Best cheap car insurance quotes in South Burlington
Vermont has a minimum liability insurance requirement, which represents the minimal amount of car insurance you must have in South Burlington—and offers you the cheapest rate.
But minimum liability isn’t always enough. You should consider getting full coverage to cover the repair or replacement costs for your car.
Cheap minimum liability insurance quotes in South Burlington
To hit the road legally, South Burlington drivers need to meet Vermont minimum coverage limits for bodily injury liability and property damage liability
Vermont minimum liability coverage includes $25,000 in bodily injury liability per person, $50,000 per accident, and $10,000 for property damage. These coverages are commonly known as 25/50/10 insurance. With basic liability coverage, you’ll be covered up to the policy’s limits if you cause injuries or property damage while driving your car.
Here are some examples of South Burlington vehicle owners that Jerry recently assisted with obtaining minimum liability coverage.
Coverage
State Minimum
South Burlington, VT
(Zip Code: 05403) Coverage
State Minimum
South Burlington, VT
(Zip Code: 05403) Do you need more than minimum coverage in South Burlington?
Most drivers in South Burlington need coverage more significant than the 25/50/10 state minimum mandated by Vermont car insurance laws
. In an at-fault accident, you’ll likely be responsible for medical bills and vehicle repairs well over the 25/50/10 limit, especially if you cause severe injuries to another person. If the car is totaled, the cost to replace it can be more than $40,000—well above that $10,000 property damage limit.
Remember, Vermont’s car accident laws
allow drivers to file bodily injury and property damage lawsuits for up to three years after a car accident—so your liability extends long past the initial accident! The bottom line: For optimum financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in South Burlington
Full coverage car insurance
is the only way to protect yourself from costs associated with repairing or replacing your vehicle. Full coverage includes comprehensive and collision coverage. Collision coverage
covers the cost of fixing or replacing your car after an accident. In contrast, comprehensive coverage
pays out if your vehicle is stolen or damaged by something other than a crash, like vandalism, theft, or natural disasters. If you have a loan on the car, your bank will typically require both collision and comprehensive coverage. On top of a full-coverage policy, you can purchase uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. The table below shows some recent examples of the cheapest South Burlington full coverage quotes that Jerry’s agents helped our customers obtain.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Progressive | $149 | | Subaru Impreza |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $72 | | Toyota Highlander Limited |
Last Updated Nov 12, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
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, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.