Maserati Depreciation Rates

Maseratis have a notoriously high depreciation rate. Here are estimates for the depreciation of the most common Maserati models.
Written by David Ghanizadeh-Khoob
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The average Maserati depreciation rate is over 50% after five years, well above average for new vehicles. Most of that depreciation comes during the first year of ownership, then averages around 10% each year after.
All vehicles lose value over time, but not all depreciate at the same rate. Knowing how Maseratis depreciate can help you understand what a fair price for a
used car
is, or determine how your
car loan
compares to its current value.
We’ve put together this guide to Maserati depreciation rates so you know what you can expect for your new car. 

Do Maseratis hold their value?

Maserati has two reputations that have followed the brand over the past few decades—producing elegant, fast,
luxury vehicles
and being infamously quick to depreciate. In a 2019 article from Business Insider, the Maserati Quattroporte was estimated to lose 72% of its value in just five years.
A lot has changed since 2019. The used car market has been on an inflation rollercoaster, and Maserati
announced some changes
that may help to improve its reputation for poor reliability. It brought in a new CEO, pledged to build 100% of new models in Italy, and announced plans to fully electrify its lineup. It’s expected that with these changes, Maserati will focus on increasing production quality over quantity.
Time will tell if new Maseratis will depreciate better than their older siblings, but the reality is that Maserati will likely still depreciate faster than most other non-luxury brands. Luxury vehicles depreciate quickly. It comes with the territory. If you look at a list of the 10 brands with the fastest depreciation rate, almost all of them are luxury manufacturers like BMW, Mercedes-Benz and Cadillac.

What does “depreciation” mean? 

You’ve probably heard this term thrown around, especially in conversations about buying a new car. Depreciation represents the change in the
value of your car
over time. Vehicles lose value the moment they leave the dealership. The extent of depreciation can be calculated based on:
  • Purchase price
  • Mileage
  • Ownership history
  • Condition
The average depreciation rate is around 40% over the first five years, with most of that value lost in the first year alone. But estimates will vary from vehicle to vehicle. There is no hard and fast rule for calculating depreciation. The brand reputation, whether it’s been in an accident, and how consistent you’ve been with
regular maintenance
will all impact your car’s value.
Depreciation is an often overlooked part of the cost of car ownership. People tend to consider costs like
car insurance
, gas, or maintenance, but will often forget to compare how well the model retains its value. It is important to keep depreciation in mind when shopping for a new or used car. 

Do Maseratis depreciate faster than other luxury vehicles? 

Largely, yes. Luxury brands tend to depreciate faster than value brands like
Honda
or
Toyota
, but Maserati is notorious for losing its value faster than most other luxury brands.
In several reports comparing the fastest depreciating brands and models, Maserati ranks among the worst, alongside brands like BMW, losing anywhere from 45-75% of its value over the first five years.
On the other hand, you have brands and cars with impressively low depreciation rates. Jeep, Toyota and Honda are brands that stand out for holding their value well. The outlier in depreciation estimates is consistently the Jeep Wrangler, which is estimated to retain over 90% of its value after five years!
MORE: The worst luxury cars you can buy

Maserati depreciation rates

The tables below show average one, three and five-year depreciation rates for the most popular Maserati models. 
Keep in mind that these are estimates and that the actual resale value of your vehicle will depend on many factors such as model year, mileage, trim level, location, condition and more. 
Estimates are made using an annual usage of 15,000 miles per year, assuming a regular maintenance schedule is followed, with value estimates for 2022 base models.

Maserati Ghibli depreciation

Years old
Depreciation rate
Residual value
0
0%
$76,200
1
16.6%
$63,550
3
49.3%
$38,633
5
61.8%
$29,108

Maserati Quattroporte depreciation 

Years old 
Depreciation rate
Residual value
0
0%
$96,000
1
20.9%
$75,936
3
61.8%
$36,672
5
71.2%
$27,648

Maserati Levante depreciation

Years old 
Depreciation rate
Residual value
0
0%
$79,400
1
12.0%
$69,872
3
35.7% 
$51,054
5
51.5%
$38,509

Maserati GranTurismo depreciation

Years old 
Depreciation rate
Residual value
0
0%
$150,380
1
13.1%
$130,680
3
38.8%
$92,033
5
53.8%
$69,476

How to find out how much your BMW has depreciated

The easiest way to get an estimate of your car’s depreciation is to look up the fair market value and subtract it from the price you paid. The remaining is the amount of value that your car lost while you owned it. You can find fair market value estimates using resources like Kelley Blue Book and Edmunds, or go to an expert to have it evaluated.
Why would you need to know your car’s depreciation? Well, it can be useful if you are trying to decide how much insurance coverage to buy or to calculate how the depreciation compares to any outstanding loan balances.
MORE: Most reliable sports cars 

How to limit Maserati depreciation

Of course, the better you take care of your Maserati, the better it will retain its value. If you want to limit the depreciation of your Maserati, put these tips to use:
  • Storage: Leaving your car exposed to the elements only fast forwards its depreciation. Parking in a garage or covered parking spot is a good start.
  • Mileage: Those estimates above are based on vehicles driving 15,000 miles per year, around the national average. The less you drive, the less your Maserati will depreciate. 
  • Maintenance: Keeping your Maserati in good condition is essential to maintaining its value, this even includes washing and waxing it regularly.
  • Color: Surprisingly, white, black, gray, and silver cars retain their value a bit better than colorful ones. Something to keep in mind if you’re in the market for a Maserati.
MORE: Maserati paint codes

Why you should buy gap insurance for your Maserati

Guaranteed asset protection, aka
gap insurance
, is especially important for Maseratis because they lose their value so fast.
During the first few years of car ownership, it is likely that your auto loan is greater than the actual value of your car. That’s just because your car loses value so fast, especially early on, and the loan gets paid off steadily. 
If your car gets totaled in an accident, your insurance company will payout the actual cash value of the car—
minus your deductible
. If your remaining car loan is greater than the value of your car, you will still have to pay that loan out of pocket. That’s where gap insurance comes in.
Gap insurance cover’s the difference between what you owe and what you are paid out. It also comes in handy, though, if your Maserati is stolen, or if it is totalled by a different peril included in your
comprehensive coverage
—you should also buy comprehensive coverage for your Maserati.
“Because I have a luxury car, I was more interested in finding better coverage than the exact price.
Jerry
helped me upgrade my policy, and when my record is cleared next year, I will be using Jerry again to choose an even cheaper plan!” —Paige W.
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