Getting an Audi lease is an affordable option if you want to drive a stylish vehicle without paying the towering expenses of a traditional auto loan, but you’ll want to familiarize yourself with what costs are associated with leasing before you agree to one.

While leases are generally an economical choice, they contain some restrictions and have some drawbacks, which is why it’s so important to understand the ins and outs of the process.

To break down what you need to know about leasing an Audi,

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comparison app and broker genius

Jerry

has created a user-friendly guide. We’ll discuss the benefits of a lease, how much it costs, and what to do when your lease term ends. Plus, learn how to find the best Audi insurance costs to protect your car.

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How to lease an Audi

Leasing an Audi isn’t much different than leasing other car models—but even if you have your heart set on this swanky German automobile, don’t rush into a lease agreement. In fact, there’s a tried and true process to make sure you’re taking the correct steps.

Let’s check it out:

The first thing you’ll want to do is check your credit score. More often than not, leasing requires a higher credit score than financing. A

good credit score

for leasing is at least 700.

Settle on a leasing budget. The basic rule of thumb with car budgets is that they should not exceed 15% of your monthly income.

Get an idea of what you can pay upfront. An Audi lease will likely involve a

good size

good size down payment$2,000, depending on the model you choose in addition to other fees due at the time of signing.

Calculate how many miles you drive per year. The most common lease agreement includes an annual mileage cap of 10,000 to 15,000 miles. Take a look at your situation—if you are planning a road trip or drive a lot for work, you may want to consider a high-mileage lease, which extends the limit to 20,000 miles a year.

So you’ve got your finances mapped out, now it’s time to

compare leases

. Not all lease agreements are created equal. If you’re aiming to find the most affordable Audi model, you may be interested in the reasonable

Audi A4

or the practical yet attractive

Audi Q5

compact SUV. For those who are prepared to spend more, you might want to take a look at the stunning Audi e-tron GT.

Remember, it’s the dealer’s job to try to talk you into spending additional money on upgraded tech, cosmetic features, and fancy car accessories. When you have a budget in mind, it’s easier to walk into the dealership with a no-nonsense idea of what you can afford. If the cost of pricey add-ons doesn’t align with what you’re able to spend, turn them down.

The final step: shop for insurance

When you’re working out your budget, don’t forget to set funds aside for car insurance. Your lease agreement won’t come with an insurance policy included, so to make sure you’re saving as much as possible on your coverage—-look no further than

Jerry

Not only will Jerry maximize your savings, but we’ll also do it quickly! Once you download the free app, you’ll just need to answer a few questions about yourself and your Audi, and in about 45 seconds Jerry matches you with a list of the best

car insurance

rates from top companies. On average, Jerry users save over $800 a year on car insurance!

MORE:

How to lease a car

How much does an Audi lease cost?

Leasing an Audi is desirable because it doesn't carry the outright expense that a car loan does. But how much money do you really save with a lease? The total amount it will cost you to lease an Audi depends on a few factors. These include:

What model you decide to lease

The price you negotiated with the dealer

How long you lease the vehicle (lease term)

The money factor (this is the interest rate attached to the lease)

The cost of any additional upgrades you purchase

How much you’ll pay in sales tax where you live

One of the most common lease terms offered is 36 months. While you may be able to snag a deal if the dealership is running a seasonal lease offer, you should generally expect to pay around $614 a month for an Audi A4, $693 a month for the Audi Q5, and $1,628 a month for the e-tron GT. Keep in mind that these monthly figures are for people with excellent credit.

Let’s look at a breakdown of the amount due at signing. Say you’ve agreed to lease the Q5 for the price of $693 per month. When you sign, you’ll pay the following upfront costs:

Payment for the first month: $693

The downpayment: $1,000

An acquisition fee (cost to acquire the car): $895

No need to break out the calculator, your total due at signing is $2,588, plus what you’ll be charged for sales tax and any upgrades you’ve agreed to.

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The top 10 cheapest luxury cars to insure

Warranty included in an Audi lease

If the upfront fees have you a little hesitant, remember that you’ll be under

warranty

for most, if not all, of the lease term. Audi’s New Vehicle Limited Warranty offers four years or 50,000 miles of protection—whichever comes first.

Here’s what a New Vehicle Limited Warranty includes:

12-year limited warranty for corrosion peroration

The first scheduled maintenance service at 10,000 miles or 12 months, whichever occurs first for Audi model years 2017 to 2019

24-hour Roadside Assistance for four years

Key Takeaway When you’re deciding whether to lease, be sure to weigh high upfront costs with the perks of being under Audi’s warranty.

What to do when your Audi lease is up

As with most leases, when the lease term ends you’ll have some decisions to make. Let’s look at your options:

If you want to stick with Audi but would prefer to sign a new lease for a different model or something newer, the choice is yours! You may even be able to qualify for a disposition fee waiver, which means you won’t have to pay the usual $495 fee to return the car.

You may choose to buy out your lease if you’ve decided you’d like to own your Audi. You can discuss the details of the purchase at the dealership.

If you’re not ready to purchase the car but you want to continue leasing it, you may qualify for a lease extension.

How to return a leased Audi

To return your Audi at the end of the lease term you’ll need to do the following:

Schedule a

vehicle inspection

. Inspections can be completed at your home, place of work, or at the Audi dealership. You can also call Alliance Inspection Management (AiM) at (844) 889- 8529 to make an appointment.

Check the report. If the vehicle inspector has recommended repairs that aren’t covered under warranty or through your car insurance policy, you’ll be responsible for completing them before you return the car.

Pay the $495 disposition fee to the dealer and turn in your vehicle. Depending on what your next plan of action is at the lease term’s end, you may be able to have this fee waived or rolled over.

How to purchase a leased Audi

Another advantage of leasing is it gives you the opportunity to see how you like driving a particular vehicle for a few years without having to purchase it outright. That way, if you decide you love the Audi you chose, you can go ahead and buy it.

To apply for a loan, you can go through your local bank or credit union or work with

Audi Financial Services

to get approved for financing.

MORE:

How a car lease swap works

How to find affordable car insurance for an Audi

After you’ve signed your Audi lease, you’ll want to find a

car insurance

policy that keeps you protected without making a hole in your wallet. Insurance shopping with super app

Jerry

is the best way to save.

You won’t have to fill out any boring forms or wait on hold with insurance agents—you can leave that all up to Jerry. When you find the coverage that’s right for you and decide to make the switch, Jerry will even help cancel your existing policy!

It doesn’t end there, Jerry regularly re-shops the insurance market on your behalf to make sure you’re always saving as much money as possible.

“I thought my previous insurance rate was the best I could get, since I have a luxury SUV. After
Jerry
found me quotes, I ended up paying only $80 a month for the same exact coverage. I’ll be shopping for auto insurance through Jerry from now on!” —Petra S.

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FAQs

What happens if I defer my lease payments?

If you deferred payments at any point during your lease term, you will be expected to cover those missed payments in addition to your final lease payment. If you do not make all of your obligated payments, you could risk getting hit with late fees or damaging your credit rating.

Do I have to wait until my lease term ends to purchase my Audi?

No. You are allowed to purchase your Audi at any time while you are under a lease. You can visit the

Audi Payoff Quote

page to get all the information or call (888) 237-2834 to request purchase documents be mailed to you.

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