Chevrolet Camaro LS
State Auto
$109
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 17, 2024

2018 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2018
Chevrolet Camaro SS
Allstate
$264
• 50,000/100,000 Liability
• Comp / Collision
2018
Chevrolet Camaro LT
Safeco
$139
• State Minimum Liability
• Comp / Collision
2018
Chevrolet Camaro LT
Nationwide
$76
• 50,000/100,000 Liability
• Comp / Collision
2018
Chevrolet Camaro LT
Clearcover
$116
• 100,000/300,000 Liability
• Comp / Collision
2018
Chevrolet Camaro LT
Plymouth Rock
$160
• 15,000/30,000 Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024

2017 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2017
Chevrolet Camaro LT
Progressive
$227
• State Minimum Liability
• Comp / Collision
2017
Chevrolet Camaro LT
Travelers
$193
• 50,000/100,000 Liability
• Comp / Collision
2017
Chevrolet Camaro LT
Nationwide
$177
• 100,000/300,000 Liability
• Comp / Collision
2017
Chevrolet Camaro LT
Allstate
$213
• State Minimum Liability
• Comp / Collision
2017
Chevrolet Camaro LT
Safeco
$124
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 19, 2024

2016 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2016
Chevrolet Camaro LT
Progressive
$143
• 50,000/100,000 Liability
• Comp / Collision
2016
Chevrolet Camaro SS
State Auto
$240
• 100,000/300,000 Liability
• Comp / Collision
2016
Chevrolet Camaro LT
Clearcover
$211
• State Minimum Liability
• Comp / Collision
2016
Chevrolet Camaro LT
Bristol West
$345
• State Minimum Liability
• Comp / Collision
2016
Chevrolet Camaro LT
Mercury
$179
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Nov 21, 2024

2015 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2015
Chevrolet Camaro LT
Progressive
$155
• 100,000/300,000 Liability
2015
Chevrolet Camaro LT
AAA
$240
• State Minimum Liability
• Comp / Collision
2015
Chevrolet Camaro LT
Clearcover
$197
• 50,000/100,000 Liability
• Comp / Collision
2015
Chevrolet Camaro LS
National General
$116
• State Minimum Liability
2015
Chevrolet Camaro 2SS
Infinity
$73
• State Minimum Liability
coverageLast Updated Nov 20, 2024

2014 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2014
Chevrolet Camaro LS
Progressive
$135
• State Minimum Liability
2014
Chevrolet Camaro 2SS
Safeco
$218
• 50,000/100,000 Liability
• Comp / Collision
2014
Chevrolet Camaro LS
Allstate
$158
• 100,000/300,000 Liability
• Comp / Collision
2014
Chevrolet Camaro LS
National General
$178
• 50,000/100,000 Liability
• Comp / Collision
2014
Chevrolet Camaro LS
Gainsco
$152
• No Coverage Liability
coverageLast Updated Nov 16, 2024

2013 Chevrolet Camaro car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2013
Chevrolet Camaro LS
Progressive
$152
• State Minimum Liability
2013
Chevrolet Camaro LS
Travelers
$267
• 50,000/100,000 Liability
• Comp / Collision
2013
Chevrolet Camaro LS
Allstate
$135
• State Minimum Liability
• Comp / Collision
2013
Chevrolet Camaro LS
Clearcover
$174
• 100,000/300,000 Liability
• Comp / Collision
2013
Chevrolet Camaro LS
National General
$298
• State Minimum Liability
• Comp / Collision
coverageLast Updated Nov 20, 2024

See all Chevrolet Camaro insurance information by year

Are Chevrolet Camaros expensive to insure? 

The average Chevrolet Camaro insurance rate is $98 per month. Compared to the national average for other models from a similar price range, it is 62% more expensive to insure a Chevrolet Camaro.
Model
Avg. Minimal Coverage Insurance Cost
Avg. Full Coverage Insurance Cost
Chevrolet Camaro
$102
$242
Dodge Challenger
$110
$330
Dodge Charger
$136
$335
Ford Mustang
$95
$235
Chevrolet Corvette
$93
$271
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Chevrolet Camaro safety features 

The safety features of a model will also impact your insurance costs. 
A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features. 
The Chevrolet Camaro has a variety of safety features. Learn more about them below.
Safety featureDescription
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Security system
The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Knee airbags
Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.

