Is Lincoln a Luxury Car?

Lincoln is a luxury automaker owned by Ford that specializes in producing SUVs of all sizes.
Written by Sean Boehme
Reviewed by Jessica Barrett
background
Lincoln is a luxury vehicle division of the Ford Motor Company that boasts an impressive lineup of upscale SUVs.
Lincoln was once known for its sprawling, comfortable sedans, but starting in 2021, its lineup now consists of luxury SUVs and crossovers. Luxury SUVs are nothing to laugh at, however—the extra space they provide allows for more comfortable interiors loaded with technology.
Buying a Lincoln is no small investment, so you need to do your research before leaping.
Jerry
, a trusted brokerage that can save you money on
car insurance
, has put together this guide all about Lincoln luxury cars—plus, how to save on your
Lincoln insurance costs
!

Is Lincoln a luxury car?

Yes, Lincoln is a luxury car brand that is owned by the Ford Motor Company. Lincoln has been producing luxury cars, primarily SUVs, for around one hundred years! If you’re looking for more affordable versions of Lincoln cars, Ford SUVs such as the Ford Explorer could be right for you.

What makes a luxury car?

When you see a high-end sports car driving down the street, there is no question that it’s a luxury vehicle. But when it comes to SUVs, it can be a bit harder to decipher what’s luxury and what’s not.
Let's take a look at some of the things that might separate a Lincoln SUV from a more affordable Ford model:
  • Comfort features: Leather seating, leather steering wheel wraps, heated seats, spacious cabins, ambient lighting
  • Style features: Wooden trim, automaker badge, aluminum components
  • Technology features: Driver-assist features, premium speakers, infotainment touch screen
  • Performance features: upgraded engine, better suspension system
You can skip out on some or most of the features above and still come away with a nice car, but there’s no substitute for the performance and comfort you get when you invest in a true luxury vehicle. It’s worth noting that high-end luxury cars also cost more to insure, so always account for your insurance costs when you’re calculating the total cost of owning your car.
MORE: The worst luxury cars you can buy
RECOMMENDED
Compare auto insurance policies
No spam or unwanted phone calls · No long forms
Find insurance savings

Is Lincoln a good luxury car brand?

While every automaker generates mixed opinions about their cars, Lincoln is generally considered a good luxury car brand. Lincoln rates highly in terms of comfort, thanks to its spaciousness, technology, and upscale materials. Since they lack sedans or sports cars, however, they aren’t a luxury brand for everyone.
Lincolns are fairly expensive cars, but some experts argue that you get plenty for the price you pay. With various trims, buyers can spend at their comfort level rather than just opting for the most upscale models.

The best Lincoln Luxury cars

As of 2022, Lincoln offers four luxury vehicles, all of which are SUVs of varying sizes. The four cars are Navigator, Aviator, Nautilus, and Corsair

Lincoln Navigator

Perhaps the most well-known vehicle in Lincoln’s lineup, the
Navigator
is a full-sized three-row SUV with a starting price of around $77,600. The Navigator earns excellent reviews thanks to its beefy powertrain and top-tier comfort, although it lacks the driving thrill of smaller options.
Standard features on the 2022 Lincoln Navigator include:
  • Twin-turbocharged 3.5-liter V6 engines
  • 360-degree camera views
  • Power-assist steering
  • Tri-zone automatic climate control
  • Ambient lighting
  • Blind-spot warning
  • Cross-traffic alert
  • Remote start
  • Leather-wrapped steering wheel
Even with all of those features, there is plenty of room to upgrade your Navigator. The Lincoln Navigator Black Label is the most upscale trim available for the model and comes with a more stylish cabin and heated second-row seats, among many other upgrades.
Key Specs
Lincoln Navigator
Engine
Twin Turbocharged 3.5-liter V6
Transmission
10-speed automatic
Drivetrain
Rear-wheel drive or all-wheel drive
0 to 60
5.3 seconds
EPA fuel economy (mpg)
19 combined/17 city/23 highway
MORE: Lincoln Navigator towing capacity

