Toyota Camry Hybrid Lease

The average cost of a Toyota Camry Hybrid lease ranges from $450 to $750 a month.
Written by Amber Reed
Reviewed by Jessica Barrett
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Leasing a Toyota Camry Hybrid can cost between $450 and $750 per month. Your monthly payment depends on the trim level you choose, negotiated price, money down, and your credit score.
The roomy, comfortable, and energy-efficient Toyota Camry Hybrid is a favorite family vehicle. If you want the stylish yet practical Camry Hybrid without the commitment of a
car loan
, consider leasing instead. 
While leasing does come with more restrictions than a traditional auto loan, you get the benefit of driving a vehicle during its best-performing years, as well as a lower average monthly payment. 
Need more information on Toyota Camry Hybrid leases? Here to break it down for you is
Jerry
, licensed broker and top-rated
car insurance
shopping app. 
Keep reading to learn more about how leases work, how much you can expect to pay, what to expect when you reach the end of the term, and how to save on your
Toyota Camry Hybrid insurance costs
.

How to lease a Toyota Camry Hybrid

Just like the Camry Hybrid itself, leasing is a practical and straightforward process. To make sure you’re set up for a great lease deal, follow this checklist:
  • Check your credit score. You probably won’t qualify for leasing if your credit score is 520 or lower, and a credit score under 630 is considered poor. But if your score is above 650, you’re in a position to get a good lease deal. 
  • Figure out your budget. Most people can afford a monthly payment that’s around 15% of their monthly income. If you make $4,000 a month, a lease payment of up to $600 is a good number to shoot for—but if you can get a lower payment, you’ll be in even better shape. 
  • Estimate how much you can pay upfront. Putting more money down will lower your monthly costs. It can be worth saving up a little extra if you want a better deal. 
  • Calculate your annual mileage. Toyota Camry Hybrid leases come with an annual mileage limit of 12,000 or 15,000 miles. That may sound generous, but if you have a long commute or plan to take your Camry Hybrid on a lot of family vacations, be sure and do the math to see if that mileage actually works for you. 
Now that you’ve got your finances figured out, it’s time to make a budget and head to your local Toyota dealership. Knowing what you can afford puts you in the best position to
compare lease offers
and negotiate a deal. 
MORE: How does your credit score affect car insurance?

The final step: shop for insurance

Whether you decide to buy or lease, you’ll need affordable car insurance for your Camry Hybrid, and
Jerry
is here to help. It takes less than a minute to sign up, and you’ll be presented with competitive rates and customized quotes from the nation’s top providers.
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How much does a Toyota Camry Hybrid lease cost?

Leasing a Toyota Camry Hybrid costs between $450 and $750 a month, on average. 
The exact monthly payment you end up with depends on the trim level and options you choose, as well as your credit score, lease term, and down payment. Other factors such as your location or special promotions can affect your monthly payment amount as well.
The vehicle trim level, options, and packages you choose have the biggest impact on how much you pay when leasing a Camry Hybrid. If you’re just looking for a mid-size sedan with great fuel economy, sticking to the base LE trim is sure to save you money. But if you prefer the enhanced features of the
SE
,
SE Nightshade
,
XLE
, or
XSE
trim options, or if you add on additional options or packages to any trim, your monthly payment will go up.
Let’s examine how each of the 2022 Toyota Camry Hybrid’s trim levels can change your monthly payment and amount due at signing
Let’s assume you’ve got a great credit score (690-719) and that you’re able to put down $1,500 on a 36-month lease with 12,000 annual mileage. Here’s your cost breakdown for the Camry Hybrid’s trim options:
Trim level
Monthly payment
Amount due at signing
LE
$410
$2,560
SE
$427
$2,577
SE Nightshade Edition
$445
$2,595
XLE
$505
$2,655
XSE
$505
$2655
Your credit score also influences how much you’ll pay for your 2022 Camry Hybrid Lease. If we once again assume a $1,500 capitalized cost reduction, 36-month lease, and 12,000 annual mileage, here’s how your costs for the popular XSE could change based on your score:
Credit score
Monthly payment
Amount due at signing
520 to 579
$855
$2,005
580 to 609
$792
$1,942
610 to 629
$760
$1,910
630 to 649
$719
$1,869
650 to 669
$621
$1,771
670 to 689
$574
$1,724
690 to 719
$505
$2,655
720+
$500
$2,650
Depending on where you live, you may qualify for a number of
deals and incentives
that could help reduce the cost of your Toyota Camry Hybrid lease. For example, recent college graduates and military members may qualify for a $500 rebate

Services included in a Toyota Camry Hybrid lease

All Toyota leases include the
ToyotaCare
maintenance plan, which means you get free routine maintenance for the first two years of your lease or the first 25,000 miles—whichever comes first. You also get free 24-hour roadside assistance for two years regardless of mileage. 
ToyotaCare only covers routine factory-scheduled maintenance such as: 
  • Engine oil and filter changes
  • Tire rotations
  • Multi-point inspection
  • Fluid level inspection
  • Toyota Genuine Parts
 Opting for a 24-month lease term means ToyotaCare will cover all your routine maintenance for the entire duration of your lease. But if you choose a longer term (Toyota offers lease terms for up to 60 months), you’ll be responsible for any routine maintenance after two years or 25,000 miles. 
Before you decide on a lease term, keep in mind that Toyota recommends
more maintenance
on vehicles with over 25,000 miles
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What to do when your Toyota Camry Hybrid lease is up

At the end of your Toyota lease, you have three options. You can: 
  • Return the car and lease a new Toyota (another Camry Hybrid or a different model)
  • Complete the return checklist
    and turn your vehicle in 
  • Request a payoff quote to buy the vehicle you’re currently driving

How to return a leased Toyota Camry Hybrid

Whether you don’t need your vehicle at the end of your lease, or you’re ready to lease a new car, following Toyota’s
return checklist
will help ensure an easy return process.
Before you return your car, examine it for wear and tear and consult Toyota’s
Lease-End Guide
to determine if your car is in acceptable condition. Generally speaking, if you find scratches, cracks, or dents bigger than a credit card, you’ll need to get them repaired or be subject to extra charges. If you purchased Excess Wear & Use Protection, you may be covered for some extra wear. 
Once you’ve made the necessary repairs, you can call AutoVIN at (855) 40-MY-TFS to schedule your inspection. Be sure to schedule your inspection about 15 to 60 days before your lease is up
After your inspection is complete (and your vehicle passes) you can call your local Toyota dealership to arrange a return appointment where you’ll sign an odometer statement and pay a disposition fee of up to $350. If you choose to lease a new Toyota, the disposition fee will be waived.
MORE: How to prepare a car for inspection when returning a lease

How to purchase a leased Toyota Camry Hybrid

If you want to keep driving your Camry Hybrid, you have the option of purchasing it at the end of your lease. You can arrange for financing or request a payoff quote through Toyota Financial Services or by calling 1-800-286-0652. 
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How to find the best car insurance for a Toyota Camry Hybrid lease

Finding the best
car insurance
for your leased Toyota Camry Hybrid is simple. Just download the
Jerry
app, and you’ll have the best quotes from 50+ top insurance providers at your fingertips in seconds. 
How does it work? It’s this simple: In less than 45 seconds, Jerry collects all of your information from your existing insurer. Choose from competitive quotes from top-rated insurance companies and Jerry takes care of the rest—securing your new policy and helping you cancel your old one. 
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