Shopping for car insurance can be daunting, but it doesn’t have to be. With so many companies out there including large national ones as well as more local and regionalized insurance providers it can be confusing to know who is a “good” provider and who is not.
Jerry’s team of car insurance expert writers and editors have analyzed real customer ratings and industry reports to get a holistic view of an insurer’s performance. Our rating system includes the shopping and claims experiences, customer complaints and reviews, repair shops’ evaluations of insurers, policy and quote pricing, and state availability.
We regularly reassess insurers’ star ratings and fact-check these reviews to ensure they’re accurate and up-to-date. Pricing information is based on over 400,000 actual policies quoted for real Jerry customers during 2024 across 24 different insurance companies. The pricing data included both those with clean driving records as well as those with a violation.
Company Reviews
- Offers rewards for safe driving.
- Pay-per-mile policy may save infrequent drivers money.
- High financial strength rating from AM Best.
- Available in all 50 states.
- Below average ratings from J.D. Power and the CRASH Network.
- Lacks unique optional coverages.
- Multiple discount options.
- Mileage-based policy option.
- Well-ranked in J.D. Power’s Auto Claims Satisfaction Study.
- Not available in all 50 states.
- Does not file SR-22s.
- Ample coverage customization options.
- Many discounts available.
- Relatively few consumer complaints.
- Below-average rating in J.D. Power’s auto insurance shopping study.
- Not available in all 50 states.
- Ample policy customization options.
- 50-state availability.
- Files SR-22s.
- Many rate-discount opportunities.
- Low claims satisfaction rating from J.D. power.
- Many rate discount opportunities.
- High financial strength rating.
- Available in all 50 states.
- Files SR-22 forms for high-risk drivers.
- Does not offer gap insurance.
- Relatively low customer satisfaction ratings from J.D. Power.
- Covers high-risk drivers.
- Guarantees car repairs made at shops in its network.
- Owned and financially backed by Allstate.
- High volume of customer complaints.
- Premiums may be more expensive than competitors.
- May charge a cancellation fee.
- May insure drivers with poor credit, DUIs and those who lack prior coverage.
- Can file SR-22s and FR-44s.
- High volume of consumer complaints.
- Premiums may be high for drivers who aren’t high risk.
- Fewer discounts than some competitors.
- Does not reward good driving behavior with lower premiums.
Additional companies
We’ve also reviewed several other car insurance companies which you can view below as you’re shopping for your new car insurance.
- AAA
- Anchor General
- Aspire
- Assurance America
- Commonwealth
- Dairyland
- Infinity
- Kemper
- Mercury
- Safeco
- Travelers