What other factors affect Chevrolet Camaro insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.
  • Safety ratings: The safer your vehicle, the less you’ll pay for insurance. Luckily, the Chevy Camaro receives high ratings on several crash tests from the NHTSA and IIHS.
  • Vehicle body type: Sedans, SUVs, and vans typically have lower insurance costs than a two-door performance coupe.
  • Power: The high-performance Camaro models with larger and more powerful engines will have higher insurance rates due to a higher risk.
  • Fuel type: Gas-powered engines generally cost less to insure than hybrid, diesel, or electric engines, thanks to lower repair and replacement costs.

Chevrolet Camaro insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
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Cynthia (23 years old)
coverageCoverage
State Minimum
locationPaint Rock, AL
carChevrolet Camaro SS
$129
per month
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Arthur (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LT
$275
per month
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Francis (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationImlay City, MI
carChevrolet Camaro SS
$304
per month
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Viola (23 years old)
coverageCoverage
30,000 per person
60,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LS
$405
per month
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Troy (24 years old)
coverageCoverage
15,000 per person
30,000 per accident bodily injury
carChevrolet Camaro SS
$119
per month

Chevrolet Camaro insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
card cover
Alejandro (67 years old)
coverageCoverage
State Minimum
locationWolfe City, TX
carChevrolet Camaro SS
$249
per month
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Edwin (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LT
$70
per month
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Juan (72 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LT
$133
per month
card cover
Alma (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LS
$128
per month
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Marian (66 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro 2SS
$82
per month

Chevrolet Camaro insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Chevrolet Camaro drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Jerry is proud to help Chevrolet Camaro drivers with varying speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Chevrolet Camaro LT
Electric
$297
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Chevrolet Camaro SSSafeco
$182
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Chevrolet Camaro SSPlymouth Rock
$112
• 15,000/30,000 Liability
Speeding 16-20
Chevrolet Camaro LSNationwide
$236
• 100,000/300,000 Liability
• Comp / Collision
Speeding 21+
Chevrolet Camaro LTNational General
$165
• State Minimum Liability
coverageLast Updated Nov 20, 2024

Cheapest car insurance for Chevrolet Camaro drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Chevrolet Camaro drivers obtain affordable auto insurance rates after a DUI.
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James (27 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationRiverdale, CA
carChevrolet Camaro SS
$340
per month
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Dollie (34 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carChevrolet Camaro LT
$139
per month
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Clearcover
Marian (35 years old)
coverageCoverage
25,000 per person
50,000 per accident bodily injury
Comp / Collision
carChevrolet Camaro LT
$188
per month
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Brent (35 years old)
coverageCoverage
State Minimum
carChevrolet Camaro LT
$364
per month
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Ophelia (31 years old)
coverageCoverage
State Minimum
carChevrolet Camaro LT
$141
per month

Cheapest car insurance for Chevrolet Camaro drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Chevrolet Camaro drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Chevrolet Camaro LTProgressive
$143
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Chevrolet Camaro LTAAA
$213
• State Minimum Liability
• Comp / Collision
At Fault With Injury
Chevrolet Camaro LTAllstate
$161
• State Minimum Liability
• Comp / Collision
Not At Fault
Chevrolet Camaro LTTravelers
$193
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Chevrolet Camaro LTSafeco
$140
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Nov 18, 2024

Cheapest car insurance for Chevrolet Camaro drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Chevrolet Camaro drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Chevrolet Camaro LSProgressive
$133
• State Minimum Liability
Defective Equipment
Chevrolet Camaro SSSafeco
$240
• State Minimum Liability
• Comp / Collision
Failure to Stop
Chevrolet Camaro LSNationwide
$276
• 25,000/50,000 Liability
• Comp / Collision
Wrong Way/Wrong Lane
Chevrolet Camaro SSBristol West
$278
• State Minimum Liability
Cell Phone
Chevrolet Camaro LTSafeco
$93
• State Minimum Liability
• Comp / Collision
Careless Driving
Chevrolet Camaro 2SSMercury
$195
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Chevrolet Camaro LSProgressive
$231
• State Minimum Liability
• Comp / Collision
Failure to Yield
Chevrolet Camaro LTTravelers
$125
• State Minimum Liability
• Comp / Collision
Seat Belt
Chevrolet Camaro LTBristol West
$247
• 25,000/50,000 Liability
Improper Passing
Chevrolet Camaro 2SSNational General
$148
• State Minimum Liability
coverageLast Updated Nov 19, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

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Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
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Maria Cruz
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Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.