Lincoln Aviator

Classified as a mid-sized SUV, the Lincoln Aviator is a more moderately-sized version of the Navigator—but it still capably seats seven. Thanks to its smaller stature, the
Aviator
is also more affordable, with a starting price of around $51,700.
The Aviator is one of two Lincoln models available as a Plug-in Hybrid Vehicle, which is especially notable due to the brand's general lack of great fuel efficiency. We’ll look at the gas-powered model in more detail below, but be sure to check out the Hybrid if you’d like to earn a tax credit.
Some standard features on the Lincoln Aviator include:
  • Twin-turbocharged 3.0-liter V6 engine
  • Rain-sense windshield wipers
  • Tri-zone climate control
  • Push-button start
  • Heated front seats
  • 10-speaker premium audio
  • Remote start
If you’re willing to pay extra, you can also enjoy features such as a sunroof or a heated steering wheel. You’ll also be able to select wheel size and drivetrain while purchasing a brand new Aviator.
Key Specs
Lincoln Aviator
Engine
Twin-turbocharged 3.0-liter V6
Transmission
10-speed automatic
Drivetrain
rear-wheel drive or all-wheel drive
0 to 60
6 seconds
EPA fuel economy (mpg)
21 combined/18 city/26 highway
Find out if you can reduce your monthly car payments in minutes
* checking your rate won’t affect your credit score
Check your rate
* checking your rate won’t affect your credit score

Lincoln Nautilus 

Continuing to move down in size, the
Lincoln Nautilus
is a two-row SUV with a starting price of around $43,500. Unlike the two Lincolns listed above, buyers interested in the Nautilus will have their choice of two distinct gas-powered engines.
The Nautilus delivers much of the same comfort and technology as Lincoln’s bigger models, so it might be the ideal choice if you have a smaller family. 
Some of the standard features offered for the Nautilus include: 
  • Turbocharged 2.0-liter four-cylinder engine
  • 13-inch touchscreen
  • Dual-zone climate control
  • Blind-spot warning
  • Remote start
  • 10-speaker premium audio
  • Active Noise Control
While there are a few features that you can add to your Nautilus, the big decision comes with the powertrain. Upgrading to the optional twin-turbocharged 2.7-liter V6 engines is costly, but many in the market for a luxury car might find it worthwhile.
Key Specs
Lincoln Nautilus
Engine
Turbocharged 2.0-liter four-cylinder or Twin Turbocharged 3.7-liter V6
Transmission
8-speed automatic
Drivetrain
front-wheel drive or all-wheel drive
0 to 60
Varies
EPA fuel economy (mpg)
23 combined/21 city/26 highway

Lincoln Corsair

Lincoln’s foray into the crossover SUV market comes in the form of the
Lincoln Corsair
. The Corsair is an impressive and compact ride that includes many of Lincoln’s most popular technology, all starting around $36,500.
The Lincoln Corsair comes with the option of two gasoline-powered engines or a hybrid powertrain. If you’re looking for the cheapest Lincoln on the market, a Corsair is the way to go.
Some standard Corsair features include: 
  • Turbocharged 2.0-liter four-cylinder engine
  • 10-speaker premium audio
  • Dual-zone automatic climate control
  • Active noise control
  • Remote start
  • Floor mats
Outside of opting for the beefier 2.3-liter engine, the Corsair is also offered with an upgraded standard equipment group. This group includes a touchscreen navigation system and power-folding rear seats.
Key Specs
Lincoln Corsair
Engine
Turbocharged 2.0-liter four-cylinder or turbocharged 2.3-liter four-cylinder
Transmission
8-speed automatic
Drivetrain
front-wheel drive or all-wheel drive
0 to 60
Varies
EPA fuel economy (mpg)
25 combined/22 city/29 highway

How to save on Lincoln insurance with Jerry

It’s hard to turn down luxury features such as premium audio, heated seats, and driver-assist features. The only problem is that feature-packed vehicles like Lincolns are usually costly to insure.
That’s where
Jerry
comes in. Comparison shopping is the best way to save on your
car insurance
, and Jerry is the #1 rated insurance comparison app on the App Store. Simply enter your information and we’ll find you the cheapest quotes from a pool of over 50 providers.
If you decide you’re ready to switch car insurance companies after seeing the quotes, one of our experienced agents will make the call for you. The average Jerry user saves over $800 on car insurance each year!
 “WOW.
Jerry
has been so easy to use. I called a representative when I wanted some clarification, and they walked me through the entire process of finding a new rate for full coverage on my luxury vehicle.” —Beth G.
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings

FAQs

Lincoln is a luxury division of the Ford Motor Company and many of Lincoln’s offerings are modeled after existing Ford cars. Choosing which of the two brands to buy from will depend on your budget and what you need out of your vehicle.
Yes, Lincoln cars are on the expensive side. All new Lincolns are SUVs or crossovers, which tend to cost more than sedans due to size and the powertrain. Lincolns are also luxury cars that are made with high-end materials and stuffed with a lot of technology.
Reduce your monthly car payments in minutes?
Find out if Jerry can reduce your payments by an average of $150/month
Check your rate!

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings